Bridgelock Capital
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007

Bridgelock Capital 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Bridgelock Capital
5900 Canoga Avenue Suite 200
Woodland Hills, CA 91367
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2008  2007  
Total Number of Mortgage Applications 809
Total Mortgage Loan Application Amount $281,289,000
Average Mortgage Loan Application Amount $374,666
Highest Mortgage Loan Application Amount $4,500,000
Average Applicant Income $242,666
Highest Applicant Income $5,796,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Bridgelock Capital. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bridgelock Capital's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2007 breaks down Bridgelock Capital's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bridgelock Capital serves its applicants.

Each category highlights the total number of mortgage applications processed by Bridgelock Capital, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bridgelock Capital's mortgage activity for 2007.

Mortgage Loan Application Totals for Bridgelock Capital by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 224 $ 86,550,000 $ 386,000 $ 211,000
Riverside County California 80 $ 19,711,000 $ 246,000 $ 128,000
San Bernardino County California 71 $ 14,444,000 $ 203,000 $ 102,000
Orange County California 45 $ 16,731,000 $ 371,000 $ 172,000
Alameda County California 29 $ 10,655,000 $ 367,000 $ 152,000
Maricopa County Arizona 28 $ 7,026,000 $ 250,000 $ 97,000
San Diego County California 27 $ 12,887,000 $ 477,000 $ 272,000
Kern County California 19 $ 2,809,000 $ 147,000 $ 82,000
Sacramento County California 17 $ 2,752,000 $ 161,000 $ 93,000
Honolulu County Hawaii 17 $ 6,843,000 $ 402,000 $ 261,000
Clark County Nevada 17 $ 7,015,000 $ 412,000 $ 333,000
Contra Costa County California 16 $ 6,981,000 $ 436,000 $ 221,000
Ventura County California 15 $ 4,442,000 $ 296,000 $ 131,000
San Francisco County California 13 $ 6,643,000 $ 511,000 $ 253,000
Santa Barbara County California 12 $ 7,717,000 $ 643,000 $ 326,000
Fresno County California 11 $ 1,944,000 $ 176,000 $ 98,000
San Joaquin County California 11 $ 3,343,000 $ 303,000 $ 116,000
Tulare County California 11 $ 1,921,000 $ 174,000 $ 96,000
Stanislaus County California 9 $ 1,934,000 $ 214,000 $ 64,000
Maui County Hawaii 9 $ 4,165,000 $ 462,000 $ 273,000
Santa Clara County California 8 $ 6,026,000 $ 753,000 $ 314,000
Hawaii County Hawaii 8 $ 2,323,000 $ 290,000 $ 138,000
San Mateo County California 7 $ 4,659,000 $ 665,000 $ 296,000
Multnomah County Oregon 7 $ 1,141,000 $ 163,000 $ 106,000
Solano County California 6 $ 1,411,000 $ 235,000 $ 79,000
Salt Lake County Utah 4 $ 1,265,000 $ 316,000 $ 255,000
Washington County Utah 4 $ 640,000 $ 160,000 $ 61,000
Butte County California 3 $ 430,000 $ 143,000 $ 70,000
Marin County California 3 $ 2,367,000 $ 789,000 $ 681,000
Merced County California 3 $ 1,511,000 $ 503,000 $ 172,000
Monterey County California 3 $ 1,398,000 $ 466,000 $ 267,000
Nevada County California 3 $ 519,000 $ 173,000 $ 158,000
Sonoma County California 3 $ 870,000 $ 290,000 $ 107,000
Eagle County Colorado 3 $ 1,308,000 $ 436,000 $ 158,000
Canyon County Idaho 3 $ 559,000 $ 186,000 $ 79,000
Utah County Utah 3 $ 329,000 $ 109,000 $ 95,000
El Dorado County California 2 $ 181,000 $ 90,000 $ 176,000
Humboldt County California 2 $ 448,000 $ 224,000 $ 111,000
Imperial County California 2 $ 204,000 $ 102,000 $ 63,000
Lake County California 2 $ 3,783,000 $ 1,891,000 $ 698,000
Napa County California 2 $ 1,790,000 $ 895,000 $ 432,000
Placer County California 2 $ 1,535,000 $ 767,000 $ 354,000
Kauai County Hawaii 2 $ 1,321,000 $ 660,000 $ 193,000
Washoe County Nevada 2 $ 533,000 $ 266,000 $ 357,000
Davis County Utah 2 $ 1,186,000 $ 593,000 $ 290,000
King County Washington 2 $ 708,000 $ 354,000 $ 170,000
Coconino County Arizona 1 $ 174,000 $ 174,000 $ 55,000
Graham County Arizona 1 $ 124,000 $ 124,000 $ 66,000
Mohave County Arizona 1 $ 107,000 $ 107,000 $ 40,000
Pima County Arizona 1 $ 205,000 $ 205,000 $ 90,000
Pinal County Arizona 1 $ 114,000 $ 114,000 $ 65,000
Colusa County California 1 $ 120,000 $ 120,000 $ 19,000
Glenn County California 1 $ 100,000 $ 100,000 $ 34,000
Madera County California 1 $ 176,000 $ 176,000 $ 96,000
San Benito County California 1 $ 73,000 $ 73,000 $ 108,000
San Luis Obispo County California 1 $ 520,000 $ 520,000 $ 496,000
Santa Cruz County California 1 $ 350,000 $ 350,000 $ 135,000
Shasta County California 1 $ 137,000 $ 137,000 $ 66,000
Tehama County California 1 $ 200,000 $ 200,000 $ 147,000
Yuba County California 1 $ 130,000 $ 130,000 $ 85,000
Adams County Colorado 1 $ 104,000 $ 104,000 $ 35,000
Boulder County Colorado 1 $ 504,000 $ 504,000 $ 145,000
Denver County Colorado 1 $ 82,000 $ 82,000 $ 60,000
Summit County Colorado 1 $ 1,400,000 $ 1,400,000 $ 480,000
Weld County Colorado 1 $ 104,000 $ 104,000 $ 63,000
St. Johns County Florida 1 $ 878,000 $ 878,000 $ 324,000
Fulton County Georgia 1 $ 3,055,000 $ 3,055,000 $ 1,044,000
Blaine County Idaho 1 $ 750,000 $ 750,000 $ 198,000
Kootenai County Idaho 1 $ 130,000 $ 130,000 $ 48,000
Cook County Illinois 1 $ 235,000 $ 235,000 $ 65,000
Elko County Nevada 1 $ 195,000 $ 195,000 $ 87,000
Nye County Nevada 1 $ 163,000 $ 163,000 $ 348,000
Clatsop County Oregon 1 $ 327,000 $ 327,000 $ 161,000
Crook County Oregon 1 $ 400,000 $ 400,000 $ 94,000
Jefferson County Oregon 1 $ 205,000 $ 205,000 $ 84,000
Josephine County Oregon 1 $ 719,000 $ 719,000 $ 222,000
Polk County Oregon 1 $ 420,000 $ 420,000 $ 151,000
Washington County Oregon 1 $ 585,000 $ 585,000 $ 300,000
Philadelphia County Pennsylvania 1 $ 630,000 $ 630,000 $ 228,000
Iron County Utah 1 $ 153,000 $ 153,000 $ 43,000
Summit County Utah 1 $ 2,405,000 $ 2,405,000 $ 1,080,000
Wasatch County Utah 1 $ 176,000 $ 176,000 $ 67,000
Weber County Utah 1 $ 181,000 $ 181,000 $ 68,000

Mortgage Loan Application Detail Totals for Bridgelock Capital in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 693 $235,743,000 $340,000 $4,500,000 $163,000 $4,097,000
Home Improvement 58 $11,816,000 $203,000 $1,500,000 $135,000 $1,691,000
Home Purchase 58 $33,730,000 $581,000 $3,130,000 $430,000 $5,796,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 256 $96,197,000 $375,000 $4,200,000 $173,000 $1,260,000
White 233 $100,405,000 $430,000 $4,500,000 $234,000 $4,097,000
Hispanic 189 $43,459,000 $229,000 $1,800,000 $108,000 $1,800,000
Black or African American 86 $27,240,000 $316,000 $3,055,000 $215,000 $5,796,000
Asian 24 $8,754,000 $364,000 $845,000 $200,000 $720,000
Native Hawaiian or Other Pacific Islander 17 $4,091,000 $240,000 $475,000 $133,000 $421,000
American Indian or Alaskan Native 4 $1,143,000 $285,000 $610,000 $118,000 $180,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 809 $281,289,000 $347,000 $4,500,000 $180,000 $5,796,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 475 $169,644,000 $357,000 $4,500,000 $188,000 $4,097,000
Application Withdrawn By Applicant 212 $82,287,000 $388,000 $3,130,000 $202,000 $5,796,000
Loan Originated 120 $28,866,000 $240,000 $1,700,000 $107,000 $1,000,000
File Closed For Incompleteness 2 $492,000 $246,000 $364,000 $240,000 $421,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 274 $104,482,000 $381,000 $4,500,000 $217,000 $4,097,000
Other 105 $35,977,000 $342,000 $3,510,000 $158,000 $1,312,000
Insufficient Cash (Downpayment, Closing Cost) 73 $21,707,000 $297,000 $1,836,000 $145,000 $864,000
Debt-To-Income Ratio 12 $3,980,000 $331,000 $1,075,000 $139,000 $501,000
Credit History 5 $1,116,000 $223,000 $355,000 $76,000 $154,000
Unverifiable Information 4 $1,971,000 $492,000 $1,400,000 $163,000 $480,000
Credit Application Incomplete 1 $161,000 $161,000 $161,000 $66,000 $66,000
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bridgelock Capital's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bridgelock Capital's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

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