Capital Farm Credit, Aca 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital Farm Credit, Aca 3000 Briarcrest Drive Suite 601 Bryan, TX 77802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 647 |
| Total Mortgage Loan Application Amount | $216,606,000 |
| Average Mortgage Loan Application Amount | $345,333 |
| Highest Mortgage Loan Application Amount | $11,000,000 |
| Average Applicant Income | $231,333 |
| Highest Applicant Income | $9,738,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Capital Farm Credit, Aca. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital Farm Credit, Aca's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Capital Farm Credit, Aca's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital Farm Credit, Aca serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital Farm Credit, Aca, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital Farm Credit, Aca's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Gillespie County Texas | 26 | $ 10,419,000 | $ 400,000 | $ 191,000 |
| Bastrop County Texas | 22 | $ 6,084,000 | $ 276,000 | $ 141,000 |
| Guadalupe County Texas | 20 | $ 4,409,000 | $ 220,000 | $ 112,000 |
| Williamson County Texas | 19 | $ 8,425,000 | $ 443,000 | $ 216,000 |
| Brazoria County Texas | 16 | $ 4,329,000 | $ 270,000 | $ 127,000 |
| Caldwell County Texas | 15 | $ 3,191,000 | $ 212,000 | $ 114,000 |
| Montgomery County Texas | 15 | $ 6,786,000 | $ 452,000 | $ 175,000 |
| Medina County Texas | 14 | $ 14,718,000 | $ 1,051,000 | $ 249,000 |
| Burnet County Texas | 13 | $ 4,853,000 | $ 373,000 | $ 138,000 |
| Comal County Texas | 13 | $ 3,872,000 | $ 297,000 | $ 162,000 |
| Hays County Texas | 13 | $ 3,627,000 | $ 279,000 | $ 107,000 |
| Austin County Texas | 12 | $ 4,161,000 | $ 346,000 | $ 164,000 |
| Bandera County Texas | 12 | $ 2,493,000 | $ 207,000 | $ 128,000 |
| Milam County Texas | 12 | $ 2,296,000 | $ 191,000 | $ 111,000 |
| Fort Bend County Texas | 11 | $ 3,013,000 | $ 273,000 | $ 284,000 |
| Kendall County Texas | 11 | $ 4,778,000 | $ 434,000 | $ 216,000 |
| Wilson County Texas | 11 | $ 2,996,000 | $ 272,000 | $ 127,000 |
| Fayette County Texas | 10 | $ 2,438,000 | $ 243,000 | $ 133,000 |
| Grimes County Texas | 10 | $ 1,805,000 | $ 180,000 | $ 118,000 |
| Kerr County Texas | 9 | $ 2,709,000 | $ 301,000 | $ 136,000 |
| Travis County Texas | 9 | $ 2,184,000 | $ 242,000 | $ 195,000 |
| Bexar County Texas | 8 | $ 1,735,000 | $ 216,000 | $ 129,000 |
| Brazos County Texas | 8 | $ 1,858,000 | $ 232,000 | $ 131,000 |
| Gonzales County Texas | 8 | $ 1,815,000 | $ 226,000 | $ 170,000 |
| McLennan County Texas | 8 | $ 3,441,000 | $ 430,000 | $ 295,000 |
| Waller County Texas | 8 | $ 3,228,000 | $ 403,000 | $ 356,000 |
| Washington County Texas | 8 | $ 1,944,000 | $ 243,000 | $ 189,000 |
| Blanco County Texas | 7 | $ 1,344,000 | $ 192,000 | $ 233,000 |
| Knox County Texas | 7 | $ 1,744,000 | $ 249,000 | $ 160,000 |
| Lavaca County Texas | 7 | $ 1,611,000 | $ 230,000 | $ 152,000 |
| Llano County Texas | 7 | $ 1,013,000 | $ 144,000 | $ 161,000 |
| Lubbock County Texas | 7 | $ 1,323,000 | $ 189,000 | $ 101,000 |
| San Jacinto County Texas | 7 | $ 1,783,000 | $ 254,000 | $ 111,000 |
| Walker County Texas | 7 | $ 2,212,000 | $ 316,000 | $ 121,000 |
| Webb County Texas | 7 | $ 2,275,000 | $ 325,000 | $ 153,000 |
| Colorado County Texas | 6 | $ 1,031,000 | $ 171,000 | $ 129,000 |
| Kimble County Texas | 6 | $ 4,218,000 | $ 703,000 | $ 252,000 |
| Atascosa County Texas | 5 | $ 1,081,000 | $ 216,000 | $ 2,019,000 |
| Bee County Texas | 5 | $ 1,620,000 | $ 324,000 | $ 171,000 |
| Haskell County Texas | 5 | $ 3,725,000 | $ 745,000 | $ 329,000 |
| Jim Wells County Texas | 5 | $ 1,011,000 | $ 202,000 | $ 124,000 |
| Leon County Texas | 5 | $ 718,000 | $ 143,000 | $ 121,000 |
| Robertson County Texas | 5 | $ 1,159,000 | $ 231,000 | $ 170,000 |
| Bell County Texas | 4 | $ 1,333,000 | $ 333,000 | $ 126,000 |
| Bosque County Texas | 4 | $ 1,338,000 | $ 334,000 | $ 249,000 |
| Burleson County Texas | 4 | $ 740,000 | $ 185,000 | $ 78,000 |
| Harris County Texas | 4 | $ 949,000 | $ 237,000 | $ 78,000 |
| Hidalgo County Texas | 4 | $ 924,000 | $ 231,000 | $ 91,000 |
| Hockley County Texas | 4 | $ 1,214,000 | $ 303,000 | $ 143,000 |
| Liberty County Texas | 4 | $ 760,000 | $ 190,000 | $ 209,000 |
| Martin County Texas | 4 | $ 1,097,000 | $ 274,000 | $ 116,000 |
| San Saba County Texas | 4 | $ 936,000 | $ 234,000 | $ 173,000 |
| Castro County Texas | 3 | $ 1,679,000 | $ 559,000 | $ 256,000 |
| Coryell County Texas | 3 | $ 1,740,000 | $ 580,000 | $ 138,000 |
| Dickens County Texas | 3 | $ 1,134,000 | $ 378,000 | $ 110,000 |
| Goliad County Texas | 3 | $ 947,000 | $ 315,000 | $ 177,000 |
| Lampasas County Texas | 3 | $ 790,000 | $ 263,000 | $ 139,000 |
| Lee County Texas | 3 | $ 723,000 | $ 241,000 | $ 133,000 |
| Live Oak County Texas | 3 | $ 585,000 | $ 195,000 | $ 108,000 |
| Lynn County Texas | 3 | $ 880,000 | $ 293,000 | $ 117,000 |
| Matagorda County Texas | 3 | $ 468,000 | $ 156,000 | $ 103,000 |
| Midland County Texas | 3 | $ 584,000 | $ 194,000 | $ 115,000 |
| Montague County Texas | 3 | $ 561,000 | $ 187,000 | $ 83,000 |
| Real County Texas | 3 | $ 417,000 | $ 139,000 | $ 111,000 |
| Taylor County Texas | 3 | $ 1,250,000 | $ 416,000 | $ 244,000 |
| Tom Green County Texas | 3 | $ 611,000 | $ 203,000 | $ 144,000 |
| Wharton County Texas | 3 | $ 1,011,000 | $ 337,000 | $ 217,000 |
| Anderson County Texas | 2 | $ 294,000 | $ 147,000 | $ 130,000 |
| Archer County Texas | 2 | $ 2,678,000 | $ 1,339,000 | $ 1,051,000 |
| Bailey County Texas | 2 | $ 206,000 | $ 103,000 | $ 47,000 |
| Borden County Texas | 2 | $ 209,000 | $ 104,000 | $ 204,000 |
| Briscoe County Texas | 2 | $ 233,000 | $ 116,000 | $ 145,000 |
| Cameron County Texas | 2 | $ 265,000 | $ 132,000 | $ 80,000 |
| Clay County Texas | 2 | $ 295,000 | $ 147,000 | $ 93,000 |
| Deaf Smith County Texas | 2 | $ 2,390,000 | $ 1,195,000 | $ 289,000 |
| Dimmit County Texas | 2 | $ 551,000 | $ 275,000 | $ 167,000 |
| Edwards County Texas | 2 | $ 267,000 | $ 133,000 | $ 117,000 |
| El Paso County Texas | 2 | $ 341,000 | $ 170,000 | $ 84,000 |
| Falls County Texas | 2 | $ 609,000 | $ 304,000 | $ 124,000 |
| Frio County Texas | 2 | $ 526,000 | $ 263,000 | $ 113,000 |
| Galveston County Texas | 2 | $ 953,000 | $ 476,000 | $ 122,000 |
| Hartley County Texas | 2 | $ 444,000 | $ 222,000 | $ 2,275,000 |
| Houston County Texas | 2 | $ 738,000 | $ 369,000 | $ 262,000 |
| Howard County Texas | 2 | $ 594,000 | $ 297,000 | $ 131,000 |
| Irion County Texas | 2 | $ 686,000 | $ 343,000 | $ 133,000 |
| Jack County Texas | 2 | $ 290,000 | $ 145,000 | $ 84,000 |
| Jackson County Texas | 2 | $ 775,000 | $ 387,000 | $ 78,000 |
| Jefferson County Texas | 2 | $ 588,000 | $ 294,000 | $ 81,000 |
| Lamb County Texas | 2 | $ 324,000 | $ 162,000 | $ 114,000 |
| Madison County Texas | 2 | $ 200,000 | $ 100,000 | $ 88,000 |
| Mason County Texas | 2 | $ 608,000 | $ 304,000 | $ 204,000 |
| Runnels County Texas | 2 | $ 306,000 | $ 153,000 | $ 111,000 |
| Scurry County Texas | 2 | $ 475,000 | $ 237,000 | $ 67,000 |
| Somervell County Texas | 2 | $ 1,913,000 | $ 956,000 | $ 200,000 |
| Terry County Texas | 2 | $ 143,000 | $ 71,000 | $ 40,000 |
| Tyler County Texas | 2 | $ 173,000 | $ 86,000 | $ 77,000 |
| Victoria County Texas | 2 | $ 145,000 | $ 72,000 | $ 82,000 |
| Ward County Texas | 2 | $ 710,000 | $ 355,000 | $ 256,000 |
| Andrews County Texas | 1 | $ 242,000 | $ 242,000 | $ 75,000 |
| Brewster County Texas | 1 | $ 8,529,000 | $ 8,529,000 | $ 2,137,000 |
| Childress County Texas | 1 | $ 235,000 | $ 235,000 | $ 137,000 |
| Coleman County Texas | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Collingsworth County Texas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| DeWitt County Texas | 1 | $ 224,000 | $ 224,000 | $ 63,000 |
| Duval County Texas | 1 | $ 393,000 | $ 393,000 | $ 160,000 |
| Ector County Texas | 1 | $ 491,000 | $ 491,000 | $ 207,000 |
| Fisher County Texas | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Gaines County Texas | 1 | $ 164,000 | $ 164,000 | $ 1,000 |
| Hemphill County Texas | 1 | $ 122,000 | $ 122,000 | $ 59,000 |
| Hood County Texas | 1 | $ 380,000 | $ 380,000 | $ 237,000 |
| Hunt County Texas | 1 | $ 150,000 | $ 150,000 | $ 147,000 |
| Jeff Davis County Texas | 1 | $ 110,000 | $ 110,000 | $ 53,000 |
| Jones County Texas | 1 | $ 100,000 | $ 100,000 | $ 83,000 |
| Karnes County Texas | 1 | $ 177,000 | $ 177,000 | $ 82,000 |
| King County Texas | 1 | $ 374,000 | $ 374,000 | $ 759,000 |
| Lipscomb County Texas | 1 | $ 208,000 | $ 208,000 | $ 76,000 |
| Menard County Texas | 1 | $ 150,000 | $ 150,000 | $ 78,000 |
| Mitchell County Texas | 1 | $ 164,000 | $ 164,000 | $ 151,000 |
| Navarro County Texas | 1 | $ 190,000 | $ 190,000 | $ 68,000 |
| Nueces County Texas | 1 | $ 732,000 | $ 732,000 | $ 463,000 |
| Oldham County Texas | 1 | $ 108,000 | $ 108,000 | $ 54,000 |
| Palo Pinto County Texas | 1 | $ 239,000 | $ 239,000 | $ 92,000 |
| Parker County Texas | 1 | $ 298,000 | $ 298,000 | $ 437,000 |
| Parmer County Texas | 1 | $ 212,000 | $ 212,000 | $ 90,000 |
| Presidio County Texas | 1 | $ 80,000 | $ 80,000 | $ 66,000 |
| Reeves County Texas | 1 | $ 300,000 | $ 300,000 | $ 107,000 |
| Roberts County Texas | 1 | $ 126,000 | $ 126,000 | $ 131,000 |
| San Patricio County Texas | 1 | $ 250,000 | $ 250,000 | $ 400,000 |
| Sherman County Texas | 1 | $ 275,000 | $ 275,000 | $ 680,000 |
| Sutton County Texas | 1 | $ 6,485,000 | $ 6,485,000 | $ 1,465,000 |
| Uvalde County Texas | 1 | $ 20,000 | $ 20,000 | $ 48,000 |
| Wilbarger County Texas | 1 | $ 67,000 | $ 67,000 | $ 26,000 |
| Willacy County Texas | 1 | $ 160,000 | $ 160,000 | $ 84,000 |
| Young County Texas | 1 | $ 100,000 | $ 100,000 | $ 92,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 412 | $101,254,000 | $245,000 | $1,336,000 | $145,000 | $4,494,000 |
| Refinancing | 223 | $111,871,000 | $501,000 | $11,000,000 | $258,000 | $9,738,000 |
| Home Improvement | 12 | $3,481,000 | $290,000 | $1,450,000 | $291,000 | $948,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 380 | $130,986,000 | $344,000 | $11,000,000 | $168,000 | $2,137,000 |
| Not Provided | 204 | $63,228,000 | $309,000 | $3,144,000 | $179,000 | $4,494,000 |
| Hispanic | 42 | $10,010,000 | $238,000 | $1,325,000 | $125,000 | $493,000 |
| Not applicable | 12 | $10,287,000 | $857,000 | $6,485,000 | $1,150,000 | $9,738,000 |
| Black or African American | 4 | $790,000 | $197,000 | $395,000 | $185,000 | $480,000 |
| American Indian or Alaskan Native | 4 | $1,180,000 | $295,000 | $460,000 | $179,000 | $260,000 |
| Asian | 1 | $125,000 | $125,000 | $125,000 | $68,000 | $68,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 646 | $216,563,000 | $335,000 | $11,000,000 | $187,000 | $9,738,000 |
| VA-guaranteed (Veterans Administration) | 1 | $43,000 | $43,000 | $43,000 | $98,000 | $98,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 322 | $122,536,000 | $380,000 | $11,000,000 | $242,000 | $9,738,000 |
| Application Withdrawn By Applicant | 214 | $62,823,000 | $293,000 | $1,336,000 | $148,000 | $996,000 |
| Application Denied By Financial Institution | 106 | $30,397,000 | $286,000 | $2,150,000 | $98,000 | $507,000 |
| Application Approved But Not Accepted | 5 | $850,000 | $170,000 | $384,000 | $166,000 | $254,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 56 | $20,021,000 | $357,000 | $2,150,000 | $97,000 | $507,000 |
| Credit History | 28 | $4,951,000 | $176,000 | $460,000 | $95,000 | $243,000 |
| Collateral | 12 | $1,957,000 | $163,000 | $475,000 | $105,000 | $157,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $954,000 | $238,000 | $332,000 | $81,000 | $110,000 |
| Credit Application Incomplete | 2 | $225,000 | $112,000 | $125,000 | $34,000 | $68,000 |
| Employment History | 1 | $164,000 | $164,000 | $164,000 | $1,000 | $1,000 |
| Other | 1 | $275,000 | $275,000 | $275,000 | $143,000 | $143,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital Farm Credit, Aca's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital Farm Credit, Aca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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