Cedar Rapids Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Cedar Rapids Bank And Trust Company 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cedar Rapids Bank And Trust Company 500 1St Avenue Ne Cedar Rapids, IA 52401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 281 |
| Total Mortgage Loan Application Amount | $428,545,000 |
| Average Mortgage Loan Application Amount | $1,550,500 |
| Highest Mortgage Loan Application Amount | $27,005,000 |
| Average Applicant Income | $93,000 |
| Highest Applicant Income | $1,874,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Cedar Rapids Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cedar Rapids Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Cedar Rapids Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cedar Rapids Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Cedar Rapids Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cedar Rapids Bank And Trust Company's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Linn County Iowa | 149 | $ 52,955,000 | $ 355,000 | $ 132,000 |
| Black Hawk County Iowa | 35 | $ 3,595,000 | $ 102,000 | $ 65,000 |
| Pima County Arizona | 6 | $ 27,950,000 | $ 4,658,000 | $ 0 |
| Benton County Iowa | 5 | $ 975,000 | $ 195,000 | $ 87,000 |
| Maricopa County Arizona | 4 | $ 10,670,000 | $ 2,667,000 | $ 24,000 |
| Johnson County Iowa | 3 | $ 245,000 | $ 81,000 | $ 302,000 |
| Dane County Wisconsin | 3 | $ 18,175,000 | $ 6,058,000 | $ 0 |
| District of Columbia County District Of Columbia | 2 | $ 15,000,000 | $ 7,500,000 | $ 0 |
| Hall County Georgia | 2 | $ 11,810,000 | $ 5,905,000 | $ 0 |
| Shelby County Indiana | 2 | $ 2,940,000 | $ 1,470,000 | $ 0 |
| Jones County Iowa | 2 | $ 260,000 | $ 130,000 | $ 63,000 |
| Scott County Iowa | 2 | $ 18,010,000 | $ 9,005,000 | $ 0 |
| Jefferson County Kentucky | 2 | $ 19,010,000 | $ 9,505,000 | $ 0 |
| Hennepin County Minnesota | 2 | $ 15,610,000 | $ 7,805,000 | $ 0 |
| Jackson County Missouri | 2 | $ 10,310,000 | $ 5,155,000 | $ 747,000 |
| Franklin County Ohio | 2 | $ 7,310,000 | $ 3,655,000 | $ 0 |
| Richmond City County Virginia | 2 | $ 20,210,000 | $ 10,105,000 | $ 0 |
| Spotsylvania County Virginia | 2 | $ 29,260,000 | $ 14,630,000 | $ 0 |
| Pinal County Arizona | 1 | $ 1,255,000 | $ 1,255,000 | $ 0 |
| Orange County California | 1 | $ 485,000 | $ 485,000 | $ 91,000 |
| Larimer County Colorado | 1 | $ 665,000 | $ 665,000 | $ 107,000 |
| New Castle County Delaware | 1 | $ 4,645,000 | $ 4,645,000 | $ 0 |
| Collier County Florida | 1 | $ 905,000 | $ 905,000 | $ 477,000 |
| Lee County Florida | 1 | $ 395,000 | $ 395,000 | $ 104,000 |
| Clayton County Georgia | 1 | $ 2,675,000 | $ 2,675,000 | $ 0 |
| Dougherty County Georgia | 1 | $ 1,015,000 | $ 1,015,000 | $ 0 |
| Glynn County Georgia | 1 | $ 1,605,000 | $ 1,605,000 | $ 0 |
| Henry County Georgia | 1 | $ 1,585,000 | $ 1,585,000 | $ 0 |
| Muscogee County Georgia | 1 | $ 2,885,000 | $ 2,885,000 | $ 0 |
| Jo Daviess County Illinois | 1 | $ 1,565,000 | $ 1,565,000 | $ 0 |
| Rock Island County Illinois | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Butler County Iowa | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Clayton County Iowa | 1 | $ 205,000 | $ 205,000 | $ 126,000 |
| Des Moines County Iowa | 1 | $ 1,175,000 | $ 1,175,000 | $ 0 |
| Hardin County Iowa | 1 | $ 105,000 | $ 105,000 | $ 11,000 |
| Jasper County Iowa | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Jefferson County Iowa | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Lee County Iowa | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| O'Brien County Iowa | 1 | $ 135,000 | $ 135,000 | $ 117,000 |
| Polk County Iowa | 1 | $ 205,000 | $ 205,000 | $ 109,000 |
| Warren County Iowa | 1 | $ 245,000 | $ 245,000 | $ 63,000 |
| Boone County Kentucky | 1 | $ 2,255,000 | $ 2,255,000 | $ 0 |
| Christian County Kentucky | 1 | $ 785,000 | $ 785,000 | $ 0 |
| Shelby County Kentucky | 1 | $ 1,555,000 | $ 1,555,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 11,605,000 | $ 11,605,000 | $ 0 |
| Ouachita County Louisiana | 1 | $ 8,005,000 | $ 8,005,000 | $ 0 |
| St. Mary County Louisiana | 1 | $ 1,195,000 | $ 1,195,000 | $ 0 |
| Tangipahoa County Louisiana | 1 | $ 4,505,000 | $ 4,505,000 | $ 0 |
| Oakland County Michigan | 1 | $ 1,325,000 | $ 1,325,000 | $ 0 |
| Sherburne County Minnesota | 1 | $ 3,805,000 | $ 3,805,000 | $ 0 |
| Camden County Missouri | 1 | $ 155,000 | $ 155,000 | $ 103,000 |
| Douglas County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 79,000 |
| Bernalillo County New Mexico | 1 | $ 13,055,000 | $ 13,055,000 | $ 0 |
| Alamance County North Carolina | 1 | $ 1,725,000 | $ 1,725,000 | $ 0 |
| Craven County North Carolina | 1 | $ 1,635,000 | $ 1,635,000 | $ 0 |
| Durham County North Carolina | 1 | $ 8,955,000 | $ 8,955,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 1,705,000 | $ 1,705,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 835,000 | $ 835,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 4,655,000 | $ 4,655,000 | $ 0 |
| Rogers County Oklahoma | 1 | $ 2,595,000 | $ 2,595,000 | $ 0 |
| Washington County Oklahoma | 1 | $ 5,000 | $ 5,000 | $ 116,000 |
| Allegheny County Pennsylvania | 1 | $ 12,005,000 | $ 12,005,000 | $ 0 |
| Fairfield County South Carolina | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Minnehaha County South Dakota | 1 | $ 1,775,000 | $ 1,775,000 | $ 0 |
| Maury County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Dawson County Texas | 1 | $ 4,755,000 | $ 4,755,000 | $ 0 |
| Hays County Texas | 1 | $ 7,005,000 | $ 7,005,000 | $ 0 |
| Victoria County Texas | 1 | $ 16,005,000 | $ 16,005,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 27,005,000 | $ 27,005,000 | $ 0 |
| Okanogan County Washington | 1 | $ 195,000 | $ 195,000 | $ 413,000 |
| Sheboygan County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 282,000 |
| Laramie County Wyoming | 1 | $ 1,265,000 | $ 1,265,000 | $ 0 |
Mortgage Loan Application Detail Totals for Cedar Rapids Bank And Trust Company in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 139 | $315,955,000 | $2,273,000 | $27,005,000 | $130,000 | $1,874,000 |
| Refinancing | 130 | $90,000,000 | $692,000 | $15,005,000 | $122,000 | $521,000 |
| Home Improvement | 7 | $22,405,000 | $3,200,000 | $12,005,000 | $34,000 | $34,000 |
| Other Purpose | 5 | $185,000 | $37,000 | $65,000 | $86,000 | $280,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 144 | $27,080,000 | $188,000 | $1,255,000 | $125,000 | $1,874,000 |
| Not applicable | 110 | $397,660,000 | $3,615,000 | $27,005,000 | $0 | $0 |
| Not Provided | 10 | $1,910,000 | $191,000 | $445,000 | $220,000 | $405,000 |
| Black or African American | 7 | $435,000 | $62,000 | $85,000 | $33,000 | $53,000 |
| Asian | 5 | $775,000 | $155,000 | $205,000 | $52,000 | $82,000 |
| American Indian or Alaskan Native | 2 | $350,000 | $175,000 | $205,000 | $195,000 | $282,000 |
| Hispanic | 2 | $250,000 | $125,000 | $185,000 | $30,000 | $32,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $85,000 | $85,000 | $85,000 | $25,000 | $25,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 278 | $428,130,000 | $1,540,000 | $27,005,000 | $124,000 | $1,874,000 |
| FHA-insured (Federal Housing Administration) | 2 | $350,000 | $175,000 | $265,000 | $124,000 | $210,000 |
| VA-guaranteed (Veterans Administration) | 1 | $65,000 | $65,000 | $65,000 | $42,000 | $42,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 176 | $356,660,000 | $2,026,000 | $27,005,000 | $165,000 | $1,874,000 |
| Application Withdrawn By Applicant | 61 | $19,045,000 | $312,000 | $4,505,000 | $112,000 | $521,000 |
| Application Denied By Financial Institution | 36 | $4,790,000 | $133,000 | $335,000 | $63,000 | $210,000 |
| Loan Purchased By The Institution | 6 | $44,350,000 | $7,391,000 | $18,005,000 | $0 | $0 |
| Application Approved But Not Accepted | 2 | $3,700,000 | $1,850,000 | $3,635,000 | $82,000 | $82,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 281 | $428,545,000 | $1,525,000 | $27,005,000 | $124,000 | $1,874,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cedar Rapids Bank And Trust Company's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cedar Rapids Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.