Cadence Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Cadence Bank, N.A. 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cadence Bank, N.A. 2100 3Rd Ave N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,236 |
| Total Mortgage Loan Application Amount | $820,642,000 |
| Average Mortgage Loan Application Amount | $273,000 |
| Highest Mortgage Loan Application Amount | $76,000,000 |
| Average Applicant Income | $178,333 |
| Highest Applicant Income | $15,565,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Cadence Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cadence Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Cadence Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cadence Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Cadence Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cadence Bank, N.A.'s mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 591 | $ 245,858,000 | $ 416,000 | $ 271,000 |
| Jefferson County Alabama | 201 | $ 118,991,000 | $ 591,000 | $ 88,000 |
| Tuscaloosa County Alabama | 154 | $ 39,893,000 | $ 259,000 | $ 158,000 |
| Montgomery County Texas | 132 | $ 29,716,000 | $ 225,000 | $ 206,000 |
| Oktibbeha County Mississippi | 124 | $ 24,454,000 | $ 197,000 | $ 101,000 |
| Fort Bend County Texas | 118 | $ 28,723,000 | $ 243,000 | $ 321,000 |
| Collin County Texas | 116 | $ 15,514,000 | $ 133,000 | $ 208,000 |
| Denton County Texas | 106 | $ 11,438,000 | $ 107,000 | $ 215,000 |
| Tarrant County Texas | 103 | $ 12,727,000 | $ 123,000 | $ 228,000 |
| Dallas County Texas | 102 | $ 18,647,000 | $ 182,000 | $ 286,000 |
| Lowndes County Mississippi | 94 | $ 12,965,000 | $ 137,000 | $ 73,000 |
| Travis County Texas | 90 | $ 22,129,000 | $ 245,000 | $ 241,000 |
| Bexar County Texas | 79 | $ 18,304,000 | $ 231,000 | $ 246,000 |
| Madison County Alabama | 75 | $ 16,310,000 | $ 217,000 | $ 133,000 |
| Galveston County Texas | 70 | $ 8,711,000 | $ 124,000 | $ 241,000 |
| Williamson County Texas | 45 | $ 6,312,000 | $ 140,000 | $ 166,000 |
| Brazoria County Texas | 42 | $ 4,491,000 | $ 106,000 | $ 163,000 |
| Montgomery County Alabama | 38 | $ 7,263,000 | $ 191,000 | $ 107,000 |
| Rockwall County Texas | 35 | $ 3,267,000 | $ 93,000 | $ 195,000 |
| Shelby County Alabama | 30 | $ 7,292,000 | $ 243,000 | $ 102,000 |
| Hillsborough County Florida | 26 | $ 7,503,000 | $ 288,000 | $ 118,000 |
| Pinellas County Florida | 25 | $ 6,874,000 | $ 274,000 | $ 164,000 |
| Ellis County Texas | 25 | $ 2,265,000 | $ 90,000 | $ 181,000 |
| Autauga County Alabama | 23 | $ 3,268,000 | $ 142,000 | $ 72,000 |
| Monroe County Mississippi | 22 | $ 1,460,000 | $ 66,000 | $ 49,000 |
| Hays County Texas | 22 | $ 4,189,000 | $ 190,000 | $ 219,000 |
| Parker County Texas | 22 | $ 1,635,000 | $ 74,000 | $ 180,000 |
| Sarasota County Florida | 21 | $ 7,635,000 | $ 363,000 | $ 186,000 |
| El Paso County Texas | 21 | $ 2,716,000 | $ 129,000 | $ 200,000 |
| Bell County Texas | 20 | $ 3,911,000 | $ 195,000 | $ 215,000 |
| Clay County Mississippi | 19 | $ 1,600,000 | $ 84,000 | $ 47,000 |
| Talladega County Alabama | 16 | $ 928,000 | $ 58,000 | $ 46,000 |
| Citrus County Florida | 16 | $ 2,433,000 | $ 152,000 | $ 99,000 |
| St. Clair County Alabama | 15 | $ 1,902,000 | $ 126,000 | $ 51,000 |
| Pasco County Florida | 15 | $ 1,997,000 | $ 133,000 | $ 90,000 |
| Comal County Texas | 15 | $ 2,141,000 | $ 142,000 | $ 168,000 |
| Midland County Texas | 15 | $ 1,396,000 | $ 93,000 | $ 228,000 |
| Ector County Texas | 14 | $ 1,544,000 | $ 110,000 | $ 185,000 |
| Grayson County Texas | 14 | $ 804,000 | $ 57,000 | $ 153,000 |
| Kaufman County Texas | 14 | $ 793,000 | $ 56,000 | $ 136,000 |
| Lubbock County Texas | 14 | $ 2,144,000 | $ 153,000 | $ 309,000 |
| Elmore County Alabama | 13 | $ 3,076,000 | $ 236,000 | $ 153,000 |
| Manatee County Florida | 13 | $ 6,047,000 | $ 465,000 | $ 182,000 |
| Brazos County Texas | 13 | $ 4,193,000 | $ 322,000 | $ 297,000 |
| Blount County Alabama | 12 | $ 1,706,000 | $ 142,000 | $ 80,000 |
| Miami-Dade County Florida | 12 | $ 8,994,000 | $ 749,000 | $ 340,000 |
| Hidalgo County Texas | 12 | $ 3,313,000 | $ 276,000 | $ 361,000 |
| Nueces County Texas | 12 | $ 1,375,000 | $ 114,000 | $ 217,000 |
| Lincoln County Tennessee | 11 | $ 1,622,000 | $ 147,000 | $ 54,000 |
| Hernando County Florida | 10 | $ 1,296,000 | $ 129,000 | $ 44,000 |
| Chambers County Texas | 10 | $ 557,000 | $ 55,000 | $ 171,000 |
| Smith County Texas | 10 | $ 1,457,000 | $ 145,000 | $ 205,000 |
| Morgan County Alabama | 9 | $ 635,000 | $ 70,000 | $ 45,000 |
| McLennan County Texas | 9 | $ 459,000 | $ 51,000 | $ 124,000 |
| Baldwin County Alabama | 8 | $ 1,463,000 | $ 182,000 | $ 161,000 |
| Cullman County Alabama | 8 | $ 1,489,000 | $ 186,000 | $ 103,000 |
| Marion County Florida | 8 | $ 1,388,000 | $ 173,000 | $ 115,000 |
| Johnson County Texas | 8 | $ 419,000 | $ 52,000 | $ 163,000 |
| Wilson County Texas | 8 | $ 498,000 | $ 62,000 | $ 153,000 |
| Covington County Alabama | 7 | $ 662,000 | $ 94,000 | $ 84,000 |
| Bay County Florida | 7 | $ 1,353,000 | $ 193,000 | $ 204,000 |
| Shelby County Tennessee | 7 | $ 1,818,000 | $ 259,000 | $ 161,000 |
| Limestone County Alabama | 6 | $ 1,272,000 | $ 212,000 | $ 87,000 |
| Marshall County Alabama | 6 | $ 237,000 | $ 39,000 | $ 74,000 |
| Pickens County Alabama | 6 | $ 776,000 | $ 129,000 | $ 67,000 |
| Broward County Florida | 6 | $ 4,985,000 | $ 830,000 | $ 315,000 |
| Guadalupe County Texas | 6 | $ 302,000 | $ 50,000 | $ 137,000 |
| Lee County Alabama | 5 | $ 1,314,000 | $ 262,000 | $ 71,000 |
| Monroe County Alabama | 5 | $ 107,000 | $ 21,000 | $ 37,000 |
| Winston County Alabama | 5 | $ 1,793,000 | $ 358,000 | $ 258,000 |
| Davidson County Tennessee | 5 | $ 2,611,000 | $ 522,000 | $ 698,000 |
| Hood County Texas | 5 | $ 521,000 | $ 104,000 | $ 161,000 |
| Kendall County Texas | 5 | $ 1,414,000 | $ 282,000 | $ 256,000 |
| Conecuh County Alabama | 4 | $ 296,000 | $ 74,000 | $ 33,000 |
| Dallas County Alabama | 4 | $ 717,000 | $ 179,000 | $ 96,000 |
| Etowah County Alabama | 4 | $ 244,000 | $ 61,000 | $ 114,000 |
| Orange County Florida | 4 | $ 3,191,000 | $ 797,000 | $ 393,000 |
| St. Johns County Florida | 4 | $ 2,032,000 | $ 508,000 | $ 182,000 |
| Winston County Mississippi | 4 | $ 27,000 | $ 6,000 | $ 49,000 |
| Liberty County Texas | 4 | $ 317,000 | $ 79,000 | $ 113,000 |
| Waller County Texas | 4 | $ 628,000 | $ 157,000 | $ 219,000 |
| Wise County Texas | 4 | $ 294,000 | $ 73,000 | $ 166,000 |
| Coosa County Alabama | 3 | $ 672,000 | $ 224,000 | $ 95,000 |
| DeKalb County Alabama | 3 | $ 269,000 | $ 89,000 | $ 228,000 |
| Tallapoosa County Alabama | 3 | $ 1,165,000 | $ 388,000 | $ 320,000 |
| El Paso County Colorado | 3 | $ 1,340,000 | $ 446,000 | $ 169,000 |
| Collier County Florida | 3 | $ 2,429,000 | $ 809,000 | $ 622,000 |
| Lee County Florida | 3 | $ 1,260,000 | $ 420,000 | $ 158,000 |
| Martin County Florida | 3 | $ 785,000 | $ 261,000 | $ 180,000 |
| Lafayette County Mississippi | 3 | $ 725,000 | $ 241,000 | $ 131,000 |
| Neshoba County Mississippi | 3 | $ 510,000 | $ 170,000 | $ 131,000 |
| Austin County Texas | 3 | $ 1,544,000 | $ 514,000 | $ 465,000 |
| Burnet County Texas | 3 | $ 264,000 | $ 88,000 | $ 380,000 |
| Cameron County Texas | 3 | $ 166,000 | $ 55,000 | $ 205,000 |
| Jefferson County Texas | 3 | $ 686,000 | $ 228,000 | $ 275,000 |
| Orange County Texas | 3 | $ 144,000 | $ 48,000 | $ 155,000 |
| Randall County Texas | 3 | $ 626,000 | $ 208,000 | $ 170,000 |
| Victoria County Texas | 3 | $ 208,000 | $ 69,000 | $ 225,000 |
| Wharton County Texas | 3 | $ 178,000 | $ 59,000 | $ 142,000 |
| Hale County Alabama | 2 | $ 251,000 | $ 125,000 | $ 72,000 |
| Houston County Alabama | 2 | $ 290,000 | $ 145,000 | $ 51,000 |
| Marengo County Alabama | 2 | $ 333,000 | $ 166,000 | $ 204,000 |
| Mobile County Alabama | 2 | $ 332,000 | $ 166,000 | $ 78,000 |
| Perry County Alabama | 2 | $ 394,000 | $ 197,000 | $ 125,000 |
| Boulder County Colorado | 2 | $ 1,706,000 | $ 853,000 | $ 446,000 |
| Denver County Colorado | 2 | $ 1,266,000 | $ 633,000 | $ 206,000 |
| Calhoun County Florida | 2 | $ 202,000 | $ 101,000 | $ 69,000 |
| Levy County Florida | 2 | $ 185,000 | $ 92,000 | $ 43,000 |
| Palm Beach County Florida | 2 | $ 1,548,000 | $ 774,000 | $ 406,000 |
| Polk County Florida | 2 | $ 465,000 | $ 232,000 | $ 64,000 |
| Seminole County Florida | 2 | $ 1,122,000 | $ 561,000 | $ 178,000 |
| Dade County Georgia | 2 | $ 626,000 | $ 313,000 | $ 181,000 |
| Chickasaw County Mississippi | 2 | $ 17,000 | $ 8,000 | $ 51,000 |
| Choctaw County Mississippi | 2 | $ 192,000 | $ 96,000 | $ 51,000 |
| Noxubee County Mississippi | 2 | $ 114,000 | $ 57,000 | $ 89,000 |
| Webster County Mississippi | 2 | $ 8,000 | $ 4,000 | $ 31,000 |
| Mecklenburg County North Carolina | 2 | $ 905,000 | $ 452,000 | $ 185,000 |
| Franklin County Tennessee | 2 | $ 237,000 | $ 118,000 | $ 79,000 |
| Robertson County Tennessee | 2 | $ 502,000 | $ 251,000 | $ 53,000 |
| Weakley County Tennessee | 2 | $ 373,000 | $ 186,000 | $ 89,000 |
| Blanco County Texas | 2 | $ 891,000 | $ 445,000 | $ 235,000 |
| Gillespie County Texas | 2 | $ 267,000 | $ 133,000 | $ 404,000 |
| Hardin County Texas | 2 | $ 98,000 | $ 49,000 | $ 190,000 |
| Harrison County Texas | 2 | $ 122,000 | $ 61,000 | $ 164,000 |
| Henderson County Texas | 2 | $ 380,000 | $ 190,000 | $ 800,000 |
| Hunt County Texas | 2 | $ 141,000 | $ 70,000 | $ 118,000 |
| Kerr County Texas | 2 | $ 112,000 | $ 56,000 | $ 129,000 |
| Leon County Texas | 2 | $ 82,000 | $ 41,000 | $ 132,000 |
| Llano County Texas | 2 | $ 260,000 | $ 130,000 | $ 391,000 |
| Madison County Texas | 2 | $ 426,000 | $ 213,000 | $ 75,000 |
| Taylor County Texas | 2 | $ 100,000 | $ 50,000 | $ 129,000 |
| Walker County Texas | 2 | $ 419,000 | $ 209,000 | $ 154,000 |
| Bibb County Alabama | 1 | $ 229,000 | $ 229,000 | $ 92,000 |
| Calhoun County Alabama | 1 | $ 104,000 | $ 104,000 | $ 85,000 |
| Clay County Alabama | 1 | $ 3,000 | $ 3,000 | $ 47,000 |
| Coffee County Alabama | 1 | $ 15,000 | $ 15,000 | $ 44,000 |
| Fayette County Alabama | 1 | $ 86,000 | $ 86,000 | $ 66,000 |
| Lowndes County Alabama | 1 | $ 201,000 | $ 201,000 | $ 109,000 |
| Macon County Alabama | 1 | $ 48,000 | $ 48,000 | $ 28,000 |
| Marion County Alabama | 1 | $ 98,000 | $ 98,000 | $ 21,000 |
| Walker County Alabama | 1 | $ 43,000 | $ 43,000 | $ 40,000 |
| Los Angeles County California | 1 | $ 969,000 | $ 969,000 | $ 535,000 |
| Archuleta County Colorado | 1 | $ 572,000 | $ 572,000 | $ 307,000 |
| Garfield County Colorado | 1 | $ 845,000 | $ 845,000 | $ 500,000 |
| La Plata County Colorado | 1 | $ 444,000 | $ 444,000 | $ 155,000 |
| Summit County Colorado | 1 | $ 702,000 | $ 702,000 | $ 195,000 |
| Charlotte County Florida | 1 | $ 188,000 | $ 188,000 | $ 69,000 |
| Duval County Florida | 1 | $ 970,000 | $ 970,000 | $ 319,000 |
| Escambia County Florida | 1 | $ 182,000 | $ 182,000 | $ 59,000 |
| Gulf County Florida | 1 | $ 297,000 | $ 297,000 | $ 78,000 |
| Walton County Florida | 1 | $ 362,000 | $ 362,000 | $ 364,000 |
| Bryan County Georgia | 1 | $ 427,000 | $ 427,000 | $ 137,000 |
| Gordon County Georgia | 1 | $ 114,000 | $ 114,000 | $ 65,000 |
| DeSoto County Mississippi | 1 | $ 266,000 | $ 266,000 | $ 180,000 |
| Hinds County Mississippi | 1 | $ 110,000 | $ 110,000 | $ 71,000 |
| Jackson County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Lamar County Mississippi | 1 | $ 280,000 | $ 280,000 | $ 151,000 |
| Madison County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Marshall County Mississippi | 1 | $ 31,000 | $ 31,000 | $ 52,000 |
| Montgomery County Mississippi | 1 | $ 68,000 | $ 68,000 | $ 135,000 |
| Newton County Mississippi | 1 | $ 76,000 | $ 76,000 | $ 32,000 |
| Rankin County Mississippi | 1 | $ 110,000 | $ 110,000 | $ 163,000 |
| Simpson County Mississippi | 1 | $ 5,000 | $ 5,000 | $ 57,000 |
| Warren County Mississippi | 1 | $ 164,000 | $ 164,000 | $ 74,000 |
| Brunswick County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 149,000 |
| Forsyth County North Carolina | 1 | $ 500,000 | $ 500,000 | $ 213,000 |
| Henderson County North Carolina | 1 | $ 416,000 | $ 416,000 | $ 121,000 |
| Nash County North Carolina | 1 | $ 347,000 | $ 347,000 | $ 425,000 |
| Onslow County North Carolina | 1 | $ 272,000 | $ 272,000 | $ 60,000 |
| Bradley County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 79,000 |
| Giles County Tennessee | 1 | $ 309,000 | $ 309,000 | $ 136,000 |
| Montgomery County Tennessee | 1 | $ 229,000 | $ 229,000 | $ 162,000 |
| Rutherford County Tennessee | 1 | $ 212,000 | $ 212,000 | $ 61,000 |
| Williamson County Tennessee | 1 | $ 260,000 | $ 260,000 | $ 79,000 |
| Andrews County Texas | 1 | $ 61,000 | $ 61,000 | $ 176,000 |
| Aransas County Texas | 1 | $ 500,000 | $ 500,000 | $ 348,000 |
| Atascosa County Texas | 1 | $ 68,000 | $ 68,000 | $ 74,000 |
| Bandera County Texas | 1 | $ 62,000 | $ 62,000 | $ 152,000 |
| Bastrop County Texas | 1 | $ 41,000 | $ 41,000 | $ 179,000 |
| Bee County Texas | 1 | $ 235,000 | $ 235,000 | $ 269,000 |
| Bowie County Texas | 1 | $ 34,000 | $ 34,000 | $ 150,000 |
| Burleson County Texas | 1 | $ 72,000 | $ 72,000 | $ 155,000 |
| Coryell County Texas | 1 | $ 72,000 | $ 72,000 | $ 180,000 |
| Fayette County Texas | 1 | $ 33,000 | $ 33,000 | $ 132,000 |
| Goliad County Texas | 1 | $ 51,000 | $ 51,000 | $ 190,000 |
| Grimes County Texas | 1 | $ 55,000 | $ 55,000 | $ 150,000 |
| Hill County Texas | 1 | $ 40,000 | $ 40,000 | $ 100,000 |
| Hopkins County Texas | 1 | $ 46,000 | $ 46,000 | $ 130,000 |
| Jasper County Texas | 1 | $ 43,000 | $ 43,000 | $ 132,000 |
| Lamar County Texas | 1 | $ 55,000 | $ 55,000 | $ 126,000 |
| Lampasas County Texas | 1 | $ 63,000 | $ 63,000 | $ 63,000 |
| Lavaca County Texas | 1 | $ 51,000 | $ 51,000 | $ 136,000 |
| Limestone County Texas | 1 | $ 46,000 | $ 46,000 | $ 99,000 |
| Matagorda County Texas | 1 | $ 68,000 | $ 68,000 | $ 155,000 |
| Navarro County Texas | 1 | $ 48,000 | $ 48,000 | $ 455,000 |
| Potter County Texas | 1 | $ 51,000 | $ 51,000 | $ 169,000 |
| San Jacinto County Texas | 1 | $ 60,000 | $ 60,000 | $ 189,000 |
| San Patricio County Texas | 1 | $ 41,000 | $ 41,000 | $ 132,000 |
| Tom Green County Texas | 1 | $ 29,000 | $ 29,000 | $ 106,000 |
| Van Zandt County Texas | 1 | $ 58,000 | $ 58,000 | $ 63,000 |
| Washington County Texas | 1 | $ 46,000 | $ 46,000 | $ 112,000 |
| Webb County Texas | 1 | $ 100,000 | $ 100,000 | $ 192,000 |
| Wood County Texas | 1 | $ 25,000 | $ 25,000 | $ 342,000 |
| Bennington County Vermont | 1 | $ 33,000 | $ 33,000 | $ 365,000 |
Mortgage Loan Application Detail Totals for Cadence Bank, N.A. in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,904 | $575,277,000 | $302,000 | $10,000,000 | $219,000 | $15,565,000 |
| Home Improvement | 917 | $56,077,000 | $61,000 | $730,000 | $161,000 | $898,000 |
| Refinancing | 415 | $189,288,000 | $456,000 | $76,000,000 | $155,000 | $1,617,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,234 | $508,687,000 | $227,000 | $10,000,000 | $200,000 | $6,890,000 |
| Not applicable | 253 | $101,497,000 | $401,000 | $76,000,000 | $24,000 | $190,000 |
| Hispanic | 218 | $43,754,000 | $200,000 | $1,354,000 | $194,000 | $826,000 |
| Not Provided | 201 | $78,155,000 | $388,000 | $4,288,000 | $351,000 | $15,565,000 |
| Asian | 160 | $60,337,000 | $377,000 | $2,700,000 | $240,000 | $898,000 |
| Black or African American | 152 | $25,562,000 | $168,000 | $992,000 | $134,000 | $850,000 |
| American Indian or Alaskan Native | 11 | $1,262,000 | $114,000 | $424,000 | $199,000 | $521,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,388,000 | $198,000 | $910,000 | $169,000 | $367,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,985 | $780,692,000 | $261,000 | $76,000,000 | $205,000 | $15,565,000 |
| FHA-insured (Federal Housing Administration) | 132 | $19,974,000 | $151,000 | $306,000 | $59,000 | $199,000 |
| VA-guaranteed (Veterans Administration) | 67 | $13,588,000 | $202,000 | $427,000 | $94,000 | $1,018,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 52 | $6,388,000 | $122,000 | $252,000 | $40,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,042 | $608,185,000 | $297,000 | $76,000,000 | $200,000 | $2,756,000 |
| Application Denied By Financial Institution | 475 | $87,978,000 | $185,000 | $2,700,000 | $164,000 | $999,000 |
| Application Approved But Not Accepted | 391 | $32,755,000 | $83,000 | $839,000 | $180,000 | $898,000 |
| Application Withdrawn By Applicant | 206 | $75,998,000 | $368,000 | $1,787,000 | $313,000 | $15,565,000 |
| Loan Purchased By The Institution | 116 | $14,515,000 | $125,000 | $372,000 | $52,000 | $190,000 |
| Preapproval Approved but not Accepted | 3 | $424,000 | $141,000 | $161,000 | $196,000 | $238,000 |
| Preapproval Denied by Financial Institution | 2 | $411,000 | $205,000 | $250,000 | $194,000 | $239,000 |
| File Closed For Incompleteness | 1 | $376,000 | $376,000 | $376,000 | $120,000 | $120,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 150 | $14,510,000 | $96,000 | $1,000,000 | $152,000 | $999,000 |
| Debt-To-Income Ratio | 129 | $21,337,000 | $165,000 | $2,000,000 | $117,000 | $700,000 |
| Credit Application Incomplete | 80 | $32,565,000 | $407,000 | $2,700,000 | $208,000 | $895,000 |
| Other | 67 | $9,237,000 | $137,000 | $560,000 | $204,000 | $880,000 |
| Collateral | 30 | $8,369,000 | $278,000 | $859,000 | $208,000 | $600,000 |
| Employment History | 13 | $1,662,000 | $127,000 | $404,000 | $222,000 | $501,000 |
| Unverifiable Information | 5 | $312,000 | $62,000 | $130,000 | $156,000 | $270,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $397,000 | $132,000 | $250,000 | $59,000 | $88,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cadence Bank, N.A.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cadence Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.