Busey Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Busey Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Busey Bank 100 W University Ave Champaign, IL 61820 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,434 |
| Total Mortgage Loan Application Amount | $576,110,000 |
| Average Mortgage Loan Application Amount | $217,200 |
| Highest Mortgage Loan Application Amount | $62,285,000 |
| Average Applicant Income | $149,400 |
| Highest Applicant Income | $6,409,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Busey Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Busey Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Busey Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Busey Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Busey Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Busey Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Champaign County Illinois | 489 | $ 161,585,000 | $ 330,000 | $ 124,000 |
| Cook County Illinois | 295 | $ 92,535,000 | $ 313,000 | $ 188,000 |
| Madison County Illinois | 258 | $ 24,700,000 | $ 95,000 | $ 94,000 |
| McLean County Illinois | 136 | $ 19,020,000 | $ 139,000 | $ 100,000 |
| Macon County Illinois | 127 | $ 9,625,000 | $ 75,000 | $ 69,000 |
| Will County Illinois | 126 | $ 21,090,000 | $ 167,000 | $ 167,000 |
| Peoria County Illinois | 109 | $ 9,495,000 | $ 87,000 | $ 109,000 |
| Lee County Florida | 88 | $ 27,010,000 | $ 306,000 | $ 209,000 |
| St. Louis County Missouri | 78 | $ 39,290,000 | $ 503,000 | $ 247,000 |
| DuPage County Illinois | 67 | $ 17,115,000 | $ 255,000 | $ 213,000 |
| Tazewell County Illinois | 64 | $ 4,020,000 | $ 62,000 | $ 93,000 |
| Marion County Indiana | 60 | $ 14,270,000 | $ 237,000 | $ 76,000 |
| St. Clair County Illinois | 53 | $ 7,545,000 | $ 142,000 | $ 105,000 |
| Grundy County Illinois | 47 | $ 9,445,000 | $ 200,000 | $ 154,000 |
| St. Louis City County Missouri | 26 | $ 4,590,000 | $ 176,000 | $ 136,000 |
| Ford County Illinois | 22 | $ 2,200,000 | $ 100,000 | $ 89,000 |
| Sarasota County Florida | 20 | $ 3,470,000 | $ 173,000 | $ 125,000 |
| Piatt County Illinois | 19 | $ 2,485,000 | $ 130,000 | $ 105,000 |
| Lake County Illinois | 18 | $ 14,680,000 | $ 815,000 | $ 207,000 |
| St. Charles County Missouri | 18 | $ 5,100,000 | $ 283,000 | $ 181,000 |
| Vermilion County Illinois | 17 | $ 1,825,000 | $ 107,000 | $ 110,000 |
| Kane County Illinois | 15 | $ 2,605,000 | $ 173,000 | $ 124,000 |
| Douglas County Illinois | 12 | $ 1,060,000 | $ 88,000 | $ 71,000 |
| Livingston County Illinois | 12 | $ 980,000 | $ 81,000 | $ 175,000 |
| Kendall County Illinois | 11 | $ 2,545,000 | $ 231,000 | $ 137,000 |
| Charlotte County Florida | 10 | $ 1,580,000 | $ 158,000 | $ 115,000 |
| Collier County Florida | 10 | $ 7,520,000 | $ 752,000 | $ 1,057,000 |
| Hamilton County Indiana | 10 | $ 4,300,000 | $ 430,000 | $ 511,000 |
| De Witt County Illinois | 9 | $ 735,000 | $ 81,000 | $ 70,000 |
| Jefferson County Missouri | 9 | $ 575,000 | $ 63,000 | $ 162,000 |
| Coles County Illinois | 7 | $ 1,335,000 | $ 190,000 | $ 243,000 |
| Iroquois County Illinois | 7 | $ 525,000 | $ 75,000 | $ 114,000 |
| Orange County Florida | 6 | $ 3,190,000 | $ 531,000 | $ 340,000 |
| Macoupin County Illinois | 6 | $ 410,000 | $ 68,000 | $ 94,000 |
| Shelby County Illinois | 6 | $ 420,000 | $ 70,000 | $ 65,000 |
| Camden County Missouri | 6 | $ 2,030,000 | $ 338,000 | $ 573,000 |
| Bond County Illinois | 5 | $ 635,000 | $ 127,000 | $ 80,000 |
| Fulton County Illinois | 5 | $ 395,000 | $ 79,000 | $ 83,000 |
| Kankakee County Illinois | 5 | $ 425,000 | $ 85,000 | $ 82,000 |
| LaSalle County Illinois | 5 | $ 525,000 | $ 105,000 | $ 180,000 |
| McHenry County Illinois | 5 | $ 925,000 | $ 185,000 | $ 155,000 |
| Woodford County Illinois | 5 | $ 495,000 | $ 99,000 | $ 114,000 |
| Duval County Florida | 4 | $ 760,000 | $ 190,000 | $ 142,000 |
| Lake County Florida | 4 | $ 1,970,000 | $ 492,000 | $ 142,000 |
| Jersey County Illinois | 4 | $ 380,000 | $ 95,000 | $ 106,000 |
| Knox County Illinois | 4 | $ 540,000 | $ 135,000 | $ 108,000 |
| Monroe County Illinois | 4 | $ 350,000 | $ 87,000 | $ 107,000 |
| Moultrie County Illinois | 4 | $ 160,000 | $ 40,000 | $ 65,000 |
| Lincoln County Missouri | 4 | $ 340,000 | $ 85,000 | $ 74,000 |
| Maricopa County Arizona | 3 | $ 1,265,000 | $ 421,000 | $ 257,000 |
| Bureau County Illinois | 3 | $ 235,000 | $ 78,000 | $ 32,000 |
| Christian County Illinois | 3 | $ 115,000 | $ 38,000 | $ 67,000 |
| Jo Daviess County Illinois | 3 | $ 645,000 | $ 215,000 | $ 320,000 |
| Lake County Indiana | 3 | $ 515,000 | $ 171,000 | $ 480,000 |
| San Diego County California | 2 | $ 1,510,000 | $ 755,000 | $ 563,000 |
| Hillsborough County Florida | 2 | $ 230,000 | $ 115,000 | $ 202,000 |
| Marion County Florida | 2 | $ 280,000 | $ 140,000 | $ 45,000 |
| Palm Beach County Florida | 2 | $ 220,000 | $ 110,000 | $ 191,000 |
| Walton County Florida | 2 | $ 7,710,000 | $ 3,855,000 | $ 550,000 |
| Clinton County Illinois | 2 | $ 150,000 | $ 75,000 | $ 94,000 |
| Fayette County Illinois | 2 | $ 200,000 | $ 100,000 | $ 83,000 |
| Montgomery County Illinois | 2 | $ 70,000 | $ 35,000 | $ 52,000 |
| Sangamon County Illinois | 2 | $ 610,000 | $ 305,000 | $ 230,000 |
| Stark County Illinois | 2 | $ 100,000 | $ 50,000 | $ 38,000 |
| Boone County Indiana | 2 | $ 1,350,000 | $ 675,000 | $ 494,000 |
| Hancock County Indiana | 2 | $ 610,000 | $ 305,000 | $ 255,000 |
| Monroe County Indiana | 2 | $ 1,730,000 | $ 865,000 | $ 0 |
| Johnson County Iowa | 2 | $ 290,000 | $ 145,000 | $ 143,000 |
| Stone County Missouri | 2 | $ 310,000 | $ 155,000 | $ 143,000 |
| Warren County Missouri | 2 | $ 910,000 | $ 455,000 | $ 791,000 |
| Collin County Texas | 2 | $ 320,000 | $ 160,000 | $ 109,000 |
| Madison County Alabama | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Montezuma County Colorado | 1 | $ 275,000 | $ 275,000 | $ 783,000 |
| New Castle County Delaware | 1 | $ 455,000 | $ 455,000 | $ 420,000 |
| Broward County Florida | 1 | $ 55,000 | $ 55,000 | $ 183,000 |
| Escambia County Florida | 1 | $ 2,005,000 | $ 2,005,000 | $ 1,074,000 |
| Manatee County Florida | 1 | $ 325,000 | $ 325,000 | $ 175,000 |
| Miami-Dade County Florida | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Monroe County Florida | 1 | $ 705,000 | $ 705,000 | $ 617,000 |
| Pinellas County Florida | 1 | $ 725,000 | $ 725,000 | $ 663,000 |
| Polk County Florida | 1 | $ 345,000 | $ 345,000 | $ 97,000 |
| Santa Rosa County Florida | 1 | $ 275,000 | $ 275,000 | $ 107,000 |
| Sumter County Florida | 1 | $ 335,000 | $ 335,000 | $ 141,000 |
| Teton County Idaho | 1 | $ 705,000 | $ 705,000 | $ 523,000 |
| Adams County Illinois | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
| Brown County Illinois | 1 | $ 75,000 | $ 75,000 | $ 165,000 |
| Crawford County Illinois | 1 | $ 4,765,000 | $ 4,765,000 | $ 0 |
| Edgar County Illinois | 1 | $ 115,000 | $ 115,000 | $ 330,000 |
| Effingham County Illinois | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Marion County Illinois | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Marshall County Illinois | 1 | $ 355,000 | $ 355,000 | $ 212,000 |
| Morgan County Illinois | 1 | $ 95,000 | $ 95,000 | $ 121,000 |
| Randolph County Illinois | 1 | $ 165,000 | $ 165,000 | $ 103,000 |
| Wayne County Illinois | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Whiteside County Illinois | 1 | $ 155,000 | $ 155,000 | $ 116,000 |
| Williamson County Illinois | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Allen County Indiana | 1 | $ 1,035,000 | $ 1,035,000 | $ 0 |
| Elkhart County Indiana | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| Hendricks County Indiana | 1 | $ 415,000 | $ 415,000 | $ 175,000 |
| Johnson County Indiana | 1 | $ 505,000 | $ 505,000 | $ 185,000 |
| Morgan County Indiana | 1 | $ 195,000 | $ 195,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 4,165,000 | $ 4,165,000 | $ 0 |
| Vigo County Indiana | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Cedar County Iowa | 1 | $ 55,000 | $ 55,000 | $ 91,000 |
| Miami County Kansas | 1 | $ 25,000 | $ 25,000 | $ 138,000 |
| Fayette County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 495,000 | $ 495,000 | $ 170,000 |
| Allegan County Michigan | 1 | $ 355,000 | $ 355,000 | $ 367,000 |
| Ingham County Michigan | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Kent County Michigan | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Boone County Missouri | 1 | $ 205,000 | $ 205,000 | $ 124,000 |
| Crawford County Missouri | 1 | $ 995,000 | $ 995,000 | $ 307,000 |
| Franklin County Missouri | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Nassau County New York | 1 | $ 105,000 | $ 105,000 | $ 505,000 |
| Durham County North Carolina | 1 | $ 605,000 | $ 605,000 | $ 477,000 |
| Hamilton County Ohio | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Jackson County Oklahoma | 1 | $ 345,000 | $ 345,000 | $ 264,000 |
| Nowata County Oklahoma | 1 | $ 295,000 | $ 295,000 | $ 442,000 |
| Williamson County Texas | 1 | $ 75,000 | $ 75,000 | $ 285,000 |
| Dane County Wisconsin | 1 | $ 865,000 | $ 865,000 | $ 325,000 |
| Kenosha County Wisconsin | 1 | $ 855,000 | $ 855,000 | $ 1,700,000 |
| Manitowoc County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 326,000 |
| Vilas County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Walworth County Wisconsin | 1 | $ 655,000 | $ 655,000 | $ 1,541,000 |
Mortgage Loan Application Detail Totals for Busey Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,177 | $305,755,000 | $259,000 | $11,835,000 | $139,000 | $6,409,000 |
| Other Purpose | 510 | $48,400,000 | $94,000 | $2,005,000 | $157,000 | $6,029,000 |
| Refinancing | 360 | $178,830,000 | $496,000 | $62,285,000 | $154,000 | $3,057,000 |
| Home Improvement | 240 | $20,970,000 | $87,000 | $1,645,000 | $144,000 | $876,000 |
| Cash-out Refinancing | 147 | $22,155,000 | $150,000 | $3,005,000 | $153,000 | $3,919,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,556 | $243,510,000 | $156,000 | $7,005,000 | $155,000 | $6,029,000 |
| Hispanic | 349 | $69,115,000 | $198,000 | $645,000 | $80,000 | $854,000 |
| Not Provided | 238 | $45,270,000 | $190,000 | $1,245,000 | $211,000 | $6,409,000 |
| Black or African American | 133 | $14,355,000 | $107,000 | $715,000 | $78,000 | $414,000 |
| Asian | 75 | $19,665,000 | $262,000 | $2,005,000 | $188,000 | $740,000 |
| Not applicable | 56 | $180,530,000 | $3,223,000 | $62,285,000 | $0 | $0 |
| American Indian or Alaskan Native | 5 | $595,000 | $119,000 | $195,000 | $149,000 | $391,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $75,000 | $75,000 | $75,000 | $26,000 | $26,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,358 | $563,550,000 | $238,000 | $62,285,000 | $149,000 | $6,409,000 |
| FHA-insured (Federal Housing Administration) | 57 | $8,885,000 | $155,000 | $485,000 | $70,000 | $205,000 |
| VA-guaranteed (Veterans Administration) | 11 | $2,545,000 | $231,000 | $715,000 | $87,000 | $174,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,130,000 | $141,000 | $235,000 | $72,000 | $132,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,772 | $471,680,000 | $266,000 | $62,285,000 | $153,000 | $6,409,000 |
| Application Denied By Financial Institution | 298 | $39,080,000 | $131,000 | $2,005,000 | $94,000 | $876,000 |
| Application Withdrawn By Applicant | 285 | $54,795,000 | $192,000 | $1,755,000 | $146,000 | $6,029,000 |
| File Closed For Incompleteness | 47 | $6,105,000 | $129,000 | $1,105,000 | $184,000 | $840,000 |
| Application Approved But Not Accepted | 32 | $4,450,000 | $139,000 | $685,000 | $191,000 | $794,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,136 | $537,030,000 | $251,000 | $62,285,000 | $154,000 | $6,409,000 |
| Debt-To-Income Ratio | 129 | $14,955,000 | $115,000 | $565,000 | $72,000 | $249,000 |
| Credit History | 86 | $6,860,000 | $79,000 | $675,000 | $113,000 | $876,000 |
| Collateral | 32 | $7,270,000 | $227,000 | $2,005,000 | $115,000 | $520,000 |
| Other | 25 | $6,135,000 | $245,000 | $1,505,000 | $111,000 | $285,000 |
| Employment History | 10 | $1,050,000 | $105,000 | $295,000 | $83,000 | $140,000 |
| Unverifiable Information | 7 | $685,000 | $97,000 | $265,000 | $155,000 | $400,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,150,000 | $191,000 | $275,000 | $66,000 | $88,000 |
| Credit Application Incomplete | 3 | $975,000 | $325,000 | $755,000 | $71,000 | $104,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Busey Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Busey Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.