Capital One NA Mortgage Lending & HMDA Data, 2006

In 2006, Capital One NA of Baton Rouge, LA reported 36,513 mortgage applications totaling $2.9 billion, up 10% from 2005. The average application was for $78,394, and applicants reported an average income of $72,735. 50% of its applications resulted in an originated loan and 27% were denied. Its largest markets were New Orleans-Metairie-Kenner, LA (7,332), Baton Rouge, LA (4,846) and Houston-Sugar Land-Baytown, TX (3,512) (applications in parentheses).

Mortgage Company & Address Capital One NA
11130 Industrialplex Blvd
Baton Rouge, LA 70809
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 36,513
Total Mortgage Loan Application Amount $2,862,413,000
Average Mortgage Loan Application Amount $78,394
Highest Mortgage Loan Application Amount $20,000,000
Average Applicant Income $72,735
Highest Applicant Income $6,042,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital One NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Capital One NA by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jefferson, Louisiana 2,523 $ 218,249,000 $ 86,503 $ 75,000
East Baton Rouge, Louisiana 2,498 $ 241,929,000 $ 96,849 $ 84,000
St. Tammany, Louisiana 2,350 $ 260,087,000 $ 110,675 $ 91,000
Harris, Texas 2,208 $ 182,724,000 $ 82,755 $ 75,000
Caddo, Louisiana 1,455 $ 87,867,000 $ 60,389 $ 61,000
Orleans, Louisiana 1,286 $ 145,449,000 $ 113,101 $ 97,000
Calcasieu, Louisiana 1,263 $ 78,493,000 $ 62,148 $ 62,000
Lafourche, Louisiana 1,178 $ 83,576,000 $ 70,947 $ 64,000
Ascension, Louisiana 997 $ 93,715,000 $ 93,996 $ 81,000
Livingston, Louisiana 993 $ 72,399,000 $ 72,909 $ 72,000
Terrebonne, Louisiana 959 $ 77,923,000 $ 81,254 $ 75,000
Lafayette, Louisiana 785 $ 62,255,000 $ 79,305 $ 79,000
Rapides, Louisiana 737 $ 51,098,000 $ 69,332 $ 69,000
Dallas, Texas 703 $ 57,975,000 $ 82,467 $ 73,000
Jefferson, Texas 614 $ 41,415,000 $ 67,451 $ 80,000
Tangipahoa, Louisiana 593 $ 43,894,000 $ 74,020 $ 67,000
Hidalgo, Texas 569 $ 29,507,000 $ 51,857 $ 54,000
Cameron, Texas 539 $ 20,386,000 $ 37,821 $ 45,000
St. Charles, Louisiana 536 $ 44,348,000 $ 82,738 $ 72,000
Bossier, Louisiana 533 $ 40,428,000 $ 75,849 $ 73,000
Tarrant, Texas 506 $ 39,293,000 $ 77,654 $ 65,000
Fort Bend, Texas 482 $ 36,141,000 $ 74,981 $ 90,000
Ouachita, Louisiana 472 $ 34,686,000 $ 73,487 $ 70,000
St. John the Baptist, Louisiana 445 $ 29,982,000 $ 67,375 $ 67,000
Bowie, Texas 435 $ 25,758,000 $ 59,213 $ 66,000
Collin, Texas 427 $ 38,217,000 $ 89,501 $ 91,000
Smith, Texas 405 $ 26,948,000 $ 66,538 $ 73,000
Washington, Louisiana 373 $ 17,355,000 $ 46,528 $ 56,000
Montgomery, Texas 373 $ 42,220,000 $ 113,190 $ 94,000
Travis, Texas 363 $ 44,058,000 $ 121,371 $ 78,000
Avoyelles, Louisiana 320 $ 16,082,000 $ 50,256 $ 56,000
Orange, Texas 304 $ 14,632,000 $ 48,131 $ 65,000
Galveston, Texas 284 $ 27,607,000 $ 97,207 $ 90,000
Denton, Texas 268 $ 23,522,000 $ 87,768 $ 75,000
Assumption, Louisiana 264 $ 14,406,000 $ 54,568 $ 62,000
Vermilion, Louisiana 245 $ 12,175,000 $ 49,693 $ 71,000
Harrison, Texas 236 $ 12,389,000 $ 52,495 $ 81,000
Gregg, Texas 218 $ 15,609,000 $ 71,600 $ 69,000
Jefferson Davis, Louisiana 213 $ 9,925,000 $ 46,596 $ 54,000
De Soto, Louisiana 206 $ 9,801,000 $ 47,577 $ 55,000
Morehouse, Louisiana 200 $ 11,427,000 $ 57,135 $ 52,000
Anderson, Texas 198 $ 8,278,000 $ 41,808 $ 58,000
Iberia, Louisiana 195 $ 13,402,000 $ 68,728 $ 75,000
Allen, Louisiana 181 $ 7,593,000 $ 41,950 $ 49,000
Wood, Texas 162 $ 8,124,000 $ 50,148 $ 67,000
St. Mary, Louisiana 158 $ 6,799,000 $ 43,031 $ 59,000
Nueces, Texas 158 $ 9,699,000 $ 61,386 $ 45,000
Webster, Louisiana 152 $ 6,189,000 $ 40,717 $ 47,000
Grant, Louisiana 139 $ 6,961,000 $ 50,079 $ 55,000
St. Bernard, Louisiana 139 $ 5,833,000 $ 41,964 $ 51,000
Angelina, Texas 121 $ 8,365,000 $ 69,132 $ 66,000
Cherokee, Texas 118 $ 4,084,000 $ 34,610 $ 52,000
Miller, Arkansas 116 $ 5,776,000 $ 49,793 $ 64,000
Acadia, Louisiana 114 $ 5,335,000 $ 46,798 $ 54,000
Cass, Texas 113 $ 6,306,000 $ 55,805 $ 57,000
Madison, Louisiana 112 $ 4,952,000 $ 44,214 $ 53,000
Beauregard, Louisiana 110 $ 5,775,000 $ 52,500 $ 64,000
Victoria, Texas 110 $ 6,323,000 $ 57,481 $ 48,000
St. Landry, Louisiana 96 $ 8,041,000 $ 83,760 $ 63,000
West Baton Rouge, Louisiana 93 $ 7,468,000 $ 80,301 $ 69,000
St. Martin, Louisiana 91 $ 5,727,000 $ 62,934 $ 68,000
Lamar, Texas 91 $ 4,310,000 $ 47,362 $ 55,000
Claiborne, Louisiana 90 $ 3,441,000 $ 38,233 $ 66,000
Iberville, Louisiana 89 $ 5,585,000 $ 62,752 $ 57,000
Hancock, Mississippi 84 $ 11,180,000 $ 133,095 $ 81,000
Hardin, Texas 81 $ 6,449,000 $ 79,617 $ 73,000
West Carroll, Louisiana 80 $ 3,692,000 $ 46,150 $ 60,000
St. James, Louisiana 78 $ 5,962,000 $ 76,435 $ 65,000
Baldwin, Alabama 76 $ 13,100,000 $ 172,368 $ 90,000
Vernon, Louisiana 72 $ 4,175,000 $ 57,986 $ 59,000
Pointe Coupee, Louisiana 67 $ 4,448,000 $ 66,388 $ 77,000
Brazoria, Texas 65 $ 5,928,000 $ 91,200 $ 82,000
Upshur, Texas 65 $ 3,927,000 $ 60,415 $ 82,000
Colorado, Texas 63 $ 4,613,000 $ 73,222 $ 59,000
Wharton, Texas 62 $ 3,730,000 $ 60,161 $ 79,000
East Carroll, Louisiana 60 $ 1,812,000 $ 30,200 $ 42,000
Evangeline, Louisiana 59 $ 2,957,000 $ 50,118 $ 48,000
Pearl River, Mississippi 59 $ 5,951,000 $ 100,864 $ 67,000
Plaquemines, Louisiana 53 $ 4,233,000 $ 79,867 $ 87,000
Austin, Texas 52 $ 4,061,000 $ 78,096 $ 66,000
Panola, Texas 47 $ 1,973,000 $ 41,978 $ 58,000
Lincoln, Louisiana 46 $ 4,200,000 $ 91,304 $ 85,000
Sabine, Louisiana 46 $ 2,810,000 $ 61,086 $ 65,000
East Feliciana, Louisiana 45 $ 3,308,000 $ 73,511 $ 63,000
Henderson, Texas 44 $ 2,550,000 $ 57,954 $ 75,000
Cameron, Louisiana 43 $ 2,246,000 $ 52,232 $ 63,000
Matagorda, Texas 43 $ 2,064,000 $ 48,000 $ 57,000
Bexar, Texas 40 $ 2,375,000 $ 59,375 $ 70,000
Richland, Louisiana 37 $ 2,762,000 $ 74,648 $ 72,000
Nacogdoches, Texas 37 $ 2,272,000 $ 61,405 $ 59,000
Washington, Texas 37 $ 1,788,000 $ 48,324 $ 52,000
Natchitoches, Louisiana 36 $ 3,367,000 $ 93,527 $ 87,000
St. Helena, Louisiana 36 $ 1,964,000 $ 54,555 $ 55,000
Williamson, Texas 35 $ 2,716,000 $ 77,600 $ 78,000
Harrison, Mississippi 34 $ 5,233,000 $ 153,911 $ 83,000
Winn, Louisiana 33 $ 1,606,000 $ 48,666 $ 69,000
Van Zandt, Texas 33 $ 2,139,000 $ 64,818 $ 64,000
Calhoun, Texas 31 $ 1,686,000 $ 54,387 $ 62,000
Bienville, Louisiana 30 $ 1,292,000 $ 43,066 $ 57,000
Camp, Texas 30 $ 1,803,000 $ 60,100 $ 50,000
West Feliciana, Louisiana 28 $ 4,911,000 $ 175,392 $ 113,000
Jasper, Texas 28 $ 1,580,000 $ 56,428 $ 87,000
Union, Louisiana 26 $ 1,182,000 $ 45,461 $ 66,000
Grayson, Texas 26 $ 1,478,000 $ 56,846 $ 75,000
Kaufman, Texas 26 $ 2,049,000 $ 78,807 $ 62,000
Fayette, Texas 25 $ 1,425,000 $ 57,000 $ 49,000
Jackson, Louisiana 23 $ 1,176,000 $ 51,130 $ 86,000
Catahoula, Louisiana 22 $ 1,595,000 $ 72,500 $ 70,000
Franklin, Louisiana 22 $ 1,230,000 $ 55,909 $ 63,000
Hunt, Texas 21 $ 1,469,000 $ 69,952 $ 59,000
Rockwall, Texas 21 $ 1,606,000 $ 76,476 $ 81,000
Waller, Texas 21 $ 3,455,000 $ 164,523 $ 73,000
Rusk, Texas 20 $ 921,000 $ 46,050 $ 66,000
La Salle, Louisiana 19 $ 856,000 $ 45,052 $ 54,000
Brazos, Texas 19 $ 16,077,000 $ 846,157 $ 84,000
Houston, Texas 18 $ 935,000 $ 51,944 $ 52,000
Shelby, Texas 18 $ 1,181,000 $ 65,611 $ 110,000
Chambers, Texas 17 $ 1,108,000 $ 65,176 $ 88,000
Grimes, Texas 17 $ 813,000 $ 47,823 $ 97,000
Lee, Texas 17 $ 1,236,000 $ 72,705 $ 72,000
Marion, Texas 17 $ 733,000 $ 43,117 $ 64,000
Little River, Arkansas 16 $ 917,000 $ 57,312 $ 38,000
Red River, Louisiana 16 $ 682,000 $ 42,625 $ 44,000
Parker, Texas 15 $ 1,139,000 $ 75,933 $ 117,000
Johnson, Texas 13 $ 1,620,000 $ 124,615 $ 166,000
Willacy, Texas 13 $ 372,000 $ 28,615 $ 48,000
Caldwell, Louisiana 12 $ 464,000 $ 38,666 $ 56,000
Hays, Texas 12 $ 1,023,000 $ 85,250 $ 100,000
Morris, Texas 12 $ 502,000 $ 41,833 $ 75,000
Polk, Texas 12 $ 1,349,000 $ 112,416 $ 64,000
Los Angeles, California 11 $ 165,000 $ 15,000 $ 44,000
Okaloosa, Florida 11 $ 5,820,000 $ 529,090 $ 332,000
Amite, Mississippi 11 $ 934,000 $ 84,909 $ 80,000
Bell, Texas 11 $ 285,000 $ 25,909 $ 57,000
El Paso, Texas 11 $ 641,000 $ 58,272 $ 82,000
Titus, Texas 11 $ 769,000 $ 69,909 $ 59,000
Tensas, Louisiana 9 $ 490,000 $ 54,444 $ 88,000
Leon, Texas 9 $ 342,000 $ 38,000 $ 53,000
Newton, Texas 9 $ 304,000 $ 33,777 $ 72,000
Rains, Texas 9 $ 509,000 $ 56,555 $ 70,000
Starr, Texas 9 $ 268,000 $ 29,777 $ 43,000
Jackson, Mississippi 8 $ 1,313,000 $ 164,125 $ 88,000
Red River, Texas 8 $ 391,000 $ 48,875 $ 47,000
San Augustine, Texas 8 $ 213,000 $ 26,625 $ 42,000
Pulaski, Arkansas 7 $ 642,000 $ 91,714 $ 76,000
Cook, Illinois 7 $ 717,000 $ 102,428 $ 112,000
Concordia, Louisiana 7 $ 466,000 $ 66,571 $ 77,000
Forrest, Mississippi 7 $ 752,000 $ 107,428 $ 60,000
Ellis, Texas 7 $ 520,000 $ 74,285 $ 67,000
Fannin, Texas 7 $ 564,000 $ 80,571 $ 82,000
Hopkins, Texas 7 $ 274,000 $ 39,142 $ 50,000
Liberty, Texas 7 $ 466,000 $ 66,571 $ 64,000
Trinity, Texas 7 $ 407,000 $ 58,142 $ 121,000
Tyler, Texas 7 $ 508,000 $ 72,571 $ 82,000
Maricopa, Arizona 6 $ 1,426,000 $ 237,666 $ 121,000
Columbia, Arkansas 6 $ 95,000 $ 15,833 $ 22,000
Garland, Arkansas 6 $ 1,059,000 $ 176,500 $ 289,000
Rankin, Mississippi 6 $ 1,017,000 $ 169,500 $ 114,000
Suffolk, New York 6 $ 186,000 $ 31,000 $ 18,000
Comal, Texas 6 $ 526,000 $ 87,666 $ 118,000
Lavaca, Texas 6 $ 162,000 $ 27,000 $ 53,000
Lubbock, Texas 6 $ 184,000 $ 30,666 $ 110,000
Jefferson, Alabama 5 $ 412,000 $ 82,400 $ 107,000
Pima, Arizona 5 $ 1,477,000 $ 295,400 $ 36,000
Union, Arkansas 5 $ 96,000 $ 19,200 $ 34,000
Duval, Florida 5 $ 193,000 $ 38,600 $ 54,000
Orange, Florida 5 $ 20,378,000 $ 4,075,600 $ 75,000
Wilkinson, Mississippi 5 $ 326,000 $ 65,200 $ 43,000
Queens, New York 5 $ 40,000 $ 8,000 $ 78,000
Freestone, Texas 5 $ 177,000 $ 35,400 $ 152,000
Hood, Texas 5 $ 181,000 $ 36,200 $ 32,000
Kerr, Texas 5 $ 588,000 $ 117,600 $ 52,000
Navarro, Texas 5 $ 220,000 $ 44,000 $ 39,000
Webb, Texas 5 $ 114,000 $ 22,800 $ 40,000
Wise, Texas 5 $ 645,000 $ 129,000 $ 91,000
Mobile, Alabama 4 $ 66,000 $ 16,500 $ 32,000
Lonoke, Arkansas 4 $ 155,000 $ 38,750 $ 25,000
San Diego, California 4 $ 332,000 $ 83,000 $ 54,000
Walton, Florida 4 $ 1,381,000 $ 345,250 $ 244,000
DeKalb, Georgia 4 $ 402,000 $ 100,500 $ 308,000
Jefferson, Kentucky 4 $ 224,000 $ 56,000 $ 41,000
Wayne, Michigan 4 $ 69,000 $ 17,250 $ 29,000
Marion, Mississippi 4 $ 132,000 $ 33,000 $ 47,000
Burleson, Texas 4 $ 243,000 $ 60,750 $ 61,000
Cooke, Texas 4 $ 167,000 $ 41,750 $ 55,000
Coryell, Texas 4 $ 55,000 $ 13,750 $ 40,000
DeWitt, Texas 4 $ 87,000 $ 21,750 $ 29,000
Jackson, Texas 4 $ 197,000 $ 49,250 $ 50,000
McLennan, Texas 4 $ 99,000 $ 24,750 $ 46,000
San Patricio, Texas 4 $ 157,000 $ 39,250 $ 89,000
Ashley, Arkansas 3 $ 79,000 $ 26,333 $ 68,000
Ouachita, Arkansas 3 $ 64,000 $ 21,333 $ 60,000
Saline, Arkansas 3 $ 291,000 $ 97,000 $ 67,000
Denver, Colorado 3 $ 139,000 $ 46,333 $ 48,000
District of Columbia, District Of Columbia 3 $ 75,000 $ 25,000 $ 61,000
Bay, Florida 3 $ 1,020,000 $ 340,000 $ 191,000
Escambia, Florida 3 $ 215,000 $ 71,666 $ 104,000
Hillsborough, Florida 3 $ 20,000 $ 6,666 $ 18,000
Miami-Dade, Florida 3 $ 259,000 $ 86,333 $ 16,000
Winnebago, Illinois 3 $ 48,000 $ 16,000 $ 18,000
Middlesex, Massachusetts 3 $ 19,000 $ 6,333 $ 45,000
Lamar, Mississippi 3 $ 249,000 $ 83,000 $ 60,000
Lincoln, Mississippi 3 $ 209,000 $ 69,666 $ 39,000
Pike, Mississippi 3 $ 178,000 $ 59,333 $ 229,000
Tulsa, Oklahoma 3 $ 224,000 $ 74,666 $ 59,000
Philadelphia, Pennsylvania 3 $ 34,000 $ 11,333 $ 1,000
Burnet, Texas 3 $ 182,000 $ 60,666 $ 133,000
Franklin, Texas 3 $ 45,000 $ 15,000 $ 45,000
Hill, Texas 3 $ 292,000 $ 97,333 $ 97,000
Milam, Texas 3 $ 364,000 $ 121,333 $ 54,000
Sabine, Texas 3 $ 96,000 $ 32,000 $ 54,000
San Jacinto, Texas 3 $ 160,000 $ 53,333 $ 53,000
Wichita, Texas 3 $ 272,000 $ 90,666 $ 89,000
Madison, Alabama 2 $ 87,000 $ 43,500 $ 81,000
Pike, Arkansas 2 $ 240,000 $ 120,000 $ 120,000
Scott, Arkansas 2 $ 216,000 $ 108,000 $ 120,000
Sevier, Arkansas 2 $ 59,000 $ 29,500 $ 33,000
Van Buren, Arkansas 2 $ 39,000 $ 19,500 $ 50,000
Washington, Arkansas 2 $ 33,000 $ 16,500 $ 54,000
White, Arkansas 2 $ 668,000 $ 334,000 $ 39,000
San Bernardino, California 2 $ 22,000 $ 11,000 $ 50,000
El Paso, Colorado 2 $ 495,000 $ 247,500 $ 147,000
Sussex, Delaware 2 $ 35,000 $ 17,500 $ 77,000
Santa Rosa, Florida 2 $ 1,074,000 $ 537,000 $ 413,000
Sarasota, Florida 2 $ 105,000 $ 52,500 $ 21,000
Seminole, Florida 2 $ 60,000 $ 30,000 $ 95,000
Clayton, Georgia 2 $ 274,000 $ 137,000 $ 60,000
Douglas, Georgia 2 $ 13,000 $ 6,500 $ 1,000
Glynn, Georgia 2 $ 193,000 $ 96,500 $ 34,000
Gwinnett, Georgia 2 $ 203,000 $ 101,500 $ 40,000
Christian, Kentucky 2 $ 186,000 $ 93,000 $ 36,000
Frederick, Maryland 2 $ 182,000 $ 91,000 $ 103,000
Barnstable, Massachusetts 2 $ 9,000 $ 4,500 $ 36,000
Adams, Mississippi 2 $ 371,000 $ 185,500 $ 114,000
Hinds, Mississippi 2 $ 319,000 $ 159,500 $ 320,000
Lafayette, Mississippi 2 $ 140,000 $ 70,000 $ 149,000
Walthall, Mississippi 2 $ 55,000 $ 27,500 $ 58,000
Jackson, Missouri 2 $ 12,000 $ 6,000 $ 26,000
Clark, Nevada 2 $ 557,000 $ 278,500 $ 209,000
Union, New Jersey 2 $ 30,000 $ 15,000 $ 1,000
Santa Fe, New Mexico 2 $ 14,000 $ 7,000 $ 42,000
Chautauqua, New York 2 $ 215,000 $ 107,500 $ 195,000
Cabarrus, North Carolina 2 $ 261,000 $ 130,500 $ 249,000
Durham, North Carolina 2 $ 754,000 $ 377,000 $ 0
Henderson, North Carolina 2 $ 180,000 $ 90,000 $ 62,000
Stark, Ohio 2 $ 29,000 $ 14,500 $ 35,000
Comanche, Oklahoma 2 $ 7,000 $ 3,500 $ 44,000
Linn, Oregon 2 $ 310,000 $ 155,000 $ 86,000
Multnomah, Oregon 2 $ 10,000 $ 5,000 $ 38,000
Dauphin, Pennsylvania 2 $ 20,000 $ 10,000 $ 1,000
Lancaster, Pennsylvania 2 $ 13,000 $ 6,500 $ 18,000
Pickens, South Carolina 2 $ 184,000 $ 92,000 $ 63,000
Richland, South Carolina 2 $ 40,000 $ 20,000 $ 33,000
Cocke, Tennessee 2 $ 100,000 $ 50,000 $ 72,000
Sevier, Tennessee 2 $ 110,000 $ 55,000 $ 37,000
Shelby, Tennessee 2 $ 141,000 $ 70,500 $ 135,000
Sumner, Tennessee 2 $ 183,000 $ 91,500 $ 33,000
Williamson, Tennessee 2 $ 492,000 $ 246,000 $ 126,000
Aransas, Texas 2 $ 163,000 $ 81,500 $ 34,000
Delta, Texas 2 $ 149,000 $ 74,500 $ 64,000
Goliad, Texas 2 $ 63,000 $ 31,500 $ 55,000
Jim Wells, Texas 2 $ 203,000 $ 101,500 $ 116,000
Kendall, Texas 2 $ 442,000 $ 221,000 $ 100,000
Kleberg, Texas 2 $ 16,000 $ 8,000 $ 63,000
Llano, Texas 2 $ 660,000 $ 330,000 $ 433,000
Madison, Texas 2 $ 269,000 $ 134,500 $ 88,000
Robertson, Texas 2 $ 113,000 $ 56,500 $ 83,000
Taylor, Texas 2 $ 53,000 $ 26,500 $ 34,000
Tom Green, Texas 2 $ 33,000 $ 16,500 $ 54,000
Upton, Texas 2 $ 80,000 $ 40,000 $ 90,000
Walker, Texas 2 $ 77,000 $ 38,500 $ 67,000
Henrico, Virginia 2 $ 365,000 $ 182,500 $ 90,000
Monongalia, West Virginia 2 $ 18,000 $ 9,000 $ 63,000
Kenosha, Wisconsin 2 $ 17,000 $ 8,500 $ 60,000
Manitowoc, Wisconsin 2 $ 20,000 $ 10,000 $ 1,000
Dale, Alabama 1 $ 6,000 $ 6,000 $ 1,000
Montgomery, Alabama 1 $ 7,000 $ 7,000 $ 1,000
St. Clair, Alabama 1 $ 200,000 $ 200,000 $ 87,000
Tuscaloosa, Alabama 1 $ 719,000 $ 719,000 $ 379,000
Fairbanks North Star, Alaska 1 $ 5,000 $ 5,000 $ 1,000
Mohave, Arizona 1 $ 226,000 $ 226,000 $ 150,000
Benton, Arkansas 1 $ 148,000 $ 148,000 $ 156,000
Faulkner, Arkansas 1 $ 92,000 $ 92,000 $ 99,000
Hempstead, Arkansas 1 $ 3,000 $ 3,000 $ 18,000
Independence, Arkansas 1 $ 46,000 $ 46,000 $ 13,000
Jefferson, Arkansas 1 $ 126,000 $ 126,000 $ 48,000
Lafayette, Arkansas 1 $ 45,000 $ 45,000 $ 60,000
Montgomery, Arkansas 1 $ 65,000 $ 65,000 $ 60,000
Sebastian, Arkansas 1 $ 8,000 $ 8,000 $ 1,000
Alameda, California 1 $ 3,000 $ 3,000 $ 16,000
Orange, California 1 $ 24,000 $ 24,000 $ 60,000
Riverside, California 1 $ 8,000 $ 8,000 $ 1,000
San Joaquin, California 1 $ 405,000 $ 405,000 $ 128,000
San Mateo, California 1 $ 5,000 $ 5,000 $ 1,000
Yolo, California 1 $ 3,000 $ 3,000 $ 1,000
Adams, Colorado 1 $ 10,000 $ 10,000 $ 76,000
Douglas, Colorado 1 $ 300,000 $ 300,000 $ 240,000
Garfield, Colorado 1 $ 3,000 $ 3,000 $ 1,000
Gunnison, Colorado 1 $ 407,000 $ 407,000 $ 451,000
Weld, Colorado 1 $ 184,000 $ 184,000 $ 47,000
Hartford, Connecticut 1 $ 3,000 $ 3,000 $ 78,000
New Castle, Delaware 1 $ 4,000 $ 4,000 $ 1,000
Broward, Florida 1 $ 20,000 $ 20,000 $ 6,000
Lee, Florida 1 $ 14,000 $ 14,000 $ 72,000
Levy, Florida 1 $ 3,000 $ 3,000 $ 1,000
Manatee, Florida 1 $ 20,000 $ 20,000 $ 19,000
Marion, Florida 1 $ 5,000 $ 5,000 $ 1,000
Palm Beach, Florida 1 $ 477,000 $ 477,000 $ 250,000
Pasco, Florida 1 $ 3,000 $ 3,000 $ 1,000
Pinellas, Florida 1 $ 10,000 $ 10,000 $ 1,000
Polk, Florida 1 $ 400,000 $ 400,000 $ 0
St. Johns, Florida 1 $ 3,000 $ 3,000 $ 1,000
Bibb, Georgia 1 $ 10,000 $ 10,000 $ 1,000
Cherokee, Georgia 1 $ 178,000 $ 178,000 $ 50,000
Columbia, Georgia 1 $ 30,000 $ 30,000 $ 47,000
Fannin, Georgia 1 $ 120,000 $ 120,000 $ 0
Fulton, Georgia 1 $ 227,000 $ 227,000 $ 74,000
Hart, Georgia 1 $ 10,000 $ 10,000 $ 1,000
Henry, Georgia 1 $ 3,000 $ 3,000 $ 1,000
Richmond, Georgia 1 $ 8,000 $ 8,000 $ 36,000
Rockdale, Georgia 1 $ 85,000 $ 85,000 $ 60,000
Stephens, Georgia 1 $ 4,000 $ 4,000 $ 1,000
Tift, Georgia 1 $ 25,000 $ 25,000 $ 42,000
Troup, Georgia 1 $ 368,000 $ 368,000 $ 350,000
Idaho, Idaho 1 $ 224,000 $ 224,000 $ 0
Henry, Illinois 1 $ 3,000 $ 3,000 $ 30,000
McLean, Illinois 1 $ 10,000 $ 10,000 $ 28,000
Tazewell, Illinois 1 $ 3,000 $ 3,000 $ 1,000
Allen, Indiana 1 $ 15,000 $ 15,000 $ 70,000
Howard, Indiana 1 $ 5,000 $ 5,000 $ 1,000
Johnson, Indiana 1 $ 20,000 $ 20,000 $ 65,000
Lake, Indiana 1 $ 15,000 $ 15,000 $ 22,000
Madison, Indiana 1 $ 5,000 $ 5,000 $ 1,000
Marion, Indiana 1 $ 3,000 $ 3,000 $ 1,000
Porter, Indiana 1 $ 3,000 $ 3,000 $ 1,000
Vigo, Indiana 1 $ 21,000 $ 21,000 $ 62,000
Dubuque, Iowa 1 $ 3,000 $ 3,000 $ 1,000
Floyd, Iowa 1 $ 3,000 $ 3,000 $ 1,000
Marion, Iowa 1 $ 6,000 $ 6,000 $ 19,000
Nemaha, Kansas 1 $ 25,000 $ 25,000 $ 50,000
Sedgwick, Kansas 1 $ 15,000 $ 15,000 $ 141,000
Stevens, Kansas 1 $ 20,000 $ 20,000 $ 32,000
Sumner, Kansas 1 $ 5,000 $ 5,000 $ 1,000
Bullitt, Kentucky 1 $ 20,000 $ 20,000 $ 116,000
Campbell, Kentucky 1 $ 3,000 $ 3,000 $ 14,000
Franklin, Kentucky 1 $ 20,000 $ 20,000 $ 40,000
Kenton, Kentucky 1 $ 19,000 $ 19,000 $ 69,000
McCracken, Kentucky 1 $ 25,000 $ 25,000 $ 78,000
Cumberland, Maine 1 $ 5,000 $ 5,000 $ 1,000
Washington, Maine 1 $ 120,000 $ 120,000 $ 71,000
Anne Arundel, Maryland 1 $ 30,000 $ 30,000 $ 25,000
Baltimore, Maryland 1 $ 5,000 $ 5,000 $ 12,000
Baltimore City, Maryland 1 $ 10,000 $ 10,000 $ 1,000
Calvert, Maryland 1 $ 3,000 $ 3,000 $ 1,000
Howard, Maryland 1 $ 68,000 $ 68,000 $ 100,000
Washington, Maryland 1 $ 4,000 $ 4,000 $ 1,000
Franklin, Massachusetts 1 $ 170,000 $ 170,000 $ 0
Branch, Michigan 1 $ 5,000 $ 5,000 $ 1,000
Lenawee, Michigan 1 $ 15,000 $ 15,000 $ 1,000
Oakland, Michigan 1 $ 3,000 $ 3,000 $ 1,000
Ottawa, Michigan 1 $ 3,000 $ 3,000 $ 28,000
St. Clair, Michigan 1 $ 6,000 $ 6,000 $ 1,000
Anoka, Minnesota 1 $ 3,000 $ 3,000 $ 47,000
Winona, Minnesota 1 $ 105,000 $ 105,000 $ 19,000
Copiah, Mississippi 1 $ 100,000 $ 100,000 $ 0
Holmes, Mississippi 1 $ 3,000 $ 3,000 $ 36,000
Jefferson, Mississippi 1 $ 148,000 $ 148,000 $ 0
Jones, Mississippi 1 $ 10,000 $ 10,000 $ 24,000
Lauderdale, Mississippi 1 $ 7,000 $ 7,000 $ 115,000
Leflore, Mississippi 1 $ 3,000 $ 3,000 $ 14,000
Lowndes, Mississippi 1 $ 3,000 $ 3,000 $ 1,000
Madison, Mississippi 1 $ 236,000 $ 236,000 $ 69,000
Panola, Mississippi 1 $ 20,000 $ 20,000 $ 53,000
Stone, Mississippi 1 $ 93,000 $ 93,000 $ 0
Warren, Mississippi 1 $ 106,000 $ 106,000 $ 54,000
Boone, Missouri 1 $ 325,000 $ 325,000 $ 210,000
Greene, Missouri 1 $ 141,000 $ 141,000 $ 43,000
Howell, Missouri 1 $ 278,000 $ 278,000 $ 74,000
Maries, Missouri 1 $ 6,000 $ 6,000 $ 26,000
Miller, Missouri 1 $ 3,000 $ 3,000 $ 1,000
Phelps, Missouri 1 $ 30,000 $ 30,000 $ 23,000
Stone, Missouri 1 $ 157,000 $ 157,000 $ 47,000
Taney, Missouri 1 $ 82,000 $ 82,000 $ 0
Flathead, Montana 1 $ 13,000 $ 13,000 $ 1,000
Missoula, Montana 1 $ 150,000 $ 150,000 $ 410,000
Lancaster, Nebraska 1 $ 215,000 $ 215,000 $ 72,000
Elko, Nevada 1 $ 20,000 $ 20,000 $ 34,000
Lyon, Nevada 1 $ 5,000 $ 5,000 $ 1,000
Washoe, Nevada 1 $ 10,000 $ 10,000 $ 1,000
Strafford, New Hampshire 1 $ 8,000 $ 8,000 $ 1,000
Atlantic, New Jersey 1 $ 1,129,000 $ 1,129,000 $ 786,000
Bergen, New Jersey 1 $ 20,000 $ 20,000 $ 1,000
Essex, New Jersey 1 $ 11,000 $ 11,000 $ 96,000
Hudson, New Jersey 1 $ 20,000 $ 20,000 $ 46,000
Monmouth, New Jersey 1 $ 10,000 $ 10,000 $ 144,000
Morris, New Jersey 1 $ 3,000 $ 3,000 $ 107,000
Passaic, New Jersey 1 $ 27,000 $ 27,000 $ 1,000
Salem, New Jersey 1 $ 6,000 $ 6,000 $ 1,000
Somerset, New Jersey 1 $ 10,000 $ 10,000 $ 1,000
Bronx, New York 1 $ 182,000 $ 182,000 $ 84,000
Erie, New York 1 $ 25,000 $ 25,000 $ 58,000
Essex, New York 1 $ 5,000 $ 5,000 $ 1,000
Fulton, New York 1 $ 3,000 $ 3,000 $ 1,000
Herkimer, New York 1 $ 5,000 $ 5,000 $ 1,000
Kings, New York 1 $ 20,000 $ 20,000 $ 110,000
Nassau, New York 1 $ 100,000 $ 100,000 $ 53,000
New York, New York 1 $ 10,000 $ 10,000 $ 1,000
Niagara, New York 1 $ 11,000 $ 11,000 $ 1,000
Oneida, New York 1 $ 3,000 $ 3,000 $ 1,000
Orange, New York 1 $ 12,000 $ 12,000 $ 72,000
Richmond, New York 1 $ 18,000 $ 18,000 $ 1,000
Seneca, New York 1 $ 5,000 $ 5,000 $ 1,000
Tompkins, New York 1 $ 3,000 $ 3,000 $ 44,000
Washington, New York 1 $ 9,000 $ 9,000 $ 1,000
Wayne, New York 1 $ 15,000 $ 15,000 $ 436,000
Westchester, New York 1 $ 20,000 $ 20,000 $ 58,000
Wyoming, New York 1 $ 9,000 $ 9,000 $ 1,000
Buncombe, North Carolina 1 $ 207,000 $ 207,000 $ 95,000
Cumberland, North Carolina 1 $ 35,000 $ 35,000 $ 58,000
Gates, North Carolina 1 $ 3,000 $ 3,000 $ 44,000
Northampton, North Carolina 1 $ 232,000 $ 232,000 $ 25,000
Richmond, North Carolina 1 $ 8,000 $ 8,000 $ 11,000
Robeson, North Carolina 1 $ 8,000 $ 8,000 $ 29,000
Wake, North Carolina 1 $ 145,000 $ 145,000 $ 98,000
Crawford, Ohio 1 $ 3,000 $ 3,000 $ 1,000
Cuyahoga, Ohio 1 $ 5,000 $ 5,000 $ 48,000
Miami, Ohio 1 $ 5,000 $ 5,000 $ 10,000
Montgomery, Ohio 1 $ 5,000 $ 5,000 $ 1,000
Muskingum, Ohio 1 $ 15,000 $ 15,000 $ 1,000
Ross, Ohio 1 $ 3,000 $ 3,000 $ 7,000
Scioto, Ohio 1 $ 20,000 $ 20,000 $ 1,000
Summit, Ohio 1 $ 20,000 $ 20,000 $ 77,000
Blaine, Oklahoma 1 $ 15,000 $ 15,000 $ 40,000
Choctaw, Oklahoma 1 $ 45,000 $ 45,000 $ 53,000
Cleveland, Oklahoma 1 $ 10,000 $ 10,000 $ 30,000
McCurtain, Oklahoma 1 $ 50,000 $ 50,000 $ 84,000
Oklahoma, Oklahoma 1 $ 109,000 $ 109,000 $ 57,000
Pittsburg, Oklahoma 1 $ 150,000 $ 150,000 $ 46,000
Stephens, Oklahoma 1 $ 79,000 $ 79,000 $ 0
Klamath, Oregon 1 $ 15,000 $ 15,000 $ 36,000
Washington, Oregon 1 $ 10,000 $ 10,000 $ 72,000
Allegheny, Pennsylvania 1 $ 10,000 $ 10,000 $ 1,000
Armstrong, Pennsylvania 1 $ 15,000 $ 15,000 $ 28,000
Bradford, Pennsylvania 1 $ 51,000 $ 51,000 $ 27,000
Bucks, Pennsylvania 1 $ 10,000 $ 10,000 $ 1,000
Delaware, Pennsylvania 1 $ 5,000 $ 5,000 $ 1,000
Indiana, Pennsylvania 1 $ 4,000 $ 4,000 $ 1,000
Montgomery, Pennsylvania 1 $ 15,000 $ 15,000 $ 1,000
Warren, Pennsylvania 1 $ 10,000 $ 10,000 $ 1,000
York, Pennsylvania 1 $ 5,000 $ 5,000 $ 1,000
Charleston, South Carolina 1 $ 15,000 $ 15,000 $ 1,000
Georgetown, South Carolina 1 $ 5,000 $ 5,000 $ 1,000
Greenville, South Carolina 1 $ 8,000 $ 8,000 $ 1,000
Lexington, South Carolina 1 $ 15,000 $ 15,000 $ 57,000
Spartanburg, South Carolina 1 $ 5,000 $ 5,000 $ 1,000
Davidson, Tennessee 1 $ 6,000 $ 6,000 $ 1,000
Hamilton, Tennessee 1 $ 563,000 $ 563,000 $ 410,000
Henderson, Tennessee 1 $ 175,000 $ 175,000 $ 53,000
Rutherford, Tennessee 1 $ 113,000 $ 113,000 $ 50,000
Atascosa, Texas 1 $ 25,000 $ 25,000 $ 35,000
Bandera, Texas 1 $ 30,000 $ 30,000 $ 35,000
Baylor, Texas 1 $ 15,000 $ 15,000 $ 64,000
Brown, Texas 1 $ 15,000 $ 15,000 $ 54,000
Caldwell, Texas 1 $ 135,000 $ 135,000 $ 45,000
Concho, Texas 1 $ 8,000 $ 8,000 $ 50,000
Eastland, Texas 1 $ 10,000 $ 10,000 $ 24,000
Ector, Texas 1 $ 3,000 $ 3,000 $ 43,000
Erath, Texas 1 $ 30,000 $ 30,000 $ 257,000
Frio, Texas 1 $ 10,000 $ 10,000 $ 22,000
Gonzales, Texas 1 $ 18,000 $ 18,000 $ 124,000
Guadalupe, Texas 1 $ 63,000 $ 63,000 $ 42,000
Jack, Texas 1 $ 29,000 $ 29,000 $ 96,000
Jeff Davis, Texas 1 $ 25,000 $ 25,000 $ 178,000
Limestone, Texas 1 $ 22,000 $ 22,000 $ 10,000
Medina, Texas 1 $ 50,000 $ 50,000 $ 135,000
Midland, Texas 1 $ 165,000 $ 165,000 $ 78,000
Mitchell, Texas 1 $ 20,000 $ 20,000 $ 35,000
Moore, Texas 1 $ 10,000 $ 10,000 $ 47,000
Nolan, Texas 1 $ 7,000 $ 7,000 $ 34,000
Palo Pinto, Texas 1 $ 30,000 $ 30,000 $ 16,000
Randall, Texas 1 $ 15,000 $ 15,000 $ 60,000
Somervell, Texas 1 $ 114,000 $ 114,000 $ 82,000
Val Verde, Texas 1 $ 30,000 $ 30,000 $ 70,000
Wilbarger, Texas 1 $ 25,000 $ 25,000 $ 57,000
Yoakum, Texas 1 $ 8,000 $ 8,000 $ 31,000
Franklin, Vermont 1 $ 5,000 $ 5,000 $ 31,000
Amelia, Virginia 1 $ 10,000 $ 10,000 $ 1,000
Augusta, Virginia 1 $ 15,000 $ 15,000 $ 60,000
Botetourt, Virginia 1 $ 3,000 $ 3,000 $ 19,000
Fairfax, Virginia 1 $ 10,000 $ 10,000 $ 45,000
Loudoun, Virginia 1 $ 40,000 $ 40,000 $ 98,000
Lynchburg, Virginia 1 $ 20,000 $ 20,000 $ 116,000
Petersburg, Virginia 1 $ 5,000 $ 5,000 $ 1,000
Prince William, Virginia 1 $ 3,000 $ 3,000 $ 1,000
Roanoke, Virginia 1 $ 30,000 $ 30,000 $ 157,000
Clark, Washington 1 $ 271,000 $ 271,000 $ 124,000
Pierce, Washington 1 $ 3,000 $ 3,000 $ 30,000
Spokane, Washington 1 $ 20,000 $ 20,000 $ 1,000
Barbour, West Virginia 1 $ 6,000 $ 6,000 $ 1,000
Lincoln, West Virginia 1 $ 10,000 $ 10,000 $ 26,000
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Mortgage Loan Application Detail Totals for Capital One NA in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 13,731 $397,822,000 $28,000 $830,000 $64,000 $4,500,000
Refinancing 13,319 $1,217,104,000 $91,000 $2,000,000 $78,000 $6,042,000
Home Purchase 9,463 $1,247,487,000 $131,000 $20,000,000 $78,000 $3,252,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 20,705 $1,800,102,000 $86,000 $2,000,000 $77,000 $4,500,000
Not Provided 6,439 $405,238,000 $62,000 $1,760,000 $79,000 $6,042,000
Black or African American 4,874 $293,436,000 $60,000 $1,800,000 $53,000 $1,940,000
Hispanic 3,153 $198,038,000 $62,000 $1,000,000 $56,000 $2,895,000
Asian 740 $65,631,000 $88,000 $1,364,000 $74,000 $792,000
American Indian or Alaskan Native 326 $16,587,000 $50,000 $370,000 $58,000 $314,000
Not applicable 220 $77,147,000 $350,000 $20,000,000 $194,000 $3,252,000
Native Hawaiian or Other Pacific Islander 56 $6,234,000 $111,000 $750,000 $80,000 $373,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 35,126 $2,706,388,000 $77,000 $20,000,000 $74,000 $6,042,000
FHA-insured (Federal Housing Administration) 1,089 $117,721,000 $108,000 $203,000 $45,000 $426,000
VA-guaranteed (Veterans Administration) 224 $31,416,000 $140,000 $405,000 $56,000 $155,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 74 $6,888,000 $93,000 $190,000 $38,000 $72,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 18,178 $1,619,272,000 $89,000 $20,000,000 $83,000 $4,500,000
Application Denied By Financial Institution 9,909 $474,162,000 $47,000 $1,800,000 $58,000 $4,164,000
Application Approved But Not Accepted 5,521 $459,486,000 $83,000 $1,620,000 $79,000 $6,042,000
Loan Purchased By The Institution 2,661 $276,250,000 $103,000 $417,000 $45,000 $584,000
Application Withdrawn By Applicant 182 $24,030,000 $132,000 $2,130,000 $83,000 $706,000
File Closed For Incompleteness 62 $9,213,000 $148,000 $1,346,000 $70,000 $394,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 6,333 $206,021,000 $32,000 $800,000 $54,000 $1,940,000
Debt-To-Income Ratio 1,693 $128,179,000 $75,000 $1,800,000 $41,000 $483,000
Collateral 1,020 $71,107,000 $69,000 $712,000 $81,000 $628,000
Other 449 $28,611,000 $63,000 $480,000 $89,000 $1,800,000
Credit Application Incomplete 356 $30,763,000 $86,000 $317,000 $92,000 $1,000,000
Employment History 26 $3,550,000 $136,000 $416,000 $239,000 $4,164,000
Insufficient Cash (Downpayment, Closing Cost) 16 $2,875,000 $179,000 $488,000 $74,000 $150,000
Unverifiable Information 16 $3,056,000 $191,000 $880,000 $156,000 $544,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One NA's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Capital One NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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