Cardinal Financial Company, Limited Partnership
Mortgage Loan Application
Totals and Details
for 2011

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Cardinal Financial Company, Limited Partnership.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2018.

Mortgage Company & Address Cardinal Financial Company, Limited Partnership
3701 Arco Corporate Dr., Suite 200
Charlotte, NC 28273
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 3,590
Total Mortgage Loan Application Amount $844,851,000
Average Mortgage Loan Application Amount $230,333
Highest Mortgage Loan Application Amount $1,838,000
Average Applicant Income $94,666
Highest Applicant Income $1,053,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Cardinal Financial Company, Limited Partnership by Metropolitan Area in 2011

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Philadelphia, PA 1,324 $ 277,660,000 $ 209,000 $ 87,000
Edison-New Brunswick, NJ 555 $ 160,706,000 $ 289,000 $ 122,000
New York-White Plains-Wayne, NY-NJ 232 $ 73,924,000 $ 344,000 $ 158,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 203 $ 57,010,000 $ 277,666 $ 82,666
Newark-Union, NJ-PA 167 $ 48,156,000 $ 237,500 $ 104,500
Baltimore-Towson, MD 165 $ 42,525,000 $ 257,000 $ 92,000
Allentown-Bethlehem-Easton, PA-NJ 142 $ 25,845,000 $ 205,000 $ 82,000
Camden, NJ 108 $ 20,235,000 $ 187,000 $ 87,000
Virginia Beach-Norfolk-Newport News, VA-NC 94 $ 20,605,000 $ 301,000 $ 131,500
Wilmington, DE-MD-NJ 77 $ 16,930,000 $ 191,000 $ 73,000
Bethesda-Rockville-Frederick, MD 62 $ 17,443,000 $ 281,000 $ 78,000
Scranton--Wilkes-Barre, PA 35 $ 4,306,000 $ 123,000 $ 53,000
York-Hanover, PA 31 $ 4,753,000 $ 153,000 $ 56,000
Harrisburg-Carlisle, PA 29 $ 4,391,000 $ 151,000 $ 63,000
Atlantic City-Hammonton, NJ 22 $ 4,926,000 $ 223,000 $ 109,000
Ocean City, NJ 21 $ 6,382,000 $ 303,000 $ 219,000
Reading, PA 20 $ 3,874,000 $ 193,000 $ 66,000
Trenton-Ewing, NJ 14 $ 2,809,000 $ 200,000 $ 108,000
Richmond, VA 13 $ 2,752,000 $ 211,000 $ 51,000
Lancaster, PA 12 $ 1,843,000 $ 153,000 $ 59,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 11 $ 1,575,000 $ 143,000 $ 64,000
Pittsburgh, PA 11 $ 1,877,000 $ 170,000 $ 67,000
Atlanta-Sandy Springs-Marietta, GA 8 $ 1,115,000 $ 139,000 $ 31,000
Hagerstown-Martinsburg, MD-WV 6 $ 853,000 $ 123,500 $ 40,000
Providence-New Bedford-Fall River, RI-MA 6 $ 1,600,000 $ 266,000 $ 106,000
Boston-Quincy, MA 5 $ 1,256,000 $ 251,000 $ 98,000
Charleston-North Charleston-Summerville, SC 5 $ 1,234,000 $ 246,000 $ 109,000
Altoona, PA 4 $ 416,000 $ 104,000 $ 53,000
Lebanon, PA 4 $ 509,000 $ 127,000 $ 80,000
Naples-Marco Island, FL 4 $ 631,000 $ 157,000 $ 110,000
Nassau-Suffolk, NY 4 $ 1,186,000 $ 296,000 $ 109,000
Salisbury, MD 4 $ 673,000 $ 168,000 $ 60,000
Albany, GA 3 $ 554,000 $ 184,000 $ 31,000
Blacksburg-Christiansburg-Radford, VA 3 $ 618,000 $ 206,000 $ 38,000
Cambridge-Newton-Framingham, MA 3 $ 1,202,000 $ 400,000 $ 23,000
Danville, VA 3 $ 266,000 $ 88,000 $ 42,000
Dover, DE 3 $ 819,000 $ 273,000 $ 50,000
Jacksonville, FL 3 $ 712,000 $ 237,000 $ 166,000
Poughkeepsie-Newburgh-Middletown, NY 3 $ 598,000 $ 199,000 $ 70,000
Roanoke, VA 3 $ 606,000 $ 202,000 $ 117,000
Vineland-Millville-Bridgeton, NJ 3 $ 478,000 $ 159,000 $ 80,000
Bridgeport-Stamford-Norwalk, CT 2 $ 606,000 $ 303,000 $ 85,000
Cape Coral-Fort Myers, FL 2 $ 489,000 $ 244,000 $ 186,000
Charlotte-Gastonia-Rock Hill, NC-SC 2 $ 542,000 $ 271,000 $ 26,000
Cincinnati-Middletown, OH-KY-IN 2 $ 236,000 $ 118,000 $ 32,500
Palm Coast, FL 2 $ 526,000 $ 263,000 $ 307,000
West Palm Beach-Boca Raton-Boynton Beach, FL 2 $ 272,000 $ 136,000 $ 59,000
Barnstable Town, MA 1 $ 103,000 $ 103,000 $ 111,000
Charleston, WV 1 $ 195,000 $ 195,000 $ 89,000
Charlottesville, VA 1 $ 189,000 $ 189,000 $ 52,000
Columbia, SC 1 $ 128,000 $ 128,000 $ 39,000
Deltona-Daytona Beach-Ormond Beach, FL 1 $ 150,000 $ 150,000 $ 55,000
Gary, IN 1 $ 158,000 $ 158,000 $ 44,000
Hartford-West Hartford-East Hartford, CT 1 $ 246,000 $ 246,000 $ 88,000
Memphis, TN-MS-AR 1 $ 54,000 $ 54,000 $ 16,000
Miami-Miami Beach-Kendall, FL 1 $ 156,000 $ 156,000 $ 46,000
New Haven-Milford, CT 1 $ 150,000 $ 150,000 $ 70,000
Orlando-Kissimmee-Sanford, FL 1 $ 135,000 $ 135,000 $ 27,000
Punta Gorda, FL 1 $ 200,000 $ 200,000 $ 200,000
Rocky Mount, NC 1 $ 142,000 $ 142,000 $ 69,000
State College, PA 1 $ 143,000 $ 143,000 $ 123,000
Tampa-St. Petersburg-Clearwater, FL 1 $ 172,000 $ 172,000 $ 138,000
Toledo, OH 1 $ 90,000 $ 90,000 $ 0
Williamsport, PA 1 $ 83,000 $ 83,000 $ 25,000
Winchester, VA-WV 1 $ 324,000 $ 324,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Cardinal Financial Company, Limited Partnership in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,914 $416,050,000 $217,000 $1,838,000 $84,000 $920,000
Refinancing 1,648 $422,684,000 $256,000 $1,500,000 $106,000 $1,053,000
Home Improvement 28 $6,117,000 $218,000 $403,000 $94,000 $282,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,810 $674,047,000 $239,000 $1,838,000 $99,000 $1,053,000
Black or African American 290 $56,486,000 $194,000 $614,000 $64,000 $238,000
Hispanic 218 $44,522,000 $204,000 $579,000 $66,000 $337,000
Asian 177 $43,773,000 $247,000 $644,000 $100,000 $325,000
Not Provided 74 $20,699,000 $279,000 $668,000 $100,000 $385,000
Native Hawaiian or Other Pacific Islander 19 $4,711,000 $247,000 $654,000 $90,000 $187,000
American Indian or Alaskan Native 2 $613,000 $306,000 $408,000 $104,000 $137,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,960 $484,461,000 $247,000 $1,838,000 $117,000 $1,053,000
FHA-insured (Federal Housing Administration) 1,355 $298,354,000 $220,000 $737,000 $68,000 $622,000
VA-guaranteed (Veterans Administration) 195 $48,774,000 $250,000 $598,000 $63,000 $267,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 80 $13,262,000 $165,000 $358,000 $50,000 $99,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,407 $560,995,000 $233,000 $1,363,000 $97,000 $1,053,000
Application Approved But Not Accepted 456 $107,892,000 $236,000 $700,000 $88,000 $793,000
Application Withdrawn By Applicant 354 $86,381,000 $244,000 $1,838,000 $92,000 $920,000
Application Denied By Financial Institution 274 $60,450,000 $220,000 $1,838,000 $80,000 $920,000
File Closed For Incompleteness 99 $29,133,000 $294,000 $840,000 $98,000 $567,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 120 $25,197,000 $209,000 $654,000 $78,000 $277,000
Debt-To-Income Ratio 57 $13,150,000 $230,000 $729,000 $73,000 $277,000
Credit History 45 $10,153,000 $225,000 $1,838,000 $79,000 $920,000
Collateral 31 $7,355,000 $237,000 $706,000 $107,000 $417,000
Unverifiable Information 4 $1,068,000 $267,000 $421,000 $112,000 $155,000
Employment History 4 $543,000 $135,000 $185,000 $34,000 $64,000
Credit Application Incomplete 3 $869,000 $289,000 $325,000 $92,000 $120,000
Insufficient Cash (Downpayment, Closing Cost) 2 $400,000 $200,000 $273,000 $94,000 $132,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List