Centennial Lending Group, LLC Mortgage Lending & HMDA Data, 2017
In 2017, Centennial Lending Group, LLC of Maple Glen, PA reported 1,258 mortgage applications totaling $281.6 million, up 41% from 2016. The average application was for $223,850, and applicants reported an average income of $92,387. 69% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Montgomery County-Bucks County-Chester County, PA (410), Philadelphia, PA (307) and Camden, NJ (148) (applications in parentheses).
| Mortgage Company & Address | Centennial Lending Group, LLC 1126 Horsham Road Maple Glen, PA 19002 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 1,258 |
| Total Mortgage Loan Application Amount | $281,604,000 |
| Average Mortgage Loan Application Amount | $223,850 |
| Highest Mortgage Loan Application Amount | $1,925,000 |
| Average Applicant Income | $92,387 |
| Highest Applicant Income | $877,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Centennial Lending Group, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County-Bucks County-Chester County, PA | 410 | $ 109,001,000 | $ 265,856 | $ 100,000 |
| Philadelphia, PA | 307 | $ 57,847,000 | $ 188,426 | $ 88,000 |
| Camden, NJ | 148 | $ 25,364,000 | $ 171,378 | $ 81,000 |
| Baltimore-Columbia-Towson, MD | 99 | $ 22,292,000 | $ 225,171 | $ 83,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 40 | $ 7,910,000 | $ 197,750 | $ 87,000 |
| Crestview-Fort Walton Beach-Destin, FL | 33 | $ 3,793,000 | $ 114,939 | $ 52,000 |
| New York-Jersey City-White Plains, NY-NJ | 27 | $ 10,477,000 | $ 388,037 | $ 138,000 |
| Wilmington, DE-MD-NJ | 24 | $ 5,630,000 | $ 234,583 | $ 87,500 |
| Newark, NJ-PA | 23 | $ 7,199,000 | $ 313,000 | $ 125,478 |
| Trenton, NJ | 16 | $ 3,171,000 | $ 198,187 | $ 84,000 |
| Ocean City, NJ | 11 | $ 5,635,000 | $ 512,272 | $ 238,000 |
| Akron, OH | 10 | $ 1,459,000 | $ 145,900 | $ 70,000 |
| Silver Spring-Frederick-Rockville, MD | 9 | $ 1,927,000 | $ 214,111 | $ 90,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 9 | $ 2,538,000 | $ 282,000 | $ 79,111 |
| Reading, PA | 8 | $ 1,590,000 | $ 198,750 | $ 63,000 |
| Cleveland-Elyria, OH | 7 | $ 1,317,000 | $ 188,142 | $ 87,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 6 | $ 1,155,000 | $ 192,500 | $ 78,000 |
| Atlantic City-Hammonton, NJ | 5 | $ 990,000 | $ 198,000 | $ 183,000 |
| Dover, DE | 5 | $ 1,347,000 | $ 269,400 | $ 89,000 |
| Salisbury, MD-DE | 5 | $ 1,083,000 | $ 216,600 | $ 84,200 |
| East Stroudsburg, PA | 4 | $ 955,000 | $ 238,750 | $ 131,000 |
| York-Hanover, PA | 4 | $ 763,000 | $ 190,750 | $ 64,000 |
| Cape Coral-Fort Myers, FL | 3 | $ 675,000 | $ 225,000 | $ 150,000 |
| Columbus, OH | 3 | $ 501,000 | $ 167,000 | $ 69,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 3 | $ 688,000 | $ 229,333 | $ 101,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 571,000 | $ 190,333 | $ 42,666 |
| Orlando-Kissimmee-Sanford, FL | 2 | $ 379,000 | $ 189,500 | $ 110,000 |
| Riverside-San Bernardino-Ontario, CA | 2 | $ 262,000 | $ 131,000 | $ 61,000 |
| Vineland-Bridgeton, NJ | 2 | $ 216,000 | $ 108,000 | $ 154,000 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 560,000 | $ 560,000 | $ 183,000 |
| Atlanta-Sandy Springs-Roswell, GA | 1 | $ 378,000 | $ 378,000 | $ 205,000 |
| Bloomsburg-Berwick, PA | 1 | $ 108,000 | $ 108,000 | $ 42,000 |
| California-Lexington Park, MD | 1 | $ 113,000 | $ 113,000 | $ 20,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1 | $ 300,000 | $ 300,000 | $ 184,000 |
| Gainesville, FL | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Harrisburg-Carlisle, PA | 1 | $ 140,000 | $ 140,000 | $ 31,000 |
| Lancaster, PA | 1 | $ 118,000 | $ 118,000 | $ 42,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 486,000 | $ 486,000 | $ 253,000 |
| North Port-Sarasota-Bradenton, FL | 1 | $ 247,000 | $ 247,000 | $ 74,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 95,000 | $ 95,000 | $ 98,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Raleigh, NC | 1 | $ 193,000 | $ 193,000 | $ 76,000 |
| Richmond, VA | 1 | $ 210,000 | $ 210,000 | $ 57,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 66,000 | $ 66,000 | $ 38,000 |
| Springfield, OH | 1 | $ 118,000 | $ 118,000 | $ 44,000 |
| Toledo, OH | 1 | $ 108,000 | $ 108,000 | $ 50,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1 | $ 309,000 | $ 309,000 | $ 117,000 |
Mortgage Loan Application Detail Totals for Centennial Lending Group, LLC in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,014 | $227,327,000 | $224,000 | $1,925,000 | $92,000 | $877,000 |
| Refinancing | 244 | $54,277,000 | $222,000 | $1,000,000 | $94,000 | $367,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 827 | $196,791,000 | $237,000 | $1,925,000 | $103,000 | $877,000 |
| Black or African American | 229 | $44,316,000 | $193,000 | $1,000,000 | $69,000 | $359,000 |
| Hispanic | 119 | $24,090,000 | $202,000 | $641,000 | $73,000 | $405,000 |
| Asian | 54 | $10,269,000 | $190,000 | $405,000 | $79,000 | $270,000 |
| Not Provided | 25 | $5,691,000 | $227,000 | $550,000 | $77,000 | $179,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $354,000 | $118,000 | $194,000 | $71,000 | $146,000 |
| American Indian or Alaskan Native | 1 | $93,000 | $93,000 | $93,000 | $66,000 | $66,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 637 | $159,064,000 | $249,000 | $1,925,000 | $117,000 | $877,000 |
| FHA-insured (Federal Housing Administration) | 531 | $103,666,000 | $195,000 | $667,000 | $66,000 | $275,000 |
| VA-guaranteed (Veterans Administration) | 56 | $13,065,000 | $233,000 | $625,000 | $81,000 | $248,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 34 | $5,809,000 | $170,000 | $293,000 | $58,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 873 | $198,993,000 | $227,000 | $1,925,000 | $98,000 | $877,000 |
| Application Withdrawn By Applicant | 255 | $58,523,000 | $229,000 | $1,000,000 | $87,000 | $409,000 |
| Application Denied By Financial Institution | 98 | $17,363,000 | $177,000 | $540,000 | $58,000 | $189,000 |
| File Closed For Incompleteness | 30 | $6,303,000 | $210,000 | $629,000 | $96,000 | $257,000 |
| Application Approved But Not Accepted | 2 | $422,000 | $211,000 | $361,000 | $49,000 | $72,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 26 | $4,277,000 | $164,000 | $334,000 | $48,000 | $104,000 |
| Other | 21 | $3,945,000 | $187,000 | $492,000 | $63,000 | $189,000 |
| Credit History | 19 | $3,115,000 | $163,000 | $296,000 | $57,000 | $104,000 |
| Collateral | 12 | $2,884,000 | $240,000 | $540,000 | $82,000 | $143,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,341,000 | $191,000 | $312,000 | $54,000 | $155,000 |
| Employment History | 3 | $375,000 | $125,000 | $142,000 | $39,000 | $50,000 |
| Credit Application Incomplete | 1 | $52,000 | $52,000 | $52,000 | $60,000 | $60,000 |
| Unverifiable Information | 1 | $86,000 | $86,000 | $86,000 | $28,000 | $28,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Centennial Lending Group, LLC's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Centennial Lending Group, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About