Axos Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011

Axos Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Axos Bank
4350 La Jolla Village Dr Suite 140
San Diego, CA 92122
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 3,275
Total Mortgage Loan Application Amount $1,934,851,000
Average Mortgage Loan Application Amount $532,666
Highest Mortgage Loan Application Amount $10,000,000
Average Applicant Income $186,666
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Axos Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Axos Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2011 breaks down Axos Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Axos Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Axos Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Axos Bank's mortgage activity for 2011.

Mortgage Loan Application Totals for Axos Bank by Metropolitan Area in 2011

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LOS ANGELES-LONG BEACH-GLENDALE, CA 577 $ 509,534,000 $ 883,000 $ 240,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 269 $ 164,454,000 $ 611,000 $ 192,000
SANTA ANA-ANAHEIM-IRVINE, CA 183 $ 148,438,000 $ 811,000 $ 396,000
PHOENIX-MESA-GLENDALE, AZ 114 $ 52,360,000 $ 459,000 $ 203,000
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 113 $ 115,834,000 $ 921,000 $ 318,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 95 $ 37,559,000 $ 395,000 $ 201,000
SEATTLE-BELLEVUE-EVERETT, WA 91 $ 28,649,000 $ 314,000 $ 120,000
OAKLAND-FREMONT-HAYWARD, CA 74 $ 36,325,000 $ 490,000 $ 119,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 73 $ 64,976,000 $ 890,000 $ 204,000
CHICAGO-JOLIET-NAPERVILLE, IL 65 $ 22,811,000 $ 350,000 $ 142,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 58 $ 47,697,000 $ 822,000 $ 194,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 50 $ 20,087,000 $ 363,750 $ 118,500
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 48 $ 13,142,000 $ 248,500 $ 115,500
ATLANTA-SANDY SPRINGS-MARIETTA, GA 41 $ 12,607,000 $ 307,000 $ 167,000
DALLAS-PLANO-IRVING, TX 39 $ 27,675,000 $ 709,000 $ 93,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 38 $ 12,094,000 $ 318,000 $ 133,000
PHILADELPHIA, PA 37 $ 12,564,000 $ 339,000 $ 139,000
DENVER-AURORA-BROOMFIELD, CO 35 $ 13,431,000 $ 383,000 $ 195,000
SALT LAKE CITY, UT 34 $ 15,276,000 $ 449,000 $ 220,000
OXNARD-THOUSAND OAKS-VENTURA, CA 33 $ 19,029,000 $ 576,000 $ 257,000
WARREN-TROY-FARMINGTON HILLS, MI 31 $ 6,001,000 $ 193,000 $ 123,000
TUCSON, AZ 30 $ 8,066,000 $ 268,000 $ 109,000
ALBUQUERQUE, NM 26 $ 4,476,000 $ 172,000 $ 99,000
NASSAU-SUFFOLK, NY 26 $ 24,651,000 $ 948,000 $ 377,000
HONOLULU, HI 24 $ 10,390,000 $ 432,000 $ 188,000
HOUSTON-SUGAR LAND-BAYTOWN, TX 23 $ 14,704,000 $ 639,000 $ 79,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 23 $ 10,079,000 $ 307,500 $ 121,000
SANTA BARBARA-SANTA MARIA-GOLETA, CA 23 $ 24,611,000 $ 1,070,000 $ 338,000
AUSTIN-ROUND ROCK-SAN MARCOS, TX 22 $ 5,570,000 $ 253,000 $ 144,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 19 $ 12,655,000 $ 666,000 $ 394,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 19 $ 15,674,000 $ 824,000 $ 385,000
EDISON-NEW BRUNSWICK, NJ 17 $ 4,883,000 $ 287,000 $ 113,000
NEWARK-UNION, NJ-PA 16 $ 6,541,000 $ 408,000 $ 135,000
SALINAS, CA 16 $ 15,559,000 $ 972,000 $ 268,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 15 $ 4,664,000 $ 310,000 $ 228,000
TACOMA, WA 14 $ 5,815,000 $ 415,000 $ 102,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 14 $ 6,259,000 $ 447,000 $ 180,000
BETHESDA-ROCKVILLE-FREDERICK, MD 13 $ 5,265,000 $ 405,000 $ 154,000
LAS VEGAS-PARADISE, NV 13 $ 2,905,000 $ 223,000 $ 220,000
ST. LOUIS, MO-IL 13 $ 2,665,000 $ 205,000 $ 91,000
CLEVELAND-ELYRIA-MENTOR, OH 12 $ 4,927,000 $ 410,000 $ 111,000
FRESNO, CA 12 $ 3,337,000 $ 278,000 $ 202,000
KANSAS CITY, MO-KS 12 $ 2,068,000 $ 174,500 $ 83,500
RENO-SPARKS, NV 12 $ 3,831,000 $ 319,000 $ 131,000
SAN ANTONIO-NEW BRAUNFELS, TX 12 $ 9,658,000 $ 804,000 $ 63,000
SANTA ROSA-PETALUMA, CA 12 $ 7,058,000 $ 588,000 $ 200,000
BOSTON-QUINCY, MA 11 $ 4,283,000 $ 389,000 $ 147,000
NAPA, CA 11 $ 7,325,000 $ 665,000 $ 183,000
ORLANDO-KISSIMMEE-SANFORD, FL 11 $ 15,911,000 $ 1,446,000 $ 372,000
RICHMOND, VA 10 $ 2,333,000 $ 233,000 $ 105,000
BALTIMORE-TOWSON, MD 9 $ 3,476,000 $ 386,000 $ 139,000
COLORADO SPRINGS, CO 9 $ 2,317,000 $ 257,000 $ 136,000
RALEIGH-CARY, NC 9 $ 3,740,000 $ 415,000 $ 81,000
VALLEJO-FAIRFIELD, CA 9 $ 8,350,000 $ 927,000 $ 141,000
BELLINGHAM, WA 8 $ 3,054,000 $ 381,000 $ 106,000
BREMERTON-SILVERDALE, WA 8 $ 1,469,000 $ 183,000 $ 128,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 8 $ 1,659,000 $ 207,000 $ 177,000
COLUMBUS, OH 8 $ 2,501,000 $ 312,000 $ 139,000
FORT WORTH-ARLINGTON, TX 8 $ 3,922,000 $ 490,000 $ 157,000
INDIANAPOLIS-CARMEL, IN 8 $ 1,586,000 $ 198,000 $ 124,000
MIAMI-MIAMI BEACH-KENDALL, FL 8 $ 13,393,000 $ 1,674,000 $ 1,051,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 8 $ 1,953,000 $ 244,000 $ 134,000
PRESCOTT, AZ 8 $ 2,766,000 $ 345,000 $ 244,000
SANTA CRUZ-WATSONVILLE, CA 8 $ 4,573,000 $ 571,000 $ 211,000
SPOKANE, WA 8 $ 1,622,000 $ 202,000 $ 120,000
STOCKTON, CA 8 $ 1,447,000 $ 180,000 $ 104,000
ANCHORAGE, AK 7 $ 2,205,000 $ 315,000 $ 125,000
BIRMINGHAM-HOOVER, AL 7 $ 2,523,000 $ 360,000 $ 81,000
BOISE CITY-NAMPA, ID 7 $ 1,213,000 $ 173,000 $ 128,000
BOULDER, CO 7 $ 5,829,000 $ 832,000 $ 297,000
BRIDGEPORT-STAMFORD-NORWALK, CT 7 $ 8,886,000 $ 1,269,000 $ 390,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 7 $ 2,535,000 $ 362,000 $ 124,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 7 $ 4,886,000 $ 698,000 $ 198,000
NAPLES-MARCO ISLAND, FL 7 $ 2,480,000 $ 354,000 $ 213,000
SAN LUIS OBISPO-PASO ROBLES, CA 7 $ 3,361,000 $ 480,000 $ 159,000
WILMINGTON, DE-MD-NJ 7 $ 1,629,000 $ 232,000 $ 119,000
CHICO, CA 6 $ 1,381,000 $ 230,000 $ 112,000
HUNTSVILLE, AL 6 $ 1,445,000 $ 240,000 $ 123,000
KENNEWICK-PASCO-RICHLAND, WA 6 $ 1,281,000 $ 213,000 $ 131,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 6 $ 2,086,000 $ 688,500 $ 1,433,000
OGDEN-CLEARFIELD, UT 6 $ 810,000 $ 135,000 $ 78,000
OLYMPIA, WA 6 $ 1,270,000 $ 211,000 $ 130,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 6 $ 6,113,000 $ 683,000 $ 318,500
REDDING, CA 6 $ 1,481,000 $ 246,000 $ 57,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 5 $ 1,469,000 $ 304,500 $ 127,500
ANN ARBOR, MI 5 $ 3,229,000 $ 645,000 $ 14,000
BAKERSFIELD-DELANO, CA 5 $ 726,000 $ 145,000 $ 65,000
CAPE CORAL-FORT MYERS, FL 5 $ 900,000 $ 180,000 $ 106,000
GREENSBORO-HIGH POINT, NC 5 $ 1,131,000 $ 226,000 $ 60,000
MADERA-CHOWCHILLA, CA 5 $ 757,000 $ 151,000 $ 110,000
OMAHA-COUNCIL BLUFFS, NE-IA 5 $ 687,000 $ 137,000 $ 105,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 5 $ 3,542,000 $ 708,000 $ 223,000
CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC 4 $ 2,085,000 $ 521,000 $ 71,000
CHARLOTTE-GASTONIA-ROCK HILL, NC-SC 4 $ 648,000 $ 162,000 $ 120,000
DURHAM-CHAPEL HILL, NC 4 $ 1,012,000 $ 253,000 $ 142,000
MANCHESTER-NASHUA, NH 4 $ 890,000 $ 222,000 $ 102,000
MISSOULA, MT 4 $ 702,000 $ 175,000 $ 174,000
MONTGOMERY, AL 4 $ 1,226,000 $ 306,000 $ 120,000
PEABODY, MA 4 $ 1,554,000 $ 388,000 $ 145,000
PORT ST. LUCIE, FL 4 $ 2,155,000 $ 538,000 $ 232,000
PROVO-OREM, UT 4 $ 478,000 $ 119,000 $ 80,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 4 $ 921,000 $ 230,000 $ 123,000
SALEM, OR 4 $ 856,000 $ 214,000 $ 88,000
ST. GEORGE, UT 4 $ 785,000 $ 196,000 $ 216,000
VISALIA-PORTERVILLE, CA 4 $ 809,000 $ 202,000 $ 95,000
WENATCHEE-EAST WENATCHEE, WA 4 $ 1,475,000 $ 368,000 $ 256,000
WILMINGTON, NC 4 $ 1,628,000 $ 407,000 $ 74,000
BARNSTABLE TOWN, MA 3 $ 1,870,000 $ 623,000 $ 444,000
BURLINGTON-SOUTH BURLINGTON, VT 3 $ 580,000 $ 193,000 $ 51,000
CARSON CITY, NV 3 $ 474,000 $ 158,000 $ 107,000
EUGENE-SPRINGFIELD, OR 3 $ 566,000 $ 188,000 $ 118,000
FLAGSTAFF, AZ 3 $ 527,000 $ 175,000 $ 127,000
GREELEY, CO 3 $ 1,488,000 $ 496,000 $ 251,000
LANCASTER, PA 3 $ 1,026,000 $ 342,000 $ 114,000
MEMPHIS, TN-MS-AR 3 $ 689,000 $ 229,000 $ 154,000
NEW HAVEN-MILFORD, CT 3 $ 963,000 $ 321,000 $ 197,000
NORTH PORT-BRADENTON-SARASOTA, FL 3 $ 1,339,000 $ 446,000 $ 253,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 3 $ 642,000 $ 214,000 $ 168,000
PITTSBURGH, PA 3 $ 501,000 $ 167,000 $ 82,000
SPRINGFIELD, MA 3 $ 910,000 $ 303,000 $ 172,000
TOLEDO, OH 3 $ 434,000 $ 144,000 $ 90,000
YAKIMA, WA 3 $ 449,000 $ 149,000 $ 84,000
AUGUSTA-RICHMOND COUNTY, GA-SC 2 $ 280,000 $ 140,000 $ 73,000
BUFFALO-NIAGARA FALLS, NY 2 $ 354,000 $ 177,000 $ 25,000
CAMDEN, NJ 2 $ 402,000 $ 201,000 $ 118,000
CHARLESTON, WV 2 $ 514,000 $ 257,000 $ 119,000
COEUR D'ALENE, ID 2 $ 277,000 $ 138,000 $ 146,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 2 $ 359,000 $ 179,000 $ 107,000
DES MOINES-WEST DES MOINES, IA 2 $ 368,000 $ 184,000 $ 79,000
DETROIT-LIVONIA-DEARBORN, MI 2 $ 326,000 $ 163,000 $ 105,000
EL CENTRO, CA 2 $ 435,000 $ 217,000 $ 262,000
FORT COLLINS-LOVELAND, CO 2 $ 528,000 $ 264,000 $ 277,000
GRAND RAPIDS-WYOMING, MI 2 $ 208,000 $ 104,000 $ 54,000
GREENVILLE-MAULDIN-EASLEY, SC 2 $ 565,000 $ 282,000 $ 86,000
HARRISBURG-CARLISLE, PA 2 $ 340,000 $ 170,000 $ 71,000
KNOXVILLE, TN 2 $ 1,060,000 $ 530,000 $ 182,000
LOUISVILLE-JEFFERSON COUNTY, KY-IN 2 $ 1,066,000 $ 533,000 $ 466,000
MEDFORD, OR 2 $ 413,000 $ 206,000 $ 137,000
MERCED, CA 2 $ 175,000 $ 87,000 $ 148,000
MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC 2 $ 385,000 $ 192,000 $ 58,000
SANTA FE, NM 2 $ 313,000 $ 156,000 $ 54,000
SAVANNAH, GA 2 $ 469,000 $ 234,000 $ 74,000
SEBASTIAN-VERO BEACH, FL 2 $ 1,666,000 $ 833,000 $ 942,000
SPARTANBURG, SC 2 $ 438,000 $ 219,000 $ 156,000
SPRINGFIELD, MO 2 $ 2,255,000 $ 1,127,000 $ 0
TRENTON-EWING, NJ 2 $ 830,000 $ 415,000 $ 599,000
WORCESTER, MA 2 $ 620,000 $ 310,000 $ 49,000
AKRON, OH 1 $ 234,000 $ 234,000 $ 225,000
AUBURN-OPELIKA, AL 1 $ 2,400,000 $ 2,400,000 $ 0
BEND, OR 1 $ 250,000 $ 250,000 $ 50,000
BILLINGS, MT 1 $ 213,000 $ 213,000 $ 69,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 1 $ 505,000 $ 505,000 $ 119,000
BURLINGTON, NC 1 $ 152,000 $ 152,000 $ 85,000
CASPER, WY 1 $ 189,000 $ 189,000 $ 299,000
CHARLOTTESVILLE, VA 1 $ 346,000 $ 346,000 $ 83,000
COLUMBIA, SC 1 $ 2,400,000 $ 2,400,000 $ 0
COLUMBUS, IN 1 $ 94,000 $ 94,000 $ 50,000
CORVALLIS, OR 1 $ 188,000 $ 188,000 $ 82,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 1 $ 417,000 $ 417,000 $ 480,000
CUMBERLAND, MD-WV 1 $ 415,000 $ 415,000 $ 320,000
DAYTON, OH 1 $ 200,000 $ 200,000 $ 183,000
EL PASO, TX 1 $ 168,000 $ 168,000 $ 90,000
FLINT, MI 1 $ 1,380,000 $ 1,380,000 $ 0
FORT SMITH, AR-OK 1 $ 300,000 $ 300,000 $ 0
GAINESVILLE, GA 1 $ 2,000,000 $ 2,000,000 $ 12,000
GARY, IN 1 $ 154,000 $ 154,000 $ 66,000
HAGERSTOWN-MARTINSBURG, MD-WV 1 $ 168,000 $ 168,000 $ 65,000
HANFORD-CORCORAN, CA 1 $ 105,000 $ 105,000 $ 120,000
HOT SPRINGS, AR 1 $ 417,000 $ 417,000 $ 195,000
HUNTINGTON-ASHLAND, WV-KY-OH 1 $ 160,000 $ 160,000 $ 79,000
JACKSON, MS 1 $ 178,000 $ 178,000 $ 123,000
JACKSONVILLE, FL 1 $ 260,000 $ 260,000 $ 125,000
LAKE HAVASU CITY-KINGMAN, AZ 1 $ 68,000 $ 68,000 $ 42,000
LANSING-EAST LANSING, MI 1 $ 1,430,000 $ 1,430,000 $ 0
LAS CRUCES, NM 1 $ 777,000 $ 777,000 $ 111,000
LAWRENCE, KS 1 $ 409,000 $ 409,000 $ 223,000
LEBANON, PA 1 $ 157,000 $ 157,000 $ 55,000
LEWISTON, ID-WA 1 $ 142,000 $ 142,000 $ 107,000
LINCOLN, NE 1 $ 293,000 $ 293,000 $ 135,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 1 $ 263,000 $ 263,000 $ 177,000
LOGAN, UT-ID 1 $ 150,000 $ 150,000 $ 92,000
MACON, GA 1 $ 1,700,000 $ 1,700,000 $ 0
MODESTO, CA 1 $ 180,000 $ 180,000 $ 334,000
MORGANTOWN, WV 1 $ 100,000 $ 100,000 $ 21,000
MOUNT VERNON-ANACORTES, WA 1 $ 200,000 $ 200,000 $ 58,000
NEW ORLEANS-METAIRIE-KENNER, LA 1 $ 688,000 $ 688,000 $ 0
NILES-BENTON HARBOR, MI 1 $ 280,000 $ 280,000 $ 227,000
ODESSA, TX 1 $ 1,897,000 $ 1,897,000 $ 0
OKLAHOMA CITY, OK 1 $ 151,000 $ 151,000 $ 50,000
POCATELLO, ID 1 $ 113,000 $ 113,000 $ 100,000
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 1 $ 360,000 $ 360,000 $ 76,000
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 1 $ 95,000 $ 95,000 $ 103,000
SALISBURY, MD 1 $ 192,000 $ 192,000 $ 102,000
SCRANTON--WILKES-BARRE, PA 1 $ 93,000 $ 93,000 $ 149,000
SPRINGFIELD, OH 1 $ 250,000 $ 250,000 $ 133,000
STATE COLLEGE, PA 1 $ 127,000 $ 127,000 $ 48,000
TYLER, TX 1 $ 546,000 $ 546,000 $ 0
WICHITA, KS 1 $ 100,000 $ 100,000 $ 75,000
YUBA CITY, CA 1 $ 1,875,000 $ 1,875,000 $ 0
YUMA, AZ 1 $ 65,000 $ 65,000 $ 78,000

Mortgage Loan Application Detail Totals for Axos Bank in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,560 $1,396,664,000 $545,000 $10,000,000 $186,000 $9,999,000
Home Purchase 714 $537,887,000 $753,000 $8,820,000 $323,000 $3,900,000
Home Improvement 1 $300,000 $300,000 $300,000 $51,000 $51,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,731 $956,770,000 $552,000 $10,000,000 $264,000 $9,999,000
Not Provided 813 $444,345,000 $546,000 $8,820,000 $186,000 $3,793,000
Not applicable 300 $322,776,000 $1,075,000 $5,900,000 $0 $0
Asian 244 $109,039,000 $446,000 $2,725,000 $212,000 $3,900,000
Hispanic 141 $76,917,000 $545,000 $5,665,000 $193,000 $3,420,000
Black or African American 29 $20,130,000 $694,000 $3,285,000 $581,000 $2,851,000
American Indian or Alaskan Native 10 $2,156,000 $215,000 $366,000 $112,000 $339,000
Native Hawaiian or Other Pacific Islander 7 $2,718,000 $388,000 $1,200,000 $194,000 $465,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,264 $1,930,689,000 $591,000 $10,000,000 $216,000 $9,999,000
FHA-insured (Federal Housing Administration) 11 $4,162,000 $378,000 $604,000 $117,000 $269,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,974 $978,077,000 $495,000 $5,700,000 $194,000 $9,999,000
Application Denied By Financial Institution 502 $370,929,000 $738,000 $10,000,000 $207,000 $9,435,000
Application Withdrawn By Applicant 415 $270,478,000 $651,000 $7,680,000 $249,000 $5,231,000
File Closed For Incompleteness 243 $188,120,000 $774,000 $5,665,000 $407,000 $5,815,000
Loan Purchased By The Institution 133 $121,765,000 $915,000 $5,900,000 $123,000 $2,112,000
Application Approved But Not Accepted 8 $5,482,000 $685,000 $1,000,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 161 $107,796,000 $669,000 $6,145,000 $287,000 $9,435,000
Collateral 147 $103,815,000 $706,000 $10,000,000 $156,000 $2,469,000
Debt-To-Income Ratio 111 $79,399,000 $715,000 $7,100,000 $167,000 $3,420,000
Credit History 28 $23,350,000 $833,000 $3,672,000 $105,000 $527,000
Insufficient Cash (Downpayment, Closing Cost) 25 $19,446,000 $777,000 $3,510,000 $210,000 $1,144,000
Unverifiable Information 15 $13,652,000 $910,000 $4,950,000 $403,000 $4,187,000
Employment History 8 $9,253,000 $1,156,000 $5,500,000 $216,000 $1,299,000
Credit Application Incomplete 7 $14,218,000 $2,031,000 $8,820,000 $53,000 $242,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Axos Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Axos Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List