Boulevard Bank Mortgage Lending & HMDA Data, 2009

In 2009, Boulevard Bank of Neosho, MO reported 1,125 mortgage applications totaling $49.5 million, down 59% from 2008. The average application was for $44,034, and applicants reported an average income of $69,872. 21% of its applications resulted in an originated loan and 46% were denied. Its largest markets were St. Louis, MO-IL (668), Davenport-Moline-Rock Island, IA-IL (125) and Columbia, MO (30) (applications in parentheses).

Mortgage Company & Address Boulevard Bank
111 E Main St
Neosho, MO 64850
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,125
Total Mortgage Loan Application Amount $49,539,000
Average Mortgage Loan Application Amount $44,034
Highest Mortgage Loan Application Amount $658,000
Average Applicant Income $69,872
Highest Applicant Income $695,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Boulevard Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Boulevard Bank by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis, Missouri 269 $ 9,753,000 $ 36,256 $ 92,000
St. Clair, Illinois 121 $ 2,240,000 $ 18,512 $ 58,000
St. Charles, Missouri 101 $ 2,739,000 $ 27,118 $ 84,000
St. Louis City, Missouri 56 $ 1,218,000 $ 21,750 $ 59,000
Scott, Iowa 47 $ 4,417,000 $ 93,978 $ 64,000
Rock Island, Illinois 45 $ 2,905,000 $ 64,555 $ 54,000
Madison, Illinois 39 $ 557,000 $ 14,282 $ 79,000
Jefferson, Missouri 38 $ 801,000 $ 21,078 $ 62,000
Boone, Missouri 27 $ 2,389,000 $ 88,481 $ 58,000
Peoria, Illinois 22 $ 803,000 $ 36,500 $ 66,000
Newton, Missouri 20 $ 1,720,000 $ 86,000 $ 68,000
Henry, Illinois 17 $ 1,278,000 $ 75,176 $ 67,000
Mercer, Illinois 16 $ 1,050,000 $ 65,625 $ 44,000
Whiteside, Illinois 14 $ 703,000 $ 50,214 $ 57,000
McDonough, Illinois 12 $ 243,000 $ 20,250 $ 55,000
Clinton, Iowa 12 $ 690,000 $ 57,500 $ 60,000
Callaway, Missouri 12 $ 206,000 $ 17,166 $ 51,000
Franklin, Illinois 10 $ 1,023,000 $ 102,300 $ 56,000
Knox, Illinois 10 $ 316,000 $ 31,600 $ 65,000
Franklin, Missouri 10 $ 185,000 $ 18,500 $ 53,000
Lincoln, Missouri 10 $ 534,000 $ 53,400 $ 75,000
Audrain, Missouri 9 $ 190,000 $ 21,111 $ 42,000
Cooper, Missouri 9 $ 193,000 $ 21,444 $ 64,000
Cole, Missouri 8 $ 213,000 $ 26,625 $ 63,000
Monroe, Illinois 7 $ 50,000 $ 7,142 $ 78,000
Muscatine, Iowa 7 $ 480,000 $ 68,571 $ 49,000
Maricopa, Arizona 6 $ 1,362,000 $ 227,000 $ 58,000
Fulton, Illinois 6 $ 330,000 $ 55,000 $ 51,000
McLean, Illinois 6 $ 618,000 $ 103,000 $ 83,000
Tazewell, Illinois 6 $ 520,000 $ 86,666 $ 81,000
Williamson, Illinois 6 $ 449,000 $ 74,833 $ 46,000
Randolph, Missouri 6 $ 232,000 $ 38,666 $ 49,000
Hancock, Illinois 5 $ 46,000 $ 9,200 $ 53,000
Macoupin, Illinois 5 $ 23,000 $ 4,600 $ 61,000
Schuyler, Illinois 5 $ 42,000 $ 8,400 $ 66,000
Warren, Illinois 4 $ 160,000 $ 40,000 $ 33,000
Linn, Iowa 4 $ 428,000 $ 107,000 $ 52,000
Warren, Missouri 4 $ 69,000 $ 17,250 $ 80,000
Adams, Illinois 3 $ 333,000 $ 111,000 $ 112,000
Clinton, Illinois 3 $ 28,000 $ 9,333 $ 74,000
Jersey, Illinois 3 $ 88,000 $ 29,333 $ 49,000
Hendricks, Indiana 3 $ 416,000 $ 138,666 $ 71,000
Putnam, Indiana 3 $ 392,000 $ 130,666 $ 46,000
Howard, Missouri 3 $ 164,000 $ 54,666 $ 83,000
Miller, Missouri 3 $ 40,000 $ 13,333 $ 56,000
Moniteau, Missouri 3 $ 25,000 $ 8,333 $ 56,000
Saline, Missouri 3 $ 51,000 $ 17,000 $ 42,000
St. Francois, Missouri 3 $ 38,000 $ 12,666 $ 107,000
Eddy, New Mexico 3 $ 241,000 $ 80,333 $ 44,000
Pinal, Arizona 2 $ 216,000 $ 108,000 $ 80,000
Bond, Illinois 2 $ 36,000 $ 18,000 $ 64,000
Bureau, Illinois 2 $ 116,000 $ 58,000 $ 49,000
Carroll, Illinois 2 $ 44,000 $ 22,000 $ 14,000
De Witt, Illinois 2 $ 128,000 $ 64,000 $ 55,000
LaSalle, Illinois 2 $ 21,000 $ 10,500 $ 56,000
Livingston, Illinois 2 $ 32,000 $ 16,000 $ 50,000
Montgomery, Illinois 2 $ 10,000 $ 5,000 $ 31,000
Randolph, Illinois 2 $ 32,000 $ 16,000 $ 81,000
Vermilion, Illinois 2 $ 51,000 $ 25,500 $ 65,000
Wayne, Indiana 2 $ 146,000 $ 73,000 $ 44,000
Louisa, Iowa 2 $ 110,000 $ 55,000 $ 61,000
Caldwell, Missouri 2 $ 371,000 $ 185,500 $ 95,000
Camden, Missouri 2 $ 59,000 $ 29,500 $ 108,000
Jasper, Missouri 2 $ 174,000 $ 87,000 $ 34,000
Johnson, Missouri 2 $ 249,000 $ 124,500 $ 62,000
Lawrence, Missouri 2 $ 129,000 $ 64,500 $ 57,000
Maries, Missouri 2 $ 25,000 $ 12,500 $ 64,000
Osage, Missouri 2 $ 25,000 $ 12,500 $ 29,000
Cochise, Arizona 1 $ 203,000 $ 203,000 $ 60,000
Gila, Arizona 1 $ 132,000 $ 132,000 $ 91,000
Mohave, Arizona 1 $ 54,000 $ 54,000 $ 21,000
Cass, Illinois 1 $ 70,000 $ 70,000 $ 81,000
Champaign, Illinois 1 $ 5,000 $ 5,000 $ 114,000
Cook, Illinois 1 $ 658,000 $ 658,000 $ 56,000
Jo Daviess, Illinois 1 $ 456,000 $ 456,000 $ 78,000
Lake, Illinois 1 $ 417,000 $ 417,000 $ 215,000
Macon, Illinois 1 $ 52,000 $ 52,000 $ 45,000
Marshall, Illinois 1 $ 11,000 $ 11,000 $ 53,000
Sangamon, Illinois 1 $ 112,000 $ 112,000 $ 34,000
Stephenson, Illinois 1 $ 90,000 $ 90,000 $ 38,000
Will, Illinois 1 $ 108,000 $ 108,000 $ 31,000
Winnebago, Illinois 1 $ 35,000 $ 35,000 $ 94,000
Woodford, Illinois 1 $ 10,000 $ 10,000 $ 56,000
Orange, Indiana 1 $ 134,000 $ 134,000 $ 71,000
Vigo, Indiana 1 $ 309,000 $ 309,000 $ 118,000
Butler, Iowa 1 $ 97,000 $ 97,000 $ 21,000
Cedar, Iowa 1 $ 117,000 $ 117,000 $ 50,000
Dubuque, Iowa 1 $ 34,000 $ 34,000 $ 39,000
Henry, Iowa 1 $ 68,000 $ 68,000 $ 32,000
Jackson, Iowa 1 $ 64,000 $ 64,000 $ 36,000
Johnson, Iowa 1 $ 137,000 $ 137,000 $ 35,000
Lee, Iowa 1 $ 34,000 $ 34,000 $ 31,000
Marshall, Iowa 1 $ 61,000 $ 61,000 $ 24,000
O'Brien, Iowa 1 $ 72,000 $ 72,000 $ 27,000
Washington, Iowa 1 $ 15,000 $ 15,000 $ 24,000
Fayette, Kentucky 1 $ 75,000 $ 75,000 $ 11,000
Spencer, Kentucky 1 $ 90,000 $ 90,000 $ 65,000
Carroll, Missouri 1 $ 116,000 $ 116,000 $ 33,000
Chariton, Missouri 1 $ 16,000 $ 16,000 $ 78,000
Crawford, Missouri 1 $ 3,000 $ 3,000 $ 57,000
Greene, Missouri 1 $ 40,000 $ 40,000 $ 71,000
Laclede, Missouri 1 $ 22,000 $ 22,000 $ 64,000
Livingston, Missouri 1 $ 123,000 $ 123,000 $ 27,000
McDonald, Missouri 1 $ 117,000 $ 117,000 $ 32,000
Montgomery, Missouri 1 $ 11,000 $ 11,000 $ 61,000
Perry, Missouri 1 $ 7,000 $ 7,000 $ 70,000
Pettis, Missouri 1 $ 4,000 $ 4,000 $ 58,000
Shelby, Missouri 1 $ 4,000 $ 4,000 $ 52,000
Logan, Ohio 1 $ 118,000 $ 118,000 $ 32,000
El Paso, Texas 1 $ 162,000 $ 162,000 $ 31,000
Sauk, Wisconsin 1 $ 111,000 $ 111,000 $ 17,000

Mortgage Loan Application Detail Totals for Boulevard Bank in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 749 $11,696,000 $15,000 $540,000 $69,000 $695,000
Refinancing 230 $28,134,000 $122,000 $658,000 $72,000 $480,000
Home Purchase 146 $9,709,000 $66,000 $350,000 $71,000 $444,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 897 $33,851,000 $37,000 $540,000 $71,000 $695,000
Black or African American 120 $1,989,000 $16,000 $250,000 $63,000 $320,000
Not Provided 78 $12,251,000 $157,000 $658,000 $77,000 $480,000
Hispanic 24 $1,012,000 $42,000 $131,000 $53,000 $111,000
Asian 3 $165,000 $55,000 $100,000 $125,000 $220,000
Native Hawaiian or Other Pacific Islander 2 $246,000 $123,000 $193,000 $54,000 $75,000
American Indian or Alaskan Native 1 $25,000 $25,000 $25,000 $99,000 $99,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 977 $33,578,000 $34,000 $658,000 $73,000 $695,000
FHA-insured (Federal Housing Administration) 141 $15,289,000 $108,000 $314,000 $53,000 $161,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $635,000 $105,000 $139,000 $45,000 $71,000
VA-guaranteed (Veterans Administration) 1 $37,000 $37,000 $37,000 $12,000 $12,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 522 $21,905,000 $41,000 $658,000 $61,000 $333,000
Loan Originated 233 $5,402,000 $23,000 $350,000 $83,000 $695,000
Application Withdrawn By Applicant 228 $9,560,000 $41,000 $400,000 $81,000 $480,000
Application Approved But Not Accepted 132 $11,060,000 $83,000 $417,000 $64,000 $300,000
File Closed For Incompleteness 10 $1,612,000 $161,000 $309,000 $66,000 $130,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 333 $10,004,000 $30,000 $366,000 $57,000 $244,000
Debt-To-Income Ratio 106 $5,796,000 $54,000 $658,000 $61,000 $236,000
Collateral 65 $4,078,000 $62,000 $417,000 $79,000 $247,000
Other 8 $1,101,000 $137,000 $540,000 $66,000 $100,000
Employment History 7 $534,000 $76,000 $182,000 $34,000 $62,000
Insufficient Cash (Downpayment, Closing Cost) 2 $352,000 $176,000 $347,000 $223,000 $333,000
Unverifiable Information 1 $40,000 $40,000 $40,000 $75,000 $75,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Boulevard Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Boulevard Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

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