Carolina Farm Credit, Aca
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Carolina Farm Credit, Aca 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Carolina Farm Credit, Aca P O Box 1827 Statesville, NC 28625 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,443 |
| Total Mortgage Loan Application Amount | $284,946,000 |
| Average Mortgage Loan Application Amount | $195,000 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $135,333 |
| Highest Applicant Income | $5,002,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Carolina Farm Credit, Aca. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Carolina Farm Credit, Aca's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Carolina Farm Credit, Aca's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Carolina Farm Credit, Aca serves its applicants.
Each category highlights the total number of mortgage applications processed by Carolina Farm Credit, Aca, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Carolina Farm Credit, Aca's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Randolph County North Carolina | 99 | $ 17,801,000 | $ 179,000 | $ 113,000 |
| Alamance County North Carolina | 81 | $ 17,336,000 | $ 214,000 | $ 134,000 |
| Guilford County North Carolina | 70 | $ 13,620,000 | $ 194,000 | $ 72,000 |
| Rowan County North Carolina | 67 | $ 9,720,000 | $ 145,000 | $ 106,000 |
| Iredell County North Carolina | 65 | $ 12,364,000 | $ 190,000 | $ 179,000 |
| Davidson County North Carolina | 49 | $ 9,738,000 | $ 198,000 | $ 80,000 |
| Cleveland County North Carolina | 48 | $ 9,669,000 | $ 201,000 | $ 76,000 |
| Person County North Carolina | 45 | $ 7,649,000 | $ 169,000 | $ 90,000 |
| Union County North Carolina | 45 | $ 9,124,000 | $ 202,000 | $ 141,000 |
| Chatham County North Carolina | 41 | $ 10,263,000 | $ 250,000 | $ 108,000 |
| Forsyth County North Carolina | 40 | $ 8,711,000 | $ 217,000 | $ 86,000 |
| Rockingham County North Carolina | 39 | $ 7,834,000 | $ 200,000 | $ 84,000 |
| Caswell County North Carolina | 38 | $ 5,380,000 | $ 141,000 | $ 116,000 |
| Cabarrus County North Carolina | 37 | $ 11,146,000 | $ 301,000 | $ 151,000 |
| Davie County North Carolina | 33 | $ 6,469,000 | $ 196,000 | $ 102,000 |
| Orange County North Carolina | 33 | $ 8,260,000 | $ 250,000 | $ 133,000 |
| Moore County North Carolina | 31 | $ 7,026,000 | $ 226,000 | $ 88,000 |
| Surry County North Carolina | 31 | $ 4,821,000 | $ 155,000 | $ 83,000 |
| Caldwell County North Carolina | 30 | $ 5,709,000 | $ 190,000 | $ 67,000 |
| Rutherford County North Carolina | 30 | $ 6,355,000 | $ 211,000 | $ 106,000 |
| Stokes County North Carolina | 30 | $ 6,023,000 | $ 200,000 | $ 86,000 |
| Catawba County North Carolina | 27 | $ 4,452,000 | $ 164,000 | $ 60,000 |
| Cherokee County North Carolina | 23 | $ 3,118,000 | $ 135,000 | $ 74,000 |
| Buncombe County North Carolina | 21 | $ 4,180,000 | $ 199,000 | $ 203,000 |
| Henderson County North Carolina | 21 | $ 3,890,000 | $ 185,000 | $ 82,000 |
| Stanly County North Carolina | 21 | $ 4,271,000 | $ 203,000 | $ 111,000 |
| Wilkes County North Carolina | 21 | $ 3,659,000 | $ 174,000 | $ 85,000 |
| Alexander County North Carolina | 20 | $ 3,681,000 | $ 184,000 | $ 164,000 |
| Ashe County North Carolina | 17 | $ 3,521,000 | $ 207,000 | $ 374,000 |
| Madison County North Carolina | 17 | $ 4,596,000 | $ 270,000 | $ 101,000 |
| Watauga County North Carolina | 17 | $ 3,805,000 | $ 223,000 | $ 120,000 |
| Yadkin County North Carolina | 16 | $ 2,649,000 | $ 165,000 | $ 72,000 |
| Burke County North Carolina | 13 | $ 3,262,000 | $ 250,000 | $ 128,000 |
| Lincoln County North Carolina | 13 | $ 3,239,000 | $ 249,000 | $ 114,000 |
| Montgomery County North Carolina | 13 | $ 4,043,000 | $ 311,000 | $ 197,000 |
| Anson County North Carolina | 12 | $ 4,792,000 | $ 399,000 | $ 456,000 |
| Gaston County North Carolina | 11 | $ 2,028,000 | $ 184,000 | $ 73,000 |
| Yancey County North Carolina | 10 | $ 1,137,000 | $ 113,000 | $ 137,000 |
| Richmond County North Carolina | 9 | $ 1,494,000 | $ 166,000 | $ 80,000 |
| Alleghany County North Carolina | 8 | $ 782,000 | $ 97,000 | $ 120,000 |
| Lee County North Carolina | 8 | $ 1,352,000 | $ 169,000 | $ 71,000 |
| Haywood County North Carolina | 7 | $ 1,112,000 | $ 158,000 | $ 86,000 |
| Jackson County North Carolina | 6 | $ 2,790,000 | $ 465,000 | $ 1,257,000 |
| McDowell County North Carolina | 6 | $ 1,072,000 | $ 178,000 | $ 103,000 |
| Mitchell County North Carolina | 6 | $ 1,162,000 | $ 193,000 | $ 167,000 |
| Transylvania County North Carolina | 5 | $ 1,113,000 | $ 222,000 | $ 126,000 |
| Wake County North Carolina | 4 | $ 763,000 | $ 190,000 | $ 492,000 |
| Chesterfield County South Carolina | 4 | $ 233,000 | $ 58,000 | $ 448,000 |
| Patrick County Virginia | 4 | $ 859,000 | $ 214,000 | $ 107,000 |
| Fannin County Georgia | 3 | $ 391,000 | $ 130,000 | $ 49,000 |
| Graham County North Carolina | 3 | $ 540,000 | $ 180,000 | $ 82,000 |
| Granville County North Carolina | 3 | $ 470,000 | $ 156,000 | $ 159,000 |
| Mecklenburg County North Carolina | 3 | $ 651,000 | $ 217,000 | $ 157,000 |
| Clay County North Carolina | 2 | $ 439,000 | $ 219,000 | $ 119,000 |
| Durham County North Carolina | 2 | $ 453,000 | $ 226,000 | $ 52,000 |
| Harnett County North Carolina | 2 | $ 308,000 | $ 154,000 | $ 35,000 |
| Swain County North Carolina | 2 | $ 599,000 | $ 299,000 | $ 112,000 |
| Lancaster County South Carolina | 2 | $ 329,000 | $ 164,000 | $ 108,000 |
| Halifax County Virginia | 2 | $ 421,000 | $ 210,000 | $ 64,000 |
| Collier County Florida | 1 | $ 350,000 | $ 350,000 | $ 246,000 |
| Jefferson County Georgia | 1 | $ 37,000 | $ 37,000 | $ 94,000 |
| Hamilton County Indiana | 1 | $ 368,000 | $ 368,000 | $ 353,000 |
| Avery County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 150,000 |
| Macon County North Carolina | 1 | $ 244,000 | $ 244,000 | $ 72,000 |
| Nash County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 76,000 |
| Polk County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 22,000 |
| Cherokee County South Carolina | 1 | $ 329,000 | $ 329,000 | $ 63,000 |
| Horry County South Carolina | 1 | $ 212,000 | $ 212,000 | $ 233,000 |
| Union County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 58,000 |
| Jefferson County Tennessee | 1 | $ 51,000 | $ 51,000 | $ 99,000 |
| Polk County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 21,000 |
| Carroll County Virginia | 1 | $ 124,000 | $ 124,000 | $ 49,000 |
| Craig County Virginia | 1 | $ 138,000 | $ 138,000 | $ 76,000 |
Mortgage Loan Application Detail Totals for Carolina Farm Credit, Aca in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 844 | $167,069,000 | $197,000 | $2,500,000 | $114,000 | $3,700,000 |
| Refinancing | 570 | $112,334,000 | $197,000 | $1,445,000 | $123,000 | $5,002,000 |
| Home Improvement | 29 | $5,543,000 | $191,000 | $2,457,000 | $169,000 | $535,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,348 | $265,470,000 | $196,000 | $2,500,000 | $119,000 | $5,002,000 |
| Not Provided | 30 | $5,365,000 | $178,000 | $417,000 | $80,000 | $247,000 |
| Black or African American | 24 | $3,655,000 | $152,000 | $368,000 | $88,000 | $549,000 |
| Hispanic | 22 | $3,095,000 | $140,000 | $395,000 | $204,000 | $2,950,000 |
| Asian | 11 | $5,428,000 | $493,000 | $2,457,000 | $205,000 | $437,000 |
| American Indian or Alaskan Native | 4 | $955,000 | $238,000 | $714,000 | $28,000 | $37,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $978,000 | $244,000 | $417,000 | $123,000 | $185,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,350 | $270,783,000 | $200,000 | $2,500,000 | $123,000 | $5,002,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 59 | $7,664,000 | $129,000 | $597,000 | $49,000 | $300,000 |
| VA-guaranteed (Veterans Administration) | 20 | $4,588,000 | $229,000 | $417,000 | $89,000 | $193,000 |
| FHA-insured (Federal Housing Administration) | 14 | $1,911,000 | $136,000 | $192,000 | $60,000 | $125,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 966 | $196,675,000 | $203,000 | $2,500,000 | $141,000 | $5,002,000 |
| Application Withdrawn By Applicant | 226 | $43,889,000 | $194,000 | $540,000 | $82,000 | $328,000 |
| Application Denied By Financial Institution | 183 | $32,284,000 | $176,000 | $1,445,000 | $64,000 | $392,000 |
| File Closed For Incompleteness | 24 | $4,477,000 | $186,000 | $379,000 | $71,000 | $169,000 |
| Preapproval Approved but not Accepted | 23 | $4,517,000 | $196,000 | $417,000 | $76,000 | $255,000 |
| Application Approved But Not Accepted | 12 | $2,225,000 | $185,000 | $328,000 | $98,000 | $328,000 |
| Preapproval Denied by Financial Institution | 9 | $879,000 | $97,000 | $200,000 | $48,000 | $107,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 47 | $6,982,000 | $148,000 | $376,000 | $51,000 | $120,000 |
| Debt-To-Income Ratio | 36 | $6,999,000 | $194,000 | $1,445,000 | $55,000 | $251,000 |
| Collateral | 16 | $3,219,000 | $201,000 | $855,000 | $108,000 | $392,000 |
| Other | 11 | $2,070,000 | $188,000 | $416,000 | $81,000 | $309,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,128,000 | $225,000 | $350,000 | $56,000 | $83,000 |
| Unverifiable Information | 1 | $191,000 | $191,000 | $191,000 | $36,000 | $36,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Carolina Farm Credit, Aca's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Carolina Farm Credit, Aca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.