BNY Mellon, N.A. Mortgage Lending & HMDA Data, 2023
In 2023, BNY Mellon, N.A. of Boston, MA reported 961 mortgage applications totaling $1.4 billion, down 38% from 2022. The average application was for $1,442,107, and applicants reported an average income of $811,577. 71% of its applications resulted in an originated loan and 7% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (66), Boston, MA (35) and West Palm Beach-Boca Raton-Delray Beach, FL (30) (applications in parentheses).
| Mortgage Company & Address | BNY Mellon, N.A. Boston, MA 02108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 961 |
| Total Mortgage Loan Application Amount | $1,385,865,000 |
| Average Mortgage Loan Application Amount | $1,442,107 |
| Highest Mortgage Loan Application Amount | $28,325,000 |
| Average Applicant Income | $811,577 |
| Highest Applicant Income | $9,143,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BNY Mellon, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York, New York | 39 | $ 105,775,000 | $ 2,712,179 | $ 1,464,000 |
| Palm Beach, Florida | 30 | $ 51,140,000 | $ 1,704,666 | $ 1,253,000 |
| Maricopa, Arizona | 27 | $ 31,725,000 | $ 1,175,000 | $ 619,000 |
| Los Angeles, California | 27 | $ 65,345,000 | $ 2,420,185 | $ 1,259,000 |
| Cook, Illinois | 17 | $ 21,905,000 | $ 1,288,529 | $ 537,000 |
| Suffolk, Massachusetts | 17 | $ 20,045,000 | $ 1,179,117 | $ 614,000 |
| Collier, Florida | 16 | $ 27,070,000 | $ 1,691,875 | $ 912,000 |
| Middlesex, Massachusetts | 16 | $ 16,380,000 | $ 1,023,750 | $ 414,000 |
| Miami-Dade, Florida | 15 | $ 22,315,000 | $ 1,487,666 | $ 818,000 |
| Norfolk, Massachusetts | 15 | $ 21,355,000 | $ 1,423,666 | $ 657,000 |
| Suffolk, New York | 15 | $ 30,505,000 | $ 2,033,666 | $ 980,000 |
| Orange, California | 14 | $ 27,410,000 | $ 1,957,857 | $ 898,000 |
| Fairfield, Connecticut | 14 | $ 24,590,000 | $ 1,756,428 | $ 1,258,000 |
| San Diego, California | 13 | $ 23,235,000 | $ 1,787,307 | $ 465,000 |
| Westchester, New York | 13 | $ 15,485,000 | $ 1,191,153 | $ 469,000 |
| Fulton, Georgia | 10 | $ 11,780,000 | $ 1,178,000 | $ 975,000 |
| District of Columbia, District Of Columbia | 9 | $ 11,485,000 | $ 1,276,111 | $ 376,000 |
| Cumberland, Maine | 9 | $ 7,765,000 | $ 862,777 | $ 739,000 |
| Charleston, South Carolina | 9 | $ 12,195,000 | $ 1,355,000 | $ 921,000 |
| Fairfax, Virginia | 9 | $ 16,545,000 | $ 1,838,333 | $ 794,000 |
| San Francisco, California | 8 | $ 13,510,000 | $ 1,688,750 | $ 1,404,000 |
| San Mateo, California | 8 | $ 19,650,000 | $ 2,456,250 | $ 1,280,000 |
| Denver, Colorado | 8 | $ 8,170,000 | $ 1,021,250 | $ 586,000 |
| Pinellas, Florida | 8 | $ 15,260,000 | $ 1,907,500 | $ 933,000 |
| Nassau, New York | 8 | $ 8,950,000 | $ 1,118,750 | $ 660,000 |
| Dallas, Texas | 8 | $ 12,050,000 | $ 1,506,250 | $ 1,645,000 |
| Boulder, Colorado | 7 | $ 9,785,000 | $ 1,397,857 | $ 417,000 |
| Broward, Florida | 7 | $ 9,855,000 | $ 1,407,857 | $ 759,000 |
| Manatee, Florida | 7 | $ 7,645,000 | $ 1,092,142 | $ 526,000 |
| King, Washington | 7 | $ 7,985,000 | $ 1,140,714 | $ 517,000 |
| Marin, California | 6 | $ 9,050,000 | $ 1,508,333 | $ 876,000 |
| Walton, Florida | 6 | $ 12,040,000 | $ 2,006,666 | $ 1,175,000 |
| Essex, Massachusetts | 6 | $ 8,650,000 | $ 1,441,666 | $ 874,000 |
| Essex, New Jersey | 6 | $ 7,110,000 | $ 1,185,000 | $ 341,000 |
| Kings, New York | 6 | $ 5,600,000 | $ 933,333 | $ 531,000 |
| Travis, Texas | 6 | $ 8,090,000 | $ 1,348,333 | $ 495,000 |
| Sonoma, California | 5 | $ 4,345,000 | $ 869,000 | $ 369,000 |
| Arapahoe, Colorado | 5 | $ 3,925,000 | $ 785,000 | $ 443,000 |
| Hillsborough, Florida | 5 | $ 9,595,000 | $ 1,919,000 | $ 640,000 |
| Martin, Florida | 5 | $ 11,375,000 | $ 2,275,000 | $ 876,000 |
| Sarasota, Florida | 5 | $ 6,745,000 | $ 1,349,000 | $ 803,000 |
| DuPage, Illinois | 5 | $ 4,815,000 | $ 963,000 | $ 555,000 |
| Oakland, Michigan | 5 | $ 4,775,000 | $ 955,000 | $ 945,000 |
| Hennepin, Minnesota | 5 | $ 6,235,000 | $ 1,247,000 | $ 873,000 |
| Rockingham, New Hampshire | 5 | $ 8,145,000 | $ 1,629,000 | $ 1,070,000 |
| Bergen, New Jersey | 5 | $ 5,015,000 | $ 1,003,000 | $ 449,000 |
| Mecklenburg, North Carolina | 5 | $ 5,635,000 | $ 1,127,000 | $ 1,611,000 |
| Davidson, Tennessee | 5 | $ 7,735,000 | $ 1,547,000 | $ 728,000 |
| Harris, Texas | 5 | $ 7,335,000 | $ 1,467,000 | $ 792,000 |
| Summit, Utah | 5 | $ 5,855,000 | $ 1,171,000 | $ 677,000 |
| Wasatch, Utah | 5 | $ 11,855,000 | $ 2,371,000 | $ 1,918,000 |
| Contra Costa, California | 4 | $ 6,730,000 | $ 1,682,500 | $ 647,000 |
| Eagle, Colorado | 4 | $ 5,280,000 | $ 1,320,000 | $ 691,000 |
| Duval, Florida | 4 | $ 6,110,000 | $ 1,527,500 | $ 498,000 |
| Indian River, Florida | 4 | $ 5,160,000 | $ 1,290,000 | $ 617,000 |
| Lee, Florida | 4 | $ 4,900,000 | $ 1,225,000 | $ 675,000 |
| Orange, Florida | 4 | $ 3,690,000 | $ 922,500 | $ 586,000 |
| Forsyth, Georgia | 4 | $ 3,460,000 | $ 865,000 | $ 614,000 |
| Knox, Maine | 4 | $ 3,490,000 | $ 872,500 | $ 384,000 |
| Gallatin, Montana | 4 | $ 5,960,000 | $ 1,490,000 | $ 1,394,000 |
| Ocean, New Jersey | 4 | $ 4,300,000 | $ 1,075,000 | $ 763,000 |
| Santa Fe, New Mexico | 4 | $ 3,050,000 | $ 762,500 | $ 645,000 |
| Allegheny, Pennsylvania | 4 | $ 3,650,000 | $ 912,500 | $ 480,000 |
| Chester, Pennsylvania | 4 | $ 3,870,000 | $ 967,500 | $ 1,037,000 |
| Denton, Texas | 4 | $ 7,910,000 | $ 1,977,500 | $ 1,116,000 |
| Pima, Arizona | 3 | $ 2,595,000 | $ 865,000 | $ 493,000 |
| Alameda, California | 3 | $ 4,105,000 | $ 1,368,333 | $ 1,144,000 |
| Placer, California | 3 | $ 6,815,000 | $ 2,271,666 | $ 2,119,000 |
| Riverside, California | 3 | $ 2,545,000 | $ 848,333 | $ 367,000 |
| Santa Clara, California | 3 | $ 4,635,000 | $ 1,545,000 | $ 642,000 |
| Jefferson, Colorado | 3 | $ 2,835,000 | $ 945,000 | $ 300,000 |
| Litchfield, Connecticut | 3 | $ 4,335,000 | $ 1,445,000 | $ 859,000 |
| Sussex, Delaware | 3 | $ 2,905,000 | $ 968,333 | $ 883,000 |
| Seminole, Florida | 3 | $ 3,905,000 | $ 1,301,666 | $ 649,000 |
| St. Johns, Florida | 3 | $ 2,945,000 | $ 981,666 | $ 726,000 |
| Cobb, Georgia | 3 | $ 6,195,000 | $ 2,065,000 | $ 1,612,000 |
| Glynn, Georgia | 3 | $ 3,265,000 | $ 1,088,333 | $ 694,000 |
| Hawaii, Hawaii | 3 | $ 4,715,000 | $ 1,571,666 | $ 851,000 |
| Hamilton, Indiana | 3 | $ 5,455,000 | $ 1,818,333 | $ 667,000 |
| Barnstable, Massachusetts | 3 | $ 5,185,000 | $ 1,728,333 | $ 974,000 |
| Plymouth, Massachusetts | 3 | $ 5,385,000 | $ 1,795,000 | $ 1,023,000 |
| Wayne, Michigan | 3 | $ 1,915,000 | $ 638,333 | $ 593,000 |
| Carver, Minnesota | 3 | $ 1,065,000 | $ 355,000 | $ 559,000 |
| Clark, Nevada | 3 | $ 15,645,000 | $ 5,215,000 | $ 4,813,000 |
| Washoe, Nevada | 3 | $ 7,015,000 | $ 2,338,333 | $ 992,000 |
| Bernalillo, New Mexico | 3 | $ 1,615,000 | $ 538,333 | $ 415,000 |
| Brunswick, North Carolina | 3 | $ 1,565,000 | $ 521,666 | $ 252,000 |
| New Hanover, North Carolina | 3 | $ 5,645,000 | $ 1,881,666 | $ 874,000 |
| Wake, North Carolina | 3 | $ 2,185,000 | $ 728,333 | $ 412,000 |
| Montgomery, Pennsylvania | 3 | $ 5,015,000 | $ 1,671,666 | $ 1,313,000 |
| Newport, Rhode Island | 3 | $ 4,615,000 | $ 1,538,333 | $ 639,000 |
| Washington, Rhode Island | 3 | $ 1,995,000 | $ 665,000 | $ 1,413,000 |
| Beaufort, South Carolina | 3 | $ 3,975,000 | $ 1,325,000 | $ 408,000 |
| Berkeley, South Carolina | 3 | $ 3,585,000 | $ 1,195,000 | $ 670,000 |
| Williamson, Tennessee | 3 | $ 3,315,000 | $ 1,105,000 | $ 525,000 |
| Henrico, Virginia | 3 | $ 4,205,000 | $ 1,401,666 | $ 848,000 |
| Snohomish, Washington | 3 | $ 5,245,000 | $ 1,748,333 | $ 1,452,000 |
| Jefferson, Alabama | 2 | $ 1,710,000 | $ 855,000 | $ 1,556,000 |
| Coconino, Arizona | 2 | $ 3,350,000 | $ 1,675,000 | $ 1,176,000 |
| Mohave, Arizona | 2 | $ 1,340,000 | $ 670,000 | $ 211,000 |
| Monterey, California | 2 | $ 8,510,000 | $ 4,255,000 | $ 1,104,000 |
| Nevada, California | 2 | $ 1,910,000 | $ 955,000 | $ 643,000 |
| Santa Barbara, California | 2 | $ 4,680,000 | $ 2,340,000 | $ 742,000 |
| Ventura, California | 2 | $ 2,710,000 | $ 1,355,000 | $ 523,000 |
| Chatham, Georgia | 2 | $ 860,000 | $ 430,000 | $ 285,000 |
| Cherokee, Georgia | 2 | $ 880,000 | $ 440,000 | $ 186,000 |
| Fayette, Georgia | 2 | $ 2,450,000 | $ 1,225,000 | $ 709,000 |
| Greene, Georgia | 2 | $ 3,010,000 | $ 1,505,000 | $ 990,000 |
| Gwinnett, Georgia | 2 | $ 2,580,000 | $ 1,290,000 | $ 397,000 |
| Habersham, Georgia | 2 | $ 3,010,000 | $ 1,505,000 | $ 680,000 |
| Putnam, Georgia | 2 | $ 3,260,000 | $ 1,630,000 | $ 585,000 |
| Honolulu, Hawaii | 2 | $ 4,390,000 | $ 2,195,000 | $ 1,214,000 |
| Kauai, Hawaii | 2 | $ 3,420,000 | $ 1,710,000 | $ 556,000 |
| Maui, Hawaii | 2 | $ 1,510,000 | $ 755,000 | $ 266,000 |
| Kootenai, Idaho | 2 | $ 5,410,000 | $ 2,705,000 | $ 1,421,000 |
| Lake, Illinois | 2 | $ 1,810,000 | $ 905,000 | $ 579,000 |
| Howard, Maryland | 2 | $ 2,970,000 | $ 1,485,000 | $ 1,424,000 |
| Montgomery, Maryland | 2 | $ 1,980,000 | $ 990,000 | $ 470,000 |
| Berkshire, Massachusetts | 2 | $ 1,770,000 | $ 885,000 | $ 440,000 |
| Nantucket, Massachusetts | 2 | $ 4,100,000 | $ 2,050,000 | $ 800,000 |
| Cass, Minnesota | 2 | $ 2,360,000 | $ 1,180,000 | $ 2,546,000 |
| Flathead, Montana | 2 | $ 2,790,000 | $ 1,395,000 | $ 591,000 |
| Douglas, Nevada | 2 | $ 990,000 | $ 495,000 | $ 338,000 |
| Strafford, New Hampshire | 2 | $ 1,700,000 | $ 850,000 | $ 392,000 |
| Sandoval, New Mexico | 2 | $ 3,900,000 | $ 1,950,000 | $ 488,000 |
| Ulster, New York | 2 | $ 2,260,000 | $ 1,130,000 | $ 759,000 |
| Jackson, North Carolina | 2 | $ 1,880,000 | $ 940,000 | $ 1,463,000 |
| Watauga, North Carolina | 2 | $ 1,160,000 | $ 580,000 | $ 184,000 |
| Franklin, Ohio | 2 | $ 960,000 | $ 480,000 | $ 246,000 |
| Polk, Oregon | 2 | $ 3,770,000 | $ 1,885,000 | $ 609,000 |
| Washington, Oregon | 2 | $ 1,480,000 | $ 740,000 | $ 432,000 |
| Delaware, Pennsylvania | 2 | $ 1,910,000 | $ 955,000 | $ 908,000 |
| Lancaster, Pennsylvania | 2 | $ 3,810,000 | $ 1,905,000 | $ 1,388,000 |
| Knox, Tennessee | 2 | $ 1,630,000 | $ 815,000 | $ 617,000 |
| Collin, Texas | 2 | $ 1,950,000 | $ 975,000 | $ 327,000 |
| Comal, Texas | 2 | $ 1,850,000 | $ 925,000 | $ 347,000 |
| Montgomery, Texas | 2 | $ 1,870,000 | $ 935,000 | $ 774,000 |
| San Patricio, Texas | 2 | $ 900,000 | $ 450,000 | $ 208,000 |
| Weber, Utah | 2 | $ 600,000 | $ 300,000 | $ 95,000 |
| Windham, Vermont | 2 | $ 810,000 | $ 405,000 | $ 207,000 |
| Windsor, Vermont | 2 | $ 4,250,000 | $ 2,125,000 | $ 1,395,000 |
| Alexandria, Virginia | 2 | $ 2,010,000 | $ 1,005,000 | $ 418,000 |
| Arlington, Virginia | 2 | $ 3,300,000 | $ 1,650,000 | $ 1,110,000 |
| Kitsap, Washington | 2 | $ 1,510,000 | $ 755,000 | $ 750,000 |
| Pierce, Washington | 2 | $ 1,710,000 | $ 855,000 | $ 631,000 |
| Teton, Wyoming | 2 | $ 1,210,000 | $ 605,000 | $ 345,000 |
| Baldwin, Alabama | 1 | $ 755,000 | $ 755,000 | $ 690,000 |
| Lee, Alabama | 1 | $ 1,825,000 | $ 1,825,000 | $ 2,733,000 |
| Tuscaloosa, Alabama | 1 | $ 755,000 | $ 755,000 | $ 2,220,000 |
| Walker, Alabama | 1 | $ 455,000 | $ 455,000 | $ 220,000 |
| Gila, Arizona | 1 | $ 1,005,000 | $ 1,005,000 | $ 446,000 |
| Yavapai, Arizona | 1 | $ 925,000 | $ 925,000 | $ 456,000 |
| Fresno, California | 1 | $ 825,000 | $ 825,000 | $ 365,000 |
| Mendocino, California | 1 | $ 505,000 | $ 505,000 | $ 291,000 |
| Mono, California | 1 | $ 725,000 | $ 725,000 | $ 878,000 |
| Napa, California | 1 | $ 9,955,000 | $ 9,955,000 | $ 2,020,000 |
| San Bernardino, California | 1 | $ 625,000 | $ 625,000 | $ 3,291,000 |
| Garfield, Colorado | 1 | $ 985,000 | $ 985,000 | $ 1,079,000 |
| Gilpin, Colorado | 1 | $ 725,000 | $ 725,000 | $ 531,000 |
| Grand, Colorado | 1 | $ 1,245,000 | $ 1,245,000 | $ 1,760,000 |
| Pitkin, Colorado | 1 | $ 2,005,000 | $ 2,005,000 | $ 869,000 |
| Summit, Colorado | 1 | $ 1,555,000 | $ 1,555,000 | $ 577,000 |
| Hartford, Connecticut | 1 | $ 605,000 | $ 605,000 | $ 968,000 |
| New Haven, Connecticut | 1 | $ 605,000 | $ 605,000 | $ 448,000 |
| New Castle, Delaware | 1 | $ 1,005,000 | $ 1,005,000 | $ 159,000 |
| Bay, Florida | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Nassau, Florida | 1 | $ 805,000 | $ 805,000 | $ 187,000 |
| Okaloosa, Florida | 1 | $ 4,105,000 | $ 4,105,000 | $ 2,215,000 |
| Osceola, Florida | 1 | $ 505,000 | $ 505,000 | $ 727,000 |
| St. Lucie, Florida | 1 | $ 705,000 | $ 705,000 | $ 303,000 |
| Bartow, Georgia | 1 | $ 1,405,000 | $ 1,405,000 | $ 302,000 |
| Bibb, Georgia | 1 | $ 345,000 | $ 345,000 | $ 104,000 |
| DeKalb, Georgia | 1 | $ 365,000 | $ 365,000 | $ 255,000 |
| Hall, Georgia | 1 | $ 1,175,000 | $ 1,175,000 | $ 784,000 |
| Haralson, Georgia | 1 | $ 755,000 | $ 755,000 | $ 590,000 |
| Morgan, Georgia | 1 | $ 505,000 | $ 505,000 | $ 154,000 |
| Muscogee, Georgia | 1 | $ 3,505,000 | $ 3,505,000 | $ 1,237,000 |
| Thomas, Georgia | 1 | $ 475,000 | $ 475,000 | $ 218,000 |
| Blaine, Idaho | 1 | $ 3,125,000 | $ 3,125,000 | $ 596,000 |
| Will, Illinois | 1 | $ 555,000 | $ 555,000 | $ 238,000 |
| Hancock, Indiana | 1 | $ 1,205,000 | $ 1,205,000 | $ 376,000 |
| Scott, Iowa | 1 | $ 225,000 | $ 225,000 | $ 597,000 |
| Riley, Kansas | 1 | $ 2,505,000 | $ 2,505,000 | $ 2,221,000 |
| Oldham, Kentucky | 1 | $ 975,000 | $ 975,000 | $ 480,000 |
| Orleans, Louisiana | 1 | $ 515,000 | $ 515,000 | $ 239,000 |
| Hancock, Maine | 1 | $ 535,000 | $ 535,000 | $ 737,000 |
| York, Maine | 1 | $ 265,000 | $ 265,000 | $ 291,000 |
| Prince George's, Maryland | 1 | $ 215,000 | $ 215,000 | $ 393,000 |
| Talbot, Maryland | 1 | $ 1,505,000 | $ 1,505,000 | $ 810,000 |
| Bristol, Massachusetts | 1 | $ 605,000 | $ 605,000 | $ 311,000 |
| Dukes, Massachusetts | 1 | $ 605,000 | $ 605,000 | $ 430,000 |
| Worcester, Massachusetts | 1 | $ 445,000 | $ 445,000 | $ 673,000 |
| Cass, Michigan | 1 | $ 505,000 | $ 505,000 | $ 342,000 |
| Clay, Minnesota | 1 | $ 405,000 | $ 405,000 | $ 109,000 |
| Scott, Minnesota | 1 | $ 515,000 | $ 515,000 | $ 235,000 |
| Washington, Minnesota | 1 | $ 1,025,000 | $ 1,025,000 | $ 320,000 |
| Wright, Minnesota | 1 | $ 825,000 | $ 825,000 | $ 228,000 |
| Rankin, Mississippi | 1 | $ 645,000 | $ 645,000 | $ 271,000 |
| Clay, Missouri | 1 | $ 905,000 | $ 905,000 | $ 219,000 |
| Jackson, Missouri | 1 | $ 575,000 | $ 575,000 | $ 1,550,000 |
| St. Louis, Missouri | 1 | $ 1,645,000 | $ 1,645,000 | $ 2,759,000 |
| Madison, Montana | 1 | $ 4,205,000 | $ 4,205,000 | $ 2,423,000 |
| Carroll, New Hampshire | 1 | $ 3,905,000 | $ 3,905,000 | $ 1,509,000 |
| Cheshire, New Hampshire | 1 | $ 655,000 | $ 655,000 | $ 1,310,000 |
| Grafton, New Hampshire | 1 | $ 785,000 | $ 785,000 | $ 861,000 |
| Atlantic, New Jersey | 1 | $ 405,000 | $ 405,000 | $ 206,000 |
| Camden, New Jersey | 1 | $ 655,000 | $ 655,000 | $ 447,000 |
| Hudson, New Jersey | 1 | $ 905,000 | $ 905,000 | $ 414,000 |
| Mercer, New Jersey | 1 | $ 795,000 | $ 795,000 | $ 336,000 |
| Morris, New Jersey | 1 | $ 1,755,000 | $ 1,755,000 | $ 1,306,000 |
| Passaic, New Jersey | 1 | $ 1,365,000 | $ 1,365,000 | $ 566,000 |
| Somerset, New Jersey | 1 | $ 505,000 | $ 505,000 | $ 381,000 |
| Union, New Jersey | 1 | $ 2,105,000 | $ 2,105,000 | $ 963,000 |
| Chautauqua, New York | 1 | $ 535,000 | $ 535,000 | $ 291,000 |
| Columbia, New York | 1 | $ 755,000 | $ 755,000 | $ 635,000 |
| Dutchess, New York | 1 | $ 1,255,000 | $ 1,255,000 | $ 745,000 |
| Onondaga, New York | 1 | $ 545,000 | $ 545,000 | $ 423,000 |
| Richmond, New York | 1 | $ 1,305,000 | $ 1,305,000 | $ 344,000 |
| Tompkins, New York | 1 | $ 1,005,000 | $ 1,005,000 | $ 404,000 |
| Buncombe, North Carolina | 1 | $ 865,000 | $ 865,000 | $ 632,000 |
| Carteret, North Carolina | 1 | $ 665,000 | $ 665,000 | $ 321,000 |
| Chatham, North Carolina | 1 | $ 995,000 | $ 995,000 | $ 358,000 |
| Durham, North Carolina | 1 | $ 665,000 | $ 665,000 | $ 545,000 |
| Guilford, North Carolina | 1 | $ 505,000 | $ 505,000 | $ 471,000 |
| Halifax, North Carolina | 1 | $ 595,000 | $ 595,000 | $ 531,000 |
| Macon, North Carolina | 1 | $ 595,000 | $ 595,000 | $ 66,000 |
| Onslow, North Carolina | 1 | $ 1,025,000 | $ 1,025,000 | $ 493,000 |
| Pender, North Carolina | 1 | $ 525,000 | $ 525,000 | $ 520,000 |
| Warren, North Carolina | 1 | $ 1,005,000 | $ 1,005,000 | $ 1,497,000 |
| Canadian, Oklahoma | 1 | $ 735,000 | $ 735,000 | $ 394,000 |
| Cleveland, Oklahoma | 1 | $ 505,000 | $ 505,000 | $ 263,000 |
| Benton, Oregon | 1 | $ 475,000 | $ 475,000 | $ 126,000 |
| Clackamas, Oregon | 1 | $ 775,000 | $ 775,000 | $ 1,195,000 |
| Deschutes, Oregon | 1 | $ 2,395,000 | $ 2,395,000 | $ 2,431,000 |
| Lane, Oregon | 1 | $ 755,000 | $ 755,000 | $ 1,658,000 |
| Multnomah, Oregon | 1 | $ 905,000 | $ 905,000 | $ 336,000 |
| Huntingdon, Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 1,120,000 |
| Philadelphia, Pennsylvania | 1 | $ 535,000 | $ 535,000 | $ 295,000 |
| Washington, Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 191,000 |
| Wayne, Pennsylvania | 1 | $ 505,000 | $ 505,000 | $ 329,000 |
| Westmoreland, Pennsylvania | 1 | $ 615,000 | $ 615,000 | $ 240,000 |
| Greenville, South Carolina | 1 | $ 2,505,000 | $ 2,505,000 | $ 1,206,000 |
| Horry, South Carolina | 1 | $ 585,000 | $ 585,000 | $ 157,000 |
| Marion, Tennessee | 1 | $ 1,505,000 | $ 1,505,000 | $ 485,000 |
| Marshall, Tennessee | 1 | $ 3,305,000 | $ 3,305,000 | $ 1,052,000 |
| Putnam, Tennessee | 1 | $ 1,845,000 | $ 1,845,000 | $ 4,484,000 |
| Roane, Tennessee | 1 | $ 605,000 | $ 605,000 | $ 1,080,000 |
| Rutherford, Tennessee | 1 | $ 595,000 | $ 595,000 | $ 267,000 |
| Bexar, Texas | 1 | $ 615,000 | $ 615,000 | $ 240,000 |
| Hopkins, Texas | 1 | $ 685,000 | $ 685,000 | $ 825,000 |
| Montague, Texas | 1 | $ 1,505,000 | $ 1,505,000 | $ 973,000 |
| Nueces, Texas | 1 | $ 705,000 | $ 705,000 | $ 697,000 |
| Tarrant, Texas | 1 | $ 535,000 | $ 535,000 | $ 211,000 |
| Williamson, Texas | 1 | $ 655,000 | $ 655,000 | $ 222,000 |
| Davis, Utah | 1 | $ 715,000 | $ 715,000 | $ 197,000 |
| Lamoille, Vermont | 1 | $ 1,165,000 | $ 1,165,000 | $ 441,000 |
| Albemarle, Virginia | 1 | $ 755,000 | $ 755,000 | $ 658,000 |
| Fauquier, Virginia | 1 | $ 2,165,000 | $ 2,165,000 | $ 834,000 |
| Prince William, Virginia | 1 | $ 755,000 | $ 755,000 | $ 315,000 |
| Rappahannock, Virginia | 1 | $ 1,895,000 | $ 1,895,000 | $ 852,000 |
| Mason, Washington | 1 | $ 1,005,000 | $ 1,005,000 | $ 548,000 |
| Whatcom, Washington | 1 | $ 1,005,000 | $ 1,005,000 | $ 374,000 |
| Dane, Wisconsin | 1 | $ 2,005,000 | $ 2,005,000 | $ 899,000 |
| Lincoln, Wisconsin | 1 | $ 855,000 | $ 855,000 | $ 199,000 |
Mortgage Loan Application Detail Totals for BNY Mellon, N.A. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 627 | $862,355,000 | $1,375,000 | $10,505,000 | $749,000 | $9,143,000 |
| Other Purpose | 220 | $315,900,000 | $1,435,000 | $10,005,000 | $880,000 | $8,214,000 |
| Refinancing | 97 | $191,535,000 | $1,974,000 | $28,325,000 | $1,119,000 | $6,817,000 |
| Home Improvement | 17 | $16,075,000 | $945,000 | $3,305,000 | $480,000 | $1,052,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 649 | $846,655,000 | $1,304,000 | $9,955,000 | $742,000 | $7,440,000 |
| Not Provided | 237 | $362,175,000 | $1,528,000 | $10,505,000 | $900,000 | $9,143,000 |
| Asian | 27 | $51,125,000 | $1,893,000 | $6,305,000 | $884,000 | $3,005,000 |
| Not applicable | 19 | $70,555,000 | $3,713,000 | $28,325,000 | $0 | $0 |
| Hispanic | 16 | $18,560,000 | $1,160,000 | $3,005,000 | $814,000 | $1,614,000 |
| Black or African American | 13 | $36,795,000 | $2,830,000 | $6,795,000 | $2,570,000 | $6,155,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 961 | $1,385,865,000 | $1,442,000 | $28,325,000 | $812,000 | $9,143,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 681 | $919,325,000 | $1,349,000 | $28,325,000 | $810,000 | $9,143,000 |
| Application Denied By Financial Institution | 69 | $137,545,000 | $1,993,000 | $10,005,000 | $828,000 | $8,214,000 |
| Application Withdrawn By Applicant | 69 | $107,685,000 | $1,560,000 | $9,955,000 | $956,000 | $7,440,000 |
| Preapproval Approved but not Accepted | 60 | $81,290,000 | $1,354,000 | $6,005,000 | $585,000 | $6,155,000 |
| Application Approved But Not Accepted | 43 | $65,865,000 | $1,531,000 | $4,005,000 | $902,000 | $4,272,000 |
| File Closed For Incompleteness | 23 | $47,115,000 | $2,048,000 | $5,005,000 | $1,116,000 | $5,507,000 |
| Preapproval Denied by Financial Institution | 16 | $27,040,000 | $1,690,000 | $3,785,000 | $368,000 | $1,205,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 876 | $1,221,280,000 | $1,394,000 | $28,325,000 | $819,000 | $9,143,000 |
| Debt-To-Income Ratio | 63 | $117,345,000 | $1,862,000 | $10,005,000 | $645,000 | $8,214,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $33,640,000 | $3,364,000 | $9,305,000 | $1,712,000 | $6,774,000 |
| Other | 4 | $3,110,000 | $777,000 | $1,255,000 | $522,000 | $1,028,000 |
| Collateral | 4 | $5,820,000 | $1,455,000 | $2,655,000 | $548,000 | $1,030,000 |
| Credit History | 4 | $4,670,000 | $1,167,000 | $1,455,000 | $536,000 | $721,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into BNY Mellon, N.A.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess BNY Mellon, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.
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