Capital One NA Mortgage Lending & HMDA Data, 2004

In 2004, Capital One NA of Baton Rouge, LA reported 38,652 mortgage applications totaling $3.3 billion, down 49% from 2003. The average application was for $85,871, and applicants reported an average income of $62,191. 60% of its applications resulted in an originated loan and 23% were denied. Its largest markets were New Orleans-Metairie-Kenner, LA (10,264), Baton Rouge, LA (5,276) and Houma-Bayou Cane-Thibodaux, LA (2,853) (applications in parentheses).

Mortgage Company & Address Capital One NA
11130 Industrialplex Blvd
Baton Rouge, LA 70809
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 38,652
Total Mortgage Loan Application Amount $3,319,102,000
Average Mortgage Loan Application Amount $85,871
Highest Mortgage Loan Application Amount $23,000,000
Average Applicant Income $62,191
Highest Applicant Income $7,319,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital One NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Capital One NA by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jefferson, Louisiana 3,224 $ 275,470,000 $ 85,443 $ 62,000
East Baton Rouge, Louisiana 2,914 $ 268,540,000 $ 92,155 $ 64,000
Orleans, Louisiana 2,709 $ 278,201,000 $ 102,695 $ 73,000
St. Tammany, Louisiana 2,623 $ 285,882,000 $ 108,990 $ 72,000
Caddo, Louisiana 1,874 $ 128,048,000 $ 68,328 $ 53,000
Lafourche, Louisiana 1,502 $ 108,536,000 $ 72,260 $ 56,000
Calcasieu, Louisiana 1,401 $ 84,885,000 $ 60,588 $ 55,000
Terrebonne, Louisiana 1,351 $ 108,663,000 $ 80,431 $ 51,000
Livingston, Louisiana 1,030 $ 68,390,000 $ 66,398 $ 53,000
Ascension, Louisiana 964 $ 87,596,000 $ 90,867 $ 58,000
Rapides, Louisiana 852 $ 55,838,000 $ 65,537 $ 50,000
Lafayette, Louisiana 840 $ 70,570,000 $ 84,011 $ 61,000
Jefferson, Texas 800 $ 61,591,000 $ 76,988 $ 79,000
Bossier, Louisiana 643 $ 47,024,000 $ 73,132 $ 56,000
Ouachita, Louisiana 616 $ 48,849,000 $ 79,300 $ 52,000
Bowie, Texas 596 $ 47,295,000 $ 79,354 $ 57,000
St. Charles, Louisiana 587 $ 44,845,000 $ 76,396 $ 64,000
St. Bernard, Louisiana 571 $ 32,850,000 $ 57,530 $ 54,000
St. John the Baptist, Louisiana 479 $ 29,170,000 $ 60,897 $ 54,000
Tangipahoa, Louisiana 478 $ 34,720,000 $ 72,635 $ 53,000
Washington, Louisiana 432 $ 22,246,000 $ 51,495 $ 50,000
Orange, Texas 424 $ 21,635,000 $ 51,025 $ 59,000
Avoyelles, Louisiana 412 $ 20,090,000 $ 48,762 $ 49,000
Harris, Texas 403 $ 86,804,000 $ 215,394 $ 84,000
Smith, Texas 383 $ 34,748,000 $ 90,725 $ 70,000
Assumption, Louisiana 328 $ 18,098,000 $ 55,176 $ 53,000
Harrison, Texas 324 $ 16,389,000 $ 50,583 $ 57,000
De Soto, Louisiana 293 $ 16,700,000 $ 56,996 $ 50,000
Morehouse, Louisiana 289 $ 16,568,000 $ 57,328 $ 48,000
Vermilion, Louisiana 257 $ 13,482,000 $ 52,459 $ 56,000
Collin, Texas 226 $ 35,034,000 $ 155,017 $ 89,000
Jefferson Davis, Louisiana 225 $ 9,983,000 $ 44,368 $ 41,000
Gregg, Texas 220 $ 15,260,000 $ 69,363 $ 65,000
Allen, Louisiana 217 $ 9,288,000 $ 42,801 $ 41,000
Dallas, Texas 216 $ 30,287,000 $ 140,217 $ 92,000
Anderson, Texas 211 $ 9,372,000 $ 44,417 $ 55,000
St. Mary, Louisiana 190 $ 8,818,000 $ 46,410 $ 53,000
Cameron, Texas 183 $ 8,093,000 $ 44,224 $ 46,000
Iberia, Louisiana 168 $ 10,922,000 $ 65,011 $ 53,000
Miller, Arkansas 166 $ 9,678,000 $ 58,301 $ 47,000
Webster, Louisiana 164 $ 6,961,000 $ 42,445 $ 46,000
Harrison, Mississippi 162 $ 35,864,000 $ 221,382 $ 65,000
Hidalgo, Texas 162 $ 8,174,000 $ 50,456 $ 62,000
Hancock, Mississippi 145 $ 14,781,000 $ 101,937 $ 76,000
Grant, Louisiana 144 $ 8,030,000 $ 55,763 $ 53,000
Madison, Louisiana 129 $ 5,519,000 $ 42,782 $ 50,000
Cass, Texas 129 $ 6,467,000 $ 50,131 $ 60,000
Angelina, Texas 127 $ 8,405,000 $ 66,181 $ 85,000
Fort Bend, Texas 127 $ 15,327,000 $ 120,685 $ 200,000
St. James, Louisiana 126 $ 6,844,000 $ 54,317 $ 51,000
Acadia, Louisiana 124 $ 5,934,000 $ 47,854 $ 47,000
Beauregard, Louisiana 122 $ 5,852,000 $ 47,967 $ 52,000
St. Martin, Louisiana 119 $ 7,189,000 $ 60,411 $ 44,000
Hardin, Texas 117 $ 10,205,000 $ 87,222 $ 69,000
Lamar, Texas 117 $ 7,602,000 $ 64,974 $ 79,000
Cherokee, Texas 114 $ 5,999,000 $ 52,622 $ 69,000
Wood, Texas 110 $ 5,882,000 $ 53,472 $ 61,000
West Carroll, Louisiana 108 $ 4,978,000 $ 46,092 $ 56,000
St. Landry, Louisiana 102 $ 6,784,000 $ 66,509 $ 71,000
Claiborne, Louisiana 101 $ 4,047,000 $ 40,069 $ 61,000
Tulsa, Oklahoma 95 $ 10,771,000 $ 113,378 $ 62,000
West Baton Rouge, Louisiana 92 $ 7,420,000 $ 80,652 $ 66,000
Tarrant, Texas 92 $ 32,060,000 $ 348,478 $ 96,000
Iberville, Louisiana 89 $ 6,721,000 $ 75,516 $ 59,000
Denton, Texas 89 $ 29,288,000 $ 329,078 $ 95,000
Cameron, Louisiana 81 $ 4,013,000 $ 49,543 $ 55,000
Madison, Alabama 76 $ 12,663,000 $ 166,618 $ 119,000
Montgomery, Texas 73 $ 22,895,000 $ 313,630 $ 104,000
East Carroll, Louisiana 71 $ 2,653,000 $ 37,366 $ 44,000
Plaquemines, Louisiana 71 $ 5,520,000 $ 77,746 $ 70,000
Jefferson, Alabama 70 $ 14,761,000 $ 210,871 $ 318,000
Vernon, Louisiana 69 $ 3,969,000 $ 57,521 $ 66,000
Pulaski, Arkansas 64 $ 9,280,000 $ 145,000 $ 83,000
East Feliciana, Louisiana 64 $ 4,153,000 $ 64,890 $ 58,000
Pointe Coupee, Louisiana 64 $ 5,090,000 $ 79,531 $ 66,000
Sabine, Louisiana 61 $ 3,128,000 $ 51,278 $ 68,000
Lincoln, Louisiana 59 $ 3,978,000 $ 67,423 $ 60,000
Upshur, Texas 59 $ 2,960,000 $ 50,169 $ 48,000
Galveston, Texas 56 $ 5,943,000 $ 106,125 $ 145,000
Travis, Texas 53 $ 17,776,000 $ 335,396 $ 125,000
Pearl River, Mississippi 52 $ 4,566,000 $ 87,807 $ 65,000
Bexar, Texas 49 $ 5,640,000 $ 115,102 $ 74,000
Evangeline, Louisiana 46 $ 2,239,000 $ 48,673 $ 50,000
Camp, Texas 45 $ 3,477,000 $ 77,266 $ 64,000
Okaloosa, Florida 44 $ 9,168,000 $ 208,363 $ 117,000
Natchitoches, Louisiana 44 $ 3,590,000 $ 81,590 $ 75,000
Faulkner, Arkansas 41 $ 5,705,000 $ 139,146 $ 67,000
West Feliciana, Louisiana 39 $ 4,492,000 $ 115,179 $ 83,000
Bienville, Louisiana 37 $ 1,876,000 $ 50,702 $ 40,000
Henderson, Texas 36 $ 2,146,000 $ 59,611 $ 55,000
Mobile, Alabama 35 $ 4,313,000 $ 123,228 $ 96,000
Shelby, Alabama 35 $ 6,262,000 $ 178,914 $ 91,000
Panola, Texas 35 $ 1,615,000 $ 46,142 $ 50,000
Victoria, Texas 35 $ 2,024,000 $ 57,828 $ 67,000
Wharton, Texas 35 $ 1,339,000 $ 38,257 $ 56,000
Morgan, Alabama 34 $ 4,936,000 $ 145,176 $ 82,000
Benton, Arkansas 33 $ 4,003,000 $ 121,303 $ 77,000
Richland, Louisiana 32 $ 1,176,000 $ 36,750 $ 50,000
Limestone, Alabama 31 $ 4,584,000 $ 147,870 $ 77,000
Franklin, Louisiana 31 $ 1,627,000 $ 52,483 $ 42,000
Baldwin, Alabama 30 $ 5,490,000 $ 183,000 $ 184,000
La Salle, Louisiana 30 $ 1,392,000 $ 46,400 $ 47,000
Jackson, Mississippi 30 $ 4,948,000 $ 164,933 $ 55,000
Etowah, Alabama 29 $ 4,130,000 $ 142,413 $ 74,000
Walton, Florida 29 $ 6,344,000 $ 218,758 $ 182,000
Jasper, Texas 29 $ 1,386,000 $ 47,793 $ 55,000
Payne, Oklahoma 28 $ 3,227,000 $ 115,250 $ 61,000
Santa Rosa, Florida 27 $ 4,648,000 $ 172,148 $ 156,000
Maricopa, Arizona 26 $ 3,713,000 $ 142,807 $ 77,000
Austin, Texas 26 $ 1,465,000 $ 56,346 $ 64,000
Brazoria, Texas 26 $ 4,158,000 $ 159,923 $ 93,000
Independence, Arkansas 25 $ 2,291,000 $ 91,640 $ 132,000
Little River, Arkansas 24 $ 1,752,000 $ 73,000 $ 64,000
Bay, Florida 24 $ 4,484,000 $ 186,833 $ 124,000
Winn, Louisiana 24 $ 1,166,000 $ 48,583 $ 58,000
Nacogdoches, Texas 24 $ 1,757,000 $ 73,208 $ 87,000
Rusk, Texas 24 $ 1,363,000 $ 56,791 $ 48,000
Saline, Arkansas 23 $ 3,085,000 $ 134,130 $ 56,000
Duval, Florida 23 $ 3,560,000 $ 154,782 $ 58,000
Escambia, Florida 23 $ 4,101,000 $ 178,304 $ 207,000
Catahoula, Louisiana 23 $ 1,275,000 $ 55,434 $ 52,000
Red River, Louisiana 23 $ 1,139,000 $ 49,521 $ 52,000
Essex, Massachusetts 23 $ 4,965,000 $ 215,869 $ 67,000
Colorado, Texas 23 $ 1,222,000 $ 53,130 $ 66,000
Williamson, Texas 23 $ 3,341,000 $ 145,260 $ 88,000
Washington, Arkansas 22 $ 2,652,000 $ 120,545 $ 70,000
White, Arkansas 22 $ 2,397,000 $ 108,954 $ 47,000
Van Zandt, Texas 22 $ 1,206,000 $ 54,818 $ 55,000
Scott, Iowa 20 $ 2,581,000 $ 129,050 $ 44,000
Caldwell, Louisiana 20 $ 1,051,000 $ 52,550 $ 55,000
St. Helena, Louisiana 20 $ 1,458,000 $ 72,900 $ 50,000
Norfolk, Massachusetts 20 $ 4,264,000 $ 213,200 $ 80,000
Matagorda, Texas 20 $ 629,000 $ 31,450 $ 69,000
Crawford, Arkansas 19 $ 2,361,000 $ 124,263 $ 78,000
Sedgwick, Kansas 19 $ 2,469,000 $ 129,947 $ 48,000
Lamar, Mississippi 19 $ 2,302,000 $ 121,157 $ 74,000
Polk, Iowa 18 $ 3,003,000 $ 166,833 $ 93,000
Barnstable, Massachusetts 18 $ 3,494,000 $ 194,111 $ 104,000
Grayson, Texas 18 $ 1,658,000 $ 92,111 $ 76,000
Marion, Texas 18 $ 628,000 $ 34,888 $ 41,000
Lee, Alabama 17 $ 1,946,000 $ 114,470 $ 64,000
Lonoke, Arkansas 17 $ 1,922,000 $ 113,058 $ 60,000
Concordia, Louisiana 17 $ 953,000 $ 56,058 $ 57,000
Jackson, Louisiana 17 $ 1,090,000 $ 64,117 $ 41,000
Union, Louisiana 17 $ 694,000 $ 40,823 $ 43,000
Plymouth, Massachusetts 17 $ 4,027,000 $ 236,882 $ 64,000
Nueces, Texas 16 $ 862,000 $ 53,875 $ 64,000
Tyler, Texas 16 $ 1,277,000 $ 79,812 $ 52,000
Washington, Texas 16 $ 1,289,000 $ 80,562 $ 43,000
Oklahoma, Oklahoma 15 $ 2,419,000 $ 161,266 $ 114,000
Chambers, Texas 15 $ 1,021,000 $ 68,066 $ 68,000
Hunt, Texas 15 $ 545,000 $ 36,333 $ 77,000
Fannin, Texas 14 $ 1,325,000 $ 94,642 $ 107,000
Hood, Texas 14 $ 2,520,000 $ 180,000 $ 83,000
Morris, Texas 14 $ 813,000 $ 58,071 $ 62,000
Johnson, Kansas 13 $ 2,375,000 $ 182,692 $ 101,000
Elmore, Alabama 12 $ 1,392,000 $ 116,000 $ 101,000
Montgomery, Alabama 12 $ 2,155,000 $ 179,583 $ 117,000
Sebastian, Arkansas 12 $ 1,243,000 $ 103,583 $ 73,000
Arapahoe, Colorado 12 $ 2,763,000 $ 230,250 $ 102,000
Cobb, Georgia 12 $ 2,290,000 $ 190,833 $ 75,000
Creek, Oklahoma 12 $ 1,533,000 $ 127,750 $ 60,000
Brazos, Texas 12 $ 2,308,000 $ 192,333 $ 158,000
Kaufman, Texas 12 $ 532,000 $ 44,333 $ 59,000
San Augustine, Texas 12 $ 493,000 $ 41,083 $ 61,000
Marshall, Alabama 11 $ 1,533,000 $ 139,363 $ 70,000
Montgomery, Maryland 11 $ 2,248,000 $ 204,363 $ 93,000
Lee, Texas 11 $ 534,000 $ 48,545 $ 52,000
Leon, Texas 11 $ 291,000 $ 26,454 $ 57,000
Bell, Texas 10 $ 759,000 $ 75,900 $ 87,000
Ellis, Texas 10 $ 814,000 $ 81,400 $ 76,000
Newton, Texas 10 $ 220,000 $ 22,000 $ 98,000
Cleburne, Arkansas 9 $ 872,000 $ 96,888 $ 58,000
Craighead, Arkansas 9 $ 2,034,000 $ 226,000 $ 70,000
Rankin, Mississippi 9 $ 1,284,000 $ 142,666 $ 60,000
Rogers, Oklahoma 9 $ 1,044,000 $ 116,000 $ 67,000
Calhoun, Texas 9 $ 643,000 $ 71,444 $ 83,000
Hopkins, Texas 9 $ 689,000 $ 76,555 $ 66,000
Johnson, Texas 9 $ 1,142,000 $ 126,888 $ 92,000
Parker, Texas 9 $ 753,000 $ 83,666 $ 98,000
Shelby, Texas 9 $ 1,005,000 $ 111,666 $ 88,000
Titus, Texas 9 $ 707,000 $ 78,555 $ 56,000
Pope, Arkansas 8 $ 630,000 $ 78,750 $ 44,000
Douglas, Colorado 8 $ 2,403,000 $ 300,375 $ 102,000
Mecklenburg, North Carolina 8 $ 1,680,000 $ 210,000 $ 105,000
Wake, North Carolina 8 $ 1,962,000 $ 245,250 $ 86,000
Wagoner, Oklahoma 8 $ 1,020,000 $ 127,500 $ 51,000
Houston, Texas 8 $ 640,000 $ 80,000 $ 60,000
Sabine, Texas 8 $ 399,000 $ 49,875 $ 92,000
Hempstead, Arkansas 7 $ 204,000 $ 29,142 $ 46,000
Denver, Colorado 7 $ 885,000 $ 126,428 $ 46,000
Jefferson, Colorado 7 $ 1,435,000 $ 205,000 $ 101,000
Orange, Florida 7 $ 1,152,000 $ 164,571 $ 67,000
Jones, Mississippi 7 $ 988,000 $ 141,142 $ 124,000
Pike, Mississippi 7 $ 600,000 $ 85,714 $ 167,000
Durham, North Carolina 7 $ 1,019,000 $ 145,571 $ 49,000
Lawrence, Alabama 6 $ 802,000 $ 133,666 $ 76,000
Garland, Arkansas 6 $ 977,000 $ 162,833 $ 156,000
Leon, Florida 6 $ 1,079,000 $ 179,833 $ 93,000
Volusia, Florida 6 $ 986,000 $ 164,333 $ 77,000
Adams, Mississippi 6 $ 644,000 $ 107,333 $ 44,000
Forrest, Mississippi 6 $ 798,000 $ 133,000 $ 69,000
Lincoln, Mississippi 6 $ 624,000 $ 104,000 $ 58,000
Madison, Mississippi 6 $ 1,115,000 $ 185,833 $ 97,000
Walthall, Mississippi 6 $ 230,000 $ 38,333 $ 49,000
Warren, Mississippi 6 $ 538,000 $ 89,666 $ 63,000
Bernalillo, New Mexico 6 $ 1,721,000 $ 286,833 $ 118,000
Shelby, Tennessee 6 $ 690,000 $ 115,000 $ 82,000
Fayette, Texas 6 $ 200,000 $ 33,333 $ 50,000
McLennan, Texas 6 $ 217,000 $ 36,166 $ 44,000
Rockwall, Texas 6 $ 985,000 $ 164,166 $ 157,000
Howard, Arkansas 5 $ 277,000 $ 55,400 $ 67,000
Union, Arkansas 5 $ 411,000 $ 82,200 $ 60,000
Calhoun, Florida 5 $ 613,000 $ 122,600 $ 58,000
Lake, Florida 5 $ 898,000 $ 179,600 $ 71,000
Fayette, Kentucky 5 $ 918,000 $ 183,600 $ 66,000
Jefferson, Kentucky 5 $ 559,000 $ 111,800 $ 49,000
Tensas, Louisiana 5 $ 349,000 $ 69,800 $ 66,000
Frederick, Maryland 5 $ 824,000 $ 164,800 $ 69,000
Prince George's, Maryland 5 $ 1,018,000 $ 203,600 $ 57,000
Middlesex, Massachusetts 5 $ 1,061,000 $ 212,200 $ 38,000
DeSoto, Mississippi 5 $ 553,000 $ 110,600 $ 53,000
Hinds, Mississippi 5 $ 596,000 $ 119,200 $ 41,000
Comal, Texas 5 $ 1,014,000 $ 202,800 $ 212,000
El Paso, Texas 5 $ 4,658,000 $ 931,600 $ 69,000
Erath, Texas 5 $ 482,000 $ 96,400 $ 36,000
Jim Wells, Texas 5 $ 362,000 $ 72,400 $ 39,000
Rains, Texas 5 $ 410,000 $ 82,000 $ 135,000
Red River, Texas 5 $ 187,000 $ 37,400 $ 67,000
Willacy, Texas 5 $ 194,000 $ 38,800 $ 72,000
Fairfax, Virginia 5 $ 1,301,000 $ 260,200 $ 115,000
DeKalb, Alabama 4 $ 412,000 $ 103,000 $ 36,000
Macon, Alabama 4 $ 298,000 $ 74,500 $ 31,000
Tallapoosa, Alabama 4 $ 1,289,000 $ 322,250 $ 233,000
Pima, Arizona 4 $ 397,000 $ 99,250 $ 58,000
Ashley, Arkansas 4 $ 126,000 $ 31,500 $ 59,000
Columbia, Arkansas 4 $ 235,000 $ 58,750 $ 70,000
Sharp, Arkansas 4 $ 320,000 $ 80,000 $ 64,000
Larimer, Colorado 4 $ 734,000 $ 183,500 $ 136,000
Clay, Florida 4 $ 571,000 $ 142,750 $ 65,000
Flagler, Florida 4 $ 854,000 $ 213,500 $ 33,000
Pinellas, Florida 4 $ 958,000 $ 239,500 $ 85,000
DeKalb, Georgia 4 $ 1,153,000 $ 288,250 $ 111,000
Fayette, Georgia 4 $ 877,000 $ 219,250 $ 95,000
Wilkinson, Mississippi 4 $ 424,000 $ 106,000 $ 56,000
Jackson, Missouri 4 $ 890,000 $ 222,500 $ 96,000
Freestone, Texas 4 $ 132,000 $ 33,000 $ 57,000
Kendall, Texas 4 $ 387,000 $ 96,750 $ 54,000
Polk, Texas 4 $ 85,000 $ 21,250 $ 42,000
Trinity, Texas 4 $ 135,000 $ 33,750 $ 54,000
Waller, Texas 4 $ 205,000 $ 51,250 $ 42,000
St. Clair, Alabama 3 $ 600,000 $ 200,000 $ 91,000
Tuscaloosa, Alabama 3 $ 324,000 $ 108,000 $ 71,000
Arkansas, Arkansas 3 $ 303,000 $ 101,000 $ 86,000
Desha, Arkansas 3 $ 205,000 $ 68,333 $ 78,000
Hot Spring, Arkansas 3 $ 249,000 $ 83,000 $ 92,000
Izard, Arkansas 3 $ 214,000 $ 71,333 $ 60,000
Johnson, Arkansas 3 $ 262,000 $ 87,333 $ 48,000
Lafayette, Arkansas 3 $ 142,000 $ 47,333 $ 27,000
Logan, Arkansas 3 $ 158,000 $ 52,666 $ 75,000
Pike, Arkansas 3 $ 209,000 $ 69,666 $ 44,000
Polk, Arkansas 3 $ 99,000 $ 33,000 $ 65,000
Yell, Arkansas 3 $ 226,000 $ 75,333 $ 120,000
Adams, Colorado 3 $ 447,000 $ 149,000 $ 52,000
Grand, Colorado 3 $ 302,000 $ 100,666 $ 251,000
Routt, Colorado 3 $ 537,000 $ 179,000 $ 99,000
Broward, Florida 3 $ 353,000 $ 117,666 $ 148,000
Osceola, Florida 3 $ 496,000 $ 165,333 $ 200,000
Dallas, Iowa 3 $ 522,000 $ 174,000 $ 64,000
Jessamine, Kentucky 3 $ 651,000 $ 217,000 $ 67,000
Alcorn, Mississippi 3 $ 403,000 $ 134,333 $ 46,000
Covington, Mississippi 3 $ 245,000 $ 81,666 $ 37,000
Leflore, Mississippi 3 $ 402,000 $ 134,000 $ 74,000
Lowndes, Mississippi 3 $ 369,000 $ 123,000 $ 68,000
Sandoval, New Mexico 3 $ 865,000 $ 288,333 $ 82,000
Ross, Ohio 3 $ 238,000 $ 79,333 $ 50,000
McCurtain, Oklahoma 3 $ 176,000 $ 58,666 $ 63,000
Osage, Oklahoma 3 $ 319,000 $ 106,333 $ 73,000
Stephens, Oklahoma 3 $ 278,000 $ 92,666 $ 37,000
Charleston, South Carolina 3 $ 1,578,000 $ 526,000 $ 285,000
Sevier, Tennessee 3 $ 820,000 $ 273,333 $ 292,000
Bastrop, Texas 3 $ 271,000 $ 90,333 $ 43,000
Cooke, Texas 3 $ 141,000 $ 47,000 $ 71,000
Delta, Texas 3 $ 314,000 $ 104,666 $ 73,000
Kerr, Texas 3 $ 216,000 $ 72,000 $ 43,000
Liberty, Texas 3 $ 155,000 $ 51,666 $ 45,000
Starr, Texas 3 $ 185,000 $ 61,666 $ 101,000
King, Washington 3 $ 787,000 $ 262,333 $ 266,000
Autauga, Alabama 2 $ 220,000 $ 110,000 $ 60,000
Blount, Alabama 2 $ 203,000 $ 101,500 $ 42,000
Lauderdale, Alabama 2 $ 444,000 $ 222,000 $ 69,000
Lowndes, Alabama 2 $ 325,000 $ 162,500 $ 51,000
Monroe, Alabama 2 $ 265,000 $ 132,500 $ 43,000
Baxter, Arkansas 2 $ 255,000 $ 127,500 $ 59,000
Cross, Arkansas 2 $ 49,000 $ 24,500 $ 45,000
Franklin, Arkansas 2 $ 153,000 $ 76,500 $ 76,000
Grant, Arkansas 2 $ 131,000 $ 65,500 $ 53,000
Jackson, Arkansas 2 $ 139,000 $ 69,500 $ 54,000
Phillips, Arkansas 2 $ 161,000 $ 80,500 $ 117,000
Randolph, Arkansas 2 $ 169,000 $ 84,500 $ 71,000
Sevier, Arkansas 2 $ 160,000 $ 80,000 $ 65,000
Stone, Arkansas 2 $ 94,000 $ 47,000 $ 28,000
Boulder, Colorado 2 $ 446,000 $ 223,000 $ 129,000
El Paso, Colorado 2 $ 755,000 $ 377,500 $ 79,000
Gunnison, Colorado 2 $ 1,424,000 $ 712,000 $ 1,043,000
District of Columbia, District Of Columbia 2 $ 313,000 $ 156,500 $ 84,000
Alachua, Florida 2 $ 207,000 $ 103,500 $ 53,000
Brevard, Florida 2 $ 522,000 $ 261,000 $ 116,000
Gadsden, Florida 2 $ 335,000 $ 167,500 $ 68,000
Nassau, Florida 2 $ 275,000 $ 137,500 $ 39,000
Palm Beach, Florida 2 $ 274,000 $ 137,000 $ 80,000
Seminole, Florida 2 $ 502,000 $ 251,000 $ 80,000
Wakulla, Florida 2 $ 194,000 $ 97,000 $ 41,000
Cherokee, Georgia 2 $ 455,000 $ 227,500 $ 106,000
Forsyth, Georgia 2 $ 459,000 $ 229,500 $ 55,000
Fulton, Georgia 2 $ 285,000 $ 142,500 $ 122,000
Gwinnett, Georgia 2 $ 748,000 $ 374,000 $ 169,000
Hamilton, Indiana 2 $ 535,000 $ 267,500 $ 157,000
Riley, Kansas 2 $ 149,000 $ 74,500 $ 60,000
Hampden, Massachusetts 2 $ 193,000 $ 96,500 $ 56,000
Suffolk, Massachusetts 2 $ 340,000 $ 170,000 $ 55,000
Wayne, Michigan 2 $ 301,000 $ 150,500 $ 105,000
Amite, Mississippi 2 $ 55,000 $ 27,500 $ 21,000
Bolivar, Mississippi 2 $ 175,000 $ 87,500 $ 37,000
Copiah, Mississippi 2 $ 92,000 $ 46,000 $ 44,000
Franklin, Mississippi 2 $ 157,000 $ 78,500 $ 58,000
Lafayette, Mississippi 2 $ 289,000 $ 144,500 $ 191,000
Marion, Mississippi 2 $ 248,000 $ 124,000 $ 59,000
Oktibbeha, Mississippi 2 $ 166,000 $ 83,000 $ 39,000
Panola, Mississippi 2 $ 167,000 $ 83,500 $ 69,000
Simpson, Mississippi 2 $ 199,000 $ 99,500 $ 65,000
Greene, Missouri 2 $ 158,000 $ 79,000 $ 49,000
Platte, Missouri 2 $ 360,000 $ 180,000 $ 99,000
Sanders, Montana 2 $ 100,000 $ 50,000 $ 156,000
Douglas, Nebraska 2 $ 344,000 $ 172,000 $ 69,000
Guilford, North Carolina 2 $ 84,000 $ 42,000 $ 44,000
Orange, North Carolina 2 $ 468,000 $ 234,000 $ 143,000
Bryan, Oklahoma 2 $ 73,000 $ 36,500 $ 48,000
Choctaw, Oklahoma 2 $ 88,000 $ 44,000 $ 50,000
Cleveland, Oklahoma 2 $ 356,000 $ 178,000 $ 37,000
Davidson, Tennessee 2 $ 332,000 $ 166,000 $ 144,000
DeKalb, Tennessee 2 $ 344,000 $ 172,000 $ 56,000
Knox, Tennessee 2 $ 205,000 $ 102,500 $ 88,000
Lincoln, Tennessee 2 $ 198,000 $ 99,000 $ 34,000
Williamson, Tennessee 2 $ 236,000 $ 118,000 $ 93,000
Burnet, Texas 2 $ 118,000 $ 59,000 $ 58,000
Coryell, Texas 2 $ 17,000 $ 8,500 $ 65,000
Eastland, Texas 2 $ 101,000 $ 50,500 $ 122,000
Grimes, Texas 2 $ 112,000 $ 56,000 $ 54,000
Hays, Texas 2 $ 161,000 $ 80,500 $ 48,000
Lavaca, Texas 2 $ 46,000 $ 23,000 $ 57,000
Medina, Texas 2 $ 274,000 $ 137,000 $ 126,000
Navarro, Texas 2 $ 396,000 $ 198,000 $ 199,000
Palo Pinto, Texas 2 $ 165,000 $ 82,500 $ 106,000
San Jacinto, Texas 2 $ 268,000 $ 134,000 $ 82,000
Davis, Utah 2 $ 360,000 $ 180,000 $ 99,000
Salt Lake, Utah 2 $ 361,000 $ 180,500 $ 98,000
Franklin, Virginia 2 $ 568,000 $ 284,000 $ 106,000
Roanoke, Virginia 2 $ 247,000 $ 123,500 $ 70,000
Waukesha, Wisconsin 2 $ 256,000 $ 128,000 $ 146,000
Calhoun, Alabama 1 $ 124,000 $ 124,000 $ 40,000
Chilton, Alabama 1 $ 120,000 $ 120,000 $ 55,000
Clarke, Alabama 1 $ 28,000 $ 28,000 $ 24,000
Clay, Alabama 1 $ 57,000 $ 57,000 $ 39,000
Colbert, Alabama 1 $ 165,000 $ 165,000 $ 74,000
Conecuh, Alabama 1 $ 68,000 $ 68,000 $ 61,000
Franklin, Alabama 1 $ 118,000 $ 118,000 $ 72,000
Henry, Alabama 1 $ 159,000 $ 159,000 $ 135,000
Jackson, Alabama 1 $ 110,000 $ 110,000 $ 46,000
Marion, Alabama 1 $ 45,000 $ 45,000 $ 50,000
Dillingham, Alaska 1 $ 2,000 $ 2,000 $ 15,000
Cochise, Arizona 1 $ 197,000 $ 197,000 $ 58,000
Boone, Arkansas 1 $ 64,000 $ 64,000 $ 60,000
Chicot, Arkansas 1 $ 137,000 $ 137,000 $ 130,000
Crittenden, Arkansas 1 $ 16,000 $ 16,000 $ 0
Jefferson, Arkansas 1 $ 93,000 $ 93,000 $ 20,000
Lawrence, Arkansas 1 $ 39,000 $ 39,000 $ 31,000
Montgomery, Arkansas 1 $ 62,000 $ 62,000 $ 191,000
Newton, Arkansas 1 $ 106,000 $ 106,000 $ 24,000
Ouachita, Arkansas 1 $ 103,000 $ 103,000 $ 65,000
Perry, Arkansas 1 $ 136,000 $ 136,000 $ 55,000
Prairie, Arkansas 1 $ 70,000 $ 70,000 $ 24,000
Searcy, Arkansas 1 $ 81,000 $ 81,000 $ 58,000
Van Buren, Arkansas 1 $ 203,000 $ 203,000 $ 42,000
Los Angeles, California 1 $ 200,000 $ 200,000 $ 96,000
San Bernardino, California 1 $ 215,000 $ 215,000 $ 72,000
Archuleta, Colorado 1 $ 150,000 $ 150,000 $ 60,000
Clear Creek, Colorado 1 $ 99,000 $ 99,000 $ 73,000
Eagle, Colorado 1 $ 431,000 $ 431,000 $ 0
Elbert, Colorado 1 $ 270,000 $ 270,000 $ 107,000
Montezuma, Colorado 1 $ 115,000 $ 115,000 $ 20,000
Pitkin, Colorado 1 $ 395,000 $ 395,000 $ 447,000
Summit, Colorado 1 $ 117,000 $ 117,000 $ 15,000
Teller, Colorado 1 $ 60,000 $ 60,000 $ 39,000
Gulf, Florida 1 $ 424,000 $ 424,000 $ 274,000
Hernando, Florida 1 $ 160,000 $ 160,000 $ 105,000
Lee, Florida 1 $ 75,000 $ 75,000 $ 93,000
Liberty, Florida 1 $ 98,000 $ 98,000 $ 61,000
Manatee, Florida 1 $ 48,000 $ 48,000 $ 68,000
Monroe, Florida 1 $ 450,000 $ 450,000 $ 384,000
Pasco, Florida 1 $ 212,000 $ 212,000 $ 60,000
Polk, Florida 1 $ 130,000 $ 130,000 $ 88,000
Sarasota, Florida 1 $ 101,000 $ 101,000 $ 23,000
St. Johns, Florida 1 $ 153,000 $ 153,000 $ 67,000
Sumter, Florida 1 $ 78,000 $ 78,000 $ 17,000
Suwannee, Florida 1 $ 143,000 $ 143,000 $ 65,000
Washington, Florida 1 $ 130,000 $ 130,000 $ 91,000
Carroll, Georgia 1 $ 209,000 $ 209,000 $ 85,000
Henry, Georgia 1 $ 140,000 $ 140,000 $ 47,000
Jackson, Georgia 1 $ 232,000 $ 232,000 $ 83,000
Newton, Georgia 1 $ 5,000 $ 5,000 $ 24,000
Paulding, Georgia 1 $ 10,000 $ 10,000 $ 50,000
Sangamon, Illinois 1 $ 52,000 $ 52,000 $ 64,000
Hancock, Indiana 1 $ 236,000 $ 236,000 $ 71,000
Tippecanoe, Indiana 1 $ 55,000 $ 55,000 $ 200,000
Johnson, Iowa 1 $ 75,000 $ 75,000 $ 100,000
Madison, Iowa 1 $ 254,000 $ 254,000 $ 120,000
Douglas, Kansas 1 $ 138,000 $ 138,000 $ 55,000
Greenwood, Kansas 1 $ 70,000 $ 70,000 $ 37,000
Shawnee, Kansas 1 $ 70,000 $ 70,000 $ 42,000
Wyandotte, Kansas 1 $ 75,000 $ 75,000 $ 25,000
Grant, Kentucky 1 $ 135,000 $ 135,000 $ 82,000
Woodford, Kentucky 1 $ 118,000 $ 118,000 $ 0
Oxford, Maine 1 $ 155,000 $ 155,000 $ 48,000
Baltimore, Maryland 1 $ 185,000 $ 185,000 $ 43,000
Howard, Maryland 1 $ 208,000 $ 208,000 $ 0
Bristol, Massachusetts 1 $ 136,000 $ 136,000 $ 46,000
Worcester, Massachusetts 1 $ 142,000 $ 142,000 $ 48,000
Carver, Minnesota 1 $ 285,000 $ 285,000 $ 109,000
Sherburne, Minnesota 1 $ 164,000 $ 164,000 $ 43,000
Washington, Minnesota 1 $ 272,000 $ 272,000 $ 81,000
Wright, Minnesota 1 $ 359,000 $ 359,000 $ 342,000
Chickasaw, Mississippi 1 $ 56,000 $ 56,000 $ 37,000
Claiborne, Mississippi 1 $ 135,000 $ 135,000 $ 45,000
Clay, Mississippi 1 $ 80,000 $ 80,000 $ 45,000
Coahoma, Mississippi 1 $ 128,000 $ 128,000 $ 104,000
Lauderdale, Mississippi 1 $ 69,000 $ 69,000 $ 40,000
Marshall, Mississippi 1 $ 15,000 $ 15,000 $ 48,000
Pontotoc, Mississippi 1 $ 90,000 $ 90,000 $ 56,000
Scott, Mississippi 1 $ 126,000 $ 126,000 $ 86,000
Cass, Missouri 1 $ 133,000 $ 133,000 $ 78,000
Clay, Missouri 1 $ 95,000 $ 95,000 $ 74,000
Franklin, Missouri 1 $ 30,000 $ 30,000 $ 15,000
New Madrid, Missouri 1 $ 91,000 $ 91,000 $ 61,000
St. Francois, Missouri 1 $ 140,000 $ 140,000 $ 132,000
St. Louis, Missouri 1 $ 118,000 $ 118,000 $ 57,000
Washoe, Nevada 1 $ 1,369,000 $ 1,369,000 $ 7,319,000
Grafton, New Hampshire 1 $ 158,000 $ 158,000 $ 0
Hillsborough, New Hampshire 1 $ 207,000 $ 207,000 $ 78,000
Rockingham, New Hampshire 1 $ 270,000 $ 270,000 $ 96,000
Colfax, New Mexico 1 $ 440,000 $ 440,000 $ 375,000
Valencia, New Mexico 1 $ 194,000 $ 194,000 $ 118,000
Westchester, New York 1 $ 350,000 $ 350,000 $ 207,000
Buncombe, North Carolina 1 $ 85,000 $ 85,000 $ 350,000
Cabarrus, North Carolina 1 $ 95,000 $ 95,000 $ 0
Carteret, North Carolina 1 $ 130,000 $ 130,000 $ 38,000
Cherokee, North Carolina 1 $ 450,000 $ 450,000 $ 1,128,000
Cumberland, North Carolina 1 $ 77,000 $ 77,000 $ 19,000
Forsyth, North Carolina 1 $ 89,000 $ 89,000 $ 47,000
Henderson, North Carolina 1 $ 146,000 $ 146,000 $ 123,000
Jackson, North Carolina 1 $ 300,000 $ 300,000 $ 123,000
Pitt, North Carolina 1 $ 68,000 $ 68,000 $ 87,000
Rowan, North Carolina 1 $ 41,000 $ 41,000 $ 183,000
Rutherford, North Carolina 1 $ 100,000 $ 100,000 $ 72,000
Yancey, North Carolina 1 $ 340,000 $ 340,000 $ 240,000
Clark, Ohio 1 $ 79,000 $ 79,000 $ 19,000
Trumbull, Ohio 1 $ 156,000 $ 156,000 $ 151,000
Caddo, Oklahoma 1 $ 83,000 $ 83,000 $ 24,000
Canadian, Oklahoma 1 $ 140,000 $ 140,000 $ 60,000
Delaware, Oklahoma 1 $ 176,000 $ 176,000 $ 64,000
Garfield, Oklahoma 1 $ 130,000 $ 130,000 $ 38,000
Haskell, Oklahoma 1 $ 58,000 $ 58,000 $ 110,000
Jackson, Oklahoma 1 $ 57,000 $ 57,000 $ 75,000
Le Flore, Oklahoma 1 $ 71,000 $ 71,000 $ 39,000
McIntosh, Oklahoma 1 $ 32,000 $ 32,000 $ 42,000
Pittsburg, Oklahoma 1 $ 90,000 $ 90,000 $ 20,000
Berkeley, South Carolina 1 $ 250,000 $ 250,000 $ 114,000
Florence, South Carolina 1 $ 122,000 $ 122,000 $ 69,000
Horry, South Carolina 1 $ 97,000 $ 97,000 $ 64,000
Kershaw, South Carolina 1 $ 57,000 $ 57,000 $ 18,000
Union, South Dakota 1 $ 194,000 $ 194,000 $ 52,000
Coffee, Tennessee 1 $ 170,000 $ 170,000 $ 65,000
Franklin, Tennessee 1 $ 32,000 $ 32,000 $ 59,000
Madison, Tennessee 1 $ 103,000 $ 103,000 $ 73,000
Wilson, Tennessee 1 $ 194,000 $ 194,000 $ 135,000
Aransas, Texas 1 $ 124,000 $ 124,000 $ 52,000
Atascosa, Texas 1 $ 55,000 $ 55,000 $ 101,000
Bandera, Texas 1 $ 77,000 $ 77,000 $ 37,000
Bosque, Texas 1 $ 84,000 $ 84,000 $ 27,000
Burleson, Texas 1 $ 60,000 $ 60,000 $ 62,000
Caldwell, Texas 1 $ 120,000 $ 120,000 $ 72,000
Callahan, Texas 1 $ 80,000 $ 80,000 $ 360,000
Clay, Texas 1 $ 15,000 $ 15,000 $ 60,000
DeWitt, Texas 1 $ 10,000 $ 10,000 $ 19,000
Ector, Texas 1 $ 5,000 $ 5,000 $ 61,000
Franklin, Texas 1 $ 58,000 $ 58,000 $ 125,000
Guadalupe, Texas 1 $ 50,000 $ 50,000 $ 36,000
Hill, Texas 1 $ 42,000 $ 42,000 $ 78,000
Hutchinson, Texas 1 $ 29,000 $ 29,000 $ 57,000
Jack, Texas 1 $ 65,000 $ 65,000 $ 0
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Mortgage Loan Application Detail Totals for Capital One NA in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 19,345 $1,789,404,000 $209,687 $9,500,000 $314,937 $7,319,000
Home Improvement 9,910 $251,670,000 $78,750 $3,500,000 $137,166 $5,009,000
Home Purchase 9,397 $1,278,028,000 $176,878 $23,000,000 $102,121 $4,338,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 24,611 $2,272,700,000 $209,777 $3,500,000 $295,444 $7,319,000
Black or African American 5,337 $286,063,000 $107,866 $900,000 $60,133 $2,796,000
Not Provided 5,130 $339,313,000 $138,954 $1,836,000 $83,045 $1,260,000
Hispanic 1,848 $105,423,000 $157,750 $1,087,000 $75,916 $720,000
Not applicable 664 $228,341,000 $332,375 $23,000,000 $173,062 $4,338,000
Asian 559 $57,409,000 $152,769 $990,000 $84,153 $720,000
American Indian or Alaskan Native 425 $23,482,000 $80,250 $617,000 $52,250 $300,000
Native Hawaiian or Other Pacific Islander 78 $6,371,000 $123,000 $241,000 $43,900 $240,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 37,463 $3,199,824,000 $199,050 $23,000,000 $277,675 $7,319,000
FHA-insured (Federal Housing Administration) 820 $79,453,000 $114,900 $303,000 $39,400 $414,000
VA-guaranteed (Veterans Administration) 280 $34,318,000 $127,600 $240,000 $53,500 $126,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 89 $5,507,000 $75,500 $177,000 $33,000 $64,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 23,260 $2,197,508,000 $179,727 $13,000,000 $124,181 $5,009,000
Application Denied By Financial Institution 9,083 $482,064,000 $141,863 $16,000,000 $84,227 $1,969,000
Application Approved But Not Accepted 5,116 $386,396,000 $259,809 $1,980,000 $486,190 $7,319,000
Loan Purchased By The Institution 1,083 $179,131,000 $178,566 $650,000 $78,933 $1,261,000
Application Withdrawn By Applicant 75 $66,169,000 $710,714 $23,000,000 $66,000 $362,000
File Closed For Incompleteness 35 $7,834,000 $324,500 $1,742,000 $78,500 $261,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 5,908 $209,759,000 $110,500 $1,252,000 $70,571 $1,969,000
Debt-To-Income Ratio 1,213 $105,991,000 $141,181 $3,500,000 $42,272 $630,000
Collateral 1,153 $90,258,000 $164,818 $16,000,000 $77,909 $622,000
Credit Application Incomplete 358 $39,585,000 $147,785 $880,000 $78,428 $1,200,000
Other 356 $28,675,000 $117,750 $4,350,000 $127,083 $1,758,000
Insufficient Cash (Downpayment, Closing Cost) 34 $2,465,000 $48,000 $256,000 $52,000 $203,000
Employment History 31 $3,172,000 $165,833 $386,000 $47,666 $144,000
Unverifiable Information 30 $2,159,000 $49,000 $204,000 $49,750 $207,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One NA's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Capital One NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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