Capitol Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Capitol Federal Savings Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capitol Federal Savings Bank 700 S Kansas Ave Topeka, KS 66603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 8,667 |
| Total Mortgage Loan Application Amount | $2,263,035,000 |
| Average Mortgage Loan Application Amount | $199,400 |
| Highest Mortgage Loan Application Amount | $6,915,000 |
| Average Applicant Income | $175,400 |
| Highest Applicant Income | $7,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Capitol Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capitol Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Capitol Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capitol Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Capitol Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capitol Federal Savings Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 2,828 | $ 800,030,000 | $ 282,000 | $ 192,000 |
| Sedgwick County Kansas | 1,109 | $ 185,435,000 | $ 167,000 | $ 123,000 |
| Shawnee County Kansas | 659 | $ 89,245,000 | $ 135,000 | $ 113,000 |
| Jackson County Missouri | 545 | $ 136,355,000 | $ 250,000 | $ 176,000 |
| Douglas County Kansas | 297 | $ 61,015,000 | $ 205,000 | $ 132,000 |
| Clay County Missouri | 241 | $ 55,285,000 | $ 229,000 | $ 176,000 |
| Wyandotte County Kansas | 152 | $ 20,070,000 | $ 132,000 | $ 101,000 |
| Platte County Missouri | 141 | $ 38,415,000 | $ 272,000 | $ 184,000 |
| Riley County Kansas | 137 | $ 25,755,000 | $ 187,000 | $ 132,000 |
| Butler County Kansas | 117 | $ 21,475,000 | $ 183,000 | $ 139,000 |
| Leavenworth County Kansas | 79 | $ 17,625,000 | $ 223,000 | $ 138,000 |
| Miami County Kansas | 76 | $ 19,810,000 | $ 260,000 | $ 164,000 |
| Cass County Missouri | 75 | $ 24,215,000 | $ 322,000 | $ 195,000 |
| Greene County Missouri | 65 | $ 23,115,000 | $ 355,000 | $ 346,000 |
| Pottawatomie County Kansas | 58 | $ 11,250,000 | $ 193,000 | $ 105,000 |
| Harris County Texas | 53 | $ 32,865,000 | $ 620,000 | $ 312,000 |
| St. Louis County Missouri | 52 | $ 30,800,000 | $ 592,000 | $ 372,000 |
| Williamson County Tennessee | 52 | $ 33,750,000 | $ 649,000 | $ 334,000 |
| Dallas County Texas | 49 | $ 33,515,000 | $ 683,000 | $ 367,000 |
| Boone County Missouri | 43 | $ 8,475,000 | $ 197,000 | $ 120,000 |
| Travis County Texas | 40 | $ 25,320,000 | $ 633,000 | $ 284,000 |
| Jefferson County Kansas | 39 | $ 5,655,000 | $ 145,000 | $ 102,000 |
| Lyon County Kansas | 39 | $ 5,585,000 | $ 143,000 | $ 143,000 |
| Tarrant County Texas | 38 | $ 25,050,000 | $ 659,000 | $ 433,000 |
| Christian County Missouri | 34 | $ 12,130,000 | $ 356,000 | $ 285,000 |
| Saline County Kansas | 29 | $ 2,845,000 | $ 98,000 | $ 93,000 |
| Davidson County Tennessee | 28 | $ 20,310,000 | $ 725,000 | $ 256,000 |
| Harvey County Kansas | 19 | $ 2,175,000 | $ 114,000 | $ 82,000 |
| Bucks County Pennsylvania | 18 | $ 9,500,000 | $ 527,000 | $ 253,000 |
| Franklin County Kansas | 16 | $ 3,200,000 | $ 200,000 | $ 124,000 |
| St. Charles County Missouri | 15 | $ 7,085,000 | $ 472,000 | $ 264,000 |
| Montgomery County Pennsylvania | 15 | $ 8,575,000 | $ 571,000 | $ 275,000 |
| Chester County Pennsylvania | 14 | $ 8,940,000 | $ 638,000 | $ 244,000 |
| Collin County Texas | 14 | $ 8,530,000 | $ 609,000 | $ 289,000 |
| Essex County Massachusetts | 12 | $ 7,580,000 | $ 631,000 | $ 241,000 |
| Middlesex County Massachusetts | 12 | $ 9,100,000 | $ 758,000 | $ 458,000 |
| Randall County Texas | 12 | $ 7,180,000 | $ 598,000 | $ 498,000 |
| Philadelphia County Pennsylvania | 11 | $ 6,025,000 | $ 547,000 | $ 242,000 |
| Denton County Texas | 10 | $ 6,480,000 | $ 648,000 | $ 362,000 |
| Montgomery County Texas | 10 | $ 5,510,000 | $ 551,000 | $ 313,000 |
| Geary County Kansas | 9 | $ 1,155,000 | $ 128,000 | $ 77,000 |
| Jackson County Kansas | 9 | $ 855,000 | $ 95,000 | $ 191,000 |
| Osage County Kansas | 9 | $ 795,000 | $ 88,000 | $ 77,000 |
| Wabaunsee County Kansas | 9 | $ 1,245,000 | $ 138,000 | $ 140,000 |
| Camden County Missouri | 9 | $ 2,545,000 | $ 282,000 | $ 195,000 |
| Lancaster County Nebraska | 9 | $ 5,265,000 | $ 585,000 | $ 493,000 |
| Sumner County Kansas | 8 | $ 920,000 | $ 115,000 | $ 78,000 |
| Douglas County Nebraska | 8 | $ 5,880,000 | $ 735,000 | $ 444,000 |
| Camden County New Jersey | 8 | $ 5,260,000 | $ 657,000 | $ 361,000 |
| Delaware County Pennsylvania | 8 | $ 4,850,000 | $ 606,000 | $ 488,000 |
| Jefferson County Alabama | 7 | $ 4,355,000 | $ 622,000 | $ 269,000 |
| Mecklenburg County North Carolina | 7 | $ 5,545,000 | $ 792,000 | $ 580,000 |
| Mobile County Alabama | 6 | $ 3,670,000 | $ 611,000 | $ 323,000 |
| Rutherford County Tennessee | 6 | $ 3,510,000 | $ 585,000 | $ 301,000 |
| Shelby County Tennessee | 6 | $ 3,480,000 | $ 580,000 | $ 440,000 |
| Cowley County Kansas | 5 | $ 775,000 | $ 155,000 | $ 108,000 |
| East Baton Rouge County Louisiana | 5 | $ 3,255,000 | $ 651,000 | $ 647,000 |
| Worcester County Massachusetts | 5 | $ 2,575,000 | $ 515,000 | $ 175,000 |
| Sarpy County Nebraska | 5 | $ 3,185,000 | $ 637,000 | $ 285,000 |
| Union County North Carolina | 5 | $ 3,835,000 | $ 767,000 | $ 381,000 |
| Tulsa County Oklahoma | 5 | $ 2,735,000 | $ 547,000 | $ 247,000 |
| Polk County Iowa | 4 | $ 780,000 | $ 195,000 | $ 116,000 |
| Clay County Kansas | 4 | $ 620,000 | $ 155,000 | $ 99,000 |
| Dickinson County Kansas | 4 | $ 520,000 | $ 130,000 | $ 94,000 |
| McPherson County Kansas | 4 | $ 650,000 | $ 162,000 | $ 103,000 |
| Reno County Kansas | 4 | $ 850,000 | $ 212,000 | $ 189,000 |
| Madison County Alabama | 3 | $ 925,000 | $ 308,000 | $ 215,000 |
| Fulton County Georgia | 3 | $ 2,035,000 | $ 678,000 | $ 386,000 |
| Atchison County Kansas | 3 | $ 425,000 | $ 141,000 | $ 97,000 |
| Coffey County Kansas | 3 | $ 675,000 | $ 225,000 | $ 142,000 |
| Linn County Kansas | 3 | $ 425,000 | $ 141,000 | $ 166,000 |
| Ottawa County Kansas | 3 | $ 285,000 | $ 95,000 | $ 84,000 |
| Lee County Mississippi | 3 | $ 1,835,000 | $ 611,000 | $ 366,000 |
| Benton County Missouri | 3 | $ 335,000 | $ 111,000 | $ 125,000 |
| Jefferson County Missouri | 3 | $ 465,000 | $ 155,000 | $ 85,000 |
| Johnson County Missouri | 3 | $ 275,000 | $ 91,000 | $ 64,000 |
| Ray County Missouri | 3 | $ 665,000 | $ 221,000 | $ 108,000 |
| Lubbock County Texas | 3 | $ 2,185,000 | $ 728,000 | $ 327,000 |
| Parker County Texas | 3 | $ 1,825,000 | $ 608,000 | $ 355,000 |
| Marshall County Alabama | 2 | $ 1,420,000 | $ 710,000 | $ 271,000 |
| Shelby County Alabama | 2 | $ 1,210,000 | $ 605,000 | $ 268,000 |
| Boulder County Colorado | 2 | $ 1,420,000 | $ 710,000 | $ 410,000 |
| Cobb County Georgia | 2 | $ 1,130,000 | $ 565,000 | $ 172,000 |
| DeKalb County Georgia | 2 | $ 1,290,000 | $ 645,000 | $ 266,000 |
| Gwinnett County Georgia | 2 | $ 1,340,000 | $ 670,000 | $ 334,000 |
| Story County Iowa | 2 | $ 680,000 | $ 340,000 | $ 131,000 |
| Brown County Kansas | 2 | $ 280,000 | $ 140,000 | $ 172,000 |
| Chase County Kansas | 2 | $ 40,000 | $ 20,000 | $ 41,000 |
| Kingman County Kansas | 2 | $ 100,000 | $ 50,000 | $ 123,000 |
| Marshall County Kansas | 2 | $ 410,000 | $ 205,000 | $ 110,000 |
| Morris County Kansas | 2 | $ 150,000 | $ 75,000 | $ 153,000 |
| Bossier County Louisiana | 2 | $ 1,060,000 | $ 530,000 | $ 356,000 |
| Ouachita County Louisiana | 2 | $ 1,040,000 | $ 520,000 | $ 595,000 |
| Norfolk County Massachusetts | 2 | $ 1,540,000 | $ 770,000 | $ 248,000 |
| Plymouth County Massachusetts | 2 | $ 1,280,000 | $ 640,000 | $ 239,000 |
| Rankin County Mississippi | 2 | $ 1,090,000 | $ 545,000 | $ 152,000 |
| Buchanan County Missouri | 2 | $ 420,000 | $ 210,000 | $ 108,000 |
| Callaway County Missouri | 2 | $ 350,000 | $ 175,000 | $ 71,000 |
| Clinton County Missouri | 2 | $ 320,000 | $ 160,000 | $ 142,000 |
| Franklin County Missouri | 2 | $ 760,000 | $ 380,000 | $ 366,000 |
| Polk County Missouri | 2 | $ 430,000 | $ 215,000 | $ 79,000 |
| Stone County Missouri | 2 | $ 240,000 | $ 120,000 | $ 60,000 |
| Webster County Missouri | 2 | $ 330,000 | $ 165,000 | $ 110,000 |
| Burlington County New Jersey | 2 | $ 930,000 | $ 465,000 | $ 396,000 |
| Bexar County Texas | 2 | $ 1,250,000 | $ 625,000 | $ 337,000 |
| Brazoria County Texas | 2 | $ 510,000 | $ 255,000 | $ 119,000 |
| Fort Bend County Texas | 2 | $ 1,050,000 | $ 525,000 | $ 277,000 |
| Smith County Texas | 2 | $ 1,310,000 | $ 655,000 | $ 311,000 |
| Waller County Texas | 2 | $ 920,000 | $ 460,000 | $ 301,000 |
| Wharton County Texas | 2 | $ 510,000 | $ 255,000 | $ 80,000 |
| Williamson County Texas | 2 | $ 980,000 | $ 490,000 | $ 359,000 |
| Tuscaloosa County Alabama | 1 | $ 605,000 | $ 605,000 | $ 350,000 |
| Benton County Arkansas | 1 | $ 635,000 | $ 635,000 | $ 191,000 |
| Saline County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 2,508,000 |
| Douglas County Colorado | 1 | $ 545,000 | $ 545,000 | $ 149,000 |
| Eagle County Colorado | 1 | $ 235,000 | $ 235,000 | $ 480,000 |
| Larimer County Colorado | 1 | $ 335,000 | $ 335,000 | $ 2,280,000 |
| Routt County Colorado | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 695,000 | $ 695,000 | $ 494,000 |
| Middlesex County Connecticut | 1 | $ 545,000 | $ 545,000 | $ 154,000 |
| Orange County Florida | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Cherokee County Georgia | 1 | $ 585,000 | $ 585,000 | $ 445,000 |
| Coweta County Georgia | 1 | $ 525,000 | $ 525,000 | $ 337,000 |
| Dawson County Georgia | 1 | $ 655,000 | $ 655,000 | $ 252,000 |
| Fayette County Georgia | 1 | $ 505,000 | $ 505,000 | $ 1,125,000 |
| Forsyth County Georgia | 1 | $ 535,000 | $ 535,000 | $ 175,000 |
| Hall County Georgia | 1 | $ 595,000 | $ 595,000 | $ 210,000 |
| Henry County Georgia | 1 | $ 255,000 | $ 255,000 | $ 104,000 |
| Walton County Georgia | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| DuPage County Illinois | 1 | $ 355,000 | $ 355,000 | $ 150,000 |
| Madison County Indiana | 1 | $ 5,000 | $ 5,000 | $ 79,000 |
| Dallas County Iowa | 1 | $ 355,000 | $ 355,000 | $ 193,000 |
| Scott County Iowa | 1 | $ 445,000 | $ 445,000 | $ 325,000 |
| Cloud County Kansas | 1 | $ 125,000 | $ 125,000 | $ 114,000 |
| Ellsworth County Kansas | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Gove County Kansas | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Greenwood County Kansas | 1 | $ 15,000 | $ 15,000 | $ 120,000 |
| Labette County Kansas | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Marion County Kansas | 1 | $ 235,000 | $ 235,000 | $ 115,000 |
| Rawlins County Kansas | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Republic County Kansas | 1 | $ 15,000 | $ 15,000 | $ 113,000 |
| Russell County Kansas | 1 | $ 65,000 | $ 65,000 | $ 76,000 |
| Caddo County Louisiana | 1 | $ 895,000 | $ 895,000 | $ 1,089,000 |
| Lafayette County Louisiana | 1 | $ 595,000 | $ 595,000 | $ 235,000 |
| Montgomery County Maryland | 1 | $ 545,000 | $ 545,000 | $ 156,000 |
| Barnstable County Massachusetts | 1 | $ 425,000 | $ 425,000 | $ 156,000 |
| Suffolk County Massachusetts | 1 | $ 595,000 | $ 595,000 | $ 181,000 |
| Harrison County Mississippi | 1 | $ 605,000 | $ 605,000 | $ 262,000 |
| Jackson County Mississippi | 1 | $ 755,000 | $ 755,000 | $ 441,000 |
| Lafayette County Mississippi | 1 | $ 785,000 | $ 785,000 | $ 153,000 |
| Audrain County Missouri | 1 | $ 85,000 | $ 85,000 | $ 86,000 |
| Barry County Missouri | 1 | $ 755,000 | $ 755,000 | $ 440,000 |
| Bates County Missouri | 1 | $ 335,000 | $ 335,000 | $ 190,000 |
| DeKalb County Missouri | 1 | $ 225,000 | $ 225,000 | $ 106,000 |
| Jasper County Missouri | 1 | $ 175,000 | $ 175,000 | $ 212,000 |
| Lafayette County Missouri | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Lincoln County Missouri | 1 | $ 625,000 | $ 625,000 | $ 209,000 |
| Miller County Missouri | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| Morgan County Missouri | 1 | $ 135,000 | $ 135,000 | $ 417,000 |
| St. Louis City County Missouri | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Taney County Missouri | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Adams County Nebraska | 1 | $ 675,000 | $ 675,000 | $ 750,000 |
| Saunders County Nebraska | 1 | $ 585,000 | $ 585,000 | $ 168,000 |
| Merrimack County New Hampshire | 1 | $ 675,000 | $ 675,000 | $ 499,000 |
| Essex County New Jersey | 1 | $ 795,000 | $ 795,000 | $ 288,000 |
| Hunterdon County New Jersey | 1 | $ 595,000 | $ 595,000 | $ 171,000 |
| Mercer County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 102,000 |
| Nassau County New York | 1 | $ 205,000 | $ 205,000 | $ 117,000 |
| Iredell County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 100,000 |
| Johnston County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Wake County North Carolina | 1 | $ 605,000 | $ 605,000 | $ 257,000 |
| Garfield County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 148,000 |
| Jackson County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 95,000 |
| Oklahoma County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 90,000 |
| Cumberland County Pennsylvania | 1 | $ 555,000 | $ 555,000 | $ 516,000 |
| Lackawanna County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 118,000 |
| Susquehanna County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Darlington County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 1,200,000 |
| Knox County Tennessee | 1 | $ 795,000 | $ 795,000 | $ 361,000 |
| Sumner County Tennessee | 1 | $ 645,000 | $ 645,000 | $ 249,000 |
| Wilson County Tennessee | 1 | $ 585,000 | $ 585,000 | $ 158,000 |
| Aransas County Texas | 1 | $ 235,000 | $ 235,000 | $ 101,000 |
| Bell County Texas | 1 | $ 545,000 | $ 545,000 | $ 377,000 |
| Burnet County Texas | 1 | $ 415,000 | $ 415,000 | $ 129,000 |
| Caldwell County Texas | 1 | $ 595,000 | $ 595,000 | $ 346,000 |
| Comal County Texas | 1 | $ 275,000 | $ 275,000 | $ 170,000 |
| Gaines County Texas | 1 | $ 595,000 | $ 595,000 | $ 494,000 |
| Hays County Texas | 1 | $ 545,000 | $ 545,000 | $ 183,000 |
| Henderson County Texas | 1 | $ 195,000 | $ 195,000 | $ 113,000 |
| Jim Wells County Texas | 1 | $ 445,000 | $ 445,000 | $ 164,000 |
| Liberty County Texas | 1 | $ 225,000 | $ 225,000 | $ 71,000 |
| Matagorda County Texas | 1 | $ 255,000 | $ 255,000 | $ 169,000 |
| Nueces County Texas | 1 | $ 295,000 | $ 295,000 | $ 194,000 |
| Potter County Texas | 1 | $ 1,005,000 | $ 1,005,000 | $ 566,000 |
| Rockwall County Texas | 1 | $ 645,000 | $ 645,000 | $ 261,000 |
| San Patricio County Texas | 1 | $ 325,000 | $ 325,000 | $ 204,000 |
| Van Zandt County Texas | 1 | $ 335,000 | $ 335,000 | $ 140,000 |
| Victoria County Texas | 1 | $ 425,000 | $ 425,000 | $ 167,000 |
| Wise County Texas | 1 | $ 685,000 | $ 685,000 | $ 33,000 |
Mortgage Loan Application Detail Totals for Capitol Federal Savings Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,073 | $938,545,000 | $305,000 | $2,005,000 | $153,000 | $7,500,000 |
| Cash-out Refinancing | 2,479 | $682,265,000 | $275,000 | $6,915,000 | $173,000 | $4,885,000 |
| Refinancing | 2,107 | $570,355,000 | $270,000 | $1,605,000 | $188,000 | $7,080,000 |
| Home Improvement | 763 | $52,495,000 | $68,000 | $1,735,000 | $159,000 | $3,360,000 |
| Other Purpose | 245 | $19,375,000 | $79,000 | $545,000 | $204,000 | $5,700,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,586 | $1,713,010,000 | $260,000 | $2,005,000 | $170,000 | $7,500,000 |
| Not Provided | 1,170 | $307,480,000 | $262,000 | $1,505,000 | $173,000 | $3,720,000 |
| Hispanic | 265 | $54,685,000 | $206,000 | $975,000 | $112,000 | $753,000 |
| Asian | 243 | $74,515,000 | $306,000 | $1,385,000 | $149,000 | $1,296,000 |
| Black or African American | 188 | $36,530,000 | $194,000 | $1,005,000 | $180,000 | $7,080,000 |
| Not applicable | 84 | $37,550,000 | $447,000 | $6,915,000 | $0 | $0 |
| American Indian or Alaskan Native | 60 | $13,570,000 | $226,000 | $765,000 | $173,000 | $840,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,657 | $2,261,285,000 | $261,000 | $6,915,000 | $169,000 | $7,500,000 |
| VA-guaranteed (Veterans Administration) | 10 | $1,750,000 | $175,000 | $255,000 | $81,000 | $217,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,606 | $1,545,810,000 | $275,000 | $6,915,000 | $175,000 | $3,108,000 |
| Application Withdrawn By Applicant | 893 | $201,135,000 | $225,000 | $2,005,000 | $226,000 | $6,804,000 |
| Preapproval Approved but not Accepted | 648 | $179,150,000 | $276,000 | $1,505,000 | $117,000 | $1,246,000 |
| Application Denied By Financial Institution | 517 | $96,955,000 | $187,000 | $1,905,000 | $104,000 | $2,508,000 |
| Preapproval Denied by Financial Institution | 399 | $81,435,000 | $204,000 | $1,005,000 | $88,000 | $7,500,000 |
| File Closed For Incompleteness | 378 | $84,820,000 | $224,000 | $1,605,000 | $212,000 | $7,080,000 |
| Application Approved But Not Accepted | 226 | $73,730,000 | $326,000 | $1,505,000 | $167,000 | $1,174,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,751 | $2,084,645,000 | $268,000 | $6,915,000 | $178,000 | $7,080,000 |
| Debt-To-Income Ratio | 422 | $85,360,000 | $202,000 | $1,505,000 | $68,000 | $634,000 |
| Credit History | 339 | $54,025,000 | $159,000 | $1,005,000 | $78,000 | $840,000 |
| Collateral | 68 | $18,930,000 | $278,000 | $1,905,000 | $170,000 | $956,000 |
| Other | 51 | $13,695,000 | $268,000 | $1,005,000 | $400,000 | $7,500,000 |
| Employment History | 26 | $3,770,000 | $145,000 | $645,000 | $40,000 | $214,000 |
| Unverifiable Information | 7 | $1,145,000 | $163,000 | $305,000 | $16,000 | $87,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $560,000 | $280,000 | $485,000 | $89,000 | $148,000 |
| Mortgage Insurance Denied | 1 | $905,000 | $905,000 | $905,000 | $552,000 | $552,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capitol Federal Savings Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capitol Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.