Bsm Financial, L.P.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Bsm Financial, L.P. 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bsm Financial, L.P. 1301 Central Expressway South Allen, TX 75013 |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,282 |
| Total Mortgage Loan Application Amount | $1,883,758,000 |
| Average Mortgage Loan Application Amount | $140,387 |
| Highest Mortgage Loan Application Amount | $2,893,000 |
| Average Applicant Income | $61,564 |
| Highest Applicant Income | $2,870,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Bsm Financial, L.P.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bsm Financial, L.P.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Bsm Financial, L.P.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bsm Financial, L.P. serves its applicants.
Each category highlights the total number of mortgage applications processed by Bsm Financial, L.P., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bsm Financial, L.P.'s mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DALLAS-PLANO-IRVING, TX | 1,559 | $ 179,452,000 | $ 115,000 | $ 59,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 1,016 | $ 121,076,000 | $ 119,000 | $ 71,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 763 | $ 236,688,000 | $ 310,000 | $ 104,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 745 | $ 134,604,000 | $ 180,000 | $ 60,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 522 | $ 111,277,000 | $ 213,000 | $ 82,000 |
| SAN ANTONIO, TX | 515 | $ 49,082,000 | $ 95,000 | $ 53,000 |
| AUSTIN-ROUND ROCK, TX | 439 | $ 56,413,000 | $ 128,000 | $ 63,000 |
| FORT WORTH-ARLINGTON, TX | 432 | $ 50,296,000 | $ 116,000 | $ 69,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 250 | $ 85,158,000 | $ 340,000 | $ 133,000 |
| JACKSONVILLE, FL | 237 | $ 26,686,000 | $ 112,000 | $ 42,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 201 | $ 55,960,000 | $ 278,000 | $ 88,000 |
| PHILADELPHIA, PA | 188 | $ 26,481,000 | $ 140,000 | $ 63,000 |
| ALBUQUERQUE, NM | 187 | $ 23,160,000 | $ 123,000 | $ 57,000 |
| CAMDEN, NJ | 182 | $ 25,541,000 | $ 140,000 | $ 72,000 |
| EDISON, NJ | 176 | $ 36,377,000 | $ 206,000 | $ 95,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 163 | $ 21,124,000 | $ 129,000 | $ 46,000 |
| OKLAHOMA CITY, OK | 141 | $ 12,615,000 | $ 89,000 | $ 57,000 |
| BALTIMORE-TOWSON, MD | 123 | $ 18,953,000 | $ 154,000 | $ 60,000 |
| NEWARK-UNION, NJ-PA | 103 | $ 22,005,000 | $ 213,000 | $ 99,000 |
| COLUMBUS, OH | 67 | $ 12,391,000 | $ 184,000 | $ 106,000 |
| GREENVILLE, SC | 66 | $ 6,677,000 | $ 101,000 | $ 53,000 |
| TUCSON, AZ | 66 | $ 8,122,000 | $ 123,000 | $ 54,000 |
| ATLANTIC CITY, NJ | 59 | $ 10,378,000 | $ 175,000 | $ 66,000 |
| ORLANDO, FL | 57 | $ 7,421,000 | $ 130,000 | $ 53,000 |
| BEAUMONT-PORT ARTHUR, TX | 56 | $ 5,623,000 | $ 100,000 | $ 60,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 47 | $ 5,600,000 | $ 119,000 | $ 44,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 44 | $ 6,508,000 | $ 147,000 | $ 56,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 42 | $ 5,551,000 | $ 132,000 | $ 46,000 |
| OCEAN CITY, NJ | 42 | $ 8,206,000 | $ 195,000 | $ 101,000 |
| TULSA, OK | 42 | $ 3,844,000 | $ 91,000 | $ 35,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 34 | $ 5,387,000 | $ 158,000 | $ 50,000 |
| PRESCOTT, AZ | 34 | $ 5,257,000 | $ 154,000 | $ 61,000 |
| RALEIGH-CARY, NC | 33 | $ 4,369,000 | $ 132,000 | $ 45,000 |
| ANDERSON, SC | 31 | $ 3,385,000 | $ 109,000 | $ 48,000 |
| CORPUS CHRISTI, TX | 30 | $ 3,502,000 | $ 116,000 | $ 71,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 28 | $ 2,557,000 | $ 91,000 | $ 33,000 |
| TEXARKANA, TX-TEXARKANA, AR | 26 | $ 2,308,000 | $ 88,000 | $ 45,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 23 | $ 1,939,000 | $ 84,000 | $ 30,000 |
| COLLEGE STATION-BRYAN, TX | 22 | $ 1,937,000 | $ 88,000 | $ 36,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 22 | $ 1,948,000 | $ 88,000 | $ 43,000 |
| MCALLEN-EDINBURG-PHARR, TX | 22 | $ 2,961,000 | $ 134,000 | $ 66,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 22 | $ 3,174,000 | $ 144,000 | $ 60,000 |
| BAKERSFIELD, CA | 21 | $ 3,352,000 | $ 159,000 | $ 55,000 |
| EL PASO, TX | 21 | $ 2,491,000 | $ 118,000 | $ 81,000 |
| GREENSBORO-HIGH POINT, NC | 21 | $ 2,595,000 | $ 123,000 | $ 51,000 |
| NAPLES-MARCO ISLAND, FL | 21 | $ 3,656,000 | $ 174,000 | $ 80,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 21 | $ 3,605,000 | $ 171,000 | $ 29,000 |
| VICTORIA, TX | 20 | $ 1,955,000 | $ 97,000 | $ 56,000 |
| HICKORY-LENOIR-MORGANTON, NC | 19 | $ 1,806,000 | $ 95,000 | $ 46,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 19 | $ 2,071,000 | $ 109,000 | $ 34,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 19 | $ 2,981,000 | $ 156,000 | $ 54,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 19 | $ 3,486,000 | $ 183,000 | $ 42,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 18 | $ 4,238,000 | $ 235,000 | $ 151,000 |
| FAYETTEVILLE, NC | 18 | $ 1,604,000 | $ 89,000 | $ 34,000 |
| RICHMOND, VA | 18 | $ 2,438,000 | $ 135,000 | $ 46,000 |
| LAKELAND, FL | 17 | $ 1,827,000 | $ 107,000 | $ 64,000 |
| SPARTANBURG, SC | 17 | $ 1,907,000 | $ 112,000 | $ 47,000 |
| COLORADO SPRINGS, CO | 16 | $ 3,032,000 | $ 189,000 | $ 69,000 |
| COLUMBIA, SC | 16 | $ 1,789,000 | $ 111,000 | $ 56,000 |
| FLAGSTAFF, AZ | 16 | $ 2,512,000 | $ 157,000 | $ 54,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 16 | $ 2,111,000 | $ 131,000 | $ 36,000 |
| BROWNSVILLE-HARLINGEN, TX | 15 | $ 1,287,000 | $ 85,000 | $ 51,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 15 | $ 2,054,000 | $ 136,000 | $ 69,000 |
| TRENTON-EWING, NJ | 15 | $ 2,122,000 | $ 141,000 | $ 50,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 15 | $ 1,519,000 | $ 101,000 | $ 45,000 |
| CAPE CORAL-FORT MYERS, FL | 14 | $ 1,880,000 | $ 134,000 | $ 45,000 |
| DURHAM, NC | 14 | $ 1,668,000 | $ 119,000 | $ 56,000 |
| SANTA FE, NM | 14 | $ 2,016,000 | $ 144,000 | $ 74,000 |
| WACO, TX | 13 | $ 1,128,000 | $ 86,000 | $ 45,000 |
| WILMINGTON, NC | 13 | $ 1,660,000 | $ 127,000 | $ 52,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 12 | $ 1,171,000 | $ 97,000 | $ 37,000 |
| BIRMINGHAM-HOOVER, AL | 12 | $ 1,368,000 | $ 114,000 | $ 58,000 |
| OCALA, FL | 12 | $ 1,139,000 | $ 94,000 | $ 37,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 12 | $ 3,583,000 | $ 298,000 | $ 93,000 |
| YAKIMA, WA | 12 | $ 1,553,000 | $ 129,000 | $ 46,000 |
| SHREVEPORT-BOSSIER CITY, LA | 11 | $ 1,322,000 | $ 120,000 | $ 60,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 10 | $ 2,677,000 | $ 267,000 | $ 79,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 10 | $ 1,365,000 | $ 136,000 | $ 52,000 |
| SALEM, OR | 10 | $ 1,328,000 | $ 132,000 | $ 83,000 |
| SHERMAN-DENISON, TX | 10 | $ 996,000 | $ 99,000 | $ 48,000 |
| ASHEVILLE, NC | 9 | $ 1,078,000 | $ 119,000 | $ 144,000 |
| ATHENS-CLARKE COUNTY, GA | 9 | $ 1,022,000 | $ 113,000 | $ 32,000 |
| BURLINGTON, NC | 9 | $ 828,000 | $ 92,000 | $ 49,000 |
| DENVER-AURORA, CO | 9 | $ 1,534,000 | $ 170,000 | $ 79,000 |
| GOLDSBORO, NC | 9 | $ 793,000 | $ 88,000 | $ 44,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 9 | $ 1,146,000 | $ 127,000 | $ 69,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 9 | $ 2,126,000 | $ 236,000 | $ 101,000 |
| ABILENE, TX | 8 | $ 526,000 | $ 65,000 | $ 40,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 8 | $ 758,000 | $ 94,000 | $ 33,000 |
| SANTA ROSA-PETALUMA, CA | 8 | $ 2,000,000 | $ 250,000 | $ 130,000 |
| STOCKTON, CA | 8 | $ 1,430,000 | $ 178,000 | $ 79,000 |
| WINSTON-SALEM, NC | 8 | $ 847,000 | $ 105,000 | $ 46,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 7 | $ 811,000 | $ 115,000 | $ 46,000 |
| EL CENTRO, CA | 7 | $ 1,025,000 | $ 146,000 | $ 60,000 |
| EUGENE-SPRINGFIELD, OR | 7 | $ 1,009,000 | $ 144,000 | $ 56,000 |
| GREENVILLE, NC | 7 | $ 730,000 | $ 104,000 | $ 33,000 |
| KNOXVILLE, TN | 7 | $ 980,000 | $ 140,000 | $ 51,000 |
| ODESSA, TX | 7 | $ 573,000 | $ 81,000 | $ 48,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 7 | $ 2,622,000 | $ 374,000 | $ 133,000 |
| SAVANNAH, GA | 7 | $ 923,000 | $ 131,000 | $ 51,000 |
| TYLER, TX | 7 | $ 1,555,000 | $ 222,000 | $ 146,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 6 | $ 1,082,000 | $ 180,000 | $ 87,000 |
| LAS VEGAS-PARADISE, NV | 6 | $ 1,078,000 | $ 179,000 | $ 141,000 |
| LONGVIEW, TX | 6 | $ 591,000 | $ 98,000 | $ 60,000 |
| MEMPHIS, TN-MS-AR | 6 | $ 790,000 | $ 131,000 | $ 45,000 |
| MIDLAND, TX | 6 | $ 587,000 | $ 97,000 | $ 63,000 |
| MONTGOMERY, AL | 6 | $ 686,000 | $ 114,000 | $ 63,000 |
| PITTSBURGH, PA | 6 | $ 512,000 | $ 85,000 | $ 43,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 6 | $ 817,000 | $ 136,000 | $ 53,000 |
| SARASOTA-BRADENTON-VENICE, FL | 6 | $ 744,000 | $ 124,000 | $ 64,000 |
| TACOMA, WA | 6 | $ 1,026,000 | $ 171,000 | $ 87,000 |
| VISALIA-PORTERVILLE, CA | 6 | $ 866,000 | $ 144,000 | $ 48,000 |
| YUBA CITY, CA | 6 | $ 962,000 | $ 160,000 | $ 101,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 5 | $ 654,000 | $ 130,000 | $ 43,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 5 | $ 581,000 | $ 116,000 | $ 45,000 |
| CHATTANOOGA, TN-GA | 5 | $ 484,000 | $ 96,000 | $ 38,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 5 | $ 725,000 | $ 145,000 | $ 60,000 |
| FARMINGTON, NM | 5 | $ 593,000 | $ 118,000 | $ 55,000 |
| GAINESVILLE, FL | 5 | $ 630,000 | $ 126,000 | $ 54,000 |
| INDIANAPOLIS, IN | 5 | $ 703,000 | $ 140,000 | $ 49,000 |
| MADERA, CA | 5 | $ 960,000 | $ 192,000 | $ 99,000 |
| PUNTA GORDA, FL | 5 | $ 531,000 | $ 106,000 | $ 43,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 5 | $ 2,233,000 | $ 446,000 | $ 183,000 |
| WARNER ROBINS, GA | 5 | $ 327,000 | $ 65,000 | $ 74,000 |
| BOSTON-QUINCY, MA | 4 | $ 869,000 | $ 217,000 | $ 69,000 |
| BREMERTON-SILVERDALE, WA | 4 | $ 727,000 | $ 181,000 | $ 67,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 4 | $ 1,003,000 | $ 250,000 | $ 91,000 |
| CHAMPAIGN-URBANA, IL | 4 | $ 457,000 | $ 114,000 | $ 48,000 |
| COLUMBUS, GA-AL | 4 | $ 329,000 | $ 82,000 | $ 42,000 |
| FLORENCE, SC | 4 | $ 421,000 | $ 105,000 | $ 44,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 4 | $ 483,000 | $ 120,000 | $ 39,000 |
| JONESBORO, AR | 4 | $ 342,000 | $ 85,000 | $ 0 |
| KANSAS CITY, MO-KS | 4 | $ 250,000 | $ 62,000 | $ 58,000 |
| MACON, GA | 4 | $ 322,000 | $ 80,000 | $ 45,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 925,000 | $ 231,000 | $ 68,000 |
| ROCKY MOUNT, NC | 4 | $ 317,000 | $ 79,000 | $ 31,000 |
| SAN ANGELO, TX | 4 | $ 462,000 | $ 115,000 | $ 41,000 |
| SUMTER, SC | 4 | $ 334,000 | $ 83,000 | $ 44,000 |
| BEND, OR | 3 | $ 405,000 | $ 135,000 | $ 82,000 |
| CHICO, CA | 3 | $ 1,017,000 | $ 339,000 | $ 69,000 |
| CORVALLIS, OR | 3 | $ 486,000 | $ 162,000 | $ 71,000 |
| FORT SMITH, AR-OK | 3 | $ 271,000 | $ 90,000 | $ 15,000 |
| FRESNO, CA | 3 | $ 641,000 | $ 213,000 | $ 95,000 |
| GULFPORT-BILOXI, MS | 3 | $ 278,000 | $ 92,000 | $ 169,000 |
| JACKSONVILLE, NC | 3 | $ 298,000 | $ 99,000 | $ 52,000 |
| LAREDO, TX | 3 | $ 435,000 | $ 145,000 | $ 58,000 |
| LUBBOCK, TX | 3 | $ 294,000 | $ 98,000 | $ 189,000 |
| LYNCHBURG, VA | 3 | $ 430,000 | $ 143,000 | $ 62,000 |
| MODESTO, CA | 3 | $ 524,000 | $ 174,000 | $ 82,000 |
| OLYMPIA, WA | 3 | $ 331,000 | $ 110,000 | $ 43,000 |
| REDDING, CA | 3 | $ 367,000 | $ 122,000 | $ 43,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 3 | $ 1,269,000 | $ 423,000 | $ 113,000 |
| SPOKANE, WA | 3 | $ 359,000 | $ 119,000 | $ 56,000 |
| TALLAHASSEE, FL | 3 | $ 258,000 | $ 86,000 | $ 44,000 |
| WICHITA FALLS, TX | 3 | $ 232,000 | $ 77,000 | $ 120,000 |
| YORK-HANOVER, PA | 3 | $ 285,000 | $ 95,000 | $ 44,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 3 | $ 446,000 | $ 148,000 | $ 57,000 |
| YUMA, AZ | 3 | $ 328,000 | $ 109,000 | $ 51,000 |
| BATON ROUGE, LA | 2 | $ 178,000 | $ 89,000 | $ 39,000 |
| DALTON, GA | 2 | $ 317,000 | $ 158,000 | $ 70,000 |
| DAYTON, OH | 2 | $ 215,000 | $ 107,000 | $ 52,000 |
| HANFORD-CORCORAN, CA | 2 | $ 244,000 | $ 122,000 | $ 70,000 |
| KANKAKEE-BRADLEY, IL | 2 | $ 207,000 | $ 103,000 | $ 60,000 |
| LAFAYETTE, LA | 2 | $ 145,000 | $ 72,000 | $ 35,000 |
| LANCASTER, PA | 2 | $ 261,000 | $ 130,000 | $ 25,000 |
| LAS CRUCES, NM | 2 | $ 138,000 | $ 69,000 | $ 35,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 161,000 | $ 80,000 | $ 48,000 |
| MEDFORD, OR | 2 | $ 309,000 | $ 154,000 | $ 53,000 |
| MERCED, CA | 2 | $ 399,000 | $ 199,000 | $ 46,000 |
| MONROE, LA | 2 | $ 294,000 | $ 147,000 | $ 71,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 299,000 | $ 149,000 | $ 53,000 |
| READING, PA | 2 | $ 329,000 | $ 164,000 | $ 71,000 |
| SCRANTON--WILKES-BARRE, PA | 2 | $ 244,000 | $ 122,000 | $ 54,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 2 | $ 296,000 | $ 148,000 | $ 42,000 |
| SPRINGFIELD, MO | 2 | $ 73,000 | $ 36,000 | $ 114,000 |
| SPRINGFIELD, OH | 2 | $ 184,000 | $ 92,000 | $ 44,000 |
| ST. LOUIS, MO-IL | 2 | $ 208,000 | $ 104,000 | $ 31,000 |
| WENATCHEE, WA | 2 | $ 260,000 | $ 130,000 | $ 31,000 |
| WORCESTER, MA | 2 | $ 356,000 | $ 178,000 | $ 71,000 |
| AKRON, OH | 1 | $ 220,000 | $ 220,000 | $ 79,000 |
| ANNISTON-OXFORD, AL | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| BARNSTABLE TOWN, MA | 1 | $ 117,000 | $ 117,000 | $ 0 |
| CANTON-MASSILLON, OH | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| CHARLOTTESVILLE, VA | 1 | $ 106,000 | $ 106,000 | $ 96,000 |
| DANVILLE, VA | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| ESSEX COUNTY, MA | 1 | $ 334,000 | $ 334,000 | $ 103,000 |
| EVANSVILLE, IN-KY | 1 | $ 142,000 | $ 142,000 | $ 74,000 |
| GADSDEN, AL | 1 | $ 66,000 | $ 66,000 | $ 22,000 |
| GRAND JUNCTION, CO | 1 | $ 112,000 | $ 112,000 | $ 69,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 178,000 | $ 178,000 | $ 56,000 |
| JACKSON, TN | 1 | $ 112,000 | $ 112,000 | $ 39,000 |
| JOHNSON CITY, TN | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1 | $ 63,000 | $ 63,000 | $ 36,000 |
| LAWTON, OK | 1 | $ 83,000 | $ 83,000 | $ 22,000 |
| LONGVIEW, WA | 1 | $ 153,000 | $ 153,000 | $ 56,000 |
| LOUISVILLE, KY-IN | 1 | $ 279,000 | $ 279,000 | $ 150,000 |
| MANSFIELD, OH | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| MOBILE, AL | 1 | $ 120,000 | $ 120,000 | $ 61,000 |
| MORRISTOWN, TN | 1 | $ 148,000 | $ 148,000 | $ 53,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 1 | $ 121,000 | $ 121,000 | $ 43,000 |
| PANAMA CITY-LYNN HAVEN, FL | 1 | $ 106,000 | $ 106,000 | $ 0 |
| PEORIA, IL | 1 | $ 109,000 | $ 109,000 | $ 0 |
| PINE BLUFF, AR | 1 | $ 86,000 | $ 86,000 | $ 0 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 1 | $ 164,000 | $ 164,000 | $ 0 |
| ROANOKE, VA | 1 | $ 96,000 | $ 96,000 | $ 40,000 |
| SALISBURY, MD | 1 | $ 148,000 | $ 148,000 | $ 69,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 202,000 | $ 202,000 | $ 86,000 |
| TOLEDO, OH | 1 | $ 125,000 | $ 125,000 | $ 27,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 368,000 | $ 368,000 | $ 92,000 |
| VERO BEACH, FL | 1 | $ 31,000 | $ 31,000 | $ 54,000 |
| WINCHESTER, VA-WV | 1 | $ 244,000 | $ 244,000 | $ 104,000 |
Mortgage Loan Application Detail Totals for Bsm Financial, L.P. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,332 | $873,043,000 | $138,968 | $2,560,000 | $65,343 | $2,870,000 |
| Refinancing | 5,950 | $1,010,715,000 | $141,900 | $2,893,000 | $57,533 | $1,176,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,525 | $1,205,803,000 | $141,129 | $2,560,000 | $66,548 | $2,870,000 |
| Hispanic | 1,740 | $233,523,000 | $129,727 | $899,000 | $49,863 | $1,074,000 |
| Not Provided | 1,577 | $200,602,000 | $126,074 | $1,000,000 | $49,185 | $1,124,000 |
| Black or African American | 779 | $103,143,000 | $121,500 | $600,000 | $46,791 | $694,000 |
| Asian | 590 | $130,080,000 | $178,111 | $2,893,000 | $97,166 | $944,000 |
| American Indian or Alaskan Native | 45 | $6,121,000 | $108,181 | $560,000 | $55,272 | $196,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $4,486,000 | $186,500 | $378,000 | $63,333 | $148,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,026 | $1,403,078,000 | $150,677 | $2,893,000 | $77,774 | $2,870,000 |
| FHA-insured (Federal Housing Administration) | 3,847 | $422,366,000 | $119,612 | $413,000 | $37,806 | $2,182,000 |
| VA-guaranteed (Veterans Administration) | 409 | $58,314,000 | $147,791 | $311,000 | $43,541 | $170,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,295 | $1,407,162,000 | $139,133 | $1,950,000 | $59,900 | $2,870,000 |
| Application Denied By Financial Institution | 1,142 | $175,503,000 | $146,666 | $1,225,000 | $71,925 | $1,186,000 |
| Application Approved But Not Accepted | 879 | $156,133,000 | $141,000 | $2,893,000 | $53,416 | $944,000 |
| Application Withdrawn By Applicant | 723 | $105,620,000 | $135,357 | $2,560,000 | $57,678 | $1,025,000 |
| File Closed For Incompleteness | 222 | $35,690,000 | $137,157 | $1,356,000 | $60,210 | $1,176,000 |
| Preapproval Denied by Financial Institution | 19 | $3,503,000 | $184,000 | $520,000 | $52,000 | $118,000 |
| Preapproval Approved but not Accepted | 2 | $147,000 | $73,000 | $102,000 | $33,000 | $36,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 334 | $54,088,000 | $126,631 | $1,200,000 | $59,736 | $600,000 |
| Other | 267 | $42,208,000 | $128,714 | $1,225,000 | $74,761 | $1,074,000 |
| Unverifiable Information | 165 | $27,854,000 | $159,722 | $1,027,000 | $80,277 | $840,000 |
| Debt-To-Income Ratio | 143 | $19,940,000 | $131,133 | $698,000 | $39,666 | $241,000 |
| Collateral | 123 | $17,371,000 | $165,105 | $576,000 | $78,947 | $1,186,000 |
| Credit Application Incomplete | 82 | $11,081,000 | $268,000 | $620,000 | $99,833 | $246,000 |
| Employment History | 30 | $3,982,000 | $131,444 | $401,000 | $49,777 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $2,341,000 | $137,142 | $334,000 | $84,142 | $185,000 |
| Mortgage Insurance Denied | 2 | $141,000 | $70,000 | $89,000 | $28,000 | $57,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bsm Financial, L.P.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bsm Financial, L.P.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.