Bremer Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Bremer Bank, National Association 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bremer Bank, National Association 372 St. Peter Street St. Paul, MN 55102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 5,912 |
| Total Mortgage Loan Application Amount | $1,197,440,000 |
| Average Mortgage Loan Application Amount | $174,800 |
| Highest Mortgage Loan Application Amount | $35,005,000 |
| Average Applicant Income | $123,200 |
| Highest Applicant Income | $2,386,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Bremer Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bremer Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Bremer Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bremer Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Bremer Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bremer Bank, National Association's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 464 | $ 173,020,000 | $ 372,000 | $ 161,000 |
| Olmsted County Minnesota | 349 | $ 78,005,000 | $ 223,000 | $ 165,000 |
| Ramsey County Minnesota | 219 | $ 38,315,000 | $ 174,000 | $ 112,000 |
| Douglas County Minnesota | 218 | $ 31,660,000 | $ 145,000 | $ 114,000 |
| Stearns County Minnesota | 208 | $ 35,870,000 | $ 172,000 | $ 132,000 |
| Dakota County Minnesota | 205 | $ 42,235,000 | $ 206,000 | $ 93,000 |
| Otter Tail County Minnesota | 173 | $ 27,965,000 | $ 161,000 | $ 123,000 |
| Polk County Minnesota | 169 | $ 21,815,000 | $ 129,000 | $ 88,000 |
| Washington County Minnesota | 156 | $ 38,280,000 | $ 245,000 | $ 178,000 |
| Kandiyohi County Minnesota | 152 | $ 20,250,000 | $ 133,000 | $ 94,000 |
| Crow Wing County Minnesota | 148 | $ 28,490,000 | $ 192,000 | $ 131,000 |
| Grand Forks County North Dakota | 140 | $ 23,580,000 | $ 168,000 | $ 134,000 |
| Becker County Minnesota | 126 | $ 18,000,000 | $ 142,000 | $ 106,000 |
| Dunn County Wisconsin | 121 | $ 15,555,000 | $ 128,000 | $ 86,000 |
| Eau Claire County Wisconsin | 110 | $ 15,100,000 | $ 137,000 | $ 84,000 |
| Lyon County Minnesota | 109 | $ 12,485,000 | $ 114,000 | $ 115,000 |
| Cass County North Dakota | 102 | $ 32,790,000 | $ 321,000 | $ 155,000 |
| St. Croix County Wisconsin | 101 | $ 16,895,000 | $ 167,000 | $ 107,000 |
| Blue Earth County Minnesota | 100 | $ 23,620,000 | $ 236,000 | $ 108,000 |
| Winona County Minnesota | 95 | $ 11,285,000 | $ 118,000 | $ 121,000 |
| Burnett County Wisconsin | 95 | $ 8,905,000 | $ 93,000 | $ 81,000 |
| Benton County Minnesota | 87 | $ 11,315,000 | $ 130,000 | $ 97,000 |
| La Crosse County Wisconsin | 85 | $ 44,265,000 | $ 520,000 | $ 111,000 |
| Polk County Wisconsin | 84 | $ 10,940,000 | $ 130,000 | $ 97,000 |
| Anoka County Minnesota | 78 | $ 23,320,000 | $ 298,000 | $ 89,000 |
| Redwood County Minnesota | 78 | $ 7,090,000 | $ 90,000 | $ 79,000 |
| Dodge County Minnesota | 75 | $ 10,445,000 | $ 139,000 | $ 107,000 |
| Richland County North Dakota | 72 | $ 8,430,000 | $ 117,000 | $ 74,000 |
| Carver County Minnesota | 70 | $ 45,640,000 | $ 652,000 | $ 112,000 |
| Wright County Minnesota | 69 | $ 12,485,000 | $ 180,000 | $ 134,000 |
| Ward County North Dakota | 69 | $ 12,205,000 | $ 176,000 | $ 90,000 |
| Steele County Minnesota | 66 | $ 15,650,000 | $ 237,000 | $ 111,000 |
| Wilkin County Minnesota | 61 | $ 6,465,000 | $ 105,000 | $ 69,000 |
| Mower County Minnesota | 60 | $ 7,020,000 | $ 117,000 | $ 77,000 |
| Sherburne County Minnesota | 56 | $ 9,980,000 | $ 178,000 | $ 98,000 |
| Mille Lacs County Minnesota | 53 | $ 5,315,000 | $ 100,000 | $ 86,000 |
| Cass County Minnesota | 51 | $ 10,425,000 | $ 204,000 | $ 197,000 |
| Koochiching County Minnesota | 51 | $ 4,275,000 | $ 83,000 | $ 86,000 |
| Stevens County Minnesota | 51 | $ 5,485,000 | $ 107,000 | $ 73,000 |
| Scott County Minnesota | 41 | $ 8,755,000 | $ 213,000 | $ 124,000 |
| Bayfield County Wisconsin | 41 | $ 4,175,000 | $ 101,000 | $ 74,000 |
| Clay County Minnesota | 40 | $ 9,380,000 | $ 234,000 | $ 99,000 |
| Marshall County Minnesota | 38 | $ 3,980,000 | $ 104,000 | $ 80,000 |
| Burleigh County North Dakota | 38 | $ 11,270,000 | $ 296,000 | $ 222,000 |
| Nicollet County Minnesota | 36 | $ 5,180,000 | $ 143,000 | $ 91,000 |
| Chippewa County Wisconsin | 33 | $ 4,935,000 | $ 149,000 | $ 83,000 |
| Aitkin County Minnesota | 32 | $ 3,730,000 | $ 116,000 | $ 112,000 |
| Pope County Minnesota | 30 | $ 3,860,000 | $ 128,000 | $ 92,000 |
| Pierce County North Dakota | 29 | $ 2,815,000 | $ 97,000 | $ 111,000 |
| Houston County Minnesota | 26 | $ 3,050,000 | $ 117,000 | $ 72,000 |
| Morrison County Minnesota | 26 | $ 3,890,000 | $ 149,000 | $ 101,000 |
| St. Louis County Minnesota | 23 | $ 5,665,000 | $ 246,000 | $ 134,000 |
| Barron County Wisconsin | 23 | $ 2,715,000 | $ 118,000 | $ 117,000 |
| Fillmore County Minnesota | 22 | $ 2,000,000 | $ 90,000 | $ 112,000 |
| Ramsey County North Dakota | 21 | $ 2,345,000 | $ 111,000 | $ 74,000 |
| Walsh County North Dakota | 21 | $ 1,855,000 | $ 88,000 | $ 87,000 |
| Isanti County Minnesota | 20 | $ 7,760,000 | $ 388,000 | $ 82,000 |
| Monroe County Wisconsin | 19 | $ 3,085,000 | $ 162,000 | $ 69,000 |
| Maricopa County Arizona | 18 | $ 8,070,000 | $ 448,000 | $ 130,000 |
| Wabasha County Minnesota | 18 | $ 2,690,000 | $ 149,000 | $ 143,000 |
| Pierce County Wisconsin | 16 | $ 2,640,000 | $ 165,000 | $ 89,000 |
| Hubbard County Minnesota | 15 | $ 3,035,000 | $ 202,000 | $ 162,000 |
| Foster County North Dakota | 15 | $ 1,795,000 | $ 119,000 | $ 195,000 |
| Portage County Wisconsin | 14 | $ 2,270,000 | $ 162,000 | $ 93,000 |
| Goodhue County Minnesota | 13 | $ 2,245,000 | $ 172,000 | $ 69,000 |
| Todd County Minnesota | 13 | $ 1,485,000 | $ 114,000 | $ 62,000 |
| Morton County North Dakota | 13 | $ 2,905,000 | $ 223,000 | $ 173,000 |
| Ransom County North Dakota | 12 | $ 1,330,000 | $ 110,000 | $ 93,000 |
| Jackson County Wisconsin | 12 | $ 1,200,000 | $ 100,000 | $ 55,000 |
| Trempealeau County Wisconsin | 12 | $ 1,400,000 | $ 116,000 | $ 77,000 |
| Chisago County Minnesota | 11 | $ 1,265,000 | $ 115,000 | $ 67,000 |
| Freeborn County Minnesota | 10 | $ 1,060,000 | $ 106,000 | $ 71,000 |
| Le Sueur County Minnesota | 10 | $ 2,040,000 | $ 204,000 | $ 89,000 |
| Lincoln County Minnesota | 10 | $ 1,400,000 | $ 140,000 | $ 95,000 |
| Renville County Minnesota | 10 | $ 790,000 | $ 79,000 | $ 69,000 |
| Grant County Minnesota | 9 | $ 725,000 | $ 80,000 | $ 67,000 |
| Stutsman County North Dakota | 9 | $ 1,225,000 | $ 136,000 | $ 79,000 |
| Rice County Minnesota | 8 | $ 1,910,000 | $ 238,000 | $ 131,000 |
| Sibley County Minnesota | 8 | $ 1,410,000 | $ 176,000 | $ 81,000 |
| Swift County Minnesota | 8 | $ 940,000 | $ 117,000 | $ 67,000 |
| Stark County North Dakota | 8 | $ 1,400,000 | $ 175,000 | $ 67,000 |
| Ashland County Wisconsin | 8 | $ 1,130,000 | $ 141,000 | $ 92,000 |
| Chippewa County Minnesota | 7 | $ 555,000 | $ 79,000 | $ 55,000 |
| Meeker County Minnesota | 7 | $ 1,065,000 | $ 152,000 | $ 87,000 |
| Wood County Wisconsin | 7 | $ 575,000 | $ 82,000 | $ 73,000 |
| Pinal County Arizona | 6 | $ 1,860,000 | $ 310,000 | $ 161,000 |
| Beltrami County Minnesota | 6 | $ 1,880,000 | $ 313,000 | $ 150,000 |
| McLeod County Minnesota | 6 | $ 970,000 | $ 161,000 | $ 91,000 |
| Wadena County Minnesota | 6 | $ 3,250,000 | $ 541,000 | $ 169,000 |
| Yellow Medicine County Minnesota | 6 | $ 280,000 | $ 46,000 | $ 45,000 |
| McLean County North Dakota | 6 | $ 1,230,000 | $ 205,000 | $ 219,000 |
| Pepin County Wisconsin | 6 | $ 400,000 | $ 66,000 | $ 140,000 |
| Sawyer County Wisconsin | 6 | $ 630,000 | $ 105,000 | $ 145,000 |
| Washburn County Wisconsin | 6 | $ 1,170,000 | $ 195,000 | $ 149,000 |
| Brown County Minnesota | 5 | $ 615,000 | $ 123,000 | $ 60,000 |
| Carlton County Minnesota | 5 | $ 1,065,000 | $ 213,000 | $ 147,000 |
| Faribault County Minnesota | 5 | $ 545,000 | $ 109,000 | $ 68,000 |
| Itasca County Minnesota | 5 | $ 685,000 | $ 137,000 | $ 96,000 |
| Kanabec County Minnesota | 5 | $ 505,000 | $ 101,000 | $ 69,000 |
| Murray County Minnesota | 5 | $ 405,000 | $ 81,000 | $ 83,000 |
| Benson County North Dakota | 5 | $ 615,000 | $ 123,000 | $ 84,000 |
| Sargent County North Dakota | 5 | $ 345,000 | $ 69,000 | $ 98,000 |
| Buffalo County Wisconsin | 5 | $ 425,000 | $ 85,000 | $ 41,000 |
| Douglas County Wisconsin | 5 | $ 935,000 | $ 187,000 | $ 210,000 |
| Vernon County Wisconsin | 5 | $ 555,000 | $ 111,000 | $ 84,000 |
| Norman County Minnesota | 4 | $ 220,000 | $ 55,000 | $ 38,000 |
| Pennington County Minnesota | 4 | $ 6,510,000 | $ 1,627,000 | $ 81,000 |
| Red Lake County Minnesota | 4 | $ 380,000 | $ 95,000 | $ 68,000 |
| Waseca County Minnesota | 4 | $ 300,000 | $ 75,000 | $ 61,000 |
| Mountrail County North Dakota | 4 | $ 830,000 | $ 207,000 | $ 99,000 |
| Clark County Wisconsin | 4 | $ 240,000 | $ 60,000 | $ 46,000 |
| Dane County Wisconsin | 4 | $ 860,000 | $ 215,000 | $ 102,000 |
| Marion County Florida | 3 | $ 1,695,000 | $ 565,000 | $ 827,000 |
| Lake of the Woods County Minnesota | 3 | $ 445,000 | $ 148,000 | $ 109,000 |
| Griggs County North Dakota | 3 | $ 355,000 | $ 118,000 | $ 279,000 |
| Traill County North Dakota | 3 | $ 505,000 | $ 168,000 | $ 159,000 |
| Grant County Wisconsin | 3 | $ 215,000 | $ 71,000 | $ 46,000 |
| Winnebago County Wisconsin | 3 | $ 225,000 | $ 75,000 | $ 54,000 |
| Pima County Arizona | 2 | $ 440,000 | $ 220,000 | $ 148,000 |
| Collier County Florida | 2 | $ 1,260,000 | $ 630,000 | $ 297,000 |
| Lee County Florida | 2 | $ 830,000 | $ 415,000 | $ 263,000 |
| Martin County Florida | 2 | $ 450,000 | $ 225,000 | $ 309,000 |
| Orange County Florida | 2 | $ 190,000 | $ 95,000 | $ 75,000 |
| Pinellas County Florida | 2 | $ 500,000 | $ 250,000 | $ 175,000 |
| Polk County Iowa | 2 | $ 14,650,000 | $ 7,325,000 | $ 0 |
| Worth County Iowa | 2 | $ 140,000 | $ 70,000 | $ 158,000 |
| Clearwater County Minnesota | 2 | $ 80,000 | $ 40,000 | $ 44,000 |
| Cook County Minnesota | 2 | $ 850,000 | $ 425,000 | $ 0 |
| Kittson County Minnesota | 2 | $ 380,000 | $ 190,000 | $ 108,000 |
| Lake County Minnesota | 2 | $ 240,000 | $ 120,000 | $ 74,000 |
| Mahnomen County Minnesota | 2 | $ 80,000 | $ 40,000 | $ 53,000 |
| Martin County Minnesota | 2 | $ 90,000 | $ 45,000 | $ 74,000 |
| Pine County Minnesota | 2 | $ 340,000 | $ 170,000 | $ 66,000 |
| Roseau County Minnesota | 2 | $ 370,000 | $ 185,000 | $ 58,000 |
| Barnes County North Dakota | 2 | $ 170,000 | $ 85,000 | $ 57,000 |
| Bottineau County North Dakota | 2 | $ 240,000 | $ 120,000 | $ 65,000 |
| McHenry County North Dakota | 2 | $ 310,000 | $ 155,000 | $ 65,000 |
| Mercer County North Dakota | 2 | $ 440,000 | $ 220,000 | $ 83,000 |
| Pembina County North Dakota | 2 | $ 180,000 | $ 90,000 | $ 29,000 |
| Renville County North Dakota | 2 | $ 230,000 | $ 115,000 | $ 75,000 |
| Wells County North Dakota | 2 | $ 60,000 | $ 30,000 | $ 46,000 |
| Williams County North Dakota | 2 | $ 600,000 | $ 300,000 | $ 133,000 |
| Adams County Wisconsin | 2 | $ 140,000 | $ 70,000 | $ 47,000 |
| Door County Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 209,000 |
| Juneau County Wisconsin | 2 | $ 100,000 | $ 50,000 | $ 34,000 |
| Marathon County Wisconsin | 2 | $ 770,000 | $ 385,000 | $ 230,000 |
| Racine County Wisconsin | 2 | $ 190,000 | $ 95,000 | $ 160,000 |
| Waushara County Wisconsin | 2 | $ 360,000 | $ 180,000 | $ 102,000 |
| Santa Cruz County Arizona | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Manatee County Florida | 1 | $ 135,000 | $ 135,000 | $ 185,000 |
| Osceola County Florida | 1 | $ 285,000 | $ 285,000 | $ 416,000 |
| Polk County Florida | 1 | $ 30,365,000 | $ 30,365,000 | $ 0 |
| St. Johns County Florida | 1 | $ 305,000 | $ 305,000 | $ 97,000 |
| Volusia County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Dickinson County Iowa | 1 | $ 25,000 | $ 25,000 | $ 192,000 |
| Cottonwood County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Lac qui Parle County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 87,000 |
| Nobles County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 37,000 |
| Traverse County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
| Watonwan County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Carbon County Montana | 1 | $ 55,000 | $ 55,000 | $ 656,000 |
| Roosevelt County Montana | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Clark County Nevada | 1 | $ 375,000 | $ 375,000 | $ 437,000 |
| Dickey County North Dakota | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| Dunn County North Dakota | 1 | $ 365,000 | $ 365,000 | $ 183,000 |
| Eddy County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 99,000 |
| Hettinger County North Dakota | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| Sheridan County North Dakota | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Steele County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 125,000 |
| Custer County South Dakota | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Hamlin County South Dakota | 1 | $ 475,000 | $ 475,000 | $ 110,000 |
| Roberts County South Dakota | 1 | $ 135,000 | $ 135,000 | $ 117,000 |
| Calumet County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Columbia County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 161,000 |
| Iron County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 137,000 |
| Milwaukee County Wisconsin | 1 | $ 515,000 | $ 515,000 | $ 349,000 |
| Outagamie County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Shawano County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 171,000 |
| Vilas County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Waukesha County Wisconsin | 1 | $ 395,000 | $ 395,000 | $ 150,000 |
Mortgage Loan Application Detail Totals for Bremer Bank, National Association in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,984 | $753,770,000 | $252,000 | $35,005,000 | $103,000 | $1,562,000 |
| Other Purpose | 1,033 | $73,435,000 | $71,000 | $1,005,000 | $135,000 | $2,386,000 |
| Refinancing | 835 | $192,415,000 | $230,000 | $4,985,000 | $147,000 | $2,359,000 |
| Cash-out Refinancing | 689 | $126,385,000 | $183,000 | $1,405,000 | $105,000 | $1,004,000 |
| Home Improvement | 371 | $51,435,000 | $138,000 | $26,495,000 | $126,000 | $1,968,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,967 | $701,265,000 | $176,000 | $3,035,000 | $107,000 | $1,956,000 |
| Not Provided | 1,500 | $202,870,000 | $135,000 | $2,225,000 | $149,000 | $2,386,000 |
| Not applicable | 130 | $243,010,000 | $1,869,000 | $35,005,000 | $52,000 | $52,000 |
| Black or African American | 128 | $20,010,000 | $156,000 | $385,000 | $63,000 | $539,000 |
| Asian | 81 | $14,675,000 | $181,000 | $625,000 | $93,000 | $524,000 |
| Hispanic | 75 | $11,615,000 | $154,000 | $575,000 | $81,000 | $345,000 |
| American Indian or Alaskan Native | 22 | $2,610,000 | $118,000 | $375,000 | $76,000 | $475,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,358 | $1,104,370,000 | $206,000 | $35,005,000 | $122,000 | $2,386,000 |
| FHA-insured (Federal Housing Administration) | 228 | $36,230,000 | $158,000 | $365,000 | $61,000 | $152,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 165 | $20,925,000 | $126,000 | $275,000 | $52,000 | $424,000 |
| VA-guaranteed (Veterans Administration) | 161 | $35,915,000 | $223,000 | $525,000 | $82,000 | $360,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,455 | $964,785,000 | $216,000 | $35,005,000 | $123,000 | $2,386,000 |
| Application Denied By Financial Institution | 639 | $71,135,000 | $111,000 | $1,055,000 | $79,000 | $966,000 |
| Application Withdrawn By Applicant | 512 | $100,180,000 | $195,000 | $2,005,000 | $111,000 | $1,084,000 |
| Application Approved But Not Accepted | 122 | $24,280,000 | $199,000 | $1,025,000 | $114,000 | $759,000 |
| Loan Purchased By The Institution | 100 | $15,270,000 | $152,000 | $285,000 | $46,000 | $77,000 |
| File Closed For Incompleteness | 84 | $21,790,000 | $259,000 | $2,225,000 | $139,000 | $2,359,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,273 | $1,126,305,000 | $213,000 | $35,005,000 | $120,000 | $2,386,000 |
| Credit History | 263 | $20,585,000 | $78,000 | $605,000 | $81,000 | $966,000 |
| Debt-To-Income Ratio | 206 | $25,490,000 | $123,000 | $835,000 | $61,000 | $478,000 |
| Collateral | 98 | $13,000,000 | $132,000 | $1,055,000 | $103,000 | $366,000 |
| Other | 44 | $6,970,000 | $158,000 | $545,000 | $113,000 | $514,000 |
| Employment History | 11 | $1,425,000 | $129,000 | $325,000 | $52,000 | $123,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,250,000 | $281,000 | $695,000 | $92,000 | $198,000 |
| Unverifiable Information | 8 | $1,290,000 | $161,000 | $355,000 | $57,000 | $109,000 |
| Credit Application Incomplete | 1 | $125,000 | $125,000 | $125,000 | $44,000 | $44,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bremer Bank, National Association's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bremer Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.