Carlinville National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Carlinville National Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Carlinville National Bank 450 West Side Square Carlinville, IL 62626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 189 |
| Total Mortgage Loan Application Amount | $9,785,000 |
| Average Mortgage Loan Application Amount | $47,000 |
| Highest Mortgage Loan Application Amount | $248,000 |
| Average Applicant Income | $65,333 |
| Highest Applicant Income | $494,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Carlinville National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Carlinville National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Carlinville National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Carlinville National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Carlinville National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Carlinville National Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Macoupin County Illinois | 51 | $ 2,663,000 | $ 52,000 | $ 60,000 |
| Sangamon County Illinois | 22 | $ 1,582,000 | $ 71,000 | $ 62,000 |
| Pike County Illinois | 12 | $ 865,000 | $ 72,000 | $ 43,000 |
| McLean County Illinois | 8 | $ 245,000 | $ 30,000 | $ 37,000 |
| Montgomery County Illinois | 8 | $ 478,000 | $ 59,000 | $ 111,000 |
| Madison County Illinois | 6 | $ 235,000 | $ 39,000 | $ 34,000 |
| St. Clair County Illinois | 6 | $ 194,000 | $ 32,000 | $ 60,000 |
| Morgan County Illinois | 4 | $ 341,000 | $ 85,000 | $ 46,000 |
| Champaign County Illinois | 3 | $ 255,000 | $ 85,000 | $ 65,000 |
| Portage County Ohio | 3 | $ 89,000 | $ 29,000 | $ 50,000 |
| Cook County Illinois | 2 | $ 60,000 | $ 30,000 | $ 33,000 |
| Kent County Michigan | 2 | $ 117,000 | $ 58,000 | $ 56,000 |
| Monroe County Michigan | 2 | $ 82,000 | $ 41,000 | $ 37,000 |
| Washtenaw County Michigan | 2 | $ 65,000 | $ 32,000 | $ 44,000 |
| Spotsylvania County Virginia | 2 | $ 97,000 | $ 48,000 | $ 44,000 |
| New Castle County Delaware | 1 | $ 52,000 | $ 52,000 | $ 43,000 |
| Bonner County Idaho | 1 | $ 27,000 | $ 27,000 | $ 208,000 |
| Bond County Illinois | 1 | $ 37,000 | $ 37,000 | $ 62,000 |
| Jersey County Illinois | 1 | $ 40,000 | $ 40,000 | $ 52,000 |
| Lake County Illinois | 1 | $ 23,000 | $ 23,000 | $ 53,000 |
| Schuyler County Illinois | 1 | $ 31,000 | $ 31,000 | $ 37,000 |
| Shelby County Illinois | 1 | $ 63,000 | $ 63,000 | $ 38,000 |
| Tazewell County Illinois | 1 | $ 25,000 | $ 25,000 | $ 91,000 |
| Washington County Illinois | 1 | $ 60,000 | $ 60,000 | $ 23,000 |
| Vanderburgh County Indiana | 1 | $ 51,000 | $ 51,000 | $ 26,000 |
| Johnson County Iowa | 1 | $ 79,000 | $ 79,000 | $ 97,000 |
| Linn County Iowa | 1 | $ 28,000 | $ 28,000 | $ 46,000 |
| Chautauqua County Kansas | 1 | $ 16,000 | $ 16,000 | $ 90,000 |
| Montgomery County Kansas | 1 | $ 80,000 | $ 80,000 | $ 87,000 |
| Pottawatomie County Kansas | 1 | $ 32,000 | $ 32,000 | $ 104,000 |
| Baltimore County Maryland | 1 | $ 70,000 | $ 70,000 | $ 66,000 |
| Howard County Maryland | 1 | $ 71,000 | $ 71,000 | $ 33,000 |
| Wicomico County Maryland | 1 | $ 51,000 | $ 51,000 | $ 27,000 |
| Kalamazoo County Michigan | 1 | $ 29,000 | $ 29,000 | $ 60,000 |
| Ottawa County Michigan | 1 | $ 16,000 | $ 16,000 | $ 41,000 |
| St. Clair County Michigan | 1 | $ 28,000 | $ 28,000 | $ 25,000 |
| Wayne County Michigan | 1 | $ 38,000 | $ 38,000 | $ 44,000 |
| Anoka County Minnesota | 1 | $ 33,000 | $ 33,000 | $ 40,000 |
| Beltrami County Minnesota | 1 | $ 19,000 | $ 19,000 | $ 25,000 |
| Blue Earth County Minnesota | 1 | $ 57,000 | $ 57,000 | $ 75,000 |
| Dakota County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 42,000 |
| Olmsted County Minnesota | 1 | $ 44,000 | $ 44,000 | $ 35,000 |
| Camden County Missouri | 1 | $ 39,000 | $ 39,000 | $ 83,000 |
| Howell County Missouri | 1 | $ 70,000 | $ 70,000 | $ 31,000 |
| Jefferson County Missouri | 1 | $ 47,000 | $ 47,000 | $ 56,000 |
| Lewis and Clark County Montana | 1 | $ 47,000 | $ 47,000 | $ 27,000 |
| Sussex County New Jersey | 1 | $ 28,000 | $ 28,000 | $ 322,000 |
| Broome County New York | 1 | $ 34,000 | $ 34,000 | $ 70,000 |
| Cattaraugus County New York | 1 | $ 56,000 | $ 56,000 | $ 40,000 |
| Cayuga County New York | 1 | $ 61,000 | $ 61,000 | $ 22,000 |
| Jefferson County New York | 1 | $ 36,000 | $ 36,000 | $ 62,000 |
| Otsego County New York | 1 | $ 84,000 | $ 84,000 | $ 66,000 |
| Saratoga County New York | 1 | $ 59,000 | $ 59,000 | $ 17,000 |
| Sullivan County New York | 1 | $ 70,000 | $ 70,000 | $ 81,000 |
| Grand Forks County North Dakota | 1 | $ 44,000 | $ 44,000 | $ 31,000 |
| Allen County Ohio | 1 | $ 42,000 | $ 42,000 | $ 34,000 |
| Butler County Ohio | 1 | $ 20,000 | $ 20,000 | $ 38,000 |
| Cuyahoga County Ohio | 1 | $ 12,000 | $ 12,000 | $ 50,000 |
| Franklin County Ohio | 1 | $ 44,000 | $ 44,000 | $ 40,000 |
| Montgomery County Ohio | 1 | $ 17,000 | $ 17,000 | $ 40,000 |
| Wood County Ohio | 1 | $ 18,000 | $ 18,000 | $ 18,000 |
| York County Pennsylvania | 1 | $ 27,000 | $ 27,000 | $ 23,000 |
| Brown County South Dakota | 1 | $ 49,000 | $ 49,000 | $ 30,000 |
| Butte County South Dakota | 1 | $ 64,000 | $ 64,000 | $ 17,000 |
| Lamoille County Vermont | 1 | $ 54,000 | $ 54,000 | $ 86,000 |
| Washington County Vermont | 1 | $ 41,000 | $ 41,000 | $ 30,000 |
| Chesapeake County Virginia | 1 | $ 67,000 | $ 67,000 | $ 67,000 |
| Southampton County Virginia | 1 | $ 37,000 | $ 37,000 | $ 63,000 |
| Harrison County West Virginia | 1 | $ 12,000 | $ 12,000 | $ 17,000 |
| La Crosse County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 74,000 |
| Natrona County Wyoming | 1 | $ 53,000 | $ 53,000 | $ 125,000 |
Mortgage Loan Application Detail Totals for Carlinville National Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 138 | $6,750,000 | $48,000 | $240,000 | $51,000 | $208,000 |
| Refinancing | 40 | $2,771,000 | $69,000 | $248,000 | $77,000 | $494,000 |
| Home Improvement | 11 | $264,000 | $24,000 | $40,000 | $68,000 | $252,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 180 | $9,394,000 | $52,000 | $248,000 | $58,000 | $494,000 |
| Hispanic | 4 | $150,000 | $37,000 | $71,000 | $39,000 | $54,000 |
| Black or African American | 3 | $129,000 | $43,000 | $67,000 | $73,000 | $91,000 |
| Not applicable | 2 | $112,000 | $56,000 | $78,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 188 | $9,745,000 | $51,000 | $248,000 | $57,000 | $494,000 |
| VA-guaranteed (Veterans Administration) | 1 | $40,000 | $40,000 | $40,000 | $52,000 | $52,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 78 | $3,590,000 | $46,000 | $105,000 | $52,000 | $208,000 |
| Loan Originated | 71 | $4,386,000 | $61,000 | $248,000 | $70,000 | $494,000 |
| Application Withdrawn By Applicant | 27 | $1,143,000 | $42,000 | $80,000 | $48,000 | $125,000 |
| Application Denied By Financial Institution | 13 | $666,000 | $51,000 | $95,000 | $44,000 | $79,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 7 | $319,000 | $45,000 | $95,000 | $46,000 | $79,000 |
| Other | 4 | $212,000 | $53,000 | $83,000 | $51,000 | $66,000 |
| Debt-To-Income Ratio | 2 | $135,000 | $67,000 | $71,000 | $25,000 | $33,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Carlinville National Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Carlinville National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.