Carolina Bank
Mortgage Loan Application
Totals and Details
for 2009
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Carolina Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Carolina Bank Po Box 10209 Greensboro, NC 27404 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,604 |
| Total Mortgage Loan Application Amount | $893,757,000 |
| Average Mortgage Loan Application Amount | $165,000 |
| Highest Mortgage Loan Application Amount | $1,600,000 |
| Average Applicant Income | $162,666 |
| Highest Applicant Income | $3,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Guilford County North Carolina | 383 | $ 66,309,000 | $ 173,000 | $ 95,000 |
| Alamance County North Carolina | 234 | $ 41,672,000 | $ 178,000 | $ 109,000 |
| Mecklenburg County North Carolina | 234 | $ 55,937,000 | $ 239,000 | $ 111,000 |
| Catawba County North Carolina | 232 | $ 43,241,000 | $ 186,000 | $ 84,000 |
| Bedford County Virginia | 160 | $ 32,499,000 | $ 203,000 | $ 81,000 |
| Union County North Carolina | 147 | $ 32,392,000 | $ 220,000 | $ 88,000 |
| Wake County North Carolina | 141 | $ 32,297,000 | $ 229,000 | $ 102,000 |
| Randolph County North Carolina | 119 | $ 19,694,000 | $ 165,000 | $ 73,000 |
| Forsyth County North Carolina | 112 | $ 22,815,000 | $ 203,000 | $ 94,000 |
| Roanoke County Virginia | 108 | $ 17,570,000 | $ 162,000 | $ 69,000 |
| Buncombe County North Carolina | 92 | $ 20,219,000 | $ 219,000 | $ 85,000 |
| York County South Carolina | 86 | $ 17,393,000 | $ 202,000 | $ 80,000 |
| Lincoln County North Carolina | 83 | $ 19,446,000 | $ 234,000 | $ 97,000 |
| New Hanover County North Carolina | 83 | $ 16,991,000 | $ 204,000 | $ 102,000 |
| Greenville County South Carolina | 81 | $ 13,610,000 | $ 168,000 | $ 75,000 |
| Franklin County Virginia | 81 | $ 17,873,000 | $ 220,000 | $ 92,000 |
| Caldwell County North Carolina | 79 | $ 13,221,000 | $ 167,000 | $ 79,000 |
| Iredell County North Carolina | 76 | $ 19,565,000 | $ 257,000 | $ 103,000 |
| Moore County North Carolina | 75 | $ 14,850,000 | $ 198,000 | $ 93,000 |
| Campbell County Virginia | 75 | $ 12,644,000 | $ 168,000 | $ 69,000 |
| Gaston County North Carolina | 69 | $ 13,028,000 | $ 188,000 | $ 84,000 |
| Jackson County North Carolina | 67 | $ 12,333,000 | $ 184,000 | $ 80,000 |
| Dare County North Carolina | 64 | $ 14,714,000 | $ 229,000 | $ 122,000 |
| Pitt County North Carolina | 58 | $ 9,814,000 | $ 169,000 | $ 101,000 |
| Brunswick County North Carolina | 57 | $ 12,644,000 | $ 221,000 | $ 117,000 |
| Lynchburg County Virginia | 57 | $ 9,309,000 | $ 163,000 | $ 70,000 |
| Roanoke City County Virginia | 56 | $ 8,400,000 | $ 150,000 | $ 63,000 |
| Rockingham County North Carolina | 54 | $ 8,497,000 | $ 157,000 | $ 86,000 |
| Spartanburg County South Carolina | 54 | $ 8,664,000 | $ 160,000 | $ 65,000 |
| Cabarrus County North Carolina | 43 | $ 8,639,000 | $ 200,000 | $ 102,000 |
| Orange County North Carolina | 42 | $ 11,042,000 | $ 262,000 | $ 139,000 |
| Davidson County North Carolina | 37 | $ 6,860,000 | $ 185,000 | $ 75,000 |
| Lenoir County North Carolina | 33 | $ 5,749,000 | $ 174,000 | $ 84,000 |
| Anderson County South Carolina | 32 | $ 5,705,000 | $ 178,000 | $ 90,000 |
| Botetourt County Virginia | 32 | $ 6,616,000 | $ 206,000 | $ 73,000 |
| Cherokee County North Carolina | 31 | $ 5,726,000 | $ 184,000 | $ 87,000 |
| Burke County North Carolina | 29 | $ 4,921,000 | $ 169,000 | $ 76,000 |
| Oconee County South Carolina | 29 | $ 4,719,000 | $ 162,000 | $ 75,000 |
| Amherst County Virginia | 29 | $ 4,644,000 | $ 160,000 | $ 54,000 |
| Salem County Virginia | 28 | $ 5,218,000 | $ 186,000 | $ 69,000 |
| Rowan County North Carolina | 27 | $ 4,948,000 | $ 183,000 | $ 70,000 |
| Durham County North Carolina | 26 | $ 4,769,000 | $ 183,000 | $ 84,000 |
| Montgomery County Virginia | 25 | $ 3,960,000 | $ 158,000 | $ 65,000 |
| Henderson County North Carolina | 24 | $ 3,849,000 | $ 160,000 | $ 62,000 |
| Charleston County South Carolina | 24 | $ 5,029,000 | $ 209,000 | $ 81,000 |
| Alexander County North Carolina | 23 | $ 4,430,000 | $ 192,000 | $ 92,000 |
| Macon County North Carolina | 23 | $ 5,112,000 | $ 222,000 | $ 92,000 |
| Pittsylvania County Virginia | 22 | $ 3,761,000 | $ 170,000 | $ 77,000 |
| Haywood County North Carolina | 21 | $ 4,229,000 | $ 201,000 | $ 101,000 |
| Currituck County North Carolina | 19 | $ 4,788,000 | $ 252,000 | $ 94,000 |
| Lee County North Carolina | 19 | $ 2,775,000 | $ 146,000 | $ 60,000 |
| Nash County North Carolina | 19 | $ 3,238,000 | $ 170,000 | $ 74,000 |
| Chatham County North Carolina | 17 | $ 3,990,000 | $ 234,000 | $ 107,000 |
| Orleans County Louisiana | 16 | $ 3,429,000 | $ 214,000 | $ 90,000 |
| Stanly County North Carolina | 16 | $ 2,410,000 | $ 150,000 | $ 69,000 |
| Wayne County North Carolina | 15 | $ 2,568,000 | $ 171,000 | $ 66,000 |
| Horry County South Carolina | 15 | $ 3,205,000 | $ 213,000 | $ 174,000 |
| Lexington County South Carolina | 15 | $ 2,784,000 | $ 185,000 | $ 90,000 |
| Chesterfield County Virginia | 15 | $ 3,864,000 | $ 257,000 | $ 87,000 |
| Oldham County Kentucky | 14 | $ 3,233,000 | $ 230,000 | $ 87,000 |
| Cumberland County North Carolina | 14 | $ 1,814,000 | $ 129,000 | $ 54,000 |
| Granville County North Carolina | 14 | $ 2,953,000 | $ 210,000 | $ 74,000 |
| Watauga County North Carolina | 14 | $ 3,147,000 | $ 224,000 | $ 106,000 |
| Pickens County South Carolina | 14 | $ 1,838,000 | $ 131,000 | $ 88,000 |
| Lee County Florida | 13 | $ 1,602,000 | $ 123,000 | $ 76,000 |
| Jefferson County Kentucky | 13 | $ 2,400,000 | $ 184,000 | $ 82,000 |
| Franklin County North Carolina | 13 | $ 2,506,000 | $ 192,000 | $ 103,000 |
| Davie County North Carolina | 12 | $ 2,820,000 | $ 235,000 | $ 79,000 |
| Transylvania County North Carolina | 12 | $ 2,658,000 | $ 221,000 | $ 88,000 |
| Wilkes County North Carolina | 12 | $ 1,708,000 | $ 142,000 | $ 54,000 |
| Ashe County North Carolina | 11 | $ 1,678,000 | $ 152,000 | $ 57,000 |
| Harnett County North Carolina | 11 | $ 2,166,000 | $ 196,000 | $ 64,000 |
| Johnston County North Carolina | 10 | $ 2,047,000 | $ 204,000 | $ 75,000 |
| Pender County North Carolina | 9 | $ 2,363,000 | $ 262,000 | $ 122,000 |
| Swain County North Carolina | 9 | $ 1,533,000 | $ 170,000 | $ 80,000 |
| Vance County North Carolina | 9 | $ 1,992,000 | $ 221,000 | $ 100,000 |
| Lancaster County South Carolina | 9 | $ 1,942,000 | $ 215,000 | $ 89,000 |
| Nelson County Virginia | 9 | $ 1,448,000 | $ 160,000 | $ 54,000 |
| Clay County North Carolina | 8 | $ 1,556,000 | $ 194,000 | $ 91,000 |
| Cleveland County North Carolina | 8 | $ 1,543,000 | $ 192,000 | $ 62,000 |
| Craven County North Carolina | 8 | $ 1,863,000 | $ 232,000 | $ 104,000 |
| Carteret County North Carolina | 7 | $ 2,311,000 | $ 330,000 | $ 268,000 |
| Caswell County North Carolina | 7 | $ 1,017,000 | $ 145,000 | $ 102,000 |
| Duplin County North Carolina | 7 | $ 1,149,000 | $ 164,000 | $ 66,000 |
| Onslow County North Carolina | 7 | $ 1,124,000 | $ 160,000 | $ 89,000 |
| Perquimans County North Carolina | 7 | $ 1,309,000 | $ 187,000 | $ 110,000 |
| Sampson County North Carolina | 7 | $ 1,250,000 | $ 178,000 | $ 52,000 |
| Dauphin County Pennsylvania | 7 | $ 1,294,000 | $ 184,000 | $ 90,000 |
| Dorchester County South Carolina | 7 | $ 1,452,000 | $ 207,000 | $ 85,000 |
| Union County South Carolina | 7 | $ 719,000 | $ 102,000 | $ 66,000 |
| Appomattox County Virginia | 7 | $ 1,628,000 | $ 232,000 | $ 121,000 |
| Rockbridge County Virginia | 7 | $ 1,993,000 | $ 284,000 | $ 94,000 |
| Beaufort County North Carolina | 6 | $ 1,329,000 | $ 221,000 | $ 79,000 |
| Berkeley County South Carolina | 6 | $ 1,162,000 | $ 193,000 | $ 76,000 |
| Georgetown County South Carolina | 6 | $ 945,000 | $ 157,000 | $ 73,000 |
| Laurens County South Carolina | 6 | $ 1,256,000 | $ 209,000 | $ 70,000 |
| Richland County South Carolina | 6 | $ 861,000 | $ 143,000 | $ 71,000 |
| Carroll County Virginia | 6 | $ 873,000 | $ 145,000 | $ 67,000 |
| Grayson County Virginia | 6 | $ 1,163,000 | $ 193,000 | $ 80,000 |
| Pulaski County Virginia | 6 | $ 797,000 | $ 132,000 | $ 54,000 |
| Jefferson County Louisiana | 5 | $ 936,000 | $ 187,000 | $ 86,000 |
| Montgomery County North Carolina | 5 | $ 1,353,000 | $ 270,000 | $ 83,000 |
| Stokes County North Carolina | 5 | $ 915,000 | $ 183,000 | $ 76,000 |
| Surry County North Carolina | 5 | $ 818,000 | $ 163,000 | $ 59,000 |
| Tyrrell County North Carolina | 5 | $ 839,000 | $ 167,000 | $ 89,000 |
| Cumberland County Pennsylvania | 5 | $ 826,000 | $ 165,000 | $ 101,000 |
| Beaufort County South Carolina | 5 | $ 1,033,000 | $ 206,000 | $ 84,000 |
| Bedford City County Virginia | 5 | $ 625,000 | $ 125,000 | $ 83,000 |
| Floyd County Virginia | 5 | $ 537,000 | $ 107,000 | $ 56,000 |
| Giles County Virginia | 5 | $ 718,000 | $ 143,000 | $ 45,000 |
| Trimble County Kentucky | 4 | $ 465,000 | $ 116,000 | $ 41,000 |
| Person County North Carolina | 4 | $ 1,006,000 | $ 251,000 | $ 93,000 |
| Cherokee County South Carolina | 4 | $ 519,000 | $ 129,000 | $ 51,000 |
| Fairfield County South Carolina | 4 | $ 854,000 | $ 213,000 | $ 96,000 |
| Orangeburg County South Carolina | 4 | $ 777,000 | $ 194,000 | $ 56,000 |
| Chesapeake County Virginia | 4 | $ 996,000 | $ 249,000 | $ 67,000 |
| Fairfax County Virginia | 4 | $ 1,146,000 | $ 286,000 | $ 88,000 |
| Hanover County Virginia | 4 | $ 968,000 | $ 242,000 | $ 90,000 |
| Prince William County Virginia | 4 | $ 1,364,000 | $ 341,000 | $ 106,000 |
| Radford County Virginia | 4 | $ 561,000 | $ 140,000 | $ 58,000 |
| Spotsylvania County Virginia | 4 | $ 798,000 | $ 199,000 | $ 71,000 |
| Bullitt County Kentucky | 3 | $ 635,000 | $ 211,000 | $ 112,000 |
| St. Tammany County Louisiana | 3 | $ 461,000 | $ 153,000 | $ 39,000 |
| Avery County North Carolina | 3 | $ 798,000 | $ 266,000 | $ 83,000 |
| Chowan County North Carolina | 3 | $ 543,000 | $ 181,000 | $ 95,000 |
| Halifax County North Carolina | 3 | $ 335,000 | $ 111,000 | $ 95,000 |
| Martin County North Carolina | 3 | $ 370,000 | $ 123,000 | $ 58,000 |
| Pasquotank County North Carolina | 3 | $ 573,000 | $ 191,000 | $ 58,000 |
| Wilson County North Carolina | 3 | $ 661,000 | $ 220,000 | $ 107,000 |
| Chester County South Carolina | 3 | $ 516,000 | $ 172,000 | $ 58,000 |
| Alleghany County Virginia | 3 | $ 327,000 | $ 109,000 | $ 55,000 |
| Henrico County Virginia | 3 | $ 730,000 | $ 243,000 | $ 119,000 |
| Norfolk County Virginia | 3 | $ 575,000 | $ 191,000 | $ 92,000 |
| Stafford County Virginia | 3 | $ 771,000 | $ 257,000 | $ 22,000 |
| Suffolk County Virginia | 3 | $ 1,131,000 | $ 377,000 | $ 102,000 |
| Hart County Georgia | 2 | $ 344,000 | $ 172,000 | $ 43,000 |
| Shelby County Kentucky | 2 | $ 303,000 | $ 151,000 | $ 48,000 |
| Alleghany County North Carolina | 2 | $ 281,000 | $ 140,000 | $ 39,000 |
| Camden County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 54,000 |
| Columbus County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 100,000 |
| Edgecombe County North Carolina | 2 | $ 319,000 | $ 159,000 | $ 66,000 |
| Greene County North Carolina | 2 | $ 316,000 | $ 158,000 | $ 61,000 |
| Hyde County North Carolina | 2 | $ 671,000 | $ 335,000 | $ 101,000 |
| Madison County North Carolina | 2 | $ 402,000 | $ 201,000 | $ 64,000 |
| McDowell County North Carolina | 2 | $ 371,000 | $ 185,000 | $ 75,000 |
| Mitchell County North Carolina | 2 | $ 238,000 | $ 119,000 | $ 52,000 |
| Scotland County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 28,000 |
| Washington County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 75,000 |
| Yadkin County North Carolina | 2 | $ 307,000 | $ 153,000 | $ 55,000 |
| Allegheny County Pennsylvania | 2 | $ 316,000 | $ 158,000 | $ 104,000 |
| York County Pennsylvania | 2 | $ 214,000 | $ 107,000 | $ 55,000 |
| Kershaw County South Carolina | 2 | $ 405,000 | $ 202,000 | $ 92,000 |
| Albemarle County Virginia | 2 | $ 630,000 | $ 315,000 | $ 89,000 |
| Arlington County Virginia | 2 | $ 624,000 | $ 312,000 | $ 124,000 |
| Buena Vista County Virginia | 2 | $ 336,000 | $ 168,000 | $ 45,000 |
| Lexington County Virginia | 2 | $ 549,000 | $ 274,000 | $ 94,000 |
| Loudoun County Virginia | 2 | $ 801,000 | $ 400,000 | $ 140,000 |
| Virginia Beach County Virginia | 2 | $ 501,000 | $ 250,000 | $ 56,000 |
| Wythe County Virginia | 2 | $ 363,000 | $ 181,000 | $ 43,000 |
| Jefferson County Alabama | 1 | $ 950,000 | $ 950,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 199,000 | $ 199,000 | $ 43,000 |
| DeKalb County Georgia | 1 | $ 260,000 | $ 260,000 | $ 113,000 |
| Fulton County Georgia | 1 | $ 405,000 | $ 405,000 | $ 627,000 |
| Rabun County Georgia | 1 | $ 77,000 | $ 77,000 | $ 30,000 |
| Carroll County Kentucky | 1 | $ 335,000 | $ 335,000 | $ 81,000 |
| Green County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 44,000 |
| Jessamine County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 37,000 |
| Pike County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 62,000 |
| Taylor County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 34,000 |
| Bladen County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 66,000 |
| Graham County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 116,000 |
| Jones County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 78,000 |
| Pamlico County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 104,000 |
| Polk County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Richmond County North Carolina | 1 | $ 182,000 | $ 182,000 | $ 52,000 |
| Rutherford County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 83,000 |
| Warren County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 26,000 |
| Yancey County North Carolina | 1 | $ 149,000 | $ 149,000 | $ 132,000 |
| Berks County Pennsylvania | 1 | $ 146,000 | $ 146,000 | $ 132,000 |
| Huntingdon County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 63,000 |
| Mercer County Pennsylvania | 1 | $ 241,000 | $ 241,000 | $ 85,000 |
| Perry County Pennsylvania | 1 | $ 172,000 | $ 172,000 | $ 118,000 |
| Abbeville County South Carolina | 1 | $ 97,000 | $ 97,000 | $ 60,000 |
| Chesterfield County South Carolina | 1 | $ 380,000 | $ 380,000 | $ 144,000 |
| Colleton County South Carolina | 1 | $ 117,000 | $ 117,000 | $ 31,000 |
| Dillon County South Carolina | 1 | $ 51,000 | $ 51,000 | $ 21,000 |
| Florence County South Carolina | 1 | $ 164,000 | $ 164,000 | $ 43,000 |
| Greenwood County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| Marlboro County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| McCormick County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 163,000 |
| Campbell County Tennessee | 1 | $ 258,000 | $ 258,000 | $ 182,000 |
| Giles County Tennessee | 1 | $ 186,000 | $ 186,000 | $ 47,000 |
| Hardeman County Tennessee | 1 | $ 159,000 | $ 159,000 | $ 48,000 |
| Hawkins County Tennessee | 1 | $ 97,000 | $ 97,000 | $ 27,000 |
| Polk County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 109,000 |
| Accomack County Virginia | 1 | $ 300,000 | $ 300,000 | $ 93,000 |
| Amelia County Virginia | 1 | $ 214,000 | $ 214,000 | $ 95,000 |
| Augusta County Virginia | 1 | $ 214,000 | $ 214,000 | $ 66,000 |
| Covington County Virginia | 1 | $ 117,000 | $ 117,000 | $ 52,000 |
| Craig County Virginia | 1 | $ 98,000 | $ 98,000 | $ 27,000 |
| Cumberland County Virginia | 1 | $ 110,000 | $ 110,000 | $ 27,000 |
| Dinwiddie County Virginia | 1 | $ 116,000 | $ 116,000 | $ 35,000 |
| Galax County Virginia | 1 | $ 96,000 | $ 96,000 | $ 36,000 |
| Henry County Virginia | 1 | $ 168,000 | $ 168,000 | $ 82,000 |
| James City County Virginia | 1 | $ 270,000 | $ 270,000 | $ 102,000 |
| King William County Virginia | 1 | $ 199,000 | $ 199,000 | $ 41,000 |
| Louisa County Virginia | 1 | $ 267,000 | $ 267,000 | $ 82,000 |
| Madison County Virginia | 1 | $ 364,000 | $ 364,000 | $ 52,000 |
| Mathews County Virginia | 1 | $ 417,000 | $ 417,000 | $ 331,000 |
| Mecklenburg County Virginia | 1 | $ 128,000 | $ 128,000 | $ 45,000 |
| Middlesex County Virginia | 1 | $ 161,000 | $ 161,000 | $ 78,000 |
| Northampton County Virginia | 1 | $ 144,000 | $ 144,000 | $ 29,000 |
| Prince Edward County Virginia | 1 | $ 270,000 | $ 270,000 | $ 77,000 |
| Richmond City County Virginia | 1 | $ 219,000 | $ 219,000 | $ 60,000 |
| Rockingham County Virginia | 1 | $ 197,000 | $ 197,000 | $ 54,000 |
| Staunton County Virginia | 1 | $ 172,000 | $ 172,000 | $ 62,000 |
| Tazewell County Virginia | 1 | $ 365,000 | $ 365,000 | $ 100,000 |
| York County Virginia | 1 | $ 275,000 | $ 275,000 | $ 169,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Carolina Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,123 | $652,622,000 | $208,000 | $1,600,000 | $94,000 | $3,000,000 |
| Home Purchase | 1,471 | $239,886,000 | $163,000 | $950,000 | $76,000 | $1,500,000 |
| Home Improvement | 10 | $1,249,000 | $124,000 | $475,000 | $318,000 | $1,027,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,057 | $794,447,000 | $195,000 | $1,227,000 | $91,000 | $3,000,000 |
| Not Provided | 170 | $33,077,000 | $194,000 | $417,000 | $79,000 | $785,000 |
| Black or African American | 166 | $28,276,000 | $170,000 | $417,000 | $73,000 | $450,000 |
| Hispanic | 82 | $13,473,000 | $164,000 | $417,000 | $69,000 | $301,000 |
| Asian | 58 | $11,839,000 | $204,000 | $417,000 | $82,000 | $233,000 |
| Not applicable | 47 | $8,422,000 | $179,000 | $1,600,000 | $0 | $0 |
| American Indian or Alaskan Native | 12 | $1,760,000 | $146,000 | $291,000 | $67,000 | $130,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $2,463,000 | $205,000 | $311,000 | $91,000 | $167,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,659 | $749,378,000 | $204,000 | $1,600,000 | $98,000 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 501 | $79,128,000 | $157,000 | $391,000 | $56,000 | $419,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 345 | $46,003,000 | $133,000 | $346,000 | $43,000 | $220,000 |
| VA-guaranteed (Veterans Administration) | 99 | $19,248,000 | $194,000 | $417,000 | $57,000 | $196,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,967 | $768,718,000 | $193,000 | $1,600,000 | $90,000 | $3,000,000 |
| Application Approved But Not Accepted | 310 | $65,007,000 | $209,000 | $713,000 | $87,000 | $635,000 |
| Application Denied By Financial Institution | 244 | $44,074,000 | $180,000 | $1,000,000 | $74,000 | $799,000 |
| Application Withdrawn By Applicant | 82 | $15,806,000 | $192,000 | $580,000 | $74,000 | $436,000 |
| File Closed For Incompleteness | 1 | $152,000 | $152,000 | $152,000 | $25,000 | $25,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 86 | $16,652,000 | $193,000 | $900,000 | $63,000 | $405,000 |
| Collateral | 49 | $10,068,000 | $205,000 | $1,000,000 | $109,000 | $799,000 |
| Credit History | 41 | $5,911,000 | $144,000 | $417,000 | $47,000 | $184,000 |
| Other | 36 | $4,904,000 | $136,000 | $271,000 | $95,000 | $278,000 |
| Employment History | 8 | $1,076,000 | $134,000 | $313,000 | $49,000 | $71,000 |
| Unverifiable Information | 4 | $1,254,000 | $313,000 | $392,000 | $77,000 | $132,000 |
| Mortgage Insurance Denied | 2 | $321,000 | $160,000 | $253,000 | $122,000 | $172,000 |
| Credit Application Incomplete | 1 | $417,000 | $417,000 | $417,000 | $125,000 | $125,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.