Carlinville National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Carlinville National Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Carlinville National Bank 450 West Side Square Carlinville, IL 62626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 361 |
| Total Mortgage Loan Application Amount | $18,125,000 |
| Average Mortgage Loan Application Amount | $48,000 |
| Highest Mortgage Loan Application Amount | $340,000 |
| Average Applicant Income | $53,000 |
| Highest Applicant Income | $194,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Carlinville National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Carlinville National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Carlinville National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Carlinville National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Carlinville National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Carlinville National Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Macoupin County Illinois | 47 | $ 3,628,000 | $ 77,000 | $ 62,000 |
| Montgomery County Illinois | 20 | $ 1,309,000 | $ 65,000 | $ 53,000 |
| Sangamon County Illinois | 7 | $ 366,000 | $ 52,000 | $ 49,000 |
| Sussex County Delaware | 6 | $ 326,000 | $ 54,000 | $ 53,000 |
| Anne Arundel County Maryland | 6 | $ 384,000 | $ 64,000 | $ 63,000 |
| Anoka County Minnesota | 6 | $ 214,000 | $ 35,000 | $ 36,000 |
| Saratoga County New York | 6 | $ 344,000 | $ 57,000 | $ 55,000 |
| Cook County Illinois | 5 | $ 284,000 | $ 56,000 | $ 68,000 |
| St. Clair County Illinois | 5 | $ 211,000 | $ 42,000 | $ 42,000 |
| Sedgwick County Kansas | 4 | $ 230,000 | $ 57,000 | $ 53,000 |
| Monroe County Michigan | 4 | $ 143,000 | $ 35,000 | $ 56,000 |
| Washtenaw County Michigan | 4 | $ 116,000 | $ 29,000 | $ 56,000 |
| Northampton County Pennsylvania | 4 | $ 175,000 | $ 43,000 | $ 55,000 |
| Madison County Illinois | 3 | $ 231,000 | $ 77,000 | $ 84,000 |
| Pike County Illinois | 3 | $ 417,000 | $ 139,000 | $ 69,000 |
| St. Joseph County Michigan | 3 | $ 165,000 | $ 55,000 | $ 48,000 |
| Wayne County Michigan | 3 | $ 74,000 | $ 24,000 | $ 42,000 |
| Dakota County Minnesota | 3 | $ 100,000 | $ 33,000 | $ 31,000 |
| Brown County Ohio | 3 | $ 85,000 | $ 28,000 | $ 26,000 |
| Bucks County Pennsylvania | 3 | $ 175,000 | $ 58,000 | $ 49,000 |
| Chester County Pennsylvania | 3 | $ 148,000 | $ 49,000 | $ 67,000 |
| Lancaster County Pennsylvania | 3 | $ 78,000 | $ 26,000 | $ 44,000 |
| York County Pennsylvania | 3 | $ 75,000 | $ 25,000 | $ 60,000 |
| Orange County California | 2 | $ 173,000 | $ 86,000 | $ 99,000 |
| New Castle County Delaware | 2 | $ 75,000 | $ 37,000 | $ 62,000 |
| Fayette County Illinois | 2 | $ 46,000 | $ 23,000 | $ 70,000 |
| Greene County Illinois | 2 | $ 98,000 | $ 49,000 | $ 61,000 |
| Kankakee County Illinois | 2 | $ 70,000 | $ 35,000 | $ 33,000 |
| Marion County Indiana | 2 | $ 55,000 | $ 27,000 | $ 41,000 |
| Linn County Iowa | 2 | $ 66,000 | $ 33,000 | $ 28,000 |
| Reno County Kansas | 2 | $ 126,000 | $ 63,000 | $ 41,000 |
| Prince George's County Maryland | 2 | $ 114,000 | $ 57,000 | $ 51,000 |
| Bay County Michigan | 2 | $ 36,000 | $ 18,000 | $ 51,000 |
| Kent County Michigan | 2 | $ 81,000 | $ 40,000 | $ 36,000 |
| Livingston County Michigan | 2 | $ 71,000 | $ 35,000 | $ 51,000 |
| Carver County Minnesota | 2 | $ 57,000 | $ 28,000 | $ 29,000 |
| Hennepin County Minnesota | 2 | $ 51,000 | $ 25,000 | $ 44,000 |
| McLeod County Minnesota | 2 | $ 64,000 | $ 32,000 | $ 49,000 |
| Olmsted County Minnesota | 2 | $ 91,000 | $ 45,000 | $ 49,000 |
| Clay County Missouri | 2 | $ 46,000 | $ 23,000 | $ 36,000 |
| Douglas County Missouri | 2 | $ 56,000 | $ 28,000 | $ 53,000 |
| St. Louis County Missouri | 2 | $ 212,000 | $ 106,000 | $ 35,000 |
| Yellowstone County Montana | 2 | $ 87,000 | $ 43,000 | $ 56,000 |
| Chautauqua County New York | 2 | $ 45,000 | $ 22,000 | $ 45,000 |
| Chenango County New York | 2 | $ 120,000 | $ 60,000 | $ 61,000 |
| St. Lawrence County New York | 2 | $ 100,000 | $ 50,000 | $ 36,000 |
| Franklin County Ohio | 2 | $ 54,000 | $ 27,000 | $ 50,000 |
| Lawrence County Ohio | 2 | $ 162,000 | $ 81,000 | $ 82,000 |
| Marion County Oregon | 2 | $ 102,000 | $ 51,000 | $ 60,000 |
| Dauphin County Pennsylvania | 2 | $ 66,000 | $ 33,000 | $ 61,000 |
| Huntingdon County Pennsylvania | 2 | $ 40,000 | $ 20,000 | $ 28,000 |
| Lehigh County Pennsylvania | 2 | $ 73,000 | $ 36,000 | $ 44,000 |
| Montgomery County Pennsylvania | 2 | $ 61,000 | $ 30,000 | $ 33,000 |
| Minnehaha County South Dakota | 2 | $ 90,000 | $ 45,000 | $ 44,000 |
| Clark County Washington | 2 | $ 144,000 | $ 72,000 | $ 87,000 |
| Fremont County Wyoming | 2 | $ 97,000 | $ 48,000 | $ 48,000 |
| Boone County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Marion County Arkansas | 1 | $ 184,000 | $ 184,000 | $ 62,000 |
| Sonoma County California | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Stanislaus County California | 1 | $ 150,000 | $ 150,000 | $ 75,000 |
| Larimer County Colorado | 1 | $ 26,000 | $ 26,000 | $ 54,000 |
| Weld County Colorado | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Kent County Delaware | 1 | $ 17,000 | $ 17,000 | $ 25,000 |
| Bonner County Idaho | 1 | $ 43,000 | $ 43,000 | $ 26,000 |
| Bonneville County Idaho | 1 | $ 29,000 | $ 29,000 | $ 22,000 |
| Adams County Illinois | 1 | $ 79,000 | $ 79,000 | $ 104,000 |
| Champaign County Illinois | 1 | $ 37,000 | $ 37,000 | $ 35,000 |
| Jersey County Illinois | 1 | $ 34,000 | $ 34,000 | $ 78,000 |
| Kane County Illinois | 1 | $ 18,000 | $ 18,000 | $ 30,000 |
| McLean County Illinois | 1 | $ 57,000 | $ 57,000 | $ 68,000 |
| Ogle County Illinois | 1 | $ 19,000 | $ 19,000 | $ 16,000 |
| Wayne County Illinois | 1 | $ 60,000 | $ 60,000 | $ 67,000 |
| Will County Illinois | 1 | $ 30,000 | $ 30,000 | $ 59,000 |
| Winnebago County Illinois | 1 | $ 18,000 | $ 18,000 | $ 51,000 |
| Woodford County Illinois | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Elkhart County Indiana | 1 | $ 24,000 | $ 24,000 | $ 52,000 |
| Floyd County Indiana | 1 | $ 34,000 | $ 34,000 | $ 17,000 |
| Owen County Indiana | 1 | $ 46,000 | $ 46,000 | $ 21,000 |
| Porter County Indiana | 1 | $ 22,000 | $ 22,000 | $ 77,000 |
| Switzerland County Indiana | 1 | $ 17,000 | $ 17,000 | $ 38,000 |
| Tippecanoe County Indiana | 1 | $ 32,000 | $ 32,000 | $ 30,000 |
| Vanderburgh County Indiana | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Crawford County Iowa | 1 | $ 58,000 | $ 58,000 | $ 37,000 |
| Johnson County Iowa | 1 | $ 19,000 | $ 19,000 | $ 41,000 |
| Muscatine County Iowa | 1 | $ 51,000 | $ 51,000 | $ 72,000 |
| Wayne County Iowa | 1 | $ 77,000 | $ 77,000 | $ 40,000 |
| Bourbon County Kansas | 1 | $ 31,000 | $ 31,000 | $ 32,000 |
| Butler County Kansas | 1 | $ 113,000 | $ 113,000 | $ 104,000 |
| Coffey County Kansas | 1 | $ 48,000 | $ 48,000 | $ 39,000 |
| Douglas County Kansas | 1 | $ 23,000 | $ 23,000 | $ 51,000 |
| Osage County Kansas | 1 | $ 37,000 | $ 37,000 | $ 32,000 |
| Pottawatomie County Kansas | 1 | $ 39,000 | $ 39,000 | $ 50,000 |
| Shawnee County Kansas | 1 | $ 76,000 | $ 76,000 | $ 78,000 |
| Stafford County Kansas | 1 | $ 50,000 | $ 50,000 | $ 117,000 |
| Sumner County Kansas | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Boone County Kentucky | 1 | $ 32,000 | $ 32,000 | $ 77,000 |
| Jefferson County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 55,000 |
| Laurel County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 55,000 |
| Lewis County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 30,000 |
| Perry County Kentucky | 1 | $ 37,000 | $ 37,000 | $ 66,000 |
| Rowan County Kentucky | 1 | $ 14,000 | $ 14,000 | $ 19,000 |
| Baltimore County Maryland | 1 | $ 27,000 | $ 27,000 | $ 57,000 |
| Calhoun County Michigan | 1 | $ 23,000 | $ 23,000 | $ 42,000 |
| Kalamazoo County Michigan | 1 | $ 48,000 | $ 48,000 | $ 67,000 |
| Lenawee County Michigan | 1 | $ 18,000 | $ 18,000 | $ 28,000 |
| Macomb County Michigan | 1 | $ 17,000 | $ 17,000 | $ 31,000 |
| Beltrami County Minnesota | 1 | $ 31,000 | $ 31,000 | $ 22,000 |
| Blue Earth County Minnesota | 1 | $ 43,000 | $ 43,000 | $ 32,000 |
| Itasca County Minnesota | 1 | $ 17,000 | $ 17,000 | $ 125,000 |
| Kanabec County Minnesota | 1 | $ 43,000 | $ 43,000 | $ 36,000 |
| Marshall County Minnesota | 1 | $ 39,000 | $ 39,000 | $ 22,000 |
| Mower County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
| Ramsey County Minnesota | 1 | $ 21,000 | $ 21,000 | $ 52,000 |
| Sherburne County Minnesota | 1 | $ 37,000 | $ 37,000 | $ 75,000 |
| Stearns County Minnesota | 1 | $ 26,000 | $ 26,000 | $ 61,000 |
| Waseca County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 45,000 |
| Washington County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Boone County Missouri | 1 | $ 38,000 | $ 38,000 | $ 37,000 |
| Jefferson County Missouri | 1 | $ 17,000 | $ 17,000 | $ 49,000 |
| Johnson County Missouri | 1 | $ 54,000 | $ 54,000 | $ 110,000 |
| St. Charles County Missouri | 1 | $ 20,000 | $ 20,000 | $ 50,000 |
| Lincoln County Montana | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Adams County Nebraska | 1 | $ 22,000 | $ 22,000 | $ 48,000 |
| Douglas County Nebraska | 1 | $ 14,000 | $ 14,000 | $ 30,000 |
| Atlantic County New Jersey | 1 | $ 99,000 | $ 99,000 | $ 72,000 |
| Somerset County New Jersey | 1 | $ 137,000 | $ 137,000 | $ 75,000 |
| Albany County New York | 1 | $ 72,000 | $ 72,000 | $ 34,000 |
| Chemung County New York | 1 | $ 44,000 | $ 44,000 | $ 42,000 |
| Clinton County New York | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Delaware County New York | 1 | $ 63,000 | $ 63,000 | $ 36,000 |
| Erie County New York | 1 | $ 40,000 | $ 40,000 | $ 35,000 |
| Fulton County New York | 1 | $ 73,000 | $ 73,000 | $ 65,000 |
| Hamilton County New York | 1 | $ 49,000 | $ 49,000 | $ 180,000 |
| Herkimer County New York | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| Jefferson County New York | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Lewis County New York | 1 | $ 54,000 | $ 54,000 | $ 106,000 |
| Livingston County New York | 1 | $ 19,000 | $ 19,000 | $ 29,000 |
| Oneida County New York | 1 | $ 30,000 | $ 30,000 | $ 24,000 |
| Orange County New York | 1 | $ 98,000 | $ 98,000 | $ 68,000 |
| Oswego County New York | 1 | $ 51,000 | $ 51,000 | $ 45,000 |
| Otsego County New York | 1 | $ 56,000 | $ 56,000 | $ 26,000 |
| Schoharie County New York | 1 | $ 38,000 | $ 38,000 | $ 35,000 |
| Seneca County New York | 1 | $ 43,000 | $ 43,000 | $ 13,000 |
| Steuben County New York | 1 | $ 37,000 | $ 37,000 | $ 38,000 |
| Washington County New York | 1 | $ 88,000 | $ 88,000 | $ 48,000 |
| Craven County North Carolina | 1 | $ 61,000 | $ 61,000 | $ 45,000 |
| Burleigh County North Dakota | 1 | $ 129,000 | $ 129,000 | $ 76,000 |
| Ransom County North Dakota | 1 | $ 41,000 | $ 41,000 | $ 43,000 |
| Adams County Ohio | 1 | $ 37,000 | $ 37,000 | $ 39,000 |
| Allen County Ohio | 1 | $ 38,000 | $ 38,000 | $ 28,000 |
| Clermont County Ohio | 1 | $ 20,000 | $ 20,000 | $ 26,000 |
| Fulton County Ohio | 1 | $ 59,000 | $ 59,000 | $ 52,000 |
| Geauga County Ohio | 1 | $ 19,000 | $ 19,000 | $ 28,000 |
| Licking County Ohio | 1 | $ 12,000 | $ 12,000 | $ 20,000 |
| Lorain County Ohio | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
| Mercer County Ohio | 1 | $ 41,000 | $ 41,000 | $ 31,000 |
| Portage County Ohio | 1 | $ 26,000 | $ 26,000 | $ 27,000 |
| Sandusky County Ohio | 1 | $ 48,000 | $ 48,000 | $ 35,000 |
| Stark County Ohio | 1 | $ 23,000 | $ 23,000 | $ 28,000 |
| Summit County Ohio | 1 | $ 39,000 | $ 39,000 | $ 23,000 |
| Trumbull County Ohio | 1 | $ 21,000 | $ 21,000 | $ 57,000 |
| Van Wert County Ohio | 1 | $ 33,000 | $ 33,000 | $ 26,000 |
| Washington County Ohio | 1 | $ 24,000 | $ 24,000 | $ 29,000 |
| Oklahoma County Oklahoma | 1 | $ 19,000 | $ 19,000 | $ 25,000 |
| Coos County Oregon | 1 | $ 32,000 | $ 32,000 | $ 29,000 |
| Klamath County Oregon | 1 | $ 17,000 | $ 17,000 | $ 28,000 |
| Washington County Oregon | 1 | $ 21,000 | $ 21,000 | $ 62,000 |
| Adams County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 41,000 |
| Allegheny County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Butler County Pennsylvania | 1 | $ 23,000 | $ 23,000 | $ 32,000 |
| Cambria County Pennsylvania | 1 | $ 34,000 | $ 34,000 | $ 36,000 |
| Carbon County Pennsylvania | 1 | $ 29,000 | $ 29,000 | $ 54,000 |
| Clearfield County Pennsylvania | 1 | $ 23,000 | $ 23,000 | $ 33,000 |
| Erie County Pennsylvania | 1 | $ 17,000 | $ 17,000 | $ 22,000 |
| Greene County Pennsylvania | 1 | $ 22,000 | $ 22,000 | $ 40,000 |
| Perry County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 59,000 |
| Lincoln County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Salt Lake County Utah | 1 | $ 52,000 | $ 52,000 | $ 126,000 |
| Weber County Utah | 1 | $ 36,000 | $ 36,000 | $ 24,000 |
| Augusta County Virginia | 1 | $ 82,000 | $ 82,000 | $ 30,000 |
| Campbell County Virginia | 1 | $ 27,000 | $ 27,000 | $ 69,000 |
| Culpeper County Virginia | 1 | $ 17,000 | $ 17,000 | $ 38,000 |
| Fairfax County Virginia | 1 | $ 73,000 | $ 73,000 | $ 105,000 |
| Fauquier County Virginia | 1 | $ 64,000 | $ 64,000 | $ 38,000 |
| Frederick County Virginia | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Spotsylvania County Virginia | 1 | $ 33,000 | $ 33,000 | $ 32,000 |
| Spokane County Washington | 1 | $ 66,000 | $ 66,000 | $ 36,000 |
| Brooke County West Virginia | 1 | $ 27,000 | $ 27,000 | $ 36,000 |
| Cabell County West Virginia | 1 | $ 17,000 | $ 17,000 | $ 23,000 |
| Harrison County West Virginia | 1 | $ 34,000 | $ 34,000 | $ 34,000 |
| Jackson County West Virginia | 1 | $ 32,000 | $ 32,000 | $ 31,000 |
| Kanawha County West Virginia | 1 | $ 27,000 | $ 27,000 | $ 26,000 |
| Dodge County Wisconsin | 1 | $ 38,000 | $ 38,000 | $ 36,000 |
| Fond du Lac County Wisconsin | 1 | $ 38,000 | $ 38,000 | $ 58,000 |
| Washington County Wisconsin | 1 | $ 24,000 | $ 24,000 | $ 42,000 |
| Campbell County Wyoming | 1 | $ 37,000 | $ 37,000 | $ 42,000 |
| Laramie County Wyoming | 1 | $ 51,000 | $ 51,000 | $ 47,000 |
Mortgage Loan Application Detail Totals for Carlinville National Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 267 | $12,379,000 | $46,000 | $200,000 | $48,000 | $180,000 |
| Refinancing | 87 | $5,500,000 | $63,000 | $340,000 | $59,000 | $194,000 |
| Home Improvement | 7 | $246,000 | $35,000 | $136,000 | $52,000 | $80,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 347 | $17,571,000 | $50,000 | $340,000 | $51,000 | $194,000 |
| Hispanic | 5 | $188,000 | $37,000 | $65,000 | $49,000 | $95,000 |
| Black or African American | 3 | $113,000 | $37,000 | $53,000 | $69,000 | $119,000 |
| Not applicable | 2 | $80,000 | $40,000 | $48,000 | $0 | $0 |
| American Indian or Alaskan Native | 2 | $99,000 | $49,000 | $60,000 | $39,000 | $50,000 |
| Asian | 1 | $54,000 | $54,000 | $54,000 | $110,000 | $110,000 |
| Not Provided | 1 | $20,000 | $20,000 | $20,000 | $42,000 | $42,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 361 | $18,125,000 | $50,000 | $340,000 | $51,000 | $194,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 138 | $5,733,000 | $41,000 | $184,000 | $49,000 | $180,000 |
| Application Approved But Not Accepted | 131 | $5,864,000 | $44,000 | $137,000 | $48,000 | $126,000 |
| Loan Originated | 67 | $5,333,000 | $79,000 | $340,000 | $66,000 | $194,000 |
| Application Denied By Financial Institution | 20 | $784,000 | $39,000 | $82,000 | $35,000 | $64,000 |
| Application Withdrawn By Applicant | 5 | $411,000 | $82,000 | $200,000 | $40,000 | $73,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 10 | $355,000 | $35,000 | $65,000 | $37,000 | $64,000 |
| Debt-To-Income Ratio | 8 | $297,000 | $37,000 | $82,000 | $28,000 | $51,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $76,000 | $76,000 | $76,000 | $55,000 | $55,000 |
| Other | 1 | $56,000 | $56,000 | $56,000 | $61,000 | $61,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Carlinville National Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Carlinville National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.