Castle Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Castle Bank, N.A. 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Castle Bank, N.A. 141 W Lincoln Hwy Dekalb, IL 60115 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,197 |
| Total Mortgage Loan Application Amount | $183,280,000 |
| Average Mortgage Loan Application Amount | $166,565 |
| Highest Mortgage Loan Application Amount | $1,750,000 |
| Average Applicant Income | $170,391 |
| Highest Applicant Income | $1,254,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Castle Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Castle Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Castle Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Castle Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Castle Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Castle Bank, N.A.'s mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DeKalb County Illinois | 400 | $ 57,456,000 | $ 143,000 | $ 70,000 |
| Kendall County Illinois | 237 | $ 45,275,000 | $ 191,000 | $ 96,000 |
| LaSalle County Illinois | 112 | $ 12,989,000 | $ 115,000 | $ 77,000 |
| Kane County Illinois | 96 | $ 19,369,000 | $ 201,000 | $ 100,000 |
| McHenry County Illinois | 70 | $ 8,361,000 | $ 119,000 | $ 66,000 |
| Boone County Illinois | 30 | $ 2,453,000 | $ 81,000 | $ 60,000 |
| Ogle County Illinois | 30 | $ 4,216,000 | $ 140,000 | $ 74,000 |
| Winnebago County Illinois | 18 | $ 2,492,000 | $ 138,000 | $ 103,000 |
| Cook County Illinois | 17 | $ 2,634,000 | $ 154,000 | $ 58,000 |
| DuPage County Illinois | 17 | $ 3,737,000 | $ 219,000 | $ 88,000 |
| Will County Illinois | 17 | $ 3,565,000 | $ 209,000 | $ 193,000 |
| Walworth County Wisconsin | 13 | $ 1,266,000 | $ 97,000 | $ 118,000 |
| Lee County Illinois | 11 | $ 1,266,000 | $ 115,000 | $ 63,000 |
| Lake County Illinois | 5 | $ 590,000 | $ 118,000 | $ 57,000 |
| Jo Daviess County Illinois | 3 | $ 341,000 | $ 113,000 | $ 121,000 |
| Cameron County Texas | 3 | $ 320,000 | $ 106,000 | $ 179,000 |
| Rock County Wisconsin | 3 | $ 99,000 | $ 33,000 | $ 41,000 |
| Lee County Florida | 2 | $ 265,000 | $ 132,000 | $ 38,000 |
| Johnson County Illinois | 2 | $ 293,000 | $ 146,000 | $ 99,000 |
| Stephenson County Illinois | 2 | $ 162,000 | $ 81,000 | $ 42,000 |
| Ottawa County Michigan | 2 | $ 385,000 | $ 192,000 | $ 351,000 |
| Clark County Nevada | 2 | $ 262,000 | $ 131,000 | $ 141,000 |
| Dane County Wisconsin | 2 | $ 150,000 | $ 75,000 | $ 91,000 |
| Kenosha County Wisconsin | 2 | $ 250,000 | $ 125,000 | $ 53,000 |
| Baxter County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 82,000 |
| Boulder County Colorado | 1 | $ 441,000 | $ 441,000 | $ 0 |
| Mesa County Colorado | 1 | $ 188,000 | $ 188,000 | $ 94,000 |
| Routt County Colorado | 1 | $ 475,000 | $ 475,000 | $ 674,000 |
| Broward County Florida | 1 | $ 300,000 | $ 300,000 | $ 149,000 |
| Collier County Florida | 1 | $ 624,000 | $ 624,000 | $ 465,000 |
| Indian River County Florida | 1 | $ 420,000 | $ 420,000 | $ 148,000 |
| De Witt County Illinois | 1 | $ 131,000 | $ 131,000 | $ 65,000 |
| Grundy County Illinois | 1 | $ 288,000 | $ 288,000 | $ 95,000 |
| Jackson County Illinois | 1 | $ 82,000 | $ 82,000 | $ 30,000 |
| Macon County Illinois | 1 | $ 108,000 | $ 108,000 | $ 71,000 |
| McLean County Illinois | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
| Moultrie County Illinois | 1 | $ 52,000 | $ 52,000 | $ 102,000 |
| Rock Island County Illinois | 1 | $ 81,000 | $ 81,000 | $ 35,000 |
| Whiteside County Illinois | 1 | $ 79,000 | $ 79,000 | $ 33,000 |
| Dubuque County Iowa | 1 | $ 98,000 | $ 98,000 | $ 112,000 |
| Muscatine County Iowa | 1 | $ 130,000 | $ 130,000 | $ 65,000 |
| Middlesex County Massachusetts | 1 | $ 291,000 | $ 291,000 | $ 124,000 |
| Allegan County Michigan | 1 | $ 425,000 | $ 425,000 | $ 851,000 |
| Charlevoix County Michigan | 1 | $ 330,000 | $ 330,000 | $ 297,000 |
| Wayne County Michigan | 1 | $ 266,000 | $ 266,000 | $ 65,000 |
| Olmsted County Minnesota | 1 | $ 107,000 | $ 107,000 | $ 65,000 |
| Texas County Missouri | 1 | $ 70,000 | $ 70,000 | $ 44,000 |
| Catawba County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 15,000 |
| Chesterfield County South Carolina | 1 | $ 52,000 | $ 52,000 | $ 105,000 |
| Macon County Tennessee | 1 | $ 137,000 | $ 137,000 | $ 43,000 |
| Stewart County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 62,000 |
| Warren County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 78,000 |
| Columbia County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 63,000 |
| Fond du Lac County Wisconsin | 1 | $ 168,000 | $ 168,000 | $ 61,000 |
| Milwaukee County Wisconsin | 1 | $ 147,000 | $ 147,000 | $ 230,000 |
| Price County Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 124,000 |
| Sauk County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Sheboygan County Wisconsin | 1 | $ 248,000 | $ 248,000 | $ 141,000 |
Mortgage Loan Application Detail Totals for Castle Bank, N.A. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 674 | $105,165,000 | $168,000 | $1,750,000 | $107,687 | $1,254,000 |
| Refinancing | 461 | $75,280,000 | $215,400 | $1,013,000 | $297,200 | $1,223,000 |
| Home Improvement | 62 | $2,835,000 | $33,000 | $350,000 | $355,000 | $642,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,050 | $162,828,000 | $174,933 | $1,750,000 | $124,933 | $1,254,000 |
| Hispanic | 74 | $9,992,000 | $112,333 | $940,000 | $52,666 | $564,000 |
| Not Provided | 26 | $2,967,000 | $115,000 | $364,000 | $50,500 | $136,000 |
| Black or African American | 21 | $2,512,000 | $91,000 | $254,000 | $68,666 | $145,000 |
| Not applicable | 11 | $2,607,000 | $237,000 | $750,000 | $145,000 | $787,000 |
| Asian | 11 | $1,899,000 | $177,500 | $360,000 | $102,500 | $312,000 |
| American Indian or Alaskan Native | 3 | $358,000 | $119,000 | $200,000 | $86,000 | $146,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $117,000 | $117,000 | $117,000 | $70,000 | $70,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,172 | $179,530,000 | $165,437 | $1,750,000 | $123,562 | $1,254,000 |
| FHA-insured (Federal Housing Administration) | 14 | $1,959,000 | $148,333 | $228,000 | $53,666 | $103,000 |
| VA-guaranteed (Veterans Administration) | 11 | $1,791,000 | $150,333 | $215,000 | $40,333 | $79,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 893 | $139,355,000 | $189,615 | $940,000 | $152,769 | $1,254,000 |
| Application Denied By Financial Institution | 122 | $13,176,000 | $105,333 | $475,000 | $42,000 | $146,000 |
| Application Approved But Not Accepted | 108 | $20,953,000 | $117,166 | $1,750,000 | $81,833 | $312,000 |
| Preapproval Denied by Financial Institution | 64 | $7,893,000 | $123,000 | $249,000 | $39,000 | $124,000 |
| Loan Purchased By The Institution | 4 | $599,000 | $246,500 | $441,000 | $26,500 | $66,000 |
| Application Withdrawn By Applicant | 3 | $667,000 | $220,000 | $450,000 | $73,500 | $144,000 |
| File Closed For Incompleteness | 3 | $637,000 | $250,000 | $364,000 | $66,500 | $89,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 101 | $11,158,000 | $107,666 | $314,000 | $48,000 | $124,000 |
| Debt-To-Income Ratio | 69 | $7,828,000 | $103,750 | $475,000 | $35,500 | $124,000 |
| Collateral | 7 | $980,000 | $142,000 | $200,000 | $73,500 | $146,000 |
| Employment History | 4 | $288,000 | $68,000 | $120,000 | $54,000 | $123,000 |
| Unverifiable Information | 3 | $490,000 | $163,000 | $240,000 | $38,000 | $41,000 |
| Other | 1 | $65,000 | $65,000 | $65,000 | $11,000 | $11,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $260,000 | $260,000 | $260,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Castle Bank, N.A.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Castle Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.