Cardinal Financial Company, Limited Partnership
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Cardinal Financial Company, Limited Partnership 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cardinal Financial Company, Limited Partnership 3701 Arco Corporate Dr., Suite 200 Sacramento, PA 28273 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,590 |
| Total Mortgage Loan Application Amount | $844,851,000 |
| Average Mortgage Loan Application Amount | $230,333 |
| Highest Mortgage Loan Application Amount | $1,838,000 |
| Average Applicant Income | $94,666 |
| Highest Applicant Income | $1,053,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Cardinal Financial Company, Limited Partnership. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cardinal Financial Company, Limited Partnership's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Cardinal Financial Company, Limited Partnership's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cardinal Financial Company, Limited Partnership serves its applicants.
Each category highlights the total number of mortgage applications processed by Cardinal Financial Company, Limited Partnership, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cardinal Financial Company, Limited Partnership's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 549 | $ 93,313,000 | $ 169,000 | $ 68,000 |
| Monmouth County New Jersey | 306 | $ 92,873,000 | $ 303,000 | $ 125,000 |
| Montgomery County Pennsylvania | 273 | $ 63,666,000 | $ 233,000 | $ 103,000 |
| Bucks County Pennsylvania | 260 | $ 60,909,000 | $ 234,000 | $ 95,000 |
| Chester County Pennsylvania | 160 | $ 41,171,000 | $ 257,000 | $ 104,000 |
| Bergen County New Jersey | 132 | $ 44,032,000 | $ 333,000 | $ 135,000 |
| Ocean County New Jersey | 110 | $ 27,553,000 | $ 250,000 | $ 114,000 |
| Delaware County Pennsylvania | 82 | $ 18,601,000 | $ 226,000 | $ 98,000 |
| Middlesex County New Jersey | 81 | $ 21,412,000 | $ 264,000 | $ 99,000 |
| Lehigh County Pennsylvania | 76 | $ 13,708,000 | $ 180,000 | $ 76,000 |
| Prince George's County Maryland | 68 | $ 16,444,000 | $ 241,000 | $ 69,000 |
| New Castle County Delaware | 67 | $ 14,857,000 | $ 221,000 | $ 80,000 |
| Somerset County New Jersey | 58 | $ 18,868,000 | $ 325,000 | $ 157,000 |
| Montgomery County Maryland | 54 | $ 14,832,000 | $ 274,000 | $ 72,000 |
| Essex County New Jersey | 49 | $ 14,795,000 | $ 301,000 | $ 103,000 |
| Anne Arundel County Maryland | 44 | $ 12,835,000 | $ 291,000 | $ 111,000 |
| Morris County New Jersey | 44 | $ 13,701,000 | $ 311,000 | $ 133,000 |
| Bedford County Pennsylvania | 44 | $ 5,827,000 | $ 132,000 | $ 61,000 |
| Baltimore County Maryland | 43 | $ 9,505,000 | $ 221,000 | $ 82,000 |
| Burlington County New Jersey | 42 | $ 7,795,000 | $ 185,000 | $ 91,000 |
| Hudson County New Jersey | 42 | $ 11,902,000 | $ 283,000 | $ 114,000 |
| Union County New Jersey | 41 | $ 11,136,000 | $ 271,000 | $ 98,000 |
| Camden County New Jersey | 39 | $ 6,914,000 | $ 177,000 | $ 79,000 |
| Northampton County Pennsylvania | 32 | $ 5,845,000 | $ 182,000 | $ 82,000 |
| York County Pennsylvania | 31 | $ 4,753,000 | $ 153,000 | $ 56,000 |
| Passaic County New Jersey | 29 | $ 7,001,000 | $ 241,000 | $ 89,000 |
| Gloucester County New Jersey | 27 | $ 5,526,000 | $ 204,000 | $ 91,000 |
| Luzerne County Pennsylvania | 27 | $ 3,367,000 | $ 124,000 | $ 51,000 |
| Fairfax County Virginia | 27 | $ 10,118,000 | $ 374,000 | $ 141,000 |
| Prince William County Virginia | 27 | $ 6,711,000 | $ 248,000 | $ 73,000 |
| Virginia Beach County Virginia | 27 | $ 6,417,000 | $ 237,000 | $ 64,000 |
| Cumberland County Pennsylvania | 24 | $ 3,561,000 | $ 148,000 | $ 59,000 |
| Atlantic County New Jersey | 22 | $ 4,926,000 | $ 223,000 | $ 109,000 |
| Cape May County New Jersey | 21 | $ 6,382,000 | $ 303,000 | $ 219,000 |
| Baltimore City County Maryland | 20 | $ 3,872,000 | $ 193,000 | $ 65,000 |
| Berks County Pennsylvania | 20 | $ 3,874,000 | $ 193,000 | $ 66,000 |
| Howard County Maryland | 18 | $ 6,055,000 | $ 336,000 | $ 105,000 |
| Warren County New Jersey | 18 | $ 4,282,000 | $ 237,000 | $ 86,000 |
| Harford County Maryland | 17 | $ 4,692,000 | $ 276,000 | $ 94,000 |
| Sussex County New Jersey | 17 | $ 3,735,000 | $ 219,000 | $ 84,000 |
| Chesapeake County Virginia | 17 | $ 4,385,000 | $ 257,000 | $ 53,000 |
| Sussex County Delaware | 16 | $ 3,427,000 | $ 214,000 | $ 97,000 |
| District of Columbia County District Of Columbia | 16 | $ 4,533,000 | $ 283,000 | $ 72,000 |
| Carbon County Pennsylvania | 16 | $ 2,010,000 | $ 125,000 | $ 82,000 |
| Carroll County Maryland | 15 | $ 3,641,000 | $ 242,000 | $ 95,000 |
| Mercer County New Jersey | 14 | $ 2,809,000 | $ 200,000 | $ 108,000 |
| Hunterdon County New Jersey | 12 | $ 4,046,000 | $ 337,000 | $ 103,000 |
| Lancaster County Pennsylvania | 12 | $ 1,843,000 | $ 153,000 | $ 59,000 |
| Broward County Florida | 11 | $ 1,575,000 | $ 143,000 | $ 64,000 |
| Spotsylvania County Virginia | 11 | $ 3,789,000 | $ 344,000 | $ 98,000 |
| Suffolk County Virginia | 11 | $ 2,381,000 | $ 216,000 | $ 68,000 |
| Loudoun County Virginia | 10 | $ 3,388,000 | $ 338,000 | $ 166,000 |
| Dorchester County Maryland | 9 | $ 2,103,000 | $ 233,000 | $ 104,000 |
| New York County New York | 9 | $ 4,201,000 | $ 466,000 | $ 287,000 |
| Rockland County New York | 9 | $ 3,004,000 | $ 333,000 | $ 157,000 |
| Adams County Pennsylvania | 9 | $ 1,435,000 | $ 159,000 | $ 42,000 |
| Manassas County Virginia | 9 | $ 977,000 | $ 108,000 | $ 72,000 |
| Norfolk County Virginia | 9 | $ 1,745,000 | $ 193,000 | $ 75,000 |
| Cecil County Maryland | 8 | $ 1,825,000 | $ 228,000 | $ 89,000 |
| Frederick County Maryland | 8 | $ 2,611,000 | $ 326,000 | $ 123,000 |
| Queen Anne's County Maryland | 8 | $ 1,925,000 | $ 240,000 | $ 62,000 |
| Allegheny County Pennsylvania | 8 | $ 1,341,000 | $ 167,000 | $ 58,000 |
| Fauquier County Virginia | 8 | $ 2,279,000 | $ 284,000 | $ 86,000 |
| Hampton County Virginia | 8 | $ 1,148,000 | $ 143,000 | $ 50,000 |
| Stafford County Virginia | 8 | $ 3,065,000 | $ 383,000 | $ 145,000 |
| Portsmouth County Virginia | 7 | $ 899,000 | $ 128,000 | $ 62,000 |
| Gwinnett County Georgia | 6 | $ 711,000 | $ 118,000 | $ 21,000 |
| Calvert County Maryland | 6 | $ 1,562,000 | $ 260,000 | $ 43,000 |
| Worcester County Maryland | 6 | $ 1,207,000 | $ 201,000 | $ 93,000 |
| Bristol County Massachusetts | 6 | $ 1,600,000 | $ 266,000 | $ 106,000 |
| Lackawanna County Pennsylvania | 6 | $ 589,000 | $ 98,000 | $ 59,000 |
| Washington County Maryland | 5 | $ 757,000 | $ 151,000 | $ 54,000 |
| Monroe County Pennsylvania | 5 | $ 695,000 | $ 139,000 | $ 86,000 |
| Schuylkill County Pennsylvania | 5 | $ 759,000 | $ 151,000 | $ 41,000 |
| Arlington County Virginia | 5 | $ 1,816,000 | $ 363,000 | $ 141,000 |
| Middlesex County Virginia | 5 | $ 1,385,000 | $ 277,000 | $ 63,000 |
| Newport News County Virginia | 5 | $ 721,000 | $ 144,000 | $ 55,000 |
| Collier County Florida | 4 | $ 631,000 | $ 157,000 | $ 110,000 |
| Norfolk County Massachusetts | 4 | $ 1,150,000 | $ 287,000 | $ 99,000 |
| Kings County New York | 4 | $ 1,961,000 | $ 490,000 | $ 138,000 |
| Nassau County New York | 4 | $ 1,186,000 | $ 296,000 | $ 109,000 |
| Queens County New York | 4 | $ 905,000 | $ 226,000 | $ 138,000 |
| Blair County Pennsylvania | 4 | $ 416,000 | $ 104,000 | $ 53,000 |
| Dauphin County Pennsylvania | 4 | $ 680,000 | $ 170,000 | $ 90,000 |
| Lebanon County Pennsylvania | 4 | $ 509,000 | $ 127,000 | $ 80,000 |
| Pike County Pennsylvania | 4 | $ 743,000 | $ 185,000 | $ 101,000 |
| Dorchester County South Carolina | 4 | $ 1,107,000 | $ 276,000 | $ 127,000 |
| Hanover County Virginia | 4 | $ 712,000 | $ 178,000 | $ 41,000 |
| Isle of Wight County Virginia | 4 | $ 828,000 | $ 207,000 | $ 75,000 |
| James City County Virginia | 4 | $ 1,449,000 | $ 362,000 | $ 112,000 |
| Kent County Delaware | 3 | $ 819,000 | $ 273,000 | $ 50,000 |
| Charles County Maryland | 3 | $ 1,067,000 | $ 355,000 | $ 39,000 |
| Garrett County Maryland | 3 | $ 755,000 | $ 251,000 | $ 102,000 |
| Middlesex County Massachusetts | 3 | $ 1,202,000 | $ 400,000 | $ 23,000 |
| Cumberland County New Jersey | 3 | $ 478,000 | $ 159,000 | $ 80,000 |
| Orange County New York | 3 | $ 598,000 | $ 199,000 | $ 70,000 |
| Westchester County New York | 3 | $ 918,000 | $ 306,000 | $ 154,000 |
| Wayne County Pennsylvania | 3 | $ 694,000 | $ 231,000 | $ 153,000 |
| Alexandria County Virginia | 3 | $ 1,031,000 | $ 343,000 | $ 142,000 |
| New Kent County Virginia | 3 | $ 785,000 | $ 261,000 | $ 65,000 |
| Orange County Virginia | 3 | $ 700,000 | $ 233,000 | $ 72,000 |
| Fairfield County Connecticut | 2 | $ 606,000 | $ 303,000 | $ 85,000 |
| Flagler County Florida | 2 | $ 526,000 | $ 263,000 | $ 307,000 |
| Lee County Florida | 2 | $ 489,000 | $ 244,000 | $ 186,000 |
| Palm Beach County Florida | 2 | $ 272,000 | $ 136,000 | $ 59,000 |
| St. Johns County Florida | 2 | $ 651,000 | $ 325,000 | $ 241,000 |
| Decatur County Georgia | 2 | $ 321,000 | $ 160,000 | $ 58,000 |
| Seminole County Georgia | 2 | $ 469,000 | $ 234,000 | $ 63,000 |
| Sumter County Georgia | 2 | $ 261,000 | $ 130,000 | $ 79,000 |
| Worth County Georgia | 2 | $ 420,000 | $ 210,000 | $ 47,000 |
| Somerset County Maryland | 2 | $ 329,000 | $ 164,000 | $ 73,000 |
| St. Mary's County Maryland | 2 | $ 341,000 | $ 170,000 | $ 74,000 |
| Wicomico County Maryland | 2 | $ 344,000 | $ 172,000 | $ 47,000 |
| Salem County New Jersey | 2 | $ 248,000 | $ 124,000 | $ 50,000 |
| Wyoming County Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 61,000 |
| Chesterfield County Virginia | 2 | $ 344,000 | $ 172,000 | $ 44,000 |
| Culpeper County Virginia | 2 | $ 406,000 | $ 203,000 | $ 57,000 |
| Henrico County Virginia | 2 | $ 363,000 | $ 181,000 | $ 51,000 |
| Pittsylvania County Virginia | 2 | $ 200,000 | $ 100,000 | $ 37,000 |
| Pulaski County Virginia | 2 | $ 343,000 | $ 171,000 | $ 25,000 |
| Warren County Virginia | 2 | $ 230,000 | $ 115,000 | $ 40,000 |
| Hartford County Connecticut | 1 | $ 246,000 | $ 246,000 | $ 88,000 |
| New Haven County Connecticut | 1 | $ 150,000 | $ 150,000 | $ 70,000 |
| Charlotte County Florida | 1 | $ 200,000 | $ 200,000 | $ 200,000 |
| Duval County Florida | 1 | $ 61,000 | $ 61,000 | $ 15,000 |
| Hillsborough County Florida | 1 | $ 172,000 | $ 172,000 | $ 138,000 |
| Lake County Florida | 1 | $ 135,000 | $ 135,000 | $ 27,000 |
| Miami-Dade County Florida | 1 | $ 156,000 | $ 156,000 | $ 46,000 |
| Volusia County Florida | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| Cobb County Georgia | 1 | $ 219,000 | $ 219,000 | $ 56,000 |
| Dougherty County Georgia | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Early County Georgia | 1 | $ 132,000 | $ 132,000 | $ 73,000 |
| Forsyth County Georgia | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Schley County Georgia | 1 | $ 161,000 | $ 161,000 | $ 46,000 |
| Dearborn County Indiana | 1 | $ 77,000 | $ 77,000 | $ 25,000 |
| Lake County Indiana | 1 | $ 158,000 | $ 158,000 | $ 44,000 |
| Barnstable County Massachusetts | 1 | $ 103,000 | $ 103,000 | $ 111,000 |
| Plymouth County Massachusetts | 1 | $ 106,000 | $ 106,000 | $ 97,000 |
| Cabarrus County North Carolina | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Carteret County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 52,000 |
| Currituck County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 199,000 |
| Iredell County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 39,000 |
| Nash County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 69,000 |
| Union County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 52,000 |
| Hamilton County Ohio | 1 | $ 159,000 | $ 159,000 | $ 40,000 |
| Wood County Ohio | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Armstrong County Pennsylvania | 1 | $ 127,000 | $ 127,000 | $ 109,000 |
| Butler County Pennsylvania | 1 | $ 119,000 | $ 119,000 | $ 56,000 |
| Centre County Pennsylvania | 1 | $ 143,000 | $ 143,000 | $ 123,000 |
| Columbia County Pennsylvania | 1 | $ 239,000 | $ 239,000 | $ 140,000 |
| Lycoming County Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 25,000 |
| Perry County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| Somerset County Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 33,000 |
| Sullivan County Pennsylvania | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Susquehanna County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 78,000 |
| Tioga County Pennsylvania | 1 | $ 111,000 | $ 111,000 | $ 86,000 |
| Westmoreland County Pennsylvania | 1 | $ 290,000 | $ 290,000 | $ 104,000 |
| Charleston County South Carolina | 1 | $ 127,000 | $ 127,000 | $ 36,000 |
| Richland County South Carolina | 1 | $ 128,000 | $ 128,000 | $ 39,000 |
| Shelby County Tennessee | 1 | $ 54,000 | $ 54,000 | $ 16,000 |
| Accomack County Virginia | 1 | $ 141,000 | $ 141,000 | $ 67,000 |
| Danville County Virginia | 1 | $ 66,000 | $ 66,000 | $ 51,000 |
| Essex County Virginia | 1 | $ 204,000 | $ 204,000 | $ 90,000 |
| Fluvanna County Virginia | 1 | $ 189,000 | $ 189,000 | $ 52,000 |
| Franklin County Virginia | 1 | $ 395,000 | $ 395,000 | $ 234,000 |
| Frederick County Virginia | 1 | $ 324,000 | $ 324,000 | $ 0 |
| Galax County Virginia | 1 | $ 90,000 | $ 90,000 | $ 27,000 |
| Halifax County Virginia | 1 | $ 74,000 | $ 74,000 | $ 35,000 |
| Henry County Virginia | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| King George County Virginia | 1 | $ 285,000 | $ 285,000 | $ 86,000 |
| Louisa County Virginia | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Montgomery County Virginia | 1 | $ 275,000 | $ 275,000 | $ 65,000 |
| Rappahannock County Virginia | 1 | $ 350,000 | $ 350,000 | $ 93,000 |
| Richmond City County Virginia | 1 | $ 278,000 | $ 278,000 | $ 110,000 |
| Roanoke County Virginia | 1 | $ 111,000 | $ 111,000 | $ 77,000 |
| Roanoke City County Virginia | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| York County Virginia | 1 | $ 247,000 | $ 247,000 | $ 45,000 |
| Berkeley County West Virginia | 1 | $ 96,000 | $ 96,000 | $ 26,000 |
| Putnam County West Virginia | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Wyoming County West Virginia | 1 | $ 150,000 | $ 150,000 | $ 78,000 |
Mortgage Loan Application Detail Totals for Cardinal Financial Company, Limited Partnership in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,914 | $416,050,000 | $217,000 | $1,838,000 | $84,000 | $920,000 |
| Refinancing | 1,648 | $422,684,000 | $256,000 | $1,500,000 | $106,000 | $1,053,000 |
| Home Improvement | 28 | $6,117,000 | $218,000 | $403,000 | $94,000 | $282,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,810 | $674,047,000 | $239,000 | $1,838,000 | $99,000 | $1,053,000 |
| Black or African American | 290 | $56,486,000 | $194,000 | $614,000 | $64,000 | $238,000 |
| Hispanic | 218 | $44,522,000 | $204,000 | $579,000 | $66,000 | $337,000 |
| Asian | 177 | $43,773,000 | $247,000 | $644,000 | $100,000 | $325,000 |
| Not Provided | 74 | $20,699,000 | $279,000 | $668,000 | $100,000 | $385,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $4,711,000 | $247,000 | $654,000 | $90,000 | $187,000 |
| American Indian or Alaskan Native | 2 | $613,000 | $306,000 | $408,000 | $104,000 | $137,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,960 | $484,461,000 | $247,000 | $1,838,000 | $117,000 | $1,053,000 |
| FHA-insured (Federal Housing Administration) | 1,355 | $298,354,000 | $220,000 | $737,000 | $68,000 | $622,000 |
| VA-guaranteed (Veterans Administration) | 195 | $48,774,000 | $250,000 | $598,000 | $63,000 | $267,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 80 | $13,262,000 | $165,000 | $358,000 | $50,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,407 | $560,995,000 | $233,000 | $1,363,000 | $97,000 | $1,053,000 |
| Application Approved But Not Accepted | 456 | $107,892,000 | $236,000 | $700,000 | $88,000 | $793,000 |
| Application Withdrawn By Applicant | 354 | $86,381,000 | $244,000 | $1,838,000 | $92,000 | $920,000 |
| Application Denied By Financial Institution | 274 | $60,450,000 | $220,000 | $1,838,000 | $80,000 | $920,000 |
| File Closed For Incompleteness | 99 | $29,133,000 | $294,000 | $840,000 | $98,000 | $567,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 120 | $25,197,000 | $209,000 | $654,000 | $78,000 | $277,000 |
| Debt-To-Income Ratio | 57 | $13,150,000 | $230,000 | $729,000 | $73,000 | $277,000 |
| Credit History | 45 | $10,153,000 | $225,000 | $1,838,000 | $79,000 | $920,000 |
| Collateral | 31 | $7,355,000 | $237,000 | $706,000 | $107,000 | $417,000 |
| Unverifiable Information | 4 | $1,068,000 | $267,000 | $421,000 | $112,000 | $155,000 |
| Employment History | 4 | $543,000 | $135,000 | $185,000 | $34,000 | $64,000 |
| Credit Application Incomplete | 3 | $869,000 | $289,000 | $325,000 | $92,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $400,000 | $200,000 | $273,000 | $94,000 | $132,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cardinal Financial Company, Limited Partnership's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cardinal Financial Company, Limited Partnership's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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