Carolina Bank
Mortgage Loan Application
Totals and Details
for 2008
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Carolina Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Carolina Bank Po Box 10209 Greensboro, NC 27404 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,824 |
| Total Mortgage Loan Application Amount | $356,452,000 |
| Average Mortgage Loan Application Amount | $157,333 |
| Highest Mortgage Loan Application Amount | $2,100,000 |
| Average Applicant Income | $81,666 |
| Highest Applicant Income | $783,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Guilford County North Carolina | 166 | $ 27,957,000 | $ 168,000 | $ 87,000 |
| Alamance County North Carolina | 103 | $ 16,282,000 | $ 158,000 | $ 83,000 |
| Mecklenburg County North Carolina | 63 | $ 15,328,000 | $ 243,000 | $ 127,000 |
| Randolph County North Carolina | 61 | $ 10,073,000 | $ 165,000 | $ 86,000 |
| Jackson County North Carolina | 53 | $ 10,163,000 | $ 191,000 | $ 84,000 |
| Bedford County Virginia | 53 | $ 11,969,000 | $ 225,000 | $ 92,000 |
| New Hanover County North Carolina | 47 | $ 12,109,000 | $ 257,000 | $ 98,000 |
| Roanoke County Virginia | 47 | $ 9,146,000 | $ 194,000 | $ 78,000 |
| Catawba County North Carolina | 46 | $ 8,742,000 | $ 190,000 | $ 95,000 |
| Union County North Carolina | 45 | $ 10,759,000 | $ 239,000 | $ 84,000 |
| Roanoke City County Virginia | 37 | $ 5,326,000 | $ 143,000 | $ 73,000 |
| Franklin County Virginia | 33 | $ 6,416,000 | $ 194,000 | $ 85,000 |
| Wake County North Carolina | 27 | $ 6,819,000 | $ 252,000 | $ 131,000 |
| Horry County South Carolina | 26 | $ 7,357,000 | $ 282,000 | $ 100,000 |
| Iredell County North Carolina | 24 | $ 8,054,000 | $ 335,000 | $ 128,000 |
| Campbell County Virginia | 24 | $ 3,734,000 | $ 155,000 | $ 71,000 |
| Forsyth County North Carolina | 23 | $ 4,619,000 | $ 200,000 | $ 86,000 |
| Greenville County South Carolina | 23 | $ 3,505,000 | $ 152,000 | $ 71,000 |
| Lincoln County North Carolina | 22 | $ 6,224,000 | $ 282,000 | $ 104,000 |
| Moore County North Carolina | 22 | $ 4,531,000 | $ 205,000 | $ 101,000 |
| York County South Carolina | 22 | $ 4,280,000 | $ 194,000 | $ 107,000 |
| Lynchburg County Virginia | 22 | $ 3,543,000 | $ 161,000 | $ 81,000 |
| Salem County Virginia | 21 | $ 3,034,000 | $ 144,000 | $ 88,000 |
| Dare County North Carolina | 20 | $ 5,776,000 | $ 288,000 | $ 163,000 |
| Gaston County North Carolina | 20 | $ 3,212,000 | $ 160,000 | $ 69,000 |
| Spartanburg County South Carolina | 20 | $ 2,682,000 | $ 134,000 | $ 53,000 |
| Jefferson County Kentucky | 17 | $ 2,718,000 | $ 159,000 | $ 79,000 |
| Orleans County Louisiana | 17 | $ 3,541,000 | $ 208,000 | $ 94,000 |
| Brunswick County North Carolina | 17 | $ 4,518,000 | $ 265,000 | $ 151,000 |
| Lee County North Carolina | 17 | $ 2,223,000 | $ 130,000 | $ 69,000 |
| Botetourt County Virginia | 17 | $ 4,162,000 | $ 244,000 | $ 81,000 |
| Pitt County North Carolina | 13 | $ 2,226,000 | $ 171,000 | $ 91,000 |
| Davidson County North Carolina | 11 | $ 1,196,000 | $ 108,000 | $ 61,000 |
| Rockingham County North Carolina | 11 | $ 1,390,000 | $ 126,000 | $ 68,000 |
| Swain County North Carolina | 11 | $ 1,897,000 | $ 172,000 | $ 79,000 |
| Lee County Florida | 10 | $ 1,666,000 | $ 166,000 | $ 85,000 |
| Montgomery County Virginia | 10 | $ 1,323,000 | $ 132,000 | $ 68,000 |
| Craven County North Carolina | 9 | $ 1,922,000 | $ 213,000 | $ 69,000 |
| Lenoir County North Carolina | 9 | $ 1,395,000 | $ 155,000 | $ 115,000 |
| Chesterfield County Virginia | 9 | $ 2,411,000 | $ 267,000 | $ 74,000 |
| Caldwell County North Carolina | 8 | $ 1,002,000 | $ 125,000 | $ 84,000 |
| Carteret County North Carolina | 8 | $ 2,108,000 | $ 263,000 | $ 156,000 |
| Pender County North Carolina | 8 | $ 2,107,000 | $ 263,000 | $ 121,000 |
| Charleston County South Carolina | 8 | $ 2,937,000 | $ 367,000 | $ 172,000 |
| Anderson County South Carolina | 7 | $ 1,521,000 | $ 217,000 | $ 103,000 |
| Bedford City County Virginia | 7 | $ 1,122,000 | $ 160,000 | $ 81,000 |
| Cabarrus County North Carolina | 6 | $ 983,000 | $ 163,000 | $ 82,000 |
| Haywood County North Carolina | 6 | $ 1,041,000 | $ 173,000 | $ 92,000 |
| Onslow County North Carolina | 6 | $ 986,000 | $ 164,000 | $ 78,000 |
| Rowan County North Carolina | 6 | $ 1,445,000 | $ 240,000 | $ 76,000 |
| Amherst County Virginia | 6 | $ 712,000 | $ 118,000 | $ 41,000 |
| Oldham County Kentucky | 5 | $ 611,000 | $ 122,000 | $ 58,000 |
| Jefferson County Louisiana | 5 | $ 656,000 | $ 131,000 | $ 47,000 |
| Burke County North Carolina | 5 | $ 703,000 | $ 140,000 | $ 86,000 |
| Wayne County North Carolina | 5 | $ 1,061,000 | $ 212,000 | $ 52,000 |
| Lexington County South Carolina | 5 | $ 1,093,000 | $ 218,000 | $ 80,000 |
| Oconee County South Carolina | 5 | $ 729,000 | $ 145,000 | $ 135,000 |
| Union County South Carolina | 5 | $ 623,000 | $ 124,000 | $ 43,000 |
| Pittsylvania County Virginia | 5 | $ 705,000 | $ 141,000 | $ 78,000 |
| Alexander County North Carolina | 4 | $ 929,000 | $ 232,000 | $ 94,000 |
| Franklin County North Carolina | 4 | $ 1,034,000 | $ 258,000 | $ 112,000 |
| Orange County North Carolina | 4 | $ 735,000 | $ 183,000 | $ 56,000 |
| Pickens County South Carolina | 4 | $ 392,000 | $ 98,000 | $ 50,000 |
| Appomattox County Virginia | 4 | $ 886,000 | $ 221,000 | $ 178,000 |
| Henrico County Virginia | 4 | $ 632,000 | $ 158,000 | $ 114,000 |
| Collier County Florida | 3 | $ 493,000 | $ 164,000 | $ 60,000 |
| Taylor County Kentucky | 3 | $ 267,000 | $ 89,000 | $ 39,000 |
| St. Tammany County Louisiana | 3 | $ 620,000 | $ 206,000 | $ 63,000 |
| Ashe County North Carolina | 3 | $ 647,000 | $ 215,000 | $ 128,000 |
| Avery County North Carolina | 3 | $ 586,000 | $ 195,000 | $ 77,000 |
| Buncombe County North Carolina | 3 | $ 347,000 | $ 115,000 | $ 69,000 |
| Caswell County North Carolina | 3 | $ 567,000 | $ 189,000 | $ 139,000 |
| Edgecombe County North Carolina | 3 | $ 236,000 | $ 78,000 | $ 102,000 |
| Montgomery County North Carolina | 3 | $ 331,000 | $ 110,000 | $ 63,000 |
| Stanly County North Carolina | 3 | $ 658,000 | $ 219,000 | $ 209,000 |
| Transylvania County North Carolina | 3 | $ 630,000 | $ 210,000 | $ 100,000 |
| Vance County North Carolina | 3 | $ 560,000 | $ 186,000 | $ 71,000 |
| Watauga County North Carolina | 3 | $ 761,000 | $ 253,000 | $ 113,000 |
| Beaufort County South Carolina | 3 | $ 740,000 | $ 246,000 | $ 239,000 |
| Floyd County Virginia | 3 | $ 359,000 | $ 119,000 | $ 39,000 |
| Hanover County Virginia | 3 | $ 654,000 | $ 218,000 | $ 85,000 |
| Louisa County Virginia | 3 | $ 948,000 | $ 316,000 | $ 71,000 |
| Rockbridge County Virginia | 3 | $ 674,000 | $ 224,000 | $ 73,000 |
| Virginia Beach County Virginia | 3 | $ 621,000 | $ 207,000 | $ 57,000 |
| Osceola County Florida | 2 | $ 496,000 | $ 248,000 | $ 138,000 |
| Adair County Kentucky | 2 | $ 207,000 | $ 103,000 | $ 40,000 |
| Cherokee County North Carolina | 2 | $ 399,000 | $ 199,000 | $ 70,000 |
| Currituck County North Carolina | 2 | $ 834,000 | $ 417,000 | $ 220,000 |
| Durham County North Carolina | 2 | $ 227,000 | $ 113,000 | $ 79,000 |
| Greene County North Carolina | 2 | $ 228,000 | $ 114,000 | $ 32,000 |
| Henderson County North Carolina | 2 | $ 429,000 | $ 214,000 | $ 154,000 |
| Hoke County North Carolina | 2 | $ 314,000 | $ 157,000 | $ 48,000 |
| Johnston County North Carolina | 2 | $ 87,000 | $ 43,000 | $ 83,000 |
| Macon County North Carolina | 2 | $ 542,000 | $ 271,000 | $ 225,000 |
| Pasquotank County North Carolina | 2 | $ 377,000 | $ 188,000 | $ 84,000 |
| Berkeley County South Carolina | 2 | $ 406,000 | $ 203,000 | $ 47,000 |
| Dorchester County South Carolina | 2 | $ 293,000 | $ 146,000 | $ 67,000 |
| Georgetown County South Carolina | 2 | $ 327,000 | $ 163,000 | $ 60,000 |
| Sumter County South Carolina | 2 | $ 168,000 | $ 84,000 | $ 75,000 |
| Buena Vista County Virginia | 2 | $ 230,000 | $ 115,000 | $ 36,000 |
| Chesapeake County Virginia | 2 | $ 339,000 | $ 169,000 | $ 74,000 |
| Mecklenburg County Virginia | 2 | $ 165,000 | $ 82,000 | $ 51,000 |
| Newport News County Virginia | 2 | $ 426,000 | $ 213,000 | $ 118,000 |
| Norfolk County Virginia | 2 | $ 257,000 | $ 128,000 | $ 75,000 |
| Prince William County Virginia | 2 | $ 370,000 | $ 185,000 | $ 117,000 |
| Radford County Virginia | 2 | $ 219,000 | $ 109,000 | $ 36,000 |
| Lake County Florida | 1 | $ 212,000 | $ 212,000 | $ 42,000 |
| Okaloosa County Florida | 1 | $ 720,000 | $ 720,000 | $ 250,000 |
| Santa Rosa County Florida | 1 | $ 213,000 | $ 213,000 | $ 54,000 |
| Seminole County Florida | 1 | $ 187,000 | $ 187,000 | $ 66,000 |
| St. Johns County Florida | 1 | $ 360,000 | $ 360,000 | $ 73,000 |
| Camden County Georgia | 1 | $ 145,000 | $ 145,000 | $ 115,000 |
| Floyd County Indiana | 1 | $ 114,000 | $ 114,000 | $ 26,000 |
| Bullitt County Kentucky | 1 | $ 84,000 | $ 84,000 | $ 29,000 |
| Nelson County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
| West Carroll County Louisiana | 1 | $ 162,000 | $ 162,000 | $ 67,000 |
| Adams County Mississippi | 1 | $ 200,000 | $ 200,000 | $ 62,000 |
| Clark County Nevada | 1 | $ 320,000 | $ 320,000 | $ 200,000 |
| Anson County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 74,000 |
| Beaufort County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 47,000 |
| Chatham County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Clay County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 454,000 |
| Cleveland County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 50,000 |
| Cumberland County North Carolina | 1 | $ 273,000 | $ 273,000 | $ 99,000 |
| Duplin County North Carolina | 1 | $ 261,000 | $ 261,000 | $ 91,000 |
| Graham County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Halifax County North Carolina | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Harnett County North Carolina | 1 | $ 204,000 | $ 204,000 | $ 72,000 |
| Hyde County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 155,000 |
| Pamlico County North Carolina | 1 | $ 596,000 | $ 596,000 | $ 120,000 |
| Person County North Carolina | 1 | $ 264,000 | $ 264,000 | $ 87,000 |
| Robeson County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 59,000 |
| Rutherford County North Carolina | 1 | $ 204,000 | $ 204,000 | $ 115,000 |
| Scotland County North Carolina | 1 | $ 109,000 | $ 109,000 | $ 50,000 |
| Stokes County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 79,000 |
| Surry County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 136,000 |
| Tyrrell County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 531,000 |
| Yancey County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 92,000 |
| Dauphin County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Lehigh County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Clarendon County South Carolina | 1 | $ 270,000 | $ 270,000 | $ 60,000 |
| Colleton County South Carolina | 1 | $ 63,000 | $ 63,000 | $ 77,000 |
| Darlington County South Carolina | 1 | $ 170,000 | $ 170,000 | $ 69,000 |
| Jasper County South Carolina | 1 | $ 1,360,000 | $ 1,360,000 | $ 0 |
| Lancaster County South Carolina | 1 | $ 258,000 | $ 258,000 | $ 129,000 |
| Newberry County South Carolina | 1 | $ 288,000 | $ 288,000 | $ 190,000 |
| Richland County South Carolina | 1 | $ 74,000 | $ 74,000 | $ 70,000 |
| Augusta County Virginia | 1 | $ 412,000 | $ 412,000 | $ 98,000 |
| Craig County Virginia | 1 | $ 180,000 | $ 180,000 | $ 76,000 |
| Greene County Virginia | 1 | $ 206,000 | $ 206,000 | $ 207,000 |
| Hampton County Virginia | 1 | $ 180,000 | $ 180,000 | $ 51,000 |
| Henry County Virginia | 1 | $ 99,000 | $ 99,000 | $ 36,000 |
| Nelson County Virginia | 1 | $ 167,000 | $ 167,000 | $ 36,000 |
| Nottoway County Virginia | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Prince Edward County Virginia | 1 | $ 127,000 | $ 127,000 | $ 47,000 |
| Prince George County Virginia | 1 | $ 160,000 | $ 160,000 | $ 45,000 |
| Pulaski County Virginia | 1 | $ 170,000 | $ 170,000 | $ 43,000 |
| Richmond City County Virginia | 1 | $ 345,000 | $ 345,000 | $ 92,000 |
| Stafford County Virginia | 1 | $ 269,000 | $ 269,000 | $ 104,000 |
| York County Virginia | 1 | $ 230,000 | $ 230,000 | $ 61,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Carolina Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 928 | $195,643,000 | $210,000 | $2,100,000 | $96,000 | $783,000 |
| Home Purchase | 886 | $159,984,000 | $180,000 | $1,000,000 | $85,000 | $652,000 |
| Home Improvement | 10 | $825,000 | $82,000 | $295,000 | $64,000 | $240,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,532 | $300,057,000 | $195,000 | $1,000,000 | $94,000 | $783,000 |
| Black or African American | 109 | $19,109,000 | $175,000 | $1,500,000 | $77,000 | $351,000 |
| Not Provided | 59 | $13,177,000 | $223,000 | $960,000 | $111,000 | $515,000 |
| Not applicable | 55 | $12,141,000 | $220,000 | $2,100,000 | $0 | $0 |
| Hispanic | 44 | $6,926,000 | $157,000 | $415,000 | $70,000 | $196,000 |
| Asian | 14 | $2,531,000 | $180,000 | $328,000 | $92,000 | $180,000 |
| American Indian or Alaskan Native | 9 | $2,184,000 | $242,000 | $490,000 | $88,000 | $176,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $327,000 | $163,000 | $190,000 | $41,000 | $42,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,610 | $323,492,000 | $200,000 | $2,100,000 | $95,000 | $783,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 92 | $12,059,000 | $131,000 | $241,000 | $44,000 | $86,000 |
| FHA-insured (Federal Housing Administration) | 78 | $12,187,000 | $156,000 | $337,000 | $58,000 | $166,000 |
| VA-guaranteed (Veterans Administration) | 44 | $8,714,000 | $198,000 | $417,000 | $60,000 | $134,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,714 | $332,243,000 | $193,000 | $2,100,000 | $89,000 | $652,000 |
| Application Denied By Financial Institution | 73 | $13,992,000 | $191,000 | $1,500,000 | $93,000 | $406,000 |
| Application Withdrawn By Applicant | 30 | $8,251,000 | $275,000 | $1,000,000 | $137,000 | $783,000 |
| Application Approved But Not Accepted | 4 | $900,000 | $225,000 | $481,000 | $107,000 | $177,000 |
| File Closed For Incompleteness | 3 | $1,066,000 | $355,000 | $841,000 | $89,000 | $185,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 15 | $2,059,000 | $137,000 | $244,000 | $84,000 | $406,000 |
| Collateral | 15 | $2,708,000 | $180,000 | $417,000 | $86,000 | $195,000 |
| Other | 14 | $1,811,000 | $129,000 | $413,000 | $108,000 | $257,000 |
| Debt-To-Income Ratio | 12 | $3,938,000 | $328,000 | $1,500,000 | $91,000 | $351,000 |
| Unverifiable Information | 5 | $1,216,000 | $243,000 | $417,000 | $161,000 | $332,000 |
| Employment History | 2 | $359,000 | $179,000 | $247,000 | $27,000 | $29,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.