Capitol Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011

Capitol Federal Savings Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Capitol Federal Savings Bank
700 S Kansas Ave
Topeka, KS 66603
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 7,346
Total Mortgage Loan Application Amount $1,279,182,000
Average Mortgage Loan Application Amount $155,666
Highest Mortgage Loan Application Amount $2,371,000
Average Applicant Income $101,666
Highest Applicant Income $2,504,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Capitol Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capitol Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2011 breaks down Capitol Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capitol Federal Savings Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Capitol Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capitol Federal Savings Bank's mortgage activity for 2011.

Mortgage Loan Application Totals for Capitol Federal Savings Bank by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Johnson County Kansas 2,058 $ 437,582,000 $ 212,000 $ 141,000
Sedgwick County Kansas 1,345 $ 191,458,000 $ 142,000 $ 95,000
Shawnee County Kansas 670 $ 82,573,000 $ 123,000 $ 87,000
Douglas County Kansas 332 $ 56,113,000 $ 169,000 $ 107,000
Jackson County Missouri 316 $ 57,666,000 $ 182,000 $ 136,000
Butler County Kansas 154 $ 28,169,000 $ 182,000 $ 125,000
Lancaster County Nebraska 150 $ 18,635,000 $ 124,000 $ 3,000
Riley County Kansas 130 $ 19,916,000 $ 153,000 $ 92,000
Clay County Missouri 123 $ 22,429,000 $ 182,000 $ 124,000
Douglas County Nebraska 104 $ 13,358,000 $ 128,000 $ 0
Wyandotte County Kansas 94 $ 9,477,000 $ 100,000 $ 64,000
Platte County Missouri 77 $ 20,354,000 $ 264,000 $ 163,000
Boone County Missouri 74 $ 16,304,000 $ 220,000 $ 102,000
St. Louis County Missouri 71 $ 34,363,000 $ 483,000 $ 281,000
Cass County Missouri 57 $ 17,594,000 $ 308,000 $ 204,000
Saline County Kansas 56 $ 5,674,000 $ 101,000 $ 71,000
Greene County Missouri 55 $ 21,789,000 $ 396,000 $ 283,000
Pottawatomie County Kansas 49 $ 6,668,000 $ 136,000 $ 84,000
Miami County Kansas 45 $ 11,015,000 $ 244,000 $ 144,000
Lyon County Kansas 44 $ 4,333,000 $ 98,000 $ 74,000
Leavenworth County Kansas 35 $ 7,015,000 $ 200,000 $ 115,000
Sarpy County Nebraska 34 $ 5,162,000 $ 151,000 $ 4,000
Pottawattamie County Iowa 31 $ 3,222,000 $ 103,000 $ 0
Osage County Kansas 29 $ 3,348,000 $ 115,000 $ 82,000
Hall County Nebraska 29 $ 2,726,000 $ 94,000 $ 0
Adams County Nebraska 26 $ 2,298,000 $ 88,000 $ 0
Jefferson County Kansas 25 $ 2,537,000 $ 101,000 $ 78,000
Harvey County Kansas 22 $ 2,566,000 $ 116,000 $ 76,000
Hamilton County Nebraska 22 $ 2,393,000 $ 108,000 $ 0
Buffalo County Nebraska 19 $ 2,086,000 $ 109,000 $ 0
Platte County Nebraska 17 $ 1,682,000 $ 98,000 $ 0
Wabaunsee County Kansas 16 $ 2,120,000 $ 132,000 $ 70,000
York County Nebraska 16 $ 1,380,000 $ 86,000 $ 0
Jefferson County Alabama 15 $ 8,878,000 $ 591,000 $ 345,000
Lincoln County Nebraska 15 $ 1,447,000 $ 96,000 $ 0
Phelps County Nebraska 14 $ 1,023,000 $ 73,000 $ 0
Jackson County Kansas 13 $ 1,420,000 $ 109,000 $ 76,000
Christian County Missouri 13 $ 7,485,000 $ 575,000 $ 398,000
Washington County Nebraska 13 $ 2,008,000 $ 154,000 $ 0
St. Charles County Missouri 11 $ 2,783,000 $ 253,000 $ 116,000
Cuming County Nebraska 11 $ 754,000 $ 68,000 $ 0
Dawson County Nebraska 11 $ 939,000 $ 85,000 $ 0
Hennepin County Minnesota 10 $ 2,594,000 $ 259,000 $ 0
Sumner County Kansas 9 $ 832,000 $ 92,000 $ 64,000
Cass County Nebraska 9 $ 1,649,000 $ 183,000 $ 0
Dodge County Nebraska 9 $ 1,045,000 $ 116,000 $ 0
Page County Iowa 8 $ 544,000 $ 68,000 $ 0
Dickinson County Kansas 8 $ 881,000 $ 110,000 $ 78,000
Cedar County Nebraska 8 $ 863,000 $ 107,000 $ 0
Gage County Nebraska 8 $ 791,000 $ 98,000 $ 0
Saunders County Nebraska 8 $ 840,000 $ 105,000 $ 0
Seward County Nebraska 8 $ 819,000 $ 102,000 $ 0
Tulsa County Oklahoma 8 $ 5,403,000 $ 675,000 $ 359,000
Coffey County Kansas 7 $ 874,000 $ 124,000 $ 68,000
McPherson County Kansas 6 $ 613,000 $ 102,000 $ 88,000
Custer County Nebraska 6 $ 382,000 $ 63,000 $ 0
Saline County Nebraska 6 $ 535,000 $ 89,000 $ 0
Wayne County Nebraska 6 $ 442,000 $ 73,000 $ 0
Woodbury County Iowa 5 $ 543,000 $ 108,000 $ 0
Franklin County Kansas 5 $ 842,000 $ 168,000 $ 82,000
Geary County Kansas 5 $ 940,000 $ 188,000 $ 89,000
Marshall County Kansas 5 $ 466,000 $ 93,000 $ 0
Polk County Nebraska 5 $ 233,000 $ 46,000 $ 0
Richardson County Nebraska 5 $ 260,000 $ 52,000 $ 0
Fremont County Iowa 4 $ 265,000 $ 66,000 $ 0
Montgomery County Iowa 4 $ 337,000 $ 84,000 $ 0
Reno County Kansas 4 $ 449,000 $ 112,000 $ 70,000
Ramsey County Minnesota 4 $ 1,015,000 $ 253,000 $ 0
Dakota County Nebraska 4 $ 371,000 $ 92,000 $ 0
Holt County Nebraska 4 $ 301,000 $ 75,000 $ 0
Merrick County Nebraska 4 $ 386,000 $ 96,000 $ 0
Nemaha County Nebraska 4 $ 431,000 $ 107,000 $ 0
Otoe County Nebraska 4 $ 206,000 $ 51,000 $ 0
Thayer County Nebraska 4 $ 289,000 $ 72,000 $ 0
Pulaski County Arkansas 3 $ 2,436,000 $ 812,000 $ 425,000
Monroe County Illinois 3 $ 448,000 $ 149,000 $ 0
Cass County Iowa 3 $ 195,000 $ 65,000 $ 0
Mills County Iowa 3 $ 404,000 $ 134,000 $ 0
Kingman County Kansas 3 $ 292,000 $ 97,000 $ 82,000
Butler County Nebraska 3 $ 149,000 $ 49,000 $ 0
Cheyenne County Nebraska 3 $ 210,000 $ 70,000 $ 0
Dixon County Nebraska 3 $ 206,000 $ 68,000 $ 0
Gosper County Nebraska 3 $ 294,000 $ 98,000 $ 0
Knox County Nebraska 3 $ 149,000 $ 49,000 $ 0
Nance County Nebraska 3 $ 132,000 $ 44,000 $ 0
Valley County Nebraska 3 $ 214,000 $ 71,000 $ 0
Gregory County South Dakota 3 $ 197,000 $ 65,000 $ 0
Williamson County Tennessee 3 $ 1,731,000 $ 577,000 $ 214,000
Dallas County Texas 3 $ 3,653,000 $ 1,217,000 $ 893,000
Pinal County Arizona 2 $ 368,000 $ 184,000 $ 0
Plymouth County Iowa 2 $ 212,000 $ 106,000 $ 0
Clay County Kansas 2 $ 187,000 $ 93,000 $ 40,000
Cowley County Kansas 2 $ 99,000 $ 49,000 $ 73,000
Morris County Kansas 2 $ 75,000 $ 37,000 $ 94,000
Ottawa County Kansas 2 $ 309,000 $ 154,000 $ 50,000
Cass County Minnesota 2 $ 485,000 $ 242,000 $ 0
Dakota County Minnesota 2 $ 420,000 $ 210,000 $ 0
Olmsted County Minnesota 2 $ 227,000 $ 113,000 $ 0
Barry County Missouri 2 $ 1,045,000 $ 522,000 $ 85,000
Callaway County Missouri 2 $ 221,000 $ 110,000 $ 81,000
Camden County Missouri 2 $ 231,000 $ 115,000 $ 293,000
Clinton County Missouri 2 $ 205,000 $ 102,000 $ 107,000
Cooper County Missouri 2 $ 168,000 $ 84,000 $ 39,000
Franklin County Missouri 2 $ 394,000 $ 197,000 $ 135,000
St. Louis City County Missouri 2 $ 434,000 $ 217,000 $ 208,000
Stone County Missouri 2 $ 1,205,000 $ 602,000 $ 740,000
Webster County Missouri 2 $ 639,000 $ 319,000 $ 159,000
Brown County Nebraska 2 $ 238,000 $ 119,000 $ 0
Colfax County Nebraska 2 $ 163,000 $ 81,000 $ 0
Fillmore County Nebraska 2 $ 82,000 $ 41,000 $ 0
Harlan County Nebraska 2 $ 76,000 $ 38,000 $ 0
Kearney County Nebraska 2 $ 195,000 $ 97,000 $ 0
Keith County Nebraska 2 $ 214,000 $ 107,000 $ 0
Tripp County South Dakota 2 $ 215,000 $ 107,000 $ 0
Davidson County Tennessee 2 $ 1,094,000 $ 547,000 $ 274,000
Harris County Texas 2 $ 960,000 $ 480,000 $ 262,000
Sweetwater County Wyoming 2 $ 269,000 $ 134,000 $ 0
Madison County Alabama 1 $ 500,000 $ 500,000 $ 257,000
Shelby County Alabama 1 $ 650,000 $ 650,000 $ 403,000
Maricopa County Arizona 1 $ 381,000 $ 381,000 $ 0
Benton County Arkansas 1 $ 123,000 $ 123,000 $ 0
Sonoma County California 1 $ 335,000 $ 335,000 $ 0
Denver County Colorado 1 $ 1,500,000 $ 1,500,000 $ 364,000
Weld County Colorado 1 $ 278,000 $ 278,000 $ 0
Pinellas County Florida 1 $ 159,000 $ 159,000 $ 0
Franklin County Illinois 1 $ 74,000 $ 74,000 $ 0
Saline County Illinois 1 $ 50,000 $ 50,000 $ 0
Adair County Iowa 1 $ 120,000 $ 120,000 $ 0
Audubon County Iowa 1 $ 87,000 $ 87,000 $ 0
Dickinson County Iowa 1 $ 62,000 $ 62,000 $ 0
Harrison County Iowa 1 $ 96,000 $ 96,000 $ 0
Johnson County Iowa 1 $ 117,000 $ 117,000 $ 0
Shelby County Iowa 1 $ 99,000 $ 99,000 $ 0
Taylor County Iowa 1 $ 97,000 $ 97,000 $ 0
Bourbon County Kansas 1 $ 57,000 $ 57,000 $ 76,000
Chase County Kansas 1 $ 45,000 $ 45,000 $ 54,000
Harper County Kansas 1 $ 2,000 $ 2,000 $ 26,000
Lincoln County Kansas 1 $ 72,000 $ 72,000 $ 57,000
Pawnee County Kansas 1 $ 41,000 $ 41,000 $ 84,000
Anoka County Minnesota 1 $ 110,000 $ 110,000 $ 0
Sherburne County Minnesota 1 $ 230,000 $ 230,000 $ 0
Washington County Minnesota 1 $ 289,000 $ 289,000 $ 0
Johnson County Missouri 1 $ 91,000 $ 91,000 $ 48,000
Lafayette County Missouri 1 $ 25,000 $ 25,000 $ 12,000
Moniteau County Missouri 1 $ 120,000 $ 120,000 $ 98,000
Randolph County Missouri 1 $ 88,000 $ 88,000 $ 45,000
Ray County Missouri 1 $ 113,000 $ 113,000 $ 79,000
Taney County Missouri 1 $ 500,000 $ 500,000 $ 304,000
Warren County Missouri 1 $ 650,000 $ 650,000 $ 417,000
Boone County Nebraska 1 $ 107,000 $ 107,000 $ 0
Burt County Nebraska 1 $ 82,000 $ 82,000 $ 0
Chase County Nebraska 1 $ 336,000 $ 336,000 $ 0
Clay County Nebraska 1 $ 43,000 $ 43,000 $ 0
Furnas County Nebraska 1 $ 49,000 $ 49,000 $ 0
Hitchcock County Nebraska 1 $ 123,000 $ 123,000 $ 0
Howard County Nebraska 1 $ 71,000 $ 71,000 $ 0
Johnson County Nebraska 1 $ 211,000 $ 211,000 $ 0
Nuckolls County Nebraska 1 $ 120,000 $ 120,000 $ 0
Pierce County Nebraska 1 $ 28,000 $ 28,000 $ 0
Red Willow County Nebraska 1 $ 92,000 $ 92,000 $ 0
Sherman County Nebraska 1 $ 120,000 $ 120,000 $ 0
Clark County Nevada 1 $ 192,000 $ 192,000 $ 0
Torrance County New Mexico 1 $ 102,000 $ 102,000 $ 0
Brule County South Dakota 1 $ 54,000 $ 54,000 $ 0
Charles Mix County South Dakota 1 $ 215,000 $ 215,000 $ 0
Turner County South Dakota 1 $ 122,000 $ 122,000 $ 0
Union County South Dakota 1 $ 216,000 $ 216,000 $ 0
Shelby County Tennessee 1 $ 500,000 $ 500,000 $ 262,000
Fort Bend County Texas 1 $ 563,000 $ 563,000 $ 221,000
Grayson County Texas 1 $ 520,000 $ 520,000 $ 144,000
Travis County Texas 1 $ 194,000 $ 194,000 $ 0
Uinta County Wyoming 1 $ 282,000 $ 282,000 $ 0

Mortgage Loan Application Detail Totals for Capitol Federal Savings Bank in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,262 $750,498,000 $176,000 $2,371,000 $107,000 $2,504,000
Home Purchase 2,606 $476,307,000 $182,000 $1,500,000 $102,000 $1,880,000
Home Improvement 478 $52,377,000 $109,000 $800,000 $96,000 $950,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,312 $982,337,000 $184,000 $2,371,000 $119,000 $2,504,000
Not applicable 783 $91,046,000 $116,000 $403,000 $1,000 $513,000
Not Provided 634 $117,261,000 $184,000 $1,250,000 $124,000 $1,233,000
Asian 217 $42,000,000 $193,000 $960,000 $125,000 $1,000,000
Hispanic 184 $23,916,000 $129,000 $800,000 $84,000 $669,000
Black or African American 169 $15,940,000 $94,000 $651,000 $56,000 $517,000
American Indian or Alaskan Native 37 $5,647,000 $152,000 $1,500,000 $109,000 $1,253,000
Native Hawaiian or Other Pacific Islander 10 $1,035,000 $103,000 $258,000 $58,000 $110,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,147 $1,254,533,000 $175,000 $2,371,000 $106,000 $2,504,000
FHA-insured (Federal Housing Administration) 199 $24,649,000 $123,000 $274,000 $57,000 $180,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,490 $838,877,000 $186,000 $2,371,000 $127,000 $2,504,000
Loan Purchased By The Institution 773 $89,208,000 $115,000 $403,000 $0 $0
Application Denied By Financial Institution 607 $112,310,000 $185,000 $1,500,000 $86,000 $1,234,000
Preapproval Denied by Financial Institution 555 $79,356,000 $142,000 $975,000 $62,000 $1,300,000
Application Withdrawn By Applicant 454 $75,506,000 $166,000 $1,500,000 $122,000 $1,350,000
File Closed For Incompleteness 284 $53,402,000 $188,000 $1,000,000 $127,000 $1,225,000
Application Approved But Not Accepted 183 $30,523,000 $166,000 $900,000 $110,000 $794,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 459 $82,698,000 $180,000 $1,035,000 $56,000 $440,000
Credit History 374 $41,277,000 $110,000 $975,000 $65,000 $1,300,000
Collateral 149 $35,586,000 $238,000 $1,500,000 $133,000 $1,234,000
Other 119 $21,899,000 $184,000 $1,100,000 $109,000 $735,000
Employment History 30 $3,887,000 $129,000 $800,000 $55,000 $377,000
Insufficient Cash (Downpayment, Closing Cost) 17 $3,258,000 $191,000 $636,000 $95,000 $368,000
Unverifiable Information 12 $2,351,000 $195,000 $580,000 $52,000 $313,000
Mortgage Insurance Denied 2 $710,000 $355,000 $518,000 $98,000 $142,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Capitol Federal Savings Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Capitol Federal Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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