Capitol Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Capitol Federal Savings Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capitol Federal Savings Bank 700 S Kansas Ave Topeka, KS 66603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,271 |
| Total Mortgage Loan Application Amount | $1,368,235,000 |
| Average Mortgage Loan Application Amount | $167,800 |
| Highest Mortgage Loan Application Amount | $3,365,000 |
| Average Applicant Income | $138,400 |
| Highest Applicant Income | $3,696,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Capitol Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capitol Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Capitol Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capitol Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Capitol Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capitol Federal Savings Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 1,712 | $ 374,630,000 | $ 218,000 | $ 156,000 |
| Sedgwick County Kansas | 845 | $ 117,385,000 | $ 138,000 | $ 112,000 |
| Shawnee County Kansas | 495 | $ 58,415,000 | $ 118,000 | $ 98,000 |
| Jackson County Missouri | 383 | $ 75,895,000 | $ 198,000 | $ 135,000 |
| Douglas County Kansas | 256 | $ 47,730,000 | $ 186,000 | $ 144,000 |
| Clay County Missouri | 145 | $ 27,935,000 | $ 192,000 | $ 135,000 |
| Wyandotte County Kansas | 116 | $ 12,200,000 | $ 105,000 | $ 65,000 |
| Platte County Missouri | 96 | $ 25,650,000 | $ 267,000 | $ 158,000 |
| Riley County Kansas | 90 | $ 15,080,000 | $ 167,000 | $ 124,000 |
| Butler County Kansas | 86 | $ 12,870,000 | $ 149,000 | $ 119,000 |
| Cass County Missouri | 67 | $ 17,575,000 | $ 262,000 | $ 144,000 |
| Greene County Missouri | 62 | $ 26,830,000 | $ 432,000 | $ 318,000 |
| Lyon County Kansas | 53 | $ 6,475,000 | $ 122,000 | $ 93,000 |
| Leavenworth County Kansas | 52 | $ 10,550,000 | $ 202,000 | $ 123,000 |
| Miami County Kansas | 47 | $ 10,695,000 | $ 227,000 | $ 135,000 |
| Dallas County Texas | 42 | $ 25,680,000 | $ 611,000 | $ 377,000 |
| Williamson County Tennessee | 39 | $ 20,665,000 | $ 529,000 | $ 260,000 |
| St. Louis County Missouri | 35 | $ 16,585,000 | $ 473,000 | $ 234,000 |
| Travis County Texas | 31 | $ 17,485,000 | $ 564,000 | $ 257,000 |
| Jefferson County Kansas | 30 | $ 4,500,000 | $ 150,000 | $ 84,000 |
| Harris County Texas | 30 | $ 13,810,000 | $ 460,000 | $ 282,000 |
| Pottawatomie County Kansas | 28 | $ 4,360,000 | $ 155,000 | $ 106,000 |
| Boone County Missouri | 28 | $ 6,400,000 | $ 228,000 | $ 127,000 |
| Saline County Kansas | 27 | $ 3,245,000 | $ 120,000 | $ 83,000 |
| Lancaster County Nebraska | 22 | $ 11,630,000 | $ 528,000 | $ 385,000 |
| Tarrant County Texas | 21 | $ 11,715,000 | $ 557,000 | $ 288,000 |
| Harvey County Kansas | 19 | $ 2,475,000 | $ 130,000 | $ 94,000 |
| Osage County Kansas | 19 | $ 1,545,000 | $ 81,000 | $ 68,000 |
| Collin County Texas | 19 | $ 11,255,000 | $ 592,000 | $ 332,000 |
| Denton County Texas | 15 | $ 9,085,000 | $ 605,000 | $ 431,000 |
| Williamson County Texas | 14 | $ 5,720,000 | $ 408,000 | $ 209,000 |
| Montgomery County Pennsylvania | 13 | $ 6,325,000 | $ 486,000 | $ 215,000 |
| Davidson County Tennessee | 13 | $ 6,505,000 | $ 500,000 | $ 213,000 |
| Fort Bend County Texas | 13 | $ 5,985,000 | $ 460,000 | $ 218,000 |
| Montgomery County Texas | 13 | $ 6,245,000 | $ 480,000 | $ 283,000 |
| Christian County Missouri | 11 | $ 4,195,000 | $ 381,000 | $ 191,000 |
| Cobb County Georgia | 10 | $ 5,280,000 | $ 528,000 | $ 231,000 |
| Douglas County Nebraska | 10 | $ 5,030,000 | $ 503,000 | $ 277,000 |
| Guilford County North Carolina | 8 | $ 2,190,000 | $ 273,000 | $ 150,000 |
| Hays County Texas | 8 | $ 4,150,000 | $ 518,000 | $ 224,000 |
| Wabaunsee County Kansas | 7 | $ 805,000 | $ 115,000 | $ 71,000 |
| St. Charles County Missouri | 7 | $ 3,215,000 | $ 459,000 | $ 453,000 |
| Bucks County Pennsylvania | 7 | $ 3,665,000 | $ 523,000 | $ 329,000 |
| Brazos County Texas | 7 | $ 3,125,000 | $ 446,000 | $ 248,000 |
| Jefferson County Alabama | 6 | $ 2,840,000 | $ 473,000 | $ 238,000 |
| Cowley County Kansas | 6 | $ 940,000 | $ 156,000 | $ 76,000 |
| Franklin County Kansas | 6 | $ 600,000 | $ 100,000 | $ 118,000 |
| Parker County Texas | 6 | $ 2,160,000 | $ 360,000 | $ 206,000 |
| DeKalb County Georgia | 5 | $ 3,145,000 | $ 629,000 | $ 213,000 |
| Fulton County Georgia | 5 | $ 3,415,000 | $ 683,000 | $ 251,000 |
| Coffey County Kansas | 5 | $ 555,000 | $ 111,000 | $ 53,000 |
| Jackson County Kansas | 5 | $ 625,000 | $ 125,000 | $ 100,000 |
| Reno County Kansas | 5 | $ 365,000 | $ 73,000 | $ 81,000 |
| Madison County Mississippi | 5 | $ 3,085,000 | $ 617,000 | $ 381,000 |
| Brazoria County Texas | 5 | $ 1,055,000 | $ 211,000 | $ 114,000 |
| Henderson County Texas | 5 | $ 1,815,000 | $ 363,000 | $ 211,000 |
| Chatham County Georgia | 4 | $ 2,060,000 | $ 515,000 | $ 186,000 |
| Dickinson County Kansas | 4 | $ 360,000 | $ 90,000 | $ 52,000 |
| McPherson County Kansas | 4 | $ 340,000 | $ 85,000 | $ 77,000 |
| Middlesex County Massachusetts | 4 | $ 2,260,000 | $ 565,000 | $ 201,000 |
| Johnson County Missouri | 4 | $ 600,000 | $ 150,000 | $ 123,000 |
| Cass County Nebraska | 4 | $ 1,270,000 | $ 317,000 | $ 129,000 |
| Tulsa County Oklahoma | 4 | $ 1,230,000 | $ 307,000 | $ 156,000 |
| Philadelphia County Pennsylvania | 4 | $ 1,890,000 | $ 472,000 | $ 128,000 |
| Shelby County Tennessee | 4 | $ 2,410,000 | $ 602,000 | $ 430,000 |
| Comal County Texas | 4 | $ 1,720,000 | $ 430,000 | $ 190,000 |
| Galveston County Texas | 4 | $ 2,390,000 | $ 597,000 | $ 327,000 |
| Shelby County Alabama | 3 | $ 1,435,000 | $ 478,000 | $ 216,000 |
| Chase County Kansas | 3 | $ 185,000 | $ 61,000 | $ 40,000 |
| Clay County Kansas | 3 | $ 275,000 | $ 91,000 | $ 73,000 |
| Geary County Kansas | 3 | $ 155,000 | $ 51,000 | $ 51,000 |
| Marion County Kansas | 3 | $ 305,000 | $ 101,000 | $ 52,000 |
| Morris County Kansas | 3 | $ 585,000 | $ 195,000 | $ 162,000 |
| Sumner County Kansas | 3 | $ 425,000 | $ 141,000 | $ 68,000 |
| Rutherford County Tennessee | 3 | $ 1,515,000 | $ 505,000 | $ 338,000 |
| Bastrop County Texas | 3 | $ 675,000 | $ 225,000 | $ 181,000 |
| Cooke County Texas | 3 | $ 415,000 | $ 138,000 | $ 49,000 |
| Potter County Texas | 3 | $ 2,085,000 | $ 695,000 | $ 455,000 |
| Rockwall County Texas | 3 | $ 1,315,000 | $ 438,000 | $ 287,000 |
| Victoria County Texas | 3 | $ 845,000 | $ 281,000 | $ 138,000 |
| Madison County Alabama | 2 | $ 1,050,000 | $ 525,000 | $ 479,000 |
| Cherokee County Georgia | 2 | $ 980,000 | $ 490,000 | $ 135,000 |
| Kingman County Kansas | 2 | $ 210,000 | $ 105,000 | $ 77,000 |
| Essex County Massachusetts | 2 | $ 1,350,000 | $ 675,000 | $ 286,000 |
| Worcester County Massachusetts | 2 | $ 540,000 | $ 270,000 | $ 130,000 |
| Lafayette County Mississippi | 2 | $ 1,210,000 | $ 605,000 | $ 401,000 |
| Bates County Missouri | 2 | $ 380,000 | $ 190,000 | $ 70,000 |
| Caldwell County Missouri | 2 | $ 220,000 | $ 110,000 | $ 21,000 |
| Clinton County Missouri | 2 | $ 380,000 | $ 190,000 | $ 92,000 |
| Ray County Missouri | 2 | $ 270,000 | $ 135,000 | $ 86,000 |
| Sarpy County Nebraska | 2 | $ 1,230,000 | $ 615,000 | $ 342,000 |
| Burlington County New Jersey | 2 | $ 1,030,000 | $ 515,000 | $ 336,000 |
| Forsyth County North Carolina | 2 | $ 860,000 | $ 430,000 | $ 252,000 |
| Mecklenburg County North Carolina | 2 | $ 980,000 | $ 490,000 | $ 289,000 |
| Oklahoma County Oklahoma | 2 | $ 990,000 | $ 495,000 | $ 211,000 |
| Chester County Pennsylvania | 2 | $ 1,010,000 | $ 505,000 | $ 236,000 |
| Delaware County Pennsylvania | 2 | $ 380,000 | $ 190,000 | $ 71,000 |
| York County South Carolina | 2 | $ 1,180,000 | $ 590,000 | $ 178,000 |
| Wilson County Tennessee | 2 | $ 470,000 | $ 235,000 | $ 81,000 |
| Bexar County Texas | 2 | $ 1,060,000 | $ 530,000 | $ 255,000 |
| Lubbock County Texas | 2 | $ 1,210,000 | $ 605,000 | $ 370,000 |
| Nueces County Texas | 2 | $ 780,000 | $ 390,000 | $ 212,000 |
| Randall County Texas | 2 | $ 1,460,000 | $ 730,000 | $ 430,000 |
| Baldwin County Alabama | 1 | $ 405,000 | $ 405,000 | $ 171,000 |
| Mobile County Alabama | 1 | $ 515,000 | $ 515,000 | $ 196,000 |
| Tuscaloosa County Alabama | 1 | $ 685,000 | $ 685,000 | $ 363,000 |
| Pulaski County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 216,000 |
| Boulder County Colorado | 1 | $ 305,000 | $ 305,000 | $ 135,000 |
| El Paso County Colorado | 1 | $ 645,000 | $ 645,000 | $ 347,000 |
| Jefferson County Colorado | 1 | $ 425,000 | $ 425,000 | $ 139,000 |
| Larimer County Colorado | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| Routt County Colorado | 1 | $ 595,000 | $ 595,000 | $ 704,000 |
| Middlesex County Connecticut | 1 | $ 555,000 | $ 555,000 | $ 249,000 |
| New Castle County Delaware | 1 | $ 385,000 | $ 385,000 | $ 242,000 |
| Manatee County Florida | 1 | $ 3,365,000 | $ 3,365,000 | $ 0 |
| Barrow County Georgia | 1 | $ 725,000 | $ 725,000 | $ 313,000 |
| Bartow County Georgia | 1 | $ 515,000 | $ 515,000 | $ 212,000 |
| Coweta County Georgia | 1 | $ 335,000 | $ 335,000 | $ 95,000 |
| Forsyth County Georgia | 1 | $ 385,000 | $ 385,000 | $ 185,000 |
| Paulding County Georgia | 1 | $ 455,000 | $ 455,000 | $ 153,000 |
| Peoria County Illinois | 1 | $ 35,000 | $ 35,000 | $ 22,000 |
| Greenwood County Kansas | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Linn County Kansas | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Marshall County Kansas | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Ottawa County Kansas | 1 | $ 115,000 | $ 115,000 | $ 87,000 |
| East Baton Rouge County Louisiana | 1 | $ 615,000 | $ 615,000 | $ 385,000 |
| Lee County Mississippi | 1 | $ 465,000 | $ 465,000 | $ 320,000 |
| Rankin County Mississippi | 1 | $ 735,000 | $ 735,000 | $ 208,000 |
| Barry County Missouri | 1 | $ 425,000 | $ 425,000 | $ 641,000 |
| Buchanan County Missouri | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Camden County Missouri | 1 | $ 615,000 | $ 615,000 | $ 187,000 |
| Franklin County Missouri | 1 | $ 625,000 | $ 625,000 | $ 644,000 |
| Gentry County Missouri | 1 | $ 435,000 | $ 435,000 | $ 444,000 |
| Henry County Missouri | 1 | $ 235,000 | $ 235,000 | $ 185,000 |
| Hickory County Missouri | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Jasper County Missouri | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| Laclede County Missouri | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Lawrence County Missouri | 1 | $ 55,000 | $ 55,000 | $ 101,000 |
| Morgan County Missouri | 1 | $ 255,000 | $ 255,000 | $ 220,000 |
| St. Louis City County Missouri | 1 | $ 75,000 | $ 75,000 | $ 396,000 |
| Stone County Missouri | 1 | $ 475,000 | $ 475,000 | $ 576,000 |
| Taney County Missouri | 1 | $ 395,000 | $ 395,000 | $ 421,000 |
| Adams County Nebraska | 1 | $ 655,000 | $ 655,000 | $ 400,000 |
| Saunders County Nebraska | 1 | $ 495,000 | $ 495,000 | $ 183,000 |
| Seward County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Hillsborough County New Hampshire | 1 | $ 405,000 | $ 405,000 | $ 188,000 |
| Merrimack County New Hampshire | 1 | $ 285,000 | $ 285,000 | $ 156,000 |
| Camden County New Jersey | 1 | $ 295,000 | $ 295,000 | $ 141,000 |
| Somerset County New Jersey | 1 | $ 795,000 | $ 795,000 | $ 451,000 |
| Henderson County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 86,000 |
| Randolph County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 375,000 |
| Union County North Carolina | 1 | $ 635,000 | $ 635,000 | $ 224,000 |
| Wake County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 114,000 |
| Cleveland County Oklahoma | 1 | $ 385,000 | $ 385,000 | $ 155,000 |
| Wagoner County Oklahoma | 1 | $ 535,000 | $ 535,000 | $ 188,000 |
| Lehigh County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 189,000 |
| Beaufort County South Carolina | 1 | $ 645,000 | $ 645,000 | $ 263,000 |
| Charleston County South Carolina | 1 | $ 765,000 | $ 765,000 | $ 280,000 |
| Knox County Tennessee | 1 | $ 905,000 | $ 905,000 | $ 306,000 |
| Maury County Tennessee | 1 | $ 555,000 | $ 555,000 | $ 225,000 |
| Burleson County Texas | 1 | $ 265,000 | $ 265,000 | $ 128,000 |
| Burnet County Texas | 1 | $ 485,000 | $ 485,000 | $ 197,000 |
| Harrison County Texas | 1 | $ 725,000 | $ 725,000 | $ 560,000 |
| Jackson County Texas | 1 | $ 185,000 | $ 185,000 | $ 103,000 |
| Kaufman County Texas | 1 | $ 245,000 | $ 245,000 | $ 141,000 |
| Liberty County Texas | 1 | $ 285,000 | $ 285,000 | $ 184,000 |
| Live Oak County Texas | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| McLennan County Texas | 1 | $ 465,000 | $ 465,000 | $ 211,000 |
| San Patricio County Texas | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Van Zandt County Texas | 1 | $ 205,000 | $ 205,000 | $ 117,000 |
| Wise County Texas | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Wood County Texas | 1 | $ 285,000 | $ 285,000 | $ 113,000 |
| Arlington County Virginia | 1 | $ 905,000 | $ 905,000 | $ 538,000 |
| Fairfax County Virginia | 1 | $ 425,000 | $ 425,000 | $ 126,000 |
| Loudoun County Virginia | 1 | $ 1,595,000 | $ 1,595,000 | $ 698,000 |
Mortgage Loan Application Detail Totals for Capitol Federal Savings Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,740 | $993,350,000 | $265,000 | $3,365,000 | $139,000 | $2,199,000 |
| Home Improvement | 828 | $54,410,000 | $65,000 | $995,000 | $132,000 | $3,696,000 |
| Refinancing | 735 | $162,145,000 | $220,000 | $1,705,000 | $153,000 | $2,063,000 |
| Cash-out Refinancing | 579 | $138,585,000 | $239,000 | $2,425,000 | $155,000 | $2,073,000 |
| Other Purpose | 389 | $19,745,000 | $50,000 | $505,000 | $113,000 | $1,800,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,997 | $1,106,045,000 | $221,000 | $1,705,000 | $142,000 | $2,199,000 |
| Not Provided | 529 | $111,745,000 | $211,000 | $1,595,000 | $153,000 | $928,000 |
| Asian | 223 | $53,735,000 | $240,000 | $1,455,000 | $117,000 | $2,112,000 |
| Hispanic | 221 | $41,665,000 | $188,000 | $1,955,000 | $125,000 | $3,696,000 |
| Black or African American | 172 | $23,190,000 | $134,000 | $1,005,000 | $89,000 | $817,000 |
| Not applicable | 74 | $21,830,000 | $295,000 | $3,365,000 | $50,000 | $56,000 |
| American Indian or Alaskan Native | 33 | $4,215,000 | $127,000 | $385,000 | $78,000 | $405,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $855,000 | $285,000 | $495,000 | $111,000 | $220,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,271 | $1,368,235,000 | $218,000 | $3,365,000 | $139,000 | $3,696,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,109 | $968,765,000 | $235,000 | $3,365,000 | $156,000 | $2,199,000 |
| Preapproval Approved but not Accepted | 613 | $147,515,000 | $240,000 | $1,955,000 | $103,000 | $1,162,000 |
| Application Withdrawn By Applicant | 465 | $85,885,000 | $184,000 | $1,455,000 | $151,000 | $3,696,000 |
| Application Denied By Financial Institution | 425 | $53,085,000 | $124,000 | $995,000 | $84,000 | $940,000 |
| Preapproval Denied by Financial Institution | 343 | $58,395,000 | $170,000 | $1,205,000 | $64,000 | $521,000 |
| Application Approved But Not Accepted | 176 | $37,830,000 | $214,000 | $885,000 | $139,000 | $712,000 |
| File Closed For Incompleteness | 140 | $16,760,000 | $119,000 | $765,000 | $133,000 | $886,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,503 | $1,256,755,000 | $228,000 | $3,365,000 | $148,000 | $3,696,000 |
| Debt-To-Income Ratio | 357 | $51,205,000 | $143,000 | $905,000 | $64,000 | $345,000 |
| Credit History | 313 | $40,065,000 | $128,000 | $645,000 | $70,000 | $629,000 |
| Collateral | 47 | $10,495,000 | $223,000 | $995,000 | $176,000 | $940,000 |
| Employment History | 14 | $2,120,000 | $151,000 | $385,000 | $33,000 | $179,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $980,000 | $70,000 | $255,000 | $99,000 | $169,000 |
| Other | 13 | $5,125,000 | $394,000 | $1,205,000 | $213,000 | $521,000 |
| Unverifiable Information | 9 | $1,135,000 | $126,000 | $325,000 | $19,000 | $80,000 |
| Mortgage Insurance Denied | 1 | $355,000 | $355,000 | $355,000 | $285,000 | $285,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capitol Federal Savings Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capitol Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.