Boulevard Bank Mortgage Lending & HMDA Data, 2014
In 2014, Boulevard Bank of Joplin, MO reported 464 mortgage applications totaling $53.8 million. The average application was for $115,887, and applicants reported an average income of $115,982. 45% of its applications resulted in an originated loan and 39% were denied. Its largest markets were St. Louis, MO-IL (177), Kansas City, MO-KS (104) and Davenport-Moline-Rock Island, IA-IL (26) (applications in parentheses).
| Mortgage Company & Address | Boulevard Bank 4710 E 32nd St Joplin, MO 64804 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 |
| Total Number of Mortgage Applications | 464 |
| Total Mortgage Loan Application Amount | $53,772,000 |
| Average Mortgage Loan Application Amount | $115,887 |
| Highest Mortgage Loan Application Amount | $1,356,000 |
| Average Applicant Income | $115,982 |
| Highest Applicant Income | $1,234,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Boulevard Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, MO-IL | 177 | $ 11,747,000 | $ 66,367 | $ 88,576 |
| Kansas City, MO-KS | 104 | $ 5,909,000 | $ 56,817 | $ 109,192 |
| Davenport-Moline-Rock Island, IA-IL | 26 | $ 360,000 | $ 13,846 | $ 58,500 |
| Houston-The Woodlands-Sugar Land, TX | 24 | $ 4,834,000 | $ 201,416 | $ 152,000 |
| Denver-Aurora-Lakewood, CO | 13 | $ 3,575,000 | $ 275,000 | $ 128,000 |
| Milwaukee-Waukesha-West Allis, WI | 9 | $ 1,935,000 | $ 215,000 | $ 94,000 |
| Charlotte-Concord-Gastonia, NC-SC | 8 | $ 1,223,000 | $ 152,875 | $ 128,625 |
| Dallas-Plano-Irving, TX | 8 | $ 2,135,000 | $ 266,875 | $ 139,000 |
| Topeka, KS | 6 | $ 44,000 | $ 7,333 | $ 50,000 |
| Bridgeport-Stamford-Norwalk, CT | 5 | $ 3,334,000 | $ 666,800 | $ 316,000 |
| Joplin, MO | 5 | $ 479,000 | $ 95,800 | $ 90,000 |
| Seattle-Bellevue-Everett, WA | 4 | $ 1,250,000 | $ 312,500 | $ 122,000 |
| Atlanta-Sandy Springs-Roswell, GA | 3 | $ 725,000 | $ 241,666 | $ 103,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 3 | $ 461,000 | $ 153,666 | $ 74,000 |
| Bloomington, IL | 2 | $ 17,000 | $ 8,500 | $ 47,000 |
| Peoria, IL | 2 | $ 21,000 | $ 10,500 | $ 75,000 |
| Silver Spring-Frederick-Rockville, MD | 2 | $ 425,000 | $ 212,500 | $ 173,000 |
| Springfield, IL | 2 | $ 265,000 | $ 132,500 | $ 41,000 |
| Springfield, MO | 2 | $ 304,000 | $ 152,000 | $ 58,000 |
| Baltimore-Columbia-Towson, MD | 1 | $ 270,000 | $ 270,000 | $ 117,000 |
| Beaumont-Port Arthur, TX | 1 | $ 165,000 | $ 165,000 | $ 156,000 |
| Boston, MA | 1 | $ 194,000 | $ 194,000 | $ 117,000 |
| Boulder, CO | 1 | $ 362,000 | $ 362,000 | $ 140,000 |
| Bremerton-Silverdale, WA | 1 | $ 340,000 | $ 340,000 | $ 335,000 |
| Cedar Rapids, IA | 1 | $ 9,000 | $ 9,000 | $ 76,000 |
| Chicago-Naperville-Arlington Heights, IL | 1 | $ 300,000 | $ 300,000 | $ 120,000 |
| Columbia, MO | 1 | $ 8,000 | $ 8,000 | $ 51,000 |
| Decatur, IL | 1 | $ 4,000 | $ 4,000 | $ 30,000 |
| Dubuque, IA | 1 | $ 27,000 | $ 27,000 | $ 39,000 |
| Fort Collins, CO | 1 | $ 250,000 | $ 250,000 | $ 60,000 |
| Fort Worth-Arlington, TX | 1 | $ 388,000 | $ 388,000 | $ 139,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 500,000 | $ 500,000 | $ 190,000 |
| New Orleans-Metairie, LA | 1 | $ 202,000 | $ 202,000 | $ 177,000 |
| New York-Jersey City-White Plains, NY-NJ | 1 | $ 399,000 | $ 399,000 | $ 144,000 |
| Oakland-Hayward-Berkeley, CA | 1 | $ 628,000 | $ 628,000 | $ 135,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1 | $ 400,000 | $ 400,000 | $ 780,000 |
| Santa Fe, NM | 1 | $ 340,000 | $ 340,000 | $ 202,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1 | $ 139,000 | $ 139,000 | $ 201,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1 | $ 177,000 | $ 177,000 | $ 166,000 |
Mortgage Loan Application Detail Totals for Boulevard Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 290 | $11,383,000 | $39,000 | $1,356,000 | $90,000 | $458,000 |
| Refinancing | 100 | $22,392,000 | $223,000 | $1,150,000 | $141,000 | $1,234,000 |
| Home Purchase | 74 | $19,997,000 | $270,000 | $1,225,000 | $184,000 | $1,177,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 314 | $31,605,000 | $100,000 | $1,356,000 | $107,000 | $1,234,000 |
| Not Provided | 106 | $18,133,000 | $171,000 | $1,000,000 | $145,000 | $1,177,000 |
| Black or African American | 27 | $908,000 | $33,000 | $250,000 | $75,000 | $458,000 |
| Asian | 11 | $2,676,000 | $243,000 | $760,000 | $180,000 | $600,000 |
| Hispanic | 4 | $372,000 | $93,000 | $300,000 | $173,000 | $360,000 |
| American Indian or Alaskan Native | 1 | $33,000 | $33,000 | $33,000 | $111,000 | $111,000 |
| Not applicable | 1 | $45,000 | $45,000 | $45,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 464 | $53,772,000 | $115,000 | $1,356,000 | $116,000 | $1,234,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 211 | $33,187,000 | $157,000 | $1,356,000 | $138,000 | $1,234,000 |
| Application Denied By Financial Institution | 183 | $12,175,000 | $66,000 | $904,000 | $83,000 | $501,000 |
| Application Withdrawn By Applicant | 40 | $4,016,000 | $100,000 | $788,000 | $130,000 | $780,000 |
| Application Approved But Not Accepted | 30 | $4,394,000 | $146,000 | $447,000 | $143,000 | $1,177,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 117 | $2,264,000 | $19,000 | $321,000 | $72,000 | $199,000 |
| Debt-To-Income Ratio | 34 | $3,365,000 | $98,000 | $600,000 | $71,000 | $174,000 |
| Credit Application Incomplete | 13 | $2,881,000 | $221,000 | $316,000 | $124,000 | $243,000 |
| Collateral | 11 | $2,215,000 | $201,000 | $904,000 | $136,000 | $501,000 |
| Unverifiable Information | 4 | $640,000 | $160,000 | $340,000 | $113,000 | $335,000 |
| Other | 3 | $792,000 | $264,000 | $417,000 | $241,000 | $368,000 |
| Employment History | 1 | $18,000 | $18,000 | $18,000 | $35,000 | $35,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Boulevard Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Boulevard Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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