Core Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Core Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Core Bank 12100 W Center Rd Omaha, NE 68144 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,379 |
| Total Mortgage Loan Application Amount | $410,175,000 |
| Average Mortgage Loan Application Amount | $215,400 |
| Highest Mortgage Loan Application Amount | $16,635,000 |
| Average Applicant Income | $128,800 |
| Highest Applicant Income | $1,448,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Core Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Core Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Core Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Core Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Core Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Core Bank's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| OMAHA-COUNCIL BLUFFS, NE-IA | 1,193 | $ 351,215,000 | $ 529,500 | $ 119,000 |
| NA (OUTSIDE OF MSA/MD) | 34 | $ 9,220,000 | $ 327,500 | $ 149,400 |
| LINCOLN, NE | 29 | $ 6,115,000 | $ 210,000 | $ 89,000 |
| KANSAS CITY, MO-KS | 9 | $ 2,615,000 | $ 294,000 | $ 125,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 7 | $ 2,115,000 | $ 302,000 | $ 164,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 5 | $ 2,375,000 | $ 439,333 | $ 150,333 |
| COLORADO SPRINGS, CO | 4 | $ 1,070,000 | $ 267,000 | $ 119,000 |
| DECATUR, AL | 4 | $ 460,000 | $ 115,000 | $ 203,000 |
| JACKSONVILLE, NC | 4 | $ 500,000 | $ 125,000 | $ 53,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 4 | $ 2,420,000 | $ 605,000 | $ 498,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 4 | $ 1,520,000 | $ 380,000 | $ 109,000 |
| DENVER-AURORA-LAKEWOOD, CO | 3 | $ 565,000 | $ 188,000 | $ 75,000 |
| FORT COLLINS, CO | 3 | $ 1,075,000 | $ 358,000 | $ 115,000 |
| HUNTSVILLE, AL | 3 | $ 545,000 | $ 181,000 | $ 249,000 |
| LAWRENCE, KS | 3 | $ 7,015,000 | $ 2,338,000 | $ 0 |
| SHREVEPORT-BOSSIER CITY, LA | 3 | $ 835,000 | $ 278,000 | $ 135,000 |
| TULSA, OK | 3 | $ 715,000 | $ 238,000 | $ 134,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 680,000 | $ 340,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 2 | $ 730,000 | $ 365,000 | $ 90,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2 | $ 660,000 | $ 330,000 | $ 108,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 2 | $ 840,000 | $ 420,000 | $ 214,000 |
| JACKSONVILLE, FL | 2 | $ 640,000 | $ 320,000 | $ 91,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 2 | $ 560,000 | $ 280,000 | $ 67,000 |
| MONTGOMERY, AL | 2 | $ 670,000 | $ 335,000 | $ 177,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 2 | $ 680,000 | $ 340,000 | $ 106,000 |
| OGDEN-CLEARFIELD, UT | 2 | $ 760,000 | $ 380,000 | $ 75,000 |
| OKLAHOMA CITY, OK | 2 | $ 680,000 | $ 340,000 | $ 196,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 730,000 | $ 365,000 | $ 93,000 |
| ST. LOUIS, MO-IL | 2 | $ 640,000 | $ 320,000 | $ 137,000 |
| TACOMA-LAKEWOOD, WA | 2 | $ 530,000 | $ 265,000 | $ 83,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 2 | $ 350,000 | $ 175,000 | $ 73,000 |
| YUBA CITY, CA | 2 | $ 780,000 | $ 390,000 | $ 147,000 |
| ALBANY, GA | 1 | $ 185,000 | $ 185,000 | $ 168,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| CAPE CORAL-FORT MYERS, FL | 1 | $ 545,000 | $ 545,000 | $ 776,000 |
| CHICAGO-NAPERVILLE, IL | 1 | $ 315,000 | $ 315,000 | $ 75,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 1 | $ 545,000 | $ 545,000 | $ 555,000 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| FARGO, ND-MN | 1 | $ 335,000 | $ 335,000 | $ 125,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 325,000 | $ 325,000 | $ 53,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1 | $ 235,000 | $ 235,000 | $ 114,000 |
| FORT WORTH-ARLINGTON, TX | 1 | $ 485,000 | $ 485,000 | $ 221,000 |
| FRESNO, CA | 1 | $ 225,000 | $ 225,000 | $ 176,000 |
| GRAND ISLAND, NE | 1 | $ 205,000 | $ 205,000 | $ 0 |
| HANFORD-CORCORAN, CA | 1 | $ 545,000 | $ 545,000 | $ 196,000 |
| JACKSON, MS | 1 | $ 325,000 | $ 325,000 | $ 109,000 |
| JONESBORO, AR | 1 | $ 185,000 | $ 185,000 | $ 0 |
| MANHATTAN, KS | 1 | $ 265,000 | $ 265,000 | $ 118,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 1 | $ 95,000 | $ 95,000 | $ 100,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 1 | $ 275,000 | $ 275,000 | $ 88,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 315,000 | $ 315,000 | $ 122,000 |
| PANAMA CITY, FL | 1 | $ 425,000 | $ 425,000 | $ 235,000 |
| PITTSBURGH, PA | 1 | $ 295,000 | $ 295,000 | $ 110,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1 | $ 385,000 | $ 385,000 | $ 250,000 |
| PROVIDENCE-WARWICK, RI-MA | 1 | $ 545,000 | $ 545,000 | $ 132,000 |
| PUNTA GORDA, FL | 1 | $ 215,000 | $ 215,000 | $ 132,000 |
| RALEIGH, NC | 1 | $ 465,000 | $ 465,000 | $ 140,000 |
| ROCHESTER, NY | 1 | $ 115,000 | $ 115,000 | $ 107,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 225,000 | $ 225,000 | $ 122,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 235,000 | $ 235,000 | $ 119,000 |
| STATE COLLEGE, PA | 1 | $ 125,000 | $ 125,000 | $ 168,000 |
| THE VILLAGES, FL | 1 | $ 65,000 | $ 65,000 | $ 152,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 545,000 | $ 545,000 | $ 0 |
| WICHITA FALLS, TX | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
Mortgage Loan Application Detail Totals for Core Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 639 | $189,175,000 | $296,000 | $8,825,000 | $116,000 | $975,000 |
| Refinancing | 502 | $160,890,000 | $320,000 | $16,635,000 | $151,000 | $1,448,000 |
| Cash-out Refinancing | 231 | $59,665,000 | $258,000 | $1,305,000 | $127,000 | $720,000 |
| Other Purpose | 6 | $290,000 | $48,000 | $105,000 | $154,000 | $263,000 |
| Home Improvement | 1 | $155,000 | $155,000 | $155,000 | $96,000 | $96,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,019 | $279,205,000 | $273,000 | $1,915,000 | $132,000 | $1,448,000 |
| Not Provided | 170 | $45,850,000 | $269,000 | $1,305,000 | $121,000 | $648,000 |
| Not applicable | 68 | $55,790,000 | $820,000 | $16,635,000 | $0 | $0 |
| Hispanic | 54 | $11,620,000 | $215,000 | $485,000 | $101,000 | $456,000 |
| Black or African American | 33 | $7,725,000 | $234,000 | $495,000 | $113,000 | $632,000 |
| Asian | 32 | $9,520,000 | $297,000 | $1,525,000 | $154,000 | $1,257,000 |
| American Indian or Alaskan Native | 3 | $465,000 | $155,000 | $205,000 | $88,000 | $95,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,091 | $325,105,000 | $297,000 | $16,635,000 | $137,000 | $1,448,000 |
| VA-guaranteed (Veterans Administration) | 225 | $72,055,000 | $320,000 | $1,075,000 | $103,000 | $272,000 |
| FHA-insured (Federal Housing Administration) | 63 | $13,015,000 | $206,000 | $465,000 | $67,000 | $158,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,217 | $360,445,000 | $296,000 | $16,635,000 | $130,000 | $1,448,000 |
| Application Withdrawn By Applicant | 121 | $35,505,000 | $293,000 | $1,255,000 | $142,000 | $720,000 |
| Application Denied By Financial Institution | 30 | $7,690,000 | $256,000 | $1,455,000 | $82,000 | $386,000 |
| Application Approved But Not Accepted | 10 | $3,350,000 | $335,000 | $805,000 | $125,000 | $302,000 |
| Loan Purchased By The Institution | 1 | $3,185,000 | $3,185,000 | $3,185,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,349 | $402,485,000 | $298,000 | $16,635,000 | $131,000 | $1,448,000 |
| Debt-To-Income Ratio | 16 | $4,230,000 | $264,000 | $1,455,000 | $54,000 | $168,000 |
| Credit History | 7 | $1,495,000 | $213,000 | $355,000 | $108,000 | $386,000 |
| Collateral | 6 | $1,770,000 | $295,000 | $405,000 | $124,000 | $281,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $195,000 | $195,000 | $195,000 | $66,000 | $66,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Core Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Core Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.