Builder Finance Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Builder Finance Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Builder Finance Inc. 1418 N C Ave Sioux Falls, SD 57104 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 |
| Total Number of Mortgage Applications | 170 |
| Total Mortgage Loan Application Amount | $92,560,000 |
| Average Mortgage Loan Application Amount | $493,500 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Builder Finance Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Builder Finance Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Builder Finance Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Builder Finance Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Builder Finance Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Builder Finance Inc.'s mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 8 | $ 5,450,000 | $ 681,000 | $ 0 |
| Lee County Florida | 4 | $ 2,770,000 | $ 692,000 | $ 0 |
| Wayne County Michigan | 4 | $ 860,000 | $ 215,000 | $ 0 |
| Los Angeles County California | 3 | $ 3,225,000 | $ 1,075,000 | $ 0 |
| Palm Beach County Florida | 3 | $ 1,315,000 | $ 438,000 | $ 0 |
| Bernalillo County New Mexico | 3 | $ 1,415,000 | $ 471,000 | $ 0 |
| Bexar County Texas | 3 | $ 5,135,000 | $ 1,711,000 | $ 0 |
| Harris County Texas | 3 | $ 845,000 | $ 281,000 | $ 0 |
| Waller County Texas | 3 | $ 705,000 | $ 235,000 | $ 0 |
| San Diego County California | 2 | $ 2,000,000 | $ 1,000,000 | $ 0 |
| Fairfield County Connecticut | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Duval County Florida | 2 | $ 2,040,000 | $ 1,020,000 | $ 0 |
| Escambia County Florida | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Pasco County Florida | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Clayton County Georgia | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Fulton County Georgia | 2 | $ 3,250,000 | $ 1,625,000 | $ 0 |
| Spalding County Georgia | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Prince George's County Maryland | 2 | $ 830,000 | $ 415,000 | $ 0 |
| Macomb County Michigan | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Oakland County Michigan | 2 | $ 510,000 | $ 255,000 | $ 0 |
| St. Louis City County Missouri | 2 | $ 4,310,000 | $ 2,155,000 | $ 0 |
| Clark County Nevada | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Essex County New Jersey | 2 | $ 1,810,000 | $ 905,000 | $ 0 |
| Dona Ana County New Mexico | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Buncombe County North Carolina | 2 | $ 2,580,000 | $ 1,290,000 | $ 0 |
| Cuyahoga County Ohio | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Beaufort County South Carolina | 2 | $ 2,830,000 | $ 1,415,000 | $ 0 |
| Cherokee County Texas | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Hidalgo County Texas | 2 | $ 1,140,000 | $ 570,000 | $ 0 |
| Smith County Texas | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Milwaukee County Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Morgan County Alabama | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Russell County Alabama | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Cochise County Arizona | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 1,315,000 | $ 1,315,000 | $ 0 |
| Mohave County Arizona | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Nevada County California | 1 | $ 155,000 | $ 155,000 | $ 0 |
| San Bernardino County California | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Summit County Colorado | 1 | $ 745,000 | $ 745,000 | $ 0 |
| New London County Connecticut | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Bay County Florida | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Brevard County Florida | 1 | $ 1,315,000 | $ 1,315,000 | $ 0 |
| Broward County Florida | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Charlotte County Florida | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Flagler County Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Indian River County Florida | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Osceola County Florida | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Pinellas County Florida | 1 | $ 1,805,000 | $ 1,805,000 | $ 0 |
| Polk County Florida | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Sarasota County Florida | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Walton County Florida | 1 | $ 1,765,000 | $ 1,765,000 | $ 0 |
| Banks County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Chatham County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Cobb County Georgia | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Dougherty County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Douglas County Georgia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Lamar County Georgia | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Paulding County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Bonneville County Idaho | 1 | $ 2,205,000 | $ 2,205,000 | $ 0 |
| Kankakee County Illinois | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Marion County Indiana | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Marshall County Iowa | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Graves County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Jefferson County Louisiana | 1 | $ 295,000 | $ 295,000 | $ 0 |
| West Baton Rouge County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Chickasaw County Mississippi | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Itawamba County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lauderdale County Mississippi | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Washington County Mississippi | 1 | $ 3,305,000 | $ 3,305,000 | $ 0 |
| Sheridan County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Camden County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Sandoval County New Mexico | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Erie County New York | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Monroe County New York | 1 | $ 155,000 | $ 155,000 | $ 0 |
| New York County New York | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Suffolk County New York | 1 | $ 3,075,000 | $ 3,075,000 | $ 0 |
| Westchester County New York | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Dare County North Carolina | 1 | $ 855,000 | $ 855,000 | $ 0 |
| Durham County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 795,000 | $ 795,000 | $ 0 |
| Mitchell County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Pender County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Rolette County North Dakota | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Franklin County Ohio | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Wood County Ohio | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Cumberland County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Richland County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Fayette County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Knox County Tennessee | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Blanco County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Collin County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| El Paso County Texas | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Grayson County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Navarro County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Nueces County Texas | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Brunswick County Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lexington County Virginia | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Northampton County Virginia | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Pacific County Washington | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Snohomish County Washington | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Harrison County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Marquette County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 0 |
Mortgage Loan Application Detail Totals for Builder Finance Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 83 | $48,505,000 | $584,000 | $4,005,000 | $0 | $0 |
| Cash-out Refinancing | 38 | $24,120,000 | $634,000 | $3,505,000 | $0 | $0 |
| Home Improvement | 35 | $15,575,000 | $445,000 | $2,205,000 | $0 | $0 |
| Refinancing | 14 | $4,360,000 | $311,000 | $645,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 170 | $92,560,000 | $544,000 | $4,005,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 170 | $92,560,000 | $544,000 | $4,005,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 113 | $64,435,000 | $570,000 | $4,005,000 | $0 | $0 |
| Loan Originated | 45 | $25,325,000 | $562,000 | $3,075,000 | $0 | $0 |
| Application Approved But Not Accepted | 6 | $1,630,000 | $271,000 | $375,000 | $0 | $0 |
| Application Denied By Financial Institution | 4 | $800,000 | $200,000 | $305,000 | $0 | $0 |
| Application Withdrawn By Applicant | 2 | $370,000 | $185,000 | $205,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 166 | $91,760,000 | $552,000 | $4,005,000 | $0 | $0 |
| Other | 3 | $695,000 | $231,000 | $305,000 | $0 | $0 |
| Collateral | 1 | $105,000 | $105,000 | $105,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Builder Finance Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Builder Finance Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.