Bny Mellon, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Bny Mellon, National Association 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bny Mellon, National Association 500 Grant Street, Room 4825 Pittsburgh, PA 15258 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,987 |
| Total Mortgage Loan Application Amount | $2,519,283,000 |
| Average Mortgage Loan Application Amount | $1,202,666 |
| Highest Mortgage Loan Application Amount | $12,750,000 |
| Average Applicant Income | $708,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Bny Mellon, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bny Mellon, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Bny Mellon, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bny Mellon, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Bny Mellon, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bny Mellon, National Association's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York County New York | 177 | $ 313,633,000 | $ 1,771,000 | $ 1,088,000 |
| Los Angeles County California | 152 | $ 262,376,000 | $ 1,726,000 | $ 746,000 |
| Orange County California | 72 | $ 112,149,000 | $ 1,557,000 | $ 720,000 |
| Middlesex County Massachusetts | 60 | $ 65,337,000 | $ 1,088,000 | $ 492,000 |
| Fairfield County Connecticut | 58 | $ 99,871,000 | $ 1,721,000 | $ 1,078,000 |
| Maricopa County Arizona | 57 | $ 55,680,000 | $ 976,000 | $ 526,000 |
| San Diego County California | 46 | $ 59,416,000 | $ 1,291,000 | $ 663,000 |
| Suffolk County New York | 46 | $ 85,155,000 | $ 1,851,000 | $ 1,215,000 |
| Suffolk County Massachusetts | 41 | $ 41,962,000 | $ 1,023,000 | $ 565,000 |
| Norfolk County Massachusetts | 35 | $ 31,606,000 | $ 903,000 | $ 694,000 |
| Westchester County New York | 35 | $ 37,527,000 | $ 1,072,000 | $ 541,000 |
| Cook County Illinois | 34 | $ 36,234,000 | $ 1,065,000 | $ 902,000 |
| San Francisco County California | 32 | $ 40,189,000 | $ 1,255,000 | $ 640,000 |
| Palm Beach County Florida | 28 | $ 37,215,000 | $ 1,329,000 | $ 831,000 |
| Marin County California | 27 | $ 36,713,000 | $ 1,359,000 | $ 630,000 |
| King County Washington | 27 | $ 34,828,000 | $ 1,289,000 | $ 636,000 |
| Miami-Dade County Florida | 26 | $ 24,822,000 | $ 954,000 | $ 502,000 |
| Barnstable County Massachusetts | 26 | $ 21,969,000 | $ 844,000 | $ 575,000 |
| Dallas County Texas | 26 | $ 25,467,000 | $ 979,000 | $ 631,000 |
| District of Columbia County District Of Columbia | 25 | $ 41,187,000 | $ 1,647,000 | $ 1,141,000 |
| Contra Costa County California | 24 | $ 23,823,000 | $ 992,000 | $ 471,000 |
| Fulton County Georgia | 24 | $ 31,460,000 | $ 1,310,000 | $ 695,000 |
| Kings County New York | 20 | $ 25,550,000 | $ 1,277,000 | $ 576,000 |
| Collier County Florida | 19 | $ 16,261,000 | $ 855,000 | $ 628,000 |
| San Mateo County California | 17 | $ 29,386,000 | $ 1,728,000 | $ 746,000 |
| Montgomery County Maryland | 17 | $ 17,331,000 | $ 1,019,000 | $ 474,000 |
| Alameda County California | 16 | $ 19,180,000 | $ 1,198,000 | $ 619,000 |
| Santa Clara County California | 14 | $ 20,166,000 | $ 1,440,000 | $ 627,000 |
| Essex County Massachusetts | 14 | $ 12,040,000 | $ 860,000 | $ 809,000 |
| Plymouth County Massachusetts | 13 | $ 10,595,000 | $ 815,000 | $ 650,000 |
| Clark County Nevada | 13 | $ 13,825,000 | $ 1,063,000 | $ 537,000 |
| Nassau County New York | 13 | $ 10,939,000 | $ 841,000 | $ 636,000 |
| Harris County Texas | 13 | $ 14,033,000 | $ 1,079,000 | $ 939,000 |
| Travis County Texas | 12 | $ 11,052,000 | $ 921,000 | $ 451,000 |
| Riverside County California | 11 | $ 9,986,000 | $ 907,000 | $ 758,000 |
| Denver County Colorado | 10 | $ 6,145,000 | $ 614,000 | $ 350,000 |
| Lee County Florida | 10 | $ 10,880,000 | $ 1,088,000 | $ 486,000 |
| Fairfax County Virginia | 10 | $ 8,361,000 | $ 836,000 | $ 670,000 |
| Sonoma County California | 9 | $ 11,585,000 | $ 1,287,000 | $ 1,492,000 |
| Ventura County California | 9 | $ 9,652,000 | $ 1,072,000 | $ 576,000 |
| Boulder County Colorado | 9 | $ 12,038,000 | $ 1,337,000 | $ 440,000 |
| Cape May County New Jersey | 9 | $ 10,216,000 | $ 1,135,000 | $ 470,000 |
| Essex County New Jersey | 9 | $ 5,982,000 | $ 664,000 | $ 261,000 |
| Monmouth County New Jersey | 9 | $ 8,609,000 | $ 956,000 | $ 358,000 |
| Allegheny County Pennsylvania | 9 | $ 5,338,000 | $ 593,000 | $ 338,000 |
| Montgomery County Pennsylvania | 9 | $ 11,402,000 | $ 1,266,000 | $ 633,000 |
| Santa Barbara County California | 8 | $ 16,923,000 | $ 2,115,000 | $ 816,000 |
| Broward County Florida | 8 | $ 7,670,000 | $ 958,000 | $ 561,000 |
| DuPage County Illinois | 8 | $ 8,930,000 | $ 1,116,000 | $ 605,000 |
| Nantucket County Massachusetts | 8 | $ 28,705,000 | $ 3,588,000 | $ 1,749,000 |
| Union County New Jersey | 8 | $ 6,317,000 | $ 789,000 | $ 585,000 |
| Queens County New York | 8 | $ 8,308,000 | $ 1,038,000 | $ 682,000 |
| Delaware County Pennsylvania | 8 | $ 12,779,000 | $ 1,597,000 | $ 1,664,000 |
| Beaufort County South Carolina | 8 | $ 6,770,000 | $ 846,000 | $ 752,000 |
| Summit County Utah | 8 | $ 6,517,000 | $ 814,000 | $ 930,000 |
| Lake County Illinois | 7 | $ 4,393,000 | $ 627,000 | $ 600,000 |
| York County Maine | 7 | $ 5,176,000 | $ 739,000 | $ 368,000 |
| Morris County New Jersey | 7 | $ 7,580,000 | $ 1,082,000 | $ 683,000 |
| Cuyahoga County Ohio | 7 | $ 4,433,000 | $ 633,000 | $ 355,000 |
| Arapahoe County Colorado | 6 | $ 6,189,000 | $ 1,031,000 | $ 406,000 |
| Sussex County Delaware | 6 | $ 6,543,000 | $ 1,090,000 | $ 912,000 |
| Pinellas County Florida | 6 | $ 5,700,000 | $ 950,000 | $ 403,000 |
| Sarasota County Florida | 6 | $ 4,622,000 | $ 770,000 | $ 621,000 |
| Hudson County New Jersey | 6 | $ 4,958,000 | $ 826,000 | $ 400,000 |
| Ocean County New Jersey | 6 | $ 6,229,000 | $ 1,038,000 | $ 570,000 |
| Chester County Pennsylvania | 6 | $ 6,733,000 | $ 1,122,000 | $ 612,000 |
| Philadelphia County Pennsylvania | 6 | $ 6,681,000 | $ 1,113,000 | $ 469,000 |
| Pitkin County Colorado | 5 | $ 25,123,000 | $ 5,024,000 | $ 2,528,000 |
| Martin County Florida | 5 | $ 8,747,000 | $ 1,749,000 | $ 411,000 |
| Baltimore County Maryland | 5 | $ 3,426,000 | $ 685,000 | $ 284,000 |
| Oakland County Michigan | 5 | $ 5,245,000 | $ 1,049,000 | $ 514,000 |
| Bergen County New Jersey | 5 | $ 6,048,000 | $ 1,209,000 | $ 476,000 |
| Santa Fe County New Mexico | 5 | $ 7,644,000 | $ 1,528,000 | $ 1,390,000 |
| Oklahoma County Oklahoma | 5 | $ 3,576,000 | $ 715,000 | $ 514,000 |
| Clackamas County Oregon | 5 | $ 5,828,000 | $ 1,165,000 | $ 329,000 |
| Charleston County South Carolina | 5 | $ 4,135,000 | $ 827,000 | $ 402,000 |
| Alexandria County Virginia | 5 | $ 3,351,000 | $ 670,000 | $ 380,000 |
| Teton County Wyoming | 5 | $ 6,978,000 | $ 1,395,000 | $ 1,407,000 |
| Pima County Arizona | 4 | $ 3,211,000 | $ 802,000 | $ 270,000 |
| Monterey County California | 4 | $ 3,770,000 | $ 942,000 | $ 1,085,000 |
| Napa County California | 4 | $ 3,330,000 | $ 832,000 | $ 359,000 |
| Douglas County Colorado | 4 | $ 3,437,000 | $ 859,000 | $ 377,000 |
| Indian River County Florida | 4 | $ 4,343,000 | $ 1,085,000 | $ 589,000 |
| Hawaii County Hawaii | 4 | $ 5,417,000 | $ 1,354,000 | $ 541,000 |
| Cumberland County Maine | 4 | $ 3,382,000 | $ 845,000 | $ 503,000 |
| Hennepin County Minnesota | 4 | $ 5,080,000 | $ 1,270,000 | $ 753,000 |
| Somerset County New Jersey | 4 | $ 5,208,000 | $ 1,302,000 | $ 603,000 |
| Wake County North Carolina | 4 | $ 5,063,000 | $ 1,265,000 | $ 759,000 |
| Bristol County Rhode Island | 4 | $ 6,850,000 | $ 1,712,000 | $ 1,158,000 |
| Newport County Rhode Island | 4 | $ 4,450,000 | $ 1,112,000 | $ 1,044,000 |
| Washington County Rhode Island | 4 | $ 3,042,000 | $ 760,000 | $ 437,000 |
| Davidson County Tennessee | 4 | $ 2,645,000 | $ 661,000 | $ 299,000 |
| Albemarle County Virginia | 4 | $ 2,550,000 | $ 637,000 | $ 217,000 |
| Kitsap County Washington | 4 | $ 3,636,000 | $ 909,000 | $ 454,000 |
| Eagle County Colorado | 3 | $ 3,260,000 | $ 1,086,000 | $ 351,000 |
| San Miguel County Colorado | 3 | $ 3,750,000 | $ 1,250,000 | $ 884,000 |
| Hartford County Connecticut | 3 | $ 3,660,000 | $ 1,220,000 | $ 657,000 |
| Litchfield County Connecticut | 3 | $ 6,425,000 | $ 2,141,000 | $ 687,000 |
| Orange County Florida | 3 | $ 3,036,000 | $ 1,012,000 | $ 483,000 |
| DeKalb County Georgia | 3 | $ 1,670,000 | $ 556,000 | $ 402,000 |
| Kauai County Hawaii | 3 | $ 8,496,000 | $ 2,832,000 | $ 2,792,000 |
| Maui County Hawaii | 3 | $ 2,175,000 | $ 725,000 | $ 1,667,000 |
| Blaine County Idaho | 3 | $ 3,593,000 | $ 1,197,000 | $ 455,000 |
| Johnson County Kansas | 3 | $ 3,850,000 | $ 1,283,000 | $ 1,408,000 |
| Orleans County Louisiana | 3 | $ 1,773,000 | $ 591,000 | $ 552,000 |
| Anne Arundel County Maryland | 3 | $ 4,050,000 | $ 1,350,000 | $ 585,000 |
| Berkshire County Massachusetts | 3 | $ 3,800,000 | $ 1,266,000 | $ 437,000 |
| Bristol County Massachusetts | 3 | $ 2,660,000 | $ 886,000 | $ 600,000 |
| Dukes County Massachusetts | 3 | $ 3,500,000 | $ 1,166,000 | $ 491,000 |
| Worcester County Massachusetts | 3 | $ 2,791,000 | $ 930,000 | $ 530,000 |
| Rockingham County New Hampshire | 3 | $ 1,850,000 | $ 616,000 | $ 283,000 |
| Deschutes County Oregon | 3 | $ 1,834,000 | $ 611,000 | $ 896,000 |
| Multnomah County Oregon | 3 | $ 2,267,000 | $ 755,000 | $ 790,000 |
| Bucks County Pennsylvania | 3 | $ 2,988,000 | $ 996,000 | $ 374,000 |
| Loudoun County Virginia | 3 | $ 1,877,000 | $ 625,000 | $ 482,000 |
| Pierce County Washington | 3 | $ 2,450,000 | $ 816,000 | $ 276,000 |
| Coconino County Arizona | 2 | $ 3,461,000 | $ 1,730,000 | $ 630,000 |
| Yavapai County Arizona | 2 | $ 1,300,000 | $ 650,000 | $ 455,000 |
| Placer County California | 2 | $ 4,025,000 | $ 2,012,000 | $ 1,097,000 |
| San Bernardino County California | 2 | $ 2,219,000 | $ 1,109,000 | $ 848,000 |
| Santa Cruz County California | 2 | $ 1,920,000 | $ 960,000 | $ 462,000 |
| Larimer County Colorado | 2 | $ 1,258,000 | $ 629,000 | $ 388,000 |
| Routt County Colorado | 2 | $ 1,540,000 | $ 770,000 | $ 385,000 |
| Bay County Florida | 2 | $ 2,900,000 | $ 1,450,000 | $ 671,000 |
| Hillsborough County Florida | 2 | $ 1,445,000 | $ 722,000 | $ 402,000 |
| Nassau County Florida | 2 | $ 1,336,000 | $ 668,000 | $ 435,000 |
| Polk County Florida | 2 | $ 1,219,000 | $ 609,000 | $ 663,000 |
| St. Johns County Florida | 2 | $ 2,019,000 | $ 1,009,000 | $ 244,000 |
| Walton County Florida | 2 | $ 2,460,000 | $ 1,230,000 | $ 522,000 |
| Cherokee County Georgia | 2 | $ 1,075,000 | $ 537,000 | $ 193,000 |
| Greene County Georgia | 2 | $ 1,621,000 | $ 810,000 | $ 381,000 |
| Bonner County Idaho | 2 | $ 2,100,000 | $ 1,050,000 | $ 613,000 |
| Kootenai County Idaho | 2 | $ 1,550,000 | $ 775,000 | $ 645,000 |
| Kane County Illinois | 2 | $ 1,324,000 | $ 662,000 | $ 871,000 |
| Waldo County Maine | 2 | $ 709,000 | $ 354,000 | $ 20,000 |
| Franklin County Massachusetts | 2 | $ 775,000 | $ 387,000 | $ 159,000 |
| Charlevoix County Michigan | 2 | $ 2,205,000 | $ 1,102,000 | $ 451,000 |
| Gallatin County Montana | 2 | $ 819,000 | $ 409,000 | $ 776,000 |
| Belknap County New Hampshire | 2 | $ 941,000 | $ 470,000 | $ 257,000 |
| Atlantic County New Jersey | 2 | $ 1,586,000 | $ 793,000 | $ 233,000 |
| Hunterdon County New Jersey | 2 | $ 1,580,000 | $ 790,000 | $ 802,000 |
| Mercer County New Jersey | 2 | $ 2,200,000 | $ 1,100,000 | $ 274,000 |
| Dutchess County New York | 2 | $ 2,000,000 | $ 1,000,000 | $ 1,243,000 |
| Saratoga County New York | 2 | $ 1,378,000 | $ 689,000 | $ 486,000 |
| Jackson County North Carolina | 2 | $ 3,050,000 | $ 1,525,000 | $ 968,000 |
| Mecklenburg County North Carolina | 2 | $ 1,809,000 | $ 904,000 | $ 572,000 |
| Tulsa County Oklahoma | 2 | $ 1,833,000 | $ 916,000 | $ 511,000 |
| Lancaster County Pennsylvania | 2 | $ 852,000 | $ 426,000 | $ 1,103,000 |
| Williamson County Tennessee | 2 | $ 4,500,000 | $ 2,250,000 | $ 988,000 |
| Brazos County Texas | 2 | $ 1,788,000 | $ 894,000 | $ 359,000 |
| Windsor County Vermont | 2 | $ 2,375,000 | $ 1,187,000 | $ 1,522,000 |
| Arlington County Virginia | 2 | $ 823,000 | $ 411,000 | $ 112,000 |
| Fauquier County Virginia | 2 | $ 2,370,000 | $ 1,185,000 | $ 390,000 |
| Franklin County Virginia | 2 | $ 831,000 | $ 415,000 | $ 406,000 |
| Island County Washington | 2 | $ 2,874,000 | $ 1,437,000 | $ 871,000 |
| Whatcom County Washington | 2 | $ 960,000 | $ 480,000 | $ 425,000 |
| Jefferson County Alabama | 1 | $ 800,000 | $ 800,000 | $ 400,000 |
| Lee County Alabama | 1 | $ 510,000 | $ 510,000 | $ 368,000 |
| Tallapoosa County Alabama | 1 | $ 1,125,000 | $ 1,125,000 | $ 500,000 |
| Mohave County Arizona | 1 | $ 500,000 | $ 500,000 | $ 277,000 |
| Pinal County Arizona | 1 | $ 399,000 | $ 399,000 | $ 180,000 |
| Pulaski County Arkansas | 1 | $ 600,000 | $ 600,000 | $ 485,000 |
| Amador County California | 1 | $ 352,000 | $ 352,000 | $ 1,627,000 |
| Calaveras County California | 1 | $ 172,000 | $ 172,000 | $ 274,000 |
| Mendocino County California | 1 | $ 518,000 | $ 518,000 | $ 138,000 |
| Nevada County California | 1 | $ 510,000 | $ 510,000 | $ 607,000 |
| San Luis Obispo County California | 1 | $ 1,281,000 | $ 1,281,000 | $ 305,000 |
| Broomfield County Colorado | 1 | $ 484,000 | $ 484,000 | $ 269,000 |
| El Paso County Colorado | 1 | $ 1,200,000 | $ 1,200,000 | $ 1,317,000 |
| Jefferson County Colorado | 1 | $ 360,000 | $ 360,000 | $ 255,000 |
| Summit County Colorado | 1 | $ 585,000 | $ 585,000 | $ 384,000 |
| Weld County Colorado | 1 | $ 513,000 | $ 513,000 | $ 155,000 |
| Duval County Florida | 1 | $ 718,000 | $ 718,000 | $ 457,000 |
| Manatee County Florida | 1 | $ 1,145,000 | $ 1,145,000 | $ 488,000 |
| Monroe County Florida | 1 | $ 860,000 | $ 860,000 | $ 1,718,000 |
| Okaloosa County Florida | 1 | $ 2,500,000 | $ 2,500,000 | $ 671,000 |
| Chatham County Georgia | 1 | $ 580,000 | $ 580,000 | $ 453,000 |
| Cobb County Georgia | 1 | $ 1,000,000 | $ 1,000,000 | $ 561,000 |
| Fannin County Georgia | 1 | $ 821,000 | $ 821,000 | $ 2,306,000 |
| Hall County Georgia | 1 | $ 808,000 | $ 808,000 | $ 510,000 |
| Boone County Indiana | 1 | $ 500,000 | $ 500,000 | $ 264,000 |
| Sedgwick County Kansas | 1 | $ 1,180,000 | $ 1,180,000 | $ 665,000 |
| Jefferson County Kentucky | 1 | $ 500,000 | $ 500,000 | $ 212,000 |
| Hancock County Maine | 1 | $ 690,000 | $ 690,000 | $ 594,000 |
| Lincoln County Maine | 1 | $ 638,000 | $ 638,000 | $ 209,000 |
| Baltimore City County Maryland | 1 | $ 1,300,000 | $ 1,300,000 | $ 717,000 |
| Garrett County Maryland | 1 | $ 825,000 | $ 825,000 | $ 632,000 |
| Howard County Maryland | 1 | $ 760,000 | $ 760,000 | $ 284,000 |
| Talbot County Maryland | 1 | $ 625,000 | $ 625,000 | $ 153,000 |
| Hampshire County Massachusetts | 1 | $ 560,000 | $ 560,000 | $ 263,000 |
| Berrien County Michigan | 1 | $ 450,000 | $ 450,000 | $ 738,000 |
| Ingham County Michigan | 1 | $ 1,044,000 | $ 1,044,000 | $ 287,000 |
| Van Buren County Michigan | 1 | $ 825,000 | $ 825,000 | $ 384,000 |
| Washtenaw County Michigan | 1 | $ 807,000 | $ 807,000 | $ 229,000 |
| Wayne County Michigan | 1 | $ 535,000 | $ 535,000 | $ 645,000 |
| Scott County Minnesota | 1 | $ 995,000 | $ 995,000 | $ 696,000 |
| Sherburne County Minnesota | 1 | $ 600,000 | $ 600,000 | $ 740,000 |
| Stearns County Minnesota | 1 | $ 1,055,000 | $ 1,055,000 | $ 855,000 |
| Madison County Mississippi | 1 | $ 500,000 | $ 500,000 | $ 204,000 |
| Camden County Missouri | 1 | $ 1,240,000 | $ 1,240,000 | $ 309,000 |
| St. Louis County Missouri | 1 | $ 492,000 | $ 492,000 | $ 416,000 |
| Madison County Montana | 1 | $ 3,315,000 | $ 3,315,000 | $ 634,000 |
| Douglas County Nebraska | 1 | $ 600,000 | $ 600,000 | $ 112,000 |
| Grafton County New Hampshire | 1 | $ 860,000 | $ 860,000 | $ 541,000 |
| Burlington County New Jersey | 1 | $ 576,000 | $ 576,000 | $ 408,000 |
| Passaic County New Jersey | 1 | $ 625,000 | $ 625,000 | $ 381,000 |
| Sandoval County New Mexico | 1 | $ 1,260,000 | $ 1,260,000 | $ 688,000 |
| Columbia County New York | 1 | $ 746,000 | $ 746,000 | $ 1,955,000 |
| Essex County New York | 1 | $ 975,000 | $ 975,000 | $ 1,902,000 |
| Greene County New York | 1 | $ 1,180,000 | $ 1,180,000 | $ 350,000 |
| Monroe County New York | 1 | $ 175,000 | $ 175,000 | $ 504,000 |
| Otsego County New York | 1 | $ 500,000 | $ 500,000 | $ 580,000 |
| Richmond County New York | 1 | $ 716,000 | $ 716,000 | $ 182,000 |
| Rockland County New York | 1 | $ 760,000 | $ 760,000 | $ 1,092,000 |
| Avery County North Carolina | 1 | $ 488,000 | $ 488,000 | $ 427,000 |
| Guilford County North Carolina | 1 | $ 900,000 | $ 900,000 | $ 496,000 |
| Iredell County North Carolina | 1 | $ 2,100,000 | $ 2,100,000 | $ 444,000 |
| Lincoln County North Carolina | 1 | $ 576,000 | $ 576,000 | $ 250,000 |
| McDowell County North Carolina | 1 | $ 775,000 | $ 775,000 | $ 1,061,000 |
| New Hanover County North Carolina | 1 | $ 530,000 | $ 530,000 | $ 178,000 |
| Orange County North Carolina | 1 | $ 1,300,000 | $ 1,300,000 | $ 756,000 |
| Transylvania County North Carolina | 1 | $ 670,000 | $ 670,000 | $ 264,000 |
| Watauga County North Carolina | 1 | $ 540,000 | $ 540,000 | $ 608,000 |
| Geauga County Ohio | 1 | $ 3,000,000 | $ 3,000,000 | $ 2,500,000 |
| Hamilton County Ohio | 1 | $ 683,000 | $ 683,000 | $ 485,000 |
| Jefferson County Ohio | 1 | $ 640,000 | $ 640,000 | $ 268,000 |
| Lake County Ohio | 1 | $ 600,000 | $ 600,000 | $ 190,000 |
| Delaware County Oklahoma | 1 | $ 850,000 | $ 850,000 | $ 771,000 |
| Coos County Oregon | 1 | $ 580,000 | $ 580,000 | $ 460,000 |
| Tillamook County Oregon | 1 | $ 498,000 | $ 498,000 | $ 424,000 |
| Washington County Oregon | 1 | $ 604,000 | $ 604,000 | $ 194,000 |
| Berks County Pennsylvania | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Centre County Pennsylvania | 1 | $ 720,000 | $ 720,000 | $ 389,000 |
| Lackawanna County Pennsylvania | 1 | $ 520,000 | $ 520,000 | $ 206,000 |
| Northampton County Pennsylvania | 1 | $ 583,000 | $ 583,000 | $ 298,000 |
| Washington County Pennsylvania | 1 | $ 500,000 | $ 500,000 | $ 950,000 |
| Westmoreland County Pennsylvania | 1 | $ 535,000 | $ 535,000 | $ 268,000 |
| York County Pennsylvania | 1 | $ 920,000 | $ 920,000 | $ 343,000 |
| Providence County Rhode Island | 1 | $ 325,000 | $ 325,000 | $ 107,000 |
| Berkeley County South Carolina | 1 | $ 1,420,000 | $ 1,420,000 | $ 1,350,000 |
| Horry County South Carolina | 1 | $ 2,800,000 | $ 2,800,000 | $ 116,000 |
| Lincoln County South Dakota | 1 | $ 500,000 | $ 500,000 | $ 316,000 |
| Blount County Tennessee | 1 | $ 1,040,000 | $ 1,040,000 | $ 804,000 |
| Bexar County Texas | 1 | $ 550,000 | $ 550,000 | $ 401,000 |
| Denton County Texas | 1 | $ 552,000 | $ 552,000 | $ 264,000 |
| Guadalupe County Texas | 1 | $ 498,000 | $ 498,000 | $ 162,000 |
| Henderson County Texas | 1 | $ 2,100,000 | $ 2,100,000 | $ 625,000 |
| Llano County Texas | 1 | $ 3,300,000 | $ 3,300,000 | $ 3,500,000 |
| Nueces County Texas | 1 | $ 617,000 | $ 617,000 | $ 401,000 |
| Palo Pinto County Texas | 1 | $ 900,000 | $ 900,000 | $ 298,000 |
| Parker County Texas | 1 | $ 500,000 | $ 500,000 | $ 87,000 |
| Tarrant County Texas | 1 | $ 2,250,000 | $ 2,250,000 | $ 720,000 |
| Washington County Texas | 1 | $ 359,000 | $ 359,000 | $ 459,000 |
| Williamson County Texas | 1 | $ 300,000 | $ 300,000 | $ 98,000 |
| Salt Lake County Utah | 1 | $ 2,000,000 | $ 2,000,000 | $ 822,000 |
| Washington County Utah | 1 | $ 630,000 | $ 630,000 | $ 446,000 |
| Bennington County Vermont | 1 | $ 450,000 | $ 450,000 | $ 269,000 |
| Falls Church County Virginia | 1 | $ 750,000 | $ 750,000 | $ 339,000 |
| Hanover County Virginia | 1 | $ 600,000 | $ 600,000 | $ 249,000 |
| Henrico County Virginia | 1 | $ 980,000 | $ 980,000 | $ 424,000 |
| Virginia Beach County Virginia | 1 | $ 971,000 | $ 971,000 | $ 1,140,000 |
| Chelan County Washington | 1 | $ 1,039,000 | $ 1,039,000 | $ 1,244,000 |
| Clark County Washington | 1 | $ 704,000 | $ 704,000 | $ 360,000 |
| San Juan County Washington | 1 | $ 563,000 | $ 563,000 | $ 370,000 |
| Waukesha County Wisconsin | 1 | $ 750,000 | $ 750,000 | $ 731,000 |
| Lincoln County Wyoming | 1 | $ 525,000 | $ 525,000 | $ 814,000 |
Mortgage Loan Application Detail Totals for Bny Mellon, National Association in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 967 | $1,268,269,000 | $1,311,000 | $12,750,000 | $719,000 | $9,999,000 |
| Refinancing | 926 | $1,151,857,000 | $1,243,000 | $12,000,000 | $712,000 | $9,999,000 |
| Home Improvement | 94 | $99,157,000 | $1,054,000 | $4,300,000 | $695,000 | $4,187,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 986 | $1,217,111,000 | $1,234,000 | $12,750,000 | $690,000 | $9,999,000 |
| Not Provided | 911 | $1,163,791,000 | $1,277,000 | $12,750,000 | $741,000 | $9,999,000 |
| Asian | 41 | $57,036,000 | $1,391,000 | $6,500,000 | $670,000 | $2,253,000 |
| Hispanic | 31 | $37,862,000 | $1,221,000 | $4,200,000 | $639,000 | $3,122,000 |
| Not applicable | 12 | $31,291,000 | $2,607,000 | $11,617,000 | $857,000 | $3,889,000 |
| Black or African American | 4 | $9,318,000 | $2,329,000 | $5,000,000 | $1,134,000 | $2,309,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $2,400,000 | $2,400,000 | $2,400,000 | $1,446,000 | $1,446,000 |
| American Indian or Alaskan Native | 1 | $474,000 | $474,000 | $474,000 | $173,000 | $173,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,987 | $2,519,283,000 | $1,267,000 | $12,750,000 | $715,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,468 | $1,712,079,000 | $1,166,000 | $12,750,000 | $730,000 | $9,999,000 |
| Application Denied By Financial Institution | 193 | $298,007,000 | $1,544,000 | $8,000,000 | $503,000 | $4,176,000 |
| Application Withdrawn By Applicant | 135 | $214,408,000 | $1,588,000 | $12,000,000 | $874,000 | $8,943,000 |
| Application Approved But Not Accepted | 69 | $102,491,000 | $1,485,000 | $12,750,000 | $768,000 | $4,057,000 |
| Preapproval Approved but not Accepted | 64 | $87,257,000 | $1,363,000 | $5,100,000 | $631,000 | $3,326,000 |
| File Closed For Incompleteness | 30 | $58,749,000 | $1,958,000 | $10,840,000 | $915,000 | $4,394,000 |
| Preapproval Denied by Financial Institution | 28 | $46,292,000 | $1,653,000 | $6,500,000 | $449,000 | $2,384,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 131 | $207,088,000 | $1,580,000 | $7,500,000 | $313,000 | $3,122,000 |
| Collateral | 42 | $78,648,000 | $1,872,000 | $8,000,000 | $1,019,000 | $4,176,000 |
| Credit History | 28 | $33,549,000 | $1,198,000 | $4,000,000 | $565,000 | $3,236,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $22,039,000 | $1,377,000 | $2,546,000 | $517,000 | $1,004,000 |
| Other | 4 | $2,975,000 | $743,000 | $1,335,000 | $434,000 | $719,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bny Mellon, National Association's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bny Mellon, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.