Bsm Financial, L.P. Mortgage Lending & HMDA Data, 2004

In 2004, Bsm Financial, L.P. of Allen, TX reported 12,282 mortgage applications totaling $1.9 billion, down 26% from 2003. The average application was for $153,375, and applicants reported an average income of $66,523. 76% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Dallas-Plano-Irving, TX (1,559), Houston-Baytown-Sugar Land, TX (1,016) and San Diego-Carlsbad-San Marcos, CA (763) (applications in parentheses).

Mortgage Company & Address Bsm Financial, L.P.
1301 Central Expressway South
Allen, TX 75013
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 12,282
Total Mortgage Loan Application Amount $1,883,758,000
Average Mortgage Loan Application Amount $153,375
Highest Mortgage Loan Application Amount $2,893,000
Average Applicant Income $66,523
Highest Applicant Income $2,870,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bsm Financial, L.P. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bsm Financial, L.P. by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Dallas, Texas 828 $ 87,077,000 $ 105,165 $ 54,000
San Diego, California 763 $ 236,688,000 $ 310,207 $ 104,000
Maricopa, Arizona 699 $ 128,396,000 $ 183,685 $ 63,000
Harris, Texas 596 $ 66,526,000 $ 111,620 $ 65,000
Bexar, Texas 407 $ 37,319,000 $ 91,692 $ 50,000
Tarrant, Texas 391 $ 45,757,000 $ 117,025 $ 68,000
Collin, Texas 328 $ 45,673,000 $ 139,246 $ 69,000
Riverside, California 309 $ 67,663,000 $ 218,974 $ 82,000
Orange, California 250 $ 85,158,000 $ 340,632 $ 133,000
Denton, Texas 214 $ 26,650,000 $ 124,532 $ 66,000
San Bernardino, California 213 $ 43,614,000 $ 204,760 $ 81,000
Travis, Texas 206 $ 27,447,000 $ 133,237 $ 66,000
Los Angeles, California 201 $ 55,960,000 $ 278,407 $ 88,000
Montgomery, Texas 148 $ 19,419,000 $ 131,209 $ 75,000
Duval, Florida 141 $ 16,026,000 $ 113,659 $ 42,000
Bernalillo, New Mexico 131 $ 15,964,000 $ 121,862 $ 55,000
Williamson, Texas 122 $ 15,283,000 $ 125,270 $ 62,000
Oklahoma, Oklahoma 94 $ 7,656,000 $ 81,446 $ 14,000
Fort Bend, Texas 88 $ 12,372,000 $ 140,590 $ 82,000
Galveston, Texas 85 $ 10,389,000 $ 122,223 $ 72,000
Kaufman, Texas 81 $ 8,665,000 $ 106,975 $ 58,000
Camden, New Jersey 80 $ 9,849,000 $ 123,112 $ 65,000
Bergen, New Jersey 79 $ 24,699,000 $ 312,645 $ 95,000
Ocean, New Jersey 79 $ 14,646,000 $ 185,392 $ 95,000
Brazoria, Texas 77 $ 9,927,000 $ 128,922 $ 73,000
Hays, Texas 74 $ 9,517,000 $ 128,608 $ 66,000
Passaic, New Jersey 68 $ 16,439,000 $ 241,750 $ 85,000
Pima, Arizona 66 $ 8,122,000 $ 123,060 $ 54,000
Atlantic, New Jersey 59 $ 10,378,000 $ 175,898 $ 66,000
Middlesex, New Jersey 58 $ 12,740,000 $ 219,655 $ 70,000
Montgomery, Pennsylvania 57 $ 9,147,000 $ 160,473 $ 55,000
Philadelphia, Pennsylvania 56 $ 6,530,000 $ 116,607 $ 55,000
Burlington, New Jersey 55 $ 9,046,000 $ 164,472 $ 83,000
Comal, Texas 53 $ 5,280,000 $ 99,622 $ 64,000
Greenville, South Carolina 50 $ 4,647,000 $ 92,940 $ 42,000
Franklin, Ohio 49 $ 9,255,000 $ 188,877 $ 111,000
Gloucester, New Jersey 47 $ 6,646,000 $ 141,404 $ 71,000
Delaware, Pennsylvania 47 $ 5,821,000 $ 123,851 $ 69,000
Pinal, Arizona 46 $ 6,208,000 $ 134,956 $ 49,000
Sandoval, New Mexico 46 $ 6,318,000 $ 137,347 $ 66,000
Broward, Florida 44 $ 6,508,000 $ 147,909 $ 56,000
Cape May, New Jersey 42 $ 8,206,000 $ 195,380 $ 101,000
Clay, Florida 40 $ 4,454,000 $ 111,350 $ 45,000
Rockwall, Texas 40 $ 4,563,000 $ 114,075 $ 53,000
Hunt, Texas 38 $ 3,677,000 $ 96,763 $ 42,000
Hudson, New Jersey 37 $ 10,038,000 $ 271,297 $ 92,000
Baltimore, Maryland 36 $ 5,367,000 $ 149,083 $ 41,000
Essex, New Jersey 36 $ 7,623,000 $ 211,750 $ 127,000
Yavapai, Arizona 34 $ 5,257,000 $ 154,617 $ 61,000
St. Johns, Florida 34 $ 3,901,000 $ 114,735 $ 38,000
Sussex, New Jersey 33 $ 5,941,000 $ 180,030 $ 74,000
Craven, North Carolina 33 $ 3,299,000 $ 99,969 $ 42,000
Orange, Texas 32 $ 3,170,000 $ 99,062 $ 55,000
Anne Arundel, Maryland 31 $ 5,644,000 $ 182,064 $ 40,000
Anderson, South Carolina 31 $ 3,385,000 $ 109,193 $ 48,000
Bastrop, Texas 31 $ 3,619,000 $ 116,741 $ 46,000
Ellis, Texas 30 $ 3,147,000 $ 104,900 $ 60,000
Orange, Florida 29 $ 3,495,000 $ 120,517 $ 56,000
Wake, North Carolina 26 $ 3,541,000 $ 136,192 $ 40,000
Bowie, Texas 26 $ 2,308,000 $ 88,769 $ 45,000
Prince George's, Maryland 25 $ 4,893,000 $ 195,720 $ 68,000
Mecklenburg, North Carolina 25 $ 2,881,000 $ 115,240 $ 53,000
Cook, Illinois 24 $ 2,894,000 $ 120,583 $ 50,000
Somerset, New Jersey 24 $ 4,735,000 $ 197,291 $ 88,000
Johnson, Texas 24 $ 2,464,000 $ 102,666 $ 68,000
Baltimore City, Maryland 23 $ 2,281,000 $ 99,173 $ 63,000
Nueces, Texas 23 $ 2,647,000 $ 115,086 $ 74,000
Palm Beach, Florida 22 $ 3,174,000 $ 144,272 $ 60,000
Guadalupe, Texas 22 $ 2,483,000 $ 112,863 $ 51,000
Hidalgo, Texas 22 $ 2,961,000 $ 134,590 $ 66,000
Jefferson, Texas 22 $ 2,251,000 $ 102,318 $ 63,000
Kern, California 21 $ 3,352,000 $ 159,619 $ 55,000
Collier, Florida 21 $ 3,656,000 $ 174,095 $ 80,000
DeKalb, Georgia 21 $ 2,516,000 $ 119,809 $ 42,000
Brazos, Texas 21 $ 1,868,000 $ 88,952 $ 37,000
El Paso, Texas 21 $ 2,491,000 $ 118,619 $ 81,000
Nassau, Florida 20 $ 2,083,000 $ 104,150 $ 40,000
Gwinnett, Georgia 20 $ 3,358,000 $ 167,900 $ 106,000
Canadian, Oklahoma 20 $ 1,664,000 $ 83,200 $ 110,000
Victoria, Texas 20 $ 1,955,000 $ 97,750 $ 56,000
Cochise, Arizona 19 $ 2,610,000 $ 137,368 $ 66,000
Hillsborough, Florida 19 $ 2,528,000 $ 133,052 $ 57,000
Morris, New Jersey 19 $ 5,491,000 $ 289,000 $ 108,000
Tulsa, Oklahoma 19 $ 1,567,000 $ 82,473 $ 22,000
Bucks, Pennsylvania 19 $ 3,402,000 $ 179,052 $ 83,000
Horry, South Carolina 19 $ 2,071,000 $ 109,000 $ 34,000
Cumberland, North Carolina 18 $ 1,604,000 $ 89,111 $ 34,000
Cleveland, Oklahoma 18 $ 2,251,000 $ 125,055 $ 68,000
Beaufort, South Carolina 18 $ 2,596,000 $ 144,222 $ 54,000
Bell, Texas 18 $ 1,612,000 $ 89,555 $ 46,000
Polk, Florida 17 $ 1,827,000 $ 107,470 $ 64,000
Clayton, Georgia 17 $ 1,819,000 $ 107,000 $ 0
Spartanburg, South Carolina 17 $ 1,907,000 $ 112,176 $ 47,000
Coconino, Arizona 16 $ 2,512,000 $ 157,000 $ 54,000
El Paso, Colorado 16 $ 3,032,000 $ 189,500 $ 69,000
Miami-Dade, Florida 16 $ 2,111,000 $ 131,937 $ 36,000
Aiken, South Carolina 16 $ 1,526,000 $ 95,375 $ 45,000
Sacramento, California 15 $ 2,651,000 $ 176,733 $ 40,000
Pinellas, Florida 15 $ 1,660,000 $ 110,666 $ 36,000
Cobb, Georgia 15 $ 2,093,000 $ 139,533 $ 20,000
Cumberland, New Jersey 15 $ 1,519,000 $ 101,266 $ 45,000
Mercer, New Jersey 15 $ 2,122,000 $ 141,466 $ 50,000
Monmouth, New Jersey 15 $ 4,256,000 $ 283,733 $ 160,000
Pickens, South Carolina 15 $ 1,859,000 $ 123,933 $ 81,000
Cameron, Texas 15 $ 1,287,000 $ 85,800 $ 51,000
Navarro, Texas 15 $ 1,426,000 $ 95,066 $ 50,000
Saline, Arkansas 14 $ 1,247,000 $ 89,071 $ 21,000
Lee, Florida 14 $ 1,880,000 $ 134,285 $ 45,000
Santa Fe, New Mexico 14 $ 2,016,000 $ 144,000 $ 74,000
Guilford, North Carolina 14 $ 2,050,000 $ 146,428 $ 58,000
Medina, Texas 14 $ 1,643,000 $ 117,357 $ 51,000
Putnam, Georgia 13 $ 1,045,000 $ 80,384 $ 49,000
Harford, Maryland 13 $ 1,758,000 $ 135,230 $ 65,000
McLennan, Texas 13 $ 1,128,000 $ 86,769 $ 45,000
Van Zandt, Texas 13 $ 1,305,000 $ 100,384 $ 54,000
Wilson, Texas 13 $ 1,423,000 $ 109,461 $ 51,000
Benton, Arkansas 12 $ 958,000 $ 79,833 $ 32,000
Ventura, California 12 $ 3,583,000 $ 298,583 $ 93,000
Marion, Florida 12 $ 1,139,000 $ 94,916 $ 37,000
Seminole, Florida 12 $ 2,148,000 $ 179,000 $ 67,000
Lumpkin, Georgia 12 $ 1,347,000 $ 112,250 $ 46,000
Howard, Maryland 12 $ 2,547,000 $ 212,250 $ 96,000
Montgomery, Maryland 12 $ 3,180,000 $ 265,000 $ 248,000
Worcester, Maryland 12 $ 2,394,000 $ 199,500 $ 91,000
Union, New Jersey 12 $ 2,650,000 $ 220,833 $ 69,000
Douglas, Oregon 12 $ 1,573,000 $ 131,083 $ 40,000
Parker, Texas 12 $ 1,525,000 $ 127,083 $ 83,000
Yakima, Washington 12 $ 1,553,000 $ 129,416 $ 46,000
Osceola, Florida 11 $ 1,328,000 $ 120,727 $ 39,000
Creek, Oklahoma 11 $ 893,000 $ 81,181 $ 29,000
Washington, Arkansas 10 $ 890,000 $ 89,000 $ 32,000
Brunswick, North Carolina 10 $ 1,285,000 $ 128,500 $ 55,000
Carteret, North Carolina 10 $ 994,000 $ 99,400 $ 60,000
Oconee, South Carolina 10 $ 937,000 $ 93,700 $ 47,000
Grayson, Texas 10 $ 996,000 $ 99,600 $ 48,000
Virginia Beach, Virginia 10 $ 1,934,000 $ 193,400 $ 51,000
Apache, Arizona 9 $ 578,000 $ 64,222 $ 93,000
San Luis Obispo, California 9 $ 2,126,000 $ 236,222 $ 101,000
Barrow, Georgia 9 $ 1,166,000 $ 129,555 $ 26,000
Henry, Georgia 9 $ 1,170,000 $ 130,000 $ 22,000
Jackson, Georgia 9 $ 1,189,000 $ 132,111 $ 45,000
Alamance, North Carolina 9 $ 828,000 $ 92,000 $ 49,000
Gaston, North Carolina 9 $ 852,000 $ 94,666 $ 34,000
Wayne, North Carolina 9 $ 793,000 $ 88,111 $ 44,000
Chester, Pennsylvania 9 $ 1,581,000 $ 175,666 $ 88,000
Richland, South Carolina 9 $ 661,000 $ 73,444 $ 50,000
Liberty, Texas 9 $ 879,000 $ 97,666 $ 58,000
Wood, Texas 9 $ 1,060,000 $ 117,777 $ 71,000
Benton, Washington 9 $ 1,146,000 $ 127,333 $ 69,000
San Joaquin, California 8 $ 1,430,000 $ 178,750 $ 79,000
Sonoma, California 8 $ 2,000,000 $ 250,000 $ 130,000
Hernando, Florida 8 $ 908,000 $ 113,500 $ 43,000
Hart, Georgia 8 $ 708,000 $ 88,500 $ 38,000
Newton, Georgia 8 $ 988,000 $ 123,500 $ 29,000
Caddo, Louisiana 8 $ 1,018,000 $ 127,250 $ 65,000
Buncombe, North Carolina 8 $ 980,000 $ 122,500 $ 162,000
Burke, North Carolina 8 $ 725,000 $ 90,625 $ 48,000
Sampson, North Carolina 8 $ 727,000 $ 90,875 $ 36,000
Burnet, Texas 8 $ 997,000 $ 124,625 $ 80,000
Fairfax, Virginia 8 $ 2,263,000 $ 282,875 $ 50,000
Henrico, Virginia 8 $ 1,207,000 $ 150,875 $ 64,000
Imperial, California 7 $ 1,025,000 $ 146,428 $ 60,000
Santa Barbara, California 7 $ 2,622,000 $ 374,571 $ 133,000
Forsyth, Georgia 7 $ 929,000 $ 132,714 $ 42,000
Fulton, Georgia 7 $ 896,000 $ 128,000 $ 52,000
McDuffie, Georgia 7 $ 635,000 $ 90,714 $ 38,000
Carroll, Maryland 7 $ 1,195,000 $ 170,714 $ 75,000
Caldwell, North Carolina 7 $ 558,000 $ 79,714 $ 58,000
Durham, North Carolina 7 $ 744,000 $ 106,285 $ 64,000
Forsyth, North Carolina 7 $ 763,000 $ 109,000 $ 43,000
Pitt, North Carolina 7 $ 730,000 $ 104,285 $ 33,000
Stanly, North Carolina 7 $ 771,000 $ 110,142 $ 77,000
Lane, Oregon 7 $ 1,009,000 $ 144,142 $ 56,000
Marion, Oregon 7 $ 956,000 $ 136,571 $ 58,000
Cass, Texas 7 $ 560,000 $ 80,000 $ 37,000
Ector, Texas 7 $ 573,000 $ 81,857 $ 48,000
Smith, Texas 7 $ 1,555,000 $ 222,142 $ 146,000
Taylor, Texas 7 $ 479,000 $ 68,428 $ 42,000
Titus, Texas 7 $ 635,000 $ 90,714 $ 79,000
Walker, Texas 7 $ 834,000 $ 119,142 $ 68,000
Waller, Texas 7 $ 874,000 $ 124,857 $ 66,000
Navajo, Arizona 6 $ 1,058,000 $ 176,333 $ 104,000
Lonoke, Arkansas 6 $ 591,000 $ 98,500 $ 47,000
Pulaski, Arkansas 6 $ 540,000 $ 90,000 $ 37,000
Tulare, California 6 $ 866,000 $ 144,333 $ 48,000
Santa Rosa, Florida 6 $ 1,029,000 $ 171,500 $ 64,000
Banks, Georgia 6 $ 555,000 $ 92,500 $ 40,000
Cherokee, Georgia 6 $ 850,000 $ 141,666 $ 66,000
Coweta, Georgia 6 $ 848,000 $ 141,333 $ 45,000
Douglas, Georgia 6 $ 718,000 $ 119,666 $ 57,000
St. Tammany, Louisiana 6 $ 943,000 $ 157,166 $ 71,000
Frederick, Maryland 6 $ 1,058,000 $ 176,333 $ 53,000
Clark, Nevada 6 $ 1,078,000 $ 179,666 $ 141,000
Valencia, New Mexico 6 $ 462,000 $ 77,000 $ 52,000
Cleveland, North Carolina 6 $ 534,000 $ 89,000 $ 41,000
Harnett, North Carolina 6 $ 623,000 $ 103,833 $ 42,000
Highland, Ohio 6 $ 592,000 $ 98,666 $ 45,000
Wagoner, Oklahoma 6 $ 674,000 $ 112,333 $ 44,000
Coos, Oregon 6 $ 792,000 $ 132,000 $ 51,000
Linn, Oregon 6 $ 684,000 $ 114,000 $ 54,000
Washington, Oregon 6 $ 974,000 $ 162,333 $ 63,000
York, South Carolina 6 $ 973,000 $ 162,166 $ 56,000
Davidson, Tennessee 6 $ 553,000 $ 92,166 $ 32,000
Shelby, Tennessee 6 $ 790,000 $ 131,666 $ 45,000
Caldwell, Texas 6 $ 547,000 $ 91,166 $ 54,000
Fannin, Texas 6 $ 477,000 $ 79,500 $ 89,000
Gillespie, Texas 6 $ 708,000 $ 118,000 $ 45,000
Kerr, Texas 6 $ 948,000 $ 158,000 $ 95,000
Leon, Texas 6 $ 660,000 $ 110,000 $ 57,000
Midland, Texas 6 $ 587,000 $ 97,833 $ 63,000
San Patricio, Texas 6 $ 652,000 $ 108,666 $ 54,000
Washington, Texas 6 $ 740,000 $ 123,333 $ 68,000
Pierce, Washington 6 $ 1,026,000 $ 171,000 $ 87,000
Mohave, Arizona 5 $ 894,000 $ 178,800 $ 62,000
Alameda, California 5 $ 1,451,000 $ 290,200 $ 84,000
Contra Costa, California 5 $ 1,226,000 $ 245,200 $ 76,000
Humboldt, California 5 $ 801,000 $ 160,200 $ 180,000
Madera, California 5 $ 960,000 $ 192,000 $ 99,000
Santa Clara, California 5 $ 2,233,000 $ 446,600 $ 183,000
Charlotte, Florida 5 $ 531,000 $ 106,200 $ 43,000
Lake, Florida 5 $ 450,000 $ 90,000 $ 34,000
Manatee, Florida 5 $ 622,000 $ 124,400 $ 66,000
Pasco, Florida 5 $ 504,000 $ 100,800 $ 34,000
St. Lucie, Florida 5 $ 699,000 $ 139,800 $ 49,000
Volusia, Florida 5 $ 725,000 $ 145,000 $ 60,000
Bartow, Georgia 5 $ 607,000 $ 121,400 $ 57,000
Effingham, Georgia 5 $ 668,000 $ 133,600 $ 62,000
Houston, Georgia 5 $ 327,000 $ 65,400 $ 74,000
Paulding, Georgia 5 $ 589,000 $ 117,800 $ 31,000
Walton, Georgia 5 $ 566,000 $ 113,200 $ 58,000
Marshall, Mississippi 5 $ 472,000 $ 94,400 $ 42,000
Salem, New Jersey 5 $ 828,000 $ 165,600 $ 135,000
Rio Arriba, New Mexico 5 $ 661,000 $ 132,200 $ 43,000
San Juan, New Mexico 5 $ 593,000 $ 118,600 $ 55,000
Granville, North Carolina 5 $ 704,000 $ 140,800 $ 47,000
Johnston, North Carolina 5 $ 613,000 $ 122,600 $ 35,000
Orange, North Carolina 5 $ 639,000 $ 127,800 $ 46,000
Rowan, North Carolina 5 $ 547,000 $ 109,400 $ 44,000
Cuyahoga, Ohio 5 $ 421,000 $ 84,200 $ 38,000
Delaware, Ohio 5 $ 1,607,000 $ 321,400 $ 255,000
Fairfield, Ohio 5 $ 687,000 $ 137,400 $ 52,000
Ross, Ohio 5 $ 552,000 $ 110,400 $ 46,000
McClain, Oklahoma 5 $ 546,000 $ 109,200 $ 48,000
Clackamas, Oregon 5 $ 830,000 $ 166,000 $ 56,000
Multnomah, Oregon 5 $ 789,000 $ 157,800 $ 72,000
Lexington, South Carolina 5 $ 646,000 $ 129,200 $ 62,000
Hill, Texas 5 $ 348,000 $ 69,600 $ 31,000
Sutton, Texas 5 $ 438,000 $ 87,600 $ 36,000
Wise, Texas 5 $ 550,000 $ 110,000 $ 44,000
Chambers, Alabama 4 $ 466,000 $ 116,500 $ 46,000
St. Clair, Alabama 4 $ 411,000 $ 102,750 $ 42,000
Craighead, Arkansas 4 $ 342,000 $ 85,500 $ 0
Miller, Arkansas 4 $ 429,000 $ 107,250 $ 48,000
Alachua, Florida 4 $ 578,000 $ 144,500 $ 62,000
Brevard, Florida 4 $ 925,000 $ 231,250 $ 68,000
Escambia, Florida 4 $ 336,000 $ 84,000 $ 16,000
Okaloosa, Florida 4 $ 483,000 $ 120,750 $ 39,000
Baldwin, Georgia 4 $ 272,000 $ 68,000 $ 18,000
Franklin, Georgia 4 $ 417,000 $ 104,250 $ 43,000
Madison, Georgia 4 $ 471,000 $ 117,750 $ 41,000
Troup, Georgia 4 $ 448,000 $ 112,000 $ 33,000
Champaign, Illinois 4 $ 457,000 $ 114,250 $ 48,000
Calvert, Maryland 4 $ 891,000 $ 222,750 $ 86,000
Middlesex, Massachusetts 4 $ 1,003,000 $ 250,750 $ 91,000
Bolivar, Mississippi 4 $ 598,000 $ 149,500 $ 36,000
Warren, New Jersey 4 $ 625,000 $ 156,250 $ 56,000
Torrance, New Mexico 4 $ 416,000 $ 104,000 $ 32,000
Cabarrus, North Carolina 4 $ 369,000 $ 92,250 $ 47,000
Catawba, North Carolina 4 $ 523,000 $ 130,750 $ 31,000
Duplin, North Carolina 4 $ 394,000 $ 98,500 $ 34,000
Iredell, North Carolina 4 $ 313,000 $ 78,250 $ 116,000
Moore, North Carolina 4 $ 483,000 $ 120,750 $ 51,000
Robeson, North Carolina 4 $ 355,000 $ 88,750 $ 41,000
Rockingham, North Carolina 4 $ 232,000 $ 58,000 $ 28,000
Union, North Carolina 4 $ 1,449,000 $ 362,250 $ 21,000
Vance, North Carolina 4 $ 347,000 $ 86,750 $ 30,000
Hamilton, Ohio 4 $ 802,000 $ 200,500 $ 109,000
Carter, Oklahoma 4 $ 421,000 $ 105,250 $ 65,000
Delaware, Oklahoma 4 $ 266,000 $ 66,500 $ 27,000
Lincoln, Oregon 4 $ 602,000 $ 150,500 $ 56,000
Allegheny, Pennsylvania 4 $ 322,000 $ 80,500 $ 45,000
Monroe, Pennsylvania 4 $ 865,000 $ 216,250 $ 86,000
Sumter, South Carolina 4 $ 334,000 $ 83,500 $ 44,000
Hamilton, Tennessee 4 $ 425,000 $ 106,250 $ 34,000
Knox, Tennessee 4 $ 601,000 $ 150,250 $ 47,000
Bee, Texas 4 $ 523,000 $ 130,750 $ 39,000
Blanco, Texas 4 $ 479,000 $ 119,750 $ 47,000
Chambers, Texas 4 $ 487,000 $ 121,750 $ 82,000
Coryell, Texas 4 $ 336,000 $ 84,000 $ 35,000
Grimes, Texas 4 $ 422,000 $ 105,500 $ 79,000
Jim Wells, Texas 4 $ 329,000 $ 82,250 $ 62,000
Kleberg, Texas 4 $ 473,000 $ 118,250 $ 62,000
Lee, Texas 4 $ 436,000 $ 109,000 $ 62,000
Rains, Texas 4 $ 356,000 $ 89,000 $ 62,000
Tom Green, Texas 4 $ 462,000 $ 115,500 $ 41,000
Wharton, Texas 4 $ 495,000 $ 123,750 $ 56,000
Prince William, Virginia 4 $ 959,000 $ 239,750 $ 58,000
Kitsap, Washington 4 $ 727,000 $ 181,750 $ 67,000
Lewis, Washington 4 $ 535,000 $ 133,750 $ 50,000
Shelby, Alabama 3 $ 420,000 $ 140,000 $ 73,000
Yuma, Arizona 3 $ 328,000 $ 109,333 $ 51,000
Union, Arkansas 3 $ 213,000 $ 71,000 $ 25,000
White, Arkansas 3 $ 283,000 $ 94,333 $ 62,000
Butte, California 3 $ 1,017,000 $ 339,000 $ 69,000
Fresno, California 3 $ 641,000 $ 213,666 $ 95,000
Lake, California 3 $ 587,000 $ 195,666 $ 55,000
San Francisco, California 3 $ 1,269,000 $ 423,000 $ 113,000
Shasta, California 3 $ 367,000 $ 122,333 $ 43,000
Stanislaus, California 3 $ 524,000 $ 174,666 $ 82,000
Sutter, California 3 $ 474,000 $ 158,000 $ 95,000
Yuba, California 3 $ 488,000 $ 162,666 $ 111,000
Denver, Colorado 3 $ 309,000 $ 103,000 $ 61,000
Jefferson, Colorado 3 $ 666,000 $ 222,000 $ 126,000
Citrus, Florida 3 $ 373,000 $ 124,333 $ 43,000
Walton, Florida 3 $ 299,000 $ 99,666 $ 142,000
Carroll, Georgia 3 $ 330,000 $ 110,000 $ 12,000
Elbert, Georgia 3 $ 293,000 $ 97,666 $ 30,000
Gilmer, Georgia 3 $ 281,000 $ 93,666 $ 37,000
Greene, Georgia 3 $ 192,000 $ 64,000 $ 92,000
Habersham, Georgia 3 $ 304,000 $ 101,333 $ 46,000
Hancock, Georgia 3 $ 256,000 $ 85,333 $ 50,000
Harris, Georgia 3 $ 256,000 $ 85,333 $ 64,000
Richmond, Georgia 3 $ 285,000 $ 95,000 $ 30,000
Rockdale, Georgia 3 $ 405,000 $ 135,000 $ 39,000
Upson, Georgia 3 $ 268,000 $ 89,333 $ 46,000
DeKalb, Illinois 3 $ 387,000 $ 129,000 $ 12,000
DuPage, Illinois 3 $ 1,378,000 $ 459,333 $ 74,000
Will, Illinois 3 $ 504,000 $ 168,000 $ 42,000
Bossier, Louisiana 3 $ 304,000 $ 101,333 $ 50,000
Orleans, Louisiana 3 $ 525,000 $ 175,000 $ 105,000
St. Bernard, Louisiana 3 $ 245,000 $ 81,666 $ 59,000
Charles, Maryland 3 $ 533,000 $ 177,666 $ 0
Harrison, Mississippi 3 $ 278,000 $ 92,666 $ 169,000
Jackson, Missouri 3 $ 182,000 $ 60,666 $ 62,000
Hunterdon, New Jersey 3 $ 300,000 $ 100,000 $ 115,000
Cibola, New Mexico 3 $ 262,000 $ 87,333 $ 50,000
Bladen, North Carolina 3 $ 246,000 $ 82,000 $ 39,000
Currituck, North Carolina 3 $ 384,000 $ 128,000 $ 45,000
Lenoir, North Carolina 3 $ 287,000 $ 95,666 $ 47,000
New Hanover, North Carolina 3 $ 375,000 $ 125,000 $ 37,000
Onslow, North Carolina 3 $ 298,000 $ 99,333 $ 52,000
Randolph, North Carolina 3 $ 313,000 $ 104,333 $ 61,000
Madison, Ohio 3 $ 283,000 $ 94,333 $ 52,000
Pickaway, Ohio 3 $ 325,000 $ 108,333 $ 49,000
Cherokee, Oklahoma 3 $ 257,000 $ 85,666 $ 48,000
Osage, Oklahoma 3 $ 375,000 $ 125,000 $ 59,000
Rogers, Oklahoma 3 $ 335,000 $ 111,666 $ 38,000
Benton, Oregon 3 $ 486,000 $ 162,000 $ 71,000
Deschutes, Oregon 3 $ 405,000 $ 135,000 $ 82,000
Josephine, Oregon 3 $ 434,000 $ 144,666 $ 107,000
Polk, Oregon 3 $ 372,000 $ 124,000 $ 145,000
Yamhill, Oregon 3 $ 388,000 $ 129,333 $ 19,000
Adams, Pennsylvania 3 $ 385,000 $ 128,333 $ 42,000
York, Pennsylvania 3 $ 285,000 $ 95,000 $ 44,000
Dorchester, South Carolina 3 $ 331,000 $ 110,333 $ 49,000
Atascosa, Texas 3 $ 442,000 $ 147,333 $ 62,000
Cooke, Texas 3 $ 244,000 $ 81,333 $ 50,000
Freestone, Texas 3 $ 270,000 $ 90,000 $ 76,000
Gregg, Texas 3 $ 269,000 $ 89,666 $ 68,000
Limestone, Texas 3 $ 325,000 $ 108,333 $ 59,000
Lubbock, Texas 3 $ 294,000 $ 98,000 $ 189,000
Morris, Texas 3 $ 222,000 $ 74,000 $ 161,000
Webb, Texas 3 $ 435,000 $ 145,000 $ 58,000
Wichita, Texas 3 $ 232,000 $ 77,333 $ 120,000
Chesapeake, Virginia 3 $ 609,000 $ 203,000 $ 0
Chesterfield, Virginia 3 $ 322,000 $ 107,333 $ 0
Fauquier, Virginia 3 $ 896,000 $ 298,666 $ 102,000
Newport News, Virginia 3 $ 360,000 $ 120,000 $ 44,000
Richmond, Virginia 3 $ 293,000 $ 97,666 $ 31,000
Richmond City, Virginia 3 $ 351,000 $ 117,000 $ 34,000
Spokane, Washington 3 $ 359,000 $ 119,666 $ 56,000
Thurston, Washington 3 $ 331,000 $ 110,333 $ 43,000
Autauga, Alabama 2 $ 158,000 $ 79,000 $ 39,000
Blount, Alabama 2 $ 205,000 $ 102,500 $ 37,000
Chilton, Alabama 2 $ 230,000 $ 115,000 $ 52,000
Elmore, Alabama 2 $ 157,000 $ 78,500 $ 34,000
Marshall, Alabama 2 $ 166,000 $ 83,000 $ 49,000
Montgomery, Alabama 2 $ 371,000 $ 185,500 $ 171,000
Pike, Alabama 2 $ 214,000 $ 107,000 $ 51,000
Tallapoosa, Alabama 2 $ 257,000 $ 128,500 $ 42,000
Graham, Arizona 2 $ 209,000 $ 104,500 $ 64,000
Santa Cruz, Arizona 2 $ 225,000 $ 112,500 $ 51,000
Columbia, Arkansas 2 $ 143,000 $ 71,500 $ 21,000
Faulkner, Arkansas 2 $ 179,000 $ 89,500 $ 16,000
Little River, Arkansas 2 $ 165,000 $ 82,500 $ 43,000
Mississippi, Arkansas 2 $ 176,000 $ 88,000 $ 0
Pope, Arkansas 2 $ 165,000 $ 82,500 $ 44,000
Scott, Arkansas 2 $ 112,000 $ 56,000 $ 32,000
Sebastian, Arkansas 2 $ 192,000 $ 96,000 $ 22,000
Kings, California 2 $ 244,000 $ 122,000 $ 70,000
Merced, California 2 $ 399,000 $ 199,500 $ 46,000
Placer, California 2 $ 375,000 $ 187,500 $ 97,000
Siskiyou, California 2 $ 319,000 $ 159,500 $ 52,000
Tehama, California 2 $ 250,000 $ 125,000 $ 60,000
Archuleta, Colorado 2 $ 211,000 $ 105,500 $ 27,000
Douglas, Colorado 2 $ 441,000 $ 220,500 $ 67,000
Baker, Florida 2 $ 222,000 $ 111,000 $ 32,000
Columbia, Florida 2 $ 147,000 $ 73,500 $ 21,000
Glades, Florida 2 $ 339,000 $ 169,500 $ 129,000
Sumter, Florida 2 $ 201,000 $ 100,500 $ 72,000
Wakulla, Florida 2 $ 176,000 $ 88,000 $ 45,000
Catoosa, Georgia 2 $ 132,000 $ 66,000 $ 24,000
Chatham, Georgia 2 $ 255,000 $ 127,500 $ 22,000
Clarke, Georgia 2 $ 201,000 $ 100,500 $ 29,000
Columbia, Georgia 2 $ 251,000 $ 125,500 $ 47,000
Dawson, Georgia 2 $ 275,000 $ 137,500 $ 70,000
Emanuel, Georgia 2 $ 178,000 $ 89,000 $ 53,000
Fannin, Georgia 2 $ 254,000 $ 127,000 $ 54,000
Fayette, Georgia 2 $ 290,000 $ 145,000 $ 19,000
Jefferson, Georgia 2 $ 157,000 $ 78,500 $ 30,000
Macon, Georgia 2 $ 168,000 $ 84,000 $ 38,000
Morgan, Georgia 2 $ 245,000 $ 122,500 $ 43,000
Oglethorpe, Georgia 2 $ 224,000 $ 112,000 $ 14,000
Peach, Georgia 2 $ 164,000 $ 82,000 $ 48,000
Pickens, Georgia 2 $ 153,000 $ 76,500 $ 23,000
Polk, Georgia 2 $ 251,000 $ 125,500 $ 64,000
Taliaferro, Georgia 2 $ 181,000 $ 90,500 $ 21,000
Twiggs, Georgia 2 $ 161,000 $ 80,500 $ 60,000
Union, Georgia 2 $ 614,000 $ 307,000 $ 147,000
Warren, Georgia 2 $ 172,000 $ 86,000 $ 29,000
Washington, Georgia 2 $ 177,000 $ 88,500 $ 29,000
Whitfield, Georgia 2 $ 317,000 $ 158,500 $ 70,000
Wilkes, Georgia 2 $ 160,000 $ 80,000 $ 111,000
Kankakee, Illinois 2 $ 207,000 $ 103,500 $ 60,000
Marion, Indiana 2 $ 229,000 $ 114,500 $ 41,000
Jefferson, Louisiana 2 $ 267,000 $ 133,500 $ 53,000
Ouachita, Louisiana 2 $ 294,000 $ 147,000 $ 71,000
Tensas, Louisiana 2 $ 344,000 $ 172,000 $ 84,000
Cecil, Maryland 2 $ 251,000 $ 125,500 $ 20,000
Norfolk, Massachusetts 2 $ 413,000 $ 206,500 $ 58,000
Worcester, Massachusetts 2 $ 356,000 $ 178,000 $ 71,000
Benton, Mississippi 2 $ 178,000 $ 89,000 $ 36,000
Christian, Missouri 2 $ 73,000 $ 36,500 $ 114,000
Lyon, Nevada 2 $ 176,000 $ 88,000 $ 48,000
Colfax, New Mexico 2 $ 218,000 $ 109,000 $ 103,000
Curry, New Mexico 2 $ 114,000 $ 57,000 $ 13,000
Dona Ana, New Mexico 2 $ 138,000 $ 69,000 $ 35,000
San Miguel, New Mexico 2 $ 282,000 $ 141,000 $ 51,000
Socorro, New Mexico 2 $ 225,000 $ 112,500 $ 78,000
Chatham, North Carolina 2 $ 285,000 $ 142,500 $ 55,000
Cherokee, North Carolina 2 $ 221,000 $ 110,500 $ 39,000
Columbus, North Carolina 2 $ 174,000 $ 87,000 $ 39,000
Edgecombe, North Carolina 2 $ 151,000 $ 75,500 $ 29,000
Franklin, North Carolina 2 $ 215,000 $ 107,500 $ 100,000
Halifax, North Carolina 2 $ 206,000 $ 103,000 $ 53,000
Jackson, North Carolina 2 $ 264,000 $ 132,000 $ 61,000
Martin, North Carolina 2 $ 218,000 $ 109,000 $ 42,000
Nash, North Carolina 2 $ 166,000 $ 83,000 $ 35,000
Pamlico, North Carolina 2 $ 220,000 $ 110,000 $ 60,000
Surry, North Carolina 2 $ 116,000 $ 58,000 $ 17,000
Watauga, North Carolina 2 $ 162,000 $ 81,000 $ 65,000
Wilson, North Carolina 2 $ 172,000 $ 86,000 $ 39,000
Clark, Ohio 2 $ 184,000 $ 92,000 $ 44,000
Guernsey, Ohio 2 $ 221,000 $ 110,500 $ 51,000
Montgomery, Ohio 2 $ 215,000 $ 107,500 $ 52,000
Trumbull, Ohio 2 $ 292,000 $ 146,000 $ 52,000
Tuscarawas, Ohio 2 $ 198,000 $ 99,000 $ 31,000
Wyandot, Ohio 2 $ 289,000 $ 144,500 $ 77,000
Adair, Oklahoma 2 $ 135,000 $ 67,500 $ 104,000
Hughes, Oklahoma 2 $ 137,000 $ 68,500 $ 22,000
Logan, Oklahoma 2 $ 285,000 $ 142,500 $ 62,000
Love, Oklahoma 2 $ 219,000 $ 109,500 $ 60,000
Marshall, Oklahoma 2 $ 181,000 $ 90,500 $ 96,000
Mayes, Oklahoma 2 $ 198,000 $ 99,000 $ 56,000
Pittsburg, Oklahoma 2 $ 173,000 $ 86,500 $ 34,000
Pontotoc, Oklahoma 2 $ 183,000 $ 91,500 $ 73,000
Washington, Oklahoma 2 $ 248,000 $ 124,000 $ 61,000
Jackson, Oregon 2 $ 309,000 $ 154,500 $ 53,000
Berks, Pennsylvania 2 $ 329,000 $ 164,500 $ 71,000
Bradford, Pennsylvania 2 $ 187,000 $ 93,500 $ 48,000
Fayette, Pennsylvania 2 $ 190,000 $ 95,000 $ 39,000
Lancaster, Pennsylvania 2 $ 261,000 $ 130,500 $ 25,000
Lehigh, Pennsylvania 2 $ 283,000 $ 141,500 $ 50,000
Northampton, Pennsylvania 2 $ 292,000 $ 146,000 $ 40,000
Abbeville, South Carolina 2 $ 144,000 $ 72,000 $ 25,000
Charleston, South Carolina 2 $ 250,000 $ 125,000 $ 40,000
Chester, South Carolina 2 $ 181,000 $ 90,500 $ 43,000
Darlington, South Carolina 2 $ 197,000 $ 98,500 $ 34,000
Edgefield, South Carolina 2 $ 181,000 $ 90,500 $ 48,000
Florence, South Carolina 2 $ 224,000 $ 112,000 $ 65,000
Jasper, South Carolina 2 $ 125,000 $ 62,500 $ 57,000
Orangeburg, South Carolina 2 $ 154,000 $ 77,000 $ 31,000
Blount, Tennessee 2 $ 284,000 $ 142,000 $ 61,000
Bandera, Texas 2 $ 282,000 $ 141,000 $ 64,000
Cherokee, Texas 2 $ 184,000 $ 92,000 $ 34,000
Dimmit, Texas 2 $ 172,000 $ 86,000 $ 42,000
Frio, Texas 2 $ 285,000 $ 142,500 $ 69,000
Hardin, Texas 2 $ 202,000 $ 101,000 $ 78,000
Jackson, Texas 2 $ 213,000 $ 106,500 $ 49,000
Jasper, Texas 2 $ 100,000 $ 50,000 $ 38,000
Kimble, Texas 2 $ 289,000 $ 144,500 $ 82,000
Madison, Texas 2 $ 262,000 $ 131,000 $ 65,000
Matagorda, Texas 2 $ 219,000 $ 109,500 $ 55,000
McMullen, Texas 2 $ 188,000 $ 94,000 $ 71,000
Montague, Texas 2 $ 284,000 $ 142,000 $ 93,000
Panola, Texas 2 $ 194,000 $ 97,000 $ 75,000
Polk, Texas 2 $ 146,000 $ 73,000 $ 119,000
Red River, Texas 2 $ 137,000 $ 68,500 $ 33,000
Refugio, Texas 2 $ 247,000 $ 123,500 $ 81,000
Rusk, Texas 2 $ 211,000 $ 105,500 $ 58,000
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Mortgage Loan Application Detail Totals for Bsm Financial, L.P. in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,332 $873,043,000 $138,968 $2,560,000 $65,343 $2,870,000
Refinancing 5,950 $1,010,715,000 $141,900 $2,893,000 $57,533 $1,176,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,525 $1,205,803,000 $141,129 $2,560,000 $66,548 $2,870,000
Hispanic 1,740 $233,523,000 $129,727 $899,000 $49,863 $1,074,000
Not Provided 1,577 $200,602,000 $126,074 $1,000,000 $49,185 $1,124,000
Black or African American 779 $103,143,000 $121,500 $600,000 $46,791 $694,000
Asian 590 $130,080,000 $178,111 $2,893,000 $97,166 $944,000
American Indian or Alaskan Native 45 $6,121,000 $108,181 $560,000 $55,272 $196,000
Native Hawaiian or Other Pacific Islander 26 $4,486,000 $186,500 $378,000 $63,333 $148,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,026 $1,403,078,000 $150,677 $2,893,000 $77,774 $2,870,000
FHA-insured (Federal Housing Administration) 3,847 $422,366,000 $119,612 $413,000 $37,806 $2,182,000
VA-guaranteed (Veterans Administration) 409 $58,314,000 $147,791 $311,000 $43,541 $170,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,295 $1,407,162,000 $139,133 $1,950,000 $59,900 $2,870,000
Application Denied By Financial Institution 1,142 $175,503,000 $146,666 $1,225,000 $71,925 $1,186,000
Application Approved But Not Accepted 879 $156,133,000 $141,000 $2,893,000 $53,416 $944,000
Application Withdrawn By Applicant 723 $105,620,000 $135,357 $2,560,000 $57,678 $1,025,000
File Closed For Incompleteness 222 $35,690,000 $137,157 $1,356,000 $60,210 $1,176,000
Preapproval Denied by Financial Institution 19 $3,503,000 $184,000 $520,000 $52,000 $118,000
Preapproval Approved but not Accepted 2 $147,000 $73,000 $102,000 $33,000 $36,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 334 $54,088,000 $126,631 $1,200,000 $59,736 $600,000
Other 267 $42,208,000 $128,714 $1,225,000 $74,761 $1,074,000
Unverifiable Information 165 $27,854,000 $159,722 $1,027,000 $80,277 $840,000
Debt-To-Income Ratio 143 $19,940,000 $131,133 $698,000 $39,666 $241,000
Collateral 123 $17,371,000 $165,105 $576,000 $78,947 $1,186,000
Credit Application Incomplete 82 $11,081,000 $268,000 $620,000 $99,833 $246,000
Employment History 30 $3,982,000 $131,444 $401,000 $49,777 $180,000
Insufficient Cash (Downpayment, Closing Cost) 15 $2,341,000 $137,142 $334,000 $84,142 $185,000
Mortgage Insurance Denied 2 $141,000 $70,000 $89,000 $28,000 $57,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bsm Financial, L.P.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bsm Financial, L.P.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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