AllMortgageDetail - Mortgage Application Details

Jpmorgan Chase Bank, Na
Mortgage Loan Application
Totals and Details
for 2014

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Mortgage Company & Address Jpmorgan Chase Bank, Na
1111 Polaris Parkway
Columbus, OH 43240
Federal Regulator Consumer Financial Protection Bureau (CFPB)
Years 2014  2013  2012  2011  
Total Number of Mortgage Applications 441,796
Total Mortgage Loan Application Amount $123,083,066,000
Average Mortgage Loan Application Amount $141,675
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $31,144
Highest Applicant Income $9,999,000

Mortgage Loan Application Detail Totals for Jpmorgan Chase Bank, Na in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 249,959 $67,913,674,000 $271,000 $87,120,000 $51,000 $9,999,000
Refinancing 186,673 $52,083,531,000 $279,000 $99,999,000 $85,000 $9,999,000
Home Improvement 5,167 $3,086,890,000 $597,000 $26,000,000 $74,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 224,239 $58,726,974,000 $261,000 $99,999,000 $0 $0
White 141,380 $43,180,046,000 $305,000 $18,000,000 $144,000 $9,999,000
Hispanic 24,819 $4,942,258,000 $199,000 $7,890,000 $82,000 $9,999,000
Not Provided 19,176 $6,820,593,000 $355,000 $9,000,000 $154,000 $9,999,000
Asian 17,250 $6,639,535,000 $384,000 $10,000,000 $143,000 $5,778,000
Black or African American 13,549 $2,402,357,000 $177,000 $5,000,000 $83,000 $9,999,000
Native Hawaiin or Other Pacific Islander 818 $239,317,000 $292,000 $3,000,000 $122,000 $2,000,000
American Indian or Alaskan Native 568 $133,015,000 $234,000 $3,000,000 $101,000 $964,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 320,165 $105,490,904,000 $329,000 $99,999,000 $86,000 $9,999,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 59,397 $7,791,987,000 $131,000 $87,120,000 $0 $5,797,000
FHA-insured (Federal Housing Administration) 49,504 $7,232,644,000 $146,000 $980,000 $17,000 $4,728,000
VA-guaranteed (Veterans Administration) 12,733 $2,568,560,000 $201,000 $1,694,000 $44,000 $1,548,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 218,333 $43,972,836,000 $201,000 $99,999,000 $0 $0
Loan Originated 145,320 $55,669,805,000 $383,000 $99,999,000 $134,000 $9,999,000
Application Denied By Financial Institution 46,765 $14,136,255,000 $302,000 $36,900,000 $114,000 $9,999,000
Application Withdrawn By Applicant 20,166 $5,771,616,000 $286,000 $53,090,000 $135,000 $9,999,000
File Closed For Incompleteness 10,099 $2,861,662,000 $283,000 $34,800,000 $139,000 $9,999,000
Application Approved But Not Accepted 1,116 $671,921,000 $602,000 $21,500,000 $177,000 $5,394,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 18,774 $5,059,952,000 $269,000 $12,500,000 $130,000 $9,999,000
Debt-To-Income Ratio 12,572 $4,703,052,000 $374,000 $15,700,000 $85,000 $8,851,000
Collateral 7,117 $2,262,112,000 $317,000 $36,900,000 $137,000 $9,999,000
Other 3,182 $721,154,000 $226,000 $17,500,000 $95,000 $3,348,000
Credit History 2,920 $875,220,000 $299,000 $10,750,000 $106,000 $2,426,000
Insufficient Cash (Downpayment, Closing Cost) 1,561 $328,061,000 $210,000 $3,000,000 $85,000 $1,847,000
Unverifiable Information 530 $151,299,000 $285,000 $10,000,000 $145,000 $8,825,000
Employment History 83 $30,234,000 $364,000 $3,000,000 $116,000 $984,000
Mortgage Insurance Denied 26 $5,171,000 $198,000 $415,000 $81,000 $176,000