Cardinal Financial Company, Li Mortgage Lending & HMDA Data, 2011
In 2011, Cardinal Financial Company, Li of Charlotte, NC reported 3,590 mortgage applications totaling $844.9 million. The average application was for $235,334, and applicants reported an average income of $94,177. 67% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Philadelphia, PA (1,324), Edison-New Brunswick, NJ (555) and New York-White Plains-Wayne, NY-NJ (232) (applications in parentheses).
| Mortgage Company & Address | Cardinal Financial Company, Li 3530 Toringdon Way Ste 200 Charlotte, NC 28277 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,590 |
| Total Mortgage Loan Application Amount | $844,851,000 |
| Average Mortgage Loan Application Amount | $235,334 |
| Highest Mortgage Loan Application Amount | $1,838,000 |
| Average Applicant Income | $94,177 |
| Highest Applicant Income | $1,053,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cardinal Financial Company, Li filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia, Pennsylvania | 549 | $ 93,313,000 | $ 169,969 | $ 68,000 |
| Monmouth, New Jersey | 306 | $ 92,873,000 | $ 303,506 | $ 125,000 |
| Montgomery, Pennsylvania | 273 | $ 63,666,000 | $ 233,208 | $ 103,000 |
| Bucks, Pennsylvania | 260 | $ 60,909,000 | $ 234,265 | $ 95,000 |
| Chester, Pennsylvania | 160 | $ 41,171,000 | $ 257,318 | $ 104,000 |
| Bergen, New Jersey | 132 | $ 44,032,000 | $ 333,575 | $ 135,000 |
| Ocean, New Jersey | 110 | $ 27,553,000 | $ 250,481 | $ 114,000 |
| Delaware, Pennsylvania | 82 | $ 18,601,000 | $ 226,841 | $ 98,000 |
| Middlesex, New Jersey | 81 | $ 21,412,000 | $ 264,345 | $ 99,000 |
| Lehigh, Pennsylvania | 76 | $ 13,708,000 | $ 180,368 | $ 76,000 |
| Prince George's, Maryland | 68 | $ 16,444,000 | $ 241,823 | $ 69,000 |
| New Castle, Delaware | 67 | $ 14,857,000 | $ 221,746 | $ 80,000 |
| Somerset, New Jersey | 58 | $ 18,868,000 | $ 325,310 | $ 157,000 |
| Montgomery, Maryland | 54 | $ 14,832,000 | $ 274,666 | $ 72,000 |
| Essex, New Jersey | 49 | $ 14,795,000 | $ 301,938 | $ 103,000 |
| Anne Arundel, Maryland | 44 | $ 12,835,000 | $ 291,704 | $ 111,000 |
| Morris, New Jersey | 44 | $ 13,701,000 | $ 311,386 | $ 133,000 |
| Bedford, Pennsylvania | 44 | $ 5,827,000 | $ 132,431 | $ 61,000 |
| Baltimore, Maryland | 43 | $ 9,505,000 | $ 221,046 | $ 82,000 |
| Burlington, New Jersey | 42 | $ 7,795,000 | $ 185,595 | $ 91,000 |
| Hudson, New Jersey | 42 | $ 11,902,000 | $ 283,380 | $ 114,000 |
| Union, New Jersey | 41 | $ 11,136,000 | $ 271,609 | $ 98,000 |
| Camden, New Jersey | 39 | $ 6,914,000 | $ 177,282 | $ 79,000 |
| Northampton, Pennsylvania | 32 | $ 5,845,000 | $ 182,656 | $ 82,000 |
| York, Pennsylvania | 31 | $ 4,753,000 | $ 153,322 | $ 56,000 |
| Passaic, New Jersey | 29 | $ 7,001,000 | $ 241,413 | $ 89,000 |
| Gloucester, New Jersey | 27 | $ 5,526,000 | $ 204,666 | $ 91,000 |
| Luzerne, Pennsylvania | 27 | $ 3,367,000 | $ 124,703 | $ 51,000 |
| Fairfax, Virginia | 27 | $ 10,118,000 | $ 374,740 | $ 141,000 |
| Prince William, Virginia | 27 | $ 6,711,000 | $ 248,555 | $ 73,000 |
| Virginia Beach, Virginia | 27 | $ 6,417,000 | $ 237,666 | $ 64,000 |
| Cumberland, Pennsylvania | 24 | $ 3,561,000 | $ 148,375 | $ 59,000 |
| Atlantic, New Jersey | 22 | $ 4,926,000 | $ 223,909 | $ 109,000 |
| Cape May, New Jersey | 21 | $ 6,382,000 | $ 303,904 | $ 219,000 |
| Baltimore City, Maryland | 20 | $ 3,872,000 | $ 193,600 | $ 65,000 |
| Berks, Pennsylvania | 20 | $ 3,874,000 | $ 193,700 | $ 66,000 |
| Howard, Maryland | 18 | $ 6,055,000 | $ 336,388 | $ 105,000 |
| Warren, New Jersey | 18 | $ 4,282,000 | $ 237,888 | $ 86,000 |
| Harford, Maryland | 17 | $ 4,692,000 | $ 276,000 | $ 94,000 |
| Sussex, New Jersey | 17 | $ 3,735,000 | $ 219,705 | $ 84,000 |
| Chesapeake, Virginia | 17 | $ 4,385,000 | $ 257,941 | $ 53,000 |
| Sussex, Delaware | 16 | $ 3,427,000 | $ 214,187 | $ 97,000 |
| District of Columbia, District Of Columbia | 16 | $ 4,533,000 | $ 283,312 | $ 72,000 |
| Carbon, Pennsylvania | 16 | $ 2,010,000 | $ 125,625 | $ 82,000 |
| Carroll, Maryland | 15 | $ 3,641,000 | $ 242,733 | $ 95,000 |
| Mercer, New Jersey | 14 | $ 2,809,000 | $ 200,642 | $ 108,000 |
| Hunterdon, New Jersey | 12 | $ 4,046,000 | $ 337,166 | $ 103,000 |
| Lancaster, Pennsylvania | 12 | $ 1,843,000 | $ 153,583 | $ 59,000 |
| Broward, Florida | 11 | $ 1,575,000 | $ 143,181 | $ 64,000 |
| Spotsylvania, Virginia | 11 | $ 3,789,000 | $ 344,454 | $ 98,000 |
| Suffolk, Virginia | 11 | $ 2,381,000 | $ 216,454 | $ 68,000 |
| Loudoun, Virginia | 10 | $ 3,388,000 | $ 338,800 | $ 166,000 |
| Dorchester, Maryland | 9 | $ 2,103,000 | $ 233,666 | $ 104,000 |
| New York, New York | 9 | $ 4,201,000 | $ 466,777 | $ 287,000 |
| Rockland, New York | 9 | $ 3,004,000 | $ 333,777 | $ 157,000 |
| Adams, Pennsylvania | 9 | $ 1,435,000 | $ 159,444 | $ 42,000 |
| Manassas, Virginia | 9 | $ 977,000 | $ 108,555 | $ 72,000 |
| Norfolk, Virginia | 9 | $ 1,745,000 | $ 193,888 | $ 75,000 |
| Cecil, Maryland | 8 | $ 1,825,000 | $ 228,125 | $ 89,000 |
| Frederick, Maryland | 8 | $ 2,611,000 | $ 326,375 | $ 123,000 |
| Queen Anne's, Maryland | 8 | $ 1,925,000 | $ 240,625 | $ 62,000 |
| Allegheny, Pennsylvania | 8 | $ 1,341,000 | $ 167,625 | $ 58,000 |
| Fauquier, Virginia | 8 | $ 2,279,000 | $ 284,875 | $ 86,000 |
| Hampton, Virginia | 8 | $ 1,148,000 | $ 143,500 | $ 50,000 |
| Stafford, Virginia | 8 | $ 3,065,000 | $ 383,125 | $ 145,000 |
| Portsmouth, Virginia | 7 | $ 899,000 | $ 128,428 | $ 62,000 |
| Gwinnett, Georgia | 6 | $ 711,000 | $ 118,500 | $ 21,000 |
| Calvert, Maryland | 6 | $ 1,562,000 | $ 260,333 | $ 43,000 |
| Worcester, Maryland | 6 | $ 1,207,000 | $ 201,166 | $ 93,000 |
| Bristol, Massachusetts | 6 | $ 1,600,000 | $ 266,666 | $ 106,000 |
| Lackawanna, Pennsylvania | 6 | $ 589,000 | $ 98,166 | $ 59,000 |
| Washington, Maryland | 5 | $ 757,000 | $ 151,400 | $ 54,000 |
| Monroe, Pennsylvania | 5 | $ 695,000 | $ 139,000 | $ 86,000 |
| Schuylkill, Pennsylvania | 5 | $ 759,000 | $ 151,800 | $ 41,000 |
| Arlington, Virginia | 5 | $ 1,816,000 | $ 363,200 | $ 141,000 |
| Middlesex, Virginia | 5 | $ 1,385,000 | $ 277,000 | $ 63,000 |
| Newport News, Virginia | 5 | $ 721,000 | $ 144,200 | $ 55,000 |
| Collier, Florida | 4 | $ 631,000 | $ 157,750 | $ 110,000 |
| Norfolk, Massachusetts | 4 | $ 1,150,000 | $ 287,500 | $ 99,000 |
| Kings, New York | 4 | $ 1,961,000 | $ 490,250 | $ 138,000 |
| Nassau, New York | 4 | $ 1,186,000 | $ 296,500 | $ 109,000 |
| Queens, New York | 4 | $ 905,000 | $ 226,250 | $ 138,000 |
| Blair, Pennsylvania | 4 | $ 416,000 | $ 104,000 | $ 53,000 |
| Dauphin, Pennsylvania | 4 | $ 680,000 | $ 170,000 | $ 90,000 |
| Lebanon, Pennsylvania | 4 | $ 509,000 | $ 127,250 | $ 80,000 |
| Pike, Pennsylvania | 4 | $ 743,000 | $ 185,750 | $ 101,000 |
| Dorchester, South Carolina | 4 | $ 1,107,000 | $ 276,750 | $ 127,000 |
| Hanover, Virginia | 4 | $ 712,000 | $ 178,000 | $ 41,000 |
| Isle of Wight, Virginia | 4 | $ 828,000 | $ 207,000 | $ 75,000 |
| James City, Virginia | 4 | $ 1,449,000 | $ 362,250 | $ 112,000 |
| Kent, Delaware | 3 | $ 819,000 | $ 273,000 | $ 50,000 |
| Charles, Maryland | 3 | $ 1,067,000 | $ 355,666 | $ 39,000 |
| Garrett, Maryland | 3 | $ 755,000 | $ 251,666 | $ 102,000 |
| Middlesex, Massachusetts | 3 | $ 1,202,000 | $ 400,666 | $ 23,000 |
| Cumberland, New Jersey | 3 | $ 478,000 | $ 159,333 | $ 80,000 |
| Orange, New York | 3 | $ 598,000 | $ 199,333 | $ 70,000 |
| Westchester, New York | 3 | $ 918,000 | $ 306,000 | $ 154,000 |
| Wayne, Pennsylvania | 3 | $ 694,000 | $ 231,333 | $ 153,000 |
| Alexandria, Virginia | 3 | $ 1,031,000 | $ 343,666 | $ 142,000 |
| New Kent, Virginia | 3 | $ 785,000 | $ 261,666 | $ 65,000 |
| Orange, Virginia | 3 | $ 700,000 | $ 233,333 | $ 72,000 |
| Fairfield, Connecticut | 2 | $ 606,000 | $ 303,000 | $ 85,000 |
| Flagler, Florida | 2 | $ 526,000 | $ 263,000 | $ 307,000 |
| Lee, Florida | 2 | $ 489,000 | $ 244,500 | $ 186,000 |
| Palm Beach, Florida | 2 | $ 272,000 | $ 136,000 | $ 59,000 |
| St. Johns, Florida | 2 | $ 651,000 | $ 325,500 | $ 241,000 |
| Decatur, Georgia | 2 | $ 321,000 | $ 160,500 | $ 58,000 |
| Seminole, Georgia | 2 | $ 469,000 | $ 234,500 | $ 63,000 |
| Sumter, Georgia | 2 | $ 261,000 | $ 130,500 | $ 79,000 |
| Worth, Georgia | 2 | $ 420,000 | $ 210,000 | $ 47,000 |
| Somerset, Maryland | 2 | $ 329,000 | $ 164,500 | $ 73,000 |
| St. Mary's, Maryland | 2 | $ 341,000 | $ 170,500 | $ 74,000 |
| Wicomico, Maryland | 2 | $ 344,000 | $ 172,000 | $ 47,000 |
| Salem, New Jersey | 2 | $ 248,000 | $ 124,000 | $ 50,000 |
| Wyoming, Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 61,000 |
| Chesterfield, Virginia | 2 | $ 344,000 | $ 172,000 | $ 44,000 |
| Culpeper, Virginia | 2 | $ 406,000 | $ 203,000 | $ 57,000 |
| Henrico, Virginia | 2 | $ 363,000 | $ 181,500 | $ 51,000 |
| Pittsylvania, Virginia | 2 | $ 200,000 | $ 100,000 | $ 37,000 |
| Pulaski, Virginia | 2 | $ 343,000 | $ 171,500 | $ 25,000 |
| Warren, Virginia | 2 | $ 230,000 | $ 115,000 | $ 40,000 |
| Hartford, Connecticut | 1 | $ 246,000 | $ 246,000 | $ 88,000 |
| New Haven, Connecticut | 1 | $ 150,000 | $ 150,000 | $ 70,000 |
| Charlotte, Florida | 1 | $ 200,000 | $ 200,000 | $ 200,000 |
| Duval, Florida | 1 | $ 61,000 | $ 61,000 | $ 15,000 |
| Hillsborough, Florida | 1 | $ 172,000 | $ 172,000 | $ 138,000 |
| Lake, Florida | 1 | $ 135,000 | $ 135,000 | $ 27,000 |
| Miami-Dade, Florida | 1 | $ 156,000 | $ 156,000 | $ 46,000 |
| Volusia, Florida | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| Cobb, Georgia | 1 | $ 219,000 | $ 219,000 | $ 56,000 |
| Dougherty, Georgia | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Early, Georgia | 1 | $ 132,000 | $ 132,000 | $ 73,000 |
| Forsyth, Georgia | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Schley, Georgia | 1 | $ 161,000 | $ 161,000 | $ 46,000 |
| Dearborn, Indiana | 1 | $ 77,000 | $ 77,000 | $ 25,000 |
| Lake, Indiana | 1 | $ 158,000 | $ 158,000 | $ 44,000 |
| Barnstable, Massachusetts | 1 | $ 103,000 | $ 103,000 | $ 111,000 |
| Plymouth, Massachusetts | 1 | $ 106,000 | $ 106,000 | $ 97,000 |
| Cabarrus, North Carolina | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Carteret, North Carolina | 1 | $ 82,000 | $ 82,000 | $ 52,000 |
| Currituck, North Carolina | 1 | $ 385,000 | $ 385,000 | $ 199,000 |
| Iredell, North Carolina | 1 | $ 150,000 | $ 150,000 | $ 39,000 |
| Nash, North Carolina | 1 | $ 142,000 | $ 142,000 | $ 69,000 |
| Union, North Carolina | 1 | $ 129,000 | $ 129,000 | $ 52,000 |
| Hamilton, Ohio | 1 | $ 159,000 | $ 159,000 | $ 40,000 |
| Wood, Ohio | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Armstrong, Pennsylvania | 1 | $ 127,000 | $ 127,000 | $ 109,000 |
| Butler, Pennsylvania | 1 | $ 119,000 | $ 119,000 | $ 56,000 |
| Centre, Pennsylvania | 1 | $ 143,000 | $ 143,000 | $ 123,000 |
| Columbia, Pennsylvania | 1 | $ 239,000 | $ 239,000 | $ 140,000 |
| Lycoming, Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 25,000 |
| Perry, Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| Somerset, Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 33,000 |
| Sullivan, Pennsylvania | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Susquehanna, Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 78,000 |
| Tioga, Pennsylvania | 1 | $ 111,000 | $ 111,000 | $ 86,000 |
| Westmoreland, Pennsylvania | 1 | $ 290,000 | $ 290,000 | $ 104,000 |
| Charleston, South Carolina | 1 | $ 127,000 | $ 127,000 | $ 36,000 |
| Richland, South Carolina | 1 | $ 128,000 | $ 128,000 | $ 39,000 |
| Shelby, Tennessee | 1 | $ 54,000 | $ 54,000 | $ 16,000 |
| Accomack, Virginia | 1 | $ 141,000 | $ 141,000 | $ 67,000 |
| Danville, Virginia | 1 | $ 66,000 | $ 66,000 | $ 51,000 |
| Essex, Virginia | 1 | $ 204,000 | $ 204,000 | $ 90,000 |
| Fluvanna, Virginia | 1 | $ 189,000 | $ 189,000 | $ 52,000 |
| Franklin, Virginia | 1 | $ 395,000 | $ 395,000 | $ 234,000 |
| Frederick, Virginia | 1 | $ 324,000 | $ 324,000 | $ 0 |
| Galax, Virginia | 1 | $ 90,000 | $ 90,000 | $ 27,000 |
| Halifax, Virginia | 1 | $ 74,000 | $ 74,000 | $ 35,000 |
| Henry, Virginia | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| King George, Virginia | 1 | $ 285,000 | $ 285,000 | $ 86,000 |
| Louisa, Virginia | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Montgomery, Virginia | 1 | $ 275,000 | $ 275,000 | $ 65,000 |
| Rappahannock, Virginia | 1 | $ 350,000 | $ 350,000 | $ 93,000 |
| Richmond City, Virginia | 1 | $ 278,000 | $ 278,000 | $ 110,000 |
| Roanoke, Virginia | 1 | $ 111,000 | $ 111,000 | $ 77,000 |
| Roanoke City, Virginia | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| York, Virginia | 1 | $ 247,000 | $ 247,000 | $ 45,000 |
| Berkeley, West Virginia | 1 | $ 96,000 | $ 96,000 | $ 26,000 |
| Putnam, West Virginia | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Wyoming, West Virginia | 1 | $ 150,000 | $ 150,000 | $ 78,000 |
Mortgage Loan Application Detail Totals for Cardinal Financial Company, Li in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,914 | $416,050,000 | $217,000 | $1,838,000 | $84,000 | $920,000 |
| Refinancing | 1,648 | $422,684,000 | $256,000 | $1,500,000 | $106,000 | $1,053,000 |
| Home Improvement | 28 | $6,117,000 | $218,000 | $403,000 | $94,000 | $282,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,810 | $674,047,000 | $239,000 | $1,838,000 | $99,000 | $1,053,000 |
| Black or African American | 290 | $56,486,000 | $194,000 | $614,000 | $64,000 | $238,000 |
| Hispanic | 218 | $44,522,000 | $204,000 | $579,000 | $66,000 | $337,000 |
| Asian | 177 | $43,773,000 | $247,000 | $644,000 | $100,000 | $325,000 |
| Not Provided | 74 | $20,699,000 | $279,000 | $668,000 | $100,000 | $385,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $4,711,000 | $247,000 | $654,000 | $90,000 | $187,000 |
| American Indian or Alaskan Native | 2 | $613,000 | $306,000 | $408,000 | $104,000 | $137,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,960 | $484,461,000 | $247,000 | $1,838,000 | $117,000 | $1,053,000 |
| FHA-insured (Federal Housing Administration) | 1,355 | $298,354,000 | $220,000 | $737,000 | $68,000 | $622,000 |
| VA-guaranteed (Veterans Administration) | 195 | $48,774,000 | $250,000 | $598,000 | $63,000 | $267,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 80 | $13,262,000 | $165,000 | $358,000 | $50,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,407 | $560,995,000 | $233,000 | $1,363,000 | $97,000 | $1,053,000 |
| Application Approved But Not Accepted | 456 | $107,892,000 | $236,000 | $700,000 | $88,000 | $793,000 |
| Application Withdrawn By Applicant | 354 | $86,381,000 | $244,000 | $1,838,000 | $92,000 | $920,000 |
| Application Denied By Financial Institution | 274 | $60,450,000 | $220,000 | $1,838,000 | $80,000 | $920,000 |
| File Closed For Incompleteness | 99 | $29,133,000 | $294,000 | $840,000 | $98,000 | $567,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 120 | $25,197,000 | $209,000 | $654,000 | $78,000 | $277,000 |
| Debt-To-Income Ratio | 57 | $13,150,000 | $230,000 | $729,000 | $73,000 | $277,000 |
| Credit History | 45 | $10,153,000 | $225,000 | $1,838,000 | $79,000 | $920,000 |
| Collateral | 31 | $7,355,000 | $237,000 | $706,000 | $107,000 | $417,000 |
| Unverifiable Information | 4 | $1,068,000 | $267,000 | $421,000 | $112,000 | $155,000 |
| Employment History | 4 | $543,000 | $135,000 | $185,000 | $34,000 | $64,000 |
| Credit Application Incomplete | 3 | $869,000 | $289,000 | $325,000 | $92,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $400,000 | $200,000 | $273,000 | $94,000 | $132,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cardinal Financial Company, Li's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cardinal Financial Company, Li's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About