Burt County, NE Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 257 mortgage applications in Burt County, NE totaling $24.1 million, up 4% from 2010. The average application was for $93,000, and applicants reported an average income of $65,000. 47% of applications resulted in an originated loan and 15% were denied. The most active lender was Wells Fargo Bank NA, with 30 applications, followed by Washington County Bank and First National Bank Northeast.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Nebraska.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 257
Total Mortgage Loan Application Amount $24,088,000
Average Mortgage Loan Application Amount $93,000
Highest Mortgage Loan Application Amount $400,000
Average Applicant Income $65,000
Highest Applicant Income $950,000
Download the Nebraska Lender List

Top Mortgage Lenders in Burt County, NE (2011)

Ranked by the number of mortgage applications each lender reported in Burt County, NE in 2011.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 Wells Fargo Bank NA
Minneapolis, MN
30 $3,449,000 $114,000 $107,000
2 Washington County Bank
Blair, NE
25 $1,690,000 $67,000 $52,000
3 First National Bank Northeast
Lyons, NE
17 $908,000 $53,000 $56,000
4 JPMorgan Chase Bank, NA
Columbus, OH
14 $1,364,000 $97,000 $39,000
5 Bank of America NA
Westlake Village, CA
14 $1,202,000 $85,000 $45,000
6 US Bank, N.A.
Cincinnati, OH
13 $1,197,000 $92,000 $28,000
7 Wells Fargo Funding, Inc
Winston-Salem, NC
13 $1,525,000 $117,000 $107,000
8 First National Bank of Omaha
Omaha, NE
11 $1,288,000 $117,000 $100,000
9 Embrace Home Loans, Inc.
Middletown, RI
10 $917,000 $91,000 $63,000
10 Suntrust Mortgage, Inc.
Richmond, VA
8 $857,000 $107,000 $90,000

See every lender active in Burt County, NE in 2011 »

The tables below break down 2011 mortgage applications in Burt County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Burt County, NE in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 156 $16,106,000 $103,000 $400,000 $77,000 $950,000
Home Purchase 90 $7,395,000 $82,000 $219,000 $46,000 $200,000
Home Improvement 11 $587,000 $53,000 $196,000 $67,000 $123,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 214 $19,927,000 $93,000 $320,000 $67,000 $393,000
Not applicable 22 $1,878,000 $85,000 $203,000 $13,000 $81,000
Not Provided 16 $1,522,000 $95,000 $306,000 $108,000 $950,000
American Indian or Alaskan Native 2 $163,000 $81,000 $84,000 $47,000 $94,000
Asian 1 $68,000 $68,000 $68,000 $19,000 $19,000
Hispanic 1 $400,000 $400,000 $400,000 $456,000 $456,000
Native Hawaiian or Other Pacific Islander 1 $130,000 $130,000 $130,000 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 158 $14,318,000 $90,000 $400,000 $77,000 $950,000
FHA-insured (Federal Housing Administration) 64 $6,362,000 $99,000 $236,000 $57,000 $144,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 20 $1,412,000 $70,000 $119,000 $22,000 $45,000
VA-guaranteed (Veterans Administration) 15 $1,996,000 $133,000 $203,000 $37,000 $114,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 120 $11,382,000 $94,000 $400,000 $83,000 $950,000
Loan Purchased By The Institution 72 $7,308,000 $101,000 $320,000 $50,000 $393,000
Application Denied By Financial Institution 39 $3,113,000 $79,000 $236,000 $47,000 $178,000
Application Withdrawn By Applicant 17 $1,560,000 $91,000 $175,000 $64,000 $117,000
Application Approved But Not Accepted 7 $553,000 $79,000 $117,000 $40,000 $87,000
File Closed For Incompleteness 2 $172,000 $86,000 $128,000 $52,000 $54,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 6 $441,000 $73,000 $172,000 $66,000 $178,000
Debt-To-Income Ratio 5 $504,000 $100,000 $148,000 $34,000 $64,000
Credit History 4 $101,000 $25,000 $55,000 $33,000 $48,000
Credit Application Incomplete 3 $188,000 $62,000 $65,000 $38,000 $50,000
Other 2 $158,000 $79,000 $133,000 $62,000 $69,000
Unverifiable Information 2 $172,000 $86,000 $128,000 $59,000 $69,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Nebraska Lender List