Capital Center, L.L.C. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital Center, L.L.C. 4510 Cox Road Ste 402 Glen Allen, VA 23060 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,895 |
| Total Mortgage Loan Application Amount | $1,799,345,000 |
| Average Mortgage Loan Application Amount | $260,666 |
| Highest Mortgage Loan Application Amount | $1,705,000 |
| Average Applicant Income | $111,666 |
| Highest Applicant Income | $1,700,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Capital Center, L.L.C.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital Center, L.L.C.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Capital Center, L.L.C.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital Center, L.L.C. serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital Center, L.L.C., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital Center, L.L.C.'s mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chesterfield County Virginia | 895 | $ 234,835,000 | $ 262,000 | $ 111,000 |
| Henrico County Virginia | 817 | $ 210,465,000 | $ 257,000 | $ 115,000 |
| Hanover County Virginia | 366 | $ 99,850,000 | $ 272,000 | $ 114,000 |
| Richmond City County Virginia | 358 | $ 90,870,000 | $ 253,000 | $ 119,000 |
| Wake County North Carolina | 257 | $ 76,025,000 | $ 295,000 | $ 109,000 |
| Virginia Beach County Virginia | 255 | $ 67,835,000 | $ 266,000 | $ 104,000 |
| Mecklenburg County North Carolina | 178 | $ 46,780,000 | $ 262,000 | $ 105,000 |
| Prince George's County Maryland | 139 | $ 42,455,000 | $ 305,000 | $ 120,000 |
| Chesapeake County Virginia | 133 | $ 37,155,000 | $ 279,000 | $ 102,000 |
| Fairfax County Virginia | 106 | $ 44,130,000 | $ 416,000 | $ 146,000 |
| Greenville County South Carolina | 104 | $ 23,390,000 | $ 224,000 | $ 88,000 |
| Powhatan County Virginia | 92 | $ 24,980,000 | $ 271,000 | $ 101,000 |
| Norfolk County Virginia | 84 | $ 18,180,000 | $ 216,000 | $ 90,000 |
| Johnston County North Carolina | 77 | $ 16,695,000 | $ 216,000 | $ 84,000 |
| Newport News County Virginia | 72 | $ 14,400,000 | $ 200,000 | $ 87,000 |
| Goochland County Virginia | 69 | $ 21,125,000 | $ 306,000 | $ 131,000 |
| Prince William County Virginia | 69 | $ 25,575,000 | $ 370,000 | $ 139,000 |
| James City County Virginia | 62 | $ 19,100,000 | $ 308,000 | $ 116,000 |
| Suffolk County Virginia | 58 | $ 13,240,000 | $ 228,000 | $ 113,000 |
| Guilford County North Carolina | 56 | $ 10,210,000 | $ 182,000 | $ 79,000 |
| New Kent County Virginia | 56 | $ 15,330,000 | $ 273,000 | $ 112,000 |
| Forsyth County North Carolina | 55 | $ 10,565,000 | $ 192,000 | $ 82,000 |
| King William County Virginia | 55 | $ 11,805,000 | $ 214,000 | $ 99,000 |
| Spotsylvania County Virginia | 53 | $ 15,285,000 | $ 288,000 | $ 109,000 |
| Spartanburg County South Carolina | 52 | $ 10,030,000 | $ 192,000 | $ 70,000 |
| Durham County North Carolina | 51 | $ 12,485,000 | $ 244,000 | $ 122,000 |
| Albemarle County Virginia | 51 | $ 14,685,000 | $ 287,000 | $ 131,000 |
| Hampton County Virginia | 50 | $ 10,100,000 | $ 202,000 | $ 86,000 |
| Montgomery County Maryland | 49 | $ 15,455,000 | $ 315,000 | $ 124,000 |
| Gaston County North Carolina | 49 | $ 10,645,000 | $ 217,000 | $ 84,000 |
| Charleston County South Carolina | 49 | $ 13,415,000 | $ 273,000 | $ 97,000 |
| York County South Carolina | 48 | $ 13,120,000 | $ 273,000 | $ 101,000 |
| Loudoun County Virginia | 47 | $ 20,845,000 | $ 443,000 | $ 164,000 |
| Louisa County Virginia | 46 | $ 11,560,000 | $ 251,000 | $ 93,000 |
| Union County North Carolina | 45 | $ 14,155,000 | $ 314,000 | $ 112,000 |
| Portsmouth County Virginia | 44 | $ 8,430,000 | $ 191,000 | $ 78,000 |
| Prince George County Virginia | 42 | $ 9,170,000 | $ 218,000 | $ 96,000 |
| Colonial Heights County Virginia | 40 | $ 6,960,000 | $ 174,000 | $ 78,000 |
| District of Columbia County District Of Columbia | 37 | $ 12,995,000 | $ 351,000 | $ 127,000 |
| Stafford County Virginia | 37 | $ 12,675,000 | $ 342,000 | $ 129,000 |
| Anderson County South Carolina | 36 | $ 6,520,000 | $ 181,000 | $ 80,000 |
| Dare County North Carolina | 33 | $ 11,625,000 | $ 352,000 | $ 209,000 |
| Iredell County North Carolina | 33 | $ 7,515,000 | $ 227,000 | $ 98,000 |
| Alamance County North Carolina | 32 | $ 6,960,000 | $ 217,000 | $ 85,000 |
| Cabarrus County North Carolina | 32 | $ 8,080,000 | $ 252,000 | $ 96,000 |
| Fluvanna County Virginia | 32 | $ 6,670,000 | $ 208,000 | $ 76,000 |
| Franklin County North Carolina | 30 | $ 6,750,000 | $ 225,000 | $ 83,000 |
| Anne Arundel County Maryland | 29 | $ 9,725,000 | $ 335,000 | $ 122,000 |
| York County Virginia | 29 | $ 7,275,000 | $ 250,000 | $ 117,000 |
| Dinwiddie County Virginia | 28 | $ 5,810,000 | $ 207,000 | $ 86,000 |
| Frederick County Maryland | 27 | $ 9,325,000 | $ 345,000 | $ 106,000 |
| Horry County South Carolina | 27 | $ 6,755,000 | $ 250,000 | $ 130,000 |
| Currituck County North Carolina | 26 | $ 7,470,000 | $ 287,000 | $ 168,000 |
| Davidson County North Carolina | 26 | $ 4,650,000 | $ 178,000 | $ 81,000 |
| Petersburg County Virginia | 23 | $ 3,555,000 | $ 154,000 | $ 100,000 |
| Baltimore City County Maryland | 22 | $ 3,490,000 | $ 158,000 | $ 130,000 |
| Charles County Maryland | 22 | $ 6,630,000 | $ 301,000 | $ 122,000 |
| Berkeley County South Carolina | 22 | $ 5,750,000 | $ 261,000 | $ 105,000 |
| Dorchester County South Carolina | 22 | $ 5,640,000 | $ 256,000 | $ 96,000 |
| Rowan County North Carolina | 21 | $ 4,445,000 | $ 211,000 | $ 84,000 |
| Hopewell County Virginia | 21 | $ 3,365,000 | $ 160,000 | $ 67,000 |
| Amelia County Virginia | 20 | $ 4,620,000 | $ 231,000 | $ 82,000 |
| New Hanover County North Carolina | 19 | $ 5,505,000 | $ 289,000 | $ 134,000 |
| Chatham County North Carolina | 18 | $ 6,000,000 | $ 333,000 | $ 143,000 |
| Richland County South Carolina | 18 | $ 3,620,000 | $ 201,000 | $ 114,000 |
| Middlesex County Virginia | 18 | $ 4,950,000 | $ 275,000 | $ 171,000 |
| Baltimore County Maryland | 17 | $ 4,185,000 | $ 246,000 | $ 108,000 |
| Cumberland County North Carolina | 17 | $ 2,415,000 | $ 142,000 | $ 77,000 |
| Arlington County Virginia | 17 | $ 7,155,000 | $ 420,000 | $ 183,000 |
| Augusta County Virginia | 17 | $ 3,865,000 | $ 227,000 | $ 96,000 |
| Harnett County North Carolina | 16 | $ 3,250,000 | $ 203,000 | $ 88,000 |
| Charlottesville County Virginia | 16 | $ 4,710,000 | $ 294,000 | $ 187,000 |
| Culpeper County Virginia | 16 | $ 4,950,000 | $ 309,000 | $ 98,000 |
| Gloucester County Virginia | 16 | $ 4,000,000 | $ 250,000 | $ 132,000 |
| Isle of Wight County Virginia | 16 | $ 5,310,000 | $ 331,000 | $ 128,000 |
| Catawba County North Carolina | 15 | $ 3,675,000 | $ 245,000 | $ 115,000 |
| Lincoln County North Carolina | 15 | $ 3,745,000 | $ 249,000 | $ 95,000 |
| Pickens County South Carolina | 15 | $ 2,855,000 | $ 190,000 | $ 71,000 |
| Lancaster County South Carolina | 14 | $ 3,610,000 | $ 257,000 | $ 80,000 |
| Lexington County South Carolina | 14 | $ 3,710,000 | $ 265,000 | $ 140,000 |
| Bedford County Virginia | 14 | $ 4,550,000 | $ 325,000 | $ 133,000 |
| Caroline County Virginia | 14 | $ 3,390,000 | $ 242,000 | $ 95,000 |
| Brunswick County North Carolina | 13 | $ 3,725,000 | $ 286,000 | $ 93,000 |
| Nash County North Carolina | 13 | $ 2,465,000 | $ 189,000 | $ 93,000 |
| Rockingham County North Carolina | 13 | $ 2,295,000 | $ 176,000 | $ 96,000 |
| Greene County Virginia | 13 | $ 2,645,000 | $ 203,000 | $ 98,000 |
| Montgomery County Virginia | 13 | $ 2,565,000 | $ 197,000 | $ 109,000 |
| Nelson County Virginia | 13 | $ 3,335,000 | $ 256,000 | $ 156,000 |
| Roanoke County Virginia | 13 | $ 2,885,000 | $ 221,000 | $ 93,000 |
| Westmoreland County Virginia | 13 | $ 2,745,000 | $ 211,000 | $ 120,000 |
| Lee County North Carolina | 12 | $ 2,410,000 | $ 200,000 | $ 101,000 |
| Orange County North Carolina | 12 | $ 2,850,000 | $ 237,000 | $ 96,000 |
| Northumberland County Virginia | 12 | $ 4,000,000 | $ 333,000 | $ 199,000 |
| Orange County Virginia | 12 | $ 2,490,000 | $ 207,000 | $ 85,000 |
| Calvert County Maryland | 11 | $ 3,175,000 | $ 288,000 | $ 132,000 |
| Wilson County North Carolina | 11 | $ 1,835,000 | $ 166,000 | $ 75,000 |
| Frederick County Virginia | 11 | $ 4,005,000 | $ 364,000 | $ 130,000 |
| Rockingham County Virginia | 11 | $ 2,665,000 | $ 242,000 | $ 99,000 |
| Staunton County Virginia | 11 | $ 2,055,000 | $ 186,000 | $ 86,000 |
| Fauquier County Virginia | 10 | $ 3,340,000 | $ 334,000 | $ 116,000 |
| Lynchburg County Virginia | 10 | $ 1,670,000 | $ 167,000 | $ 102,000 |
| Washington County Maryland | 9 | $ 2,445,000 | $ 271,000 | $ 102,000 |
| Buncombe County North Carolina | 9 | $ 2,405,000 | $ 267,000 | $ 83,000 |
| Granville County North Carolina | 9 | $ 1,855,000 | $ 206,000 | $ 69,000 |
| Pitt County North Carolina | 9 | $ 1,975,000 | $ 219,000 | $ 151,000 |
| Randolph County North Carolina | 9 | $ 1,635,000 | $ 181,000 | $ 91,000 |
| Beaufort County South Carolina | 9 | $ 1,915,000 | $ 212,000 | $ 118,000 |
| Alexandria County Virginia | 9 | $ 2,965,000 | $ 329,000 | $ 136,000 |
| Essex County Virginia | 9 | $ 1,675,000 | $ 186,000 | $ 113,000 |
| Franklin County Virginia | 9 | $ 2,485,000 | $ 276,000 | $ 140,000 |
| Fredericksburg County Virginia | 9 | $ 2,845,000 | $ 316,000 | $ 128,000 |
| Mecklenburg County Virginia | 9 | $ 1,895,000 | $ 210,000 | $ 175,000 |
| Williamsburg County Virginia | 9 | $ 1,405,000 | $ 156,000 | $ 86,000 |
| Oconee County South Carolina | 8 | $ 1,980,000 | $ 247,000 | $ 108,000 |
| Amherst County Virginia | 8 | $ 1,510,000 | $ 188,000 | $ 71,000 |
| Howard County Maryland | 7 | $ 2,715,000 | $ 387,000 | $ 139,000 |
| Onslow County North Carolina | 7 | $ 1,285,000 | $ 183,000 | $ 107,000 |
| Pasquotank County North Carolina | 7 | $ 1,775,000 | $ 253,000 | $ 103,000 |
| Stanly County North Carolina | 7 | $ 2,325,000 | $ 332,000 | $ 114,000 |
| Chester County South Carolina | 7 | $ 1,725,000 | $ 246,000 | $ 65,000 |
| Charles City County Virginia | 7 | $ 1,735,000 | $ 247,000 | $ 107,000 |
| Northampton County Virginia | 7 | $ 2,405,000 | $ 343,000 | $ 155,000 |
| Nottoway County Virginia | 7 | $ 1,345,000 | $ 192,000 | $ 73,000 |
| Pittsylvania County Virginia | 7 | $ 1,295,000 | $ 185,000 | $ 103,000 |
| Prince Edward County Virginia | 7 | $ 1,385,000 | $ 197,000 | $ 131,000 |
| Roanoke City County Virginia | 7 | $ 1,395,000 | $ 199,000 | $ 102,000 |
| Carteret County North Carolina | 6 | $ 2,130,000 | $ 355,000 | $ 193,000 |
| Cleveland County North Carolina | 6 | $ 1,350,000 | $ 225,000 | $ 95,000 |
| Person County North Carolina | 6 | $ 940,000 | $ 156,000 | $ 63,000 |
| Wayne County North Carolina | 6 | $ 1,070,000 | $ 178,000 | $ 96,000 |
| King George County Virginia | 6 | $ 1,750,000 | $ 291,000 | $ 150,000 |
| Lancaster County Virginia | 6 | $ 2,320,000 | $ 386,000 | $ 350,000 |
| Manassas County Virginia | 6 | $ 1,940,000 | $ 323,000 | $ 66,000 |
| Mathews County Virginia | 6 | $ 1,700,000 | $ 283,000 | $ 171,000 |
| Richmond County Virginia | 6 | $ 2,360,000 | $ 393,000 | $ 135,000 |
| Southampton County Virginia | 6 | $ 1,210,000 | $ 201,000 | $ 86,000 |
| Carroll County Maryland | 5 | $ 1,865,000 | $ 373,000 | $ 99,000 |
| St. Mary's County Maryland | 5 | $ 1,365,000 | $ 273,000 | $ 101,000 |
| Caldwell County North Carolina | 5 | $ 1,085,000 | $ 217,000 | $ 58,000 |
| Camden County North Carolina | 5 | $ 1,605,000 | $ 321,000 | $ 117,000 |
| Halifax County North Carolina | 5 | $ 1,455,000 | $ 291,000 | $ 127,000 |
| Henderson County North Carolina | 5 | $ 995,000 | $ 199,000 | $ 90,000 |
| Pender County North Carolina | 5 | $ 995,000 | $ 199,000 | $ 100,000 |
| Perquimans County North Carolina | 5 | $ 1,415,000 | $ 283,000 | $ 96,000 |
| Transylvania County North Carolina | 5 | $ 1,065,000 | $ 213,000 | $ 83,000 |
| Watauga County North Carolina | 5 | $ 1,015,000 | $ 203,000 | $ 130,000 |
| Accomack County Virginia | 5 | $ 1,065,000 | $ 213,000 | $ 94,000 |
| Cumberland County Virginia | 5 | $ 935,000 | $ 187,000 | $ 87,000 |
| Fairfax City County Virginia | 5 | $ 1,505,000 | $ 301,000 | $ 212,000 |
| Poquoson County Virginia | 5 | $ 1,815,000 | $ 363,000 | $ 159,000 |
| Harford County Maryland | 4 | $ 1,280,000 | $ 320,000 | $ 113,000 |
| Alexander County North Carolina | 4 | $ 530,000 | $ 132,000 | $ 57,000 |
| Beaufort County North Carolina | 4 | $ 1,660,000 | $ 415,000 | $ 183,000 |
| Davie County North Carolina | 4 | $ 960,000 | $ 240,000 | $ 103,000 |
| Moore County North Carolina | 4 | $ 940,000 | $ 235,000 | $ 85,000 |
| Surry County North Carolina | 4 | $ 730,000 | $ 182,000 | $ 236,000 |
| Florence County South Carolina | 4 | $ 970,000 | $ 242,000 | $ 70,000 |
| Buckingham County Virginia | 4 | $ 860,000 | $ 215,000 | $ 117,000 |
| Campbell County Virginia | 4 | $ 590,000 | $ 147,000 | $ 106,000 |
| Harrisonburg County Virginia | 4 | $ 810,000 | $ 202,000 | $ 135,000 |
| King and Queen County Virginia | 4 | $ 780,000 | $ 195,000 | $ 76,000 |
| Madison County Virginia | 4 | $ 760,000 | $ 190,000 | $ 56,000 |
| Page County Virginia | 4 | $ 720,000 | $ 180,000 | $ 140,000 |
| Warren County Virginia | 4 | $ 910,000 | $ 227,000 | $ 133,000 |
| Waynesboro County Virginia | 4 | $ 770,000 | $ 192,000 | $ 64,000 |
| Craven County North Carolina | 3 | $ 915,000 | $ 305,000 | $ 110,000 |
| Gates County North Carolina | 3 | $ 505,000 | $ 168,000 | $ 83,000 |
| Jackson County North Carolina | 3 | $ 895,000 | $ 298,000 | $ 147,000 |
| Montgomery County North Carolina | 3 | $ 555,000 | $ 185,000 | $ 71,000 |
| Northampton County North Carolina | 3 | $ 855,000 | $ 285,000 | $ 210,000 |
| Sampson County North Carolina | 3 | $ 815,000 | $ 271,000 | $ 99,000 |
| Warren County North Carolina | 3 | $ 805,000 | $ 268,000 | $ 134,000 |
| Cherokee County South Carolina | 3 | $ 695,000 | $ 231,000 | $ 105,000 |
| Laurens County South Carolina | 3 | $ 505,000 | $ 168,000 | $ 67,000 |
| Sumter County South Carolina | 3 | $ 875,000 | $ 291,000 | $ 90,000 |
| Brunswick County Virginia | 3 | $ 535,000 | $ 178,000 | $ 80,000 |
| Danville County Virginia | 3 | $ 495,000 | $ 165,000 | $ 77,000 |
| Giles County Virginia | 3 | $ 375,000 | $ 125,000 | $ 72,000 |
| Greensville County Virginia | 3 | $ 375,000 | $ 125,000 | $ 68,000 |
| Lunenburg County Virginia | 3 | $ 475,000 | $ 158,000 | $ 151,000 |
| Manassas Park County Virginia | 3 | $ 845,000 | $ 281,000 | $ 180,000 |
| Pulaski County Virginia | 3 | $ 385,000 | $ 128,000 | $ 86,000 |
| Radford County Virginia | 3 | $ 455,000 | $ 151,000 | $ 106,000 |
| Rappahannock County Virginia | 3 | $ 565,000 | $ 188,000 | $ 98,000 |
| Rockbridge County Virginia | 3 | $ 1,035,000 | $ 345,000 | $ 186,000 |
| Chatham County Georgia | 2 | $ 620,000 | $ 310,000 | $ 146,000 |
| Henry County Georgia | 2 | $ 480,000 | $ 240,000 | $ 115,000 |
| Queen Anne's County Maryland | 2 | $ 450,000 | $ 225,000 | $ 66,000 |
| Talbot County Maryland | 2 | $ 250,000 | $ 125,000 | $ 147,000 |
| Wicomico County Maryland | 2 | $ 350,000 | $ 175,000 | $ 126,000 |
| Alleghany County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 53,000 |
| Caswell County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 92,000 |
| Edgecombe County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 38,000 |
| Greene County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 154,000 |
| Hoke County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 123,000 |
| Martin County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 118,000 |
| Mitchell County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 99,000 |
| Polk County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 103,000 |
| Rutherford County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 35,000 |
| Wilkes County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 57,000 |
| Aiken County South Carolina | 2 | $ 450,000 | $ 225,000 | $ 74,000 |
| Buena Vista County Virginia | 2 | $ 290,000 | $ 145,000 | $ 61,000 |
| Martinsville County Virginia | 2 | $ 330,000 | $ 165,000 | $ 61,000 |
| Patrick County Virginia | 2 | $ 750,000 | $ 375,000 | $ 131,000 |
| Salem County Virginia | 2 | $ 300,000 | $ 150,000 | $ 40,000 |
| Shenandoah County Virginia | 2 | $ 520,000 | $ 260,000 | $ 90,000 |
| Surry County Virginia | 2 | $ 340,000 | $ 170,000 | $ 65,000 |
| Sussex County Virginia | 2 | $ 480,000 | $ 240,000 | $ 83,000 |
| Washington County Virginia | 2 | $ 550,000 | $ 275,000 | $ 84,000 |
| Winchester County Virginia | 2 | $ 890,000 | $ 445,000 | $ 105,000 |
| Broward County Florida | 1 | $ 515,000 | $ 515,000 | $ 321,000 |
| Seminole County Florida | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Coweta County Georgia | 1 | $ 395,000 | $ 395,000 | $ 127,000 |
| DeKalb County Georgia | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Fulton County Georgia | 1 | $ 645,000 | $ 645,000 | $ 143,000 |
| Gwinnett County Georgia | 1 | $ 395,000 | $ 395,000 | $ 120,000 |
| Houston County Georgia | 1 | $ 135,000 | $ 135,000 | $ 144,000 |
| Newton County Georgia | 1 | $ 325,000 | $ 325,000 | $ 77,000 |
| Cecil County Maryland | 1 | $ 215,000 | $ 215,000 | $ 329,000 |
| Worcester County Maryland | 1 | $ 115,000 | $ 115,000 | $ 195,000 |
| Anson County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Avery County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 111,000 |
| Bladen County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| Burke County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 98,000 |
| Cherokee County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Clay County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 41,000 |
| Columbus County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 81,000 |
| Haywood County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 139,000 |
| Hertford County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 182,000 |
| Lenoir County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 192,000 |
| Macon County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| McDowell County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Pamlico County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 107,000 |
| Richmond County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 8,000 |
| Robeson County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Scotland County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Stokes County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 103,000 |
| Swain County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Abbeville County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Clarendon County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Colleton County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 205,000 |
| Greenwood County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 106,000 |
| Kershaw County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 73,000 |
| Newberry County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Orangeburg County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 103,000 |
| Williamsburg County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 151,000 |
| Hamilton County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Botetourt County Virginia | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Carroll County Virginia | 1 | $ 165,000 | $ 165,000 | $ 121,000 |
| Charlotte County Virginia | 1 | $ 235,000 | $ 235,000 | $ 135,000 |
| Clarke County Virginia | 1 | $ 385,000 | $ 385,000 | $ 124,000 |
| Craig County Virginia | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| Emporia County Virginia | 1 | $ 285,000 | $ 285,000 | $ 86,000 |
| Falls Church County Virginia | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Halifax County Virginia | 1 | $ 245,000 | $ 245,000 | $ 79,000 |
| Highland County Virginia | 1 | $ 365,000 | $ 365,000 | $ 204,000 |
| Lexington County Virginia | 1 | $ 145,000 | $ 145,000 | $ 125,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 2,972 | $734,630,000 | $247,000 | $955,000 | $101,000 | $1,428,000 |
| Home Purchase | 2,115 | $664,245,000 | $314,000 | $1,205,000 | $123,000 | $1,209,000 |
| Refinancing | 1,808 | $400,470,000 | $221,000 | $1,705,000 | $111,000 | $1,700,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,608 | $1,173,070,000 | $254,000 | $1,705,000 | $109,000 | $1,700,000 |
| Not Provided | 1,045 | $286,585,000 | $274,000 | $1,105,000 | $118,000 | $1,428,000 |
| Black or African American | 559 | $147,385,000 | $263,000 | $935,000 | $101,000 | $377,000 |
| Asian | 365 | $113,245,000 | $310,000 | $1,085,000 | $138,000 | $783,000 |
| Hispanic | 269 | $66,785,000 | $248,000 | $605,000 | $94,000 | $623,000 |
| American Indian or Alaskan Native | 38 | $9,150,000 | $240,000 | $645,000 | $92,000 | $269,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,945,000 | $277,000 | $505,000 | $115,000 | $233,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,877 | $1,513,895,000 | $257,000 | $1,705,000 | $113,000 | $1,700,000 |
| FHA-insured (Federal Housing Administration) | 691 | $176,455,000 | $255,000 | $635,000 | $85,000 | $355,000 |
| VA-guaranteed (Veterans Administration) | 327 | $108,995,000 | $333,000 | $935,000 | $110,000 | $364,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,659 | $958,805,000 | $262,000 | $1,085,000 | $114,000 | $1,700,000 |
| Application Withdrawn By Applicant | 1,626 | $457,920,000 | $281,000 | $1,205,000 | $119,000 | $800,000 |
| Application Denied By Financial Institution | 1,036 | $247,700,000 | $239,000 | $1,705,000 | $85,000 | $690,000 |
| File Closed For Incompleteness | 569 | $133,765,000 | $235,000 | $1,085,000 | $105,000 | $623,000 |
| Loan Purchased By The Institution | 5 | $1,155,000 | $231,000 | $345,000 | $133,000 | $170,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,859 | $1,551,645,000 | $264,000 | $1,205,000 | $115,000 | $1,700,000 |
| Credit History | 392 | $87,380,000 | $222,000 | $615,000 | $94,000 | $690,000 |
| Debt-To-Income Ratio | 311 | $80,665,000 | $259,000 | $1,705,000 | $60,000 | $238,000 |
| Other | 117 | $29,675,000 | $253,000 | $955,000 | $111,000 | $468,000 |
| Collateral | 101 | $21,555,000 | $213,000 | $725,000 | $99,000 | $418,000 |
| Employment History | 52 | $10,970,000 | $210,000 | $515,000 | $64,000 | $171,000 |
| Unverifiable Information | 36 | $7,950,000 | $220,000 | $505,000 | $94,000 | $447,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $5,605,000 | $329,000 | $645,000 | $121,000 | $585,000 |
| Credit Application Incomplete | 10 | $3,900,000 | $390,000 | $1,105,000 | $137,000 | $250,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital Center, L.L.C.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital Center, L.L.C.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.