Centennial Lending, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Centennial Lending, Llc 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Centennial Lending, Llc 4112 Kodiak Court, Unit D Centennial, CO 80504 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 3,031 |
| Total Mortgage Loan Application Amount | $504,839,000 |
| Average Mortgage Loan Application Amount | $155,333 |
| Highest Mortgage Loan Application Amount | $2,575,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $1,648,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Centennial Lending, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centennial Lending, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Centennial Lending, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centennial Lending, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Centennial Lending, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centennial Lending, Llc's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Adams County Colorado | 286 | $ 48,867,000 | $ 170,000 | $ 74,000 |
| Laramie County Wyoming | 270 | $ 41,483,000 | $ 153,000 | $ 87,000 |
| Jefferson County Colorado | 268 | $ 57,837,000 | $ 215,000 | $ 92,000 |
| Boulder County Colorado | 256 | $ 54,051,000 | $ 211,000 | $ 111,000 |
| Pima County Arizona | 254 | $ 32,728,000 | $ 128,000 | $ 73,000 |
| Weld County Colorado | 189 | $ 33,132,000 | $ 175,000 | $ 78,000 |
| Larimer County Colorado | 129 | $ 25,060,000 | $ 194,000 | $ 102,000 |
| Denver County Colorado | 126 | $ 25,169,000 | $ 199,000 | $ 98,000 |
| Maricopa County Arizona | 124 | $ 17,781,000 | $ 143,000 | $ 77,000 |
| Arapahoe County Colorado | 123 | $ 21,285,000 | $ 173,000 | $ 78,000 |
| Lancaster County Nebraska | 100 | $ 11,470,000 | $ 114,000 | $ 67,000 |
| Fremont County Wyoming | 99 | $ 15,391,000 | $ 155,000 | $ 82,000 |
| Broomfield County Colorado | 59 | $ 11,750,000 | $ 199,000 | $ 90,000 |
| Douglas County Colorado | 56 | $ 14,033,000 | $ 250,000 | $ 105,000 |
| Pueblo County Colorado | 53 | $ 6,400,000 | $ 120,000 | $ 58,000 |
| Natrona County Wyoming | 49 | $ 8,037,000 | $ 164,000 | $ 69,000 |
| Douglas County Nebraska | 35 | $ 4,800,000 | $ 137,000 | $ 84,000 |
| Albany County Wyoming | 29 | $ 4,560,000 | $ 157,000 | $ 63,000 |
| Mesa County Colorado | 28 | $ 4,064,000 | $ 145,000 | $ 68,000 |
| Gage County Nebraska | 18 | $ 1,604,000 | $ 89,000 | $ 65,000 |
| Marion County Oregon | 18 | $ 2,609,000 | $ 144,000 | $ 79,000 |
| Park County Wyoming | 17 | $ 2,800,000 | $ 164,000 | $ 83,000 |
| Adams County Nebraska | 16 | $ 1,241,000 | $ 77,000 | $ 53,000 |
| Summit County Colorado | 15 | $ 3,779,000 | $ 251,000 | $ 139,000 |
| Comanche County Oklahoma | 15 | $ 1,089,000 | $ 72,000 | $ 63,000 |
| El Paso County Colorado | 14 | $ 3,395,000 | $ 242,000 | $ 106,000 |
| Box Butte County Nebraska | 13 | $ 1,336,000 | $ 102,000 | $ 71,000 |
| Scotts Bluff County Nebraska | 13 | $ 1,518,000 | $ 116,000 | $ 74,000 |
| Sweetwater County Wyoming | 13 | $ 1,984,000 | $ 152,000 | $ 93,000 |
| Grand County Colorado | 12 | $ 2,166,000 | $ 180,000 | $ 93,000 |
| Oklahoma County Oklahoma | 12 | $ 1,037,000 | $ 86,000 | $ 65,000 |
| Dawes County Nebraska | 11 | $ 1,060,000 | $ 96,000 | $ 59,000 |
| Red Willow County Nebraska | 11 | $ 859,000 | $ 78,000 | $ 50,000 |
| Campbell County Wyoming | 11 | $ 1,915,000 | $ 174,000 | $ 85,000 |
| Sarpy County Nebraska | 9 | $ 1,414,000 | $ 157,000 | $ 119,000 |
| Big Horn County Wyoming | 9 | $ 1,080,000 | $ 120,000 | $ 73,000 |
| Converse County Wyoming | 9 | $ 1,292,000 | $ 143,000 | $ 81,000 |
| Gilpin County Colorado | 8 | $ 1,539,000 | $ 192,000 | $ 84,000 |
| Madison County Nebraska | 8 | $ 860,000 | $ 107,000 | $ 59,000 |
| Washakie County Wyoming | 8 | $ 1,072,000 | $ 134,000 | $ 59,000 |
| Yavapai County Arizona | 7 | $ 976,000 | $ 139,000 | $ 106,000 |
| Carbon County Wyoming | 7 | $ 821,000 | $ 117,000 | $ 75,000 |
| Garfield County Colorado | 6 | $ 849,000 | $ 141,000 | $ 53,000 |
| Park County Colorado | 6 | $ 888,000 | $ 148,000 | $ 66,000 |
| Buffalo County Nebraska | 6 | $ 799,000 | $ 133,000 | $ 47,000 |
| Bernalillo County New Mexico | 6 | $ 559,000 | $ 93,000 | $ 72,000 |
| Cochise County Arizona | 5 | $ 591,000 | $ 118,000 | $ 54,000 |
| Pinal County Arizona | 5 | $ 413,000 | $ 82,000 | $ 71,000 |
| Clear Creek County Colorado | 5 | $ 1,051,000 | $ 210,000 | $ 88,000 |
| Custer County Colorado | 5 | $ 652,000 | $ 130,000 | $ 54,000 |
| Eagle County Colorado | 5 | $ 1,538,000 | $ 307,000 | $ 120,000 |
| Fremont County Colorado | 5 | $ 850,000 | $ 170,000 | $ 104,000 |
| Morgan County Colorado | 5 | $ 485,000 | $ 97,000 | $ 82,000 |
| Clay County Nebraska | 5 | $ 535,000 | $ 107,000 | $ 74,000 |
| Hitchcock County Nebraska | 5 | $ 346,000 | $ 69,000 | $ 52,000 |
| Canadian County Oklahoma | 5 | $ 389,000 | $ 77,000 | $ 51,000 |
| Johnson County Wyoming | 5 | $ 817,000 | $ 163,000 | $ 68,000 |
| Elbert County Colorado | 4 | $ 1,090,000 | $ 272,000 | $ 139,000 |
| Pottawattamie County Iowa | 4 | $ 379,000 | $ 94,000 | $ 39,000 |
| Cass County Nebraska | 4 | $ 478,000 | $ 119,000 | $ 77,000 |
| Jefferson County Nebraska | 4 | $ 343,000 | $ 85,000 | $ 46,000 |
| Wayne County Nebraska | 4 | $ 412,000 | $ 103,000 | $ 74,000 |
| Stephens County Oklahoma | 4 | $ 706,000 | $ 176,000 | $ 100,000 |
| Goshen County Wyoming | 4 | $ 339,000 | $ 84,000 | $ 70,000 |
| Lincoln County Wyoming | 4 | $ 563,000 | $ 140,000 | $ 64,000 |
| Platte County Wyoming | 4 | $ 460,000 | $ 115,000 | $ 94,000 |
| Navajo County Arizona | 3 | $ 332,000 | $ 110,000 | $ 157,000 |
| Logan County Colorado | 3 | $ 369,000 | $ 123,000 | $ 67,000 |
| Routt County Colorado | 3 | $ 780,000 | $ 260,000 | $ 402,000 |
| Cheyenne County Nebraska | 3 | $ 258,000 | $ 86,000 | $ 44,000 |
| Dodge County Nebraska | 3 | $ 297,000 | $ 99,000 | $ 56,000 |
| Pierce County Nebraska | 3 | $ 317,000 | $ 105,000 | $ 52,000 |
| Saunders County Nebraska | 3 | $ 599,000 | $ 199,000 | $ 117,000 |
| Seward County Nebraska | 3 | $ 560,000 | $ 186,000 | $ 77,000 |
| Stanton County Nebraska | 3 | $ 235,000 | $ 78,000 | $ 49,000 |
| Polk County Oregon | 3 | $ 369,000 | $ 123,000 | $ 48,000 |
| Sheridan County Wyoming | 3 | $ 657,000 | $ 219,000 | $ 83,000 |
| Apache County Arizona | 2 | $ 431,000 | $ 215,000 | $ 89,000 |
| Gila County Arizona | 2 | $ 207,000 | $ 103,000 | $ 73,000 |
| Graham County Arizona | 2 | $ 291,000 | $ 145,000 | $ 69,000 |
| Lake County Colorado | 2 | $ 260,000 | $ 130,000 | $ 72,000 |
| Moffat County Colorado | 2 | $ 223,000 | $ 111,000 | $ 83,000 |
| Cass County Iowa | 2 | $ 130,000 | $ 65,000 | $ 52,000 |
| Antelope County Nebraska | 2 | $ 75,000 | $ 37,000 | $ 46,000 |
| Hall County Nebraska | 2 | $ 239,000 | $ 119,000 | $ 69,000 |
| Kearney County Nebraska | 2 | $ 115,000 | $ 57,000 | $ 38,000 |
| Morrill County Nebraska | 2 | $ 231,000 | $ 115,000 | $ 67,000 |
| Otoe County Nebraska | 2 | $ 172,000 | $ 86,000 | $ 49,000 |
| Phelps County Nebraska | 2 | $ 338,000 | $ 169,000 | $ 68,000 |
| Dona Ana County New Mexico | 2 | $ 138,000 | $ 69,000 | $ 53,000 |
| Grady County Oklahoma | 2 | $ 240,000 | $ 120,000 | $ 89,000 |
| Benton County Oregon | 2 | $ 555,000 | $ 277,000 | $ 262,000 |
| Crook County Wyoming | 2 | $ 264,000 | $ 132,000 | $ 58,000 |
| Sublette County Wyoming | 2 | $ 442,000 | $ 221,000 | $ 120,000 |
| Coconino County Arizona | 1 | $ 190,000 | $ 190,000 | $ 185,000 |
| Archuleta County Colorado | 1 | $ 158,000 | $ 158,000 | $ 155,000 |
| Delta County Colorado | 1 | $ 114,000 | $ 114,000 | $ 31,000 |
| Gunnison County Colorado | 1 | $ 375,000 | $ 375,000 | $ 143,000 |
| Huerfano County Colorado | 1 | $ 24,000 | $ 24,000 | $ 30,000 |
| La Plata County Colorado | 1 | $ 159,000 | $ 159,000 | $ 9,000 |
| Las Animas County Colorado | 1 | $ 374,000 | $ 374,000 | $ 80,000 |
| Otero County Colorado | 1 | $ 49,000 | $ 49,000 | $ 70,000 |
| Phillips County Colorado | 1 | $ 21,000 | $ 21,000 | $ 68,000 |
| Saguache County Colorado | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Teller County Colorado | 1 | $ 160,000 | $ 160,000 | $ 141,000 |
| Sarasota County Florida | 1 | $ 104,000 | $ 104,000 | $ 292,000 |
| Marshall County Iowa | 1 | $ 131,000 | $ 131,000 | $ 95,000 |
| Brown County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Deuel County Nebraska | 1 | $ 64,000 | $ 64,000 | $ 59,000 |
| Kimball County Nebraska | 1 | $ 80,000 | $ 80,000 | $ 73,000 |
| Lincoln County Nebraska | 1 | $ 118,000 | $ 118,000 | $ 40,000 |
| Merrick County Nebraska | 1 | $ 71,000 | $ 71,000 | $ 31,000 |
| Nemaha County Nebraska | 1 | $ 27,000 | $ 27,000 | $ 10,000 |
| Perkins County Nebraska | 1 | $ 60,000 | $ 60,000 | $ 110,000 |
| Saline County Nebraska | 1 | $ 58,000 | $ 58,000 | $ 47,000 |
| Sheridan County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| Sherman County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Valley County Nebraska | 1 | $ 117,000 | $ 117,000 | $ 99,000 |
| Washington County Nebraska | 1 | $ 79,000 | $ 79,000 | $ 29,000 |
| Webster County Nebraska | 1 | $ 33,000 | $ 33,000 | $ 1,000 |
| Eddy County New Mexico | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| Grant County New Mexico | 1 | $ 68,000 | $ 68,000 | $ 69,000 |
| Luna County New Mexico | 1 | $ 136,000 | $ 136,000 | $ 141,000 |
| Torrance County New Mexico | 1 | $ 110,000 | $ 110,000 | $ 1,648,000 |
| Bryan County Oklahoma | 1 | $ 130,000 | $ 130,000 | $ 53,000 |
| Cleveland County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 167,000 |
| Cotton County Oklahoma | 1 | $ 76,000 | $ 76,000 | $ 62,000 |
| Lincoln County Oklahoma | 1 | $ 143,000 | $ 143,000 | $ 34,000 |
| Payne County Oklahoma | 1 | $ 61,000 | $ 61,000 | $ 94,000 |
| Rogers County Oklahoma | 1 | $ 174,000 | $ 174,000 | $ 77,000 |
| Woodward County Oklahoma | 1 | $ 158,000 | $ 158,000 | $ 216,000 |
| Jefferson County Oregon | 1 | $ 69,000 | $ 69,000 | $ 64,000 |
| Lincoln County Oregon | 1 | $ 162,000 | $ 162,000 | $ 63,000 |
| Yamhill County Oregon | 1 | $ 247,000 | $ 247,000 | $ 26,000 |
Mortgage Loan Application Detail Totals for Centennial Lending, Llc in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,160 | $351,824,000 | $162,000 | $1,112,000 | $87,000 | $1,648,000 |
| Home Purchase | 821 | $146,685,000 | $178,000 | $2,575,000 | $80,000 | $425,000 |
| Home Improvement | 50 | $6,330,000 | $126,000 | $417,000 | $76,000 | $292,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,921 | $323,860,000 | $168,000 | $2,575,000 | $84,000 | $1,648,000 |
| Not Provided | 652 | $106,397,000 | $163,000 | $1,333,000 | $88,000 | $1,536,000 |
| Hispanic | 314 | $45,678,000 | $145,000 | $608,000 | $71,000 | $368,000 |
| Black or African American | 57 | $8,045,000 | $141,000 | $304,000 | $73,000 | $174,000 |
| Asian | 45 | $7,385,000 | $164,000 | $320,000 | $94,000 | $287,000 |
| Not applicable | 20 | $8,842,000 | $442,000 | $1,000,000 | $236,000 | $1,417,000 |
| American Indian or Alaskan Native | 14 | $2,939,000 | $209,000 | $564,000 | $98,000 | $216,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,693,000 | $211,000 | $400,000 | $65,000 | $122,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,777 | $464,757,000 | $167,000 | $2,575,000 | $86,000 | $1,536,000 |
| FHA-insured (Federal Housing Administration) | 188 | $27,743,000 | $147,000 | $413,000 | $63,000 | $337,000 |
| VA-guaranteed (Veterans Administration) | 66 | $12,339,000 | $186,000 | $409,000 | $98,000 | $1,648,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,324 | $228,671,000 | $172,000 | $2,575,000 | $86,000 | $1,417,000 |
| Application Denied By Financial Institution | 653 | $104,177,000 | $159,000 | $940,000 | $72,000 | $1,648,000 |
| Application Withdrawn By Applicant | 513 | $87,154,000 | $169,000 | $477,000 | $90,000 | $1,536,000 |
| File Closed For Incompleteness | 314 | $46,994,000 | $149,000 | $384,000 | $81,000 | $802,000 |
| Application Approved But Not Accepted | 227 | $37,843,000 | $166,000 | $600,000 | $103,000 | $1,492,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 231 | $32,918,000 | $142,000 | $417,000 | $79,000 | $1,648,000 |
| Debt-To-Income Ratio | 194 | $35,918,000 | $185,000 | $940,000 | $63,000 | $710,000 |
| Collateral | 101 | $14,822,000 | $146,000 | $564,000 | $76,000 | $450,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,901,000 | $172,000 | $250,000 | $71,000 | $225,000 |
| Other | 10 | $1,084,000 | $108,000 | $214,000 | $73,000 | $115,000 |
| Employment History | 8 | $902,000 | $112,000 | $212,000 | $63,000 | $137,000 |
| Unverifiable Information | 5 | $942,000 | $188,000 | $275,000 | $52,000 | $88,000 |
| Credit Application Incomplete | 4 | $580,000 | $145,000 | $225,000 | $70,000 | $150,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Centennial Lending, Llc's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Centennial Lending, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.