Seattle-Bellevue-Everett, WA Metro Area Mortgage Lenders & HMDA Data, 2014
In 2014, lenders reported 128,209 mortgage applications in Seattle-Bellevue-Everett, WA metro area totaling $43.7 billion, down 34% from 2013. The average application was for $340,854, and applicants reported an average income of $115,000. 56% of applications resulted in an originated loan and 14% were denied. The most active lender was Wells Fargo Bank NA, with 11,758 applications, followed by Boeing Employees' Credit Union and Homestreet Bank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 128,209 |
| Total Mortgage Loan Application Amount | $43,700,596,000 |
| Average Mortgage Loan Application Amount | $340,854 |
| Highest Mortgage Loan Application Amount | $94,260,000 |
| Average Applicant Income | $115,000 |
| Highest Applicant Income | $9,999,000 |
Top Mortgage Lenders in Seattle-Bellevue-Everett, WA Metro Area (2014)
Ranked by the number of mortgage applications each lender reported in Seattle-Bellevue-Everett, WA metro area in 2014.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Wells Fargo Bank NA Minneapolis, MN |
11,758 | $4,544,656,000 | $386,000 | $134,000 |
| 2 | Boeing Employees' Credit Union Tukwila, WA |
8,226 | $1,715,587,000 | $208,000 | $110,000 |
| 3 | Homestreet Bank Seattle, WA |
7,408 | $2,577,379,000 | $347,000 | $126,000 |
| 4 | Cobalt Mortgage, Inc. Kirkland, WA |
7,111 | $2,423,732,000 | $340,000 | $126,000 |
| 5 | JPMorgan Chase Bank, NA Columbus, OH |
5,196 | $2,107,113,000 | $405,000 | $94,000 |
| 6 | Bank of America NA Westlake Village, CA |
5,188 | $1,664,318,000 | $320,000 | $123,000 |
| 7 | Guild Mortgage Company San Diego, CA |
4,011 | $1,025,850,000 | $255,000 | $89,000 |
| 8 | US Bank, N.A. Cincinnati, OH |
3,912 | $1,273,839,000 | $325,000 | $100,000 |
| 9 | Podium Mortgage Capital LLC Roseville, CA |
2,777 | $819,680,000 | $295,000 | $112,000 |
| 10 | Nationstar Mortgage Coppell, TX |
2,402 | $586,847,000 | $244,000 | $76,000 |
See every lender active in Seattle-Bellevue-Everett, WA metro area in 2014 »
The tables below break down 2014 mortgage applications in Seattle-Bellevue-Everett, WA metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Seattle-Bellevue-Everett, WA in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 63,400 | $23,630,284,000 | $372,000 | $81,240,000 | $117,000 | $9,999,000 |
| Refinancing | 58,493 | $18,943,635,000 | $323,000 | $94,260,000 | $112,000 | $9,999,000 |
| Home Improvement | 6,316 | $1,126,677,000 | $178,000 | $28,000,000 | $110,000 | $1,600,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 74,777 | $23,530,345,000 | $314,000 | $20,000,000 | $124,000 | $9,999,000 |
| Asian | 16,631 | $5,603,791,000 | $336,000 | $5,500,000 | $128,000 | $9,999,000 |
| Not Provided | 16,484 | $5,539,262,000 | $336,000 | $94,260,000 | $135,000 | $6,687,000 |
| Not applicable | 11,082 | $6,624,319,000 | $597,000 | $81,240,000 | $18,000 | $1,162,000 |
| Hispanic | 4,559 | $1,192,806,000 | $261,000 | $3,360,000 | $98,000 | $9,999,000 |
| Black or African American | 3,053 | $793,061,000 | $259,000 | $2,100,000 | $89,000 | $1,380,000 |
| Native Hawaiian or Other Pacific Islander | 927 | $242,448,000 | $261,000 | $1,500,000 | $96,000 | $1,215,000 |
| American Indian or Alaskan Native | 696 | $174,564,000 | $250,000 | $1,388,000 | $100,000 | $1,646,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 106,689 | $37,368,061,000 | $350,000 | $94,260,000 | $125,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 12,506 | $3,520,531,000 | $281,000 | $23,710,000 | $65,000 | $1,200,000 |
| VA-guaranteed (Veterans Administration) | 8,008 | $2,578,857,000 | $322,000 | $1,461,000 | $67,000 | $1,690,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,006 | $233,147,000 | $231,000 | $506,000 | $47,000 | $210,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 72,009 | $26,039,323,000 | $361,000 | $94,260,000 | $126,000 | $9,999,000 |
| Application Denied By Financial Institution | 17,929 | $5,262,948,000 | $293,000 | $23,710,000 | $108,000 | $6,792,000 |
| Loan Purchased By The Institution | 15,050 | $4,916,791,000 | $326,000 | $26,200,000 | $49,000 | $5,780,000 |
| Application Withdrawn By Applicant | 14,459 | $4,718,771,000 | $326,000 | $29,500,000 | $126,000 | $6,687,000 |
| File Closed For Incompleteness | 4,431 | $1,431,135,000 | $322,000 | $17,023,000 | $124,000 | $9,630,000 |
| Application Approved But Not Accepted | 4,325 | $1,329,995,000 | $307,000 | $3,562,000 | $125,000 | $4,015,000 |
| Preapproval Denied by Financial Institution | 6 | $1,633,000 | $272,000 | $498,000 | $63,000 | $81,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 3,253 | $1,065,705,000 | $327,000 | $6,000,000 | $85,000 | $3,860,000 |
| Collateral | 2,339 | $708,153,000 | $302,000 | $8,200,000 | $131,000 | $2,969,000 |
| Credit History | 2,244 | $578,704,000 | $257,000 | $5,900,000 | $114,000 | $6,792,000 |
| Other | 1,443 | $434,066,000 | $300,000 | $15,600,000 | $119,000 | $3,000,000 |
| Credit Application Incomplete | 1,332 | $419,618,000 | $315,000 | $2,000,000 | $136,000 | $6,000,000 |
| Unverifiable Information | 490 | $159,565,000 | $325,000 | $1,757,000 | $131,000 | $2,100,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 383 | $142,636,000 | $372,000 | $2,887,000 | $132,000 | $1,867,000 |
| Employment History | 191 | $56,410,000 | $295,000 | $1,115,000 | $98,000 | $1,646,000 |
| Mortgage Insurance Denied | 10 | $2,164,000 | $216,000 | $282,000 | $65,000 | $113,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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