Catalyst Lending, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Catalyst Lending, Inc. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Catalyst Lending, Inc. 6530 S Yosemite Street, Suite 310 Greenwood Village, CO 80111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 2,094 |
| Total Mortgage Loan Application Amount | $575,644,000 |
| Average Mortgage Loan Application Amount | $277,500 |
| Highest Mortgage Loan Application Amount | $2,216,000 |
| Average Applicant Income | $94,500 |
| Highest Applicant Income | $1,101,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Catalyst Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Catalyst Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Catalyst Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Catalyst Lending, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Catalyst Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Catalyst Lending, Inc.'s mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Arapahoe County Colorado | 179 | $ 49,099,000 | $ 274,000 | $ 94,000 |
| Douglas County Colorado | 156 | $ 50,881,000 | $ 326,000 | $ 108,000 |
| Orange County California | 150 | $ 72,807,000 | $ 485,000 | $ 147,000 |
| Utah County Utah | 108 | $ 24,830,000 | $ 229,000 | $ 74,000 |
| Adams County Colorado | 107 | $ 25,467,000 | $ 238,000 | $ 75,000 |
| Denver County Colorado | 105 | $ 27,839,000 | $ 265,000 | $ 79,000 |
| Jefferson County Colorado | 105 | $ 29,388,000 | $ 279,000 | $ 87,000 |
| Weber County Utah | 104 | $ 20,225,000 | $ 194,000 | $ 68,000 |
| Jackson County Missouri | 90 | $ 13,668,000 | $ 151,000 | $ 75,000 |
| Los Angeles County California | 80 | $ 33,561,000 | $ 419,000 | $ 119,000 |
| Davis County Utah | 78 | $ 18,289,000 | $ 234,000 | $ 74,000 |
| Johnson County Kansas | 59 | $ 11,960,000 | $ 202,000 | $ 90,000 |
| Salt Lake County Utah | 58 | $ 15,062,000 | $ 259,000 | $ 82,000 |
| Clark County Nevada | 49 | $ 11,574,000 | $ 236,000 | $ 83,000 |
| Riverside County California | 46 | $ 12,556,000 | $ 272,000 | $ 98,000 |
| San Diego County California | 42 | $ 16,478,000 | $ 392,000 | $ 101,000 |
| Elbert County Colorado | 38 | $ 11,479,000 | $ 302,000 | $ 90,000 |
| El Paso County Colorado | 37 | $ 8,618,000 | $ 232,000 | $ 77,000 |
| San Bernardino County California | 35 | $ 10,160,000 | $ 290,000 | $ 129,000 |
| Uinta County Wyoming | 28 | $ 4,520,000 | $ 161,000 | $ 72,000 |
| Weld County Colorado | 24 | $ 6,957,000 | $ 289,000 | $ 77,000 |
| Pueblo County Colorado | 19 | $ 2,964,000 | $ 156,000 | $ 67,000 |
| Wyandotte County Kansas | 18 | $ 2,508,000 | $ 139,000 | $ 63,000 |
| Sacramento County California | 16 | $ 4,760,000 | $ 297,000 | $ 111,000 |
| Boulder County Colorado | 16 | $ 5,339,000 | $ 333,000 | $ 101,000 |
| Sanpete County Utah | 15 | $ 2,568,000 | $ 171,000 | $ 61,000 |
| Ventura County California | 14 | $ 5,940,000 | $ 424,000 | $ 230,000 |
| Box Elder County Utah | 13 | $ 2,233,000 | $ 171,000 | $ 49,000 |
| Washington County Utah | 12 | $ 1,914,000 | $ 159,000 | $ 57,000 |
| Cass County Missouri | 11 | $ 2,252,000 | $ 204,000 | $ 124,000 |
| San Joaquin County California | 8 | $ 1,767,000 | $ 220,000 | $ 96,000 |
| El Dorado County California | 7 | $ 2,198,000 | $ 314,000 | $ 96,000 |
| Placer County California | 7 | $ 2,568,000 | $ 366,000 | $ 207,000 |
| Carbon County Utah | 7 | $ 774,000 | $ 110,000 | $ 47,000 |
| Uintah County Utah | 7 | $ 963,000 | $ 137,000 | $ 40,000 |
| Sweetwater County Wyoming | 7 | $ 1,301,000 | $ 185,000 | $ 74,000 |
| Solano County California | 6 | $ 2,176,000 | $ 362,000 | $ 183,000 |
| Broomfield County Colorado | 6 | $ 1,977,000 | $ 329,000 | $ 112,000 |
| Tarrant County Texas | 6 | $ 1,362,000 | $ 227,000 | $ 182,000 |
| Santa Clara County California | 5 | $ 4,357,000 | $ 871,000 | $ 237,000 |
| Miami County Kansas | 5 | $ 642,000 | $ 128,000 | $ 51,000 |
| Clay County Missouri | 5 | $ 938,000 | $ 187,000 | $ 114,000 |
| Juab County Utah | 5 | $ 876,000 | $ 175,000 | $ 69,000 |
| Tooele County Utah | 5 | $ 1,152,000 | $ 230,000 | $ 26,000 |
| Alameda County California | 4 | $ 2,032,000 | $ 508,000 | $ 151,000 |
| Contra Costa County California | 4 | $ 1,645,000 | $ 411,000 | $ 145,000 |
| Bonneville County Idaho | 4 | $ 631,000 | $ 157,000 | $ 95,000 |
| Leavenworth County Kansas | 4 | $ 675,000 | $ 168,000 | $ 56,000 |
| Emery County Utah | 4 | $ 613,000 | $ 153,000 | $ 60,000 |
| Millard County Utah | 4 | $ 533,000 | $ 133,000 | $ 54,000 |
| Sevier County Utah | 4 | $ 388,000 | $ 97,000 | $ 39,000 |
| Kern County California | 3 | $ 747,000 | $ 249,000 | $ 105,000 |
| Fremont County Colorado | 3 | $ 300,000 | $ 100,000 | $ 69,000 |
| Larimer County Colorado | 3 | $ 1,012,000 | $ 337,000 | $ 97,000 |
| Summit County Colorado | 3 | $ 1,311,000 | $ 437,000 | $ 231,000 |
| Bear Lake County Idaho | 3 | $ 787,000 | $ 262,000 | $ 403,000 |
| Oneida County Idaho | 3 | $ 471,000 | $ 157,000 | $ 67,000 |
| Morgan County Utah | 3 | $ 1,211,000 | $ 403,000 | $ 199,000 |
| Laramie County Wyoming | 3 | $ 683,000 | $ 227,000 | $ 68,000 |
| Natrona County Wyoming | 3 | $ 646,000 | $ 215,000 | $ 73,000 |
| Fresno County California | 2 | $ 551,000 | $ 275,000 | $ 105,000 |
| Napa County California | 2 | $ 663,000 | $ 331,000 | $ 122,000 |
| Siskiyou County California | 2 | $ 252,000 | $ 126,000 | $ 34,000 |
| Stanislaus County California | 2 | $ 418,000 | $ 209,000 | $ 66,000 |
| Sutter County California | 2 | $ 621,000 | $ 310,000 | $ 86,000 |
| Crowley County Colorado | 2 | $ 199,000 | $ 99,000 | $ 32,000 |
| Park County Colorado | 2 | $ 473,000 | $ 236,000 | $ 70,000 |
| Douglas County Kansas | 2 | $ 328,000 | $ 164,000 | $ 130,000 |
| Johnson County Missouri | 2 | $ 233,000 | $ 116,000 | $ 56,000 |
| Platte County Missouri | 2 | $ 237,000 | $ 118,000 | $ 44,000 |
| Adams County Nebraska | 2 | $ 247,000 | $ 123,000 | $ 46,000 |
| Chaves County New Mexico | 2 | $ 221,000 | $ 110,000 | $ 42,000 |
| Dona Ana County New Mexico | 2 | $ 265,000 | $ 132,000 | $ 74,000 |
| Sandoval County New Mexico | 2 | $ 493,000 | $ 246,000 | $ 103,000 |
| Hughes County South Dakota | 2 | $ 344,000 | $ 172,000 | $ 72,000 |
| Iron County Utah | 2 | $ 218,000 | $ 109,000 | $ 45,000 |
| Wasatch County Utah | 2 | $ 539,000 | $ 269,000 | $ 127,000 |
| Maricopa County Arizona | 1 | $ 141,000 | $ 141,000 | $ 98,000 |
| Pima County Arizona | 1 | $ 221,000 | $ 221,000 | $ 77,000 |
| Amador County California | 1 | $ 86,000 | $ 86,000 | $ 86,000 |
| Imperial County California | 1 | $ 55,000 | $ 55,000 | $ 13,000 |
| Lake County California | 1 | $ 130,000 | $ 130,000 | $ 31,000 |
| Mendocino County California | 1 | $ 252,000 | $ 252,000 | $ 103,000 |
| Merced County California | 1 | $ 295,000 | $ 295,000 | $ 63,000 |
| Nevada County California | 1 | $ 346,000 | $ 346,000 | $ 223,000 |
| San Francisco County California | 1 | $ 483,000 | $ 483,000 | $ 111,000 |
| San Luis Obispo County California | 1 | $ 410,000 | $ 410,000 | $ 105,000 |
| Santa Barbara County California | 1 | $ 337,000 | $ 337,000 | $ 96,000 |
| Santa Cruz County California | 1 | $ 601,000 | $ 601,000 | $ 111,000 |
| Shasta County California | 1 | $ 109,000 | $ 109,000 | $ 45,000 |
| Yolo County California | 1 | $ 204,000 | $ 204,000 | $ 107,000 |
| Gilpin County Colorado | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| Grand County Colorado | 1 | $ 180,000 | $ 180,000 | $ 113,000 |
| Lake County Colorado | 1 | $ 158,000 | $ 158,000 | $ 37,000 |
| Mesa County Colorado | 1 | $ 311,000 | $ 311,000 | $ 74,000 |
| Moffat County Colorado | 1 | $ 192,000 | $ 192,000 | $ 73,000 |
| Washington County Colorado | 1 | $ 124,000 | $ 124,000 | $ 73,000 |
| Ada County Idaho | 1 | $ 184,000 | $ 184,000 | $ 37,000 |
| Bannock County Idaho | 1 | $ 94,000 | $ 94,000 | $ 87,000 |
| Fremont County Idaho | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Jerome County Idaho | 1 | $ 82,000 | $ 82,000 | $ 31,000 |
| Twin Falls County Idaho | 1 | $ 118,000 | $ 118,000 | $ 31,000 |
| Butler County Kansas | 1 | $ 248,000 | $ 248,000 | $ 143,000 |
| Franklin County Kansas | 1 | $ 308,000 | $ 308,000 | $ 86,000 |
| Sedgwick County Kansas | 1 | $ 71,000 | $ 71,000 | $ 36,000 |
| Christian County Missouri | 1 | $ 163,000 | $ 163,000 | $ 85,000 |
| Lafayette County Missouri | 1 | $ 139,000 | $ 139,000 | $ 47,000 |
| Ray County Missouri | 1 | $ 120,000 | $ 120,000 | $ 76,000 |
| Carbon County Montana | 1 | $ 263,000 | $ 263,000 | $ 61,000 |
| Yellowstone County Montana | 1 | $ 221,000 | $ 221,000 | $ 73,000 |
| Cherry County Nebraska | 1 | $ 221,000 | $ 221,000 | $ 104,000 |
| Douglas County Nebraska | 1 | $ 108,000 | $ 108,000 | $ 51,000 |
| Elko County Nevada | 1 | $ 313,000 | $ 313,000 | $ 107,000 |
| Lincoln County Nevada | 1 | $ 133,000 | $ 133,000 | $ 49,000 |
| Washoe County Nevada | 1 | $ 780,000 | $ 780,000 | $ 213,000 |
| Eddy County New Mexico | 1 | $ 164,000 | $ 164,000 | $ 70,000 |
| Lea County New Mexico | 1 | $ 107,000 | $ 107,000 | $ 63,000 |
| Valencia County New Mexico | 1 | $ 63,000 | $ 63,000 | $ 95,000 |
| Cass County North Dakota | 1 | $ 194,000 | $ 194,000 | $ 117,000 |
| Ward County North Dakota | 1 | $ 248,000 | $ 248,000 | $ 94,000 |
| Stanley County South Dakota | 1 | $ 152,000 | $ 152,000 | $ 60,000 |
| Davidson County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 240,000 |
| Williamson County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 240,000 |
| Cache County Utah | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| King County Washington | 1 | $ 323,000 | $ 323,000 | $ 83,000 |
| Snohomish County Washington | 1 | $ 269,000 | $ 269,000 | $ 181,000 |
| Carbon County Wyoming | 1 | $ 236,000 | $ 236,000 | $ 132,000 |
| Sublette County Wyoming | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Catalyst Lending, Inc. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,212 | $314,335,000 | $259,000 | $2,000,000 | $88,000 | $947,000 |
| Refinancing | 882 | $261,309,000 | $296,000 | $2,216,000 | $101,000 | $1,101,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,525 | $414,319,000 | $271,000 | $2,216,000 | $96,000 | $1,101,000 |
| Hispanic | 245 | $65,127,000 | $265,000 | $1,020,000 | $71,000 | $305,000 |
| Not Provided | 130 | $39,108,000 | $300,000 | $2,000,000 | $92,000 | $300,000 |
| Asian | 88 | $27,074,000 | $307,000 | $1,500,000 | $100,000 | $795,000 |
| Black or African American | 57 | $16,311,000 | $286,000 | $1,279,000 | $85,000 | $281,000 |
| Not applicable | 28 | $6,896,000 | $246,000 | $614,000 | $82,000 | $237,000 |
| Native Hawaiin or Other Pacific Islander | 13 | $4,409,000 | $339,000 | $920,000 | $178,000 | $596,000 |
| American Indian or Alaskan Native | 8 | $2,400,000 | $300,000 | $423,000 | $92,000 | $149,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,218 | $353,016,000 | $289,000 | $2,216,000 | $110,000 | $1,101,000 |
| FHA-insured (Federal Housing Administration) | 661 | $156,693,000 | $237,000 | $795,000 | $66,000 | $381,000 |
| VA-guaranteed (Veterans Administration) | 184 | $60,102,000 | $326,000 | $927,000 | $86,000 | $392,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 31 | $5,833,000 | $188,000 | $344,000 | $55,000 | $91,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,433 | $378,852,000 | $264,000 | $1,500,000 | $89,000 | $795,000 |
| Application Withdrawn By Applicant | 354 | $100,379,000 | $283,000 | $2,216,000 | $103,000 | $1,101,000 |
| Application Approved But Not Accepted | 132 | $38,029,000 | $288,000 | $1,279,000 | $104,000 | $947,000 |
| Application Denied By Financial Institution | 126 | $43,997,000 | $349,000 | $2,000,000 | $102,000 | $682,000 |
| File Closed For Incompleteness | 38 | $12,472,000 | $328,000 | $983,000 | $116,000 | $447,000 |
| Preapproval Approved but not Accepted | 8 | $1,266,000 | $158,000 | $400,000 | $71,000 | $240,000 |
| Preapproval Denied by Financial Institution | 3 | $649,000 | $216,000 | $346,000 | $74,000 | $100,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 45 | $16,797,000 | $373,000 | $2,000,000 | $86,000 | $245,000 |
| Credit History | 28 | $8,791,000 | $313,000 | $780,000 | $106,000 | $297,000 |
| Collateral | 18 | $5,066,000 | $281,000 | $1,000,000 | $96,000 | $453,000 |
| Unverifiable Information | 13 | $4,930,000 | $379,000 | $1,100,000 | $150,000 | $682,000 |
| Other | 11 | $2,887,000 | $262,000 | $626,000 | $65,000 | $115,000 |
| Employment History | 6 | $2,140,000 | $356,000 | $552,000 | $99,000 | $240,000 |
| Credit Application Incomplete | 3 | $1,610,000 | $536,000 | $1,070,000 | $158,000 | $331,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $827,000 | $413,000 | $636,000 | $130,000 | $226,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Catalyst Lending, Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Catalyst Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.