Capital Farm Credit, Aca
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Capital Farm Credit, Aca 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital Farm Credit, Aca 3000 Briarcrest Drive Suite 601 Bryan, TX 77802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 574 |
| Total Mortgage Loan Application Amount | $165,374,000 |
| Average Mortgage Loan Application Amount | $279,333 |
| Highest Mortgage Loan Application Amount | $6,100,000 |
| Average Applicant Income | $190,333 |
| Highest Applicant Income | $6,227,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Capital Farm Credit, Aca. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital Farm Credit, Aca's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Capital Farm Credit, Aca's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital Farm Credit, Aca serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital Farm Credit, Aca, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital Farm Credit, Aca's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Burnet County Texas | 16 | $ 3,517,000 | $ 219,000 | $ 155,000 |
| Guadalupe County Texas | 16 | $ 4,158,000 | $ 259,000 | $ 171,000 |
| Medina County Texas | 16 | $ 3,977,000 | $ 248,000 | $ 223,000 |
| Bexar County Texas | 14 | $ 2,490,000 | $ 177,000 | $ 114,000 |
| Gillespie County Texas | 14 | $ 3,697,000 | $ 264,000 | $ 160,000 |
| Washington County Texas | 13 | $ 3,911,000 | $ 300,000 | $ 221,000 |
| Comal County Texas | 12 | $ 4,528,000 | $ 377,000 | $ 220,000 |
| Grimes County Texas | 12 | $ 2,740,000 | $ 228,000 | $ 125,000 |
| Hays County Texas | 12 | $ 4,386,000 | $ 365,000 | $ 206,000 |
| Walker County Texas | 12 | $ 3,662,000 | $ 305,000 | $ 182,000 |
| Williamson County Texas | 12 | $ 2,600,000 | $ 216,000 | $ 122,000 |
| Bell County Texas | 10 | $ 1,798,000 | $ 179,000 | $ 147,000 |
| Caldwell County Texas | 10 | $ 1,941,000 | $ 194,000 | $ 101,000 |
| Montgomery County Texas | 10 | $ 2,442,000 | $ 244,000 | $ 156,000 |
| Blanco County Texas | 9 | $ 2,511,000 | $ 279,000 | $ 129,000 |
| Colorado County Texas | 9 | $ 2,668,000 | $ 296,000 | $ 416,000 |
| Lubbock County Texas | 9 | $ 4,587,000 | $ 509,000 | $ 839,000 |
| Travis County Texas | 9 | $ 2,800,000 | $ 311,000 | $ 235,000 |
| Waller County Texas | 9 | $ 3,976,000 | $ 441,000 | $ 241,000 |
| Wilson County Texas | 9 | $ 2,078,000 | $ 230,000 | $ 128,000 |
| Austin County Texas | 8 | $ 2,538,000 | $ 317,000 | $ 310,000 |
| Brazos County Texas | 8 | $ 2,471,000 | $ 308,000 | $ 197,000 |
| Fayette County Texas | 8 | $ 1,902,000 | $ 237,000 | $ 142,000 |
| Fort Bend County Texas | 8 | $ 1,586,000 | $ 198,000 | $ 152,000 |
| Kerr County Texas | 8 | $ 3,505,000 | $ 438,000 | $ 288,000 |
| Kendall County Texas | 7 | $ 2,613,000 | $ 373,000 | $ 164,000 |
| McLennan County Texas | 7 | $ 1,288,000 | $ 184,000 | $ 110,000 |
| Montague County Texas | 7 | $ 2,718,000 | $ 388,000 | $ 194,000 |
| Atascosa County Texas | 6 | $ 2,404,000 | $ 400,000 | $ 349,000 |
| Brazoria County Texas | 6 | $ 1,357,000 | $ 226,000 | $ 123,000 |
| Harris County Texas | 6 | $ 2,484,000 | $ 414,000 | $ 232,000 |
| Bastrop County Texas | 5 | $ 1,248,000 | $ 249,000 | $ 109,000 |
| Bee County Texas | 5 | $ 1,002,000 | $ 200,000 | $ 95,000 |
| Bosque County Texas | 5 | $ 1,032,000 | $ 206,000 | $ 135,000 |
| Dickens County Texas | 5 | $ 1,097,000 | $ 219,000 | $ 176,000 |
| Gonzales County Texas | 5 | $ 1,397,000 | $ 279,000 | $ 153,000 |
| Hemphill County Texas | 5 | $ 1,082,000 | $ 216,000 | $ 140,000 |
| Jeff Davis County Texas | 5 | $ 646,000 | $ 129,000 | $ 94,000 |
| Jim Wells County Texas | 5 | $ 958,000 | $ 191,000 | $ 99,000 |
| Milam County Texas | 5 | $ 753,000 | $ 150,000 | $ 163,000 |
| Bandera County Texas | 4 | $ 784,000 | $ 196,000 | $ 159,000 |
| Burleson County Texas | 4 | $ 906,000 | $ 226,000 | $ 107,000 |
| Coryell County Texas | 4 | $ 1,437,000 | $ 359,000 | $ 72,000 |
| Hardin County Texas | 4 | $ 635,000 | $ 158,000 | $ 185,000 |
| Hidalgo County Texas | 4 | $ 748,000 | $ 187,000 | $ 129,000 |
| Howard County Texas | 4 | $ 910,000 | $ 227,000 | $ 279,000 |
| Jefferson County Texas | 4 | $ 530,000 | $ 132,000 | $ 109,000 |
| Jones County Texas | 4 | $ 436,000 | $ 109,000 | $ 150,000 |
| Knox County Texas | 4 | $ 664,000 | $ 166,000 | $ 76,000 |
| Parmer County Texas | 4 | $ 669,000 | $ 167,000 | $ 71,000 |
| San Saba County Texas | 4 | $ 1,151,000 | $ 287,000 | $ 174,000 |
| Aransas County Texas | 3 | $ 1,144,000 | $ 381,000 | $ 130,000 |
| Brewster County Texas | 3 | $ 545,000 | $ 181,000 | $ 96,000 |
| Coleman County Texas | 3 | $ 709,000 | $ 236,000 | $ 128,000 |
| Karnes County Texas | 3 | $ 653,000 | $ 217,000 | $ 140,000 |
| Kimble County Texas | 3 | $ 420,000 | $ 140,000 | $ 125,000 |
| Lampasas County Texas | 3 | $ 403,000 | $ 134,000 | $ 97,000 |
| Lee County Texas | 3 | $ 645,000 | $ 215,000 | $ 120,000 |
| Leon County Texas | 3 | $ 1,602,000 | $ 534,000 | $ 91,000 |
| Madison County Texas | 3 | $ 581,000 | $ 193,000 | $ 145,000 |
| Menard County Texas | 3 | $ 639,000 | $ 213,000 | $ 166,000 |
| San Patricio County Texas | 3 | $ 721,000 | $ 240,000 | $ 139,000 |
| Tom Green County Texas | 3 | $ 375,000 | $ 125,000 | $ 108,000 |
| Tyler County Texas | 3 | $ 856,000 | $ 285,000 | $ 332,000 |
| Uvalde County Texas | 3 | $ 565,000 | $ 188,000 | $ 76,000 |
| Wharton County Texas | 3 | $ 1,300,000 | $ 433,000 | $ 126,000 |
| Eddy County New Mexico | 2 | $ 2,309,000 | $ 1,154,000 | $ 338,000 |
| Bailey County Texas | 2 | $ 303,000 | $ 151,000 | $ 300,000 |
| Callahan County Texas | 2 | $ 306,000 | $ 153,000 | $ 87,000 |
| Cameron County Texas | 2 | $ 225,000 | $ 112,000 | $ 104,000 |
| Chambers County Texas | 2 | $ 1,437,000 | $ 718,000 | $ 341,000 |
| Dawson County Texas | 2 | $ 565,000 | $ 282,000 | $ 243,000 |
| Ector County Texas | 2 | $ 332,000 | $ 166,000 | $ 443,000 |
| Falls County Texas | 2 | $ 555,000 | $ 277,000 | $ 143,000 |
| Hamilton County Texas | 2 | $ 295,000 | $ 147,000 | $ 166,000 |
| Lamb County Texas | 2 | $ 306,000 | $ 153,000 | $ 150,000 |
| Live Oak County Texas | 2 | $ 6,314,000 | $ 3,157,000 | $ 465,000 |
| Llano County Texas | 2 | $ 2,447,000 | $ 1,223,000 | $ 381,000 |
| Lynn County Texas | 2 | $ 624,000 | $ 312,000 | $ 199,000 |
| Mason County Texas | 2 | $ 376,000 | $ 188,000 | $ 76,000 |
| Matagorda County Texas | 2 | $ 186,000 | $ 93,000 | $ 41,000 |
| Mitchell County Texas | 2 | $ 329,000 | $ 164,000 | $ 76,000 |
| Nolan County Texas | 2 | $ 70,000 | $ 35,000 | $ 20,000 |
| Ochiltree County Texas | 2 | $ 697,000 | $ 348,000 | $ 223,000 |
| Randall County Texas | 2 | $ 408,000 | $ 204,000 | $ 174,000 |
| Real County Texas | 2 | $ 284,000 | $ 142,000 | $ 150,000 |
| Robertson County Texas | 2 | $ 376,000 | $ 188,000 | $ 119,000 |
| San Jacinto County Texas | 2 | $ 526,000 | $ 263,000 | $ 124,000 |
| Scurry County Texas | 2 | $ 352,000 | $ 176,000 | $ 60,000 |
| Terry County Texas | 2 | $ 252,000 | $ 126,000 | $ 107,000 |
| Webb County Texas | 2 | $ 520,000 | $ 260,000 | $ 105,000 |
| Wise County Texas | 2 | $ 626,000 | $ 313,000 | $ 126,000 |
| Colfax County New Mexico | 1 | $ 200,000 | $ 200,000 | $ 389,000 |
| Torrance County New Mexico | 1 | $ 3,050,000 | $ 3,050,000 | $ 2,751,000 |
| Union County New Mexico | 1 | $ 585,000 | $ 585,000 | $ 77,000 |
| Anderson County Texas | 1 | $ 420,000 | $ 420,000 | $ 131,000 |
| Angelina County Texas | 1 | $ 467,000 | $ 467,000 | $ 9,000 |
| Archer County Texas | 1 | $ 26,000 | $ 26,000 | $ 28,000 |
| Baylor County Texas | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Brooks County Texas | 1 | $ 158,000 | $ 158,000 | $ 159,000 |
| Brown County Texas | 1 | $ 196,000 | $ 196,000 | $ 122,000 |
| Calhoun County Texas | 1 | $ 92,000 | $ 92,000 | $ 95,000 |
| Carson County Texas | 1 | $ 63,000 | $ 63,000 | $ 95,000 |
| Collin County Texas | 1 | $ 400,000 | $ 400,000 | $ 333,000 |
| Comanche County Texas | 1 | $ 670,000 | $ 670,000 | $ 260,000 |
| Concho County Texas | 1 | $ 200,000 | $ 200,000 | $ 96,000 |
| Dallam County Texas | 1 | $ 1,260,000 | $ 1,260,000 | $ 569,000 |
| Deaf Smith County Texas | 1 | $ 260,000 | $ 260,000 | $ 60,000 |
| Denton County Texas | 1 | $ 180,000 | $ 180,000 | $ 69,000 |
| Dimmit County Texas | 1 | $ 119,000 | $ 119,000 | $ 84,000 |
| Duval County Texas | 1 | $ 225,000 | $ 225,000 | $ 162,000 |
| El Paso County Texas | 1 | $ 118,000 | $ 118,000 | $ 57,000 |
| Fisher County Texas | 1 | $ 208,000 | $ 208,000 | $ 190,000 |
| Frio County Texas | 1 | $ 89,000 | $ 89,000 | $ 71,000 |
| Gaines County Texas | 1 | $ 250,000 | $ 250,000 | $ 461,000 |
| Galveston County Texas | 1 | $ 60,000 | $ 60,000 | $ 64,000 |
| Goliad County Texas | 1 | $ 131,000 | $ 131,000 | $ 59,000 |
| Hardeman County Texas | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| Hill County Texas | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Hockley County Texas | 1 | $ 114,000 | $ 114,000 | $ 588,000 |
| Houston County Texas | 1 | $ 144,000 | $ 144,000 | $ 74,000 |
| Jackson County Texas | 1 | $ 68,000 | $ 68,000 | $ 181,000 |
| La Salle County Texas | 1 | $ 455,000 | $ 455,000 | $ 188,000 |
| Liberty County Texas | 1 | $ 104,000 | $ 104,000 | $ 105,000 |
| Limestone County Texas | 1 | $ 437,000 | $ 437,000 | $ 448,000 |
| Lipscomb County Texas | 1 | $ 40,000 | $ 40,000 | $ 74,000 |
| McCulloch County Texas | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
| Midland County Texas | 1 | $ 230,000 | $ 230,000 | $ 144,000 |
| Mills County Texas | 1 | $ 1,628,000 | $ 1,628,000 | $ 613,000 |
| Moore County Texas | 1 | $ 2,830,000 | $ 2,830,000 | $ 1,049,000 |
| Nueces County Texas | 1 | $ 918,000 | $ 918,000 | $ 1,733,000 |
| Palo Pinto County Texas | 1 | $ 112,000 | $ 112,000 | $ 56,000 |
| Polk County Texas | 1 | $ 214,000 | $ 214,000 | $ 130,000 |
| Refugio County Texas | 1 | $ 238,000 | $ 238,000 | $ 111,000 |
| Starr County Texas | 1 | $ 256,000 | $ 256,000 | $ 129,000 |
| Taylor County Texas | 1 | $ 76,000 | $ 76,000 | $ 53,000 |
| Throckmorton County Texas | 1 | $ 133,000 | $ 133,000 | $ 136,000 |
| Val Verde County Texas | 1 | $ 158,000 | $ 158,000 | $ 115,000 |
| Victoria County Texas | 1 | $ 167,000 | $ 167,000 | $ 280,000 |
| Wichita County Texas | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Wilbarger County Texas | 1 | $ 80,000 | $ 80,000 | $ 101,000 |
| Zavala County Texas | 1 | $ 616,000 | $ 616,000 | $ 351,000 |
Mortgage Loan Application Detail Totals for Capital Farm Credit, Aca in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 432 | $102,155,000 | $236,000 | $2,306,000 | $169,000 | $6,227,000 |
| Refinancing | 132 | $61,877,000 | $468,000 | $6,100,000 | $250,000 | $2,751,000 |
| Home Improvement | 10 | $1,342,000 | $134,000 | $278,000 | $152,000 | $450,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 334 | $95,193,000 | $285,000 | $3,050,000 | $184,000 | $2,751,000 |
| Not Provided | 175 | $53,459,000 | $305,000 | $6,100,000 | $210,000 | $6,227,000 |
| Hispanic | 44 | $9,071,000 | $206,000 | $693,000 | $117,000 | $304,000 |
| Not applicable | 15 | $6,589,000 | $439,000 | $1,648,000 | $231,000 | $1,468,000 |
| Asian | 3 | $520,000 | $173,000 | $208,000 | $172,000 | $250,000 |
| American Indian or Alaskan Native | 2 | $342,000 | $171,000 | $192,000 | $69,000 | $87,000 |
| Black or African American | 1 | $200,000 | $200,000 | $200,000 | $389,000 | $389,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 573 | $164,114,000 | $286,000 | $6,100,000 | $187,000 | $6,227,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $1,260,000 | $1,260,000 | $1,260,000 | $569,000 | $569,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 315 | $98,239,000 | $311,000 | $6,100,000 | $224,000 | $2,751,000 |
| Application Withdrawn By Applicant | 133 | $37,470,000 | $281,000 | $2,306,000 | $184,000 | $6,227,000 |
| Application Denied By Financial Institution | 119 | $28,457,000 | $239,000 | $1,635,000 | $99,000 | $456,000 |
| Application Approved But Not Accepted | 6 | $1,040,000 | $173,000 | $322,000 | $132,000 | $250,000 |
| Preapproval Approved but not Accepted | 1 | $168,000 | $168,000 | $168,000 | $57,000 | $57,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 70 | $20,686,000 | $295,000 | $1,635,000 | $92,000 | $456,000 |
| Credit History | 38 | $5,988,000 | $157,000 | $350,000 | $101,000 | $250,000 |
| Collateral | 3 | $204,000 | $68,000 | $77,000 | $47,000 | $64,000 |
| Other | 3 | $584,000 | $194,000 | $279,000 | $190,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $336,000 | $168,000 | $179,000 | $198,000 | $206,000 |
| Credit Application Incomplete | 1 | $114,000 | $114,000 | $114,000 | $252,000 | $252,000 |
| Employment History | 1 | $285,000 | $285,000 | $285,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital Farm Credit, Aca's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital Farm Credit, Aca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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