Bny Mellon, National Association 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bny Mellon, National Association 500 Grant Street, Room 4825 Pittsburgh, PA 15258 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,961 |
| Total Mortgage Loan Application Amount | $2,471,058,000 |
| Average Mortgage Loan Application Amount | $1,197,666 |
| Highest Mortgage Loan Application Amount | $22,495,000 |
| Average Applicant Income | $688,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Bny Mellon, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bny Mellon, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Bny Mellon, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bny Mellon, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Bny Mellon, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bny Mellon, National Association's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 110 | $ 191,166,000 | $ 1,737,000 | $ 1,043,000 |
| New York County New York | 106 | $ 207,660,000 | $ 1,959,000 | $ 1,230,000 |
| Maricopa County Arizona | 81 | $ 92,558,000 | $ 1,142,000 | $ 698,000 |
| San Diego County California | 52 | $ 77,637,000 | $ 1,493,000 | $ 780,000 |
| Orange County California | 47 | $ 58,113,000 | $ 1,236,000 | $ 583,000 |
| Middlesex County Massachusetts | 41 | $ 45,607,000 | $ 1,112,000 | $ 633,000 |
| Suffolk County Massachusetts | 41 | $ 55,473,000 | $ 1,353,000 | $ 890,000 |
| Fulton County Georgia | 40 | $ 48,303,000 | $ 1,207,000 | $ 929,000 |
| District of Columbia County District Of Columbia | 38 | $ 49,539,000 | $ 1,303,000 | $ 698,000 |
| Palm Beach County Florida | 35 | $ 51,974,000 | $ 1,484,000 | $ 940,000 |
| Harris County Texas | 35 | $ 39,783,000 | $ 1,136,000 | $ 709,000 |
| Fairfield County Connecticut | 34 | $ 48,267,000 | $ 1,419,000 | $ 622,000 |
| Cook County Illinois | 31 | $ 28,184,000 | $ 909,000 | $ 627,000 |
| Dallas County Texas | 29 | $ 39,779,000 | $ 1,371,000 | $ 819,000 |
| King County Washington | 29 | $ 21,829,000 | $ 752,000 | $ 472,000 |
| Suffolk County New York | 27 | $ 61,126,000 | $ 2,263,000 | $ 1,279,000 |
| Kings County New York | 25 | $ 36,618,000 | $ 1,464,000 | $ 604,000 |
| Norfolk County Massachusetts | 24 | $ 33,172,000 | $ 1,382,000 | $ 1,122,000 |
| San Francisco County California | 23 | $ 29,064,000 | $ 1,263,000 | $ 392,000 |
| Westchester County New York | 22 | $ 26,169,000 | $ 1,189,000 | $ 1,075,000 |
| Marin County California | 21 | $ 28,882,000 | $ 1,375,000 | $ 648,000 |
| Travis County Texas | 21 | $ 31,288,000 | $ 1,489,000 | $ 756,000 |
| San Mateo County California | 20 | $ 33,108,000 | $ 1,655,000 | $ 664,000 |
| Collier County Florida | 19 | $ 26,171,000 | $ 1,377,000 | $ 574,000 |
| Miami-Dade County Florida | 19 | $ 23,681,000 | $ 1,246,000 | $ 522,000 |
| Fairfax County Virginia | 19 | $ 21,785,000 | $ 1,146,000 | $ 633,000 |
| Santa Clara County California | 18 | $ 17,867,000 | $ 992,000 | $ 344,000 |
| Barnstable County Massachusetts | 17 | $ 18,564,000 | $ 1,092,000 | $ 730,000 |
| Montgomery County Maryland | 16 | $ 14,604,000 | $ 912,000 | $ 380,000 |
| Clackamas County Oregon | 14 | $ 12,822,000 | $ 915,000 | $ 368,000 |
| Alameda County California | 13 | $ 12,406,000 | $ 954,000 | $ 433,000 |
| Ventura County California | 13 | $ 14,227,000 | $ 1,094,000 | $ 509,000 |
| Essex County Massachusetts | 13 | $ 9,320,000 | $ 716,000 | $ 511,000 |
| Nassau County New York | 13 | $ 20,109,000 | $ 1,546,000 | $ 1,008,000 |
| Montgomery County Pennsylvania | 13 | $ 19,947,000 | $ 1,534,000 | $ 650,000 |
| Bergen County New Jersey | 12 | $ 13,151,000 | $ 1,095,000 | $ 802,000 |
| Multnomah County Oregon | 12 | $ 15,042,000 | $ 1,253,000 | $ 531,000 |
| Santa Barbara County California | 11 | $ 13,711,000 | $ 1,246,000 | $ 750,000 |
| Denver County Colorado | 11 | $ 7,670,000 | $ 697,000 | $ 269,000 |
| Ocean County New Jersey | 10 | $ 10,129,000 | $ 1,012,000 | $ 702,000 |
| Boulder County Colorado | 9 | $ 6,422,000 | $ 713,000 | $ 326,000 |
| Pitkin County Colorado | 9 | $ 25,036,000 | $ 2,781,000 | $ 1,205,000 |
| Summit County Colorado | 9 | $ 9,098,000 | $ 1,010,000 | $ 891,000 |
| Broward County Florida | 9 | $ 27,145,000 | $ 3,016,000 | $ 565,000 |
| Hillsborough County Florida | 9 | $ 14,755,000 | $ 1,639,000 | $ 1,047,000 |
| Indian River County Florida | 9 | $ 10,966,000 | $ 1,218,000 | $ 996,000 |
| Walton County Florida | 9 | $ 10,779,000 | $ 1,197,000 | $ 668,000 |
| Dukes County Massachusetts | 9 | $ 11,473,000 | $ 1,274,000 | $ 749,000 |
| Nantucket County Massachusetts | 9 | $ 14,762,000 | $ 1,640,000 | $ 1,244,000 |
| Delaware County Pennsylvania | 9 | $ 10,430,000 | $ 1,158,000 | $ 438,000 |
| Charleston County South Carolina | 9 | $ 6,791,000 | $ 754,000 | $ 397,000 |
| Williamson County Tennessee | 9 | $ 8,109,000 | $ 901,000 | $ 505,000 |
| Placer County California | 8 | $ 12,440,000 | $ 1,555,000 | $ 962,000 |
| Sonoma County California | 8 | $ 8,131,000 | $ 1,016,000 | $ 432,000 |
| DuPage County Illinois | 8 | $ 9,332,000 | $ 1,166,000 | $ 902,000 |
| Anne Arundel County Maryland | 8 | $ 7,960,000 | $ 995,000 | $ 590,000 |
| Cape May County New Jersey | 8 | $ 8,489,000 | $ 1,061,000 | $ 1,775,000 |
| Allegheny County Pennsylvania | 8 | $ 6,381,000 | $ 797,000 | $ 882,000 |
| Summit County Utah | 8 | $ 12,488,000 | $ 1,561,000 | $ 1,524,000 |
| Arlington County Virginia | 8 | $ 5,816,000 | $ 727,000 | $ 399,000 |
| Jefferson County Alabama | 7 | $ 7,898,000 | $ 1,128,000 | $ 555,000 |
| Contra Costa County California | 7 | $ 6,825,000 | $ 975,000 | $ 485,000 |
| Lee County Florida | 7 | $ 10,986,000 | $ 1,569,000 | $ 741,000 |
| Plymouth County Massachusetts | 7 | $ 5,961,000 | $ 851,000 | $ 535,000 |
| Oakland County Michigan | 7 | $ 6,017,000 | $ 859,000 | $ 662,000 |
| Clark County Nevada | 7 | $ 8,485,000 | $ 1,212,000 | $ 2,010,000 |
| Washoe County Nevada | 7 | $ 4,931,000 | $ 704,000 | $ 334,000 |
| Monmouth County New Jersey | 7 | $ 8,407,000 | $ 1,201,000 | $ 668,000 |
| Newport County Rhode Island | 7 | $ 8,271,000 | $ 1,181,000 | $ 566,000 |
| Beaufort County South Carolina | 7 | $ 6,248,000 | $ 892,000 | $ 552,000 |
| Pinellas County Florida | 6 | $ 4,522,000 | $ 753,000 | $ 342,000 |
| Sarasota County Florida | 6 | $ 6,584,000 | $ 1,097,000 | $ 546,000 |
| Hennepin County Minnesota | 6 | $ 11,078,000 | $ 1,846,000 | $ 1,319,000 |
| Morris County New Jersey | 6 | $ 7,996,000 | $ 1,332,000 | $ 724,000 |
| Union County New Jersey | 6 | $ 5,228,000 | $ 871,000 | $ 448,000 |
| Cuyahoga County Ohio | 6 | $ 5,506,000 | $ 917,000 | $ 827,000 |
| Philadelphia County Pennsylvania | 6 | $ 6,026,000 | $ 1,004,000 | $ 500,000 |
| Pima County Arizona | 5 | $ 5,388,000 | $ 1,077,000 | $ 552,000 |
| Monroe County Florida | 5 | $ 4,226,000 | $ 845,000 | $ 811,000 |
| DeKalb County Georgia | 5 | $ 2,760,000 | $ 552,000 | $ 503,000 |
| Somerset County New Jersey | 5 | $ 3,512,000 | $ 702,000 | $ 345,000 |
| Wake County North Carolina | 5 | $ 4,089,000 | $ 817,000 | $ 419,000 |
| Chester County Pennsylvania | 5 | $ 4,630,000 | $ 926,000 | $ 991,000 |
| Salt Lake County Utah | 5 | $ 3,912,000 | $ 782,000 | $ 396,000 |
| Alexandria County Virginia | 5 | $ 2,736,000 | $ 547,000 | $ 411,000 |
| Monterey County California | 4 | $ 7,080,000 | $ 1,770,000 | $ 726,000 |
| Napa County California | 4 | $ 5,388,000 | $ 1,347,000 | $ 385,000 |
| Arapahoe County Colorado | 4 | $ 2,970,000 | $ 742,000 | $ 324,000 |
| Jefferson County Colorado | 4 | $ 4,392,000 | $ 1,098,000 | $ 633,000 |
| New Haven County Connecticut | 4 | $ 4,932,000 | $ 1,233,000 | $ 684,000 |
| Lake County Illinois | 4 | $ 4,280,000 | $ 1,070,000 | $ 469,000 |
| Washington County Oregon | 4 | $ 5,118,000 | $ 1,279,000 | $ 938,000 |
| Bristol County Rhode Island | 4 | $ 2,632,000 | $ 658,000 | $ 220,000 |
| Tarrant County Texas | 4 | $ 7,217,000 | $ 1,804,000 | $ 1,466,000 |
| Wasatch County Utah | 4 | $ 3,400,000 | $ 850,000 | $ 576,000 |
| Yavapai County Arizona | 3 | $ 1,618,000 | $ 539,000 | $ 232,000 |
| San Miguel County Colorado | 3 | $ 5,061,000 | $ 1,687,000 | $ 1,051,000 |
| Litchfield County Connecticut | 3 | $ 1,916,000 | $ 638,000 | $ 652,000 |
| Sussex County Delaware | 3 | $ 3,910,000 | $ 1,303,000 | $ 646,000 |
| St. Johns County Florida | 3 | $ 1,660,000 | $ 553,000 | $ 221,000 |
| Gwinnett County Georgia | 3 | $ 2,834,000 | $ 944,000 | $ 541,000 |
| Hawaii County Hawaii | 3 | $ 7,025,000 | $ 2,341,000 | $ 762,000 |
| Johnson County Kansas | 3 | $ 3,560,000 | $ 1,186,000 | $ 985,000 |
| York County Maine | 3 | $ 2,340,000 | $ 780,000 | $ 792,000 |
| Bristol County Massachusetts | 3 | $ 1,988,000 | $ 662,000 | $ 1,019,000 |
| Platte County Missouri | 3 | $ 5,345,000 | $ 1,781,000 | $ 3,673,000 |
| Carroll County New Hampshire | 3 | $ 4,475,000 | $ 1,491,000 | $ 647,000 |
| Rockingham County New Hampshire | 3 | $ 3,100,000 | $ 1,033,000 | $ 972,000 |
| Essex County New Jersey | 3 | $ 5,907,000 | $ 1,969,000 | $ 1,241,000 |
| Hudson County New Jersey | 3 | $ 3,500,000 | $ 1,166,000 | $ 860,000 |
| Hunterdon County New Jersey | 3 | $ 1,584,000 | $ 528,000 | $ 312,000 |
| Ulster County New York | 3 | $ 1,754,000 | $ 584,000 | $ 913,000 |
| Buncombe County North Carolina | 3 | $ 2,415,000 | $ 805,000 | $ 399,000 |
| Carteret County North Carolina | 3 | $ 2,750,000 | $ 916,000 | $ 424,000 |
| Orange County North Carolina | 3 | $ 1,663,000 | $ 554,000 | $ 307,000 |
| Baldwin County Alabama | 2 | $ 1,100,000 | $ 550,000 | $ 137,000 |
| Nevada County California | 2 | $ 2,019,000 | $ 1,009,000 | $ 491,000 |
| Riverside County California | 2 | $ 985,000 | $ 492,000 | $ 267,000 |
| San Bernardino County California | 2 | $ 1,250,000 | $ 625,000 | $ 750,000 |
| San Luis Obispo County California | 2 | $ 2,000,000 | $ 1,000,000 | $ 580,000 |
| Santa Cruz County California | 2 | $ 1,580,000 | $ 790,000 | $ 442,000 |
| Broomfield County Colorado | 2 | $ 1,170,000 | $ 585,000 | $ 205,000 |
| Eagle County Colorado | 2 | $ 1,020,000 | $ 510,000 | $ 294,000 |
| La Plata County Colorado | 2 | $ 1,750,000 | $ 875,000 | $ 406,000 |
| Ouray County Colorado | 2 | $ 1,998,000 | $ 999,000 | $ 648,000 |
| Middlesex County Connecticut | 2 | $ 2,300,000 | $ 1,150,000 | $ 760,000 |
| New London County Connecticut | 2 | $ 1,380,000 | $ 690,000 | $ 253,000 |
| Polk County Florida | 2 | $ 1,345,000 | $ 672,000 | $ 388,000 |
| Cobb County Georgia | 2 | $ 1,878,000 | $ 939,000 | $ 641,000 |
| Fannin County Georgia | 2 | $ 2,502,000 | $ 1,251,000 | $ 1,104,000 |
| Glynn County Georgia | 2 | $ 1,000,000 | $ 500,000 | $ 301,000 |
| Greene County Georgia | 2 | $ 3,213,000 | $ 1,606,000 | $ 1,930,000 |
| Honolulu County Hawaii | 2 | $ 1,196,000 | $ 598,000 | $ 106,000 |
| Hamilton County Indiana | 2 | $ 1,200,000 | $ 600,000 | $ 266,000 |
| Marion County Indiana | 2 | $ 1,516,000 | $ 758,000 | $ 578,000 |
| Jefferson County Kentucky | 2 | $ 1,516,000 | $ 758,000 | $ 328,000 |
| East Baton Rouge County Louisiana | 2 | $ 2,116,000 | $ 1,058,000 | $ 788,000 |
| Cumberland County Maine | 2 | $ 1,010,000 | $ 505,000 | $ 996,000 |
| Garrett County Maryland | 2 | $ 1,214,000 | $ 607,000 | $ 1,052,000 |
| Talbot County Maryland | 2 | $ 6,650,000 | $ 3,325,000 | $ 1,832,000 |
| Berkshire County Massachusetts | 2 | $ 923,000 | $ 461,000 | $ 352,000 |
| Carver County Minnesota | 2 | $ 923,000 | $ 461,000 | $ 460,000 |
| Washington County Minnesota | 2 | $ 1,000,000 | $ 500,000 | $ 103,000 |
| Lee County Mississippi | 2 | $ 1,500,000 | $ 750,000 | $ 101,000 |
| Jackson County Missouri | 2 | $ 1,884,000 | $ 942,000 | $ 358,000 |
| St. Louis County Missouri | 2 | $ 1,840,000 | $ 920,000 | $ 601,000 |
| Gallatin County Montana | 2 | $ 1,600,000 | $ 800,000 | $ 286,000 |
| Douglas County Nebraska | 2 | $ 1,260,000 | $ 630,000 | $ 900,000 |
| Hillsborough County New Hampshire | 2 | $ 1,399,000 | $ 699,000 | $ 637,000 |
| Middlesex County New Jersey | 2 | $ 1,210,000 | $ 605,000 | $ 1,289,000 |
| Santa Fe County New Mexico | 2 | $ 2,080,000 | $ 1,040,000 | $ 422,000 |
| Queens County New York | 2 | $ 1,497,000 | $ 748,000 | $ 417,000 |
| Guilford County North Carolina | 2 | $ 1,300,000 | $ 650,000 | $ 266,000 |
| Jackson County North Carolina | 2 | $ 2,294,000 | $ 1,147,000 | $ 761,000 |
| Bucks County Pennsylvania | 2 | $ 2,059,000 | $ 1,029,000 | $ 647,000 |
| Horry County South Carolina | 2 | $ 1,224,000 | $ 612,000 | $ 315,000 |
| Pickens County South Carolina | 2 | $ 1,400,000 | $ 700,000 | $ 735,000 |
| Davidson County Tennessee | 2 | $ 1,178,000 | $ 589,000 | $ 308,000 |
| Denton County Texas | 2 | $ 1,550,000 | $ 775,000 | $ 854,000 |
| Williamson County Texas | 2 | $ 1,374,000 | $ 687,000 | $ 591,000 |
| Windham County Vermont | 2 | $ 1,275,000 | $ 637,000 | $ 504,000 |
| Windsor County Vermont | 2 | $ 1,247,000 | $ 623,000 | $ 729,000 |
| Orange County Virginia | 2 | $ 1,665,000 | $ 832,000 | $ 502,000 |
| Virginia Beach County Virginia | 2 | $ 3,750,000 | $ 1,875,000 | $ 742,000 |
| Pierce County Washington | 2 | $ 2,470,000 | $ 1,235,000 | $ 668,000 |
| San Juan County Washington | 2 | $ 1,650,000 | $ 825,000 | $ 256,000 |
| Snohomish County Washington | 2 | $ 3,150,000 | $ 1,575,000 | $ 416,000 |
| Door County Wisconsin | 2 | $ 2,590,000 | $ 1,295,000 | $ 1,417,000 |
| Ozaukee County Wisconsin | 2 | $ 1,205,000 | $ 602,000 | $ 580,000 |
| Walworth County Wisconsin | 2 | $ 2,800,000 | $ 1,400,000 | $ 397,000 |
| Teton County Wyoming | 2 | $ 2,140,000 | $ 1,070,000 | $ 394,000 |
| Elmore County Alabama | 1 | $ 2,550,000 | $ 2,550,000 | $ 1,142,000 |
| Houston County Alabama | 1 | $ 250,000 | $ 250,000 | $ 1,215,000 |
| Anchorage County Alaska | 1 | $ 581,000 | $ 581,000 | $ 253,000 |
| Pinal County Arizona | 1 | $ 500,000 | $ 500,000 | $ 173,000 |
| Calaveras County California | 1 | $ 250,000 | $ 250,000 | $ 764,000 |
| Sacramento County California | 1 | $ 516,000 | $ 516,000 | $ 421,000 |
| Tuolumne County California | 1 | $ 1,750,000 | $ 1,750,000 | $ 743,000 |
| Adams County Colorado | 1 | $ 500,000 | $ 500,000 | $ 800,000 |
| Garfield County Colorado | 1 | $ 500,000 | $ 500,000 | $ 521,000 |
| Gunnison County Colorado | 1 | $ 694,000 | $ 694,000 | $ 430,000 |
| Larimer County Colorado | 1 | $ 1,200,000 | $ 1,200,000 | $ 374,000 |
| Routt County Colorado | 1 | $ 895,000 | $ 895,000 | $ 628,000 |
| Weld County Colorado | 1 | $ 536,000 | $ 536,000 | $ 232,000 |
| Hartford County Connecticut | 1 | $ 700,000 | $ 700,000 | $ 198,000 |
| New Castle County Delaware | 1 | $ 500,000 | $ 500,000 | $ 230,000 |
| Charlotte County Florida | 1 | $ 2,100,000 | $ 2,100,000 | $ 799,000 |
| Gulf County Florida | 1 | $ 445,000 | $ 445,000 | $ 189,000 |
| Manatee County Florida | 1 | $ 1,613,000 | $ 1,613,000 | $ 1,093,000 |
| Nassau County Florida | 1 | $ 708,000 | $ 708,000 | $ 382,000 |
| Orange County Florida | 1 | $ 626,000 | $ 626,000 | $ 265,000 |
| Pasco County Florida | 1 | $ 500,000 | $ 500,000 | $ 164,000 |
| Volusia County Florida | 1 | $ 650,000 | $ 650,000 | $ 296,000 |
| Chatham County Georgia | 1 | $ 699,000 | $ 699,000 | $ 378,000 |
| Cherokee County Georgia | 1 | $ 399,000 | $ 399,000 | $ 110,000 |
| Clayton County Georgia | 1 | $ 668,000 | $ 668,000 | $ 240,000 |
| Hall County Georgia | 1 | $ 500,000 | $ 500,000 | $ 438,000 |
| Kauai County Hawaii | 1 | $ 840,000 | $ 840,000 | $ 780,000 |
| Maui County Hawaii | 1 | $ 1,475,000 | $ 1,475,000 | $ 470,000 |
| Blaine County Idaho | 1 | $ 1,100,000 | $ 1,100,000 | $ 849,000 |
| Bonner County Idaho | 1 | $ 244,000 | $ 244,000 | $ 695,000 |
| Kane County Illinois | 1 | $ 1,040,000 | $ 1,040,000 | $ 546,000 |
| Will County Illinois | 1 | $ 1,000,000 | $ 1,000,000 | $ 348,000 |
| St. Joseph County Indiana | 1 | $ 500,000 | $ 500,000 | $ 252,000 |
| Dubuque County Iowa | 1 | $ 800,000 | $ 800,000 | $ 349,000 |
| Kenton County Kentucky | 1 | $ 222,000 | $ 222,000 | $ 173,000 |
| Oldham County Kentucky | 1 | $ 1,000,000 | $ 1,000,000 | $ 226,000 |
| Hancock County Maine | 1 | $ 469,000 | $ 469,000 | $ 430,000 |
| Knox County Maine | 1 | $ 574,000 | $ 574,000 | $ 150,000 |
| Waldo County Maine | 1 | $ 1,475,000 | $ 1,475,000 | $ 378,000 |
| Baltimore County Maryland | 1 | $ 960,000 | $ 960,000 | $ 594,000 |
| Frederick County Maryland | 1 | $ 496,000 | $ 496,000 | $ 186,000 |
| Worcester County Massachusetts | 1 | $ 486,000 | $ 486,000 | $ 405,000 |
| Allegan County Michigan | 1 | $ 1,020,000 | $ 1,020,000 | $ 765,000 |
| Charlevoix County Michigan | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,000,000 |
| Jackson County Michigan | 1 | $ 1,240,000 | $ 1,240,000 | $ 1,414,000 |
| Kent County Michigan | 1 | $ 476,000 | $ 476,000 | $ 173,000 |
| Leelanau County Michigan | 1 | $ 341,000 | $ 341,000 | $ 651,000 |
| Wayne County Michigan | 1 | $ 500,000 | $ 500,000 | $ 1,084,000 |
| Cass County Minnesota | 1 | $ 480,000 | $ 480,000 | $ 153,000 |
| Ramsey County Minnesota | 1 | $ 800,000 | $ 800,000 | $ 380,000 |
| Greene County Missouri | 1 | $ 1,650,000 | $ 1,650,000 | $ 914,000 |
| St. Louis City County Missouri | 1 | $ 880,000 | $ 880,000 | $ 479,000 |
| Beaverhead County Montana | 1 | $ 4,875,000 | $ 4,875,000 | $ 2,967,000 |
| Flathead County Montana | 1 | $ 600,000 | $ 600,000 | $ 474,000 |
| Granite County Montana | 1 | $ 500,000 | $ 500,000 | $ 1,723,000 |
| Merrimack County New Hampshire | 1 | $ 1,100,000 | $ 1,100,000 | $ 304,000 |
| Atlantic County New Jersey | 1 | $ 750,000 | $ 750,000 | $ 647,000 |
| Mercer County New Jersey | 1 | $ 1,100,000 | $ 1,100,000 | $ 646,000 |
| Colfax County New Mexico | 1 | $ 590,000 | $ 590,000 | $ 361,000 |
| Rio Arriba County New Mexico | 1 | $ 3,900,000 | $ 3,900,000 | $ 2,709,000 |
| Bronx County New York | 1 | $ 794,000 | $ 794,000 | $ 623,000 |
| Franklin County New York | 1 | $ 700,000 | $ 700,000 | $ 5,146,000 |
| Madison County New York | 1 | $ 1,200,000 | $ 1,200,000 | $ 476,000 |
| Monroe County New York | 1 | $ 386,000 | $ 386,000 | $ 749,000 |
| Putnam County New York | 1 | $ 1,000,000 | $ 1,000,000 | $ 333,000 |
| Rockland County New York | 1 | $ 705,000 | $ 705,000 | $ 587,000 |
| Warren County New York | 1 | $ 490,000 | $ 490,000 | $ 353,000 |
| Dare County North Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 248,000 |
| Davie County North Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 573,000 |
| Durham County North Carolina | 1 | $ 500,000 | $ 500,000 | $ 240,000 |
| Iredell County North Carolina | 1 | $ 827,000 | $ 827,000 | $ 240,000 |
| Macon County North Carolina | 1 | $ 550,000 | $ 550,000 | $ 1,250,000 |
| Mecklenburg County North Carolina | 1 | $ 416,000 | $ 416,000 | $ 409,000 |
| Moore County North Carolina | 1 | $ 600,000 | $ 600,000 | $ 211,000 |
| Erie County Ohio | 1 | $ 1,300,000 | $ 1,300,000 | $ 432,000 |
| Franklin County Ohio | 1 | $ 450,000 | $ 450,000 | $ 298,000 |
| Geauga County Ohio | 1 | $ 455,000 | $ 455,000 | $ 382,000 |
| Hancock County Ohio | 1 | $ 349,000 | $ 349,000 | $ 500,000 |
| Montgomery County Ohio | 1 | $ 500,000 | $ 500,000 | $ 1,392,000 |
| Stark County Ohio | 1 | $ 960,000 | $ 960,000 | $ 573,000 |
| Tulsa County Oklahoma | 1 | $ 1,473,000 | $ 1,473,000 | $ 881,000 |
| Deschutes County Oregon | 1 | $ 600,000 | $ 600,000 | $ 235,000 |
| Marion County Oregon | 1 | $ 1,460,000 | $ 1,460,000 | $ 1,330,000 |
| Northampton County Pennsylvania | 1 | $ 460,000 | $ 460,000 | $ 404,000 |
| Westmoreland County Pennsylvania | 1 | $ 500,000 | $ 500,000 | $ 133,000 |
| Providence County Rhode Island | 1 | $ 665,000 | $ 665,000 | $ 54,000 |
| Washington County Rhode Island | 1 | $ 1,300,000 | $ 1,300,000 | $ 858,000 |
| Berkeley County South Carolina | 1 | $ 940,000 | $ 940,000 | $ 298,000 |
| Oconee County South Carolina | 1 | $ 600,000 | $ 600,000 | $ 324,000 |
| Spartanburg County South Carolina | 1 | $ 448,000 | $ 448,000 | $ 178,000 |
| Blount County Tennessee | 1 | $ 1,000,000 | $ 1,000,000 | $ 289,000 |
| Hamilton County Tennessee | 1 | $ 620,000 | $ 620,000 | $ 192,000 |
| Knox County Tennessee | 1 | $ 580,000 | $ 580,000 | $ 408,000 |
| Bexar County Texas | 1 | $ 500,000 | $ 500,000 | $ 463,000 |
| Collin County Texas | 1 | $ 664,000 | $ 664,000 | $ 221,000 |
| El Paso County Texas | 1 | $ 396,000 | $ 396,000 | $ 126,000 |
| Fort Bend County Texas | 1 | $ 1,320,000 | $ 1,320,000 | $ 864,000 |
| Galveston County Texas | 1 | $ 600,000 | $ 600,000 | $ 390,000 |
| Gillespie County Texas | 1 | $ 1,526,000 | $ 1,526,000 | $ 879,000 |
| Guadalupe County Texas | 1 | $ 1,200,000 | $ 1,200,000 | $ 873,000 |
| Henderson County Texas | 1 | $ 500,000 | $ 500,000 | $ 623,000 |
| Kendall County Texas | 1 | $ 1,040,000 | $ 1,040,000 | $ 244,000 |
| Llano County Texas | 1 | $ 1,100,000 | $ 1,100,000 | $ 636,000 |
| Montgomery County Texas | 1 | $ 2,970,000 | $ 2,970,000 | $ 1,013,000 |
| Washington County Texas | 1 | $ 1,500,000 | $ 1,500,000 | $ 618,000 |
| Davis County Utah | 1 | $ 1,000,000 | $ 1,000,000 | $ 60,000 |
| Weber County Utah | 1 | $ 1,000,000 | $ 1,000,000 | $ 599,000 |
| Addison County Vermont | 1 | $ 600,000 | $ 600,000 | $ 198,000 |
| Bennington County Vermont | 1 | $ 1,125,000 | $ 1,125,000 | $ 613,000 |
| Lamoille County Vermont | 1 | $ 1,330,000 | $ 1,330,000 | $ 1,256,000 |
| Albemarle County Virginia | 1 | $ 500,000 | $ 500,000 | $ 227,000 |
| Fairfax City County Virginia | 1 | $ 660,000 | $ 660,000 | $ 301,000 |
| Hanover County Virginia | 1 | $ 736,000 | $ 736,000 | $ 267,000 |
| Henrico County Virginia | 1 | $ 1,300,000 | $ 1,300,000 | $ 424,000 |
| Loudoun County Virginia | 1 | $ 567,000 | $ 567,000 | $ 805,000 |
| Roanoke County Virginia | 1 | $ 1,150,000 | $ 1,150,000 | $ 896,000 |
| Chelan County Washington | 1 | $ 600,000 | $ 600,000 | $ 27,000 |
| Clallam County Washington | 1 | $ 1,125,000 | $ 1,125,000 | $ 1,022,000 |
| Clark County Washington | 1 | $ 464,000 | $ 464,000 | $ 484,000 |
| Grays Harbor County Washington | 1 | $ 750,000 | $ 750,000 | $ 802,000 |
| Kitsap County Washington | 1 | $ 990,000 | $ 990,000 | $ 578,000 |
| Klickitat County Washington | 1 | $ 430,000 | $ 430,000 | $ 737,000 |
| Thurston County Washington | 1 | $ 650,000 | $ 650,000 | $ 146,000 |
| Dane County Wisconsin | 1 | $ 600,000 | $ 600,000 | $ 241,000 |
| Milwaukee County Wisconsin | 1 | $ 885,000 | $ 885,000 | $ 807,000 |
| Sheboygan County Wisconsin | 1 | $ 860,000 | $ 860,000 | $ 718,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,163 | $1,510,182,000 | $1,298,000 | $20,000,000 | $761,000 | $9,999,000 |
| Refinancing | 672 | $826,557,000 | $1,229,000 | $22,495,000 | $718,000 | $9,999,000 |
| Home Improvement | 126 | $134,319,000 | $1,066,000 | $9,750,000 | $587,000 | $3,874,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,188 | $1,440,971,000 | $1,212,000 | $22,495,000 | $692,000 | $9,669,000 |
| Not Provided | 654 | $892,441,000 | $1,364,000 | $15,000,000 | $811,000 | $9,999,000 |
| Asian | 62 | $65,891,000 | $1,062,000 | $3,900,000 | $512,000 | $2,483,000 |
| Hispanic | 29 | $28,869,000 | $995,000 | $3,150,000 | $473,000 | $1,460,000 |
| Not applicable | 16 | $28,003,000 | $1,750,000 | $4,940,000 | $1,043,000 | $9,999,000 |
| Black or African American | 9 | $9,608,000 | $1,067,000 | $1,868,000 | $1,745,000 | $9,999,000 |
| American Indian or Alaskan Native | 2 | $4,775,000 | $2,387,000 | $3,850,000 | $5,228,000 | $9,999,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $500,000 | $500,000 | $500,000 | $146,000 | $146,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,961 | $2,471,058,000 | $1,260,000 | $22,495,000 | $735,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,382 | $1,615,167,000 | $1,168,000 | $10,000,000 | $701,000 | $9,669,000 |
| Application Withdrawn By Applicant | 181 | $242,118,000 | $1,337,000 | $7,000,000 | $1,091,000 | $9,999,000 |
| Application Denied By Financial Institution | 158 | $281,476,000 | $1,781,000 | $22,495,000 | $689,000 | $9,999,000 |
| Application Approved But Not Accepted | 86 | $107,312,000 | $1,247,000 | $4,000,000 | $854,000 | $9,999,000 |
| Preapproval Approved but not Accepted | 77 | $101,577,000 | $1,319,000 | $3,000,000 | $562,000 | $1,984,000 |
| Preapproval Denied by Financial Institution | 47 | $63,013,000 | $1,340,000 | $4,800,000 | $434,000 | $1,946,000 |
| File Closed For Incompleteness | 30 | $60,395,000 | $2,013,000 | $15,000,000 | $983,000 | $5,000,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 132 | $228,506,000 | $1,731,000 | $22,495,000 | $409,000 | $3,987,000 |
| Collateral | 29 | $62,894,000 | $2,168,000 | $10,360,000 | $1,302,000 | $9,999,000 |
| Credit History | 23 | $30,525,000 | $1,327,000 | $4,400,000 | $746,000 | $3,368,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $16,932,000 | $996,000 | $2,000,000 | $813,000 | $4,525,000 |
| Other | 3 | $4,638,000 | $1,546,000 | $4,000,000 | $1,908,000 | $4,000,000 |
| Employment History | 1 | $994,000 | $994,000 | $994,000 | $784,000 | $784,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bny Mellon, National Association's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bny Mellon, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.