Castle Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Castle Bank, N.A. 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Castle Bank, N.A. 141 W Lincoln Hwy Dekalb, IL 60115 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 999 |
| Total Mortgage Loan Application Amount | $169,905,000 |
| Average Mortgage Loan Application Amount | $139,333 |
| Highest Mortgage Loan Application Amount | $1,900,000 |
| Average Applicant Income | $88,333 |
| Highest Applicant Income | $1,709,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Castle Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Castle Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Castle Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Castle Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Castle Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Castle Bank, N.A.'s mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DeKalb County Illinois | 321 | $ 46,671,000 | $ 145,000 | $ 86,000 |
| Kendall County Illinois | 166 | $ 31,645,000 | $ 190,000 | $ 96,000 |
| McHenry County Illinois | 92 | $ 13,479,000 | $ 146,000 | $ 74,000 |
| Kane County Illinois | 88 | $ 19,749,000 | $ 224,000 | $ 121,000 |
| LaSalle County Illinois | 78 | $ 10,195,000 | $ 130,000 | $ 68,000 |
| Cook County Illinois | 30 | $ 7,694,000 | $ 256,000 | $ 200,000 |
| Ogle County Illinois | 27 | $ 3,039,000 | $ 112,000 | $ 65,000 |
| DuPage County Illinois | 26 | $ 7,684,000 | $ 295,000 | $ 180,000 |
| Boone County Illinois | 22 | $ 2,283,000 | $ 103,000 | $ 69,000 |
| Will County Illinois | 18 | $ 4,025,000 | $ 223,000 | $ 93,000 |
| Walworth County Wisconsin | 16 | $ 2,775,000 | $ 173,000 | $ 71,000 |
| Lee County Illinois | 10 | $ 1,819,000 | $ 181,000 | $ 92,000 |
| Winnebago County Illinois | 5 | $ 381,000 | $ 76,000 | $ 51,000 |
| Lake County Illinois | 3 | $ 585,000 | $ 195,000 | $ 68,000 |
| Price County Wisconsin | 3 | $ 214,000 | $ 71,000 | $ 83,000 |
| Sarasota County Florida | 2 | $ 960,000 | $ 480,000 | $ 540,000 |
| Grundy County Illinois | 2 | $ 166,000 | $ 83,000 | $ 46,000 |
| Jo Daviess County Illinois | 2 | $ 288,000 | $ 144,000 | $ 205,000 |
| Livingston County Illinois | 2 | $ 160,000 | $ 80,000 | $ 39,000 |
| Isabella County Michigan | 2 | $ 140,000 | $ 70,000 | $ 158,000 |
| St. Joseph County Michigan | 2 | $ 133,000 | $ 66,000 | $ 149,000 |
| Beaverhead County Montana | 2 | $ 749,000 | $ 374,000 | $ 84,000 |
| Dane County Wisconsin | 2 | $ 445,000 | $ 222,000 | $ 92,000 |
| Door County Wisconsin | 2 | $ 857,000 | $ 428,000 | $ 592,000 |
| Bay County Florida | 1 | $ 417,000 | $ 417,000 | $ 540,000 |
| Brevard County Florida | 1 | $ 110,000 | $ 110,000 | $ 80,000 |
| Collier County Florida | 1 | $ 182,000 | $ 182,000 | $ 87,000 |
| Duval County Florida | 1 | $ 175,000 | $ 175,000 | $ 104,000 |
| Hernando County Florida | 1 | $ 200,000 | $ 200,000 | $ 55,000 |
| Bureau County Illinois | 1 | $ 59,000 | $ 59,000 | $ 18,000 |
| Carroll County Illinois | 1 | $ 417,000 | $ 417,000 | $ 488,000 |
| Champaign County Illinois | 1 | $ 218,000 | $ 218,000 | $ 127,000 |
| Christian County Illinois | 1 | $ 86,000 | $ 86,000 | $ 103,000 |
| Jackson County Illinois | 1 | $ 94,000 | $ 94,000 | $ 37,000 |
| Jefferson County Illinois | 1 | $ 104,000 | $ 104,000 | $ 40,000 |
| Jersey County Illinois | 1 | $ 204,000 | $ 204,000 | $ 110,000 |
| McLean County Illinois | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| Peoria County Illinois | 1 | $ 176,000 | $ 176,000 | $ 82,000 |
| Vermilion County Illinois | 1 | $ 63,000 | $ 63,000 | $ 27,000 |
| Whiteside County Illinois | 1 | $ 440,000 | $ 440,000 | $ 0 |
| Douglas County Kansas | 1 | $ 615,000 | $ 615,000 | $ 195,000 |
| Dickinson County Michigan | 1 | $ 50,000 | $ 50,000 | $ 59,000 |
| Blue Earth County Minnesota | 1 | $ 159,000 | $ 159,000 | $ 92,000 |
| Polk County Missouri | 1 | $ 271,000 | $ 271,000 | $ 74,000 |
| Madison County Montana | 1 | $ 174,000 | $ 174,000 | $ 62,000 |
| Stark County Ohio | 1 | $ 204,000 | $ 204,000 | $ 122,000 |
| Spartanburg County South Carolina | 1 | $ 42,000 | $ 42,000 | $ 16,000 |
| Travis County Texas | 1 | $ 172,000 | $ 172,000 | $ 128,000 |
| Chippewa County Wisconsin | 1 | $ 174,000 | $ 174,000 | $ 82,000 |
| Kenosha County Wisconsin | 1 | $ 173,000 | $ 173,000 | $ 40,000 |
| La Crosse County Wisconsin | 1 | $ 183,000 | $ 183,000 | $ 100,000 |
| Oneida County Wisconsin | 1 | $ 280,000 | $ 280,000 | $ 160,000 |
| Sauk County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| Sawyer County Wisconsin | 1 | $ 220,000 | $ 220,000 | $ 384,000 |
| Vilas County Wisconsin | 1 | $ 210,000 | $ 210,000 | $ 288,000 |
Mortgage Loan Application Detail Totals for Castle Bank, N.A. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 549 | $94,634,000 | $172,000 | $1,900,000 | $95,000 | $1,709,000 |
| Refinancing | 394 | $71,581,000 | $181,000 | $1,650,000 | $98,000 | $997,000 |
| Home Improvement | 56 | $3,690,000 | $65,000 | $636,000 | $72,000 | $225,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 789 | $132,606,000 | $168,000 | $1,650,000 | $95,000 | $1,709,000 |
| Not Provided | 105 | $19,206,000 | $182,000 | $614,000 | $96,000 | $402,000 |
| Hispanic | 73 | $9,958,000 | $136,000 | $600,000 | $59,000 | $229,000 |
| Not applicable | 17 | $5,372,000 | $316,000 | $1,900,000 | $246,000 | $897,000 |
| Asian | 8 | $1,347,000 | $168,000 | $218,000 | $94,000 | $288,000 |
| Black or African American | 7 | $1,416,000 | $202,000 | $360,000 | $105,000 | $219,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 979 | $166,737,000 | $170,000 | $1,900,000 | $96,000 | $1,709,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,579,000 | $157,000 | $184,000 | $50,000 | $61,000 |
| FHA-insured (Federal Housing Administration) | 7 | $1,085,000 | $155,000 | $200,000 | $68,000 | $102,000 |
| VA-guaranteed (Veterans Administration) | 3 | $504,000 | $168,000 | $194,000 | $65,000 | $66,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 729 | $123,930,000 | $170,000 | $1,650,000 | $102,000 | $1,709,000 |
| Application Denied By Financial Institution | 110 | $17,576,000 | $159,000 | $1,900,000 | $65,000 | $384,000 |
| Application Approved But Not Accepted | 102 | $18,891,000 | $185,000 | $998,000 | $97,000 | $997,000 |
| Preapproval Denied by Financial Institution | 45 | $7,757,000 | $172,000 | $600,000 | $58,000 | $229,000 |
| File Closed For Incompleteness | 11 | $1,417,000 | $128,000 | $300,000 | $58,000 | $108,000 |
| Application Withdrawn By Applicant | 2 | $334,000 | $167,000 | $200,000 | $36,000 | $51,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 86 | $13,078,000 | $152,000 | $615,000 | $63,000 | $384,000 |
| Debt-To-Income Ratio | 45 | $7,969,000 | $177,000 | $1,900,000 | $57,000 | $184,000 |
| Collateral | 12 | $2,710,000 | $225,000 | $780,000 | $88,000 | $265,000 |
| Unverifiable Information | 5 | $701,000 | $140,000 | $190,000 | $73,000 | $96,000 |
| Employment History | 3 | $433,000 | $144,000 | $235,000 | $63,000 | $78,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $310,000 | $155,000 | $165,000 | $65,000 | $80,000 |
| Other | 2 | $132,000 | $66,000 | $106,000 | $16,000 | $33,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Castle Bank, N.A.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Castle Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.