Centennial Lending Group, LLC Mortgage Lending & HMDA Data, 2017

In 2017, Centennial Lending Group, LLC of Maple Glen, PA reported 1,258 mortgage applications totaling $281.6 million, up 41% from 2016. The average application was for $223,850, and applicants reported an average income of $92,387. 69% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Montgomery County-Bucks County-Chester County, PA (410), Philadelphia, PA (307) and Camden, NJ (148) (applications in parentheses).

Mortgage Company & Address Centennial Lending Group, LLC
1126 Horsham Road
Maple Glen, PA 19002
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 1,258
Total Mortgage Loan Application Amount $281,604,000
Average Mortgage Loan Application Amount $223,850
Highest Mortgage Loan Application Amount $1,925,000
Average Applicant Income $92,387
Highest Applicant Income $877,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Centennial Lending Group, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Centennial Lending Group, LLC by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Philadelphia, Pennsylvania 270 $ 51,133,000 $ 189,381 $ 88,000
Bucks, Pennsylvania 245 $ 62,089,000 $ 253,424 $ 93,000
Montgomery, Pennsylvania 155 $ 43,867,000 $ 283,012 $ 109,000
Camden, New Jersey 55 $ 8,633,000 $ 156,963 $ 93,000
Burlington, New Jersey 51 $ 9,253,000 $ 181,431 $ 77,000
Gloucester, New Jersey 42 $ 7,478,000 $ 178,047 $ 69,000
Delaware, Pennsylvania 37 $ 6,714,000 $ 181,459 $ 85,000
Baltimore City, Maryland 30 $ 4,265,000 $ 142,166 $ 70,000
Walton, Florida 28 $ 3,190,000 $ 113,928 $ 52,000
Baltimore, Maryland 24 $ 5,678,000 $ 236,583 $ 78,000
New Castle, Delaware 20 $ 4,659,000 $ 232,950 $ 78,000
Lehigh, Pennsylvania 19 $ 3,788,000 $ 199,368 $ 80,000
Northampton, Pennsylvania 17 $ 3,573,000 $ 210,176 $ 96,000
Mercer, New Jersey 16 $ 3,171,000 $ 198,187 $ 84,000
Carroll, Maryland 14 $ 3,656,000 $ 261,142 $ 85,000
Harford, Maryland 14 $ 3,057,000 $ 218,357 $ 87,000
Monmouth, New Jersey 12 $ 6,140,000 $ 511,666 $ 181,000
Cape May, New Jersey 11 $ 5,635,000 $ 512,272 $ 238,000
Chester, Pennsylvania 10 $ 3,045,000 $ 304,500 $ 133,000
Anne Arundel, Maryland 9 $ 2,726,000 $ 302,888 $ 109,000
Middlesex, New Jersey 9 $ 2,441,000 $ 271,222 $ 82,000
Summit, Ohio 9 $ 1,275,000 $ 141,666 $ 70,000
Frederick, Maryland 8 $ 1,703,000 $ 212,875 $ 88,000
Union, New Jersey 8 $ 2,586,000 $ 323,250 $ 158,000
Berks, Pennsylvania 8 $ 1,590,000 $ 198,750 $ 63,000
Howard, Maryland 7 $ 2,524,000 $ 360,571 $ 103,000
Ocean, New Jersey 6 $ 1,896,000 $ 316,000 $ 137,000
Somerset, New Jersey 6 $ 1,692,000 $ 282,000 $ 78,000
Kent, Delaware 5 $ 1,347,000 $ 269,400 $ 89,000
Okaloosa, Florida 5 $ 603,000 $ 120,600 $ 52,000
Atlantic, New Jersey 5 $ 990,000 $ 198,000 $ 183,000
Holmes, Florida 4 $ 313,000 $ 78,250 $ 35,000
Volusia, Florida 4 $ 859,000 $ 214,750 $ 73,000
Prince George's, Maryland 4 $ 918,000 $ 229,500 $ 60,000
Hunterdon, New Jersey 4 $ 1,284,000 $ 321,000 $ 124,000
Medina, Ohio 4 $ 848,000 $ 212,000 $ 106,000
Carbon, Pennsylvania 4 $ 549,000 $ 137,250 $ 81,000
Monroe, Pennsylvania 4 $ 955,000 $ 238,750 $ 131,000
York, Pennsylvania 4 $ 763,000 $ 190,750 $ 64,000
Sussex, Delaware 3 $ 774,000 $ 258,000 $ 83,000
Broward, Florida 3 $ 688,000 $ 229,333 $ 101,000
Lee, Florida 3 $ 675,000 $ 225,000 $ 150,000
Cecil, Maryland 3 $ 840,000 $ 280,000 $ 101,000
Essex, New Jersey 3 $ 1,079,000 $ 359,666 $ 163,000
Franklin, Ohio 3 $ 501,000 $ 167,000 $ 69,000
Flagler, Florida 2 $ 296,000 $ 148,000 $ 89,000
Orange, Florida 2 $ 379,000 $ 189,500 $ 110,000
Cumberland, New Jersey 2 $ 216,000 $ 108,000 $ 154,000
Champaign, Ohio 2 $ 228,000 $ 114,000 $ 45,000
McKean, Pennsylvania 2 $ 97,000 $ 48,500 $ 43,000
Orange, California 1 $ 560,000 $ 560,000 $ 183,000
Riverside, California 1 $ 110,000 $ 110,000 $ 63,000
San Bernardino, California 1 $ 152,000 $ 152,000 $ 59,000
District of Columbia, District Of Columbia 1 $ 205,000 $ 205,000 $ 46,000
Alachua, Florida 1 $ 145,000 $ 145,000 $ 55,000
Brevard, Florida 1 $ 95,000 $ 95,000 $ 98,000
Miami-Dade, Florida 1 $ 486,000 $ 486,000 $ 253,000
Palm Beach, Florida 1 $ 309,000 $ 309,000 $ 117,000
Santa Rosa, Florida 1 $ 115,000 $ 115,000 $ 35,000
Sarasota, Florida 1 $ 247,000 $ 247,000 $ 74,000
DeKalb, Georgia 1 $ 378,000 $ 378,000 $ 205,000
Calvert, Maryland 1 $ 231,000 $ 231,000 $ 59,000
Charles, Maryland 1 $ 316,000 $ 316,000 $ 60,000
Montgomery, Maryland 1 $ 224,000 $ 224,000 $ 106,000
Queen Anne's, Maryland 1 $ 386,000 $ 386,000 $ 163,000
St. Mary's, Maryland 1 $ 113,000 $ 113,000 $ 20,000
Wicomico, Maryland 1 $ 165,000 $ 165,000 $ 82,000
Worcester, Maryland 1 $ 144,000 $ 144,000 $ 90,000
Salem, New Jersey 1 $ 131,000 $ 131,000 $ 237,000
Sussex, New Jersey 1 $ 264,000 $ 264,000 $ 82,000
Currituck, North Carolina 1 $ 213,000 $ 213,000 $ 46,000
Mecklenburg, North Carolina 1 $ 300,000 $ 300,000 $ 184,000
Wake, North Carolina 1 $ 193,000 $ 193,000 $ 76,000
Clark, Ohio 1 $ 118,000 $ 118,000 $ 44,000
Cuyahoga, Ohio 1 $ 233,000 $ 233,000 $ 130,000
Lake, Ohio 1 $ 159,000 $ 159,000 $ 37,000
Lorain, Ohio 1 $ 77,000 $ 77,000 $ 18,000
Portage, Ohio 1 $ 184,000 $ 184,000 $ 66,000
Wood, Ohio 1 $ 108,000 $ 108,000 $ 50,000
Bradford, Pennsylvania 1 $ 109,000 $ 109,000 $ 94,000
Columbia, Pennsylvania 1 $ 108,000 $ 108,000 $ 42,000
Cumberland, Pennsylvania 1 $ 140,000 $ 140,000 $ 31,000
Lancaster, Pennsylvania 1 $ 118,000 $ 118,000 $ 42,000
Luzerne, Pennsylvania 1 $ 66,000 $ 66,000 $ 38,000
Pike, Pennsylvania 1 $ 294,000 $ 294,000 $ 92,000
Potter, Pennsylvania 1 $ 65,000 $ 65,000 $ 43,000
Schuylkill, Pennsylvania 1 $ 152,000 $ 152,000 $ 64,000
Alexandria, Virginia 1 $ 356,000 $ 356,000 $ 203,000
Loudoun, Virginia 1 $ 512,000 $ 512,000 $ 110,000
New Kent, Virginia 1 $ 210,000 $ 210,000 $ 57,000
Norfolk, Virginia 1 $ 144,000 $ 144,000 $ 43,000
Prince Edward, Virginia 1 $ 96,000 $ 96,000 $ 44,000
Virginia Beach, Virginia 1 $ 214,000 $ 214,000 $ 40,000

Mortgage Loan Application Detail Totals for Centennial Lending Group, LLC in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,014 $227,327,000 $224,000 $1,925,000 $92,000 $877,000
Refinancing 244 $54,277,000 $222,000 $1,000,000 $94,000 $367,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 827 $196,791,000 $237,000 $1,925,000 $103,000 $877,000
Black or African American 229 $44,316,000 $193,000 $1,000,000 $69,000 $359,000
Hispanic 119 $24,090,000 $202,000 $641,000 $73,000 $405,000
Asian 54 $10,269,000 $190,000 $405,000 $79,000 $270,000
Not Provided 25 $5,691,000 $227,000 $550,000 $77,000 $179,000
Native Hawaiian or Other Pacific Islander 3 $354,000 $118,000 $194,000 $71,000 $146,000
American Indian or Alaskan Native 1 $93,000 $93,000 $93,000 $66,000 $66,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 637 $159,064,000 $249,000 $1,925,000 $117,000 $877,000
FHA-insured (Federal Housing Administration) 531 $103,666,000 $195,000 $667,000 $66,000 $275,000
VA-guaranteed (Veterans Administration) 56 $13,065,000 $233,000 $625,000 $81,000 $248,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 34 $5,809,000 $170,000 $293,000 $58,000 $95,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 873 $198,993,000 $227,000 $1,925,000 $98,000 $877,000
Application Withdrawn By Applicant 255 $58,523,000 $229,000 $1,000,000 $87,000 $409,000
Application Denied By Financial Institution 98 $17,363,000 $177,000 $540,000 $58,000 $189,000
File Closed For Incompleteness 30 $6,303,000 $210,000 $629,000 $96,000 $257,000
Application Approved But Not Accepted 2 $422,000 $211,000 $361,000 $49,000 $72,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 26 $4,277,000 $164,000 $334,000 $48,000 $104,000
Other 21 $3,945,000 $187,000 $492,000 $63,000 $189,000
Credit History 19 $3,115,000 $163,000 $296,000 $57,000 $104,000
Collateral 12 $2,884,000 $240,000 $540,000 $82,000 $143,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,341,000 $191,000 $312,000 $54,000 $155,000
Employment History 3 $375,000 $125,000 $142,000 $39,000 $50,000
Credit Application Incomplete 1 $52,000 $52,000 $52,000 $60,000 $60,000
Unverifiable Information 1 $86,000 $86,000 $86,000 $28,000 $28,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Centennial Lending Group, LLC's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Centennial Lending Group, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet with aggregated HMDA statistics today.

Download the Pennsylvania Lender List