Capital Center, L.L.C.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

Capital Center, L.L.C. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Capital Center, L.L.C.
4510 Cox Road Ste 402
Glen Allen, VA 23060
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 10,966
Total Mortgage Loan Application Amount $2,533,430,000
Average Mortgage Loan Application Amount $233,666
Highest Mortgage Loan Application Amount $1,605,000
Average Applicant Income $113,333
Highest Applicant Income $1,500,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Capital Center, L.L.C.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital Center, L.L.C.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2020 breaks down Capital Center, L.L.C.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital Center, L.L.C. serves its applicants.

Each category highlights the total number of mortgage applications processed by Capital Center, L.L.C., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital Center, L.L.C.'s mortgage activity for 2020.

Mortgage Loan Application Totals for Capital Center, L.L.C. by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Henrico County Virginia 2,341 $ 550,995,000 $ 235,000 $ 119,000
Chesterfield County Virginia 2,238 $ 513,160,000 $ 229,000 $ 111,000
Richmond City County Virginia 988 $ 236,550,000 $ 239,000 $ 124,000
Hanover County Virginia 986 $ 234,560,000 $ 237,000 $ 118,000
Virginia Beach County Virginia 454 $ 109,230,000 $ 240,000 $ 104,000
Wake County North Carolina 297 $ 63,785,000 $ 214,000 $ 103,000
Powhatan County Virginia 228 $ 56,420,000 $ 247,000 $ 112,000
Chesapeake County Virginia 217 $ 51,995,000 $ 239,000 $ 96,000
Goochland County Virginia 168 $ 49,210,000 $ 292,000 $ 137,000
New Kent County Virginia 143 $ 32,295,000 $ 225,000 $ 104,000
Albemarle County Virginia 142 $ 35,830,000 $ 252,000 $ 120,000
Norfolk County Virginia 130 $ 26,430,000 $ 203,000 $ 104,000
James City County Virginia 105 $ 25,885,000 $ 246,000 $ 110,000
Louisa County Virginia 94 $ 20,220,000 $ 215,000 $ 104,000
King William County Virginia 88 $ 17,830,000 $ 202,000 $ 86,000
Prince George County Virginia 85 $ 15,585,000 $ 183,000 $ 86,000
Newport News County Virginia 82 $ 14,180,000 $ 172,000 $ 95,000
Portsmouth County Virginia 73 $ 11,395,000 $ 156,000 $ 84,000
Fairfax County Virginia 71 $ 25,195,000 $ 354,000 $ 146,000
Dare County North Carolina 70 $ 18,480,000 $ 264,000 $ 153,000
Durham County North Carolina 70 $ 14,020,000 $ 200,000 $ 107,000
Suffolk County Virginia 65 $ 14,765,000 $ 227,000 $ 110,000
York County Virginia 60 $ 15,260,000 $ 254,000 $ 124,000
Gloucester County Virginia 57 $ 10,915,000 $ 191,000 $ 94,000
Prince William County Virginia 55 $ 18,715,000 $ 340,000 $ 128,000
Spotsylvania County Virginia 55 $ 13,855,000 $ 251,000 $ 112,000
Johnston County North Carolina 54 $ 9,110,000 $ 168,000 $ 105,000
Caroline County Virginia 51 $ 10,045,000 $ 196,000 $ 87,000
Loudoun County Virginia 47 $ 16,655,000 $ 354,000 $ 167,000
Dinwiddie County Virginia 44 $ 7,320,000 $ 166,000 $ 78,000
Hampton County Virginia 44 $ 6,500,000 $ 147,000 $ 78,000
Charlottesville County Virginia 43 $ 10,015,000 $ 232,000 $ 118,000
Fluvanna County Virginia 43 $ 8,695,000 $ 202,000 $ 95,000
Isle of Wight County Virginia 42 $ 9,940,000 $ 236,000 $ 96,000
Colonial Heights County Virginia 36 $ 6,010,000 $ 166,000 $ 82,000
Mecklenburg County North Carolina 35 $ 7,965,000 $ 227,000 $ 118,000
Currituck County North Carolina 30 $ 7,500,000 $ 250,000 $ 141,000
Bedford County Virginia 29 $ 7,005,000 $ 241,000 $ 140,000
Montgomery County Virginia 29 $ 5,705,000 $ 196,000 $ 123,000
Stafford County Virginia 28 $ 6,780,000 $ 242,000 $ 110,000
Amelia County Virginia 26 $ 4,900,000 $ 188,000 $ 83,000
Middlesex County Virginia 26 $ 6,780,000 $ 260,000 $ 173,000
Hopewell County Virginia 24 $ 3,500,000 $ 145,000 $ 89,000
Mecklenburg County Virginia 24 $ 5,830,000 $ 242,000 $ 170,000
Nelson County Virginia 24 $ 5,690,000 $ 237,000 $ 201,000
Northumberland County Virginia 24 $ 4,500,000 $ 187,000 $ 139,000
Roanoke County Virginia 24 $ 4,240,000 $ 176,000 $ 81,000
Greene County Virginia 20 $ 4,010,000 $ 200,000 $ 85,000
Orange County Virginia 20 $ 3,810,000 $ 190,000 $ 74,000
Franklin County North Carolina 19 $ 3,085,000 $ 162,000 $ 85,000
Guilford County North Carolina 18 $ 3,530,000 $ 196,000 $ 115,000
Harnett County North Carolina 18 $ 2,650,000 $ 147,000 $ 76,000
New Hanover County North Carolina 18 $ 4,030,000 $ 223,000 $ 109,000
Arlington County Virginia 18 $ 7,290,000 $ 405,000 $ 176,000
Lynchburg County Virginia 18 $ 3,130,000 $ 173,000 $ 117,000
Botetourt County Virginia 17 $ 3,475,000 $ 204,000 $ 93,000
Cumberland County Virginia 17 $ 2,735,000 $ 160,000 $ 75,000
Lancaster County Virginia 17 $ 4,415,000 $ 259,000 $ 166,000
Mathews County Virginia 17 $ 3,755,000 $ 220,000 $ 120,000
Roanoke City County Virginia 17 $ 3,005,000 $ 176,000 $ 100,000
Orange County North Carolina 16 $ 4,150,000 $ 259,000 $ 144,000
Essex County Virginia 16 $ 3,240,000 $ 202,000 $ 145,000
Brunswick County North Carolina 15 $ 2,575,000 $ 171,000 $ 125,000
Carteret County North Carolina 13 $ 3,095,000 $ 238,000 $ 163,000
Alexandria County Virginia 13 $ 4,275,000 $ 328,000 $ 201,000
Charles City County Virginia 13 $ 2,805,000 $ 215,000 $ 101,000
Petersburg County Virginia 13 $ 2,155,000 $ 165,000 $ 88,000
Poquoson County Virginia 13 $ 3,235,000 $ 248,000 $ 96,000
Augusta County Virginia 12 $ 2,840,000 $ 236,000 $ 103,000
King and Queen County Virginia 12 $ 2,210,000 $ 184,000 $ 115,000
Prince Edward County Virginia 12 $ 1,680,000 $ 140,000 $ 67,000
Waynesboro County Virginia 12 $ 2,220,000 $ 185,000 $ 86,000
Nash County North Carolina 11 $ 1,775,000 $ 161,000 $ 90,000
Warren County North Carolina 11 $ 2,735,000 $ 248,000 $ 169,000
Brunswick County Virginia 11 $ 3,165,000 $ 287,000 $ 153,000
Franklin County Virginia 11 $ 2,515,000 $ 228,000 $ 149,000
King George County Virginia 11 $ 2,505,000 $ 227,000 $ 139,000
Richmond County Virginia 11 $ 2,215,000 $ 201,000 $ 129,000
Fauquier County Virginia 10 $ 2,860,000 $ 286,000 $ 108,000
Fredericksburg County Virginia 10 $ 2,770,000 $ 277,000 $ 135,000
Harrisonburg County Virginia 10 $ 1,680,000 $ 168,000 $ 93,000
Nottoway County Virginia 10 $ 1,560,000 $ 156,000 $ 97,000
Westmoreland County Virginia 10 $ 2,420,000 $ 242,000 $ 101,000
Camden County North Carolina 9 $ 2,205,000 $ 245,000 $ 82,000
Forsyth County North Carolina 9 $ 1,885,000 $ 209,000 $ 110,000
Northampton County North Carolina 9 $ 2,275,000 $ 252,000 $ 147,000
Pasquotank County North Carolina 9 $ 1,595,000 $ 177,000 $ 79,000
Union County North Carolina 9 $ 2,485,000 $ 276,000 $ 127,000
Campbell County Virginia 9 $ 1,655,000 $ 183,000 $ 145,000
Williamsburg County Virginia 9 $ 1,675,000 $ 186,000 $ 64,000
Alamance County North Carolina 8 $ 1,160,000 $ 145,000 $ 72,000
Chatham County North Carolina 8 $ 2,100,000 $ 262,000 $ 107,000
Granville County North Carolina 8 $ 1,910,000 $ 238,000 $ 86,000
Culpeper County Virginia 8 $ 1,970,000 $ 246,000 $ 101,000
Rockingham County Virginia 8 $ 1,500,000 $ 187,000 $ 113,000
Salem County Virginia 8 $ 1,580,000 $ 197,000 $ 76,000
Surry County Virginia 8 $ 1,780,000 $ 222,000 $ 163,000
Buncombe County North Carolina 7 $ 1,825,000 $ 260,000 $ 95,000
Cabarrus County North Carolina 7 $ 1,465,000 $ 209,000 $ 103,000
Pitt County North Carolina 7 $ 1,015,000 $ 145,000 $ 84,000
Fairfax City County Virginia 7 $ 1,775,000 $ 253,000 $ 139,000
Frederick County Virginia 7 $ 1,215,000 $ 173,000 $ 102,000
Northampton County Virginia 7 $ 1,405,000 $ 200,000 $ 134,000
Sussex County Virginia 7 $ 1,075,000 $ 153,000 $ 149,000
Gaston County North Carolina 6 $ 1,100,000 $ 183,000 $ 71,000
Amherst County Virginia 6 $ 1,340,000 $ 223,000 $ 124,000
Buckingham County Virginia 6 $ 950,000 $ 158,000 $ 56,000
Halifax County Virginia 6 $ 670,000 $ 111,000 $ 73,000
Southampton County Virginia 6 $ 840,000 $ 140,000 $ 60,000
Craven County North Carolina 5 $ 845,000 $ 169,000 $ 90,000
Iredell County North Carolina 5 $ 995,000 $ 199,000 $ 116,000
Moore County North Carolina 5 $ 885,000 $ 177,000 $ 104,000
Pender County North Carolina 5 $ 835,000 $ 167,000 $ 73,000
Perquimans County North Carolina 5 $ 1,355,000 $ 271,000 $ 302,000
Madison County Virginia 5 $ 905,000 $ 181,000 $ 64,000
Pulaski County Virginia 5 $ 795,000 $ 159,000 $ 80,000
Staunton County Virginia 5 $ 735,000 $ 147,000 $ 68,000
Washington County Virginia 5 $ 1,155,000 $ 231,000 $ 81,000
Burke County North Carolina 4 $ 800,000 $ 200,000 $ 150,000
Cumberland County North Carolina 4 $ 630,000 $ 157,000 $ 69,000
Halifax County North Carolina 4 $ 650,000 $ 162,000 $ 132,000
Lee County North Carolina 4 $ 580,000 $ 145,000 $ 52,000
Onslow County North Carolina 4 $ 660,000 $ 165,000 $ 68,000
Person County North Carolina 4 $ 780,000 $ 195,000 $ 95,000
Radford County Virginia 4 $ 680,000 $ 170,000 $ 85,000
Rockbridge County Virginia 4 $ 800,000 $ 200,000 $ 71,000
Gates County North Carolina 3 $ 445,000 $ 148,000 $ 82,000
Rowan County North Carolina 3 $ 585,000 $ 195,000 $ 107,000
Sampson County North Carolina 3 $ 645,000 $ 215,000 $ 67,000
Wayne County North Carolina 3 $ 445,000 $ 148,000 $ 56,000
Wilkes County North Carolina 3 $ 495,000 $ 165,000 $ 158,000
Accomack County Virginia 3 $ 355,000 $ 118,000 $ 90,000
Appomattox County Virginia 3 $ 765,000 $ 255,000 $ 141,000
Page County Virginia 3 $ 385,000 $ 128,000 $ 102,000
Warren County Virginia 3 $ 575,000 $ 191,000 $ 267,000
Winchester County Virginia 3 $ 875,000 $ 291,000 $ 113,000
Beaufort County North Carolina 2 $ 360,000 $ 180,000 $ 69,000
Catawba County North Carolina 2 $ 550,000 $ 275,000 $ 73,000
Chowan County North Carolina 2 $ 280,000 $ 140,000 $ 100,000
Davidson County North Carolina 2 $ 540,000 $ 270,000 $ 102,000
McDowell County North Carolina 2 $ 540,000 $ 270,000 $ 106,000
Robeson County North Carolina 2 $ 290,000 $ 145,000 $ 61,000
Stokes County North Carolina 2 $ 220,000 $ 110,000 $ 54,000
Transylvania County North Carolina 2 $ 420,000 $ 210,000 $ 133,000
Watauga County North Carolina 2 $ 600,000 $ 300,000 $ 241,000
Alleghany County Virginia 2 $ 530,000 $ 265,000 $ 196,000
Craig County Virginia 2 $ 290,000 $ 145,000 $ 81,000
Falls Church County Virginia 2 $ 690,000 $ 345,000 $ 116,000
Floyd County Virginia 2 $ 620,000 $ 310,000 $ 130,000
Lunenburg County Virginia 2 $ 330,000 $ 165,000 $ 70,000
Manassas County Virginia 2 $ 440,000 $ 220,000 $ 103,000
Pittsylvania County Virginia 2 $ 220,000 $ 110,000 $ 35,000
Alleghany County North Carolina 1 $ 345,000 $ 345,000 $ 109,000
Ashe County North Carolina 1 $ 115,000 $ 115,000 $ 78,000
Avery County North Carolina 1 $ 115,000 $ 115,000 $ 54,000
Davie County North Carolina 1 $ 205,000 $ 205,000 $ 170,000
Edgecombe County North Carolina 1 $ 195,000 $ 195,000 $ 105,000
Hoke County North Carolina 1 $ 145,000 $ 145,000 $ 45,000
Hyde County North Carolina 1 $ 255,000 $ 255,000 $ 167,000
Lenoir County North Carolina 1 $ 105,000 $ 105,000 $ 65,000
Lincoln County North Carolina 1 $ 245,000 $ 245,000 $ 100,000
Pamlico County North Carolina 1 $ 325,000 $ 325,000 $ 161,000
Polk County North Carolina 1 $ 175,000 $ 175,000 $ 96,000
Randolph County North Carolina 1 $ 135,000 $ 135,000 $ 85,000
Rockingham County North Carolina 1 $ 85,000 $ 85,000 $ 30,000
Rutherford County North Carolina 1 $ 105,000 $ 105,000 $ 34,000
Vance County North Carolina 1 $ 245,000 $ 245,000 $ 55,000
Wilson County North Carolina 1 $ 105,000 $ 105,000 $ 32,000
Greenville County South Carolina 1 $ 275,000 $ 275,000 $ 88,000
Oconee County South Carolina 1 $ 105,000 $ 105,000 $ 63,000
Richland County South Carolina 1 $ 165,000 $ 165,000 $ 62,000
York County South Carolina 1 $ 325,000 $ 325,000 $ 120,000
Bath County Virginia 1 $ 105,000 $ 105,000 $ 90,000
Carroll County Virginia 1 $ 145,000 $ 145,000 $ 55,000
Charlotte County Virginia 1 $ 155,000 $ 155,000 $ 190,000
Danville County Virginia 1 $ 265,000 $ 265,000 $ 170,000
Franklin City County Virginia 1 $ 185,000 $ 185,000 $ 81,000
Lexington County Virginia 1 $ 135,000 $ 135,000 $ 48,000
Patrick County Virginia 1 $ 105,000 $ 105,000 $ 48,000
Rappahannock County Virginia 1 $ 245,000 $ 245,000 $ 160,000
Shenandoah County Virginia 1 $ 105,000 $ 105,000 $ 86,000
Tazewell County Virginia 1 $ 145,000 $ 145,000 $ 49,000

Mortgage Loan Application Detail Totals for Capital Center, L.L.C. in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 7,317 $1,698,955,000 $232,000 $1,605,000 $116,000 $1,500,000
Cash-out Refinancing 2,367 $503,805,000 $212,000 $685,000 $103,000 $1,100,000
Home Purchase 1,282 $330,670,000 $257,000 $985,000 $121,000 $698,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,631 $1,993,955,000 $231,000 $1,605,000 $113,000 $1,500,000
Not Provided 1,255 $289,265,000 $230,000 $745,000 $123,000 $1,198,000
Black or African American 399 $81,775,000 $204,000 $565,000 $94,000 $450,000
Asian 216 $54,970,000 $254,000 $1,225,000 $130,000 $487,000
Hispanic 117 $25,735,000 $219,000 $685,000 $98,000 $500,000
American Indian or Alaskan Native 35 $6,765,000 $193,000 $505,000 $96,000 $180,000
Native Hawaiian or Other Pacific Islander 4 $890,000 $222,000 $305,000 $100,000 $120,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,621 $2,441,195,000 $229,000 $1,605,000 $115,000 $1,500,000
VA-guaranteed (Veterans Administration) 201 $57,485,000 $285,000 $575,000 $104,000 $374,000
FHA-insured (Federal Housing Administration) 144 $34,750,000 $241,000 $635,000 $87,000 $258,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,429 $1,710,005,000 $230,000 $745,000 $117,000 $923,000
Application Withdrawn By Applicant 2,214 $543,110,000 $245,000 $1,225,000 $121,000 $1,200,000
Application Denied By Financial Institution 1,044 $217,960,000 $208,000 $1,605,000 $81,000 $1,500,000
File Closed For Incompleteness 278 $62,130,000 $223,000 $515,000 $114,000 $500,000
Application Approved But Not Accepted 1 $225,000 $225,000 $225,000 $95,000 $95,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 9,922 $2,315,470,000 $233,000 $1,225,000 $118,000 $1,200,000
Debt-To-Income Ratio 373 $79,825,000 $214,000 $965,000 $61,000 $319,000
Credit History 349 $69,305,000 $198,000 $565,000 $80,000 $948,000
Other 146 $31,870,000 $218,000 $985,000 $101,000 $539,000
Collateral 114 $23,400,000 $205,000 $1,605,000 $116,000 $1,500,000
Unverifiable Information 28 $5,360,000 $191,000 $405,000 $101,000 $450,000
Employment History 24 $5,690,000 $237,000 $495,000 $87,000 $275,000
Insufficient Cash (Downpayment, Closing Cost) 8 $2,020,000 $252,000 $575,000 $108,000 $305,000
Credit Application Incomplete 2 $490,000 $245,000 $245,000 $74,000 $148,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital Center, L.L.C.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Capital Center, L.L.C.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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