Capstar Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Capstar Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capstar Bank 1201 Demonbreun St #700 Nashville, TN 37203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 1,273 |
| Total Mortgage Loan Application Amount | $377,345,000 |
| Average Mortgage Loan Application Amount | $231,400 |
| Highest Mortgage Loan Application Amount | $2,835,000 |
| Average Applicant Income | $144,400 |
| Highest Applicant Income | $2,172,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Capstar Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capstar Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Capstar Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capstar Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Capstar Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capstar Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson County Tennessee | 327 | $ 128,845,000 | $ 394,000 | $ 187,000 |
| McMinn County Tennessee | 122 | $ 16,890,000 | $ 138,000 | $ 93,000 |
| Williamson County Tennessee | 105 | $ 52,165,000 | $ 496,000 | $ 265,000 |
| Sumner County Tennessee | 88 | $ 25,030,000 | $ 284,000 | $ 157,000 |
| Rutherford County Tennessee | 71 | $ 19,065,000 | $ 268,000 | $ 121,000 |
| Coffee County Tennessee | 63 | $ 9,325,000 | $ 148,000 | $ 92,000 |
| Lawrence County Tennessee | 40 | $ 6,910,000 | $ 172,000 | $ 120,000 |
| Maury County Tennessee | 33 | $ 8,845,000 | $ 268,000 | $ 165,000 |
| Cannon County Tennessee | 29 | $ 4,065,000 | $ 140,000 | $ 103,000 |
| Wilson County Tennessee | 27 | $ 9,985,000 | $ 369,000 | $ 103,000 |
| Hamilton County Tennessee | 21 | $ 8,135,000 | $ 387,000 | $ 302,000 |
| Wayne County Tennessee | 21 | $ 1,345,000 | $ 64,000 | $ 80,000 |
| Monroe County Tennessee | 20 | $ 2,080,000 | $ 104,000 | $ 114,000 |
| Montgomery County Tennessee | 20 | $ 4,240,000 | $ 212,000 | $ 99,000 |
| Robertson County Tennessee | 20 | $ 4,890,000 | $ 244,000 | $ 112,000 |
| Bradley County Tennessee | 17 | $ 3,405,000 | $ 200,000 | $ 109,000 |
| Cheatham County Tennessee | 15 | $ 4,185,000 | $ 279,000 | $ 113,000 |
| Knox County Tennessee | 14 | $ 4,950,000 | $ 353,000 | $ 210,000 |
| Meigs County Tennessee | 13 | $ 1,705,000 | $ 131,000 | $ 94,000 |
| Warren County Tennessee | 11 | $ 1,785,000 | $ 162,000 | $ 79,000 |
| McCracken County Kentucky | 10 | $ 1,630,000 | $ 163,000 | $ 94,000 |
| DeKalb County Tennessee | 7 | $ 1,975,000 | $ 282,000 | $ 198,000 |
| Dickson County Tennessee | 7 | $ 2,065,000 | $ 295,000 | $ 95,000 |
| Bedford County Tennessee | 6 | $ 1,420,000 | $ 236,000 | $ 90,000 |
| Grundy County Tennessee | 6 | $ 1,170,000 | $ 195,000 | $ 160,000 |
| Franklin County Tennessee | 5 | $ 615,000 | $ 123,000 | $ 207,000 |
| Loudon County Tennessee | 5 | $ 1,075,000 | $ 215,000 | $ 288,000 |
| Marshall County Tennessee | 5 | $ 1,135,000 | $ 227,000 | $ 118,000 |
| Walton County Florida | 4 | $ 2,810,000 | $ 702,000 | $ 241,000 |
| Walker County Georgia | 4 | $ 740,000 | $ 185,000 | $ 223,000 |
| Allen County Kentucky | 4 | $ 880,000 | $ 220,000 | $ 88,000 |
| Marshall County Kentucky | 4 | $ 1,030,000 | $ 257,000 | $ 146,000 |
| Buncombe County North Carolina | 4 | $ 2,770,000 | $ 692,000 | $ 257,000 |
| Polk County Tennessee | 4 | $ 460,000 | $ 115,000 | $ 79,000 |
| Sevier County Tennessee | 4 | $ 1,190,000 | $ 297,000 | $ 202,000 |
| Lauderdale County Alabama | 3 | $ 595,000 | $ 198,000 | $ 129,000 |
| Bay County Florida | 3 | $ 2,165,000 | $ 721,000 | $ 133,000 |
| Okaloosa County Florida | 3 | $ 1,845,000 | $ 615,000 | $ 1,076,000 |
| Hardin County Tennessee | 3 | $ 235,000 | $ 78,000 | $ 62,000 |
| Hickman County Tennessee | 3 | $ 435,000 | $ 145,000 | $ 34,000 |
| Lewis County Tennessee | 3 | $ 405,000 | $ 135,000 | $ 117,000 |
| Roane County Tennessee | 3 | $ 605,000 | $ 201,000 | $ 71,000 |
| Sullivan County Tennessee | 3 | $ 475,000 | $ 158,000 | $ 96,000 |
| Lee County Alabama | 2 | $ 740,000 | $ 370,000 | $ 176,000 |
| Duval County Florida | 2 | $ 920,000 | $ 460,000 | $ 261,000 |
| Marion County Florida | 2 | $ 510,000 | $ 255,000 | $ 166,000 |
| St. Johns County Florida | 2 | $ 960,000 | $ 480,000 | $ 173,000 |
| Volusia County Florida | 2 | $ 490,000 | $ 245,000 | $ 150,000 |
| Monroe County Indiana | 2 | $ 1,010,000 | $ 505,000 | $ 384,000 |
| Ballard County Kentucky | 2 | $ 190,000 | $ 95,000 | $ 45,000 |
| Calloway County Kentucky | 2 | $ 390,000 | $ 195,000 | $ 133,000 |
| Christian County Kentucky | 2 | $ 410,000 | $ 205,000 | $ 61,000 |
| Graves County Kentucky | 2 | $ 400,000 | $ 200,000 | $ 106,000 |
| Trigg County Kentucky | 2 | $ 520,000 | $ 260,000 | $ 117,000 |
| Oktibbeha County Mississippi | 2 | $ 430,000 | $ 215,000 | $ 393,000 |
| Transylvania County North Carolina | 2 | $ 1,210,000 | $ 605,000 | $ 1,316,000 |
| Cocke County Tennessee | 2 | $ 170,000 | $ 85,000 | $ 51,000 |
| Cumberland County Tennessee | 2 | $ 610,000 | $ 305,000 | $ 99,000 |
| Hamblen County Tennessee | 2 | $ 870,000 | $ 435,000 | $ 556,000 |
| Macon County Tennessee | 2 | $ 370,000 | $ 185,000 | $ 56,000 |
| Putnam County Tennessee | 2 | $ 500,000 | $ 250,000 | $ 87,000 |
| Trousdale County Tennessee | 2 | $ 460,000 | $ 230,000 | $ 88,000 |
| Washington County Tennessee | 2 | $ 620,000 | $ 310,000 | $ 209,000 |
| Baldwin County Alabama | 1 | $ 455,000 | $ 455,000 | $ 205,000 |
| Colbert County Alabama | 1 | $ 35,000 | $ 35,000 | $ 84,000 |
| Jefferson County Alabama | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Limestone County Alabama | 1 | $ 155,000 | $ 155,000 | $ 127,000 |
| Madison County Alabama | 1 | $ 185,000 | $ 185,000 | $ 157,000 |
| Shelby County Alabama | 1 | $ 195,000 | $ 195,000 | $ 195,000 |
| Broomfield County Colorado | 1 | $ 225,000 | $ 225,000 | $ 125,000 |
| Summit County Colorado | 1 | $ 335,000 | $ 335,000 | $ 381,000 |
| Brevard County Florida | 1 | $ 315,000 | $ 315,000 | $ 86,000 |
| Broward County Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Martin County Florida | 1 | $ 335,000 | $ 335,000 | $ 507,000 |
| Orange County Florida | 1 | $ 475,000 | $ 475,000 | $ 260,000 |
| Polk County Florida | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Sumter County Florida | 1 | $ 315,000 | $ 315,000 | $ 138,000 |
| Bartow County Georgia | 1 | $ 315,000 | $ 315,000 | $ 135,000 |
| Catoosa County Georgia | 1 | $ 375,000 | $ 375,000 | $ 128,000 |
| Cobb County Georgia | 1 | $ 75,000 | $ 75,000 | $ 19,000 |
| Dade County Georgia | 1 | $ 2,515,000 | $ 2,515,000 | $ 689,000 |
| Forsyth County Georgia | 1 | $ 715,000 | $ 715,000 | $ 250,000 |
| Gilmer County Georgia | 1 | $ 265,000 | $ 265,000 | $ 167,000 |
| Gwinnett County Georgia | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Fayette County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 219,000 |
| Logan County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Lyon County Kentucky | 1 | $ 505,000 | $ 505,000 | $ 288,000 |
| Pike County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Todd County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
| Anne Arundel County Maryland | 1 | $ 425,000 | $ 425,000 | $ 144,000 |
| Oceana County Michigan | 1 | $ 645,000 | $ 645,000 | $ 553,000 |
| Lafayette County Mississippi | 1 | $ 685,000 | $ 685,000 | $ 242,000 |
| Greene County Missouri | 1 | $ 725,000 | $ 725,000 | $ 748,000 |
| St. Charles County Missouri | 1 | $ 575,000 | $ 575,000 | $ 189,000 |
| Guilford County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 119,000 |
| Mecklenburg County North Carolina | 1 | $ 605,000 | $ 605,000 | $ 135,000 |
| Tulsa County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Charleston County South Carolina | 1 | $ 525,000 | $ 525,000 | $ 184,000 |
| Greenville County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| York County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 128,000 |
| Benton County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 98,000 |
| Bledsoe County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Blount County Tennessee | 1 | $ 785,000 | $ 785,000 | $ 280,000 |
| Fayette County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 101,000 |
| Giles County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 126,000 |
| Henry County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Houston County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Jackson County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 18,000 |
| Jefferson County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 78,000 |
| Marion County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 328,000 |
| Shelby County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| White County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Brazoria County Texas | 1 | $ 175,000 | $ 175,000 | $ 320,000 |
| Collin County Texas | 1 | $ 655,000 | $ 655,000 | $ 218,000 |
| Ellis County Texas | 1 | $ 445,000 | $ 445,000 | $ 187,000 |
| Harris County Texas | 1 | $ 675,000 | $ 675,000 | $ 215,000 |
Mortgage Loan Application Detail Totals for Capstar Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 667 | $257,015,000 | $385,000 | $2,835,000 | $168,000 | $1,498,000 |
| Other Purpose | 262 | $53,970,000 | $205,000 | $2,515,000 | $184,000 | $2,172,000 |
| Refinancing | 134 | $28,340,000 | $211,000 | $1,355,000 | $134,000 | $1,285,000 |
| Cash-out Refinancing | 110 | $25,920,000 | $235,000 | $725,000 | $95,000 | $1,016,000 |
| Home Improvement | 100 | $12,100,000 | $121,000 | $955,000 | $141,000 | $1,944,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,059 | $311,535,000 | $294,000 | $2,835,000 | $155,000 | $1,944,000 |
| Not Provided | 66 | $23,290,000 | $352,000 | $1,655,000 | $274,000 | $2,172,000 |
| Black or African American | 50 | $10,520,000 | $210,000 | $685,000 | $96,000 | $594,000 |
| Hispanic | 29 | $7,295,000 | $251,000 | $645,000 | $120,000 | $328,000 |
| Asian | 28 | $10,720,000 | $382,000 | $1,475,000 | $171,000 | $662,000 |
| Not applicable | 22 | $10,290,000 | $467,000 | $1,505,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $1,215,000 | $173,000 | $365,000 | $114,000 | $346,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $275,000 | $275,000 | $275,000 | $70,000 | $70,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,148 | $340,710,000 | $296,000 | $2,835,000 | $166,000 | $2,172,000 |
| FHA-insured (Federal Housing Administration) | 87 | $24,675,000 | $283,000 | $695,000 | $104,000 | $789,000 |
| VA-guaranteed (Veterans Administration) | 30 | $10,300,000 | $343,000 | $915,000 | $102,000 | $287,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,660,000 | $207,000 | $375,000 | $79,000 | $127,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 980 | $292,170,000 | $298,000 | $2,835,000 | $163,000 | $1,944,000 |
| Application Withdrawn By Applicant | 151 | $53,895,000 | $356,000 | $1,105,000 | $161,000 | $1,498,000 |
| Application Denied By Financial Institution | 132 | $27,880,000 | $211,000 | $2,505,000 | $132,000 | $2,172,000 |
| Application Approved But Not Accepted | 9 | $2,925,000 | $325,000 | $1,005,000 | $172,000 | $486,000 |
| Loan Purchased By The Institution | 1 | $475,000 | $475,000 | $475,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,141 | $349,465,000 | $306,000 | $2,835,000 | $162,000 | $1,944,000 |
| Debt-To-Income Ratio | 51 | $8,155,000 | $159,000 | $1,005,000 | $95,000 | $490,000 |
| Credit History | 47 | $7,595,000 | $161,000 | $705,000 | $128,000 | $2,172,000 |
| Credit Application Incomplete | 9 | $5,625,000 | $625,000 | $2,505,000 | $227,000 | $1,480,000 |
| Collateral | 7 | $1,375,000 | $196,000 | $405,000 | $208,000 | $860,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $2,645,000 | $377,000 | $1,005,000 | $145,000 | $413,000 |
| Unverifiable Information | 5 | $1,105,000 | $221,000 | $635,000 | $241,000 | $789,000 |
| Employment History | 4 | $790,000 | $197,000 | $505,000 | $96,000 | $250,000 |
| Other | 2 | $590,000 | $295,000 | $315,000 | $234,000 | $330,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capstar Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capstar Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.