Capitol Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Capitol Federal Savings Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Capitol Federal Savings Bank
700 S Kansas Ave
Topeka, KS 66603
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 7,022
Total Mortgage Loan Application Amount $1,761,858,000
Average Mortgage Loan Application Amount $227,666
Highest Mortgage Loan Application Amount $1,550,000
Average Applicant Income $140,666
Highest Applicant Income $2,868,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Capitol Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capitol Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2015 breaks down Capitol Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capitol Federal Savings Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Capitol Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capitol Federal Savings Bank's mortgage activity for 2015.

Mortgage Loan Application Totals for Capitol Federal Savings Bank by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Johnson County Kansas 1,807 $ 470,707,000 $ 260,000 $ 152,000
Sedgwick County Kansas 1,037 $ 173,763,000 $ 167,000 $ 112,000
Shawnee County Kansas 441 $ 60,141,000 $ 136,000 $ 92,000
Jackson County Missouri 380 $ 79,652,000 $ 209,000 $ 119,000
St. Louis County Missouri 295 $ 109,238,000 $ 370,000 $ 215,000
Douglas County Kansas 277 $ 51,040,000 $ 184,000 $ 115,000
Clay County Missouri 178 $ 39,662,000 $ 222,000 $ 141,000
Wyandotte County Kansas 134 $ 13,461,000 $ 100,000 $ 69,000
St. Charles County Missouri 132 $ 29,644,000 $ 224,000 $ 114,000
Platte County Missouri 118 $ 31,635,000 $ 268,000 $ 161,000
Dallas County Texas 110 $ 61,833,000 $ 562,000 $ 301,000
Riley County Kansas 108 $ 19,692,000 $ 182,000 $ 124,000
Butler County Kansas 107 $ 22,397,000 $ 209,000 $ 123,000
Boone County Missouri 76 $ 17,947,000 $ 236,000 $ 135,000
Williamson County Tennessee 74 $ 42,135,000 $ 569,000 $ 257,000
Greene County Missouri 69 $ 21,596,000 $ 312,000 $ 263,000
Cass County Missouri 60 $ 16,456,000 $ 274,000 $ 171,000
Travis County Texas 50 $ 27,879,000 $ 557,000 $ 284,000
Leavenworth County Kansas 49 $ 9,895,000 $ 201,000 $ 131,000
Miami County Kansas 46 $ 12,075,000 $ 262,000 $ 166,000
Pottawatomie County Kansas 43 $ 6,881,000 $ 160,000 $ 86,000
Collin County Texas 40 $ 20,184,000 $ 504,000 $ 252,000
Jefferson County Alabama 34 $ 19,017,000 $ 559,000 $ 315,000
Harris County Texas 33 $ 18,538,000 $ 561,000 $ 307,000
Lyon County Kansas 31 $ 2,981,000 $ 96,000 $ 96,000
Tarrant County Texas 31 $ 18,310,000 $ 590,000 $ 336,000
Jefferson County Missouri 29 $ 4,869,000 $ 167,000 $ 86,000
Fulton County Georgia 26 $ 13,994,000 $ 538,000 $ 252,000
Denton County Texas 26 $ 14,603,000 $ 561,000 $ 393,000
Denver County Colorado 25 $ 13,851,000 $ 554,000 $ 310,000
St. Louis City County Missouri 25 $ 5,759,000 $ 230,000 $ 115,000
Davidson County Tennessee 24 $ 14,169,000 $ 590,000 $ 296,000
Christian County Missouri 21 $ 6,775,000 $ 322,000 $ 180,000
Saline County Kansas 19 $ 2,097,000 $ 110,000 $ 65,000
Shelby County Tennessee 18 $ 8,232,000 $ 457,000 $ 250,000
Harvey County Kansas 16 $ 2,405,000 $ 150,000 $ 84,000
Jefferson County Kansas 16 $ 2,024,000 $ 126,000 $ 80,000
Chatham County Georgia 15 $ 7,043,000 $ 469,000 $ 243,000
Wabaunsee County Kansas 13 $ 1,711,000 $ 131,000 $ 58,000
Lancaster County Nebraska 13 $ 7,036,000 $ 541,000 $ 344,000
Jefferson County Colorado 12 $ 5,771,000 $ 480,000 $ 188,000
Bucks County Pennsylvania 12 $ 7,627,000 $ 635,000 $ 412,000
Fort Bend County Texas 12 $ 6,737,000 $ 561,000 $ 341,000
Cobb County Georgia 11 $ 4,426,000 $ 402,000 $ 296,000
Franklin County Missouri 11 $ 2,299,000 $ 209,000 $ 87,000
DeKalb County Georgia 10 $ 5,556,000 $ 555,000 $ 268,000
Tulsa County Oklahoma 10 $ 4,909,000 $ 490,000 $ 327,000
Oklahoma County Oklahoma 9 $ 4,864,000 $ 540,000 $ 498,000
Chester County Pennsylvania 9 $ 5,534,000 $ 614,000 $ 370,000
Douglas County Colorado 8 $ 4,393,000 $ 549,000 $ 198,000
Jackson County Kansas 7 $ 686,000 $ 98,000 $ 67,000
Osage County Kansas 7 $ 851,000 $ 121,000 $ 84,000
Sumner County Kansas 7 $ 1,484,000 $ 212,000 $ 120,000
Montgomery County Pennsylvania 7 $ 3,531,000 $ 504,000 $ 359,000
Charleston County South Carolina 7 $ 3,208,000 $ 458,000 $ 147,000
Sumner County Tennessee 7 $ 2,036,000 $ 290,000 $ 70,000
St. Clair County Illinois 6 $ 1,100,000 $ 183,000 $ 117,000
Mecklenburg County North Carolina 6 $ 3,179,000 $ 529,000 $ 260,000
Lubbock County Texas 6 $ 3,514,000 $ 585,000 $ 413,000
Arapahoe County Colorado 5 $ 1,876,000 $ 375,000 $ 141,000
Coffey County Kansas 5 $ 646,000 $ 129,000 $ 69,000
Franklin County Kansas 5 $ 563,000 $ 112,000 $ 77,000
Douglas County Nebraska 5 $ 2,724,000 $ 544,000 $ 362,000
Wake County North Carolina 5 $ 3,069,000 $ 613,000 $ 323,000
Berkeley County South Carolina 5 $ 2,587,000 $ 517,000 $ 205,000
Bexar County Texas 5 $ 2,359,000 $ 471,000 $ 213,000
Galveston County Texas 5 $ 2,502,000 $ 500,000 $ 701,000
Potter County Texas 5 $ 2,889,000 $ 577,000 $ 302,000
Baldwin County Alabama 4 $ 2,106,000 $ 526,000 $ 311,000
Adams County Colorado 4 $ 1,908,000 $ 477,000 $ 202,000
McPherson County Kansas 4 $ 848,000 $ 212,000 $ 151,000
Middlesex County Massachusetts 4 $ 2,361,000 $ 590,000 $ 316,000
Lafayette County Mississippi 4 $ 3,260,000 $ 815,000 $ 444,000
Taney County Missouri 4 $ 1,544,000 $ 386,000 $ 226,000
Forsyth County North Carolina 4 $ 2,548,000 $ 637,000 $ 335,000
New Hanover County North Carolina 4 $ 2,492,000 $ 623,000 $ 297,000
Delaware County Pennsylvania 4 $ 2,534,000 $ 633,000 $ 397,000
Rutherford County Tennessee 4 $ 2,167,000 $ 541,000 $ 471,000
Montgomery County Texas 4 $ 2,116,000 $ 529,000 $ 331,000
Lee County Alabama 3 $ 2,359,000 $ 786,000 $ 657,000
Madison County Alabama 3 $ 1,203,000 $ 401,000 $ 136,000
Benton County Arkansas 3 $ 1,191,000 $ 397,000 $ 193,000
Pulaski County Arkansas 3 $ 1,834,000 $ 611,000 $ 380,000
Geary County Kansas 3 $ 168,000 $ 56,000 $ 38,000
Kingman County Kansas 3 $ 565,000 $ 188,000 $ 71,000
East Baton Rouge County Louisiana 3 $ 1,774,000 $ 591,000 $ 232,000
Cumberland County Maine 3 $ 1,213,000 $ 404,000 $ 208,000
Lincoln County Missouri 3 $ 517,000 $ 172,000 $ 95,000
Randolph County Missouri 3 $ 375,000 $ 125,000 $ 56,000
Warren County Missouri 3 $ 780,000 $ 260,000 $ 103,000
Obion County Tennessee 3 $ 603,000 $ 201,000 $ 88,000
Wilson County Tennessee 3 $ 1,230,000 $ 410,000 $ 152,000
Mobile County Alabama 2 $ 1,336,000 $ 668,000 $ 296,000
Craighead County Arkansas 2 $ 1,114,000 $ 557,000 $ 280,000
El Paso County Colorado 2 $ 1,031,000 $ 515,000 $ 256,000
Fayette County Georgia 2 $ 930,000 $ 465,000 $ 226,000
Forsyth County Georgia 2 $ 922,000 $ 461,000 $ 174,000
Madison County Illinois 2 $ 559,000 $ 279,000 $ 96,000
Cowley County Kansas 2 $ 338,000 $ 169,000 $ 122,000
Greenwood County Kansas 2 $ 110,000 $ 55,000 $ 60,000
Marshall County Kansas 2 $ 190,000 $ 95,000 $ 37,000
Morris County Kansas 2 $ 328,000 $ 164,000 $ 89,000
Reno County Kansas 2 $ 441,000 $ 220,000 $ 118,000
Caddo County Louisiana 2 $ 1,163,000 $ 581,000 $ 346,000
Norfolk County Massachusetts 2 $ 1,063,000 $ 531,000 $ 362,000
Camden County Missouri 2 $ 355,000 $ 177,000 $ 406,000
Cole County Missouri 2 $ 192,000 $ 96,000 $ 47,000
Stone County Missouri 2 $ 706,000 $ 353,000 $ 110,000
Dodge County Nebraska 2 $ 1,009,000 $ 504,000 $ 229,000
Guilford County North Carolina 2 $ 1,048,000 $ 524,000 $ 530,000
Cheatham County Tennessee 2 $ 317,000 $ 158,000 $ 127,000
Brazoria County Texas 2 $ 963,000 $ 481,000 $ 220,000
Comal County Texas 2 $ 632,000 $ 316,000 $ 144,000
Kaufman County Texas 2 $ 628,000 $ 314,000 $ 322,000
Randall County Texas 2 $ 1,270,000 $ 635,000 $ 327,000
Rockwall County Texas 2 $ 1,025,000 $ 512,000 $ 250,000
Williamson County Texas 2 $ 930,000 $ 465,000 $ 304,000
Washington County Arkansas 1 $ 583,000 $ 583,000 $ 228,000
Elbert County Colorado 1 $ 459,000 $ 459,000 $ 108,000
Okaloosa County Florida 1 $ 683,000 $ 683,000 $ 247,000
Bryan County Georgia 1 $ 495,000 $ 495,000 $ 155,000
Cherokee County Georgia 1 $ 535,000 $ 535,000 $ 165,000
Atchison County Kansas 1 $ 115,000 $ 115,000 $ 69,000
Chase County Kansas 1 $ 47,000 $ 47,000 $ 32,000
Ellsworth County Kansas 1 $ 56,000 $ 56,000 $ 19,000
Marion County Kansas 1 $ 84,000 $ 84,000 $ 42,000
Ascension County Louisiana 1 $ 900,000 $ 900,000 $ 460,000
Ouachita County Louisiana 1 $ 226,000 $ 226,000 $ 85,000
Androscoggin County Maine 1 $ 110,000 $ 110,000 $ 114,000
Sagadahoc County Maine 1 $ 132,000 $ 132,000 $ 58,000
York County Maine 1 $ 675,000 $ 675,000 $ 263,000
Essex County Massachusetts 1 $ 747,000 $ 747,000 $ 406,000
Lee County Mississippi 1 $ 612,000 $ 612,000 $ 795,000
Madison County Mississippi 1 $ 675,000 $ 675,000 $ 245,000
Oktibbeha County Mississippi 1 $ 574,000 $ 574,000 $ 256,000
Audrain County Missouri 1 $ 71,000 $ 71,000 $ 51,000
Benton County Missouri 1 $ 110,000 $ 110,000 $ 66,000
Caldwell County Missouri 1 $ 71,000 $ 71,000 $ 36,000
Callaway County Missouri 1 $ 111,000 $ 111,000 $ 45,000
Clinton County Missouri 1 $ 167,000 $ 167,000 $ 88,000
Daviess County Missouri 1 $ 92,000 $ 92,000 $ 102,000
Johnson County Missouri 1 $ 395,000 $ 395,000 $ 194,000
Morgan County Missouri 1 $ 130,000 $ 130,000 $ 268,000
Pettis County Missouri 1 $ 188,000 $ 188,000 $ 114,000
Webster County Missouri 1 $ 210,000 $ 210,000 $ 125,000
Cass County Nebraska 1 $ 447,000 $ 447,000 $ 214,000
Hillsborough County New Hampshire 1 $ 497,000 $ 497,000 $ 630,000
Rockingham County New Hampshire 1 $ 411,000 $ 411,000 $ 125,000
Alamance County North Carolina 1 $ 639,000 $ 639,000 $ 225,000
Davidson County North Carolina 1 $ 486,000 $ 486,000 $ 187,000
Durham County North Carolina 1 $ 680,000 $ 680,000 $ 200,000
Union County North Carolina 1 $ 648,000 $ 648,000 $ 1,082,000
Logan County Oklahoma 1 $ 576,000 $ 576,000 $ 226,000
Philadelphia County Pennsylvania 1 $ 608,000 $ 608,000 $ 293,000
Lexington County South Carolina 1 $ 490,000 $ 490,000 $ 181,000
Blount County Tennessee 1 $ 182,000 $ 182,000 $ 110,000
Dickson County Tennessee 1 $ 120,000 $ 120,000 $ 100,000
Fayette County Tennessee 1 $ 480,000 $ 480,000 $ 163,000
Hamilton County Tennessee 1 $ 650,000 $ 650,000 $ 597,000
Madison County Tennessee 1 $ 620,000 $ 620,000 $ 459,000
Maury County Tennessee 1 $ 503,000 $ 503,000 $ 157,000
Robertson County Tennessee 1 $ 398,000 $ 398,000 $ 250,000
Tipton County Tennessee 1 $ 88,000 $ 88,000 $ 110,000
Weakley County Tennessee 1 $ 76,000 $ 76,000 $ 53,000
Brazos County Texas 1 $ 523,000 $ 523,000 $ 242,000
Gaines County Texas 1 $ 546,000 $ 546,000 $ 727,000
Hays County Texas 1 $ 520,000 $ 520,000 $ 232,000
Johnson County Texas 1 $ 330,000 $ 330,000 $ 80,000
Midland County Texas 1 $ 480,000 $ 480,000 $ 322,000
Parker County Texas 1 $ 724,000 $ 724,000 $ 495,000
Smith County Texas 1 $ 115,000 $ 115,000 $ 59,000

Mortgage Loan Application Detail Totals for Capitol Federal Savings Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,890 $970,044,000 $249,000 $1,500,000 $135,000 $2,868,000
Refinancing 2,670 $714,395,000 $267,000 $1,550,000 $169,000 $2,849,000
Home Improvement 462 $77,419,000 $167,000 $1,000,000 $118,000 $758,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,691 $1,453,126,000 $255,000 $1,550,000 $149,000 $2,868,000
Not Provided 628 $166,239,000 $264,000 $1,200,000 $166,000 $2,771,000
Asian 289 $69,719,000 $241,000 $1,000,000 $137,000 $1,179,000
Black or African American 188 $29,883,000 $158,000 $747,000 $86,000 $568,000
Hispanic 182 $33,391,000 $183,000 $900,000 $104,000 $818,000
American Indian or Alaskan Native 36 $6,884,000 $191,000 $623,000 $103,000 $448,000
Native Hawaiian or Other Pacific Islander 8 $2,616,000 $327,000 $675,000 $136,000 $286,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,022 $1,761,858,000 $250,000 $1,550,000 $147,000 $2,868,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,168 $1,396,862,000 $270,000 $1,500,000 $162,000 $2,849,000
Preapproval Denied by Financial Institution 580 $92,225,000 $159,000 $1,475,000 $72,000 $2,868,000
Application Denied By Financial Institution 513 $103,242,000 $201,000 $900,000 $90,000 $1,059,000
Application Withdrawn By Applicant 365 $78,715,000 $215,000 $1,000,000 $145,000 $2,580,000
Application Approved But Not Accepted 217 $53,967,000 $248,000 $1,500,000 $139,000 $753,000
File Closed For Incompleteness 179 $36,847,000 $205,000 $1,550,000 $137,000 $1,250,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 482 $67,927,000 $140,000 $863,000 $76,000 $1,279,000
Debt-To-Income Ratio 418 $89,201,000 $213,000 $900,000 $65,000 $393,000
Collateral 82 $19,446,000 $237,000 $898,000 $153,000 $1,059,000
Other 45 $9,951,000 $221,000 $1,475,000 $156,000 $2,868,000
Employment History 44 $5,695,000 $129,000 $372,000 $52,000 $247,000
Unverifiable Information 17 $2,850,000 $167,000 $500,000 $78,000 $466,000
Insufficient Cash (Downpayment, Closing Cost) 5 $397,000 $79,000 $147,000 $56,000 $101,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Capitol Federal Savings Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Capitol Federal Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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