Axos Bank Mortgage Lending & HMDA Data, 2011
In 2011, Axos Bank of San Diego, CA reported 3,275 mortgage applications totaling $1.9 billion. The average application was for $590,794, and applicants reported an average income of $215,826. 60% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (577), San Diego-Carlsbad-San Marcos, CA (269) and Santa Ana-Anaheim-Irvine, CA (183) (applications in parentheses).
| Mortgage Company & Address | Axos Bank 4350 La Jolla Village Dr Suite 140 San Diego, CA 92122 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,275 |
| Total Mortgage Loan Application Amount | $1,934,851,000 |
| Average Mortgage Loan Application Amount | $590,794 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $215,826 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Axos Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 577 | $ 509,534,000 | $ 883,074 | $ 240,000 |
| San Diego-Carlsbad-San Marcos, CA | 269 | $ 164,454,000 | $ 611,353 | $ 192,000 |
| Santa Ana-Anaheim-Irvine, CA | 183 | $ 148,438,000 | $ 811,136 | $ 396,000 |
| Phoenix-Mesa-Glendale, AZ | 114 | $ 52,360,000 | $ 459,298 | $ 203,000 |
| New York-White Plains-Wayne, NY-NJ | 113 | $ 115,834,000 | $ 1,025,079 | $ 417,238 |
| Riverside-San Bernardino-Ontario, CA | 95 | $ 37,559,000 | $ 395,357 | $ 201,000 |
| Seattle-Bellevue-Everett, WA | 91 | $ 28,649,000 | $ 314,824 | $ 120,000 |
| Oakland-Fremont-Hayward, CA | 74 | $ 36,325,000 | $ 490,878 | $ 119,000 |
| San Francisco-San Mateo-Redwood City, CA | 73 | $ 64,976,000 | $ 890,082 | $ 204,000 |
| Chicago-Joliet-Naperville, IL | 65 | $ 22,811,000 | $ 350,938 | $ 142,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 58 | $ 47,697,000 | $ 822,362 | $ 194,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 50 | $ 20,087,000 | $ 401,740 | $ 139,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 48 | $ 13,142,000 | $ 273,791 | $ 121,437 |
| Atlanta-Sandy Springs-Marietta, GA | 41 | $ 12,607,000 | $ 307,487 | $ 167,000 |
| Dallas-Plano-Irving, TX | 39 | $ 27,675,000 | $ 709,615 | $ 93,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 38 | $ 12,094,000 | $ 318,263 | $ 133,000 |
| Philadelphia, PA | 37 | $ 12,564,000 | $ 339,567 | $ 139,000 |
| Denver-Aurora-Broomfield, CO | 35 | $ 13,431,000 | $ 383,742 | $ 195,000 |
| Salt Lake City, UT | 34 | $ 15,276,000 | $ 449,294 | $ 220,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 33 | $ 19,029,000 | $ 576,636 | $ 257,000 |
| Warren-Troy-Farmington Hills, MI | 31 | $ 6,001,000 | $ 193,580 | $ 123,000 |
| Tucson, AZ | 30 | $ 8,066,000 | $ 268,866 | $ 109,000 |
| Albuquerque, NM | 26 | $ 4,476,000 | $ 172,153 | $ 99,000 |
| Nassau-Suffolk, NY | 26 | $ 24,651,000 | $ 948,115 | $ 377,000 |
| Honolulu, HI | 24 | $ 10,390,000 | $ 432,916 | $ 188,000 |
| Houston-Sugar Land-Baytown, TX | 23 | $ 14,704,000 | $ 639,304 | $ 79,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 23 | $ 10,079,000 | $ 438,217 | $ 99,086 |
| Santa Barbara-Santa Maria-Goleta, CA | 23 | $ 24,611,000 | $ 1,070,043 | $ 338,000 |
| Austin-Round Rock-San Marcos, TX | 22 | $ 5,570,000 | $ 253,181 | $ 144,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 19 | $ 12,655,000 | $ 666,052 | $ 394,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 19 | $ 15,674,000 | $ 824,947 | $ 385,000 |
| Edison-New Brunswick, NJ | 17 | $ 4,883,000 | $ 287,235 | $ 113,000 |
| Newark-Union, NJ-PA | 16 | $ 6,541,000 | $ 408,812 | $ 135,000 |
| Salinas, CA | 16 | $ 15,559,000 | $ 972,437 | $ 268,000 |
| Cambridge-Newton-Framingham, MA | 15 | $ 4,664,000 | $ 310,933 | $ 228,000 |
| Tacoma, WA | 14 | $ 5,815,000 | $ 415,357 | $ 102,000 |
| Tampa-St. Petersburg-Clearwater, FL | 14 | $ 6,259,000 | $ 447,071 | $ 180,000 |
| Bethesda-Rockville-Frederick, MD | 13 | $ 5,265,000 | $ 405,000 | $ 154,000 |
| Las Vegas-Paradise, NV | 13 | $ 2,905,000 | $ 223,461 | $ 220,000 |
| St. Louis, MO-IL | 13 | $ 2,665,000 | $ 205,000 | $ 91,000 |
| Cleveland-Elyria-Mentor, OH | 12 | $ 4,927,000 | $ 410,583 | $ 111,000 |
| Fresno, CA | 12 | $ 3,337,000 | $ 278,083 | $ 202,000 |
| Kansas City, MO-KS | 12 | $ 2,068,000 | $ 172,333 | $ 85,750 |
| Reno-Sparks, NV | 12 | $ 3,831,000 | $ 319,250 | $ 131,000 |
| San Antonio-New Braunfels, TX | 12 | $ 9,658,000 | $ 804,833 | $ 63,000 |
| Santa Rosa-Petaluma, CA | 12 | $ 7,058,000 | $ 588,166 | $ 200,000 |
| Boston-Quincy, MA | 11 | $ 4,283,000 | $ 389,363 | $ 147,000 |
| Napa, CA | 11 | $ 7,325,000 | $ 665,909 | $ 183,000 |
| Orlando-Kissimmee-Sanford, FL | 11 | $ 15,911,000 | $ 1,446,454 | $ 372,000 |
| Richmond, VA | 10 | $ 2,333,000 | $ 233,300 | $ 105,000 |
| Baltimore-Towson, MD | 9 | $ 3,476,000 | $ 386,222 | $ 139,000 |
| Colorado Springs, CO | 9 | $ 2,317,000 | $ 257,444 | $ 136,000 |
| Raleigh-Cary, NC | 9 | $ 3,740,000 | $ 415,555 | $ 81,000 |
| Vallejo-Fairfield, CA | 9 | $ 8,350,000 | $ 927,777 | $ 141,000 |
| Bellingham, WA | 8 | $ 3,054,000 | $ 381,750 | $ 106,000 |
| Bremerton-Silverdale, WA | 8 | $ 1,469,000 | $ 183,625 | $ 128,000 |
| Cincinnati-Middletown, OH-KY-IN | 8 | $ 1,659,000 | $ 207,375 | $ 177,000 |
| Columbus, OH | 8 | $ 2,501,000 | $ 312,625 | $ 139,000 |
| Fort Worth-Arlington, TX | 8 | $ 3,922,000 | $ 490,250 | $ 157,000 |
| Indianapolis-Carmel, IN | 8 | $ 1,586,000 | $ 198,250 | $ 124,000 |
| Miami-Miami Beach-Kendall, FL | 8 | $ 13,393,000 | $ 1,674,125 | $ 1,051,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 8 | $ 1,953,000 | $ 244,125 | $ 134,000 |
| Prescott, AZ | 8 | $ 2,766,000 | $ 345,750 | $ 244,000 |
| Santa Cruz-Watsonville, CA | 8 | $ 4,573,000 | $ 571,625 | $ 211,000 |
| Spokane, WA | 8 | $ 1,622,000 | $ 202,750 | $ 120,000 |
| Stockton, CA | 8 | $ 1,447,000 | $ 180,875 | $ 104,000 |
| Anchorage, AK | 7 | $ 2,205,000 | $ 315,000 | $ 125,000 |
| Birmingham-Hoover, AL | 7 | $ 2,523,000 | $ 360,428 | $ 81,000 |
| Boise City-Nampa, ID | 7 | $ 1,213,000 | $ 173,285 | $ 128,000 |
| Boulder, CO | 7 | $ 5,829,000 | $ 832,714 | $ 297,000 |
| Bridgeport-Stamford-Norwalk, CT | 7 | $ 8,886,000 | $ 1,269,428 | $ 390,000 |
| Hartford-West Hartford-East Hartford, CT | 7 | $ 2,535,000 | $ 362,142 | $ 124,000 |
| Milwaukee-Waukesha-West Allis, WI | 7 | $ 4,886,000 | $ 698,000 | $ 198,000 |
| Naples-Marco Island, FL | 7 | $ 2,480,000 | $ 354,285 | $ 213,000 |
| San Luis Obispo-Paso Robles, CA | 7 | $ 3,361,000 | $ 480,142 | $ 159,000 |
| Wilmington, DE-MD-NJ | 7 | $ 1,629,000 | $ 232,714 | $ 119,000 |
| Chico, CA | 6 | $ 1,381,000 | $ 230,166 | $ 112,000 |
| Huntsville, AL | 6 | $ 1,445,000 | $ 240,833 | $ 123,000 |
| Kennewick-Pasco-Richland, WA | 6 | $ 1,281,000 | $ 213,500 | $ 131,000 |
| Lake County-Kenosha County, IL-WI | 6 | $ 2,086,000 | $ 347,666 | $ 585,000 |
| Ogden-Clearfield, UT | 6 | $ 810,000 | $ 135,000 | $ 78,000 |
| Olympia, WA | 6 | $ 1,270,000 | $ 211,666 | $ 130,000 |
| Providence-New Bedford-Fall River, RI-MA | 6 | $ 6,113,000 | $ 1,018,833 | $ 404,166 |
| Redding, CA | 6 | $ 1,481,000 | $ 246,833 | $ 57,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 5 | $ 1,469,000 | $ 293,800 | $ 126,600 |
| Ann Arbor, MI | 5 | $ 3,229,000 | $ 645,800 | $ 14,000 |
| Bakersfield-Delano, CA | 5 | $ 726,000 | $ 145,200 | $ 65,000 |
| Cape Coral-Fort Myers, FL | 5 | $ 900,000 | $ 180,000 | $ 106,000 |
| Greensboro-High Point, NC | 5 | $ 1,131,000 | $ 226,200 | $ 60,000 |
| Madera-Chowchilla, CA | 5 | $ 757,000 | $ 151,400 | $ 110,000 |
| Omaha-Council Bluffs, NE-IA | 5 | $ 687,000 | $ 137,400 | $ 105,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 5 | $ 3,542,000 | $ 708,400 | $ 223,000 |
| Charleston-North Charleston-Summerville, SC | 4 | $ 2,085,000 | $ 521,250 | $ 71,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 4 | $ 648,000 | $ 162,000 | $ 120,000 |
| Durham-Chapel Hill, NC | 4 | $ 1,012,000 | $ 253,000 | $ 142,000 |
| Manchester-Nashua, NH | 4 | $ 890,000 | $ 222,500 | $ 102,000 |
| Missoula, MT | 4 | $ 702,000 | $ 175,500 | $ 174,000 |
| Montgomery, AL | 4 | $ 1,226,000 | $ 306,500 | $ 120,000 |
| Peabody, MA | 4 | $ 1,554,000 | $ 388,500 | $ 145,000 |
| Port St. Lucie, FL | 4 | $ 2,155,000 | $ 538,750 | $ 232,000 |
| Provo-Orem, UT | 4 | $ 478,000 | $ 119,500 | $ 80,000 |
| Rockingham County-Strafford County, NH | 4 | $ 921,000 | $ 230,250 | $ 123,000 |
| Salem, OR | 4 | $ 856,000 | $ 214,000 | $ 88,000 |
| St. George, UT | 4 | $ 785,000 | $ 196,250 | $ 216,000 |
| Visalia-Porterville, CA | 4 | $ 809,000 | $ 202,250 | $ 95,000 |
| Wenatchee-East Wenatchee, WA | 4 | $ 1,475,000 | $ 368,750 | $ 256,000 |
| Wilmington, NC | 4 | $ 1,628,000 | $ 407,000 | $ 74,000 |
| Barnstable Town, MA | 3 | $ 1,870,000 | $ 623,333 | $ 444,000 |
| Burlington-South Burlington, VT | 3 | $ 580,000 | $ 193,333 | $ 51,000 |
| Carson City, NV | 3 | $ 474,000 | $ 158,000 | $ 107,000 |
| Eugene-Springfield, OR | 3 | $ 566,000 | $ 188,666 | $ 118,000 |
| Flagstaff, AZ | 3 | $ 527,000 | $ 175,666 | $ 127,000 |
| Greeley, CO | 3 | $ 1,488,000 | $ 496,000 | $ 251,000 |
| Lancaster, PA | 3 | $ 1,026,000 | $ 342,000 | $ 114,000 |
| Memphis, TN-MS-AR | 3 | $ 689,000 | $ 229,666 | $ 154,000 |
| New Haven-Milford, CT | 3 | $ 963,000 | $ 321,000 | $ 197,000 |
| North Port-Bradenton-Sarasota, FL | 3 | $ 1,339,000 | $ 446,333 | $ 253,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 642,000 | $ 214,000 | $ 168,000 |
| Pittsburgh, PA | 3 | $ 501,000 | $ 167,000 | $ 82,000 |
| Springfield, MA | 3 | $ 910,000 | $ 303,333 | $ 172,000 |
| Toledo, OH | 3 | $ 434,000 | $ 144,666 | $ 90,000 |
| Yakima, WA | 3 | $ 449,000 | $ 149,666 | $ 84,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 280,000 | $ 140,000 | $ 73,000 |
| Buffalo-Niagara Falls, NY | 2 | $ 354,000 | $ 177,000 | $ 25,000 |
| Camden, NJ | 2 | $ 402,000 | $ 201,000 | $ 118,000 |
| Charleston, WV | 2 | $ 514,000 | $ 257,000 | $ 119,000 |
| Coeur D'Alene, ID | 2 | $ 277,000 | $ 138,500 | $ 146,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 359,000 | $ 179,500 | $ 107,000 |
| Des Moines-West Des Moines, IA | 2 | $ 368,000 | $ 184,000 | $ 79,000 |
| Detroit-Livonia-Dearborn, MI | 2 | $ 326,000 | $ 163,000 | $ 105,000 |
| El Centro, CA | 2 | $ 435,000 | $ 217,500 | $ 262,000 |
| Fort Collins-Loveland, CO | 2 | $ 528,000 | $ 264,000 | $ 277,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 208,000 | $ 104,000 | $ 54,000 |
| Greenville-Mauldin-Easley, SC | 2 | $ 565,000 | $ 282,500 | $ 86,000 |
| Harrisburg-Carlisle, PA | 2 | $ 340,000 | $ 170,000 | $ 71,000 |
| Knoxville, TN | 2 | $ 1,060,000 | $ 530,000 | $ 182,000 |
| Louisville-Jefferson County, KY-IN | 2 | $ 1,066,000 | $ 533,000 | $ 466,000 |
| Medford, OR | 2 | $ 413,000 | $ 206,500 | $ 137,000 |
| Merced, CA | 2 | $ 175,000 | $ 87,500 | $ 148,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 2 | $ 385,000 | $ 192,500 | $ 58,000 |
| Santa Fe, NM | 2 | $ 313,000 | $ 156,500 | $ 54,000 |
| Savannah, GA | 2 | $ 469,000 | $ 234,500 | $ 74,000 |
| Sebastian-Vero Beach, FL | 2 | $ 1,666,000 | $ 833,000 | $ 942,000 |
| Spartanburg, SC | 2 | $ 438,000 | $ 219,000 | $ 156,000 |
| Springfield, MO | 2 | $ 2,255,000 | $ 1,127,500 | $ 0 |
| Trenton-Ewing, NJ | 2 | $ 830,000 | $ 415,000 | $ 599,000 |
| Worcester, MA | 2 | $ 620,000 | $ 310,000 | $ 49,000 |
| Akron, OH | 1 | $ 234,000 | $ 234,000 | $ 225,000 |
| Auburn-Opelika, AL | 1 | $ 2,400,000 | $ 2,400,000 | $ 0 |
| Bend, OR | 1 | $ 250,000 | $ 250,000 | $ 50,000 |
| Billings, MT | 1 | $ 213,000 | $ 213,000 | $ 69,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 505,000 | $ 505,000 | $ 119,000 |
| Burlington, NC | 1 | $ 152,000 | $ 152,000 | $ 85,000 |
| Casper, WY | 1 | $ 189,000 | $ 189,000 | $ 299,000 |
| Charlottesville, VA | 1 | $ 346,000 | $ 346,000 | $ 83,000 |
| Columbia, SC | 1 | $ 2,400,000 | $ 2,400,000 | $ 0 |
| Columbus, IN | 1 | $ 94,000 | $ 94,000 | $ 50,000 |
| Corvallis, OR | 1 | $ 188,000 | $ 188,000 | $ 82,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 417,000 | $ 417,000 | $ 480,000 |
| Cumberland, MD-WV | 1 | $ 415,000 | $ 415,000 | $ 320,000 |
| Dayton, OH | 1 | $ 200,000 | $ 200,000 | $ 183,000 |
| El Paso, TX | 1 | $ 168,000 | $ 168,000 | $ 90,000 |
| Flint, MI | 1 | $ 1,380,000 | $ 1,380,000 | $ 0 |
| Fort Smith, AR-OK | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Gainesville, GA | 1 | $ 2,000,000 | $ 2,000,000 | $ 12,000 |
| Gary, IN | 1 | $ 154,000 | $ 154,000 | $ 66,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 168,000 | $ 168,000 | $ 65,000 |
| Hanford-Corcoran, CA | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Hot Springs, AR | 1 | $ 417,000 | $ 417,000 | $ 195,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 160,000 | $ 160,000 | $ 79,000 |
| Jackson, MS | 1 | $ 178,000 | $ 178,000 | $ 123,000 |
| Jacksonville, FL | 1 | $ 260,000 | $ 260,000 | $ 125,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 68,000 | $ 68,000 | $ 42,000 |
| Lansing-East Lansing, MI | 1 | $ 1,430,000 | $ 1,430,000 | $ 0 |
| Las Cruces, NM | 1 | $ 777,000 | $ 777,000 | $ 111,000 |
| Lawrence, KS | 1 | $ 409,000 | $ 409,000 | $ 223,000 |
| Lebanon, PA | 1 | $ 157,000 | $ 157,000 | $ 55,000 |
| Lewiston, ID-WA | 1 | $ 142,000 | $ 142,000 | $ 107,000 |
| Lincoln, NE | 1 | $ 293,000 | $ 293,000 | $ 135,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 263,000 | $ 263,000 | $ 177,000 |
| Logan, UT-ID | 1 | $ 150,000 | $ 150,000 | $ 92,000 |
| Macon, GA | 1 | $ 1,700,000 | $ 1,700,000 | $ 0 |
| Modesto, CA | 1 | $ 180,000 | $ 180,000 | $ 334,000 |
| Morgantown, WV | 1 | $ 100,000 | $ 100,000 | $ 21,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 200,000 | $ 200,000 | $ 58,000 |
| New Orleans-Metairie-Kenner, LA | 1 | $ 688,000 | $ 688,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 280,000 | $ 280,000 | $ 227,000 |
| Odessa, TX | 1 | $ 1,897,000 | $ 1,897,000 | $ 0 |
| Oklahoma City, OK | 1 | $ 151,000 | $ 151,000 | $ 50,000 |
| Pocatello, ID | 1 | $ 113,000 | $ 113,000 | $ 100,000 |
| Portland-South Portland-Biddeford, ME | 1 | $ 360,000 | $ 360,000 | $ 76,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 1 | $ 95,000 | $ 95,000 | $ 103,000 |
| Salisbury, MD | 1 | $ 192,000 | $ 192,000 | $ 102,000 |
| Scranton--Wilkes-Barre, PA | 1 | $ 93,000 | $ 93,000 | $ 149,000 |
| Springfield, OH | 1 | $ 250,000 | $ 250,000 | $ 133,000 |
| State College, PA | 1 | $ 127,000 | $ 127,000 | $ 48,000 |
| Tyler, TX | 1 | $ 546,000 | $ 546,000 | $ 0 |
| Wichita, KS | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| Yuba City, CA | 1 | $ 1,875,000 | $ 1,875,000 | $ 0 |
| Yuma, AZ | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
Mortgage Loan Application Detail Totals for Axos Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,560 | $1,396,664,000 | $545,000 | $10,000,000 | $186,000 | $9,999,000 |
| Home Purchase | 714 | $537,887,000 | $753,000 | $8,820,000 | $323,000 | $3,900,000 |
| Home Improvement | 1 | $300,000 | $300,000 | $300,000 | $51,000 | $51,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,731 | $956,770,000 | $552,000 | $10,000,000 | $264,000 | $9,999,000 |
| Not Provided | 813 | $444,345,000 | $546,000 | $8,820,000 | $186,000 | $3,793,000 |
| Not applicable | 300 | $322,776,000 | $1,075,000 | $5,900,000 | $0 | $0 |
| Asian | 244 | $109,039,000 | $446,000 | $2,725,000 | $212,000 | $3,900,000 |
| Hispanic | 141 | $76,917,000 | $545,000 | $5,665,000 | $193,000 | $3,420,000 |
| Black or African American | 29 | $20,130,000 | $694,000 | $3,285,000 | $581,000 | $2,851,000 |
| American Indian or Alaskan Native | 10 | $2,156,000 | $215,000 | $366,000 | $112,000 | $339,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,718,000 | $388,000 | $1,200,000 | $194,000 | $465,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,264 | $1,930,689,000 | $591,000 | $10,000,000 | $216,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 11 | $4,162,000 | $378,000 | $604,000 | $117,000 | $269,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,974 | $978,077,000 | $495,000 | $5,700,000 | $194,000 | $9,999,000 |
| Application Denied By Financial Institution | 502 | $370,929,000 | $738,000 | $10,000,000 | $207,000 | $9,435,000 |
| Application Withdrawn By Applicant | 415 | $270,478,000 | $651,000 | $7,680,000 | $249,000 | $5,231,000 |
| File Closed For Incompleteness | 243 | $188,120,000 | $774,000 | $5,665,000 | $407,000 | $5,815,000 |
| Loan Purchased By The Institution | 133 | $121,765,000 | $915,000 | $5,900,000 | $123,000 | $2,112,000 |
| Application Approved But Not Accepted | 8 | $5,482,000 | $685,000 | $1,000,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 161 | $107,796,000 | $669,000 | $6,145,000 | $287,000 | $9,435,000 |
| Collateral | 147 | $103,815,000 | $706,000 | $10,000,000 | $156,000 | $2,469,000 |
| Debt-To-Income Ratio | 111 | $79,399,000 | $715,000 | $7,100,000 | $167,000 | $3,420,000 |
| Credit History | 28 | $23,350,000 | $833,000 | $3,672,000 | $105,000 | $527,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $19,446,000 | $777,000 | $3,510,000 | $210,000 | $1,144,000 |
| Unverifiable Information | 15 | $13,652,000 | $910,000 | $4,950,000 | $403,000 | $4,187,000 |
| Employment History | 8 | $9,253,000 | $1,156,000 | $5,500,000 | $216,000 | $1,299,000 |
| Credit Application Incomplete | 7 | $14,218,000 | $2,031,000 | $8,820,000 | $53,000 | $242,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Axos Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
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For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
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