Core Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Core Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Core Bank 12100 W Center Rd Omaha, NE 68144 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,379 |
| Total Mortgage Loan Application Amount | $410,175,000 |
| Average Mortgage Loan Application Amount | $215,400 |
| Highest Mortgage Loan Application Amount | $16,635,000 |
| Average Applicant Income | $128,800 |
| Highest Applicant Income | $1,448,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Core Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Core Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Core Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Core Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Core Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Core Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 737 | $ 209,865,000 | $ 284,000 | $ 133,000 |
| Sarpy County Nebraska | 354 | $ 95,670,000 | $ 270,000 | $ 114,000 |
| Cass County Nebraska | 29 | $ 8,235,000 | $ 283,000 | $ 116,000 |
| Lancaster County Nebraska | 27 | $ 5,645,000 | $ 209,000 | $ 89,000 |
| Pottawattamie County Iowa | 23 | $ 4,705,000 | $ 204,000 | $ 114,000 |
| Washington County Nebraska | 23 | $ 6,015,000 | $ 261,000 | $ 144,000 |
| Saunders County Nebraska | 21 | $ 8,895,000 | $ 423,000 | $ 201,000 |
| Dodge County Nebraska | 9 | $ 1,815,000 | $ 201,000 | $ 130,000 |
| Mills County Iowa | 5 | $ 17,775,000 | $ 3,555,000 | $ 110,000 |
| Morgan County Alabama | 4 | $ 460,000 | $ 115,000 | $ 203,000 |
| El Paso County Colorado | 4 | $ 1,070,000 | $ 267,000 | $ 119,000 |
| Johnson County Kansas | 4 | $ 960,000 | $ 240,000 | $ 168,000 |
| Onslow County North Carolina | 4 | $ 500,000 | $ 125,000 | $ 53,000 |
| Fort Bend County Texas | 4 | $ 1,490,000 | $ 372,000 | $ 188,000 |
| Madison County Alabama | 3 | $ 545,000 | $ 181,000 | $ 249,000 |
| Maricopa County Arizona | 3 | $ 2,015,000 | $ 671,000 | $ 635,000 |
| Larimer County Colorado | 3 | $ 1,075,000 | $ 358,000 | $ 115,000 |
| Douglas County Kansas | 3 | $ 7,015,000 | $ 2,338,000 | $ 0 |
| Bossier County Louisiana | 3 | $ 835,000 | $ 278,000 | $ 135,000 |
| Jackson County Missouri | 3 | $ 795,000 | $ 265,000 | $ 92,000 |
| Harris County Texas | 3 | $ 625,000 | $ 208,000 | $ 132,000 |
| Fairfax County Virginia | 3 | $ 1,585,000 | $ 528,000 | $ 106,000 |
| Contra Costa County California | 2 | $ 680,000 | $ 340,000 | $ 106,000 |
| Yuba County California | 2 | $ 780,000 | $ 390,000 | $ 147,000 |
| Clay County Florida | 2 | $ 640,000 | $ 320,000 | $ 91,000 |
| Hillsborough County Florida | 2 | $ 350,000 | $ 175,000 | $ 73,000 |
| Santa Rosa County Florida | 2 | $ 730,000 | $ 365,000 | $ 93,000 |
| Volusia County Florida | 2 | $ 660,000 | $ 330,000 | $ 108,000 |
| Columbia County Georgia | 2 | $ 680,000 | $ 340,000 | $ 0 |
| Hamilton County Indiana | 2 | $ 840,000 | $ 420,000 | $ 214,000 |
| Seward County Nebraska | 2 | $ 470,000 | $ 235,000 | $ 94,000 |
| Clark County Nevada | 2 | $ 560,000 | $ 280,000 | $ 67,000 |
| Creek County Oklahoma | 2 | $ 550,000 | $ 275,000 | $ 115,000 |
| Bexar County Texas | 2 | $ 580,000 | $ 290,000 | $ 103,000 |
| Kendall County Texas | 2 | $ 940,000 | $ 470,000 | $ 122,000 |
| Davis County Utah | 2 | $ 760,000 | $ 380,000 | $ 75,000 |
| Pierce County Washington | 2 | $ 530,000 | $ 265,000 | $ 83,000 |
| Autauga County Alabama | 1 | $ 485,000 | $ 485,000 | $ 163,000 |
| Baldwin County Alabama | 1 | $ 545,000 | $ 545,000 | $ 555,000 |
| Montgomery County Alabama | 1 | $ 185,000 | $ 185,000 | $ 191,000 |
| Pinal County Arizona | 1 | $ 405,000 | $ 405,000 | $ 87,000 |
| Benton County Arkansas | 1 | $ 325,000 | $ 325,000 | $ 53,000 |
| Craighead County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Fresno County California | 1 | $ 225,000 | $ 225,000 | $ 176,000 |
| Kings County California | 1 | $ 545,000 | $ 545,000 | $ 196,000 |
| San Luis Obispo County California | 1 | $ 225,000 | $ 225,000 | $ 122,000 |
| Solano County California | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Douglas County Colorado | 1 | $ 205,000 | $ 205,000 | $ 46,000 |
| Eagle County Colorado | 1 | $ 965,000 | $ 965,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Park County Colorado | 1 | $ 65,000 | $ 65,000 | $ 105,000 |
| Pitkin County Colorado | 1 | $ 525,000 | $ 525,000 | $ 461,000 |
| District of Columbia County District Of Columbia | 1 | $ 295,000 | $ 295,000 | $ 210,000 |
| Bay County Florida | 1 | $ 425,000 | $ 425,000 | $ 235,000 |
| Brevard County Florida | 1 | $ 315,000 | $ 315,000 | $ 122,000 |
| Broward County Florida | 1 | $ 235,000 | $ 235,000 | $ 114,000 |
| Charlotte County Florida | 1 | $ 215,000 | $ 215,000 | $ 132,000 |
| Lee County Florida | 1 | $ 545,000 | $ 545,000 | $ 776,000 |
| Manatee County Florida | 1 | $ 275,000 | $ 275,000 | $ 88,000 |
| Sumter County Florida | 1 | $ 65,000 | $ 65,000 | $ 152,000 |
| Dougherty County Georgia | 1 | $ 185,000 | $ 185,000 | $ 168,000 |
| Elmore County Idaho | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Cook County Illinois | 1 | $ 315,000 | $ 315,000 | $ 75,000 |
| Madison County Illinois | 1 | $ 445,000 | $ 445,000 | $ 137,000 |
| St. Clair County Illinois | 1 | $ 195,000 | $ 195,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 235,000 | $ 235,000 | $ 119,000 |
| Cass County Iowa | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Dickinson County Iowa | 1 | $ 255,000 | $ 255,000 | $ 143,000 |
| Harrison County Iowa | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Page County Iowa | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Polk County Iowa | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Taylor County Iowa | 1 | $ 305,000 | $ 305,000 | $ 79,000 |
| Woodbury County Iowa | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Leavenworth County Kansas | 1 | $ 355,000 | $ 355,000 | $ 118,000 |
| Riley County Kansas | 1 | $ 265,000 | $ 265,000 | $ 118,000 |
| Harford County Maryland | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Prince George's County Maryland | 1 | $ 495,000 | $ 495,000 | $ 135,000 |
| Lenawee County Michigan | 1 | $ 345,000 | $ 345,000 | $ 192,000 |
| Crow Wing County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Grant County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 249,000 |
| Ramsey County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Rice County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 150,000 |
| Hinds County Mississippi | 1 | $ 325,000 | $ 325,000 | $ 109,000 |
| Lauderdale County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| Warren County Mississippi | 1 | $ 355,000 | $ 355,000 | $ 91,000 |
| Camden County Missouri | 1 | $ 145,000 | $ 145,000 | $ 115,000 |
| Cass County Missouri | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Miller County Missouri | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Pulaski County Missouri | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Buffalo County Nebraska | 1 | $ 455,000 | $ 455,000 | $ 213,000 |
| Burt County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Hall County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Johnson County Nebraska | 1 | $ 365,000 | $ 365,000 | $ 162,000 |
| Keith County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 123,000 |
| Nance County Nebraska | 1 | $ 345,000 | $ 345,000 | $ 91,000 |
| Otoe County Nebraska | 1 | $ 525,000 | $ 525,000 | $ 162,000 |
| Saline County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 125,000 |
| Monroe County New York | 1 | $ 115,000 | $ 115,000 | $ 107,000 |
| Lee County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 137,000 |
| Wake County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 140,000 |
| Cass County North Dakota | 1 | $ 335,000 | $ 335,000 | $ 125,000 |
| Cleveland County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 193,000 |
| Oklahoma County Oklahoma | 1 | $ 465,000 | $ 465,000 | $ 199,000 |
| Tulsa County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 173,000 |
| Multnomah County Oregon | 1 | $ 385,000 | $ 385,000 | $ 250,000 |
| Allegheny County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 110,000 |
| Centre County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 168,000 |
| Kent County Rhode Island | 1 | $ 545,000 | $ 545,000 | $ 132,000 |
| Horry County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 100,000 |
| Henderson County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 71,000 |
| Tarrant County Texas | 1 | $ 485,000 | $ 485,000 | $ 221,000 |
| Travis County Texas | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Wichita County Texas | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Williamson County Texas | 1 | $ 405,000 | $ 405,000 | $ 0 |
Mortgage Loan Application Detail Totals for Core Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 639 | $189,175,000 | $296,000 | $8,825,000 | $116,000 | $975,000 |
| Refinancing | 502 | $160,890,000 | $320,000 | $16,635,000 | $151,000 | $1,448,000 |
| Cash-out Refinancing | 231 | $59,665,000 | $258,000 | $1,305,000 | $127,000 | $720,000 |
| Other Purpose | 6 | $290,000 | $48,000 | $105,000 | $154,000 | $263,000 |
| Home Improvement | 1 | $155,000 | $155,000 | $155,000 | $96,000 | $96,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,019 | $279,205,000 | $273,000 | $1,915,000 | $132,000 | $1,448,000 |
| Not Provided | 170 | $45,850,000 | $269,000 | $1,305,000 | $121,000 | $648,000 |
| Not applicable | 68 | $55,790,000 | $820,000 | $16,635,000 | $0 | $0 |
| Hispanic | 54 | $11,620,000 | $215,000 | $485,000 | $101,000 | $456,000 |
| Black or African American | 33 | $7,725,000 | $234,000 | $495,000 | $113,000 | $632,000 |
| Asian | 32 | $9,520,000 | $297,000 | $1,525,000 | $154,000 | $1,257,000 |
| American Indian or Alaskan Native | 3 | $465,000 | $155,000 | $205,000 | $88,000 | $95,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,091 | $325,105,000 | $297,000 | $16,635,000 | $137,000 | $1,448,000 |
| VA-guaranteed (Veterans Administration) | 225 | $72,055,000 | $320,000 | $1,075,000 | $103,000 | $272,000 |
| FHA-insured (Federal Housing Administration) | 63 | $13,015,000 | $206,000 | $465,000 | $67,000 | $158,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,217 | $360,445,000 | $296,000 | $16,635,000 | $130,000 | $1,448,000 |
| Application Withdrawn By Applicant | 121 | $35,505,000 | $293,000 | $1,255,000 | $142,000 | $720,000 |
| Application Denied By Financial Institution | 30 | $7,690,000 | $256,000 | $1,455,000 | $82,000 | $386,000 |
| Application Approved But Not Accepted | 10 | $3,350,000 | $335,000 | $805,000 | $125,000 | $302,000 |
| Loan Purchased By The Institution | 1 | $3,185,000 | $3,185,000 | $3,185,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,349 | $402,485,000 | $298,000 | $16,635,000 | $131,000 | $1,448,000 |
| Debt-To-Income Ratio | 16 | $4,230,000 | $264,000 | $1,455,000 | $54,000 | $168,000 |
| Credit History | 7 | $1,495,000 | $213,000 | $355,000 | $108,000 | $386,000 |
| Collateral | 6 | $1,770,000 | $295,000 | $405,000 | $124,000 | $281,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $195,000 | $195,000 | $195,000 | $66,000 | $66,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Core Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Core Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.