Boulevard Bank Mortgage Lending & HMDA Data, 2014

In 2014, Boulevard Bank of Joplin, MO reported 464 mortgage applications totaling $53.8 million. The average application was for $115,887, and applicants reported an average income of $115,982. 45% of its applications resulted in an originated loan and 39% were denied. Its largest markets were St. Louis, MO-IL (177), Kansas City, MO-KS (104) and Davenport-Moline-Rock Island, IA-IL (26) (applications in parentheses).

Mortgage Company & Address Boulevard Bank
4710 E 32nd St
Joplin, MO 64804
Tel #: available with data download
Federal Regulator * available with data download
Years 2015  2014  
Total Number of Mortgage Applications 464
Total Mortgage Loan Application Amount $53,772,000
Average Mortgage Loan Application Amount $115,887
Highest Mortgage Loan Application Amount $1,356,000
Average Applicant Income $115,982
Highest Applicant Income $1,234,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Boulevard Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Boulevard Bank by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis, Missouri 77 $ 8,375,000 $ 108,766 $ 100,000
St. Charles, Missouri 39 $ 1,325,000 $ 33,974 $ 99,000
Jackson, Missouri 38 $ 2,106,000 $ 55,421 $ 98,000
Johnson, Kansas 25 $ 2,205,000 $ 88,200 $ 134,000
Clay, Missouri 20 $ 673,000 $ 33,650 $ 112,000
St. Clair, Illinois 17 $ 289,000 $ 17,000 $ 57,000
Jefferson, Missouri 17 $ 1,108,000 $ 65,176 $ 75,000
Scott, Iowa 13 $ 187,000 $ 14,384 $ 55,000
Litchfield, Connecticut 12 $ 8,055,000 $ 671,250 $ 581,000
Rock Island, Illinois 11 $ 138,000 $ 12,545 $ 62,000
St. Louis City, Missouri 11 $ 332,000 $ 30,181 $ 63,000
Harris, Texas 11 $ 2,164,000 $ 196,727 $ 140,000
Madison, Illinois 8 $ 86,000 $ 10,750 $ 73,000
Wyandotte, Kansas 8 $ 35,000 $ 4,375 $ 67,000
Platte, Missouri 6 $ 388,000 $ 64,666 $ 87,000
Denver, Colorado 5 $ 1,653,000 $ 330,600 $ 188,000
Fairfield, Connecticut 5 $ 3,334,000 $ 666,800 $ 316,000
Shawnee, Kansas 5 $ 31,000 $ 6,200 $ 50,000
Fort Bend, Texas 5 $ 794,000 $ 158,800 $ 146,000
Montgomery, Texas 5 $ 1,233,000 $ 246,600 $ 147,000
Milwaukee, Wisconsin 5 $ 677,000 $ 135,400 $ 76,000
Clinton, Iowa 4 $ 64,000 $ 16,000 $ 83,000
Newton, Missouri 4 $ 374,000 $ 93,500 $ 92,000
King, Washington 4 $ 1,250,000 $ 312,500 $ 122,000
Douglas, Colorado 3 $ 769,000 $ 256,333 $ 88,000
Jefferson, Colorado 3 $ 693,000 $ 231,000 $ 69,000
Monroe, Illinois 3 $ 160,000 $ 53,333 $ 112,000
Muscatine, Iowa 3 $ 32,000 $ 10,666 $ 83,000
Cass, Missouri 3 $ 27,000 $ 9,000 $ 154,000
Collin, Texas 3 $ 1,006,000 $ 335,333 $ 158,000
Dallas, Texas 3 $ 764,000 $ 254,666 $ 119,000
Waukesha, Wisconsin 3 $ 1,079,000 $ 359,666 $ 121,000
Arapahoe, Colorado 2 $ 460,000 $ 230,000 $ 126,000
Knox, Illinois 2 $ 24,000 $ 12,000 $ 85,000
McLean, Illinois 2 $ 17,000 $ 8,500 $ 47,000
Sangamon, Illinois 2 $ 265,000 $ 132,500 $ 41,000
Leavenworth, Kansas 2 $ 21,000 $ 10,500 $ 136,000
Camden, Missouri 2 $ 165,000 $ 82,500 $ 99,000
Franklin, Missouri 2 $ 46,000 $ 23,000 $ 36,000
Greene, Missouri 2 $ 304,000 $ 152,000 $ 58,000
Johnson, Missouri 2 $ 48,000 $ 24,000 $ 37,000
St. Francois, Missouri 2 $ 48,000 $ 24,000 $ 100,000
Ste. Genevieve, Missouri 2 $ 297,000 $ 148,500 $ 154,000
Cabarrus, North Carolina 2 $ 303,000 $ 151,500 $ 65,000
Lincoln, North Carolina 2 $ 306,000 $ 153,000 $ 77,000
Mecklenburg, North Carolina 2 $ 265,000 $ 132,500 $ 148,000
Robertson, Tennessee 2 $ 229,000 $ 114,500 $ 36,000
Brazoria, Texas 2 $ 393,000 $ 196,500 $ 169,000
Maricopa, Arizona 1 $ 400,000 $ 400,000 $ 780,000
Alameda, California 1 $ 628,000 $ 628,000 $ 135,000
Boulder, Colorado 1 $ 362,000 $ 362,000 $ 140,000
La Plata, Colorado 1 $ 373,000 $ 373,000 $ 177,000
Larimer, Colorado 1 $ 250,000 $ 250,000 $ 60,000
Hillsborough, Florida 1 $ 139,000 $ 139,000 $ 201,000
Cobb, Georgia 1 $ 160,000 $ 160,000 $ 77,000
Gwinnett, Georgia 1 $ 239,000 $ 239,000 $ 102,000
Henry, Georgia 1 $ 326,000 $ 326,000 $ 130,000
Union, Georgia 1 $ 106,000 $ 106,000 $ 113,000
Bonner, Idaho 1 $ 100,000 $ 100,000 $ 145,000
Cook, Illinois 1 $ 300,000 $ 300,000 $ 120,000
Fulton, Illinois 1 $ 20,000 $ 20,000 $ 30,000
Henry, Illinois 1 $ 29,000 $ 29,000 $ 84,000
Jersey, Illinois 1 $ 7,000 $ 7,000 $ 28,000
Livingston, Illinois 1 $ 11,000 $ 11,000 $ 39,000
Macon, Illinois 1 $ 4,000 $ 4,000 $ 30,000
Marion, Illinois 1 $ 13,000 $ 13,000 $ 30,000
Mercer, Illinois 1 $ 6,000 $ 6,000 $ 42,000
Peoria, Illinois 1 $ 7,000 $ 7,000 $ 58,000
Stark, Illinois 1 $ 14,000 $ 14,000 $ 92,000
Washington, Illinois 1 $ 14,000 $ 14,000 $ 64,000
Dubuque, Iowa 1 $ 27,000 $ 27,000 $ 39,000
Linn, Iowa 1 $ 9,000 $ 9,000 $ 76,000
Jefferson, Kansas 1 $ 13,000 $ 13,000 $ 50,000
Miami, Kansas 1 $ 417,000 $ 417,000 $ 130,000
St. Tammany, Louisiana 1 $ 202,000 $ 202,000 $ 177,000
Frederick, Maryland 1 $ 125,000 $ 125,000 $ 163,000
Howard, Maryland 1 $ 270,000 $ 270,000 $ 117,000
Montgomery, Maryland 1 $ 300,000 $ 300,000 $ 184,000
Suffolk, Massachusetts 1 $ 194,000 $ 194,000 $ 117,000
Hennepin, Minnesota 1 $ 500,000 $ 500,000 $ 190,000
Boone, Missouri 1 $ 8,000 $ 8,000 $ 51,000
Daviess, Missouri 1 $ 29,000 $ 29,000 $ 63,000
Jasper, Missouri 1 $ 105,000 $ 105,000 $ 81,000
Lincoln, Missouri 1 $ 10,000 $ 10,000 $ 72,000
Ralls, Missouri 1 $ 11,000 $ 11,000 $ 67,000
Ray, Missouri 1 $ 37,000 $ 37,000 $ 132,000
Warren, Missouri 1 $ 9,000 $ 9,000 $ 67,000
Bergen, New Jersey 1 $ 399,000 $ 399,000 $ 144,000
Santa Fe, New Mexico 1 $ 340,000 $ 340,000 $ 202,000
Union, North Carolina 1 $ 177,000 $ 177,000 $ 120,000
York, South Carolina 1 $ 172,000 $ 172,000 $ 329,000
Williamson, Tennessee 1 $ 232,000 $ 232,000 $ 152,000
Denton, Texas 1 $ 256,000 $ 256,000 $ 129,000
Ellis, Texas 1 $ 109,000 $ 109,000 $ 150,000
Galveston, Texas 1 $ 250,000 $ 250,000 $ 297,000
Hardin, Texas 1 $ 165,000 $ 165,000 $ 156,000
Tarrant, Texas 1 $ 388,000 $ 388,000 $ 139,000
Walker, Texas 1 $ 217,000 $ 217,000 $ 162,000
Fairfax, Virginia 1 $ 177,000 $ 177,000 $ 166,000
Kitsap, Washington 1 $ 340,000 $ 340,000 $ 335,000
Washington, Wisconsin 1 $ 179,000 $ 179,000 $ 100,000

Mortgage Loan Application Detail Totals for Boulevard Bank in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 290 $11,383,000 $39,000 $1,356,000 $90,000 $458,000
Refinancing 100 $22,392,000 $223,000 $1,150,000 $141,000 $1,234,000
Home Purchase 74 $19,997,000 $270,000 $1,225,000 $184,000 $1,177,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 314 $31,605,000 $100,000 $1,356,000 $107,000 $1,234,000
Not Provided 106 $18,133,000 $171,000 $1,000,000 $145,000 $1,177,000
Black or African American 27 $908,000 $33,000 $250,000 $75,000 $458,000
Asian 11 $2,676,000 $243,000 $760,000 $180,000 $600,000
Hispanic 4 $372,000 $93,000 $300,000 $173,000 $360,000
American Indian or Alaskan Native 1 $33,000 $33,000 $33,000 $111,000 $111,000
Not applicable 1 $45,000 $45,000 $45,000 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 464 $53,772,000 $115,000 $1,356,000 $116,000 $1,234,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 211 $33,187,000 $157,000 $1,356,000 $138,000 $1,234,000
Application Denied By Financial Institution 183 $12,175,000 $66,000 $904,000 $83,000 $501,000
Application Withdrawn By Applicant 40 $4,016,000 $100,000 $788,000 $130,000 $780,000
Application Approved But Not Accepted 30 $4,394,000 $146,000 $447,000 $143,000 $1,177,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 117 $2,264,000 $19,000 $321,000 $72,000 $199,000
Debt-To-Income Ratio 34 $3,365,000 $98,000 $600,000 $71,000 $174,000
Credit Application Incomplete 13 $2,881,000 $221,000 $316,000 $124,000 $243,000
Collateral 11 $2,215,000 $201,000 $904,000 $136,000 $501,000
Unverifiable Information 4 $640,000 $160,000 $340,000 $113,000 $335,000
Other 3 $792,000 $264,000 $417,000 $241,000 $368,000
Employment History 1 $18,000 $18,000 $18,000 $35,000 $35,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Boulevard Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Boulevard Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

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