Bremer Bank, National Association 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bremer Bank, National Association 372 St. Peter Street St. Paul, MN 55102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 2,787 |
| Total Mortgage Loan Application Amount | $897,325,000 |
| Average Mortgage Loan Application Amount | $219,800 |
| Highest Mortgage Loan Application Amount | $38,005,000 |
| Average Applicant Income | $157,000 |
| Highest Applicant Income | $3,329,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Bremer Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bremer Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Bremer Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bremer Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Bremer Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bremer Bank, National Association's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 259 | $ 152,615,000 | $ 589,000 | $ 239,000 |
| Olmsted County Minnesota | 127 | $ 35,325,000 | $ 278,000 | $ 198,000 |
| Stearns County Minnesota | 127 | $ 32,895,000 | $ 259,000 | $ 188,000 |
| Dakota County Minnesota | 114 | $ 28,350,000 | $ 248,000 | $ 123,000 |
| Cass County North Dakota | 97 | $ 24,645,000 | $ 254,000 | $ 171,000 |
| Washington County Minnesota | 89 | $ 27,745,000 | $ 311,000 | $ 256,000 |
| Carver County Minnesota | 85 | $ 69,045,000 | $ 812,000 | $ 229,000 |
| Otter Tail County Minnesota | 83 | $ 19,115,000 | $ 230,000 | $ 166,000 |
| Ramsey County Minnesota | 80 | $ 17,510,000 | $ 218,000 | $ 128,000 |
| Douglas County Minnesota | 78 | $ 9,060,000 | $ 116,000 | $ 122,000 |
| Kandiyohi County Minnesota | 76 | $ 15,570,000 | $ 204,000 | $ 139,000 |
| Becker County Minnesota | 73 | $ 15,385,000 | $ 210,000 | $ 125,000 |
| Polk County Minnesota | 63 | $ 8,475,000 | $ 134,000 | $ 84,000 |
| Lyon County Minnesota | 61 | $ 9,115,000 | $ 149,000 | $ 116,000 |
| Blue Earth County Minnesota | 57 | $ 15,205,000 | $ 266,000 | $ 135,000 |
| Crow Wing County Minnesota | 52 | $ 11,970,000 | $ 230,000 | $ 199,000 |
| Benton County Minnesota | 49 | $ 8,395,000 | $ 171,000 | $ 98,000 |
| Grand Forks County North Dakota | 49 | $ 42,875,000 | $ 875,000 | $ 152,000 |
| St. Croix County Wisconsin | 48 | $ 8,880,000 | $ 185,000 | $ 153,000 |
| Anoka County Minnesota | 47 | $ 9,675,000 | $ 205,000 | $ 91,000 |
| Clay County Minnesota | 41 | $ 9,745,000 | $ 237,000 | $ 123,000 |
| Polk County Wisconsin | 41 | $ 7,615,000 | $ 185,000 | $ 97,000 |
| Wright County Minnesota | 40 | $ 43,050,000 | $ 1,076,000 | $ 208,000 |
| Redwood County Minnesota | 39 | $ 3,935,000 | $ 100,000 | $ 100,000 |
| Steele County Minnesota | 38 | $ 6,810,000 | $ 179,000 | $ 116,000 |
| Scott County Minnesota | 33 | $ 23,275,000 | $ 705,000 | $ 282,000 |
| Cass County Minnesota | 32 | $ 8,690,000 | $ 271,000 | $ 285,000 |
| Sherburne County Minnesota | 31 | $ 6,775,000 | $ 218,000 | $ 146,000 |
| Stevens County Minnesota | 31 | $ 4,035,000 | $ 130,000 | $ 113,000 |
| Richland County North Dakota | 31 | $ 4,705,000 | $ 151,000 | $ 100,000 |
| Dodge County Minnesota | 30 | $ 5,730,000 | $ 191,000 | $ 124,000 |
| Winona County Minnesota | 29 | $ 4,485,000 | $ 154,000 | $ 90,000 |
| Mower County Minnesota | 26 | $ 3,200,000 | $ 123,000 | $ 127,000 |
| Burnett County Wisconsin | 25 | $ 3,095,000 | $ 123,000 | $ 90,000 |
| Eau Claire County Wisconsin | 25 | $ 6,625,000 | $ 265,000 | $ 102,000 |
| Wilkin County Minnesota | 19 | $ 2,705,000 | $ 142,000 | $ 106,000 |
| Dunn County Wisconsin | 19 | $ 3,005,000 | $ 158,000 | $ 108,000 |
| Morrison County Minnesota | 17 | $ 2,485,000 | $ 146,000 | $ 97,000 |
| Aitkin County Minnesota | 16 | $ 2,760,000 | $ 172,000 | $ 93,000 |
| Bayfield County Wisconsin | 16 | $ 3,160,000 | $ 197,000 | $ 142,000 |
| Hubbard County Minnesota | 14 | $ 4,160,000 | $ 297,000 | $ 286,000 |
| Mille Lacs County Minnesota | 14 | $ 2,430,000 | $ 173,000 | $ 99,000 |
| Isanti County Minnesota | 13 | $ 2,465,000 | $ 189,000 | $ 105,000 |
| Walsh County North Dakota | 13 | $ 1,925,000 | $ 148,000 | $ 118,000 |
| Maricopa County Arizona | 12 | $ 5,570,000 | $ 464,000 | $ 266,000 |
| Nicollet County Minnesota | 12 | $ 3,470,000 | $ 289,000 | $ 167,000 |
| St. Louis County Minnesota | 12 | $ 2,560,000 | $ 213,000 | $ 128,000 |
| Foster County North Dakota | 12 | $ 2,620,000 | $ 218,000 | $ 200,000 |
| La Crosse County Wisconsin | 12 | $ 3,830,000 | $ 319,000 | $ 235,000 |
| Lee County Florida | 11 | $ 5,235,000 | $ 475,000 | $ 281,000 |
| Koochiching County Minnesota | 11 | $ 935,000 | $ 85,000 | $ 91,000 |
| Pope County Minnesota | 11 | $ 1,885,000 | $ 171,000 | $ 138,000 |
| Marshall County Minnesota | 9 | $ 1,545,000 | $ 171,000 | $ 73,000 |
| Ransom County North Dakota | 9 | $ 965,000 | $ 107,000 | $ 115,000 |
| Barron County Wisconsin | 9 | $ 2,625,000 | $ 291,000 | $ 148,000 |
| Chippewa County Wisconsin | 9 | $ 2,075,000 | $ 230,000 | $ 133,000 |
| Fillmore County Minnesota | 8 | $ 670,000 | $ 83,000 | $ 68,000 |
| Rice County Minnesota | 8 | $ 2,470,000 | $ 308,000 | $ 217,000 |
| Wabasha County Minnesota | 8 | $ 1,170,000 | $ 146,000 | $ 363,000 |
| Burleigh County North Dakota | 8 | $ 2,440,000 | $ 305,000 | $ 266,000 |
| Ramsey County North Dakota | 8 | $ 1,630,000 | $ 203,000 | $ 98,000 |
| Ashland County Wisconsin | 8 | $ 1,770,000 | $ 221,000 | $ 129,000 |
| Goodhue County Minnesota | 7 | $ 2,235,000 | $ 319,000 | $ 198,000 |
| McLeod County Minnesota | 7 | $ 2,165,000 | $ 309,000 | $ 125,000 |
| Renville County Minnesota | 7 | $ 655,000 | $ 93,000 | $ 87,000 |
| Todd County Minnesota | 7 | $ 645,000 | $ 92,000 | $ 64,000 |
| Ward County North Dakota | 7 | $ 625,000 | $ 89,000 | $ 108,000 |
| Beltrami County Minnesota | 6 | $ 950,000 | $ 158,000 | $ 232,000 |
| Grant County Minnesota | 6 | $ 650,000 | $ 108,000 | $ 76,000 |
| Le Sueur County Minnesota | 6 | $ 1,260,000 | $ 210,000 | $ 161,000 |
| Lincoln County Minnesota | 6 | $ 830,000 | $ 138,000 | $ 173,000 |
| Meeker County Minnesota | 6 | $ 1,070,000 | $ 178,000 | $ 98,000 |
| Norman County Minnesota | 6 | $ 780,000 | $ 130,000 | $ 75,000 |
| Houston County Minnesota | 5 | $ 695,000 | $ 139,000 | $ 60,000 |
| Swift County Minnesota | 5 | $ 525,000 | $ 105,000 | $ 75,000 |
| Washburn County Wisconsin | 5 | $ 1,735,000 | $ 347,000 | $ 214,000 |
| Charlotte County Florida | 4 | $ 1,820,000 | $ 455,000 | $ 764,000 |
| Collier County Florida | 4 | $ 1,760,000 | $ 440,000 | $ 454,000 |
| Brown County Minnesota | 4 | $ 540,000 | $ 135,000 | $ 72,000 |
| Chippewa County Minnesota | 4 | $ 480,000 | $ 120,000 | $ 51,000 |
| Nobles County Minnesota | 4 | $ 1,410,000 | $ 352,000 | $ 190,000 |
| Pennington County Minnesota | 4 | $ 990,000 | $ 247,000 | $ 128,000 |
| Pine County Minnesota | 4 | $ 580,000 | $ 145,000 | $ 223,000 |
| Watonwan County Minnesota | 4 | $ 480,000 | $ 120,000 | $ 62,000 |
| Brookings County South Dakota | 4 | $ 980,000 | $ 245,000 | $ 94,000 |
| Monroe County Wisconsin | 4 | $ 370,000 | $ 92,000 | $ 70,000 |
| Pima County Arizona | 3 | $ 305,000 | $ 101,000 | $ 134,000 |
| Manatee County Florida | 3 | $ 2,795,000 | $ 931,000 | $ 546,000 |
| Chisago County Minnesota | 3 | $ 1,335,000 | $ 445,000 | $ 190,000 |
| Itasca County Minnesota | 3 | $ 585,000 | $ 195,000 | $ 34,000 |
| Kanabec County Minnesota | 3 | $ 535,000 | $ 178,000 | $ 57,000 |
| Martin County Minnesota | 3 | $ 685,000 | $ 228,000 | $ 179,000 |
| Waseca County Minnesota | 3 | $ 745,000 | $ 248,000 | $ 77,000 |
| Yellow Medicine County Minnesota | 3 | $ 145,000 | $ 48,000 | $ 94,000 |
| Pembina County North Dakota | 3 | $ 405,000 | $ 135,000 | $ 98,000 |
| Sargent County North Dakota | 3 | $ 935,000 | $ 311,000 | $ 190,000 |
| Douglas County Wisconsin | 3 | $ 1,415,000 | $ 471,000 | $ 57,000 |
| Sawyer County Wisconsin | 3 | $ 2,105,000 | $ 701,000 | $ 247,000 |
| Escambia County Florida | 2 | $ 1,130,000 | $ 565,000 | $ 1,376,000 |
| Kittson County Minnesota | 2 | $ 340,000 | $ 170,000 | $ 165,000 |
| Red Lake County Minnesota | 2 | $ 60,000 | $ 30,000 | $ 82,000 |
| Roseau County Minnesota | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Sibley County Minnesota | 2 | $ 310,000 | $ 155,000 | $ 304,000 |
| Traverse County Minnesota | 2 | $ 120,000 | $ 60,000 | $ 92,000 |
| Wadena County Minnesota | 2 | $ 440,000 | $ 220,000 | $ 226,000 |
| Douglas County Nebraska | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Bottineau County North Dakota | 2 | $ 570,000 | $ 285,000 | $ 527,000 |
| McHenry County North Dakota | 2 | $ 430,000 | $ 215,000 | $ 60,000 |
| McLean County North Dakota | 2 | $ 320,000 | $ 160,000 | $ 163,000 |
| Pierce County North Dakota | 2 | $ 330,000 | $ 165,000 | $ 146,000 |
| Stutsman County North Dakota | 2 | $ 5,150,000 | $ 2,575,000 | $ 1,840,000 |
| Traill County North Dakota | 2 | $ 310,000 | $ 155,000 | $ 107,000 |
| Roberts County South Dakota | 2 | $ 200,000 | $ 100,000 | $ 47,000 |
| Collin County Texas | 2 | $ 960,000 | $ 480,000 | $ 188,000 |
| Calumet County Wisconsin | 2 | $ 380,000 | $ 190,000 | $ 271,000 |
| Dane County Wisconsin | 2 | $ 770,000 | $ 385,000 | $ 139,000 |
| Pepin County Wisconsin | 2 | $ 480,000 | $ 240,000 | $ 175,000 |
| Pierce County Wisconsin | 2 | $ 190,000 | $ 95,000 | $ 139,000 |
| Trempealeau County Wisconsin | 2 | $ 530,000 | $ 265,000 | $ 128,000 |
| Waukesha County Wisconsin | 2 | $ 870,000 | $ 435,000 | $ 187,000 |
| Coconino County Arizona | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 575,000 | $ 575,000 | $ 264,000 |
| Washington County Arkansas | 1 | $ 21,005,000 | $ 21,005,000 | $ 0 |
| Denver County Colorado | 1 | $ 505,000 | $ 505,000 | $ 291,000 |
| Jefferson County Colorado | 1 | $ 355,000 | $ 355,000 | $ 376,000 |
| Alachua County Florida | 1 | $ 405,000 | $ 405,000 | $ 131,000 |
| Hernando County Florida | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Marion County Florida | 1 | $ 155,000 | $ 155,000 | $ 109,000 |
| Polk County Florida | 1 | $ 215,000 | $ 215,000 | $ 130,000 |
| Santa Rosa County Florida | 1 | $ 545,000 | $ 545,000 | $ 0 |
| St. Johns County Florida | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| St. Lucie County Florida | 1 | $ 325,000 | $ 325,000 | $ 220,000 |
| Sumter County Florida | 1 | $ 275,000 | $ 275,000 | $ 153,000 |
| Worth County Iowa | 1 | $ 35,000 | $ 35,000 | $ 89,000 |
| Big Stone County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 97,000 |
| Clearwater County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 49,000 |
| Cook County Minnesota | 1 | $ 695,000 | $ 695,000 | $ 240,000 |
| Cottonwood County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Faribault County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 244,000 |
| Freeborn County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 173,000 |
| Lake County Minnesota | 1 | $ 545,000 | $ 545,000 | $ 107,000 |
| Lake of the Woods County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Mahnomen County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Murray County Minnesota | 1 | $ 505,000 | $ 505,000 | $ 466,000 |
| Pipestone County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Rock County Minnesota | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Barnes County North Dakota | 1 | $ 155,000 | $ 155,000 | $ 241,000 |
| Benson County North Dakota | 1 | $ 125,000 | $ 125,000 | $ 579,000 |
| Cavalier County North Dakota | 1 | $ 175,000 | $ 175,000 | $ 560,000 |
| Eddy County North Dakota | 1 | $ 55,000 | $ 55,000 | $ 301,000 |
| Kidder County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 139,000 |
| Morton County North Dakota | 1 | $ 415,000 | $ 415,000 | $ 148,000 |
| Stark County North Dakota | 1 | $ 55,000 | $ 55,000 | $ 234,000 |
| Towner County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 89,000 |
| Wells County North Dakota | 1 | $ 15,000 | $ 15,000 | $ 37,000 |
| Cuyahoga County Ohio | 1 | $ 295,000 | $ 295,000 | $ 881,000 |
| Greenville County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 127,000 |
| Lawrence County South Dakota | 1 | $ 405,000 | $ 405,000 | $ 388,000 |
| Minnehaha County South Dakota | 1 | $ 215,000 | $ 215,000 | $ 712,000 |
| Pennington County South Dakota | 1 | $ 1,105,000 | $ 1,105,000 | $ 430,000 |
| Comal County Texas | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Buffalo County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Kenosha County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 138,000 |
| Milwaukee County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| Portage County Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 215,000 |
| Rusk County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 588,000 |
| Vernon County Wisconsin | 1 | $ 575,000 | $ 575,000 | $ 270,000 |
| Waupaca County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 265,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,482 | $705,180,000 | $475,000 | $38,005,000 | $172,000 | $2,460,000 |
| Other Purpose | 575 | $59,885,000 | $104,000 | $915,000 | $156,000 | $3,329,000 |
| Refinancing | 372 | $69,720,000 | $187,000 | $2,105,000 | $174,000 | $3,031,000 |
| Cash-out Refinancing | 196 | $48,410,000 | $246,000 | $2,025,000 | $130,000 | $1,670,000 |
| Home Improvement | 162 | $14,130,000 | $87,000 | $855,000 | $153,000 | $1,083,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,935 | $510,565,000 | $263,000 | $2,105,000 | $169,000 | $3,329,000 |
| Not Provided | 534 | $105,590,000 | $197,000 | $3,755,000 | $172,000 | $2,886,000 |
| Black or African American | 125 | $30,645,000 | $245,000 | $1,765,000 | $88,000 | $613,000 |
| Not applicable | 58 | $207,250,000 | $3,573,000 | $38,005,000 | $0 | $0 |
| Asian | 57 | $22,075,000 | $387,000 | $1,995,000 | $194,000 | $940,000 |
| Hispanic | 47 | $11,795,000 | $250,000 | $1,305,000 | $119,000 | $516,000 |
| American Indian or Alaskan Native | 19 | $3,855,000 | $202,000 | $475,000 | $103,000 | $309,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $505,000 | $168,000 | $225,000 | $62,000 | $66,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,684 | $874,350,000 | $325,000 | $38,005,000 | $168,000 | $3,329,000 |
| FHA-insured (Federal Housing Administration) | 73 | $14,855,000 | $203,000 | $385,000 | $75,000 | $173,000 |
| VA-guaranteed (Veterans Administration) | 18 | $6,310,000 | $350,000 | $715,000 | $159,000 | $569,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $1,810,000 | $150,000 | $255,000 | $57,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,099 | $713,905,000 | $340,000 | $38,005,000 | $171,000 | $3,329,000 |
| Application Withdrawn By Applicant | 253 | $89,985,000 | $355,000 | $3,755,000 | $212,000 | $2,886,000 |
| Application Denied By Financial Institution | 212 | $32,420,000 | $152,000 | $2,025,000 | $107,000 | $1,376,000 |
| Loan Purchased By The Institution | 125 | $26,775,000 | $214,000 | $425,000 | $61,000 | $102,000 |
| File Closed For Incompleteness | 63 | $27,935,000 | $443,000 | $1,605,000 | $178,000 | $1,024,000 |
| Application Approved But Not Accepted | 35 | $6,305,000 | $180,000 | $1,125,000 | $152,000 | $620,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,575 | $864,905,000 | $335,000 | $38,005,000 | $170,000 | $3,329,000 |
| Debt-To-Income Ratio | 118 | $16,010,000 | $135,000 | $2,025,000 | $83,000 | $624,000 |
| Credit History | 65 | $10,165,000 | $156,000 | $575,000 | $110,000 | $640,000 |
| Collateral | 20 | $4,680,000 | $234,000 | $995,000 | $242,000 | $1,376,000 |
| Employment History | 4 | $700,000 | $175,000 | $265,000 | $70,000 | $83,000 |
| Other | 2 | $120,000 | $60,000 | $85,000 | $138,000 | $206,000 |
| Unverifiable Information | 1 | $125,000 | $125,000 | $125,000 | $38,000 | $38,000 |
| Credit Application Incomplete | 1 | $425,000 | $425,000 | $425,000 | $100,000 | $100,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $195,000 | $195,000 | $195,000 | $70,000 | $70,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bremer Bank, National Association's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bremer Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.