Cadence Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Cadence Bank, N.A. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cadence Bank, N.A. 2100 3Rd Ave N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,254 |
| Total Mortgage Loan Application Amount | $1,163,580,000 |
| Average Mortgage Loan Application Amount | $182,800 |
| Highest Mortgage Loan Application Amount | $6,005,000 |
| Average Applicant Income | $167,000 |
| Highest Applicant Income | $5,259,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Cadence Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cadence Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Cadence Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cadence Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Cadence Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cadence Bank, N.A.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 1,721 | $ 478,975,000 | $ 278,000 | $ 170,000 |
| Jefferson County Alabama | 309 | $ 57,325,000 | $ 185,000 | $ 130,000 |
| Montgomery County Texas | 265 | $ 55,385,000 | $ 209,000 | $ 136,000 |
| Fort Bend County Texas | 248 | $ 53,110,000 | $ 214,000 | $ 139,000 |
| Tuscaloosa County Alabama | 239 | $ 52,095,000 | $ 217,000 | $ 141,000 |
| Bexar County Texas | 199 | $ 36,265,000 | $ 182,000 | $ 116,000 |
| Madison County Alabama | 135 | $ 22,995,000 | $ 170,000 | $ 114,000 |
| Lowndes County Mississippi | 121 | $ 18,235,000 | $ 150,000 | $ 87,000 |
| Oktibbeha County Mississippi | 111 | $ 19,495,000 | $ 175,000 | $ 113,000 |
| Shelby County Alabama | 95 | $ 23,005,000 | $ 242,000 | $ 143,000 |
| Tarrant County Texas | 91 | $ 14,535,000 | $ 159,000 | $ 221,000 |
| Collin County Texas | 84 | $ 10,920,000 | $ 130,000 | $ 248,000 |
| Travis County Texas | 84 | $ 28,320,000 | $ 337,000 | $ 347,000 |
| Dallas County Texas | 74 | $ 19,850,000 | $ 268,000 | $ 279,000 |
| Sarasota County Florida | 67 | $ 16,055,000 | $ 239,000 | $ 132,000 |
| Shelby County Tennessee | 60 | $ 8,040,000 | $ 134,000 | $ 105,000 |
| Galveston County Texas | 60 | $ 10,300,000 | $ 171,000 | $ 225,000 |
| Denton County Texas | 59 | $ 7,095,000 | $ 120,000 | $ 213,000 |
| Hillsborough County Florida | 52 | $ 19,990,000 | $ 384,000 | $ 203,000 |
| Pinellas County Florida | 49 | $ 10,705,000 | $ 218,000 | $ 141,000 |
| Manatee County Florida | 47 | $ 8,495,000 | $ 180,000 | $ 119,000 |
| Montgomery County Alabama | 46 | $ 8,730,000 | $ 189,000 | $ 82,000 |
| Citrus County Florida | 45 | $ 4,495,000 | $ 99,000 | $ 115,000 |
| Monroe County Mississippi | 39 | $ 2,875,000 | $ 73,000 | $ 59,000 |
| Autauga County Alabama | 37 | $ 4,975,000 | $ 134,000 | $ 51,000 |
| Elmore County Alabama | 34 | $ 5,590,000 | $ 164,000 | $ 55,000 |
| Brazoria County Texas | 34 | $ 4,610,000 | $ 135,000 | $ 148,000 |
| Marion County Florida | 30 | $ 3,580,000 | $ 119,000 | $ 45,000 |
| Williamson County Texas | 28 | $ 5,450,000 | $ 194,000 | $ 215,000 |
| Clay County Mississippi | 27 | $ 2,615,000 | $ 96,000 | $ 186,000 |
| Ellis County Texas | 26 | $ 1,680,000 | $ 64,000 | $ 158,000 |
| Etowah County Alabama | 25 | $ 2,725,000 | $ 109,000 | $ 68,000 |
| Hernando County Florida | 25 | $ 3,075,000 | $ 123,000 | $ 74,000 |
| Rockwall County Texas | 25 | $ 2,045,000 | $ 81,000 | $ 165,000 |
| Blount County Alabama | 23 | $ 2,385,000 | $ 103,000 | $ 53,000 |
| Marshall County Alabama | 21 | $ 2,485,000 | $ 118,000 | $ 66,000 |
| Morgan County Alabama | 21 | $ 2,185,000 | $ 104,000 | $ 56,000 |
| Comal County Texas | 21 | $ 3,145,000 | $ 149,000 | $ 176,000 |
| Pasco County Florida | 19 | $ 3,355,000 | $ 176,000 | $ 115,000 |
| Covington County Alabama | 18 | $ 2,180,000 | $ 121,000 | $ 77,000 |
| Hays County Texas | 18 | $ 2,150,000 | $ 119,000 | $ 163,000 |
| Brazos County Texas | 14 | $ 2,600,000 | $ 185,000 | $ 231,000 |
| Midland County Texas | 14 | $ 2,390,000 | $ 170,000 | $ 224,000 |
| Johnson County Texas | 12 | $ 740,000 | $ 61,000 | $ 143,000 |
| Baldwin County Alabama | 11 | $ 5,185,000 | $ 471,000 | $ 260,000 |
| Bell County Texas | 11 | $ 1,855,000 | $ 168,000 | $ 235,000 |
| Grayson County Texas | 11 | $ 645,000 | $ 58,000 | $ 145,000 |
| Lubbock County Texas | 11 | $ 3,165,000 | $ 287,000 | $ 444,000 |
| Waller County Texas | 11 | $ 2,145,000 | $ 195,000 | $ 146,000 |
| Talladega County Alabama | 10 | $ 980,000 | $ 98,000 | $ 105,000 |
| Lee County Alabama | 9 | $ 1,345,000 | $ 149,000 | $ 120,000 |
| St. Clair County Alabama | 8 | $ 1,530,000 | $ 191,000 | $ 100,000 |
| Denver County Colorado | 8 | $ 5,700,000 | $ 712,000 | $ 285,000 |
| El Paso County Texas | 8 | $ 470,000 | $ 58,000 | $ 165,000 |
| Liberty County Texas | 8 | $ 800,000 | $ 100,000 | $ 130,000 |
| Miami-Dade County Florida | 7 | $ 4,395,000 | $ 627,000 | $ 343,000 |
| Orange County Florida | 7 | $ 3,815,000 | $ 545,000 | $ 229,000 |
| Lincoln County Tennessee | 7 | $ 1,235,000 | $ 176,000 | $ 58,000 |
| Parker County Texas | 7 | $ 885,000 | $ 126,000 | $ 165,000 |
| Limestone County Alabama | 6 | $ 690,000 | $ 115,000 | $ 83,000 |
| Monroe County Alabama | 6 | $ 560,000 | $ 93,000 | $ 72,000 |
| DeSoto County Mississippi | 6 | $ 1,500,000 | $ 250,000 | $ 137,000 |
| Neshoba County Mississippi | 6 | $ 330,000 | $ 55,000 | $ 36,000 |
| Hardin County Texas | 6 | $ 310,000 | $ 51,000 | $ 127,000 |
| Nueces County Texas | 6 | $ 230,000 | $ 38,000 | $ 135,000 |
| Wise County Texas | 6 | $ 390,000 | $ 65,000 | $ 176,000 |
| Broward County Florida | 5 | $ 3,745,000 | $ 749,000 | $ 343,000 |
| Lee County Mississippi | 5 | $ 685,000 | $ 137,000 | $ 49,000 |
| Chambers County Texas | 5 | $ 1,035,000 | $ 207,000 | $ 212,000 |
| Kaufman County Texas | 5 | $ 335,000 | $ 67,000 | $ 134,000 |
| Kendall County Texas | 5 | $ 3,335,000 | $ 667,000 | $ 185,000 |
| Llano County Texas | 5 | $ 645,000 | $ 129,000 | $ 198,000 |
| McLennan County Texas | 5 | $ 945,000 | $ 189,000 | $ 193,000 |
| Smith County Texas | 5 | $ 2,305,000 | $ 461,000 | $ 284,000 |
| Lee County Florida | 4 | $ 740,000 | $ 185,000 | $ 94,000 |
| St. Johns County Florida | 4 | $ 2,510,000 | $ 627,000 | $ 267,000 |
| Madison County Mississippi | 4 | $ 1,290,000 | $ 322,000 | $ 236,000 |
| Noxubee County Mississippi | 4 | $ 240,000 | $ 60,000 | $ 67,000 |
| Webster County Mississippi | 4 | $ 490,000 | $ 122,000 | $ 75,000 |
| Guadalupe County Texas | 4 | $ 1,140,000 | $ 285,000 | $ 294,000 |
| Hunt County Texas | 4 | $ 190,000 | $ 47,000 | $ 151,000 |
| Jefferson County Texas | 4 | $ 690,000 | $ 172,000 | $ 194,000 |
| Conecuh County Alabama | 3 | $ 325,000 | $ 108,000 | $ 173,000 |
| Crenshaw County Alabama | 3 | $ 225,000 | $ 75,000 | $ 83,000 |
| Cullman County Alabama | 3 | $ 425,000 | $ 141,000 | $ 74,000 |
| Pickens County Alabama | 3 | $ 445,000 | $ 148,000 | $ 59,000 |
| Bastrop County Texas | 3 | $ 175,000 | $ 58,000 | $ 197,000 |
| Burnet County Texas | 3 | $ 275,000 | $ 91,000 | $ 161,000 |
| Hidalgo County Texas | 3 | $ 1,755,000 | $ 585,000 | $ 307,000 |
| Hood County Texas | 3 | $ 225,000 | $ 75,000 | $ 255,000 |
| Medina County Texas | 3 | $ 225,000 | $ 75,000 | $ 164,000 |
| Orange County Texas | 3 | $ 185,000 | $ 61,000 | $ 133,000 |
| Robertson County Texas | 3 | $ 155,000 | $ 51,000 | $ 112,000 |
| Tom Green County Texas | 3 | $ 1,115,000 | $ 371,000 | $ 355,000 |
| Walker County Texas | 3 | $ 515,000 | $ 171,000 | $ 228,000 |
| Bibb County Alabama | 2 | $ 220,000 | $ 110,000 | $ 66,000 |
| Chilton County Alabama | 2 | $ 140,000 | $ 70,000 | $ 37,000 |
| DeKalb County Alabama | 2 | $ 190,000 | $ 95,000 | $ 49,000 |
| Hale County Alabama | 2 | $ 230,000 | $ 115,000 | $ 29,000 |
| Marengo County Alabama | 2 | $ 220,000 | $ 110,000 | $ 40,000 |
| Walker County Alabama | 2 | $ 340,000 | $ 170,000 | $ 60,000 |
| Douglas County Colorado | 2 | $ 1,300,000 | $ 650,000 | $ 594,000 |
| Mesa County Colorado | 2 | $ 1,000,000 | $ 500,000 | $ 270,000 |
| Summit County Colorado | 2 | $ 2,590,000 | $ 1,295,000 | $ 451,000 |
| Duval County Florida | 2 | $ 1,080,000 | $ 540,000 | $ 390,000 |
| Gulf County Florida | 2 | $ 150,000 | $ 75,000 | $ 89,000 |
| Okaloosa County Florida | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Seminole County Florida | 2 | $ 1,600,000 | $ 800,000 | $ 230,000 |
| Walton County Florida | 2 | $ 1,050,000 | $ 525,000 | $ 380,000 |
| Carroll County Georgia | 2 | $ 470,000 | $ 235,000 | $ 28,000 |
| Cherokee County Georgia | 2 | $ 720,000 | $ 360,000 | $ 244,000 |
| Cobb County Georgia | 2 | $ 570,000 | $ 285,000 | $ 81,000 |
| Columbia County Georgia | 2 | $ 1,130,000 | $ 565,000 | $ 155,000 |
| Fulton County Georgia | 2 | $ 1,420,000 | $ 710,000 | $ 170,000 |
| Choctaw County Mississippi | 2 | $ 130,000 | $ 65,000 | $ 67,000 |
| Marshall County Mississippi | 2 | $ 140,000 | $ 70,000 | $ 43,000 |
| Union County Mississippi | 2 | $ 180,000 | $ 90,000 | $ 49,000 |
| Winston County Mississippi | 2 | $ 120,000 | $ 60,000 | $ 58,000 |
| Maury County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 59,000 |
| Austin County Texas | 2 | $ 630,000 | $ 315,000 | $ 152,000 |
| Cameron County Texas | 2 | $ 240,000 | $ 120,000 | $ 151,000 |
| Cherokee County Texas | 2 | $ 110,000 | $ 55,000 | $ 98,000 |
| Colorado County Texas | 2 | $ 760,000 | $ 380,000 | $ 819,000 |
| Coryell County Texas | 2 | $ 100,000 | $ 50,000 | $ 172,000 |
| Ector County Texas | 2 | $ 390,000 | $ 195,000 | $ 164,000 |
| Gillespie County Texas | 2 | $ 200,000 | $ 100,000 | $ 196,000 |
| Grimes County Texas | 2 | $ 900,000 | $ 450,000 | $ 200,000 |
| Somervell County Texas | 2 | $ 270,000 | $ 135,000 | $ 203,000 |
| Victoria County Texas | 2 | $ 240,000 | $ 120,000 | $ 114,000 |
| Butler County Alabama | 1 | $ 115,000 | $ 115,000 | $ 22,000 |
| Calhoun County Alabama | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Clay County Alabama | 1 | $ 365,000 | $ 365,000 | $ 212,000 |
| Houston County Alabama | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Lamar County Alabama | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Lauderdale County Alabama | 1 | $ 325,000 | $ 325,000 | $ 131,000 |
| Mobile County Alabama | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Tallapoosa County Alabama | 1 | $ 545,000 | $ 545,000 | $ 101,000 |
| Arapahoe County Colorado | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Jefferson County Colorado | 1 | $ 495,000 | $ 495,000 | $ 200,000 |
| Larimer County Colorado | 1 | $ 705,000 | $ 705,000 | $ 1,023,000 |
| Pitkin County Colorado | 1 | $ 6,005,000 | $ 6,005,000 | $ 0 |
| San Miguel County Colorado | 1 | $ 605,000 | $ 605,000 | $ 1,200,000 |
| Bay County Florida | 1 | $ 85,000 | $ 85,000 | $ 192,000 |
| Brevard County Florida | 1 | $ 475,000 | $ 475,000 | $ 237,000 |
| Charlotte County Florida | 1 | $ 805,000 | $ 805,000 | $ 460,000 |
| Escambia County Florida | 1 | $ 355,000 | $ 355,000 | $ 285,000 |
| Indian River County Florida | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| Jackson County Florida | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Lake County Florida | 1 | $ 405,000 | $ 405,000 | $ 134,000 |
| Leon County Florida | 1 | $ 295,000 | $ 295,000 | $ 167,000 |
| Levy County Florida | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Martin County Florida | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Palm Beach County Florida | 1 | $ 965,000 | $ 965,000 | $ 396,000 |
| Polk County Florida | 1 | $ 45,000 | $ 45,000 | $ 133,000 |
| St. Lucie County Florida | 1 | $ 285,000 | $ 285,000 | $ 177,000 |
| Sumter County Florida | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Taylor County Florida | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Bartow County Georgia | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| DeKalb County Georgia | 1 | $ 195,000 | $ 195,000 | $ 38,000 |
| Henry County Georgia | 1 | $ 1,105,000 | $ 1,105,000 | $ 267,000 |
| Bolivar County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 111,000 |
| Calhoun County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Chickasaw County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 13,000 |
| Forrest County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 155,000 |
| Jackson County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Lamar County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 124,000 |
| Montgomery County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Panola County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 25,000 |
| Rankin County Mississippi | 1 | $ 305,000 | $ 305,000 | $ 192,000 |
| Tate County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Tippah County Mississippi | 1 | $ 295,000 | $ 295,000 | $ 220,000 |
| Tunica County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 236,000 |
| Catawba County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 264,000 |
| Clay County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Bradley County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Davidson County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Knox County Tennessee | 1 | $ 1,295,000 | $ 1,295,000 | $ 605,000 |
| Lawrence County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Sevier County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 940,000 |
| Tipton County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Aransas County Texas | 1 | $ 165,000 | $ 165,000 | $ 388,000 |
| Blanco County Texas | 1 | $ 55,000 | $ 55,000 | $ 106,000 |
| Bosque County Texas | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| Calhoun County Texas | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Cass County Texas | 1 | $ 65,000 | $ 65,000 | $ 192,000 |
| Cooke County Texas | 1 | $ 75,000 | $ 75,000 | $ 139,000 |
| Delta County Texas | 1 | $ 75,000 | $ 75,000 | $ 123,000 |
| Erath County Texas | 1 | $ 55,000 | $ 55,000 | $ 149,000 |
| Henderson County Texas | 1 | $ 35,000 | $ 35,000 | $ 278,000 |
| Hill County Texas | 1 | $ 55,000 | $ 55,000 | $ 101,000 |
| Hopkins County Texas | 1 | $ 75,000 | $ 75,000 | $ 220,000 |
| Jasper County Texas | 1 | $ 55,000 | $ 55,000 | $ 122,000 |
| Madison County Texas | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Parmer County Texas | 1 | $ 245,000 | $ 245,000 | $ 300,000 |
| Polk County Texas | 1 | $ 675,000 | $ 675,000 | $ 348,000 |
| Randall County Texas | 1 | $ 55,000 | $ 55,000 | $ 232,000 |
| Runnels County Texas | 1 | $ 45,000 | $ 45,000 | $ 100,000 |
| Rusk County Texas | 1 | $ 45,000 | $ 45,000 | $ 83,000 |
| Taylor County Texas | 1 | $ 55,000 | $ 55,000 | $ 93,000 |
| Tyler County Texas | 1 | $ 245,000 | $ 245,000 | $ 783,000 |
| Van Zandt County Texas | 1 | $ 75,000 | $ 75,000 | $ 139,000 |
| Washington County Texas | 1 | $ 85,000 | $ 85,000 | $ 193,000 |
| Wharton County Texas | 1 | $ 45,000 | $ 45,000 | $ 164,000 |
| Wichita County Texas | 1 | $ 45,000 | $ 45,000 | $ 124,000 |
| Wilson County Texas | 1 | $ 55,000 | $ 55,000 | $ 123,000 |
| Wood County Texas | 1 | $ 35,000 | $ 35,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for Cadence Bank, N.A. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,603 | $926,095,000 | $257,000 | $6,005,000 | $150,000 | $5,259,000 |
| Home Improvement | 703 | $51,955,000 | $73,000 | $1,005,000 | $159,000 | $1,402,000 |
| Refinancing | 377 | $75,225,000 | $199,000 | $2,925,000 | $175,000 | $3,000,000 |
| Cash-out Refinancing | 320 | $62,800,000 | $196,000 | $2,405,000 | $113,000 | $1,021,000 |
| Other Purpose | 251 | $47,505,000 | $189,000 | $2,005,000 | $238,000 | $2,425,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,395 | $601,105,000 | $250,000 | $6,005,000 | $205,000 | $5,259,000 |
| Not applicable | 1,585 | $232,405,000 | $146,000 | $595,000 | $67,000 | $3,813,000 |
| Black or African American | 403 | $72,165,000 | $179,000 | $1,385,000 | $98,000 | $2,160,000 |
| Not Provided | 345 | $122,635,000 | $355,000 | $5,005,000 | $233,000 | $4,913,000 |
| Hispanic | 332 | $69,400,000 | $209,000 | $2,835,000 | $140,000 | $1,253,000 |
| Asian | 161 | $52,135,000 | $323,000 | $1,665,000 | $209,000 | $1,006,000 |
| American Indian or Alaskan Native | 17 | $4,165,000 | $245,000 | $955,000 | $163,000 | $644,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $215,000 | $71,000 | $85,000 | $160,000 | $216,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,725 | $1,074,915,000 | $227,000 | $6,005,000 | $166,000 | $5,259,000 |
| FHA-insured (Federal Housing Administration) | 366 | $58,690,000 | $160,000 | $335,000 | $56,000 | $187,000 |
| VA-guaranteed (Veterans Administration) | 118 | $24,230,000 | $205,000 | $465,000 | $81,000 | $864,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 45 | $5,745,000 | $127,000 | $255,000 | $44,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,503 | $661,185,000 | $264,000 | $6,005,000 | $197,000 | $5,259,000 |
| Loan Purchased By The Institution | 1,454 | $219,570,000 | $151,000 | $595,000 | $67,000 | $3,813,000 |
| Application Denied By Financial Institution | 616 | $106,920,000 | $173,000 | $3,005,000 | $139,000 | $3,000,000 |
| Application Approved But Not Accepted | 314 | $47,320,000 | $150,000 | $1,795,000 | $223,000 | $2,983,000 |
| Application Withdrawn By Applicant | 282 | $106,660,000 | $378,000 | $5,005,000 | $222,000 | $3,000,000 |
| File Closed For Incompleteness | 85 | $21,925,000 | $257,000 | $1,405,000 | $142,000 | $1,915,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,638 | $1,056,660,000 | $227,000 | $6,005,000 | $158,000 | $5,259,000 |
| Credit History | 261 | $27,385,000 | $104,000 | $1,005,000 | $136,000 | $3,000,000 |
| Debt-To-Income Ratio | 181 | $31,785,000 | $175,000 | $1,445,000 | $104,000 | $680,000 |
| Credit Application Incomplete | 85 | $29,135,000 | $342,000 | $3,005,000 | $174,000 | $2,906,000 |
| Collateral | 43 | $9,605,000 | $223,000 | $1,265,000 | $224,000 | $2,160,000 |
| Other | 35 | $6,965,000 | $199,000 | $955,000 | $171,000 | $864,000 |
| Employment History | 6 | $700,000 | $116,000 | $295,000 | $134,000 | $300,000 |
| Unverifiable Information | 3 | $415,000 | $138,000 | $265,000 | $87,000 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $930,000 | $465,000 | $805,000 | $115,000 | $195,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cadence Bank, N.A.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cadence Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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