Celtic Bank
Mortgage Loan Application
Totals and Details
for 2014
Find mortgage loan statistics, lending data, and loan application totals for Utah.
The mortgage statistics and data below are specific to mortgage loan applications for Celtic Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Celtic Bank 268 S. State St., Suite 300 Salt Lake City, UT 84111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 578 |
| Total Mortgage Loan Application Amount | $133,857,000 |
| Average Mortgage Loan Application Amount | $237,000 |
| Highest Mortgage Loan Application Amount | $3,700,000 |
| Average Applicant Income | $79,500 |
| Highest Applicant Income | $1,054,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in UT, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 125 | $ 31,280,000 | $ 250,000 | $ 87,000 |
| Cache County Utah | 63 | $ 11,006,000 | $ 174,000 | $ 75,000 |
| Utah County Utah | 35 | $ 8,744,000 | $ 249,000 | $ 105,000 |
| Uintah County Utah | 34 | $ 6,827,000 | $ 200,000 | $ 81,000 |
| Davis County Utah | 16 | $ 4,663,000 | $ 291,000 | $ 102,000 |
| Los Angeles County California | 9 | $ 7,883,000 | $ 875,000 | $ 195,000 |
| Clark County Nevada | 9 | $ 1,950,000 | $ 216,000 | $ 105,000 |
| Summit County Utah | 9 | $ 3,515,000 | $ 390,000 | $ 182,000 |
| Tooele County Utah | 6 | $ 982,000 | $ 163,000 | $ 59,000 |
| San Diego County California | 4 | $ 1,731,000 | $ 432,000 | $ 30,000 |
| Duchesne County Utah | 4 | $ 848,000 | $ 212,000 | $ 33,000 |
| Wasatch County Utah | 4 | $ 1,485,000 | $ 371,000 | $ 110,000 |
| Alameda County California | 3 | $ 449,000 | $ 149,000 | $ 46,000 |
| Riverside County California | 3 | $ 792,000 | $ 264,000 | $ 47,000 |
| Sacramento County California | 3 | $ 716,000 | $ 238,000 | $ 61,000 |
| Bonneville County Idaho | 3 | $ 495,000 | $ 165,000 | $ 34,000 |
| Weber County Utah | 3 | $ 534,000 | $ 178,000 | $ 75,000 |
| Clark County Washington | 3 | $ 489,000 | $ 163,000 | $ 74,000 |
| Anchorage County Alaska | 2 | $ 341,000 | $ 170,000 | $ 69,000 |
| Maricopa County Arizona | 2 | $ 557,000 | $ 278,000 | $ 128,000 |
| Yavapai County Arizona | 2 | $ 285,000 | $ 142,000 | $ 39,000 |
| San Bernardino County California | 2 | $ 1,256,000 | $ 628,000 | $ 150,000 |
| Maui County Hawaii | 2 | $ 805,000 | $ 402,000 | $ 43,000 |
| Franklin County Idaho | 2 | $ 389,000 | $ 194,000 | $ 60,000 |
| Elko County Nevada | 2 | $ 392,000 | $ 196,000 | $ 64,000 |
| Mecklenburg County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 76,000 |
| Tarrant County Texas | 2 | $ 334,000 | $ 167,000 | $ 97,000 |
| Box Elder County Utah | 2 | $ 477,000 | $ 238,000 | $ 123,000 |
| Carbon County Utah | 2 | $ 291,000 | $ 145,000 | $ 71,000 |
| San Juan County Utah | 2 | $ 235,000 | $ 117,000 | $ 43,000 |
| Washington County Utah | 2 | $ 344,000 | $ 172,000 | $ 37,000 |
| Sweetwater County Wyoming | 2 | $ 449,000 | $ 224,000 | $ 69,000 |
| Fresno County California | 1 | $ 132,000 | $ 132,000 | $ 48,000 |
| Kern County California | 1 | $ 220,000 | $ 220,000 | $ 138,000 |
| Napa County California | 1 | $ 272,000 | $ 272,000 | $ 57,000 |
| Placer County California | 1 | $ 379,000 | $ 379,000 | $ 111,000 |
| Santa Barbara County California | 1 | $ 650,000 | $ 650,000 | $ 96,000 |
| El Paso County Colorado | 1 | $ 174,000 | $ 174,000 | $ 69,000 |
| Fairfield County Connecticut | 1 | $ 243,000 | $ 243,000 | $ 78,000 |
| Sussex County Delaware | 1 | $ 339,000 | $ 339,000 | $ 66,000 |
| Broward County Florida | 1 | $ 154,000 | $ 154,000 | $ 82,000 |
| Hillsborough County Florida | 1 | $ 230,000 | $ 230,000 | $ 91,000 |
| Orange County Florida | 1 | $ 183,000 | $ 183,000 | $ 60,000 |
| Palm Beach County Florida | 1 | $ 213,000 | $ 213,000 | $ 52,000 |
| Polk County Florida | 1 | $ 153,000 | $ 153,000 | $ 44,000 |
| Volusia County Florida | 1 | $ 160,000 | $ 160,000 | $ 43,000 |
| Cherokee County Georgia | 1 | $ 195,000 | $ 195,000 | $ 38,000 |
| Gwinnett County Georgia | 1 | $ 128,000 | $ 128,000 | $ 61,000 |
| Putnam County Georgia | 1 | $ 164,000 | $ 164,000 | $ 89,000 |
| Ada County Idaho | 1 | $ 105,000 | $ 105,000 | $ 121,000 |
| Bonner County Idaho | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Boundary County Idaho | 1 | $ 252,000 | $ 252,000 | $ 123,000 |
| Canyon County Idaho | 1 | $ 131,000 | $ 131,000 | $ 58,000 |
| Kootenai County Idaho | 1 | $ 158,000 | $ 158,000 | $ 23,000 |
| Madison County Idaho | 1 | $ 333,000 | $ 333,000 | $ 96,000 |
| Cook County Illinois | 1 | $ 255,000 | $ 255,000 | $ 103,000 |
| Marion County Indiana | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Dallas County Iowa | 1 | $ 390,000 | $ 390,000 | $ 121,000 |
| Jefferson County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 105,000 |
| Cumberland County Maine | 1 | $ 180,000 | $ 180,000 | $ 84,000 |
| Anne Arundel County Maryland | 1 | $ 299,000 | $ 299,000 | $ 114,000 |
| Baltimore County Maryland | 1 | $ 143,000 | $ 143,000 | $ 40,000 |
| Dorchester County Maryland | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Washington County Maryland | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Worcester County Maryland | 1 | $ 200,000 | $ 200,000 | $ 44,000 |
| Norfolk County Massachusetts | 1 | $ 224,000 | $ 224,000 | $ 58,000 |
| Macomb County Michigan | 1 | $ 84,000 | $ 84,000 | $ 100,000 |
| St. Clair County Michigan | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Jackson County Missouri | 1 | $ 40,000 | $ 40,000 | $ 47,000 |
| Madison County Montana | 1 | $ 289,000 | $ 289,000 | $ 47,000 |
| Butler County Nebraska | 1 | $ 80,000 | $ 80,000 | $ 17,000 |
| Lyon County Nevada | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 288,000 | $ 288,000 | $ 135,000 |
| Middlesex County New Jersey | 1 | $ 204,000 | $ 204,000 | $ 58,000 |
| Jefferson County New York | 1 | $ 104,000 | $ 104,000 | $ 61,000 |
| Johnston County North Carolina | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Watauga County North Carolina | 1 | $ 368,000 | $ 368,000 | $ 90,000 |
| Johnston County Oklahoma | 1 | $ 114,000 | $ 114,000 | $ 59,000 |
| Wagoner County Oklahoma | 1 | $ 179,000 | $ 179,000 | $ 55,000 |
| Huntingdon County Pennsylvania | 1 | $ 129,000 | $ 129,000 | $ 80,000 |
| Anderson County South Carolina | 1 | $ 64,000 | $ 64,000 | $ 36,000 |
| Chester County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 270,000 | $ 270,000 | $ 72,000 |
| Bell County Texas | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Bexar County Texas | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Dallas County Texas | 1 | $ 793,000 | $ 793,000 | $ 164,000 |
| Denton County Texas | 1 | $ 275,000 | $ 275,000 | $ 112,000 |
| Guadalupe County Texas | 1 | $ 155,000 | $ 155,000 | $ 144,000 |
| Kaufman County Texas | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Parker County Texas | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Randall County Texas | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Taylor County Texas | 1 | $ 140,000 | $ 140,000 | $ 69,000 |
| Travis County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Sanpete County Utah | 1 | $ 132,000 | $ 132,000 | $ 59,000 |
| Chesapeake County Virginia | 1 | $ 152,000 | $ 152,000 | $ 36,000 |
| Cumberland County Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Montgomery County Virginia | 1 | $ 309,000 | $ 309,000 | $ 125,000 |
| York County Virginia | 1 | $ 249,000 | $ 249,000 | $ 71,000 |
| Benton County Washington | 1 | $ 417,000 | $ 417,000 | $ 121,000 |
| Skagit County Washington | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Oneida County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 77,000 |
| Lincoln County Wyoming | 1 | $ 167,000 | $ 167,000 | $ 54,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Utah,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Celtic Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 379 | $82,610,000 | $217,000 | $1,240,000 | $76,000 | $1,054,000 |
| Refinancing | 199 | $51,247,000 | $257,000 | $3,700,000 | $83,000 | $662,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 438 | $101,716,000 | $232,000 | $1,240,000 | $84,000 | $1,054,000 |
| Not Provided | 88 | $23,225,000 | $263,000 | $3,700,000 | $63,000 | $662,000 |
| Hispanic | 22 | $3,318,000 | $150,000 | $272,000 | $47,000 | $93,000 |
| Asian | 17 | $3,465,000 | $203,000 | $376,000 | $62,000 | $167,000 |
| Black or African American | 9 | $1,473,000 | $163,000 | $288,000 | $52,000 | $135,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $207,000 | $103,000 | $131,000 | $23,000 | $27,000 |
| American Indian or Alaskan Native | 2 | $453,000 | $226,000 | $299,000 | $73,000 | $94,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 320 | $84,296,000 | $263,000 | $3,700,000 | $100,000 | $1,054,000 |
| FHA-insured (Federal Housing Administration) | 179 | $33,133,000 | $185,000 | $504,000 | $52,000 | $243,000 |
| VA-guaranteed (Veterans Administration) | 51 | $11,212,000 | $219,000 | $793,000 | $50,000 | $164,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 28 | $5,216,000 | $186,000 | $285,000 | $48,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 276 | $60,221,000 | $218,000 | $900,000 | $83,000 | $1,054,000 |
| Application Withdrawn By Applicant | 141 | $34,219,000 | $242,000 | $1,200,000 | $78,000 | $480,000 |
| Application Denied By Financial Institution | 93 | $24,080,000 | $258,000 | $3,700,000 | $67,000 | $662,000 |
| File Closed For Incompleteness | 44 | $10,020,000 | $227,000 | $618,000 | $61,000 | $245,000 |
| Application Approved But Not Accepted | 12 | $3,011,000 | $250,000 | $600,000 | $87,000 | $371,000 |
| Preapproval Approved but not Accepted | 10 | $1,987,000 | $198,000 | $300,000 | $116,000 | $403,000 |
| Preapproval Denied by Financial Institution | 2 | $319,000 | $159,000 | $164,000 | $34,000 | $35,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 58 | $11,242,000 | $193,000 | $788,000 | $54,000 | $397,000 |
| Debt-To-Income Ratio | 13 | $3,227,000 | $248,000 | $530,000 | $55,000 | $147,000 |
| Other | 8 | $6,365,000 | $795,000 | $3,700,000 | $170,000 | $662,000 |
| Collateral | 6 | $1,149,000 | $191,000 | $390,000 | $78,000 | $121,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $950,000 | $237,000 | $335,000 | $74,000 | $141,000 |
| Unverifiable Information | 3 | $584,000 | $194,000 | $255,000 | $46,000 | $67,000 |
| Employment History | 2 | $378,000 | $189,000 | $270,000 | $46,000 | $72,000 |
| Credit Application Incomplete | 1 | $504,000 | $504,000 | $504,000 | $137,000 | $137,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in UT, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Utah, and search similar information at your convenience.