Bny Mellon, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Bny Mellon, National Association 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bny Mellon, National Association 500 Grant Street, Room 4825 Pittsburgh, PA 15258 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 961 |
| Total Mortgage Loan Application Amount | $1,385,865,000 |
| Average Mortgage Loan Application Amount | $1,432,250 |
| Highest Mortgage Loan Application Amount | $28,325,000 |
| Average Applicant Income | $807,000 |
| Highest Applicant Income | $9,143,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Bny Mellon, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bny Mellon, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Bny Mellon, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bny Mellon, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Bny Mellon, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bny Mellon, National Association's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York County New York | 39 | $ 105,775,000 | $ 2,712,000 | $ 1,464,000 |
| Palm Beach County Florida | 30 | $ 51,140,000 | $ 1,704,000 | $ 1,253,000 |
| Maricopa County Arizona | 27 | $ 31,725,000 | $ 1,175,000 | $ 619,000 |
| Los Angeles County California | 27 | $ 65,345,000 | $ 2,420,000 | $ 1,259,000 |
| Cook County Illinois | 17 | $ 21,905,000 | $ 1,288,000 | $ 537,000 |
| Suffolk County Massachusetts | 17 | $ 20,045,000 | $ 1,179,000 | $ 614,000 |
| Collier County Florida | 16 | $ 27,070,000 | $ 1,691,000 | $ 912,000 |
| Middlesex County Massachusetts | 16 | $ 16,380,000 | $ 1,023,000 | $ 414,000 |
| Miami-Dade County Florida | 15 | $ 22,315,000 | $ 1,487,000 | $ 818,000 |
| Norfolk County Massachusetts | 15 | $ 21,355,000 | $ 1,423,000 | $ 657,000 |
| Suffolk County New York | 15 | $ 30,505,000 | $ 2,033,000 | $ 980,000 |
| Orange County California | 14 | $ 27,410,000 | $ 1,957,000 | $ 898,000 |
| Fairfield County Connecticut | 14 | $ 24,590,000 | $ 1,756,000 | $ 1,258,000 |
| San Diego County California | 13 | $ 23,235,000 | $ 1,787,000 | $ 465,000 |
| Westchester County New York | 13 | $ 15,485,000 | $ 1,191,000 | $ 469,000 |
| Fulton County Georgia | 10 | $ 11,780,000 | $ 1,178,000 | $ 975,000 |
| District of Columbia County District Of Columbia | 9 | $ 11,485,000 | $ 1,276,000 | $ 376,000 |
| Cumberland County Maine | 9 | $ 7,765,000 | $ 862,000 | $ 739,000 |
| Charleston County South Carolina | 9 | $ 12,195,000 | $ 1,355,000 | $ 921,000 |
| Fairfax County Virginia | 9 | $ 16,545,000 | $ 1,838,000 | $ 794,000 |
| San Francisco County California | 8 | $ 13,510,000 | $ 1,688,000 | $ 1,404,000 |
| San Mateo County California | 8 | $ 19,650,000 | $ 2,456,000 | $ 1,280,000 |
| Denver County Colorado | 8 | $ 8,170,000 | $ 1,021,000 | $ 586,000 |
| Pinellas County Florida | 8 | $ 15,260,000 | $ 1,907,000 | $ 933,000 |
| Nassau County New York | 8 | $ 8,950,000 | $ 1,118,000 | $ 660,000 |
| Dallas County Texas | 8 | $ 12,050,000 | $ 1,506,000 | $ 1,645,000 |
| Boulder County Colorado | 7 | $ 9,785,000 | $ 1,397,000 | $ 417,000 |
| Broward County Florida | 7 | $ 9,855,000 | $ 1,407,000 | $ 759,000 |
| Manatee County Florida | 7 | $ 7,645,000 | $ 1,092,000 | $ 526,000 |
| King County Washington | 7 | $ 7,985,000 | $ 1,140,000 | $ 517,000 |
| Marin County California | 6 | $ 9,050,000 | $ 1,508,000 | $ 876,000 |
| Walton County Florida | 6 | $ 12,040,000 | $ 2,006,000 | $ 1,175,000 |
| Essex County Massachusetts | 6 | $ 8,650,000 | $ 1,441,000 | $ 874,000 |
| Essex County New Jersey | 6 | $ 7,110,000 | $ 1,185,000 | $ 341,000 |
| Kings County New York | 6 | $ 5,600,000 | $ 933,000 | $ 531,000 |
| Travis County Texas | 6 | $ 8,090,000 | $ 1,348,000 | $ 495,000 |
| Sonoma County California | 5 | $ 4,345,000 | $ 869,000 | $ 369,000 |
| Arapahoe County Colorado | 5 | $ 3,925,000 | $ 785,000 | $ 443,000 |
| Hillsborough County Florida | 5 | $ 9,595,000 | $ 1,919,000 | $ 640,000 |
| Martin County Florida | 5 | $ 11,375,000 | $ 2,275,000 | $ 876,000 |
| Sarasota County Florida | 5 | $ 6,745,000 | $ 1,349,000 | $ 803,000 |
| DuPage County Illinois | 5 | $ 4,815,000 | $ 963,000 | $ 555,000 |
| Oakland County Michigan | 5 | $ 4,775,000 | $ 955,000 | $ 945,000 |
| Hennepin County Minnesota | 5 | $ 6,235,000 | $ 1,247,000 | $ 873,000 |
| Rockingham County New Hampshire | 5 | $ 8,145,000 | $ 1,629,000 | $ 1,070,000 |
| Bergen County New Jersey | 5 | $ 5,015,000 | $ 1,003,000 | $ 449,000 |
| Mecklenburg County North Carolina | 5 | $ 5,635,000 | $ 1,127,000 | $ 1,611,000 |
| Davidson County Tennessee | 5 | $ 7,735,000 | $ 1,547,000 | $ 728,000 |
| Harris County Texas | 5 | $ 7,335,000 | $ 1,467,000 | $ 792,000 |
| Summit County Utah | 5 | $ 5,855,000 | $ 1,171,000 | $ 677,000 |
| Wasatch County Utah | 5 | $ 11,855,000 | $ 2,371,000 | $ 1,918,000 |
| Contra Costa County California | 4 | $ 6,730,000 | $ 1,682,000 | $ 647,000 |
| Eagle County Colorado | 4 | $ 5,280,000 | $ 1,320,000 | $ 691,000 |
| Duval County Florida | 4 | $ 6,110,000 | $ 1,527,000 | $ 498,000 |
| Indian River County Florida | 4 | $ 5,160,000 | $ 1,290,000 | $ 617,000 |
| Lee County Florida | 4 | $ 4,900,000 | $ 1,225,000 | $ 675,000 |
| Orange County Florida | 4 | $ 3,690,000 | $ 922,000 | $ 586,000 |
| Forsyth County Georgia | 4 | $ 3,460,000 | $ 865,000 | $ 614,000 |
| Knox County Maine | 4 | $ 3,490,000 | $ 872,000 | $ 384,000 |
| Gallatin County Montana | 4 | $ 5,960,000 | $ 1,490,000 | $ 1,394,000 |
| Ocean County New Jersey | 4 | $ 4,300,000 | $ 1,075,000 | $ 763,000 |
| Santa Fe County New Mexico | 4 | $ 3,050,000 | $ 762,000 | $ 645,000 |
| Allegheny County Pennsylvania | 4 | $ 3,650,000 | $ 912,000 | $ 480,000 |
| Chester County Pennsylvania | 4 | $ 3,870,000 | $ 967,000 | $ 1,037,000 |
| Denton County Texas | 4 | $ 7,910,000 | $ 1,977,000 | $ 1,116,000 |
| Pima County Arizona | 3 | $ 2,595,000 | $ 865,000 | $ 493,000 |
| Alameda County California | 3 | $ 4,105,000 | $ 1,368,000 | $ 1,144,000 |
| Placer County California | 3 | $ 6,815,000 | $ 2,271,000 | $ 2,119,000 |
| Riverside County California | 3 | $ 2,545,000 | $ 848,000 | $ 367,000 |
| Santa Clara County California | 3 | $ 4,635,000 | $ 1,545,000 | $ 642,000 |
| Jefferson County Colorado | 3 | $ 2,835,000 | $ 945,000 | $ 300,000 |
| Litchfield County Connecticut | 3 | $ 4,335,000 | $ 1,445,000 | $ 859,000 |
| Sussex County Delaware | 3 | $ 2,905,000 | $ 968,000 | $ 883,000 |
| Seminole County Florida | 3 | $ 3,905,000 | $ 1,301,000 | $ 649,000 |
| St. Johns County Florida | 3 | $ 2,945,000 | $ 981,000 | $ 726,000 |
| Cobb County Georgia | 3 | $ 6,195,000 | $ 2,065,000 | $ 1,612,000 |
| Glynn County Georgia | 3 | $ 3,265,000 | $ 1,088,000 | $ 694,000 |
| Hawaii County Hawaii | 3 | $ 4,715,000 | $ 1,571,000 | $ 851,000 |
| Hamilton County Indiana | 3 | $ 5,455,000 | $ 1,818,000 | $ 667,000 |
| Barnstable County Massachusetts | 3 | $ 5,185,000 | $ 1,728,000 | $ 974,000 |
| Plymouth County Massachusetts | 3 | $ 5,385,000 | $ 1,795,000 | $ 1,023,000 |
| Wayne County Michigan | 3 | $ 1,915,000 | $ 638,000 | $ 593,000 |
| Carver County Minnesota | 3 | $ 1,065,000 | $ 355,000 | $ 559,000 |
| Clark County Nevada | 3 | $ 15,645,000 | $ 5,215,000 | $ 4,813,000 |
| Washoe County Nevada | 3 | $ 7,015,000 | $ 2,338,000 | $ 992,000 |
| Bernalillo County New Mexico | 3 | $ 1,615,000 | $ 538,000 | $ 415,000 |
| Brunswick County North Carolina | 3 | $ 1,565,000 | $ 521,000 | $ 252,000 |
| New Hanover County North Carolina | 3 | $ 5,645,000 | $ 1,881,000 | $ 874,000 |
| Wake County North Carolina | 3 | $ 2,185,000 | $ 728,000 | $ 412,000 |
| Montgomery County Pennsylvania | 3 | $ 5,015,000 | $ 1,671,000 | $ 1,313,000 |
| Newport County Rhode Island | 3 | $ 4,615,000 | $ 1,538,000 | $ 639,000 |
| Washington County Rhode Island | 3 | $ 1,995,000 | $ 665,000 | $ 1,413,000 |
| Beaufort County South Carolina | 3 | $ 3,975,000 | $ 1,325,000 | $ 408,000 |
| Berkeley County South Carolina | 3 | $ 3,585,000 | $ 1,195,000 | $ 670,000 |
| Williamson County Tennessee | 3 | $ 3,315,000 | $ 1,105,000 | $ 525,000 |
| Henrico County Virginia | 3 | $ 4,205,000 | $ 1,401,000 | $ 848,000 |
| Snohomish County Washington | 3 | $ 5,245,000 | $ 1,748,000 | $ 1,452,000 |
| Jefferson County Alabama | 2 | $ 1,710,000 | $ 855,000 | $ 1,556,000 |
| Coconino County Arizona | 2 | $ 3,350,000 | $ 1,675,000 | $ 1,176,000 |
| Mohave County Arizona | 2 | $ 1,340,000 | $ 670,000 | $ 211,000 |
| Monterey County California | 2 | $ 8,510,000 | $ 4,255,000 | $ 1,104,000 |
| Nevada County California | 2 | $ 1,910,000 | $ 955,000 | $ 643,000 |
| Santa Barbara County California | 2 | $ 4,680,000 | $ 2,340,000 | $ 742,000 |
| Ventura County California | 2 | $ 2,710,000 | $ 1,355,000 | $ 523,000 |
| Chatham County Georgia | 2 | $ 860,000 | $ 430,000 | $ 285,000 |
| Cherokee County Georgia | 2 | $ 880,000 | $ 440,000 | $ 186,000 |
| Fayette County Georgia | 2 | $ 2,450,000 | $ 1,225,000 | $ 709,000 |
| Greene County Georgia | 2 | $ 3,010,000 | $ 1,505,000 | $ 990,000 |
| Gwinnett County Georgia | 2 | $ 2,580,000 | $ 1,290,000 | $ 397,000 |
| Habersham County Georgia | 2 | $ 3,010,000 | $ 1,505,000 | $ 680,000 |
| Putnam County Georgia | 2 | $ 3,260,000 | $ 1,630,000 | $ 585,000 |
| Honolulu County Hawaii | 2 | $ 4,390,000 | $ 2,195,000 | $ 1,214,000 |
| Kauai County Hawaii | 2 | $ 3,420,000 | $ 1,710,000 | $ 556,000 |
| Maui County Hawaii | 2 | $ 1,510,000 | $ 755,000 | $ 266,000 |
| Kootenai County Idaho | 2 | $ 5,410,000 | $ 2,705,000 | $ 1,421,000 |
| Lake County Illinois | 2 | $ 1,810,000 | $ 905,000 | $ 579,000 |
| Howard County Maryland | 2 | $ 2,970,000 | $ 1,485,000 | $ 1,424,000 |
| Montgomery County Maryland | 2 | $ 1,980,000 | $ 990,000 | $ 470,000 |
| Berkshire County Massachusetts | 2 | $ 1,770,000 | $ 885,000 | $ 440,000 |
| Nantucket County Massachusetts | 2 | $ 4,100,000 | $ 2,050,000 | $ 800,000 |
| Cass County Minnesota | 2 | $ 2,360,000 | $ 1,180,000 | $ 2,546,000 |
| Flathead County Montana | 2 | $ 2,790,000 | $ 1,395,000 | $ 591,000 |
| Douglas County Nevada | 2 | $ 990,000 | $ 495,000 | $ 338,000 |
| Strafford County New Hampshire | 2 | $ 1,700,000 | $ 850,000 | $ 392,000 |
| Sandoval County New Mexico | 2 | $ 3,900,000 | $ 1,950,000 | $ 488,000 |
| Ulster County New York | 2 | $ 2,260,000 | $ 1,130,000 | $ 759,000 |
| Jackson County North Carolina | 2 | $ 1,880,000 | $ 940,000 | $ 1,463,000 |
| Watauga County North Carolina | 2 | $ 1,160,000 | $ 580,000 | $ 184,000 |
| Franklin County Ohio | 2 | $ 960,000 | $ 480,000 | $ 246,000 |
| Polk County Oregon | 2 | $ 3,770,000 | $ 1,885,000 | $ 609,000 |
| Washington County Oregon | 2 | $ 1,480,000 | $ 740,000 | $ 432,000 |
| Delaware County Pennsylvania | 2 | $ 1,910,000 | $ 955,000 | $ 908,000 |
| Lancaster County Pennsylvania | 2 | $ 3,810,000 | $ 1,905,000 | $ 1,388,000 |
| Knox County Tennessee | 2 | $ 1,630,000 | $ 815,000 | $ 617,000 |
| Collin County Texas | 2 | $ 1,950,000 | $ 975,000 | $ 327,000 |
| Comal County Texas | 2 | $ 1,850,000 | $ 925,000 | $ 347,000 |
| Montgomery County Texas | 2 | $ 1,870,000 | $ 935,000 | $ 774,000 |
| San Patricio County Texas | 2 | $ 900,000 | $ 450,000 | $ 208,000 |
| Weber County Utah | 2 | $ 600,000 | $ 300,000 | $ 95,000 |
| Windham County Vermont | 2 | $ 810,000 | $ 405,000 | $ 207,000 |
| Windsor County Vermont | 2 | $ 4,250,000 | $ 2,125,000 | $ 1,395,000 |
| Alexandria County Virginia | 2 | $ 2,010,000 | $ 1,005,000 | $ 418,000 |
| Arlington County Virginia | 2 | $ 3,300,000 | $ 1,650,000 | $ 1,110,000 |
| Kitsap County Washington | 2 | $ 1,510,000 | $ 755,000 | $ 750,000 |
| Pierce County Washington | 2 | $ 1,710,000 | $ 855,000 | $ 631,000 |
| Teton County Wyoming | 2 | $ 1,210,000 | $ 605,000 | $ 345,000 |
| Baldwin County Alabama | 1 | $ 755,000 | $ 755,000 | $ 690,000 |
| Lee County Alabama | 1 | $ 1,825,000 | $ 1,825,000 | $ 2,733,000 |
| Tuscaloosa County Alabama | 1 | $ 755,000 | $ 755,000 | $ 2,220,000 |
| Walker County Alabama | 1 | $ 455,000 | $ 455,000 | $ 220,000 |
| Gila County Arizona | 1 | $ 1,005,000 | $ 1,005,000 | $ 446,000 |
| Yavapai County Arizona | 1 | $ 925,000 | $ 925,000 | $ 456,000 |
| Fresno County California | 1 | $ 825,000 | $ 825,000 | $ 365,000 |
| Mendocino County California | 1 | $ 505,000 | $ 505,000 | $ 291,000 |
| Mono County California | 1 | $ 725,000 | $ 725,000 | $ 878,000 |
| Napa County California | 1 | $ 9,955,000 | $ 9,955,000 | $ 2,020,000 |
| San Bernardino County California | 1 | $ 625,000 | $ 625,000 | $ 3,291,000 |
| Garfield County Colorado | 1 | $ 985,000 | $ 985,000 | $ 1,079,000 |
| Gilpin County Colorado | 1 | $ 725,000 | $ 725,000 | $ 531,000 |
| Grand County Colorado | 1 | $ 1,245,000 | $ 1,245,000 | $ 1,760,000 |
| Pitkin County Colorado | 1 | $ 2,005,000 | $ 2,005,000 | $ 869,000 |
| Summit County Colorado | 1 | $ 1,555,000 | $ 1,555,000 | $ 577,000 |
| Hartford County Connecticut | 1 | $ 605,000 | $ 605,000 | $ 968,000 |
| New Haven County Connecticut | 1 | $ 605,000 | $ 605,000 | $ 448,000 |
| New Castle County Delaware | 1 | $ 1,005,000 | $ 1,005,000 | $ 159,000 |
| Bay County Florida | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Nassau County Florida | 1 | $ 805,000 | $ 805,000 | $ 187,000 |
| Okaloosa County Florida | 1 | $ 4,105,000 | $ 4,105,000 | $ 2,215,000 |
| Osceola County Florida | 1 | $ 505,000 | $ 505,000 | $ 727,000 |
| St. Lucie County Florida | 1 | $ 705,000 | $ 705,000 | $ 303,000 |
| Bartow County Georgia | 1 | $ 1,405,000 | $ 1,405,000 | $ 302,000 |
| Bibb County Georgia | 1 | $ 345,000 | $ 345,000 | $ 104,000 |
| DeKalb County Georgia | 1 | $ 365,000 | $ 365,000 | $ 255,000 |
| Hall County Georgia | 1 | $ 1,175,000 | $ 1,175,000 | $ 784,000 |
| Haralson County Georgia | 1 | $ 755,000 | $ 755,000 | $ 590,000 |
| Morgan County Georgia | 1 | $ 505,000 | $ 505,000 | $ 154,000 |
| Muscogee County Georgia | 1 | $ 3,505,000 | $ 3,505,000 | $ 1,237,000 |
| Thomas County Georgia | 1 | $ 475,000 | $ 475,000 | $ 218,000 |
| Blaine County Idaho | 1 | $ 3,125,000 | $ 3,125,000 | $ 596,000 |
| Will County Illinois | 1 | $ 555,000 | $ 555,000 | $ 238,000 |
| Hancock County Indiana | 1 | $ 1,205,000 | $ 1,205,000 | $ 376,000 |
| Scott County Iowa | 1 | $ 225,000 | $ 225,000 | $ 597,000 |
| Riley County Kansas | 1 | $ 2,505,000 | $ 2,505,000 | $ 2,221,000 |
| Oldham County Kentucky | 1 | $ 975,000 | $ 975,000 | $ 480,000 |
| Orleans County Louisiana | 1 | $ 515,000 | $ 515,000 | $ 239,000 |
| Hancock County Maine | 1 | $ 535,000 | $ 535,000 | $ 737,000 |
| York County Maine | 1 | $ 265,000 | $ 265,000 | $ 291,000 |
| Prince George's County Maryland | 1 | $ 215,000 | $ 215,000 | $ 393,000 |
| Talbot County Maryland | 1 | $ 1,505,000 | $ 1,505,000 | $ 810,000 |
| Bristol County Massachusetts | 1 | $ 605,000 | $ 605,000 | $ 311,000 |
| Dukes County Massachusetts | 1 | $ 605,000 | $ 605,000 | $ 430,000 |
| Worcester County Massachusetts | 1 | $ 445,000 | $ 445,000 | $ 673,000 |
| Cass County Michigan | 1 | $ 505,000 | $ 505,000 | $ 342,000 |
| Clay County Minnesota | 1 | $ 405,000 | $ 405,000 | $ 109,000 |
| Scott County Minnesota | 1 | $ 515,000 | $ 515,000 | $ 235,000 |
| Washington County Minnesota | 1 | $ 1,025,000 | $ 1,025,000 | $ 320,000 |
| Wright County Minnesota | 1 | $ 825,000 | $ 825,000 | $ 228,000 |
| Rankin County Mississippi | 1 | $ 645,000 | $ 645,000 | $ 271,000 |
| Clay County Missouri | 1 | $ 905,000 | $ 905,000 | $ 219,000 |
| Jackson County Missouri | 1 | $ 575,000 | $ 575,000 | $ 1,550,000 |
| St. Louis County Missouri | 1 | $ 1,645,000 | $ 1,645,000 | $ 2,759,000 |
| Madison County Montana | 1 | $ 4,205,000 | $ 4,205,000 | $ 2,423,000 |
| Carroll County New Hampshire | 1 | $ 3,905,000 | $ 3,905,000 | $ 1,509,000 |
| Cheshire County New Hampshire | 1 | $ 655,000 | $ 655,000 | $ 1,310,000 |
| Grafton County New Hampshire | 1 | $ 785,000 | $ 785,000 | $ 861,000 |
| Atlantic County New Jersey | 1 | $ 405,000 | $ 405,000 | $ 206,000 |
| Camden County New Jersey | 1 | $ 655,000 | $ 655,000 | $ 447,000 |
| Hudson County New Jersey | 1 | $ 905,000 | $ 905,000 | $ 414,000 |
| Mercer County New Jersey | 1 | $ 795,000 | $ 795,000 | $ 336,000 |
| Morris County New Jersey | 1 | $ 1,755,000 | $ 1,755,000 | $ 1,306,000 |
| Passaic County New Jersey | 1 | $ 1,365,000 | $ 1,365,000 | $ 566,000 |
| Somerset County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 381,000 |
| Union County New Jersey | 1 | $ 2,105,000 | $ 2,105,000 | $ 963,000 |
| Chautauqua County New York | 1 | $ 535,000 | $ 535,000 | $ 291,000 |
| Columbia County New York | 1 | $ 755,000 | $ 755,000 | $ 635,000 |
| Dutchess County New York | 1 | $ 1,255,000 | $ 1,255,000 | $ 745,000 |
| Onondaga County New York | 1 | $ 545,000 | $ 545,000 | $ 423,000 |
| Richmond County New York | 1 | $ 1,305,000 | $ 1,305,000 | $ 344,000 |
| Tompkins County New York | 1 | $ 1,005,000 | $ 1,005,000 | $ 404,000 |
| Buncombe County North Carolina | 1 | $ 865,000 | $ 865,000 | $ 632,000 |
| Carteret County North Carolina | 1 | $ 665,000 | $ 665,000 | $ 321,000 |
| Chatham County North Carolina | 1 | $ 995,000 | $ 995,000 | $ 358,000 |
| Durham County North Carolina | 1 | $ 665,000 | $ 665,000 | $ 545,000 |
| Guilford County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 471,000 |
| Halifax County North Carolina | 1 | $ 595,000 | $ 595,000 | $ 531,000 |
| Macon County North Carolina | 1 | $ 595,000 | $ 595,000 | $ 66,000 |
| Onslow County North Carolina | 1 | $ 1,025,000 | $ 1,025,000 | $ 493,000 |
| Pender County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 520,000 |
| Warren County North Carolina | 1 | $ 1,005,000 | $ 1,005,000 | $ 1,497,000 |
| Canadian County Oklahoma | 1 | $ 735,000 | $ 735,000 | $ 394,000 |
| Cleveland County Oklahoma | 1 | $ 505,000 | $ 505,000 | $ 263,000 |
| Benton County Oregon | 1 | $ 475,000 | $ 475,000 | $ 126,000 |
| Clackamas County Oregon | 1 | $ 775,000 | $ 775,000 | $ 1,195,000 |
| Deschutes County Oregon | 1 | $ 2,395,000 | $ 2,395,000 | $ 2,431,000 |
| Lane County Oregon | 1 | $ 755,000 | $ 755,000 | $ 1,658,000 |
| Multnomah County Oregon | 1 | $ 905,000 | $ 905,000 | $ 336,000 |
| Huntingdon County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 1,120,000 |
| Philadelphia County Pennsylvania | 1 | $ 535,000 | $ 535,000 | $ 295,000 |
| Washington County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 191,000 |
| Wayne County Pennsylvania | 1 | $ 505,000 | $ 505,000 | $ 329,000 |
| Westmoreland County Pennsylvania | 1 | $ 615,000 | $ 615,000 | $ 240,000 |
| Greenville County South Carolina | 1 | $ 2,505,000 | $ 2,505,000 | $ 1,206,000 |
| Horry County South Carolina | 1 | $ 585,000 | $ 585,000 | $ 157,000 |
| Marion County Tennessee | 1 | $ 1,505,000 | $ 1,505,000 | $ 485,000 |
| Marshall County Tennessee | 1 | $ 3,305,000 | $ 3,305,000 | $ 1,052,000 |
| Putnam County Tennessee | 1 | $ 1,845,000 | $ 1,845,000 | $ 4,484,000 |
| Roane County Tennessee | 1 | $ 605,000 | $ 605,000 | $ 1,080,000 |
| Rutherford County Tennessee | 1 | $ 595,000 | $ 595,000 | $ 267,000 |
| Bexar County Texas | 1 | $ 615,000 | $ 615,000 | $ 240,000 |
| Hopkins County Texas | 1 | $ 685,000 | $ 685,000 | $ 825,000 |
| Montague County Texas | 1 | $ 1,505,000 | $ 1,505,000 | $ 973,000 |
| Nueces County Texas | 1 | $ 705,000 | $ 705,000 | $ 697,000 |
| Tarrant County Texas | 1 | $ 535,000 | $ 535,000 | $ 211,000 |
| Williamson County Texas | 1 | $ 655,000 | $ 655,000 | $ 222,000 |
| Davis County Utah | 1 | $ 715,000 | $ 715,000 | $ 197,000 |
| Lamoille County Vermont | 1 | $ 1,165,000 | $ 1,165,000 | $ 441,000 |
| Albemarle County Virginia | 1 | $ 755,000 | $ 755,000 | $ 658,000 |
| Fauquier County Virginia | 1 | $ 2,165,000 | $ 2,165,000 | $ 834,000 |
| Prince William County Virginia | 1 | $ 755,000 | $ 755,000 | $ 315,000 |
| Rappahannock County Virginia | 1 | $ 1,895,000 | $ 1,895,000 | $ 852,000 |
| Mason County Washington | 1 | $ 1,005,000 | $ 1,005,000 | $ 548,000 |
| Whatcom County Washington | 1 | $ 1,005,000 | $ 1,005,000 | $ 374,000 |
| Dane County Wisconsin | 1 | $ 2,005,000 | $ 2,005,000 | $ 899,000 |
| Lincoln County Wisconsin | 1 | $ 855,000 | $ 855,000 | $ 199,000 |
Mortgage Loan Application Detail Totals for Bny Mellon, National Association in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 627 | $862,355,000 | $1,375,000 | $10,505,000 | $749,000 | $9,143,000 |
| Other Purpose | 220 | $315,900,000 | $1,435,000 | $10,005,000 | $880,000 | $8,214,000 |
| Refinancing | 97 | $191,535,000 | $1,974,000 | $28,325,000 | $1,119,000 | $6,817,000 |
| Home Improvement | 17 | $16,075,000 | $945,000 | $3,305,000 | $480,000 | $1,052,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 649 | $846,655,000 | $1,304,000 | $9,955,000 | $742,000 | $7,440,000 |
| Not Provided | 237 | $362,175,000 | $1,528,000 | $10,505,000 | $900,000 | $9,143,000 |
| Asian | 27 | $51,125,000 | $1,893,000 | $6,305,000 | $884,000 | $3,005,000 |
| Not applicable | 19 | $70,555,000 | $3,713,000 | $28,325,000 | $0 | $0 |
| Hispanic | 16 | $18,560,000 | $1,160,000 | $3,005,000 | $814,000 | $1,614,000 |
| Black or African American | 13 | $36,795,000 | $2,830,000 | $6,795,000 | $2,570,000 | $6,155,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 961 | $1,385,865,000 | $1,442,000 | $28,325,000 | $812,000 | $9,143,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 681 | $919,325,000 | $1,349,000 | $28,325,000 | $810,000 | $9,143,000 |
| Application Denied By Financial Institution | 69 | $137,545,000 | $1,993,000 | $10,005,000 | $828,000 | $8,214,000 |
| Application Withdrawn By Applicant | 69 | $107,685,000 | $1,560,000 | $9,955,000 | $956,000 | $7,440,000 |
| Preapproval Approved but not Accepted | 60 | $81,290,000 | $1,354,000 | $6,005,000 | $585,000 | $6,155,000 |
| Application Approved But Not Accepted | 43 | $65,865,000 | $1,531,000 | $4,005,000 | $902,000 | $4,272,000 |
| File Closed For Incompleteness | 23 | $47,115,000 | $2,048,000 | $5,005,000 | $1,116,000 | $5,507,000 |
| Preapproval Denied by Financial Institution | 16 | $27,040,000 | $1,690,000 | $3,785,000 | $368,000 | $1,205,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 876 | $1,221,280,000 | $1,394,000 | $28,325,000 | $819,000 | $9,143,000 |
| Debt-To-Income Ratio | 63 | $117,345,000 | $1,862,000 | $10,005,000 | $645,000 | $8,214,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $33,640,000 | $3,364,000 | $9,305,000 | $1,712,000 | $6,774,000 |
| Other | 4 | $3,110,000 | $777,000 | $1,255,000 | $522,000 | $1,028,000 |
| Collateral | 4 | $5,820,000 | $1,455,000 | $2,655,000 | $548,000 | $1,030,000 |
| Credit History | 4 | $4,670,000 | $1,167,000 | $1,455,000 | $536,000 | $721,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bny Mellon, National Association's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bny Mellon, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.