Glenn County, CA Mortgage Lenders & HMDA Data, 2007

In 2007, lenders reported 2,052 mortgage applications in Glenn County, CA totaling $372.1 million, down 34% from 2006. The average application was for $181,000, and applicants reported an average income of $78,000. 33% of applications resulted in an originated loan and 25% were denied. The most active lender was Countrywide Home Loans, with 249 applications, followed by Countrywide Bank FSB and Bank of America, N.A..

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in California.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,052
Total Mortgage Loan Application Amount $372,076,000
Average Mortgage Loan Application Amount $181,000
Highest Mortgage Loan Application Amount $722,000
Average Applicant Income $78,000
Highest Applicant Income $2,985,000
Download the California Lender List

Top Mortgage Lenders in Glenn County, CA (2007)

Ranked by the number of mortgage applications each lender reported in Glenn County, CA in 2007.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 Countrywide Home Loans
Westlake Village, CA
249 $46,697,000 $187,000 $74,000
2 Countrywide Bank FSB
Westlake Village, CA
137 $23,967,000 $174,000 $69,000
3 Bank of America, N.A.
Calabasas, CA
99 $17,799,000 $179,000 $78,000
4 Nationstar Mortgage
Coppell, TX
95 $21,486,000 $226,000 $62,000
5 Wells Fargo Bank, NA
Des Moines, IA
93 $16,917,000 $181,000 $90,000
6 Gateway Business Bank
Cerritos, CA
83 $12,940,000 $155,000 $60,000
7 Indymac Bank, F.S.B.
Pasadena, CA
76 $15,033,000 $197,000 $47,000
8 Beneficial Company LLC
Mettawa, IL
66 $10,989,000 $166,000 $66,000
9 Citimortgage, Inc
New York, NY
59 $8,647,000 $146,000 $70,000
10 National City Bank
Cleveland, OH
53 $10,572,000 $199,000 $83,000

See every lender active in Glenn County, CA in 2007 »

The tables below break down 2007 mortgage applications in Glenn County, CA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Glenn County, CA in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,349 $255,091,000 $189,000 $722,000 $73,000 $2,256,000
Home Purchase 500 $94,289,000 $188,000 $622,000 $91,000 $1,164,000
Home Improvement 203 $22,696,000 $111,000 $379,000 $76,000 $2,985,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,003 $188,934,000 $188,000 $590,000 $84,000 $1,409,000
Hispanic 476 $78,822,000 $165,000 $544,000 $73,000 $1,015,000
Not Provided 365 $67,899,000 $186,000 $722,000 $85,000 $2,985,000
Not applicable 145 $24,245,000 $167,000 $385,000 $25,000 $238,000
Asian 34 $6,664,000 $196,000 $408,000 $103,000 $300,000
American Indian or Alaskan Native 19 $3,546,000 $186,000 $496,000 $69,000 $180,000
Black or African American 8 $1,546,000 $193,000 $310,000 $82,000 $288,000
Native Hawaiian or Other Pacific Islander 2 $420,000 $210,000 $360,000 $30,000 $36,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,009 $363,907,000 $181,000 $722,000 $78,000 $2,985,000
FHA-insured (Federal Housing Administration) 30 $5,203,000 $173,000 $242,000 $51,000 $98,000
VA-guaranteed (Veterans Administration) 12 $2,777,000 $231,000 $305,000 $65,000 $102,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $189,000 $189,000 $189,000 $43,000 $43,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 681 $118,035,000 $173,000 $622,000 $80,000 $1,409,000
Application Denied By Financial Institution 512 $99,281,000 $193,000 $722,000 $86,000 $2,985,000
Loan Purchased By The Institution 358 $63,663,000 $177,000 $385,000 $51,000 $330,000
Application Withdrawn By Applicant 252 $45,264,000 $179,000 $453,000 $82,000 $2,256,000
Application Approved But Not Accepted 164 $26,389,000 $160,000 $417,000 $86,000 $1,164,000
File Closed For Incompleteness 85 $19,444,000 $228,000 $495,000 $101,000 $900,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 91 $21,174,000 $232,000 $544,000 $85,000 $700,000
Credit History 83 $14,415,000 $173,000 $722,000 $67,000 $313,000
Other 72 $14,117,000 $196,000 $497,000 $89,000 $294,000
Debt-To-Income Ratio 43 $8,126,000 $188,000 $396,000 $53,000 $148,000
Credit Application Incomplete 33 $6,522,000 $197,000 $590,000 $93,000 $298,000
Unverifiable Information 20 $3,718,000 $185,000 $361,000 $84,000 $344,000
Employment History 7 $1,039,000 $148,000 $260,000 $70,000 $96,000
Insufficient Cash (Downpayment, Closing Cost) 4 $1,179,000 $294,000 $326,000 $84,000 $162,000
Mortgage Insurance Denied 2 $500,000 $250,000 $276,000 $80,000 $97,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the California Lender List