Cadence Bank, N.A.
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for Cadence Bank, N.A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Cadence Bank, N.A. 2100 3Rd Ave N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,254 |
| Total Mortgage Loan Application Amount | $1,163,580,000 |
| Average Mortgage Loan Application Amount | $182,800 |
| Highest Mortgage Loan Application Amount | $6,005,000 |
| Average Applicant Income | $167,000 |
| Highest Applicant Income | $5,259,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 1,721 | $ 478,975,000 | $ 278,000 | $ 170,000 |
| Jefferson County Alabama | 309 | $ 57,325,000 | $ 185,000 | $ 130,000 |
| Montgomery County Texas | 265 | $ 55,385,000 | $ 209,000 | $ 136,000 |
| Fort Bend County Texas | 248 | $ 53,110,000 | $ 214,000 | $ 139,000 |
| Tuscaloosa County Alabama | 239 | $ 52,095,000 | $ 217,000 | $ 141,000 |
| Bexar County Texas | 199 | $ 36,265,000 | $ 182,000 | $ 116,000 |
| Madison County Alabama | 135 | $ 22,995,000 | $ 170,000 | $ 114,000 |
| Lowndes County Mississippi | 121 | $ 18,235,000 | $ 150,000 | $ 87,000 |
| Oktibbeha County Mississippi | 111 | $ 19,495,000 | $ 175,000 | $ 113,000 |
| Shelby County Alabama | 95 | $ 23,005,000 | $ 242,000 | $ 143,000 |
| Tarrant County Texas | 91 | $ 14,535,000 | $ 159,000 | $ 221,000 |
| Collin County Texas | 84 | $ 10,920,000 | $ 130,000 | $ 248,000 |
| Travis County Texas | 84 | $ 28,320,000 | $ 337,000 | $ 347,000 |
| Dallas County Texas | 74 | $ 19,850,000 | $ 268,000 | $ 279,000 |
| Sarasota County Florida | 67 | $ 16,055,000 | $ 239,000 | $ 132,000 |
| Shelby County Tennessee | 60 | $ 8,040,000 | $ 134,000 | $ 105,000 |
| Galveston County Texas | 60 | $ 10,300,000 | $ 171,000 | $ 225,000 |
| Denton County Texas | 59 | $ 7,095,000 | $ 120,000 | $ 213,000 |
| Hillsborough County Florida | 52 | $ 19,990,000 | $ 384,000 | $ 203,000 |
| Pinellas County Florida | 49 | $ 10,705,000 | $ 218,000 | $ 141,000 |
| Manatee County Florida | 47 | $ 8,495,000 | $ 180,000 | $ 119,000 |
| Montgomery County Alabama | 46 | $ 8,730,000 | $ 189,000 | $ 82,000 |
| Citrus County Florida | 45 | $ 4,495,000 | $ 99,000 | $ 115,000 |
| Monroe County Mississippi | 39 | $ 2,875,000 | $ 73,000 | $ 59,000 |
| Autauga County Alabama | 37 | $ 4,975,000 | $ 134,000 | $ 51,000 |
| Elmore County Alabama | 34 | $ 5,590,000 | $ 164,000 | $ 55,000 |
| Brazoria County Texas | 34 | $ 4,610,000 | $ 135,000 | $ 148,000 |
| Marion County Florida | 30 | $ 3,580,000 | $ 119,000 | $ 45,000 |
| Williamson County Texas | 28 | $ 5,450,000 | $ 194,000 | $ 215,000 |
| Clay County Mississippi | 27 | $ 2,615,000 | $ 96,000 | $ 186,000 |
| Ellis County Texas | 26 | $ 1,680,000 | $ 64,000 | $ 158,000 |
| Etowah County Alabama | 25 | $ 2,725,000 | $ 109,000 | $ 68,000 |
| Hernando County Florida | 25 | $ 3,075,000 | $ 123,000 | $ 74,000 |
| Rockwall County Texas | 25 | $ 2,045,000 | $ 81,000 | $ 165,000 |
| Blount County Alabama | 23 | $ 2,385,000 | $ 103,000 | $ 53,000 |
| Marshall County Alabama | 21 | $ 2,485,000 | $ 118,000 | $ 66,000 |
| Morgan County Alabama | 21 | $ 2,185,000 | $ 104,000 | $ 56,000 |
| Comal County Texas | 21 | $ 3,145,000 | $ 149,000 | $ 176,000 |
| Pasco County Florida | 19 | $ 3,355,000 | $ 176,000 | $ 115,000 |
| Covington County Alabama | 18 | $ 2,180,000 | $ 121,000 | $ 77,000 |
| Hays County Texas | 18 | $ 2,150,000 | $ 119,000 | $ 163,000 |
| Brazos County Texas | 14 | $ 2,600,000 | $ 185,000 | $ 231,000 |
| Midland County Texas | 14 | $ 2,390,000 | $ 170,000 | $ 224,000 |
| Johnson County Texas | 12 | $ 740,000 | $ 61,000 | $ 143,000 |
| Baldwin County Alabama | 11 | $ 5,185,000 | $ 471,000 | $ 260,000 |
| Bell County Texas | 11 | $ 1,855,000 | $ 168,000 | $ 235,000 |
| Grayson County Texas | 11 | $ 645,000 | $ 58,000 | $ 145,000 |
| Lubbock County Texas | 11 | $ 3,165,000 | $ 287,000 | $ 444,000 |
| Waller County Texas | 11 | $ 2,145,000 | $ 195,000 | $ 146,000 |
| Talladega County Alabama | 10 | $ 980,000 | $ 98,000 | $ 105,000 |
| Lee County Alabama | 9 | $ 1,345,000 | $ 149,000 | $ 120,000 |
| St. Clair County Alabama | 8 | $ 1,530,000 | $ 191,000 | $ 100,000 |
| Denver County Colorado | 8 | $ 5,700,000 | $ 712,000 | $ 285,000 |
| El Paso County Texas | 8 | $ 470,000 | $ 58,000 | $ 165,000 |
| Liberty County Texas | 8 | $ 800,000 | $ 100,000 | $ 130,000 |
| Miami-Dade County Florida | 7 | $ 4,395,000 | $ 627,000 | $ 343,000 |
| Orange County Florida | 7 | $ 3,815,000 | $ 545,000 | $ 229,000 |
| Lincoln County Tennessee | 7 | $ 1,235,000 | $ 176,000 | $ 58,000 |
| Parker County Texas | 7 | $ 885,000 | $ 126,000 | $ 165,000 |
| Limestone County Alabama | 6 | $ 690,000 | $ 115,000 | $ 83,000 |
| Monroe County Alabama | 6 | $ 560,000 | $ 93,000 | $ 72,000 |
| DeSoto County Mississippi | 6 | $ 1,500,000 | $ 250,000 | $ 137,000 |
| Neshoba County Mississippi | 6 | $ 330,000 | $ 55,000 | $ 36,000 |
| Hardin County Texas | 6 | $ 310,000 | $ 51,000 | $ 127,000 |
| Nueces County Texas | 6 | $ 230,000 | $ 38,000 | $ 135,000 |
| Wise County Texas | 6 | $ 390,000 | $ 65,000 | $ 176,000 |
| Broward County Florida | 5 | $ 3,745,000 | $ 749,000 | $ 343,000 |
| Lee County Mississippi | 5 | $ 685,000 | $ 137,000 | $ 49,000 |
| Chambers County Texas | 5 | $ 1,035,000 | $ 207,000 | $ 212,000 |
| Kaufman County Texas | 5 | $ 335,000 | $ 67,000 | $ 134,000 |
| Kendall County Texas | 5 | $ 3,335,000 | $ 667,000 | $ 185,000 |
| Llano County Texas | 5 | $ 645,000 | $ 129,000 | $ 198,000 |
| McLennan County Texas | 5 | $ 945,000 | $ 189,000 | $ 193,000 |
| Smith County Texas | 5 | $ 2,305,000 | $ 461,000 | $ 284,000 |
| Lee County Florida | 4 | $ 740,000 | $ 185,000 | $ 94,000 |
| St. Johns County Florida | 4 | $ 2,510,000 | $ 627,000 | $ 267,000 |
| Madison County Mississippi | 4 | $ 1,290,000 | $ 322,000 | $ 236,000 |
| Noxubee County Mississippi | 4 | $ 240,000 | $ 60,000 | $ 67,000 |
| Webster County Mississippi | 4 | $ 490,000 | $ 122,000 | $ 75,000 |
| Guadalupe County Texas | 4 | $ 1,140,000 | $ 285,000 | $ 294,000 |
| Hunt County Texas | 4 | $ 190,000 | $ 47,000 | $ 151,000 |
| Jefferson County Texas | 4 | $ 690,000 | $ 172,000 | $ 194,000 |
| Conecuh County Alabama | 3 | $ 325,000 | $ 108,000 | $ 173,000 |
| Crenshaw County Alabama | 3 | $ 225,000 | $ 75,000 | $ 83,000 |
| Cullman County Alabama | 3 | $ 425,000 | $ 141,000 | $ 74,000 |
| Pickens County Alabama | 3 | $ 445,000 | $ 148,000 | $ 59,000 |
| Bastrop County Texas | 3 | $ 175,000 | $ 58,000 | $ 197,000 |
| Burnet County Texas | 3 | $ 275,000 | $ 91,000 | $ 161,000 |
| Hidalgo County Texas | 3 | $ 1,755,000 | $ 585,000 | $ 307,000 |
| Hood County Texas | 3 | $ 225,000 | $ 75,000 | $ 255,000 |
| Medina County Texas | 3 | $ 225,000 | $ 75,000 | $ 164,000 |
| Orange County Texas | 3 | $ 185,000 | $ 61,000 | $ 133,000 |
| Robertson County Texas | 3 | $ 155,000 | $ 51,000 | $ 112,000 |
| Tom Green County Texas | 3 | $ 1,115,000 | $ 371,000 | $ 355,000 |
| Walker County Texas | 3 | $ 515,000 | $ 171,000 | $ 228,000 |
| Bibb County Alabama | 2 | $ 220,000 | $ 110,000 | $ 66,000 |
| Chilton County Alabama | 2 | $ 140,000 | $ 70,000 | $ 37,000 |
| DeKalb County Alabama | 2 | $ 190,000 | $ 95,000 | $ 49,000 |
| Hale County Alabama | 2 | $ 230,000 | $ 115,000 | $ 29,000 |
| Marengo County Alabama | 2 | $ 220,000 | $ 110,000 | $ 40,000 |
| Walker County Alabama | 2 | $ 340,000 | $ 170,000 | $ 60,000 |
| Douglas County Colorado | 2 | $ 1,300,000 | $ 650,000 | $ 594,000 |
| Mesa County Colorado | 2 | $ 1,000,000 | $ 500,000 | $ 270,000 |
| Summit County Colorado | 2 | $ 2,590,000 | $ 1,295,000 | $ 451,000 |
| Duval County Florida | 2 | $ 1,080,000 | $ 540,000 | $ 390,000 |
| Gulf County Florida | 2 | $ 150,000 | $ 75,000 | $ 89,000 |
| Okaloosa County Florida | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Seminole County Florida | 2 | $ 1,600,000 | $ 800,000 | $ 230,000 |
| Walton County Florida | 2 | $ 1,050,000 | $ 525,000 | $ 380,000 |
| Carroll County Georgia | 2 | $ 470,000 | $ 235,000 | $ 28,000 |
| Cherokee County Georgia | 2 | $ 720,000 | $ 360,000 | $ 244,000 |
| Cobb County Georgia | 2 | $ 570,000 | $ 285,000 | $ 81,000 |
| Columbia County Georgia | 2 | $ 1,130,000 | $ 565,000 | $ 155,000 |
| Fulton County Georgia | 2 | $ 1,420,000 | $ 710,000 | $ 170,000 |
| Choctaw County Mississippi | 2 | $ 130,000 | $ 65,000 | $ 67,000 |
| Marshall County Mississippi | 2 | $ 140,000 | $ 70,000 | $ 43,000 |
| Union County Mississippi | 2 | $ 180,000 | $ 90,000 | $ 49,000 |
| Winston County Mississippi | 2 | $ 120,000 | $ 60,000 | $ 58,000 |
| Maury County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 59,000 |
| Austin County Texas | 2 | $ 630,000 | $ 315,000 | $ 152,000 |
| Cameron County Texas | 2 | $ 240,000 | $ 120,000 | $ 151,000 |
| Cherokee County Texas | 2 | $ 110,000 | $ 55,000 | $ 98,000 |
| Colorado County Texas | 2 | $ 760,000 | $ 380,000 | $ 819,000 |
| Coryell County Texas | 2 | $ 100,000 | $ 50,000 | $ 172,000 |
| Ector County Texas | 2 | $ 390,000 | $ 195,000 | $ 164,000 |
| Gillespie County Texas | 2 | $ 200,000 | $ 100,000 | $ 196,000 |
| Grimes County Texas | 2 | $ 900,000 | $ 450,000 | $ 200,000 |
| Somervell County Texas | 2 | $ 270,000 | $ 135,000 | $ 203,000 |
| Victoria County Texas | 2 | $ 240,000 | $ 120,000 | $ 114,000 |
| Butler County Alabama | 1 | $ 115,000 | $ 115,000 | $ 22,000 |
| Calhoun County Alabama | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Clay County Alabama | 1 | $ 365,000 | $ 365,000 | $ 212,000 |
| Houston County Alabama | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Lamar County Alabama | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Lauderdale County Alabama | 1 | $ 325,000 | $ 325,000 | $ 131,000 |
| Mobile County Alabama | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Tallapoosa County Alabama | 1 | $ 545,000 | $ 545,000 | $ 101,000 |
| Arapahoe County Colorado | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Jefferson County Colorado | 1 | $ 495,000 | $ 495,000 | $ 200,000 |
| Larimer County Colorado | 1 | $ 705,000 | $ 705,000 | $ 1,023,000 |
| Pitkin County Colorado | 1 | $ 6,005,000 | $ 6,005,000 | $ 0 |
| San Miguel County Colorado | 1 | $ 605,000 | $ 605,000 | $ 1,200,000 |
| Bay County Florida | 1 | $ 85,000 | $ 85,000 | $ 192,000 |
| Brevard County Florida | 1 | $ 475,000 | $ 475,000 | $ 237,000 |
| Charlotte County Florida | 1 | $ 805,000 | $ 805,000 | $ 460,000 |
| Escambia County Florida | 1 | $ 355,000 | $ 355,000 | $ 285,000 |
| Indian River County Florida | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| Jackson County Florida | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Lake County Florida | 1 | $ 405,000 | $ 405,000 | $ 134,000 |
| Leon County Florida | 1 | $ 295,000 | $ 295,000 | $ 167,000 |
| Levy County Florida | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Martin County Florida | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Palm Beach County Florida | 1 | $ 965,000 | $ 965,000 | $ 396,000 |
| Polk County Florida | 1 | $ 45,000 | $ 45,000 | $ 133,000 |
| St. Lucie County Florida | 1 | $ 285,000 | $ 285,000 | $ 177,000 |
| Sumter County Florida | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Taylor County Florida | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Bartow County Georgia | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| DeKalb County Georgia | 1 | $ 195,000 | $ 195,000 | $ 38,000 |
| Henry County Georgia | 1 | $ 1,105,000 | $ 1,105,000 | $ 267,000 |
| Bolivar County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 111,000 |
| Calhoun County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Chickasaw County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 13,000 |
| Forrest County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 155,000 |
| Jackson County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Lamar County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 124,000 |
| Montgomery County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Panola County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 25,000 |
| Rankin County Mississippi | 1 | $ 305,000 | $ 305,000 | $ 192,000 |
| Tate County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Tippah County Mississippi | 1 | $ 295,000 | $ 295,000 | $ 220,000 |
| Tunica County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 236,000 |
| Catawba County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 264,000 |
| Clay County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Bradley County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Davidson County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Knox County Tennessee | 1 | $ 1,295,000 | $ 1,295,000 | $ 605,000 |
| Lawrence County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Sevier County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 940,000 |
| Tipton County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Aransas County Texas | 1 | $ 165,000 | $ 165,000 | $ 388,000 |
| Blanco County Texas | 1 | $ 55,000 | $ 55,000 | $ 106,000 |
| Bosque County Texas | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| Calhoun County Texas | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Cass County Texas | 1 | $ 65,000 | $ 65,000 | $ 192,000 |
| Cooke County Texas | 1 | $ 75,000 | $ 75,000 | $ 139,000 |
| Delta County Texas | 1 | $ 75,000 | $ 75,000 | $ 123,000 |
| Erath County Texas | 1 | $ 55,000 | $ 55,000 | $ 149,000 |
| Henderson County Texas | 1 | $ 35,000 | $ 35,000 | $ 278,000 |
| Hill County Texas | 1 | $ 55,000 | $ 55,000 | $ 101,000 |
| Hopkins County Texas | 1 | $ 75,000 | $ 75,000 | $ 220,000 |
| Jasper County Texas | 1 | $ 55,000 | $ 55,000 | $ 122,000 |
| Madison County Texas | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Parmer County Texas | 1 | $ 245,000 | $ 245,000 | $ 300,000 |
| Polk County Texas | 1 | $ 675,000 | $ 675,000 | $ 348,000 |
| Randall County Texas | 1 | $ 55,000 | $ 55,000 | $ 232,000 |
| Runnels County Texas | 1 | $ 45,000 | $ 45,000 | $ 100,000 |
| Rusk County Texas | 1 | $ 45,000 | $ 45,000 | $ 83,000 |
| Taylor County Texas | 1 | $ 55,000 | $ 55,000 | $ 93,000 |
| Tyler County Texas | 1 | $ 245,000 | $ 245,000 | $ 783,000 |
| Van Zandt County Texas | 1 | $ 75,000 | $ 75,000 | $ 139,000 |
| Washington County Texas | 1 | $ 85,000 | $ 85,000 | $ 193,000 |
| Wharton County Texas | 1 | $ 45,000 | $ 45,000 | $ 164,000 |
| Wichita County Texas | 1 | $ 45,000 | $ 45,000 | $ 124,000 |
| Wilson County Texas | 1 | $ 55,000 | $ 55,000 | $ 123,000 |
| Wood County Texas | 1 | $ 35,000 | $ 35,000 | $ 79,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Cadence Bank, N.A. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,603 | $926,095,000 | $257,000 | $6,005,000 | $150,000 | $5,259,000 |
| Home Improvement | 703 | $51,955,000 | $73,000 | $1,005,000 | $159,000 | $1,402,000 |
| Refinancing | 377 | $75,225,000 | $199,000 | $2,925,000 | $175,000 | $3,000,000 |
| Cash-out Refinancing | 320 | $62,800,000 | $196,000 | $2,405,000 | $113,000 | $1,021,000 |
| Other Purpose | 251 | $47,505,000 | $189,000 | $2,005,000 | $238,000 | $2,425,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,395 | $601,105,000 | $250,000 | $6,005,000 | $205,000 | $5,259,000 |
| Not applicable | 1,585 | $232,405,000 | $146,000 | $595,000 | $67,000 | $3,813,000 |
| Black or African American | 403 | $72,165,000 | $179,000 | $1,385,000 | $98,000 | $2,160,000 |
| Not Provided | 345 | $122,635,000 | $355,000 | $5,005,000 | $233,000 | $4,913,000 |
| Hispanic | 332 | $69,400,000 | $209,000 | $2,835,000 | $140,000 | $1,253,000 |
| Asian | 161 | $52,135,000 | $323,000 | $1,665,000 | $209,000 | $1,006,000 |
| American Indian or Alaskan Native | 17 | $4,165,000 | $245,000 | $955,000 | $163,000 | $644,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $215,000 | $71,000 | $85,000 | $160,000 | $216,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,725 | $1,074,915,000 | $227,000 | $6,005,000 | $166,000 | $5,259,000 |
| FHA-insured (Federal Housing Administration) | 366 | $58,690,000 | $160,000 | $335,000 | $56,000 | $187,000 |
| VA-guaranteed (Veterans Administration) | 118 | $24,230,000 | $205,000 | $465,000 | $81,000 | $864,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 45 | $5,745,000 | $127,000 | $255,000 | $44,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,503 | $661,185,000 | $264,000 | $6,005,000 | $197,000 | $5,259,000 |
| Loan Purchased By The Institution | 1,454 | $219,570,000 | $151,000 | $595,000 | $67,000 | $3,813,000 |
| Application Denied By Financial Institution | 616 | $106,920,000 | $173,000 | $3,005,000 | $139,000 | $3,000,000 |
| Application Approved But Not Accepted | 314 | $47,320,000 | $150,000 | $1,795,000 | $223,000 | $2,983,000 |
| Application Withdrawn By Applicant | 282 | $106,660,000 | $378,000 | $5,005,000 | $222,000 | $3,000,000 |
| File Closed For Incompleteness | 85 | $21,925,000 | $257,000 | $1,405,000 | $142,000 | $1,915,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,638 | $1,056,660,000 | $227,000 | $6,005,000 | $158,000 | $5,259,000 |
| Credit History | 261 | $27,385,000 | $104,000 | $1,005,000 | $136,000 | $3,000,000 |
| Debt-To-Income Ratio | 181 | $31,785,000 | $175,000 | $1,445,000 | $104,000 | $680,000 |
| Credit Application Incomplete | 85 | $29,135,000 | $342,000 | $3,005,000 | $174,000 | $2,906,000 |
| Collateral | 43 | $9,605,000 | $223,000 | $1,265,000 | $224,000 | $2,160,000 |
| Other | 35 | $6,965,000 | $199,000 | $955,000 | $171,000 | $864,000 |
| Employment History | 6 | $700,000 | $116,000 | $295,000 | $134,000 | $300,000 |
| Unverifiable Information | 3 | $415,000 | $138,000 | $265,000 | $87,000 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $930,000 | $465,000 | $805,000 | $115,000 | $195,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.