Capitol Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Capitol Federal Savings Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capitol Federal Savings Bank 700 S Kansas Ave Topeka, KS 66603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,174 |
| Total Mortgage Loan Application Amount | $1,711,210,000 |
| Average Mortgage Loan Application Amount | $235,600 |
| Highest Mortgage Loan Application Amount | $66,905,000 |
| Average Applicant Income | $189,000 |
| Highest Applicant Income | $9,563,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Capitol Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capitol Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Capitol Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capitol Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Capitol Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capitol Federal Savings Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 1,429 | $ 545,645,000 | $ 381,000 | $ 206,000 |
| Sedgwick County Kansas | 651 | $ 126,335,000 | $ 194,000 | $ 132,000 |
| Shawnee County Kansas | 389 | $ 56,485,000 | $ 145,000 | $ 122,000 |
| Jackson County Missouri | 298 | $ 82,780,000 | $ 277,000 | $ 180,000 |
| Douglas County Kansas | 172 | $ 54,430,000 | $ 316,000 | $ 192,000 |
| Clay County Missouri | 127 | $ 31,925,000 | $ 251,000 | $ 152,000 |
| Greene County Missouri | 113 | $ 44,795,000 | $ 396,000 | $ 200,000 |
| Wyandotte County Kansas | 107 | $ 18,205,000 | $ 170,000 | $ 125,000 |
| Lancaster County Nebraska | 89 | $ 36,505,000 | $ 410,000 | $ 216,000 |
| Platte County Missouri | 76 | $ 31,750,000 | $ 417,000 | $ 266,000 |
| Butler County Kansas | 72 | $ 17,920,000 | $ 248,000 | $ 144,000 |
| Riley County Kansas | 66 | $ 12,030,000 | $ 182,000 | $ 170,000 |
| Cass County Missouri | 63 | $ 28,715,000 | $ 455,000 | $ 197,000 |
| Williamson County Tennessee | 61 | $ 49,225,000 | $ 806,000 | $ 275,000 |
| Boone County Missouri | 46 | $ 12,930,000 | $ 281,000 | $ 165,000 |
| Christian County Missouri | 46 | $ 16,320,000 | $ 354,000 | $ 194,000 |
| Miami County Kansas | 43 | $ 19,355,000 | $ 450,000 | $ 253,000 |
| Polk County Iowa | 41 | $ 10,575,000 | $ 257,000 | $ 118,000 |
| Leavenworth County Kansas | 37 | $ 11,695,000 | $ 316,000 | $ 180,000 |
| St. Charles County Missouri | 37 | $ 16,755,000 | $ 452,000 | $ 165,000 |
| St. Louis County Missouri | 37 | $ 17,205,000 | $ 465,000 | $ 437,000 |
| Douglas County Nebraska | 36 | $ 17,290,000 | $ 480,000 | $ 252,000 |
| Davidson County Tennessee | 36 | $ 21,500,000 | $ 597,000 | $ 211,000 |
| Story County Iowa | 32 | $ 8,320,000 | $ 260,000 | $ 118,000 |
| Montgomery County Pennsylvania | 29 | $ 15,115,000 | $ 521,000 | $ 225,000 |
| Lyon County Kansas | 25 | $ 3,285,000 | $ 131,000 | $ 90,000 |
| Pottawatomie County Kansas | 23 | $ 3,845,000 | $ 167,000 | $ 109,000 |
| Saline County Kansas | 19 | $ 1,505,000 | $ 79,000 | $ 75,000 |
| Jefferson County Kansas | 18 | $ 3,500,000 | $ 194,000 | $ 109,000 |
| Cobb County Georgia | 15 | $ 9,455,000 | $ 630,000 | $ 234,000 |
| Dallas County Iowa | 15 | $ 5,885,000 | $ 392,000 | $ 211,000 |
| Sarpy County Nebraska | 13 | $ 5,745,000 | $ 441,000 | $ 234,000 |
| Knox County Tennessee | 12 | $ 6,670,000 | $ 555,000 | $ 252,000 |
| Rutherford County Tennessee | 12 | $ 6,700,000 | $ 558,000 | $ 201,000 |
| Harvey County Kansas | 11 | $ 1,495,000 | $ 135,000 | $ 86,000 |
| Bucks County Pennsylvania | 11 | $ 6,045,000 | $ 549,000 | $ 215,000 |
| Jefferson County Alabama | 10 | $ 5,470,000 | $ 547,000 | $ 267,000 |
| Forsyth County Georgia | 10 | $ 6,810,000 | $ 681,000 | $ 223,000 |
| Fulton County Georgia | 10 | $ 6,720,000 | $ 672,000 | $ 240,000 |
| Chester County Pennsylvania | 10 | $ 5,770,000 | $ 577,000 | $ 235,000 |
| Brown County Wisconsin | 10 | $ 3,790,000 | $ 379,000 | $ 159,000 |
| Osage County Kansas | 9 | $ 1,125,000 | $ 125,000 | $ 110,000 |
| Shelby County Alabama | 8 | $ 5,050,000 | $ 631,000 | $ 247,000 |
| Gwinnett County Georgia | 8 | $ 5,270,000 | $ 658,000 | $ 234,000 |
| Jackson County Kansas | 8 | $ 960,000 | $ 120,000 | $ 106,000 |
| Middlesex County Massachusetts | 8 | $ 6,480,000 | $ 810,000 | $ 287,000 |
| Camden County Missouri | 8 | $ 3,060,000 | $ 382,000 | $ 168,000 |
| Jasper County Missouri | 8 | $ 3,390,000 | $ 423,000 | $ 336,000 |
| Tulsa County Oklahoma | 8 | $ 5,160,000 | $ 645,000 | $ 350,000 |
| DeKalb County Georgia | 7 | $ 4,625,000 | $ 660,000 | $ 266,000 |
| Franklin County Kansas | 7 | $ 1,085,000 | $ 155,000 | $ 127,000 |
| Jefferson County Missouri | 7 | $ 2,565,000 | $ 366,000 | $ 125,000 |
| Stone County Missouri | 7 | $ 2,185,000 | $ 312,000 | $ 194,000 |
| Wilson County Tennessee | 7 | $ 3,725,000 | $ 532,000 | $ 218,000 |
| Waukesha County Wisconsin | 7 | $ 2,985,000 | $ 426,000 | $ 170,000 |
| Boone County Iowa | 6 | $ 1,320,000 | $ 220,000 | $ 97,000 |
| Reno County Kansas | 6 | $ 1,530,000 | $ 255,000 | $ 126,000 |
| Sumner County Kansas | 6 | $ 740,000 | $ 123,000 | $ 84,000 |
| Oklahoma County Oklahoma | 6 | $ 3,470,000 | $ 578,000 | $ 307,000 |
| Delaware County Pennsylvania | 6 | $ 3,980,000 | $ 663,000 | $ 254,000 |
| Philadelphia County Pennsylvania | 6 | $ 3,900,000 | $ 650,000 | $ 234,000 |
| Hamilton County Tennessee | 6 | $ 3,000,000 | $ 500,000 | $ 182,000 |
| Maury County Tennessee | 6 | $ 2,970,000 | $ 495,000 | $ 137,000 |
| Marathon County Wisconsin | 6 | $ 1,390,000 | $ 231,000 | $ 84,000 |
| Outagamie County Wisconsin | 6 | $ 1,810,000 | $ 301,000 | $ 131,000 |
| Madison County Alabama | 5 | $ 2,805,000 | $ 561,000 | $ 213,000 |
| Cowley County Kansas | 5 | $ 465,000 | $ 93,000 | $ 136,000 |
| Worcester County Massachusetts | 5 | $ 3,135,000 | $ 627,000 | $ 225,000 |
| Kent County Michigan | 5 | $ 1,325,000 | $ 265,000 | $ 111,000 |
| Taney County Missouri | 5 | $ 2,595,000 | $ 519,000 | $ 227,000 |
| Cass County Nebraska | 5 | $ 1,785,000 | $ 357,000 | $ 172,000 |
| Dane County Wisconsin | 5 | $ 2,055,000 | $ 411,000 | $ 140,000 |
| Milwaukee County Wisconsin | 5 | $ 1,315,000 | $ 263,000 | $ 145,000 |
| Rock County Wisconsin | 5 | $ 1,765,000 | $ 353,000 | $ 144,000 |
| District of Columbia County District Of Columbia | 4 | $ 2,690,000 | $ 672,000 | $ 354,000 |
| Cherokee County Georgia | 4 | $ 2,860,000 | $ 715,000 | $ 227,000 |
| Warren County Iowa | 4 | $ 1,540,000 | $ 385,000 | $ 126,000 |
| Greenwood County Kansas | 4 | $ 100,000 | $ 25,000 | $ 36,000 |
| Wabaunsee County Kansas | 4 | $ 610,000 | $ 152,000 | $ 110,000 |
| Clinton County Missouri | 4 | $ 1,370,000 | $ 342,000 | $ 154,000 |
| Lawrence County Missouri | 4 | $ 840,000 | $ 210,000 | $ 85,000 |
| Morgan County Missouri | 4 | $ 990,000 | $ 247,000 | $ 188,000 |
| St. Louis City County Missouri | 4 | $ 1,460,000 | $ 365,000 | $ 146,000 |
| Buffalo County Nebraska | 4 | $ 2,200,000 | $ 550,000 | $ 510,000 |
| Morris County New Jersey | 4 | $ 3,010,000 | $ 752,000 | $ 267,000 |
| Fairfax County Virginia | 4 | $ 3,020,000 | $ 755,000 | $ 258,000 |
| Limestone County Alabama | 3 | $ 1,695,000 | $ 565,000 | $ 230,000 |
| Chatham County Georgia | 3 | $ 1,675,000 | $ 558,000 | $ 321,000 |
| Monroe County Illinois | 3 | $ 1,335,000 | $ 445,000 | $ 216,000 |
| Coffey County Kansas | 3 | $ 385,000 | $ 128,000 | $ 114,000 |
| Montgomery County Maryland | 3 | $ 2,235,000 | $ 745,000 | $ 260,000 |
| Buchanan County Missouri | 3 | $ 465,000 | $ 155,000 | $ 92,000 |
| Callaway County Missouri | 3 | $ 465,000 | $ 155,000 | $ 108,000 |
| Dallas County Missouri | 3 | $ 555,000 | $ 185,000 | $ 97,000 |
| Newton County Missouri | 3 | $ 1,795,000 | $ 598,000 | $ 221,000 |
| Polk County Missouri | 3 | $ 795,000 | $ 265,000 | $ 99,000 |
| Ray County Missouri | 3 | $ 615,000 | $ 205,000 | $ 79,000 |
| Webster County Missouri | 3 | $ 595,000 | $ 198,000 | $ 54,000 |
| Saline County Nebraska | 3 | $ 605,000 | $ 201,000 | $ 109,000 |
| Saunders County Nebraska | 3 | $ 1,675,000 | $ 558,000 | $ 385,000 |
| Seward County Nebraska | 3 | $ 985,000 | $ 328,000 | $ 122,000 |
| Camden County New Jersey | 3 | $ 1,625,000 | $ 541,000 | $ 506,000 |
| Mecklenburg County North Carolina | 3 | $ 2,105,000 | $ 701,000 | $ 536,000 |
| Wake County North Carolina | 3 | $ 1,455,000 | $ 485,000 | $ 176,000 |
| Loudon County Tennessee | 3 | $ 775,000 | $ 258,000 | $ 109,000 |
| Shelby County Tennessee | 3 | $ 2,435,000 | $ 811,000 | $ 256,000 |
| Sumner County Tennessee | 3 | $ 1,835,000 | $ 611,000 | $ 191,000 |
| Ozaukee County Wisconsin | 3 | $ 1,105,000 | $ 368,000 | $ 131,000 |
| Baldwin County Alabama | 2 | $ 1,070,000 | $ 535,000 | $ 218,000 |
| Tuscaloosa County Alabama | 2 | $ 1,780,000 | $ 890,000 | $ 224,000 |
| Benton County Arkansas | 2 | $ 1,030,000 | $ 515,000 | $ 229,000 |
| Miami-Dade County Florida | 2 | $ 1,190,000 | $ 595,000 | $ 112,000 |
| Hall County Georgia | 2 | $ 990,000 | $ 495,000 | $ 183,000 |
| DuPage County Illinois | 2 | $ 970,000 | $ 485,000 | $ 143,000 |
| Atchison County Kansas | 2 | $ 500,000 | $ 250,000 | $ 130,000 |
| Clay County Kansas | 2 | $ 380,000 | $ 190,000 | $ 67,000 |
| Geary County Kansas | 2 | $ 450,000 | $ 225,000 | $ 149,000 |
| Kingman County Kansas | 2 | $ 590,000 | $ 295,000 | $ 129,000 |
| Marshall County Kansas | 2 | $ 150,000 | $ 75,000 | $ 78,000 |
| McPherson County Kansas | 2 | $ 290,000 | $ 145,000 | $ 115,000 |
| Norfolk County Massachusetts | 2 | $ 1,660,000 | $ 830,000 | $ 739,000 |
| Plymouth County Massachusetts | 2 | $ 1,060,000 | $ 530,000 | $ 214,000 |
| Ottawa County Michigan | 2 | $ 1,320,000 | $ 660,000 | $ 259,000 |
| Daviess County Missouri | 2 | $ 1,630,000 | $ 815,000 | $ 755,000 |
| Henry County Missouri | 2 | $ 1,180,000 | $ 590,000 | $ 621,000 |
| Lafayette County Missouri | 2 | $ 590,000 | $ 295,000 | $ 83,000 |
| Warren County Missouri | 2 | $ 710,000 | $ 355,000 | $ 123,000 |
| Dodge County Nebraska | 2 | $ 1,610,000 | $ 805,000 | $ 311,000 |
| Kearney County Nebraska | 2 | $ 930,000 | $ 465,000 | $ 162,000 |
| Merrick County Nebraska | 2 | $ 840,000 | $ 420,000 | $ 218,000 |
| Burlington County New Jersey | 2 | $ 950,000 | $ 475,000 | $ 207,000 |
| Monmouth County New Jersey | 2 | $ 1,200,000 | $ 600,000 | $ 239,000 |
| Davidson County North Carolina | 2 | $ 1,170,000 | $ 585,000 | $ 223,000 |
| Fayette County Tennessee | 2 | $ 980,000 | $ 490,000 | $ 143,000 |
| Jefferson County Tennessee | 2 | $ 1,300,000 | $ 650,000 | $ 273,000 |
| Alexandria County Virginia | 2 | $ 1,640,000 | $ 820,000 | $ 401,000 |
| Arlington County Virginia | 2 | $ 1,470,000 | $ 735,000 | $ 203,000 |
| Prince William County Virginia | 2 | $ 1,140,000 | $ 570,000 | $ 233,000 |
| Manitowoc County Wisconsin | 2 | $ 360,000 | $ 180,000 | $ 88,000 |
| Washington County Wisconsin | 2 | $ 580,000 | $ 290,000 | $ 118,000 |
| Cullman County Alabama | 1 | $ 455,000 | $ 455,000 | $ 220,000 |
| Jackson County Alabama | 1 | $ 865,000 | $ 865,000 | $ 620,000 |
| Marshall County Alabama | 1 | $ 765,000 | $ 765,000 | $ 405,000 |
| Washington County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 180,000 |
| Clear Creek County Colorado | 1 | $ 765,000 | $ 765,000 | $ 403,000 |
| Douglas County Colorado | 1 | $ 655,000 | $ 655,000 | $ 146,000 |
| Eagle County Colorado | 1 | $ 1,715,000 | $ 1,715,000 | $ 953,000 |
| Jefferson County Colorado | 1 | $ 745,000 | $ 745,000 | $ 276,000 |
| Sussex County Delaware | 1 | $ 765,000 | $ 765,000 | $ 318,000 |
| Volusia County Florida | 1 | $ 1,035,000 | $ 1,035,000 | $ 1,215,000 |
| Bartow County Georgia | 1 | $ 715,000 | $ 715,000 | $ 250,000 |
| Floyd County Georgia | 1 | $ 555,000 | $ 555,000 | $ 325,000 |
| Henry County Georgia | 1 | $ 175,000 | $ 175,000 | $ 34,000 |
| Paulding County Georgia | 1 | $ 695,000 | $ 695,000 | $ 246,000 |
| Walton County Georgia | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Kane County Illinois | 1 | $ 385,000 | $ 385,000 | $ 118,000 |
| Marshall County Iowa | 1 | $ 405,000 | $ 405,000 | $ 122,000 |
| Poweshiek County Iowa | 1 | $ 285,000 | $ 285,000 | $ 80,000 |
| Anderson County Kansas | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Brown County Kansas | 1 | $ 5,000 | $ 5,000 | $ 13,000 |
| Crawford County Kansas | 1 | $ 25,000 | $ 25,000 | $ 69,000 |
| Dickinson County Kansas | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Linn County Kansas | 1 | $ 405,000 | $ 405,000 | $ 246,000 |
| Marion County Kansas | 1 | $ 125,000 | $ 125,000 | $ 250,000 |
| Ottawa County Kansas | 1 | $ 355,000 | $ 355,000 | $ 123,000 |
| Russell County Kansas | 1 | $ 95,000 | $ 95,000 | $ 76,000 |
| Warren County Kentucky | 1 | $ 725,000 | $ 725,000 | $ 478,000 |
| Ascension County Louisiana | 1 | $ 595,000 | $ 595,000 | $ 235,000 |
| East Baton Rouge County Louisiana | 1 | $ 715,000 | $ 715,000 | $ 385,000 |
| York County Maine | 1 | $ 425,000 | $ 425,000 | $ 162,000 |
| Anne Arundel County Maryland | 1 | $ 595,000 | $ 595,000 | $ 269,000 |
| Prince George's County Maryland | 1 | $ 675,000 | $ 675,000 | $ 261,000 |
| Barnstable County Massachusetts | 1 | $ 265,000 | $ 265,000 | $ 174,000 |
| Essex County Massachusetts | 1 | $ 625,000 | $ 625,000 | $ 250,000 |
| Montcalm County Michigan | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Madison County Mississippi | 1 | $ 995,000 | $ 995,000 | $ 389,000 |
| Bates County Missouri | 1 | $ 135,000 | $ 135,000 | $ 157,000 |
| Cole County Missouri | 1 | $ 425,000 | $ 425,000 | $ 123,000 |
| Johnson County Missouri | 1 | $ 235,000 | $ 235,000 | $ 68,000 |
| Laclede County Missouri | 1 | $ 335,000 | $ 335,000 | $ 133,000 |
| Pettis County Missouri | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Randolph County Missouri | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Adams County Nebraska | 1 | $ 445,000 | $ 445,000 | $ 150,000 |
| Dawson County Nebraska | 1 | $ 625,000 | $ 625,000 | $ 418,000 |
| Hamilton County Nebraska | 1 | $ 305,000 | $ 305,000 | $ 72,000 |
| Hillsborough County New Hampshire | 1 | $ 1,185,000 | $ 1,185,000 | $ 350,000 |
| Cape May County New Jersey | 1 | $ 785,000 | $ 785,000 | $ 509,000 |
| Essex County New Jersey | 1 | $ 605,000 | $ 605,000 | $ 425,000 |
| Gloucester County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 186,000 |
| Mercer County New Jersey | 1 | $ 705,000 | $ 705,000 | $ 234,000 |
| Middlesex County New Jersey | 1 | $ 775,000 | $ 775,000 | $ 312,000 |
| Ocean County New Jersey | 1 | $ 745,000 | $ 745,000 | $ 250,000 |
| Somerset County New Jersey | 1 | $ 695,000 | $ 695,000 | $ 396,000 |
| Forsyth County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 141,000 |
| Guilford County North Carolina | 1 | $ 585,000 | $ 585,000 | $ 269,000 |
| Iredell County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Creek County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| Cumberland County Pennsylvania | 1 | $ 545,000 | $ 545,000 | $ 180,000 |
| Lancaster County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 256,000 |
| Lehigh County Pennsylvania | 1 | $ 555,000 | $ 555,000 | $ 129,000 |
| Monroe County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Northampton County Pennsylvania | 1 | $ 875,000 | $ 875,000 | $ 268,000 |
| Berkeley County South Carolina | 1 | $ 585,000 | $ 585,000 | $ 306,000 |
| Spartanburg County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 87,000 |
| Blount County Tennessee | 1 | $ 785,000 | $ 785,000 | $ 222,000 |
| Bradley County Tennessee | 1 | $ 765,000 | $ 765,000 | $ 332,000 |
| Cumberland County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| DeKalb County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 77,000 |
| Henry County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 41,000 |
| Madison County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Dallas County Texas | 1 | $ 135,000 | $ 135,000 | $ 431,000 |
| Nacogdoches County Texas | 1 | $ 775,000 | $ 775,000 | $ 412,000 |
| Randall County Texas | 1 | $ 605,000 | $ 605,000 | $ 7,342,000 |
| Frederick County Virginia | 1 | $ 285,000 | $ 285,000 | $ 115,000 |
| Loudoun County Virginia | 1 | $ 615,000 | $ 615,000 | $ 281,000 |
| Grant County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 124,000 |
| Green County Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 90,000 |
| Jefferson County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 133,000 |
| Racine County Wisconsin | 1 | $ 565,000 | $ 565,000 | $ 263,000 |
| Shawano County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 126,000 |
Mortgage Loan Application Detail Totals for Capitol Federal Savings Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,018 | $1,305,840,000 | $432,000 | $66,905,000 | $178,000 | $3,540,000 |
| Home Improvement | 728 | $53,160,000 | $73,000 | $905,000 | $190,000 | $9,563,000 |
| Cash-out Refinancing | 636 | $188,400,000 | $296,000 | $1,495,000 | $153,000 | $1,419,000 |
| Refinancing | 475 | $132,305,000 | $278,000 | $2,105,000 | $181,000 | $1,800,000 |
| Other Purpose | 317 | $31,505,000 | $99,000 | $1,505,000 | $243,000 | $7,342,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,944 | $1,226,400,000 | $310,000 | $2,955,000 | $178,000 | $7,200,000 |
| Not Provided | 602 | $206,650,000 | $343,000 | $3,005,000 | $223,000 | $9,563,000 |
| Hispanic | 187 | $46,055,000 | $246,000 | $1,065,000 | $133,000 | $1,192,000 |
| Black or African American | 144 | $33,290,000 | $231,000 | $985,000 | $139,000 | $1,284,000 |
| Asian | 136 | $51,800,000 | $380,000 | $1,795,000 | $184,000 | $1,980,000 |
| Not applicable | 63 | $108,355,000 | $1,719,000 | $66,905,000 | $0 | $0 |
| American Indian or Alaskan Native | 47 | $11,175,000 | $237,000 | $1,015,000 | $137,000 | $1,100,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $5,945,000 | $849,000 | $2,005,000 | $221,000 | $600,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,161 | $1,707,645,000 | $330,000 | $66,905,000 | $181,000 | $9,563,000 |
| VA-guaranteed (Veterans Administration) | 13 | $3,565,000 | $274,000 | $625,000 | $96,000 | $233,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,982 | $1,398,640,000 | $351,000 | $66,905,000 | $180,000 | $9,563,000 |
| Application Withdrawn By Applicant | 291 | $67,025,000 | $230,000 | $1,755,000 | $255,000 | $7,200,000 |
| Application Denied By Financial Institution | 272 | $48,180,000 | $177,000 | $1,405,000 | $126,000 | $7,342,000 |
| Preapproval Approved but not Accepted | 242 | $88,070,000 | $363,000 | $2,255,000 | $153,000 | $1,271,000 |
| Application Approved But Not Accepted | 168 | $58,950,000 | $350,000 | $1,435,000 | $171,000 | $750,000 |
| File Closed For Incompleteness | 124 | $25,700,000 | $207,000 | $1,105,000 | $303,000 | $2,940,000 |
| Preapproval Denied by Financial Institution | 95 | $24,645,000 | $259,000 | $1,165,000 | $66,000 | $360,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,807 | $1,638,385,000 | $340,000 | $66,905,000 | $186,000 | $9,563,000 |
| Debt-To-Income Ratio | 214 | $44,260,000 | $206,000 | $1,105,000 | $78,000 | $277,000 |
| Credit History | 92 | $11,430,000 | $124,000 | $425,000 | $71,000 | $170,000 |
| Other | 26 | $7,330,000 | $281,000 | $1,405,000 | $493,000 | $7,342,000 |
| Collateral | 17 | $5,825,000 | $342,000 | $805,000 | $155,000 | $400,000 |
| Employment History | 12 | $2,190,000 | $182,000 | $425,000 | $81,000 | $223,000 |
| Unverifiable Information | 4 | $1,300,000 | $325,000 | $785,000 | $83,000 | $250,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $490,000 | $245,000 | $415,000 | $87,000 | $133,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capitol Federal Savings Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capitol Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.