BNY Mellon, N.A. Mortgage Lending & HMDA Data, 2017
In 2017, BNY Mellon, N.A. of Boston, MA reported 1,961 mortgage applications totaling $2.5 billion, down 20% from 2016. The average application was for $1,260,100, and applicants reported an average income of $735,084. 70% of its applications resulted in an originated loan and 8% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (191), Los Angeles-Long Beach-Glendale, CA (110) and Phoenix-Mesa-Scottsdale, AZ (82) (applications in parentheses).
| Mortgage Company & Address | BNY Mellon, N.A. Boston, MA 02108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,961 |
| Total Mortgage Loan Application Amount | $2,471,058,000 |
| Average Mortgage Loan Application Amount | $1,260,100 |
| Highest Mortgage Loan Application Amount | $22,495,000 |
| Average Applicant Income | $735,084 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BNY Mellon, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 110 | $ 191,166,000 | $ 1,737,872 | $ 1,043,000 |
| New York, New York | 106 | $ 207,660,000 | $ 1,959,056 | $ 1,230,000 |
| Maricopa, Arizona | 81 | $ 92,558,000 | $ 1,142,691 | $ 698,000 |
| San Diego, California | 52 | $ 77,637,000 | $ 1,493,019 | $ 780,000 |
| Orange, California | 47 | $ 58,113,000 | $ 1,236,446 | $ 583,000 |
| Middlesex, Massachusetts | 41 | $ 45,607,000 | $ 1,112,365 | $ 633,000 |
| Suffolk, Massachusetts | 41 | $ 55,473,000 | $ 1,353,000 | $ 890,000 |
| Fulton, Georgia | 40 | $ 48,303,000 | $ 1,207,575 | $ 929,000 |
| District of Columbia, District Of Columbia | 38 | $ 49,539,000 | $ 1,303,657 | $ 698,000 |
| Palm Beach, Florida | 35 | $ 51,974,000 | $ 1,484,971 | $ 940,000 |
| Harris, Texas | 35 | $ 39,783,000 | $ 1,136,657 | $ 709,000 |
| Fairfield, Connecticut | 34 | $ 48,267,000 | $ 1,419,617 | $ 622,000 |
| Cook, Illinois | 31 | $ 28,184,000 | $ 909,161 | $ 627,000 |
| Dallas, Texas | 29 | $ 39,779,000 | $ 1,371,689 | $ 819,000 |
| King, Washington | 29 | $ 21,829,000 | $ 752,724 | $ 472,000 |
| Suffolk, New York | 27 | $ 61,126,000 | $ 2,263,925 | $ 1,279,000 |
| Kings, New York | 25 | $ 36,618,000 | $ 1,464,720 | $ 604,000 |
| Norfolk, Massachusetts | 24 | $ 33,172,000 | $ 1,382,166 | $ 1,122,000 |
| San Francisco, California | 23 | $ 29,064,000 | $ 1,263,652 | $ 392,000 |
| Westchester, New York | 22 | $ 26,169,000 | $ 1,189,500 | $ 1,075,000 |
| Marin, California | 21 | $ 28,882,000 | $ 1,375,333 | $ 648,000 |
| Travis, Texas | 21 | $ 31,288,000 | $ 1,489,904 | $ 756,000 |
| San Mateo, California | 20 | $ 33,108,000 | $ 1,655,400 | $ 664,000 |
| Collier, Florida | 19 | $ 26,171,000 | $ 1,377,421 | $ 574,000 |
| Miami-Dade, Florida | 19 | $ 23,681,000 | $ 1,246,368 | $ 522,000 |
| Fairfax, Virginia | 19 | $ 21,785,000 | $ 1,146,578 | $ 633,000 |
| Santa Clara, California | 18 | $ 17,867,000 | $ 992,611 | $ 344,000 |
| Barnstable, Massachusetts | 17 | $ 18,564,000 | $ 1,092,000 | $ 730,000 |
| Montgomery, Maryland | 16 | $ 14,604,000 | $ 912,750 | $ 380,000 |
| Clackamas, Oregon | 14 | $ 12,822,000 | $ 915,857 | $ 368,000 |
| Alameda, California | 13 | $ 12,406,000 | $ 954,307 | $ 433,000 |
| Ventura, California | 13 | $ 14,227,000 | $ 1,094,384 | $ 509,000 |
| Essex, Massachusetts | 13 | $ 9,320,000 | $ 716,923 | $ 511,000 |
| Nassau, New York | 13 | $ 20,109,000 | $ 1,546,846 | $ 1,008,000 |
| Montgomery, Pennsylvania | 13 | $ 19,947,000 | $ 1,534,384 | $ 650,000 |
| Bergen, New Jersey | 12 | $ 13,151,000 | $ 1,095,916 | $ 802,000 |
| Multnomah, Oregon | 12 | $ 15,042,000 | $ 1,253,500 | $ 531,000 |
| Santa Barbara, California | 11 | $ 13,711,000 | $ 1,246,454 | $ 750,000 |
| Denver, Colorado | 11 | $ 7,670,000 | $ 697,272 | $ 269,000 |
| Ocean, New Jersey | 10 | $ 10,129,000 | $ 1,012,900 | $ 702,000 |
| Boulder, Colorado | 9 | $ 6,422,000 | $ 713,555 | $ 326,000 |
| Pitkin, Colorado | 9 | $ 25,036,000 | $ 2,781,777 | $ 1,205,000 |
| Summit, Colorado | 9 | $ 9,098,000 | $ 1,010,888 | $ 891,000 |
| Broward, Florida | 9 | $ 27,145,000 | $ 3,016,111 | $ 565,000 |
| Hillsborough, Florida | 9 | $ 14,755,000 | $ 1,639,444 | $ 1,047,000 |
| Indian River, Florida | 9 | $ 10,966,000 | $ 1,218,444 | $ 996,000 |
| Walton, Florida | 9 | $ 10,779,000 | $ 1,197,666 | $ 668,000 |
| Dukes, Massachusetts | 9 | $ 11,473,000 | $ 1,274,777 | $ 749,000 |
| Nantucket, Massachusetts | 9 | $ 14,762,000 | $ 1,640,222 | $ 1,244,000 |
| Delaware, Pennsylvania | 9 | $ 10,430,000 | $ 1,158,888 | $ 438,000 |
| Charleston, South Carolina | 9 | $ 6,791,000 | $ 754,555 | $ 397,000 |
| Williamson, Tennessee | 9 | $ 8,109,000 | $ 901,000 | $ 505,000 |
| Placer, California | 8 | $ 12,440,000 | $ 1,555,000 | $ 962,000 |
| Sonoma, California | 8 | $ 8,131,000 | $ 1,016,375 | $ 432,000 |
| DuPage, Illinois | 8 | $ 9,332,000 | $ 1,166,500 | $ 902,000 |
| Anne Arundel, Maryland | 8 | $ 7,960,000 | $ 995,000 | $ 590,000 |
| Cape May, New Jersey | 8 | $ 8,489,000 | $ 1,061,125 | $ 1,775,000 |
| Allegheny, Pennsylvania | 8 | $ 6,381,000 | $ 797,625 | $ 882,000 |
| Summit, Utah | 8 | $ 12,488,000 | $ 1,561,000 | $ 1,524,000 |
| Arlington, Virginia | 8 | $ 5,816,000 | $ 727,000 | $ 399,000 |
| Jefferson, Alabama | 7 | $ 7,898,000 | $ 1,128,285 | $ 555,000 |
| Contra Costa, California | 7 | $ 6,825,000 | $ 975,000 | $ 485,000 |
| Lee, Florida | 7 | $ 10,986,000 | $ 1,569,428 | $ 741,000 |
| Plymouth, Massachusetts | 7 | $ 5,961,000 | $ 851,571 | $ 535,000 |
| Oakland, Michigan | 7 | $ 6,017,000 | $ 859,571 | $ 662,000 |
| Clark, Nevada | 7 | $ 8,485,000 | $ 1,212,142 | $ 2,010,000 |
| Washoe, Nevada | 7 | $ 4,931,000 | $ 704,428 | $ 334,000 |
| Monmouth, New Jersey | 7 | $ 8,407,000 | $ 1,201,000 | $ 668,000 |
| Newport, Rhode Island | 7 | $ 8,271,000 | $ 1,181,571 | $ 566,000 |
| Beaufort, South Carolina | 7 | $ 6,248,000 | $ 892,571 | $ 552,000 |
| Pinellas, Florida | 6 | $ 4,522,000 | $ 753,666 | $ 342,000 |
| Sarasota, Florida | 6 | $ 6,584,000 | $ 1,097,333 | $ 546,000 |
| Hennepin, Minnesota | 6 | $ 11,078,000 | $ 1,846,333 | $ 1,319,000 |
| Morris, New Jersey | 6 | $ 7,996,000 | $ 1,332,666 | $ 724,000 |
| Union, New Jersey | 6 | $ 5,228,000 | $ 871,333 | $ 448,000 |
| Cuyahoga, Ohio | 6 | $ 5,506,000 | $ 917,666 | $ 827,000 |
| Philadelphia, Pennsylvania | 6 | $ 6,026,000 | $ 1,004,333 | $ 500,000 |
| Pima, Arizona | 5 | $ 5,388,000 | $ 1,077,600 | $ 552,000 |
| Monroe, Florida | 5 | $ 4,226,000 | $ 845,200 | $ 811,000 |
| DeKalb, Georgia | 5 | $ 2,760,000 | $ 552,000 | $ 503,000 |
| Somerset, New Jersey | 5 | $ 3,512,000 | $ 702,400 | $ 345,000 |
| Wake, North Carolina | 5 | $ 4,089,000 | $ 817,800 | $ 419,000 |
| Chester, Pennsylvania | 5 | $ 4,630,000 | $ 926,000 | $ 991,000 |
| Salt Lake, Utah | 5 | $ 3,912,000 | $ 782,400 | $ 396,000 |
| Alexandria, Virginia | 5 | $ 2,736,000 | $ 547,200 | $ 411,000 |
| Monterey, California | 4 | $ 7,080,000 | $ 1,770,000 | $ 726,000 |
| Napa, California | 4 | $ 5,388,000 | $ 1,347,000 | $ 385,000 |
| Arapahoe, Colorado | 4 | $ 2,970,000 | $ 742,500 | $ 324,000 |
| Jefferson, Colorado | 4 | $ 4,392,000 | $ 1,098,000 | $ 633,000 |
| New Haven, Connecticut | 4 | $ 4,932,000 | $ 1,233,000 | $ 684,000 |
| Lake, Illinois | 4 | $ 4,280,000 | $ 1,070,000 | $ 469,000 |
| Washington, Oregon | 4 | $ 5,118,000 | $ 1,279,500 | $ 938,000 |
| Bristol, Rhode Island | 4 | $ 2,632,000 | $ 658,000 | $ 220,000 |
| Tarrant, Texas | 4 | $ 7,217,000 | $ 1,804,250 | $ 1,466,000 |
| Wasatch, Utah | 4 | $ 3,400,000 | $ 850,000 | $ 576,000 |
| Yavapai, Arizona | 3 | $ 1,618,000 | $ 539,333 | $ 232,000 |
| San Miguel, Colorado | 3 | $ 5,061,000 | $ 1,687,000 | $ 1,051,000 |
| Litchfield, Connecticut | 3 | $ 1,916,000 | $ 638,666 | $ 652,000 |
| Sussex, Delaware | 3 | $ 3,910,000 | $ 1,303,333 | $ 646,000 |
| St. Johns, Florida | 3 | $ 1,660,000 | $ 553,333 | $ 221,000 |
| Gwinnett, Georgia | 3 | $ 2,834,000 | $ 944,666 | $ 541,000 |
| Hawaii, Hawaii | 3 | $ 7,025,000 | $ 2,341,666 | $ 762,000 |
| Johnson, Kansas | 3 | $ 3,560,000 | $ 1,186,666 | $ 985,000 |
| York, Maine | 3 | $ 2,340,000 | $ 780,000 | $ 792,000 |
| Bristol, Massachusetts | 3 | $ 1,988,000 | $ 662,666 | $ 1,019,000 |
| Platte, Missouri | 3 | $ 5,345,000 | $ 1,781,666 | $ 3,673,000 |
| Carroll, New Hampshire | 3 | $ 4,475,000 | $ 1,491,666 | $ 647,000 |
| Rockingham, New Hampshire | 3 | $ 3,100,000 | $ 1,033,333 | $ 972,000 |
| Essex, New Jersey | 3 | $ 5,907,000 | $ 1,969,000 | $ 1,241,000 |
| Hudson, New Jersey | 3 | $ 3,500,000 | $ 1,166,666 | $ 860,000 |
| Hunterdon, New Jersey | 3 | $ 1,584,000 | $ 528,000 | $ 312,000 |
| Ulster, New York | 3 | $ 1,754,000 | $ 584,666 | $ 913,000 |
| Buncombe, North Carolina | 3 | $ 2,415,000 | $ 805,000 | $ 399,000 |
| Carteret, North Carolina | 3 | $ 2,750,000 | $ 916,666 | $ 424,000 |
| Orange, North Carolina | 3 | $ 1,663,000 | $ 554,333 | $ 307,000 |
| Baldwin, Alabama | 2 | $ 1,100,000 | $ 550,000 | $ 137,000 |
| Nevada, California | 2 | $ 2,019,000 | $ 1,009,500 | $ 491,000 |
| Riverside, California | 2 | $ 985,000 | $ 492,500 | $ 267,000 |
| San Bernardino, California | 2 | $ 1,250,000 | $ 625,000 | $ 750,000 |
| San Luis Obispo, California | 2 | $ 2,000,000 | $ 1,000,000 | $ 580,000 |
| Santa Cruz, California | 2 | $ 1,580,000 | $ 790,000 | $ 442,000 |
| Broomfield, Colorado | 2 | $ 1,170,000 | $ 585,000 | $ 205,000 |
| Eagle, Colorado | 2 | $ 1,020,000 | $ 510,000 | $ 294,000 |
| La Plata, Colorado | 2 | $ 1,750,000 | $ 875,000 | $ 406,000 |
| Ouray, Colorado | 2 | $ 1,998,000 | $ 999,000 | $ 648,000 |
| Middlesex, Connecticut | 2 | $ 2,300,000 | $ 1,150,000 | $ 760,000 |
| New London, Connecticut | 2 | $ 1,380,000 | $ 690,000 | $ 253,000 |
| Polk, Florida | 2 | $ 1,345,000 | $ 672,500 | $ 388,000 |
| Cobb, Georgia | 2 | $ 1,878,000 | $ 939,000 | $ 641,000 |
| Fannin, Georgia | 2 | $ 2,502,000 | $ 1,251,000 | $ 1,104,000 |
| Glynn, Georgia | 2 | $ 1,000,000 | $ 500,000 | $ 301,000 |
| Greene, Georgia | 2 | $ 3,213,000 | $ 1,606,500 | $ 1,930,000 |
| Honolulu, Hawaii | 2 | $ 1,196,000 | $ 598,000 | $ 106,000 |
| Hamilton, Indiana | 2 | $ 1,200,000 | $ 600,000 | $ 266,000 |
| Marion, Indiana | 2 | $ 1,516,000 | $ 758,000 | $ 578,000 |
| Jefferson, Kentucky | 2 | $ 1,516,000 | $ 758,000 | $ 328,000 |
| East Baton Rouge, Louisiana | 2 | $ 2,116,000 | $ 1,058,000 | $ 788,000 |
| Cumberland, Maine | 2 | $ 1,010,000 | $ 505,000 | $ 996,000 |
| Garrett, Maryland | 2 | $ 1,214,000 | $ 607,000 | $ 1,052,000 |
| Talbot, Maryland | 2 | $ 6,650,000 | $ 3,325,000 | $ 1,832,000 |
| Berkshire, Massachusetts | 2 | $ 923,000 | $ 461,500 | $ 352,000 |
| Carver, Minnesota | 2 | $ 923,000 | $ 461,500 | $ 460,000 |
| Washington, Minnesota | 2 | $ 1,000,000 | $ 500,000 | $ 103,000 |
| Lee, Mississippi | 2 | $ 1,500,000 | $ 750,000 | $ 101,000 |
| Jackson, Missouri | 2 | $ 1,884,000 | $ 942,000 | $ 358,000 |
| St. Louis, Missouri | 2 | $ 1,840,000 | $ 920,000 | $ 601,000 |
| Gallatin, Montana | 2 | $ 1,600,000 | $ 800,000 | $ 286,000 |
| Douglas, Nebraska | 2 | $ 1,260,000 | $ 630,000 | $ 900,000 |
| Hillsborough, New Hampshire | 2 | $ 1,399,000 | $ 699,500 | $ 637,000 |
| Middlesex, New Jersey | 2 | $ 1,210,000 | $ 605,000 | $ 1,289,000 |
| Santa Fe, New Mexico | 2 | $ 2,080,000 | $ 1,040,000 | $ 422,000 |
| Queens, New York | 2 | $ 1,497,000 | $ 748,500 | $ 417,000 |
| Guilford, North Carolina | 2 | $ 1,300,000 | $ 650,000 | $ 266,000 |
| Jackson, North Carolina | 2 | $ 2,294,000 | $ 1,147,000 | $ 761,000 |
| Bucks, Pennsylvania | 2 | $ 2,059,000 | $ 1,029,500 | $ 647,000 |
| Horry, South Carolina | 2 | $ 1,224,000 | $ 612,000 | $ 315,000 |
| Pickens, South Carolina | 2 | $ 1,400,000 | $ 700,000 | $ 735,000 |
| Davidson, Tennessee | 2 | $ 1,178,000 | $ 589,000 | $ 308,000 |
| Denton, Texas | 2 | $ 1,550,000 | $ 775,000 | $ 854,000 |
| Williamson, Texas | 2 | $ 1,374,000 | $ 687,000 | $ 591,000 |
| Windham, Vermont | 2 | $ 1,275,000 | $ 637,500 | $ 504,000 |
| Windsor, Vermont | 2 | $ 1,247,000 | $ 623,500 | $ 729,000 |
| Orange, Virginia | 2 | $ 1,665,000 | $ 832,500 | $ 502,000 |
| Virginia Beach, Virginia | 2 | $ 3,750,000 | $ 1,875,000 | $ 742,000 |
| Pierce, Washington | 2 | $ 2,470,000 | $ 1,235,000 | $ 668,000 |
| San Juan, Washington | 2 | $ 1,650,000 | $ 825,000 | $ 256,000 |
| Snohomish, Washington | 2 | $ 3,150,000 | $ 1,575,000 | $ 416,000 |
| Door, Wisconsin | 2 | $ 2,590,000 | $ 1,295,000 | $ 1,417,000 |
| Ozaukee, Wisconsin | 2 | $ 1,205,000 | $ 602,500 | $ 580,000 |
| Walworth, Wisconsin | 2 | $ 2,800,000 | $ 1,400,000 | $ 397,000 |
| Teton, Wyoming | 2 | $ 2,140,000 | $ 1,070,000 | $ 394,000 |
| Elmore, Alabama | 1 | $ 2,550,000 | $ 2,550,000 | $ 1,142,000 |
| Houston, Alabama | 1 | $ 250,000 | $ 250,000 | $ 1,215,000 |
| Anchorage, Alaska | 1 | $ 581,000 | $ 581,000 | $ 253,000 |
| Pinal, Arizona | 1 | $ 500,000 | $ 500,000 | $ 173,000 |
| Calaveras, California | 1 | $ 250,000 | $ 250,000 | $ 764,000 |
| Sacramento, California | 1 | $ 516,000 | $ 516,000 | $ 421,000 |
| Tuolumne, California | 1 | $ 1,750,000 | $ 1,750,000 | $ 743,000 |
| Adams, Colorado | 1 | $ 500,000 | $ 500,000 | $ 800,000 |
| Garfield, Colorado | 1 | $ 500,000 | $ 500,000 | $ 521,000 |
| Gunnison, Colorado | 1 | $ 694,000 | $ 694,000 | $ 430,000 |
| Larimer, Colorado | 1 | $ 1,200,000 | $ 1,200,000 | $ 374,000 |
| Routt, Colorado | 1 | $ 895,000 | $ 895,000 | $ 628,000 |
| Weld, Colorado | 1 | $ 536,000 | $ 536,000 | $ 232,000 |
| Hartford, Connecticut | 1 | $ 700,000 | $ 700,000 | $ 198,000 |
| New Castle, Delaware | 1 | $ 500,000 | $ 500,000 | $ 230,000 |
| Charlotte, Florida | 1 | $ 2,100,000 | $ 2,100,000 | $ 799,000 |
| Gulf, Florida | 1 | $ 445,000 | $ 445,000 | $ 189,000 |
| Manatee, Florida | 1 | $ 1,613,000 | $ 1,613,000 | $ 1,093,000 |
| Nassau, Florida | 1 | $ 708,000 | $ 708,000 | $ 382,000 |
| Orange, Florida | 1 | $ 626,000 | $ 626,000 | $ 265,000 |
| Pasco, Florida | 1 | $ 500,000 | $ 500,000 | $ 164,000 |
| Volusia, Florida | 1 | $ 650,000 | $ 650,000 | $ 296,000 |
| Chatham, Georgia | 1 | $ 699,000 | $ 699,000 | $ 378,000 |
| Cherokee, Georgia | 1 | $ 399,000 | $ 399,000 | $ 110,000 |
| Clayton, Georgia | 1 | $ 668,000 | $ 668,000 | $ 240,000 |
| Hall, Georgia | 1 | $ 500,000 | $ 500,000 | $ 438,000 |
| Kauai, Hawaii | 1 | $ 840,000 | $ 840,000 | $ 780,000 |
| Maui, Hawaii | 1 | $ 1,475,000 | $ 1,475,000 | $ 470,000 |
| Blaine, Idaho | 1 | $ 1,100,000 | $ 1,100,000 | $ 849,000 |
| Bonner, Idaho | 1 | $ 244,000 | $ 244,000 | $ 695,000 |
| Kane, Illinois | 1 | $ 1,040,000 | $ 1,040,000 | $ 546,000 |
| Will, Illinois | 1 | $ 1,000,000 | $ 1,000,000 | $ 348,000 |
| St. Joseph, Indiana | 1 | $ 500,000 | $ 500,000 | $ 252,000 |
| Dubuque, Iowa | 1 | $ 800,000 | $ 800,000 | $ 349,000 |
| Kenton, Kentucky | 1 | $ 222,000 | $ 222,000 | $ 173,000 |
| Oldham, Kentucky | 1 | $ 1,000,000 | $ 1,000,000 | $ 226,000 |
| Hancock, Maine | 1 | $ 469,000 | $ 469,000 | $ 430,000 |
| Knox, Maine | 1 | $ 574,000 | $ 574,000 | $ 150,000 |
| Waldo, Maine | 1 | $ 1,475,000 | $ 1,475,000 | $ 378,000 |
| Baltimore, Maryland | 1 | $ 960,000 | $ 960,000 | $ 594,000 |
| Frederick, Maryland | 1 | $ 496,000 | $ 496,000 | $ 186,000 |
| Worcester, Massachusetts | 1 | $ 486,000 | $ 486,000 | $ 405,000 |
| Allegan, Michigan | 1 | $ 1,020,000 | $ 1,020,000 | $ 765,000 |
| Charlevoix, Michigan | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,000,000 |
| Jackson, Michigan | 1 | $ 1,240,000 | $ 1,240,000 | $ 1,414,000 |
| Kent, Michigan | 1 | $ 476,000 | $ 476,000 | $ 173,000 |
| Leelanau, Michigan | 1 | $ 341,000 | $ 341,000 | $ 651,000 |
| Wayne, Michigan | 1 | $ 500,000 | $ 500,000 | $ 1,084,000 |
| Cass, Minnesota | 1 | $ 480,000 | $ 480,000 | $ 153,000 |
| Ramsey, Minnesota | 1 | $ 800,000 | $ 800,000 | $ 380,000 |
| Greene, Missouri | 1 | $ 1,650,000 | $ 1,650,000 | $ 914,000 |
| St. Louis City, Missouri | 1 | $ 880,000 | $ 880,000 | $ 479,000 |
| Beaverhead, Montana | 1 | $ 4,875,000 | $ 4,875,000 | $ 2,967,000 |
| Flathead, Montana | 1 | $ 600,000 | $ 600,000 | $ 474,000 |
| Granite, Montana | 1 | $ 500,000 | $ 500,000 | $ 1,723,000 |
| Merrimack, New Hampshire | 1 | $ 1,100,000 | $ 1,100,000 | $ 304,000 |
| Atlantic, New Jersey | 1 | $ 750,000 | $ 750,000 | $ 647,000 |
| Mercer, New Jersey | 1 | $ 1,100,000 | $ 1,100,000 | $ 646,000 |
| Colfax, New Mexico | 1 | $ 590,000 | $ 590,000 | $ 361,000 |
| Rio Arriba, New Mexico | 1 | $ 3,900,000 | $ 3,900,000 | $ 2,709,000 |
| Bronx, New York | 1 | $ 794,000 | $ 794,000 | $ 623,000 |
| Franklin, New York | 1 | $ 700,000 | $ 700,000 | $ 5,146,000 |
| Madison, New York | 1 | $ 1,200,000 | $ 1,200,000 | $ 476,000 |
| Monroe, New York | 1 | $ 386,000 | $ 386,000 | $ 749,000 |
| Putnam, New York | 1 | $ 1,000,000 | $ 1,000,000 | $ 333,000 |
| Rockland, New York | 1 | $ 705,000 | $ 705,000 | $ 587,000 |
| Warren, New York | 1 | $ 490,000 | $ 490,000 | $ 353,000 |
| Dare, North Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 248,000 |
| Davie, North Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 573,000 |
| Durham, North Carolina | 1 | $ 500,000 | $ 500,000 | $ 240,000 |
| Iredell, North Carolina | 1 | $ 827,000 | $ 827,000 | $ 240,000 |
| Macon, North Carolina | 1 | $ 550,000 | $ 550,000 | $ 1,250,000 |
| Mecklenburg, North Carolina | 1 | $ 416,000 | $ 416,000 | $ 409,000 |
| Moore, North Carolina | 1 | $ 600,000 | $ 600,000 | $ 211,000 |
| Erie, Ohio | 1 | $ 1,300,000 | $ 1,300,000 | $ 432,000 |
| Franklin, Ohio | 1 | $ 450,000 | $ 450,000 | $ 298,000 |
| Geauga, Ohio | 1 | $ 455,000 | $ 455,000 | $ 382,000 |
| Hancock, Ohio | 1 | $ 349,000 | $ 349,000 | $ 500,000 |
| Montgomery, Ohio | 1 | $ 500,000 | $ 500,000 | $ 1,392,000 |
| Stark, Ohio | 1 | $ 960,000 | $ 960,000 | $ 573,000 |
| Tulsa, Oklahoma | 1 | $ 1,473,000 | $ 1,473,000 | $ 881,000 |
| Deschutes, Oregon | 1 | $ 600,000 | $ 600,000 | $ 235,000 |
| Marion, Oregon | 1 | $ 1,460,000 | $ 1,460,000 | $ 1,330,000 |
| Northampton, Pennsylvania | 1 | $ 460,000 | $ 460,000 | $ 404,000 |
| Westmoreland, Pennsylvania | 1 | $ 500,000 | $ 500,000 | $ 133,000 |
| Providence, Rhode Island | 1 | $ 665,000 | $ 665,000 | $ 54,000 |
| Washington, Rhode Island | 1 | $ 1,300,000 | $ 1,300,000 | $ 858,000 |
| Berkeley, South Carolina | 1 | $ 940,000 | $ 940,000 | $ 298,000 |
| Oconee, South Carolina | 1 | $ 600,000 | $ 600,000 | $ 324,000 |
| Spartanburg, South Carolina | 1 | $ 448,000 | $ 448,000 | $ 178,000 |
| Blount, Tennessee | 1 | $ 1,000,000 | $ 1,000,000 | $ 289,000 |
| Hamilton, Tennessee | 1 | $ 620,000 | $ 620,000 | $ 192,000 |
| Knox, Tennessee | 1 | $ 580,000 | $ 580,000 | $ 408,000 |
| Bexar, Texas | 1 | $ 500,000 | $ 500,000 | $ 463,000 |
| Collin, Texas | 1 | $ 664,000 | $ 664,000 | $ 221,000 |
| El Paso, Texas | 1 | $ 396,000 | $ 396,000 | $ 126,000 |
| Fort Bend, Texas | 1 | $ 1,320,000 | $ 1,320,000 | $ 864,000 |
| Galveston, Texas | 1 | $ 600,000 | $ 600,000 | $ 390,000 |
| Gillespie, Texas | 1 | $ 1,526,000 | $ 1,526,000 | $ 879,000 |
| Guadalupe, Texas | 1 | $ 1,200,000 | $ 1,200,000 | $ 873,000 |
| Henderson, Texas | 1 | $ 500,000 | $ 500,000 | $ 623,000 |
| Kendall, Texas | 1 | $ 1,040,000 | $ 1,040,000 | $ 244,000 |
| Llano, Texas | 1 | $ 1,100,000 | $ 1,100,000 | $ 636,000 |
| Montgomery, Texas | 1 | $ 2,970,000 | $ 2,970,000 | $ 1,013,000 |
| Washington, Texas | 1 | $ 1,500,000 | $ 1,500,000 | $ 618,000 |
| Davis, Utah | 1 | $ 1,000,000 | $ 1,000,000 | $ 60,000 |
| Weber, Utah | 1 | $ 1,000,000 | $ 1,000,000 | $ 599,000 |
| Addison, Vermont | 1 | $ 600,000 | $ 600,000 | $ 198,000 |
| Bennington, Vermont | 1 | $ 1,125,000 | $ 1,125,000 | $ 613,000 |
| Lamoille, Vermont | 1 | $ 1,330,000 | $ 1,330,000 | $ 1,256,000 |
| Albemarle, Virginia | 1 | $ 500,000 | $ 500,000 | $ 227,000 |
| Fairfax City, Virginia | 1 | $ 660,000 | $ 660,000 | $ 301,000 |
| Hanover, Virginia | 1 | $ 736,000 | $ 736,000 | $ 267,000 |
| Henrico, Virginia | 1 | $ 1,300,000 | $ 1,300,000 | $ 424,000 |
| Loudoun, Virginia | 1 | $ 567,000 | $ 567,000 | $ 805,000 |
| Roanoke, Virginia | 1 | $ 1,150,000 | $ 1,150,000 | $ 896,000 |
| Chelan, Washington | 1 | $ 600,000 | $ 600,000 | $ 27,000 |
| Clallam, Washington | 1 | $ 1,125,000 | $ 1,125,000 | $ 1,022,000 |
| Clark, Washington | 1 | $ 464,000 | $ 464,000 | $ 484,000 |
| Grays Harbor, Washington | 1 | $ 750,000 | $ 750,000 | $ 802,000 |
| Kitsap, Washington | 1 | $ 990,000 | $ 990,000 | $ 578,000 |
| Klickitat, Washington | 1 | $ 430,000 | $ 430,000 | $ 737,000 |
| Thurston, Washington | 1 | $ 650,000 | $ 650,000 | $ 146,000 |
| Dane, Wisconsin | 1 | $ 600,000 | $ 600,000 | $ 241,000 |
| Milwaukee, Wisconsin | 1 | $ 885,000 | $ 885,000 | $ 807,000 |
| Sheboygan, Wisconsin | 1 | $ 860,000 | $ 860,000 | $ 718,000 |
Mortgage Loan Application Detail Totals for BNY Mellon, N.A. in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,163 | $1,510,182,000 | $1,298,000 | $20,000,000 | $761,000 | $9,999,000 |
| Refinancing | 672 | $826,557,000 | $1,229,000 | $22,495,000 | $718,000 | $9,999,000 |
| Home Improvement | 126 | $134,319,000 | $1,066,000 | $9,750,000 | $587,000 | $3,874,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,188 | $1,440,971,000 | $1,212,000 | $22,495,000 | $692,000 | $9,669,000 |
| Not Provided | 654 | $892,441,000 | $1,364,000 | $15,000,000 | $811,000 | $9,999,000 |
| Asian | 62 | $65,891,000 | $1,062,000 | $3,900,000 | $512,000 | $2,483,000 |
| Hispanic | 29 | $28,869,000 | $995,000 | $3,150,000 | $473,000 | $1,460,000 |
| Not applicable | 16 | $28,003,000 | $1,750,000 | $4,940,000 | $1,043,000 | $9,999,000 |
| Black or African American | 9 | $9,608,000 | $1,067,000 | $1,868,000 | $1,745,000 | $9,999,000 |
| American Indian or Alaskan Native | 2 | $4,775,000 | $2,387,000 | $3,850,000 | $5,228,000 | $9,999,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $500,000 | $500,000 | $500,000 | $146,000 | $146,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,961 | $2,471,058,000 | $1,260,000 | $22,495,000 | $735,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,382 | $1,615,167,000 | $1,168,000 | $10,000,000 | $701,000 | $9,669,000 |
| Application Withdrawn By Applicant | 181 | $242,118,000 | $1,337,000 | $7,000,000 | $1,091,000 | $9,999,000 |
| Application Denied By Financial Institution | 158 | $281,476,000 | $1,781,000 | $22,495,000 | $689,000 | $9,999,000 |
| Application Approved But Not Accepted | 86 | $107,312,000 | $1,247,000 | $4,000,000 | $854,000 | $9,999,000 |
| Preapproval Approved but not Accepted | 77 | $101,577,000 | $1,319,000 | $3,000,000 | $562,000 | $1,984,000 |
| Preapproval Denied by Financial Institution | 47 | $63,013,000 | $1,340,000 | $4,800,000 | $434,000 | $1,946,000 |
| File Closed For Incompleteness | 30 | $60,395,000 | $2,013,000 | $15,000,000 | $983,000 | $5,000,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 132 | $228,506,000 | $1,731,000 | $22,495,000 | $409,000 | $3,987,000 |
| Collateral | 29 | $62,894,000 | $2,168,000 | $10,360,000 | $1,302,000 | $9,999,000 |
| Credit History | 23 | $30,525,000 | $1,327,000 | $4,400,000 | $746,000 | $3,368,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $16,932,000 | $996,000 | $2,000,000 | $813,000 | $4,525,000 |
| Other | 3 | $4,638,000 | $1,546,000 | $4,000,000 | $1,908,000 | $4,000,000 |
| Employment History | 1 | $994,000 | $994,000 | $994,000 | $784,000 | $784,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into BNY Mellon, N.A.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess BNY Mellon, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.
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