Cardinal Financial Company, Limited Partnership
Mortgage Loan Application
Totals and Details
for 2011

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Cardinal Financial Company, Limited Partnership.
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and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Cardinal Financial Company, Limited Partnership
3701 Arco Corporate Dr., Suite 200
Charlotte, NC 28273
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 3,590
Total Mortgage Loan Application Amount $844,851,000
Average Mortgage Loan Application Amount $230,333
Highest Mortgage Loan Application Amount $1,838,000
Average Applicant Income $94,666
Highest Applicant Income $1,053,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Cardinal Financial Company, Limited Partnership by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Philadelphia County Pennsylvania 549 $ 93,313,000 $ 169,000 $ 68,000
Monmouth County New Jersey 306 $ 92,873,000 $ 303,000 $ 125,000
Montgomery County Pennsylvania 273 $ 63,666,000 $ 233,000 $ 103,000
Bucks County Pennsylvania 260 $ 60,909,000 $ 234,000 $ 95,000
Chester County Pennsylvania 160 $ 41,171,000 $ 257,000 $ 104,000
Bergen County New Jersey 132 $ 44,032,000 $ 333,000 $ 135,000
Ocean County New Jersey 110 $ 27,553,000 $ 250,000 $ 114,000
Delaware County Pennsylvania 82 $ 18,601,000 $ 226,000 $ 98,000
Middlesex County New Jersey 81 $ 21,412,000 $ 264,000 $ 99,000
Lehigh County Pennsylvania 76 $ 13,708,000 $ 180,000 $ 76,000
Prince George's County Maryland 68 $ 16,444,000 $ 241,000 $ 69,000
New Castle County Delaware 67 $ 14,857,000 $ 221,000 $ 80,000
Somerset County New Jersey 58 $ 18,868,000 $ 325,000 $ 157,000
Montgomery County Maryland 54 $ 14,832,000 $ 274,000 $ 72,000
Essex County New Jersey 49 $ 14,795,000 $ 301,000 $ 103,000
Anne Arundel County Maryland 44 $ 12,835,000 $ 291,000 $ 111,000
Morris County New Jersey 44 $ 13,701,000 $ 311,000 $ 133,000
Bedford County Pennsylvania 44 $ 5,827,000 $ 132,000 $ 61,000
Baltimore County Maryland 43 $ 9,505,000 $ 221,000 $ 82,000
Burlington County New Jersey 42 $ 7,795,000 $ 185,000 $ 91,000
Hudson County New Jersey 42 $ 11,902,000 $ 283,000 $ 114,000
Union County New Jersey 41 $ 11,136,000 $ 271,000 $ 98,000
Camden County New Jersey 39 $ 6,914,000 $ 177,000 $ 79,000
Northampton County Pennsylvania 32 $ 5,845,000 $ 182,000 $ 82,000
York County Pennsylvania 31 $ 4,753,000 $ 153,000 $ 56,000
Passaic County New Jersey 29 $ 7,001,000 $ 241,000 $ 89,000
Gloucester County New Jersey 27 $ 5,526,000 $ 204,000 $ 91,000
Luzerne County Pennsylvania 27 $ 3,367,000 $ 124,000 $ 51,000
Fairfax County Virginia 27 $ 10,118,000 $ 374,000 $ 141,000
Prince William County Virginia 27 $ 6,711,000 $ 248,000 $ 73,000
Virginia Beach County Virginia 27 $ 6,417,000 $ 237,000 $ 64,000
Cumberland County Pennsylvania 24 $ 3,561,000 $ 148,000 $ 59,000
Atlantic County New Jersey 22 $ 4,926,000 $ 223,000 $ 109,000
Cape May County New Jersey 21 $ 6,382,000 $ 303,000 $ 219,000
Baltimore City County Maryland 20 $ 3,872,000 $ 193,000 $ 65,000
Berks County Pennsylvania 20 $ 3,874,000 $ 193,000 $ 66,000
Howard County Maryland 18 $ 6,055,000 $ 336,000 $ 105,000
Warren County New Jersey 18 $ 4,282,000 $ 237,000 $ 86,000
Harford County Maryland 17 $ 4,692,000 $ 276,000 $ 94,000
Sussex County New Jersey 17 $ 3,735,000 $ 219,000 $ 84,000
Chesapeake County Virginia 17 $ 4,385,000 $ 257,000 $ 53,000
Sussex County Delaware 16 $ 3,427,000 $ 214,000 $ 97,000
District of Columbia County District Of Columbia 16 $ 4,533,000 $ 283,000 $ 72,000
Carbon County Pennsylvania 16 $ 2,010,000 $ 125,000 $ 82,000
Carroll County Maryland 15 $ 3,641,000 $ 242,000 $ 95,000
Mercer County New Jersey 14 $ 2,809,000 $ 200,000 $ 108,000
Hunterdon County New Jersey 12 $ 4,046,000 $ 337,000 $ 103,000
Lancaster County Pennsylvania 12 $ 1,843,000 $ 153,000 $ 59,000
Broward County Florida 11 $ 1,575,000 $ 143,000 $ 64,000
Spotsylvania County Virginia 11 $ 3,789,000 $ 344,000 $ 98,000
Suffolk County Virginia 11 $ 2,381,000 $ 216,000 $ 68,000
Loudoun County Virginia 10 $ 3,388,000 $ 338,000 $ 166,000
Dorchester County Maryland 9 $ 2,103,000 $ 233,000 $ 104,000
New York County New York 9 $ 4,201,000 $ 466,000 $ 287,000
Rockland County New York 9 $ 3,004,000 $ 333,000 $ 157,000
Adams County Pennsylvania 9 $ 1,435,000 $ 159,000 $ 42,000
Manassas County Virginia 9 $ 977,000 $ 108,000 $ 72,000
Norfolk County Virginia 9 $ 1,745,000 $ 193,000 $ 75,000
Cecil County Maryland 8 $ 1,825,000 $ 228,000 $ 89,000
Frederick County Maryland 8 $ 2,611,000 $ 326,000 $ 123,000
Queen Anne's County Maryland 8 $ 1,925,000 $ 240,000 $ 62,000
Allegheny County Pennsylvania 8 $ 1,341,000 $ 167,000 $ 58,000
Fauquier County Virginia 8 $ 2,279,000 $ 284,000 $ 86,000
Hampton County Virginia 8 $ 1,148,000 $ 143,000 $ 50,000
Stafford County Virginia 8 $ 3,065,000 $ 383,000 $ 145,000
Portsmouth County Virginia 7 $ 899,000 $ 128,000 $ 62,000
Gwinnett County Georgia 6 $ 711,000 $ 118,000 $ 21,000
Calvert County Maryland 6 $ 1,562,000 $ 260,000 $ 43,000
Worcester County Maryland 6 $ 1,207,000 $ 201,000 $ 93,000
Bristol County Massachusetts 6 $ 1,600,000 $ 266,000 $ 106,000
Lackawanna County Pennsylvania 6 $ 589,000 $ 98,000 $ 59,000
Washington County Maryland 5 $ 757,000 $ 151,000 $ 54,000
Monroe County Pennsylvania 5 $ 695,000 $ 139,000 $ 86,000
Schuylkill County Pennsylvania 5 $ 759,000 $ 151,000 $ 41,000
Arlington County Virginia 5 $ 1,816,000 $ 363,000 $ 141,000
Middlesex County Virginia 5 $ 1,385,000 $ 277,000 $ 63,000
Newport News County Virginia 5 $ 721,000 $ 144,000 $ 55,000
Collier County Florida 4 $ 631,000 $ 157,000 $ 110,000
Norfolk County Massachusetts 4 $ 1,150,000 $ 287,000 $ 99,000
Kings County New York 4 $ 1,961,000 $ 490,000 $ 138,000
Nassau County New York 4 $ 1,186,000 $ 296,000 $ 109,000
Queens County New York 4 $ 905,000 $ 226,000 $ 138,000
Blair County Pennsylvania 4 $ 416,000 $ 104,000 $ 53,000
Dauphin County Pennsylvania 4 $ 680,000 $ 170,000 $ 90,000
Lebanon County Pennsylvania 4 $ 509,000 $ 127,000 $ 80,000
Pike County Pennsylvania 4 $ 743,000 $ 185,000 $ 101,000
Dorchester County South Carolina 4 $ 1,107,000 $ 276,000 $ 127,000
Hanover County Virginia 4 $ 712,000 $ 178,000 $ 41,000
Isle of Wight County Virginia 4 $ 828,000 $ 207,000 $ 75,000
James City County Virginia 4 $ 1,449,000 $ 362,000 $ 112,000
Kent County Delaware 3 $ 819,000 $ 273,000 $ 50,000
Charles County Maryland 3 $ 1,067,000 $ 355,000 $ 39,000
Garrett County Maryland 3 $ 755,000 $ 251,000 $ 102,000
Middlesex County Massachusetts 3 $ 1,202,000 $ 400,000 $ 23,000
Cumberland County New Jersey 3 $ 478,000 $ 159,000 $ 80,000
Orange County New York 3 $ 598,000 $ 199,000 $ 70,000
Westchester County New York 3 $ 918,000 $ 306,000 $ 154,000
Wayne County Pennsylvania 3 $ 694,000 $ 231,000 $ 153,000
Alexandria County Virginia 3 $ 1,031,000 $ 343,000 $ 142,000
New Kent County Virginia 3 $ 785,000 $ 261,000 $ 65,000
Orange County Virginia 3 $ 700,000 $ 233,000 $ 72,000
Fairfield County Connecticut 2 $ 606,000 $ 303,000 $ 85,000
Flagler County Florida 2 $ 526,000 $ 263,000 $ 307,000
Lee County Florida 2 $ 489,000 $ 244,000 $ 186,000
Palm Beach County Florida 2 $ 272,000 $ 136,000 $ 59,000
St. Johns County Florida 2 $ 651,000 $ 325,000 $ 241,000
Decatur County Georgia 2 $ 321,000 $ 160,000 $ 58,000
Seminole County Georgia 2 $ 469,000 $ 234,000 $ 63,000
Sumter County Georgia 2 $ 261,000 $ 130,000 $ 79,000
Worth County Georgia 2 $ 420,000 $ 210,000 $ 47,000
Somerset County Maryland 2 $ 329,000 $ 164,000 $ 73,000
St. Mary's County Maryland 2 $ 341,000 $ 170,000 $ 74,000
Wicomico County Maryland 2 $ 344,000 $ 172,000 $ 47,000
Salem County New Jersey 2 $ 248,000 $ 124,000 $ 50,000
Wyoming County Pennsylvania 2 $ 350,000 $ 175,000 $ 61,000
Chesterfield County Virginia 2 $ 344,000 $ 172,000 $ 44,000
Culpeper County Virginia 2 $ 406,000 $ 203,000 $ 57,000
Henrico County Virginia 2 $ 363,000 $ 181,000 $ 51,000
Pittsylvania County Virginia 2 $ 200,000 $ 100,000 $ 37,000
Pulaski County Virginia 2 $ 343,000 $ 171,000 $ 25,000
Warren County Virginia 2 $ 230,000 $ 115,000 $ 40,000
Hartford County Connecticut 1 $ 246,000 $ 246,000 $ 88,000
New Haven County Connecticut 1 $ 150,000 $ 150,000 $ 70,000
Charlotte County Florida 1 $ 200,000 $ 200,000 $ 200,000
Duval County Florida 1 $ 61,000 $ 61,000 $ 15,000
Hillsborough County Florida 1 $ 172,000 $ 172,000 $ 138,000
Lake County Florida 1 $ 135,000 $ 135,000 $ 27,000
Miami-Dade County Florida 1 $ 156,000 $ 156,000 $ 46,000
Volusia County Florida 1 $ 150,000 $ 150,000 $ 55,000
Cobb County Georgia 1 $ 219,000 $ 219,000 $ 56,000
Dougherty County Georgia 1 $ 134,000 $ 134,000 $ 0
Early County Georgia 1 $ 132,000 $ 132,000 $ 73,000
Forsyth County Georgia 1 $ 185,000 $ 185,000 $ 67,000
Schley County Georgia 1 $ 161,000 $ 161,000 $ 46,000
Dearborn County Indiana 1 $ 77,000 $ 77,000 $ 25,000
Lake County Indiana 1 $ 158,000 $ 158,000 $ 44,000
Barnstable County Massachusetts 1 $ 103,000 $ 103,000 $ 111,000
Plymouth County Massachusetts 1 $ 106,000 $ 106,000 $ 97,000
Cabarrus County North Carolina 1 $ 413,000 $ 413,000 $ 0
Carteret County North Carolina 1 $ 82,000 $ 82,000 $ 52,000
Currituck County North Carolina 1 $ 385,000 $ 385,000 $ 199,000
Iredell County North Carolina 1 $ 150,000 $ 150,000 $ 39,000
Nash County North Carolina 1 $ 142,000 $ 142,000 $ 69,000
Union County North Carolina 1 $ 129,000 $ 129,000 $ 52,000
Hamilton County Ohio 1 $ 159,000 $ 159,000 $ 40,000
Wood County Ohio 1 $ 90,000 $ 90,000 $ 0
Armstrong County Pennsylvania 1 $ 127,000 $ 127,000 $ 109,000
Butler County Pennsylvania 1 $ 119,000 $ 119,000 $ 56,000
Centre County Pennsylvania 1 $ 143,000 $ 143,000 $ 123,000
Columbia County Pennsylvania 1 $ 239,000 $ 239,000 $ 140,000
Lycoming County Pennsylvania 1 $ 83,000 $ 83,000 $ 25,000
Perry County Pennsylvania 1 $ 150,000 $ 150,000 $ 55,000
Somerset County Pennsylvania 1 $ 114,000 $ 114,000 $ 33,000
Sullivan County Pennsylvania 1 $ 161,000 $ 161,000 $ 0
Susquehanna County Pennsylvania 1 $ 180,000 $ 180,000 $ 78,000
Tioga County Pennsylvania 1 $ 111,000 $ 111,000 $ 86,000
Westmoreland County Pennsylvania 1 $ 290,000 $ 290,000 $ 104,000
Charleston County South Carolina 1 $ 127,000 $ 127,000 $ 36,000
Richland County South Carolina 1 $ 128,000 $ 128,000 $ 39,000
Shelby County Tennessee 1 $ 54,000 $ 54,000 $ 16,000
Accomack County Virginia 1 $ 141,000 $ 141,000 $ 67,000
Danville County Virginia 1 $ 66,000 $ 66,000 $ 51,000
Essex County Virginia 1 $ 204,000 $ 204,000 $ 90,000
Fluvanna County Virginia 1 $ 189,000 $ 189,000 $ 52,000
Franklin County Virginia 1 $ 395,000 $ 395,000 $ 234,000
Frederick County Virginia 1 $ 324,000 $ 324,000 $ 0
Galax County Virginia 1 $ 90,000 $ 90,000 $ 27,000
Halifax County Virginia 1 $ 74,000 $ 74,000 $ 35,000
Henry County Virginia 1 $ 100,000 $ 100,000 $ 34,000
King George County Virginia 1 $ 285,000 $ 285,000 $ 86,000
Louisa County Virginia 1 $ 270,000 $ 270,000 $ 0
Montgomery County Virginia 1 $ 275,000 $ 275,000 $ 65,000
Rappahannock County Virginia 1 $ 350,000 $ 350,000 $ 93,000
Richmond City County Virginia 1 $ 278,000 $ 278,000 $ 110,000
Roanoke County Virginia 1 $ 111,000 $ 111,000 $ 77,000
Roanoke City County Virginia 1 $ 100,000 $ 100,000 $ 40,000
York County Virginia 1 $ 247,000 $ 247,000 $ 45,000
Berkeley County West Virginia 1 $ 96,000 $ 96,000 $ 26,000
Putnam County West Virginia 1 $ 195,000 $ 195,000 $ 89,000
Wyoming County West Virginia 1 $ 150,000 $ 150,000 $ 78,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Cardinal Financial Company, Limited Partnership in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,914 $416,050,000 $217,000 $1,838,000 $84,000 $920,000
Refinancing 1,648 $422,684,000 $256,000 $1,500,000 $106,000 $1,053,000
Home Improvement 28 $6,117,000 $218,000 $403,000 $94,000 $282,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,810 $674,047,000 $239,000 $1,838,000 $99,000 $1,053,000
Black or African American 290 $56,486,000 $194,000 $614,000 $64,000 $238,000
Hispanic 218 $44,522,000 $204,000 $579,000 $66,000 $337,000
Asian 177 $43,773,000 $247,000 $644,000 $100,000 $325,000
Not Provided 74 $20,699,000 $279,000 $668,000 $100,000 $385,000
Native Hawaiian or Other Pacific Islander 19 $4,711,000 $247,000 $654,000 $90,000 $187,000
American Indian or Alaskan Native 2 $613,000 $306,000 $408,000 $104,000 $137,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,960 $484,461,000 $247,000 $1,838,000 $117,000 $1,053,000
FHA-insured (Federal Housing Administration) 1,355 $298,354,000 $220,000 $737,000 $68,000 $622,000
VA-guaranteed (Veterans Administration) 195 $48,774,000 $250,000 $598,000 $63,000 $267,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 80 $13,262,000 $165,000 $358,000 $50,000 $99,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,407 $560,995,000 $233,000 $1,363,000 $97,000 $1,053,000
Application Approved But Not Accepted 456 $107,892,000 $236,000 $700,000 $88,000 $793,000
Application Withdrawn By Applicant 354 $86,381,000 $244,000 $1,838,000 $92,000 $920,000
Application Denied By Financial Institution 274 $60,450,000 $220,000 $1,838,000 $80,000 $920,000
File Closed For Incompleteness 99 $29,133,000 $294,000 $840,000 $98,000 $567,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 120 $25,197,000 $209,000 $654,000 $78,000 $277,000
Debt-To-Income Ratio 57 $13,150,000 $230,000 $729,000 $73,000 $277,000
Credit History 45 $10,153,000 $225,000 $1,838,000 $79,000 $920,000
Collateral 31 $7,355,000 $237,000 $706,000 $107,000 $417,000
Unverifiable Information 4 $1,068,000 $267,000 $421,000 $112,000 $155,000
Employment History 4 $543,000 $135,000 $185,000 $34,000 $64,000
Credit Application Incomplete 3 $869,000 $289,000 $325,000 $92,000 $120,000
Insufficient Cash (Downpayment, Closing Cost) 2 $400,000 $200,000 $273,000 $94,000 $132,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List