Blanco County, TX Mortgage Lenders & HMDA Data, 2017
In 2017, lenders reported 559 mortgage applications in Blanco County, TX totaling $130.1 million, up 3% from 2016. The average application was for $232,000, and applicants reported an average income of $232,000. 50% of applications resulted in an originated loan and 16% were denied. The most active lender was Randolph-Brooks Federal Credit Union, with 33 applications, followed by JPMorgan Chase Bank, NA and 21st Mortgage.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 559 |
| Total Mortgage Loan Application Amount | $130,125,000 |
| Average Mortgage Loan Application Amount | $232,000 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $232,000 |
| Highest Applicant Income | $69,000,000 |
Top Mortgage Lenders in Blanco County, TX (2017)
Ranked by the number of mortgage applications each lender reported in Blanco County, TX in 2017.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Randolph-Brooks Federal Credit Union Universal City, TX |
33 | $4,447,000 | $134,000 | $90,000 |
| 2 | JPMorgan Chase Bank, NA Columbus, OH |
27 | $8,336,000 | $308,000 | $153,000 |
| 3 | 21st Mortgage Knoxville, TN |
22 | $2,067,000 | $93,000 | $56,000 |
| 4 | Wells Fargo Bank NA Minneapolis, MN |
22 | $5,629,000 | $255,000 | $150,000 |
| 5 | Texas Regional Bank Harlingen, TX |
18 | $1,831,000 | $101,000 | $70,000 |
| 6 | Amcap Mortgage, Ltd. Austin, TX |
14 | $2,929,000 | $209,000 | $75,000 |
| 7 | Colonial Savings Fort Worth, TX |
12 | $3,966,000 | $330,000 | $134,000 |
| 8 | Southwest Stage Funding LLC Chandler, AZ |
12 | $1,639,000 | $136,000 | $56,000 |
| 9 | Ssbt Mortgage Group, LLC Fredericksburg, TX |
9 | $2,565,000 | $285,000 | $134,000 |
| 10 | Gardner Financial Services, Ltd. San Antonio, TX |
9 | $2,127,000 | $236,000 | $104,000 |
The tables below break down 2017 mortgage applications in Blanco County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Blanco County, TX in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 292 | $68,648,000 | $235,000 | $3,000,000 | $99,000 | $792,000 |
| Refinancing | 218 | $55,667,000 | $255,000 | $912,000 | $437,000 | $69,000,000 |
| Home Improvement | 49 | $5,810,000 | $118,000 | $758,000 | $106,000 | $831,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 363 | $80,738,000 | $222,000 | $1,092,000 | $307,000 | $69,000,000 |
| Not Provided | 83 | $20,231,000 | $243,000 | $836,000 | $110,000 | $750,000 |
| Hispanic | 55 | $10,532,000 | $191,000 | $758,000 | $102,000 | $831,000 |
| Not applicable | 41 | $15,411,000 | $375,000 | $3,000,000 | $50,000 | $952,000 |
| Black or African American | 11 | $1,417,000 | $128,000 | $329,000 | $63,000 | $80,000 |
| American Indian or Alaskan Native | 3 | $1,133,000 | $377,000 | $912,000 | $142,000 | $191,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $413,000 | $206,000 | $225,000 | $84,000 | $84,000 |
| Asian | 1 | $250,000 | $250,000 | $250,000 | $172,000 | $172,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 455 | $109,271,000 | $240,000 | $3,000,000 | $272,000 | $69,000,000 |
| FHA-insured (Federal Housing Administration) | 55 | $9,431,000 | $171,000 | $288,000 | $50,000 | $132,000 |
| VA-guaranteed (Veterans Administration) | 41 | $10,229,000 | $249,000 | $497,000 | $64,000 | $197,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,194,000 | $149,000 | $318,000 | $22,000 | $53,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 280 | $69,068,000 | $246,000 | $3,000,000 | $361,000 | $69,000,000 |
| Application Denied By Financial Institution | 91 | $18,161,000 | $199,000 | $912,000 | $96,000 | $488,000 |
| Application Withdrawn By Applicant | 68 | $14,284,000 | $210,000 | $680,000 | $106,000 | $560,000 |
| Loan Purchased By The Institution | 59 | $15,461,000 | $262,000 | $750,000 | $92,000 | $855,000 |
| File Closed For Incompleteness | 33 | $6,986,000 | $211,000 | $758,000 | $105,000 | $831,000 |
| Application Approved But Not Accepted | 28 | $6,165,000 | $220,000 | $1,092,000 | $133,000 | $927,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 22 | $5,777,000 | $262,000 | $912,000 | $109,000 | $488,000 |
| Collateral | 14 | $2,847,000 | $203,000 | $791,000 | $120,000 | $260,000 |
| Credit Application Incomplete | 9 | $1,907,000 | $211,000 | $703,000 | $115,000 | $215,000 |
| Credit History | 7 | $691,000 | $98,000 | $260,000 | $72,000 | $175,000 |
| Other | 6 | $1,826,000 | $304,000 | $640,000 | $114,000 | $184,000 |
| Employment History | 1 | $88,000 | $88,000 | $88,000 | $39,000 | $39,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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